Common use of Presentment of Your and Our Checks Clause in Contracts

Presentment of Your and Our Checks. For your and our protection, compliance purposes and to cover costs for our members, we may require any person presenting your or our check to comply with our due diligence requirements before we pay the check. These requirements may include, but are not limited to, the presenter supplying us with her or his ID, SSN, birthdate, physical address and authority to present (negotiate) the check. We may also require the person to sign a statement of re- ceipt, place her or his thumbprint or fingerprint on the check and pay a service charge. If a check is payable to two or more persons (whether payable sequentially or together), we may require all pay- ees or endorsers to sign the check in-person at our Credit Union (or as we allow) to assure all endorsements are valid. You agree that if a person presenting a check declines to carry out any of these requirements, we may refuse to pay the check, and that our refusal is not dishonor or wrongful since this person has not com- plied with our presentment requirements. (A presenter always has the option to deposit and receive funds for the check at the pre- xxxxxx’x own financial institution). For your and our protection, checks presented after our 2 p.m. cut-off hour may be treated as if presented on the next business day we are open. You agree to be responsible for legal advice we require regarding any matter con- cerning a check drawn on an account you have with us (please see Provision 1.g.). Also, for your and our protection and security, we may pay a person presenting your check with our check or an EFT, and we may decline to pay this person with cash. You understand and agree that payment with our check is not wrongful since this person can obtain cash by depositing the check at her or his own financial institution. Additionally, for your and our protection and security purposes you agree we may pay any person (including you) presenting our check with a limited amount of cash, our check or an EFT, and may decline to pay the check entirely with cash. You understand and agree these payment options are appropriate since a person presenting our check can obtain cash by depositing the check at her or his own financial institution, and we can sched- ule the delivery of cash to you on your request, for which there may be a service charge.

Presentment of Your and Our Checks. For your and our protection, compliance purposes and to cover costs for our members, we may require any person presenting your or our check to comply with our due diligence requirements before we pay the check. These requirements may include, but are not limited to, the presenter supplying us with her or his ID, SSN, birthdate, birthdate and physical address and authority to present (negotiate) the checkaddress. We may also require the person to sign a statement of re- ceipt, place her or his thumbprint or fingerprint on the check and to pay a service charge. If a check is payable to two or more persons (whether payable sequentially or together), we may require all pay- ees payees or endorsers to sign the check in-in person at our Credit Union (or as we allow) to assure that all endorsements are valid. You agree that if a person presenting a check declines to carry out any of these requirementsrequire- ments, we may refuse to pay the check, and that our refusal is not dishonor or wrongful since this person has not com- plied complied with our presentment pre- sentment requirements. (A presenter always has the option to deposit and receive funds for the check at the pre- xxxxxx’x presenter’s own financial institutioninsti- tution). For your and our protection, checks presented after our 2 p.m. cut-2:00 pm cut off hour may be treated as if presented on the next business day that we are open. You agree to be responsible for legal advice we require regarding any matter con- cerning concerning a check drawn on an account you have with us (please see Provision 1.g1.f.). Also, for your and our protection and security, we may pay a person presenting your check with our check or an EFT, and we may decline to pay this person with cash. You understand and agree that payment with our check is not wrongful since this person can obtain cash by depositing the check at her or his own financial institution. Additionally, for your and our protection pro- tection and security purposes you agree we may pay any person (including in- cluding you) presenting our check with a limited amount of cash, our check or an EFT, and may decline to pay the check entirely with cash. You understand and agree these payment options are appropriate since a person presenting our check can obtain cash by depositing the check at her or his own financial institution, and we can sched- ule schedule the delivery of cash to you on your request, for which there may be a service charge.

Presentment of Your and Our Checks. For your and our protection, compliance purposes and to cover costs for our members, we may require any person presenting your or our check to comply with our due diligence requirements before we pay the check. These requirements may include, but are not limited to, the presenter supplying us with her or his ID, SSN, birthdate, birthdate and physical address and authority to present (negotiate) the checkaddress. We may also require the person to sign a statement of re- ceiptreceipt, place her or his thumbprint or fingerprint on the check and to pay a service chargefee. If a check is payable to two or more persons (whether payable sequentially or togethertogeth- er), we may require all pay- ees payees or endorsers to sign the check in-in person at our Credit Union (or as we allow) to assure that all endorsements en- dorsements are valid. You agree that if a person presenting a check declines to carry out any of these requirements, we may refuse to pay the check, and that our refusal is not dishonor or wrongful since this person has not com- plied complied with our presentment requirements. (A presenter always has the option to deposit and receive funds for the check at the pre- xxxxxx’x presenter’s own financial institutioninsti- tution). For your and our protection, checks presented after our 2 p.m. cut-2:00 pm cut off hour may be treated as if presented on the next business day that we are open. You agree to be responsible for legal advice we require regarding any matter con- cerning concerning a check drawn on an account you have with us (please see Provision 1.g1.f.). Also, for your and our protection and security, we may pay a person per- son presenting your check with our check or an EFT, and we may decline to pay this person with cash. You understand and agree that payment with our check is not wrongful since this person can obtain cash by depositing the check at her or his own financial institution. Additionally, for your and our protection and security purposes you agree we may pay any person (including you) presenting pre- senting our check with a limited amount of cash, our check or an EFT, and may decline to pay the check entirely with cash. You understand and agree these payment options are appropriate since a person presenting our check can obtain cash by depositing deposit- ing the check at her or his own financial institution, and we can sched- ule schedule the delivery of cash to you on your request, for which there may be a service charge.

Presentment of Your and Our Checks. For your and our protection, compliance purposes and to cover costs for our members, we may require any person presenting your or our check to comply with our due diligence requirements before we pay the check. These requirements may include, but are not limited lim- ited to, the presenter supplying us with her or his ID, SSN, birthdate, birthdate and physical address and authority to present (negotiate) the checkaddress. We may also require the person to sign a statement of re- ceiptreceipt, place her or his thumbprint or fingerprint on the check and to pay a service charge. If a check is payable to two or more persons (whether payable sequentially or together), we may require all pay- ees payees or endorsers to sign the check in-in person at our Credit Union (or as we allow) to assure that all endorsements are valid. You agree that if a person presenting a check declines to carry out any of these requirements, we may refuse to pay the check, and that our refusal is not dishonor or wrongful since this person has not com- plied complied with our presentment requirements. (A presenter always has the option to deposit and receive funds for the check at the pre- xxxxxx’x own financial institution). For your and our protection, checks presented after our 2 p.m. cut-2:00 pm cut off hour may be treated as if presented on the next business day that we are open. You agree to be responsible for legal advice we require regarding any matter con- cerning concerning a check drawn on an account you have with us (please see Provision 1.g1.f.). Also, for your and our protection and security, we may pay a person presenting your check with our check or an EFT, and we may decline to pay this person with cash. You understand and agree that payment with our check is not wrongful since this person can obtain cash by depositing the check at her or his own financial institution. Additionally, for your and our protection and security purposes pur- poses you agree we may pay any person (including you) presenting our check with a limited amount of cash, our check or an EFT, and may decline to pay the check entirely with cash. You understand and agree these payment options are appropriate since a person presenting our check can obtain cash by depositing the check at her or his own financial institution, and we can sched- ule schedule the delivery of cash to you on your request, for which there may be a service charge.

Presentment of Your and Our Checks. For your and our protection, compliance purposes and to cover costs for our members, we may require any person presenting your or our check to comply with our due diligence requirements before we pay the check. These requirements may include, but are not limited to, the presenter supplying us with her or his ID, SSN, birthdate, physical address and authority to present (negotiate) the check. We may also require the person to sign a statement of re- ceipt, place her or his thumbprint or fingerprint on the check and pay a service charge. If a check is payable to two or more persons (whether payable sequentially or together), we may require all pay- ees or endorsers to sign the check in-in person at our Credit Union (or as we allow) to assure all endorsements are valid. You agree that if a person presenting a check declines to carry out any of these requirements, we may refuse to pay the check, and that our refusal is not dishonor or wrongful since this person has not com- plied with our presentment requirements. (A presenter always has the option to deposit and receive funds for the check at the pre- xxxxxx’x own financial institution). For your and our protection, checks presented after our 2 2:00 p.m. cut-cut off hour may be treated as if presented on the next business day we are open. You agree to be responsible for legal advice we require regarding any matter con- cerning concerning a check drawn on an account you have with us (please see Provision 1.g.). Also, for your and our protection and security, we may pay a person presenting your check with our check or an EFT, and we may decline to pay this person with cash. You understand under- stand and agree that payment with our check is not wrongful since this person can obtain cash by depositing the check at her or his own financial institution. Additionally, for your and our protection and security purposes you agree we may pay any person (including includ- ing you) presenting our check with a limited amount of cash, our check or an EFT, and may decline to pay the check entirely with cash. You understand and agree these payment options are appropriate ap- propriate since a person presenting our check can obtain cash by depositing the check at her or his own financial institution, and we can sched- ule schedule the delivery of cash to you on your request, for which there may be a service charge.

Presentment of Your and Our Checks. For your and our protection, compliance purposes and to cover costs for our members, we may require any person presenting your or our check to comply with our due diligence requirements before we pay the check. These requirements may include, but are not limited to, the presenter supplying us with her or his ID, SSN, birthdate, physical address and authority to present (negotiatenegoti- ate) the check. We may also require the person to sign a statement state- ment of re- ceiptreceipt, place her or his thumbprint or fingerprint on the check and pay a service charge. If a check is payable to two or more persons (whether payable sequentially or together), we may require all pay- ees payees or endorsers to sign the check in-in person at our Credit Union (or as we allow) to assure all endorsements are valid. val- id. You agree that if a person presenting a check declines to carry out any of these requirements, we may refuse to pay the check, and that our refusal is not dishonor or wrongful since this person has not com- plied complied with our presentment requirements. (A presenter present- er always has the option to deposit and receive funds for the check at the pre- xxxxxx’x presenter’s own financial institution). For your and our protection, checks presented after our 2 2:00 p.m. cut-cut off hour may be treated as if presented on the next business day we are open. You agree to be responsible for legal advice we require regarding re- xxxxxxx any matter con- cerning concerning a check drawn on an account you have with us (please see Provision 1.g.). Also, for your and our protection and security, we may pay a person presenting your check with our check or an EFT, and we may decline to pay this person with cash. You understand and agree that payment with our check is not wrongful since this person can obtain cash by depositing the check at her or his own financial institution. AdditionallyAddi- tionally, for your and our protection and security purposes you agree we may pay any person (including you) presenting our check with a limited amount of cash, our check or an EFT, and may decline to pay the check entirely with cash. You understand and agree these payment options are appropriate since a person presenting our check can obtain cash by depositing the check at her or his own financial institution, and we can sched- ule schedule the delivery de- livery of cash to you on your request, for which there may be a service charge.

Presentment of Your and Our Checks. For your and our protection, compliance purposes and to cover costs for our membersmem- bers, we may require any person presenting your or our check to comply with our due diligence requirements before we pay the check. These requirements may includein- clude, but are not limited to, the presenter supplying us with her or his ID, SSN, birthdate, physical address and authority to present (negotiate) the check. We may also require the person to sign a statement of re- ceiptreceipt, place her or his thumbprint or fingerprint on the check and pay a service charge. If a check is payable to two or more persons (whether payable sequentially or together), we may require all pay- ees payees or endorsers to sign the check in-in person at our Credit Union (or as we allow) to assure as- sure all endorsements are valid. You agree that if a person presenting a check declines xx- xxxxxx to carry out any of these requirements, we may refuse to pay the check, and that our refusal is not dishonor or wrongful since this person has not com- plied complied with our presentment requirements. (A presenter always has the option to deposit and receive funds for the check at the pre- xxxxxx’x presenter’s own financial institution). For your and our protection, checks presented after our 2 2:00 p.m. cut-cut off hour may be treated as if presented on the next business day we are open. You agree to be responsible for legal advice we require regarding any matter con- cerning concerning a check drawn on an account ac- count you have with us (please see Provision 1.g.). Also, for your and our protection and security, we may pay a person presenting your check with our check or an EFT, and we may decline to pay this person with cash. You understand and agree that payment with our check is not wrongful since this person can obtain cash by depositing deposit- ing the check at her or his own financial institution. Additionally, for your and our protection and security purposes you agree we may pay any person (including you) presenting our check with a limited amount of cash, our check or an EFT, and may decline to pay the check entirely with cash. You understand and agree these payment pay- ment options are appropriate since a person presenting our check can obtain cash by depositing the check at her or his own financial institution, and we can sched- ule schedule the delivery of cash to you on your request, for which there may be a service charge.

Presentment of Your and Our Checks. For your and our protection, compliance purposes and to cover costs for our members, we may require any person presenting your or our check to comply with our due diligence requirements before we pay the check. These requirements may include, but are not limited to, the presenter supplying us with her or his ID, SSN, birthdate, physical address and authority to present (negotiate) the check. We may also require the person to sign a statement of re- ceipt, place her or his thumbprint or fingerprint on the check and pay a service chargefee. If a check is payable to two or more persons (whether payable sequentially or together), we may require all pay- ees payees or endorsers en- dorsers to sign the check in-person at our Credit Union (or as we allow) to assure all endorsements are valid. You agree that if a person presenting a check declines to carry out any of these requirementsre- quirements, we may refuse to pay the check, and that our refusal is not dishonor or wrongful since this person has not com- plied complied with our presentment requirements. (A presenter always has the option to deposit and receive funds for the check at the pre- xxxxxx’x presenter’s own financial institution). For your and our protection, checks presented after our 2 p.m. cut-off hour may be treated as if presented on the next business day we are open. You agree to be responsible for legal advice we require regarding any matter con- cerning concerning a check drawn on an account you have with us (please see Provision 1.g.). Also, for your and our protection and security, we may pay a person presenting your check with our check or an EFT, and we may decline xx- xxxxx to pay this person with cash. You understand and agree that payment with our check is not wrongful since this person can obtain cash by depositing the check at her or his own financial institution. Additionally, for your and our protection and security purposes you agree we may pay any person (including you) presenting our check with a limited amount of cash, our check or an EFT, and may decline xx- xxxxx to pay the check entirely with cash. You understand and agree these payment options are appropriate since a person presenting our check can obtain cash by depositing the check at her or his own financial institution, and we can sched- ule schedule the delivery of cash to you on your request, for which there we may be charge you a service chargefee.

Presentment of Your and Our Checks. For your and our protection, compliance purposes and to cover costs for our members, we may require any person presenting your or our check to comply with our due diligence requirements before we pay the check. These requirements may include, but are not limited to, the presenter supplying us with her or his ID, SSN, birthdate, physical address and authority to present (negotiate) the check. We may also require the person to sign a statement of re- ceipt, place her or his thumbprint or fingerprint on the check and pay a service chargefee. If a check is payable to two or more persons (whether payable sequentially or together), we may require all pay- ees payees or endorsers en- dorsers to sign the check in-person at our Credit Union (or as we allow) to assure all endorsements are valid. You agree that if a person presenting a check declines to carry out any of these requirementsre- quirements, we may refuse to pay the check, and that our refusal is not dishonor or wrongful since this person has not com- plied complied with our presentment requirements. (A presenter always has the option to deposit and receive funds for the check at the pre- xxxxxx’x presenter’s own financial institution). For your and our protection, checks presented after our 2 p.m. cut-off hour may be treated as if presented on the next business day we are open. You agree to be responsible for legal advice we require regarding any matter con- cerning concerning a check drawn on an account you have with us (please see Provision 1.g.). Also, for your and our protection and security, we may pay a person presenting your check with our check or an EFT, and we may decline xx- xxxxx to pay this person with cash. You understand and agree that payment with our check is not wrongful since this person can obtain cash by depositing the check at her or his own financial institution. Additionally, for your and our protection and security purposes you agree we may pay any person (including you) presenting our check with a limited amount of cash, our check or an EFT, and may decline xx- xxxxx to pay the check entirely with cash. You understand and agree these payment options are appropriate since a person presenting our check can obtain cash by depositing the check at her or his own financial institution, and we can sched- ule schedule the delivery of cash to you on your request, for which there may be a service chargefee.