Common use of Prepayments of Certain Indebtedness Clause in Contracts

Prepayments of Certain Indebtedness. Modifications of Certain Indebtedness; Payments of Interest on Convertible Notes and Indebtedness 78 Section 7.10. Negative Pledge 79 Section 7.11. Amendments to Certain Documents 79 Section 7.12. Sale Leasebacks 79 Section 7.13. [Reserved] 79 Section 7.14. Accounting Changes 79 Section 7.15. OFAC 79 Article VIII Events of Default and Remedies 80 Section 8.01. Events of Default 80 Section 8.02. Remedies Upon Event of Default 83 Section 8.03. Application of Funds 83 Article IX Administrative Agent and Other Agents 84 Section 9.01. Appointment and Authorization of Agents 84 Section 9.02. Delegation of Duties 85 Section 9.03. Liability of Agents 86 Section 9.04. Reliance by Agents 86 Section 9.05. Notice of Default 87 Section 9.06. Credit Decision; Disclosure of Information by Agents 87 Section 9.07. Indemnification of Agents 87 Section 9.08. Agents in their Individual Capacities 88 Section 9.09. Successor Agents 88 Section 9.10. Administrative Agent May File Proofs of Claim 89 Section 9.11. Release of Collateral and Guaranty 90 Article X Miscellaneous 91 Section 10.01. Amendments, Etc. 91 Section 10.02. Notices and Other Communications 92 Section 10.03. No Waiver; Cumulative Remedies 94 Section 10.04. Costs and Expenses 94 Section 10.05. Indemnification by Borrower 95 Section 10.06. Payments Set Aside 96 Section 10.07. Successors and Assigns 96 Section 10.08. Confidentiality 100 Section 10.09. Setoff 100 Section 10.10. Counterparts 101 Section 10.11. Integration 101 Section 10.12. Survival of Representations and Warranties 101 Section 10.13. Severability 101 Section 10.14. GOVERNING LAW 101 Section 10.15. WAIVER OF RIGHT TO TRIAL BY JURY 102 Section 10.16. Binding Effect 102 Section 10.17. Lender Action 102 Section 10.18. PATRIOT Act 102 Section 10.19. No Advisory or Fiduciary Responsibility 103 Section 10.20. No Novation 103 Section 10.21. OID Legend 103 Schedules Schedule 1 — Guarantors Schedule 2.01(a) — Commitments Schedule 5.02 — Authorizations; No Contravention Schedule 5.03 — Governmental Authorization; Other Consents Schedule 5.07(b) — Real Property Schedule 5.08 — Collateral Filings and Perfection Matters Schedule 5.10 — Taxes Schedule 5.14 — Subsidiaries and Other Equity Investments Schedule 5.17 — Intellectual Property Schedule 5.19 — Material Agreements Schedule 7.01(b) — Existing Liens Schedule 7.02(e) — Existing Investments Schedule 7.03(b) — Surviving Indebtedness Schedule 7.12 — Existing Sale Leasebacks Schedule 10.02 — Administrative Agent’s Office, Certain Addresses for Notices Exhibits Exhibit A — Form of Prepayment Notice Exhibit B — Form of Note Exhibit C — [Reserved] Exhibit D — Form of Assignment and Assumption Exhibit E — Form of Guaranty Exhibit F — Form of Security Agreement Exhibit G — Form of Securities Pledge Agreement Exhibit H — Form of Intellectual Property Security Agreement Exhibit I — Form of Solvency Certificate Amended and Restated Senior Secured Credit Agreement This Amended and Restated Senior Secured Credit Agreement (this “Agreement”) is entered into as of June 5, 2020 among CL Media Holdings LLC, a Delaware limited liability company (“Borrower”), each financial institution from time to time party hereto as lender (each, a “Lender” and collectively, the “Lenders”), and Centre Lane Partners Master Credit Fund II, L.P., as administrative agent for the Lenders (in such capacity, and together with its successors and assigns, the “Administrative Agent”) and as collateral agent for the Lenders (in such capacity, and together with its successors and assigns, the “Collateral Agent”).

Prepayments of Certain Indebtedness. Modifications of Certain Indebtedness; Payments of Interest on Convertible Notes and Indebtedness 78 77 Section 7.10. Negative Pledge 79 77 Section 7.11. Amendments to Certain Organization Documents 79 78 Section 7.12. Sale Leasebacks 79 78 Section 7.13. [Reserved] 79 78 Section 7.14. Accounting Changes 79 78 Section 7.15. OFAC 79 78 Article VIII Events of Default and Remedies 80 78 Section 8.01. Events of Default 80 78 Section 8.02. Remedies Upon Event of Default 83 81 Section 8.03. Application of Funds 83 82 Article IX Administrative Agent and Other Agents 84 83 Section 9.01. Appointment and Authorization of Agents 84 83 Section 9.02. Delegation of Duties 85 84 Section 9.03. Liability of Agents 86 84 Section 9.04. Reliance by Agents 86 85 Section 9.05. Notice of Default 87 85 Section 9.06. Credit Decision; Disclosure of Information by Agents 87 85 Section 9.07. Indemnification of Agents 87 86 Section 9.08. Agents in their Individual Capacities 88 86 Section 9.09. Successor Agents 88 87 Section 9.10. Administrative Agent May File Proofs of Claim 89 87 Section 9.11. Release of Collateral and Guaranty 90 88 Article X Miscellaneous 91 89 Section 10.01. Amendments, Etc. 91 89 Section 10.02. Notices and Other Communications 92 91 Section 10.03. No Waiver; Cumulative Remedies 94 92 Section 10.04. Costs and Expenses 94 93 Section 10.05. Indemnification by Borrower 95 93 Section 10.06. Payments Set Aside 96 94 Section 10.07. Successors and Assigns 96 95 Section 10.08. Confidentiality 100 98 Section 10.09. Setoff 100 Section 10.10. Counterparts 101 99 Section 10.11. Integration 101 99 Section 10.12. Survival of Representations and Warranties 101 100 Section 10.13. Severability 101 100 Section 10.14. GOVERNING LAW 101 Governing Law 100 Section 10.15. WAIVER OF RIGHT TO TRIAL BY JURY 102 Waiver of Right To Trial By Jury 100 Section 10.16. Binding Effect 102 101 Section 10.17. Lender Action 102 101 Section 10.18. PATRIOT Act 102 101 Section 10.19. No Advisory or Fiduciary Responsibility 103 101 Section 10.20. No Novation 103 Section 10.21. OID Legend 103 102 Schedules Schedule 1 — Guarantors Schedule 2.01(a) — Commitments Schedule 5.02 — Authorizations; No Contravention Schedule 5.03 — Governmental Authorization; Other Consents Schedule 5.07(b) — Real Property Schedule 5.08 — Collateral Filings and Perfection Matters Schedule 5.10 — Taxes Schedule 5.14 — Subsidiaries and Other Equity Investments Schedule 5.17 — Intellectual Property Schedule 5.19 — Material Agreements Schedule 7.01(b) — Existing Liens Schedule 7.02(e) — Existing Investments Schedule 7.03(b) — Surviving Indebtedness Schedule 7.12 — Existing Sale Leasebacks Schedule 10.02 — Administrative Agent’s Office, Certain Addresses for Notices Exhibits Exhibit A — Form of Prepayment Notice Exhibit B — Form of Note Exhibit C — [Reserved] Exhibit D — Form of Assignment and Assumption Exhibit E — Form of Guaranty Exhibit F — Form of Security Agreement Exhibit G — Form of Securities Pledge Agreement Exhibit H — Form of Intellectual Property Security Agreement Exhibit I — Form of Solvency Certificate Amended and Restated Senior Secured Credit Agreement This Amended and Restated Senior Secured Credit Agreement (this “Agreement”) is entered into as of June 5, 2020 among CL Media Holdings LLC, a Delaware limited liability company (“Borrower”), each financial institution from time to time party hereto as lender (each, a “Lender” and collectively, the “Lenders”), and Centre Lane Partners Master Credit Fund II, L.P., as administrative agent for the Lenders (in such capacity, and together with its successors and assigns, the “Administrative Agent”) and as collateral agent for the Lenders (in such capacity, and together with its successors and assigns, the “Collateral Agent”).

Prepayments of Certain Indebtedness. Modifications of Certain Indebtedness; Payments of Interest on Convertible Notes and Indebtedness 78 73 Section 7.10. Negative Pledge 79 73 Section 7.11. Amendments to Certain Organization Documents 79 74 Section 7.12. Sale Leasebacks 79 74 Section 7.13. [Reserved] 79 74 Section 7.14. Accounting Changes 79 74 Section 7.15. OFAC 79 Article 74 ARTICLE VIII Events of Default and Remedies 80 EVENTS OF DEFAULT AND REMEDIES 74 Section 8.01. Events of Default 80 74 Section 8.02. Remedies Upon Event of Default 83 77 Section 8.03. Application of Funds 83 Article 78 ARTICLE IX Administrative Agent and Other Agents 84 ADMINISTRATIVE AGENT AND OTHER AGENTS 79 Section 9.01. Appointment and Authorization of Agents 84 79 Section 9.02. Delegation of Duties 85 80 Section 9.03. Liability of Agents 86 80 Section 9.04. Reliance by Agents 86 81 Section 9.05. Notice of Default 87 81 Section 9.06. Credit Decision; Disclosure of Information by Agents 87 82 Section 9.07. Indemnification of Agents 87 82 Section 9.08. Agents in their Individual Capacities 88 82 Section 9.09. Successor Agents 88 83 Section 9.10. Administrative Agent May File Proofs of Claim 89 84 Section 9.11. Release of Collateral and Guaranty 90 Article 84 ARTICLE X Miscellaneous 91 MISCELLANEOUS 85 Section 10.01. Amendments, Etc. 91 85 Section 10.02. Notices and Other Communications 92 87 Section 10.03. No Waiver; Cumulative Remedies 94 88 Section 10.04. Costs and Expenses 94 89 Section 10.05. Indemnification by Borrower 95 89 Section 10.06. Payments Set Aside 96 90 Section 10.07. Successors and Assigns 96 90 Section 10.08. Confidentiality 100 93 Section 10.09. Setoff 100 Section 10.10. Counterparts 101 94 Section 10.11. Integration 101 94 Section 10.12. Survival of Representations and Warranties 101 95 Section 10.13. Severability 101 95 Section 10.14. GOVERNING LAW 101 Governing Law 95 Section 10.15. WAIVER OF RIGHT TO TRIAL BY JURY 102 Waiver of Right To Trial By Jury 95 Section 10.16. Binding Effect 102 96 Section 10.17. Lender Action 102 96 Section 10.18. PATRIOT Act 102 96 Section 10.19. No Advisory or Fiduciary Responsibility 103 96 Section 10.20. No Novation 103 Section 10.21. OID Legend 103 Schedules 96 SCHEDULES Schedule 1 — Guarantors Schedule 2.01(a2.01 (a) — Commitments Schedule 5.02 — Authorizations; No Contravention Schedule 5.03 — Governmental Authorization; Other Consents Schedule 5.07(b5.07 (b) — Real Property Schedule 5.08 — Collateral Filings and Perfection Matters Schedule 5.10 — Taxes Schedule 5.14 — Subsidiaries and Other Equity Investments Schedule 5.17 — Intellectual Property Schedule 5.19 — Material Agreements Schedule 7.01(b7.01 (b) — Existing Liens Schedule 7.02(e7.02 (e) — Existing Investments Schedule 7.03(b7.03 (b) — Surviving Indebtedness Schedule 7.12 — Existing Sale Leasebacks Schedule 10.02 — Administrative Agent’s Office, Certain Addresses for Notices Exhibits EXHIBITS Exhibit A — Form of Prepayment Notice Exhibit B — Form of Note Exhibit C — [Reserved] Exhibit D — Form of Assignment and Assumption Exhibit E — Form of Guaranty Exhibit F — Form of Security Agreement Exhibit G — Form of Securities Pledge Agreement Exhibit H — Form of Intellectual Property Security Agreement Exhibit I — Form of Solvency Certificate Amended and Restated Senior Secured Credit Agreement This Amended and Restated Senior Secured Credit Agreement (this “Agreement”) is entered into as of June 5, 2020 among CL Media Holdings LLC, a Delaware limited liability company (“Borrower”), each financial institution from time to time party hereto as lender (each, a “Lender” and collectively, the “Lenders”), and Centre Lane Partners Master Credit Fund II, L.P., as administrative agent for the Lenders (in such capacity, and together with its successors and assigns, the “Administrative Agent”) and as collateral agent for the Lenders (in such capacity, and together with its successors and assigns, the “Collateral Agent”).

Prepayments of Certain Indebtedness. Modifications of Certain Indebtedness; Payments of Interest on Convertible Notes and Indebtedness 78 75 Section 7.10. Negative Pledge 79 76 Section 7.11. Amendments to Certain Organization Documents 79 76 Section 7.12. Sale Leasebacks 79 76 Section 7.13. [Reserved] 79 76 Section 7.14. Accounting Changes 79 76 Section 7.15. OFAC 79 76 Article VIII Events of Default and Remedies 80 77 Section 8.01. Events of Default 80 77 Section 8.02. Remedies Upon Event of Default 83 80 Section 8.03. Application of Funds 83 80 Article IX Administrative Agent and Other Agents 84 81 Section 9.01. Appointment and Authorization of Agents 84 81 Section 9.02. Delegation of Duties 85 82 Section 9.03. Liability of Agents 86 83 Section 9.04. Reliance by Agents 86 83 Section 9.05. Notice of Default 87 83 Section 9.06. Credit Decision; Disclosure of Information by Agents 87 84 Section 9.07. Indemnification of Agents 87 84 Section 9.08. Agents in their Individual Capacities 88 85 Section 9.09. Successor Agents 88 85 Section 9.10. Administrative Agent May File Proofs of Claim 89 86 Section 9.11. Release of Collateral and Guaranty 90 87 Article X Miscellaneous 91 88 Section 10.01. Amendments, Etc. 91 88 Section 10.02. Notices and Other Communications 92 89 Section 10.03. No Waiver; Cumulative Remedies 94 91 Section 10.04. Costs and Expenses 94 91 Section 10.05. Indemnification by Borrower 95 92 Section 10.06. Payments Set Aside 96 93 Section 10.07. Successors and Assigns 96 93 Section 10.08. Confidentiality 100 97 Section 10.09. Setoff 100 Section 10.10. Counterparts 101 97 Section 10.11. Integration 101 98 Section 10.12. Survival of Representations and Warranties 101 98 Section 10.13. Severability 101 98 Section 10.14. GOVERNING LAW 101 98 Section 10.15. WAIVER OF RIGHT TO TRIAL BY JURY 102 99 Section 10.16. Binding Effect 102 99 Section 10.17. Lender Action 102 99 Section 10.18. PATRIOT Act 102 99 Section 10.19. No Advisory or Fiduciary Responsibility 103 100 Section 10.20. No Novation 103 Section 10.21. OID Legend 103 Schedules 100 SCHEDULES Schedule 1 — Guarantors Schedule 2.01(a) — Commitments Schedule 5.02 — Authorizations; No Contravention Schedule 5.03 — Governmental Authorization; Other Consents Schedule 5.07(b) — Real Property Schedule 5.08 — Collateral Filings and Perfection Matters Schedule 5.10 — Taxes Schedule 5.14 — Subsidiaries and Other Equity Investments Schedule 5.17 — Intellectual Property Schedule 5.19 — Material Agreements Schedule 7.01(b) — Existing Liens Schedule 7.02(e) — Existing Investments Schedule 7.03(b) — Surviving Indebtedness Schedule 7.12 — Existing Sale Leasebacks Schedule 10.02 — Administrative Agent’s Office, Certain Addresses for Notices Exhibits Exhibit A — Form of Prepayment Notice Exhibit B — Form of Note Exhibit C — [Reserved] Exhibit D — Form of Assignment and Assumption Exhibit E — Form of Guaranty Exhibit F — Form of Security Agreement Exhibit G — Form of Securities Pledge Agreement Exhibit H — Form of Intellectual Property Security Agreement Exhibit I — Form of Solvency Certificate Amended and Restated Senior Secured Credit Agreement This Amended and Restated Senior Secured Credit Agreement (this “Agreement”) is entered into as of June 5, 2020 among CL Media Holdings LLC, a Delaware limited liability company (“Borrower”), each financial institution from time to time party hereto as lender (each, a “Lender” and collectively, the “Lenders”), and Centre Lane Partners Master Credit Fund II, L.P., as administrative agent for the Lenders (in such capacity, and together with its successors and assigns, the “Administrative Agent”) and as collateral agent for the Lenders (in such capacity, and together with its successors and assigns, the “Collateral Agent”).

Prepayments of Certain Indebtedness. Modifications 71 6.12. Servicing Agreement and Backup Servicing Agreement 71 6.13. Independent Director 71 6.14. Sales of Certain Indebtedness; Payments of Interest on Convertible Notes and Indebtedness 78 Section 7.10Receivables 72 6.15. Negative Pledge 79 Section 7.11Changes to the Credit Policies or the Servicing Policy 72 6.16. Amendments No Prepayment 72 6.17. Changes to Certain Documents 79 Section 7.12Bank Partner Program Agreements 72 SECTION 7. Sale Leasebacks 79 Section 7.13. [Reserved] 79 Section 7.14. Accounting Changes 79 Section 7.15. OFAC 79 Article VIII Events of Default and Remedies 80 Section 8.01EVENTS OF DEFAULT 73 7.1. Events of Default 80 Section 8.0273 SECTION 8. Remedies Upon Event AGENTS 77 8.1. Appointment of Default 83 Section 8.03Agents 77 8.2. Application Agents Entitled to Act as Lender 77 8.3. Powers and Duties 77 8.4. No Responsibility for Certain Matters 78 8.5. Exculpatory Provisions 78 8.6. Collateral Documents 78 8.7. Lenders' Representations, Warranties and Acknowledgments 78 8.8. Actions Taken By Lender 79 8.9. Right to Indemnity 79 8.10. Resignation of Funds 83 Article IX Administrative Agent and Other Agents Collateral Agent 79 SECTION 9. MISCELLANEOUS 80 9.1. Notices 80 9.2. Expenses 80 9.3. Indemnity. 81 9.4. Set-Off 84 Section 9.019.5. Appointment Amendments and Authorization of Agents 84 Section 9.02. Delegation of Duties 85 Section 9.03. Liability of Agents 86 Section 9.04. Reliance by Agents 86 Section 9.05. Notice of Default 87 Section 9.06. Credit DecisionWaivers; Disclosure of Information by Agents 87 Section 9.07. Indemnification of Agents 87 Section 9.08. Agents in their Individual Capacities 88 Section 9.09. Successor Agents 88 Section 9.10. Administrative Agent May File Proofs Consents. 84 9.6. Successors and Assigns; Participations. 86 9.7. Independence of Claim Covenants 89 Section 9.119.8. Release Survival of Collateral Representations, Warranties and Guaranty 90 Article X Miscellaneous 91 Section 10.01. Amendments, Etc. 91 Section 10.02. Notices and Other Communications 92 Section 10.03Agreements 89 9.9. No Waiver; Remedies Cumulative Remedies 94 Section 10.0489 9.10. Costs and Expenses 94 Section 10.05. Indemnification by Borrower 95 Section 10.06. Marshalling; Payments Set Aside 96 Section 10.07. Successors and Assigns 96 Section 10.08. Confidentiality 100 Section 10.09. Setoff 100 Section 10.10. Counterparts 101 Section 10.11. Integration 101 Section 10.12. Survival of Representations and Warranties 101 Section 10.1389 9.11. Severability 101 Section 10.1490 9.12. GOVERNING Headings 90 9.13. APPLICABLE LAW 101 Section 10.1590 9.14. CONSENT TO JURISDICTION. 90 9.15. WAIVER OF RIGHT TO JURY TRIAL BY JURY 102 Section 10.1691 9.16. Binding Effect 102 Section 10.17Usury Savings Clause 91 9.17. Lender Action 102 Section 10.18Counterparts 92 9.18. PATRIOT Effectiveness 92 9.19. Patriot Act 102 Section 10.1992 9.20. Prior Agreements 92 9.21. Third Party Beneficiaries 92 9.22. Confidentiality 92 9.23. No Advisory or Fiduciary Responsibility 103 Section 10.20Consolidation 94 9.24. No Novation 103 Section 10.21ERISA 94 9.25. OID Legend 103 Schedules Schedule Amendment and Restatement 95 APPENDICES: A Revolving Commitments B Notice Addresses C Eligibility Criteria D Excess Concentration Amounts E-1 Tier 1 — Guarantors Schedule 2.01(aCollateral Performance Triggers E-2 Tier 2 Collateral Performance Triggers F Post-Closing Action Items G-I Credit Policies (Company Originations) — Commitments Schedule 5.02 — Authorizations; No Contravention Schedule 5.03 — Governmental Authorization; Other Consents Schedule 5.07(bG-II Credit Policies (FinWise Originations) — Real Property Schedule 5.08 — Collateral Filings and Perfection Matters Schedule 5.10 — Taxes Schedule 5.14 — Subsidiaries and Other Equity Investments Schedule 5.17 — Intellectual Property Schedule 5.19 — Material Agreements Schedule 7.01(b) — Existing Liens Schedule 7.02(e) — Existing Investments Schedule 7.03(b) — Surviving Indebtedness Schedule 7.12 — Existing Sale Leasebacks Schedule 10.02 — Administrative Agent’s Office, Certain Addresses for Notices Exhibits Exhibit EXHIBITS: A — Form of Prepayment Funding Notice Exhibit B — Form of Revolving Loan Note Exhibit C — [Reserved] Exhibit Form of Borrowing Base Certificate D — Form of Assignment and Assumption Exhibit Agreement E — Form of Guaranty Exhibit Closing Certificate F — Form of Security Agreement Exhibit G — Form of Securities Pledge Agreement Exhibit H — Form of Intellectual Property Security Agreement Exhibit I — Form of Solvency Certificate Amended and Restated Senior Secured Credit Agreement G Form of Funds Release Request AMENDED AND RESTATED REVOLVING CREDIT AGREEMENT This Amended and Restated Senior Secured Credit Agreement AMENDED AND RESTATED REVOLVING CREDIT AGREEMENT, dated as of July 19, 2023 (as it may be amended, supplemented or otherwise modified in accordance with the terms hereof, this “"Agreement”) "), is entered into as of June 5among OPPORTUNITY FUNDING SPE V, 2020 among CL Media Holdings LLC, a Delaware limited liability company (“the "Borrower”"), each financial institution from time to time party hereto as lender (eachOPPORTUNITY FINANCIAL, LLC, a “Lender” and collectively, Delaware limited liability company (the “Lenders”"Company"), and Centre Lane Partners Master Credit Fund II, L.P., as administrative agent for the Lenders Originator (in such capacity, and together with its successors and assignsthe "Originator"), the “Administrative Agent”) and as collateral agent for the Lenders Servicer (in such capacity, the "Servicer") and together with its successors and assignsas a Seller (as defined herein), OPPWIN, LLC, as a Seller, MIDTOWN MADISON MANAGEMENT LLC ("Atalaya"), as Administrative Agent (in such capacity, the “"Administrative Agent") and Collateral Agent (in such capacity, the "Collateral Agent”"), and the Lenders (as defined herein) party hereto.

Prepayments of Certain Indebtedness. Modifications of Certain Indebtedness; Payments of Interest on Convertible Notes and Indebtedness 78 67 Section 7.10. Negative Pledge 79 68 Section 7.11. Amendments to Certain Organization Documents 79 68 Section 7.12. Sale Leasebacks 79 68 Section 7.13. [Reserved] 79 68 Section 7.14. Accounting Changes 79 68 Section 7.15. OFAC 79 68 Article VIII Events of Default and Remedies 80 69 Section 8.01. Events of Default 80 69 Section 8.02. Remedies Upon Event of Default 83 72 Section 8.03. Application of Funds 83 72 Article IX Administrative Agent and Other Agents 84 73 Section 9.01. Appointment and Authorization of Agents 84 73 Section 9.02. Delegation of Duties 85 74 Section 9.03. Liability of Agents 86 74 Section 9.04. Reliance by Agents 86 75 Section 9.05. Notice of Default 87 75 Section 9.06. Credit Decision; Disclosure of Information by Agents 87 76 Section 9.07. Indemnification of Agents 87 76 Section 9.08. Agents in their Individual Capacities 88 77 Section 9.09. Successor Agents 88 77 Section 9.10. Administrative Agent May File Proofs of Claim 89 77 Section 9.11. Release of Collateral and Guaranty 90 78 Article X Miscellaneous 91 79 Section 10.01. Amendments, Etc. 91 79 Section 10.02. Notices and Other Communications 92 81 Section 10.03. No Waiver; Cumulative Remedies 94 82 Section 10.04. Costs and Expenses 94 82 Section 10.05. Indemnification by Borrower 95 83 Section 10.06. Payments Set Aside 96 84 Section 10.07. Successors and Assigns 96 84 Section 10.08. Confidentiality 100 88 Section 10.09. Setoff 100 Section 10.10. Counterparts 101 89 Section 10.11. Integration 101 89 Section 10.12. Survival of Representations and Warranties 101 89 Section 10.13. Severability 101 90 Section 10.14. GOVERNING LAW 101 Governing Law 90 Section 10.15. WAIVER OF RIGHT TO TRIAL BY JURY 102 Waiver of Right To Trial By Jury 90 Section 10.16. Binding Effect 102 90 Section 10.17. Lender Action 102 91 Section 10.18. PATRIOT Act 102 91 Section 10.19. No Advisory or Fiduciary Responsibility 103 91 Section 10.20. No Novation 103 Section 10.21. OID Legend 103 91 Schedules Schedule 1 — Guarantors Schedule 2.01(a) — Commitments Schedule 5.02 — Authorizations; No Contravention Schedule 5.03 — Governmental Authorization; Other Consents Schedule 5.07(b) — Real Property Schedule 5.08 — Collateral Filings and Perfection Matters Schedule 5.10 — Taxes Schedule 5.14 — Subsidiaries and Other Equity Investments Schedule 5.17 — Intellectual Property Schedule 5.19 — Material Agreements Schedule 7.01(b) — Existing Liens Schedule 7.02(e) — Existing Investments Schedule 7.03(b) — Surviving Indebtedness Schedule 7.12 — Existing Sale Leasebacks Schedule 10.02 — Administrative Agent’s Office, Certain Addresses for Notices Exhibits Exhibit A — Form of Prepayment Notice Exhibit B — Form of Note Exhibit C — [Reserved] Exhibit D — Form of Assignment and Assumption Exhibit E — Form of Guaranty Exhibit F — Form of Security Agreement Exhibit G — Form of Securities Pledge Agreement Exhibit H — Form of Intellectual Property Security Agreement Exhibit I — Form of Solvency Certificate Amended and Restated Senior Secured Credit Agreement This Amended and Restated Senior Secured Credit Agreement (this “Agreement”) is entered into as of June 5, 2020 among CL Media Holdings LLC, a Delaware limited liability company (“Borrower”), each financial institution from time to time party hereto as lender (each, a “Lender” and collectively, the “Lenders”), and Centre Lane Partners Master Credit Fund II, L.P., as administrative agent for the Lenders (in such capacity, and together with its successors and assigns, the “Administrative Agent”) and as collateral agent for the Lenders (in such capacity, and together with its successors and assigns, the “Collateral Agent”).

Prepayments of Certain Indebtedness. Modifications of Certain Indebtedness; Payments of Interest on Convertible Notes and Indebtedness 78 Section 7.10. Negative Pledge 79 Section 7.11. Amendments to Certain Documents 79 Section 7.12. Sale Leasebacks 79 Section 7.13. [Reserved] 79 Section 7.14. Accounting Changes 79 Section 7.15. OFAC 79 Article VIII Events of Default and Remedies 80 Section 8.01. Events of Default 80 Section 8.02. Remedies Upon Event of Default 83 Section 8.03. Application of Funds 83 Article IX Administrative Agent and Other Agents 84 Section 9.01. Appointment and Authorization of Agents 84 Section 9.02. Delegation of Duties 85 Section 9.03. Liability of Agents 86 Section 9.04. Reliance by Agents 86 Section 9.05. Notice of Default 87 Section 9.06. Credit Decision; Disclosure of Information by Agents 87 Section 9.07. Indemnification of Agents 87 Section 9.08. Agents in their Individual Capacities 88 Section 9.09. Successor Agents 88 Section 9.10. Administrative Agent May File Proofs of Claim 89 Section 9.11. Release of Collateral and Guaranty 90 Article X Miscellaneous 91 Section 10.01. Amendments, Etc. 91 Section 10.02. Notices and Other Communications 92 Section 10.03. No Waiver; Cumulative Remedies 94 Section 10.04. Costs and Expenses 94 Section 10.05. Indemnification by Borrower 95 Section 10.06. Payments Set Aside 96 Section 10.07. Successors and Assigns 96 Section 10.08. Confidentiality 100 Section 10.09. Setoff 100 Section 10.10. Counterparts 101 Section 10.11. Integration 101 Section 10.12. Survival of Representations and Warranties 101 Section 10.13. Severability 101 Section 10.14. GOVERNING LAW 101 Section 10.15. WAIVER OF RIGHT TO TRIAL BY JURY 102 Section 10.16. Binding Effect 102 Section 10.17. Lender Action 102 Section 10.18. PATRIOT Act 102 Section 10.19. No Advisory or Fiduciary Responsibility 103 Section 10.20. No Novation 103 Section 10.21. OID Legend 103 Annexes Annex A — Benchmark Replacement Provisions Schedules Schedule 1 — Guarantors Schedule 2.01(a) — Commitments Schedule 5.02 — Authorizations; No Contravention Schedule 5.03 — Governmental Authorization; Other Consents Schedule 5.07(b) — Real Property Schedule 5.08 — Collateral Filings and Perfection Matters Schedule 5.10 — Taxes Schedule 5.14 — Subsidiaries and Other Equity Investments Schedule 5.17 — Intellectual Property Schedule 5.19 — Material Agreements Schedule 7.01(b) — Existing Liens Schedule 7.02(e) — Existing Investments Schedule 7.03(b) — Surviving Indebtedness Schedule 7.12 — Existing Sale Leasebacks Schedule 10.02 — Administrative Agent’s Office, Certain Addresses for Notices Exhibits Exhibit A — Form of Prepayment Notice Exhibit B — Form of Note Exhibit C — [Reserved] Exhibit D — Form of Assignment and Assumption Exhibit E — Form of Guaranty Exhibit F — Form of Security Agreement Exhibit G — Form of Securities Pledge Agreement Exhibit H — Form of Intellectual Property Security Agreement Exhibit I — Form of Solvency Certificate Amended and Restated Senior Secured Credit Agreement This Amended and Restated Senior Secured Credit Agreement (this “Agreement”) is entered into as of June 5, 2020 among CL Media Holdings LLC, a Delaware limited liability company (“Borrower”), each financial institution from time to time party hereto as lender (each, a “Lender” and collectively, the “Lenders”), and Centre Lane Partners Master Credit Fund II, L.P., as administrative agent for the Lenders (in such capacity, and together with its successors and assigns, the “Administrative Agent”) and as collateral agent for the Lenders (in such capacity, and together with its successors and assigns, the “Collateral Agent”).