Common use of Product Types Clause in Contracts

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Product Types Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Fixed - 10 Year 13 818,819 0.15 7.321 117 63.38 Fixed - 15 Year 109 10,417,550 1.85 6.750 176 73.19 Fixed - 20 Year 42 5,629,250 1.00 6.768 236 77.68 Fixed - 25 Year 9 678,392 0.12 7.687 297 69.82 Fixed - 30 Year 692 137,497,260 24.46 6.656 356 75.58 ARM - 2 Year/6 Month 1,538 301,334,642 53.61 7.350 357 81.17 ARM - 3 Year/6 Month 88 18,202,258 3.24 6.788 357 79.54 ARM - 5 Year/6 Month 94 16,226,493 2.89 6.872 356 78.21 ARM - 2 Year IO/6 Month 182 63,042,516 11.22 6.545 356 83.61 ARM - 3 Year IO/6 Month 12 5,039,298 0.90 5.965 356 80.27 ARM - 5 Year IO/6 Month 13 2,868,149 0.51 6.452 356 80.83 ARM - 10 Year IO/1 Month 1 333,900 0.06 4.600 297 70.00 ---------------------------------------------------------------------------------------------------------------------------- Total: 2,793 562,088,526 100.00 7.022 351 79.70

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Combined Mortgage Principal Principal Interest Term Original Product Types Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Fixed - 10 Year 13 818,819 0.15 7.321 117 63.38 ----------------------------------------------------------------------------------------------------------- Fixed - 15 Year 109 10,417,550 1.85 6.750 176 73.19 108 11,059,827 1.48 7.073 177 78.52 Fixed - 20 Year 42 5,629,250 1.00 6.768 14 2,938,422 0.39 6.169 236 77.68 72.39 Fixed - 25 Year 9 678,392 0.12 7.687 2 292,429 0.04 6.899 297 69.82 86.18 Fixed - 30 Year 692 137,497,260 24.46 6.656 356 75.58 618 114,093,198 15.27 6.719 357 78.48 Balloon - 15/30 946 55,753,556 7.46 10.462 177 98.99 ARM - 6 Month 2 360,672 0.05 7.487 357 84.96 ARM - 2 Year/6 Month 1,538 301,334,642 53.61 7.350 1,944 414,489,988 55.46 6.743 357 81.17 81.57 ARM - 3 Year/6 Month 88 18,202,258 3.24 6.788 116 25,813,824 3.45 6.292 357 79.54 81.97 ARM - 5 Year/6 Month 94 16,226,493 2.89 6.872 356 78.21 80 20,350,490 2.72 6.177 357 81.35 Interest Only - ARM 2 Year/6 Month 264 84,322,508 11.28 5.910 357 81.86 Interest Only - 2 Year IO/6 ARM 5 Year/6 Month 182 63,042,516 11.22 6.545 356 83.61 ARM - 3 Year IO/6 Month 12 5,039,298 0.90 5.965 356 80.27 ARM - 5 Year IO/6 Month 13 2,868,149 0.51 6.452 356 80.83 ARM - 10 Year IO/1 Month 1 333,900 0.06 4.600 297 70.00 ---------------------------------------------------------------------------------------------------------------------------- 56 17,913,068 2.40 5.950 357 82.69 Total: 2,793 562,088,526 4,150 747,387,982 100.00 7.022 351 79.706.876 340 82.39 -----------------------------------------------------------------------------------------------------------

Product Types. of Mortgage Aggregate Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Aggregate Average Weighted Average Non-Zero Number Date Cut-off Gross Average Original Weighted of Principal Date Interest Remaining Combined Average Average of Date Date Gross Remaining Comb Pct Mortgage Balance Principal Principal Interest Rate Term Original LTV FICO Full Product Types Loans Balance ($) Balance Rate (%) (monthsMonths) LTV ---------------------------------------------------------------------------------------------------------------------------- (%) Score Doc ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------ Fixed - 10 Year 13 818,819 0.15 7.321 117 63.38 2 242,350 0.02 5.890 116 69.64 704.8 73.80 Fixed - 15 Year 109 10,417,550 1.85 6.750 176 73.19 50 5,403,863 0.55 7.281 177 80.47 631.1 57.86 Fixed - 20 Year 42 5,629,250 1.00 6.768 15 1,899,851 0.19 7.000 236 77.68 Fixed - 25 Year 9 678,392 0.12 7.687 297 69.82 79.05 646.9 76.46 Fixed - 30 Year 692 137,497,260 24.46 6.656 356 75.58 473 95,765,123 9.71 6.819 357 78.49 641.1 54.58 Balloon - 15/30 1,427 87,561,698 8.87 10.016 177 99.27 665.3 36.13 ARM - 6 Month 1 416,964 0.04 6.990 357 95.00 593 100.00 ARM - 2 Year/6 Month 1,538 301,334,642 53.61 7.350 2,170 494,964,393 50.17 6.819 357 81.17 80.38 625.3 40.83 ARM - 3 Year/6 Month 88 18,202,258 3.24 6.788 112 26,043,361 2.64 6.556 357 79.54 79.95 640.3 44.61 ARM - 5 Year/6 Month 94 16,226,493 2.89 6.872 356 78.21 81 20,378,969 2.07 6.263 357 80.20 653.6 41.74 Interest Only ARM - 5 Year/6 Month 100 30,472,858 3.09 6.019 357 81.56 662.5 59.10 Interest Only ARM - 2 Year IO/6 Year/6 Month 182 63,042,516 11.22 6.545 356 83.61 696 222,787,469 22.58 6.086 357 82.04 667.9 48.74 Interest Only ARM - 3 Year IO/6 Month 12 5,039,298 0.90 5.965 356 80.27 ARM - 5 Year IO/6 Month 13 2,868,149 0.51 6.452 356 80.83 ARM - 10 Year IO/1 Year/6 Month 1 333,900 0.06 4.600 297 70.00 ---------------------------------------------------------------------------------------------------------------------------- 720,000 0.07 6.990 355 80.00 669 0.00 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------ Total: 2,793 562,088,526 5,128 986,656,898 100.00 7.022 351 79.706.897 339 82.27 642.2 44.38 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Fixed - 10 Year 13 818,819 0.15 7.321 117 63.38 Score ------------------------------------------------------------------------------------------------------------------------------------ Fixed - 15 Year 109 10,417,550 1.85 6.750 176 73.19 1 514,833 0.25 6.5 177 78.79 689 Fixed - 20 Year 42 5,629,250 1.00 6.768 236 77.68 Fixed - 25 Year 9 678,392 0.12 7.687 297 69.82 1 505,761 0.25 7.501 238 94 613 Fixed - 30 Year 692 137,497,260 24.46 6.656 27 15,407,891 7.59 6.749 357 79.51 666 ARM - 6 Month 1 462,048 0.23 5.75 356 75.58 76.95 621 ARM - 2 Year/6 Month 1,538 301,334,642 53.61 7.350 357 81.17 209 114,240,670 56.27 6.983 358 80.3 630 ARM - 3 Year/6 Month 88 18,202,258 3.24 6.788 9 5,192,304 2.56 6.397 357 79.54 82.73 654 ARM - 5 Year/6 Month 94 16,226,493 2.89 6.872 356 78.21 8 5,050,306 2.49 6.401 358 79.76 640 Interest Only ARM - 5 Year/6 Month 10 6,000,833 2.96 5.888 358 80.81 685 Interest Only ARM - 2 Year IO/6 Year/6 Month 182 63,042,516 11.22 6.545 356 83.61 ARM - 3 Year IO/6 Month 12 5,039,298 0.90 5.965 356 80.27 ARM - 5 Year IO/6 Month 13 2,868,149 0.51 6.452 356 80.83 ARM - 10 Year IO/1 Month 1 333,900 0.06 4.600 297 70.00 ---------------------------------------------------------------------------------------------------------------------------- 101 55,662,190 27.41 6.324 358 81.28 684 ------------------------------------------------------------------------------------------------------------------------------------ Total: 2,793 562,088,526 100.00 7.022 351 79.70367 203,036,837 100 6.72 357 80.6 650 ------------------------------------------------------------------------------------------------------------------------------------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Fixed - 10 Year 13 818,819 0.15 7.321 117 63.38 Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Fixed - 15 Year 109 10,417,550 1.85 6.750 176 73.19 3 315,741 0.61 7.34 177 73.15 682 Fixed - 20 Year 42 5,629,250 1.00 6.768 236 77.68 Fixed - 25 Year 9 678,392 0.12 7.687 297 69.82 1 96,654 0.19 7.25 237 90 672 Fixed - 30 Year 692 137,497,260 24.46 6.656 356 75.58 53 9,002,283 17.36 7.001 357 78.61 668 Balloon - 15/30 40 1,742,094 3.36 9.726 177 99.12 734 ARM - 2 Year/6 Month 1,538 301,334,642 53.61 7.350 160 33,046,630 63.74 7.061 357 81.17 81.1 665 ARM - 3 Year/6 Month 88 18,202,258 3.24 6.788 7 2,010,814 3.88 6.33 357 79.54 80.12 700 ARM - 5 Year/6 Month 94 16,226,493 2.89 6.872 11 1,820,622 3.51 6.596 356 78.21 80.21 676 Interest Only ARM - 5 Year/6 Month 3 496,560 0.96 6.813 357 86.53 667 Interest Only ARM - 2 Year IO/6 Year/6 Month 182 63,042,516 11.22 6.545 356 83.61 ARM - 3 Year IO/6 Month 12 5,039,298 0.90 5.965 356 80.27 ARM - 5 Year IO/6 Month 13 2,868,149 0.51 6.452 356 80.83 ARM - 10 Year IO/1 Month 1 333,900 0.06 4.600 297 70.00 ---------------------------------------------------------------------------------------------------------------------------- 18 3,314,747 6.39 6.404 357 84.74 707 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 2,793 562,088,526 100.00 7.022 351 79.70296 51,846,144 100 7.053 349 81.45 672 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Fixed - 10 Year 13 818,819 0.15 7.321 117 63.38 1 63,484 0.02 6.990 116 77.84 631 Fixed - 15 Year 109 10,417,550 1.85 6.750 176 73.19 13 1,520,540 0.36 7.761 177 85.98 659 Fixed - 20 Year 42 5,629,250 1.00 6.768 236 77.68 Fixed - 25 Year 9 678,392 0.12 7.687 297 69.82 2 423,006 0.10 6.711 237 79.99 621 Fixed - 30 Year 692 137,497,260 24.46 6.656 356 75.58 136 31,885,256 7.59 6.882 357 76.58 659 Balloon - 15/30 711 45,720,629 10.89 10.253 177 99.20 679 ARM - 2 Year/6 Month 1,538 301,334,642 53.61 7.350 948 240,406,693 57.26 6.806 357 81.17 78.69 646 ARM - 3 Year/6 Month 88 18,202,258 3.24 6.788 42 11,027,806 2.63 6.731 357 79.54 77.84 649 ARM - 5 Year/6 Month 94 16,226,493 2.89 6.872 29 8,192,011 1.95 6.494 357 75.97 650 Interest Only ARM - 5 Year/6 Month 20 6,078,168 1.45 6.170 356 78.21 79.21 679 Interest Only ARM - 2 Year IO/6 Year/6 Month 182 63,042,516 11.22 6.545 356 83.61 224 73,797,777 17.58 6.317 357 80.57 693 Interest Only ARM - 3 Year IO/6 Month 12 5,039,298 0.90 5.965 356 80.27 ARM - 5 Year IO/6 Month 13 2,868,149 0.51 6.452 356 80.83 ARM - 10 Year IO/1 Year/6 Month 1 333,900 0.06 4.600 297 70.00 ---------------------------------------------------------------------------------------------------------------------------- 720,000 0.17 6.990 355 80.00 669 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 2,793 562,088,526 2,127 419,835,371 100.00 7.022 351 79.707.087 336 81.06 660 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Fixed - 10 Year 13 818,819 0.15 7.321 117 63.38 Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Fixed - 15 Year 109 10,417,550 1.85 6.750 176 73.19 7 895,809 0.16 7.453 177 81.30 660 Fixed - 20 Year 42 5,629,250 1.00 6.768 2 368,227 0.07 6.739 236 77.68 Fixed - 25 Year 9 678,392 0.12 7.687 297 69.82 59.67 614 Fixed - 30 Year 692 137,497,260 24.46 6.656 356 75.58 165 39,480,111 6.99 6.534 357 74.09 646 Balloon - 15/30 690 53,506,817 9.48 9.873 177 99.23 669 ARM - 6 Month 1 416,964 0.07 6.990 357 95.00 593 ARM - 2 Year/6 Month 1,538 301,334,642 53.61 7.350 826 246,077,505 43.58 6.659 357 81.17 79.19 627 ARM - 3 Year/6 Month 88 18,202,258 3.24 6.788 33 9,303,741 1.65 6.461 357 79.54 77.99 646 ARM - 5 Year/6 Month 94 16,226,493 2.89 6.872 356 78.21 37 11,135,741 1.97 6.278 357 79.37 654 Interest Only ARM - 5 Year/6 Month 64 22,311,018 3.95 5.959 357 80.90 660 Interest Only ARM - 2 Year IO/6 Year/6 Month 182 63,042,516 11.22 6.545 356 83.61 519 180,403,895 31.95 6.042 357 82.09 669 Interest Only ARM - 3 Year IO/6 Month 12 5,039,298 0.90 5.965 356 80.27 ARM - 5 Year IO/6 Month 13 2,868,149 0.51 6.452 356 80.83 ARM - 10 Year IO/1 Year/6 Month 1 333,900 0.06 4.600 297 70.00 ---------------------------------------------------------------------------------------------------------------------------- 720,000 0.13 6.990 355 80.00 669 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 2,793 562,088,526 2,345 564,619,829 100.00 7.022 351 79.706.721 339 81.72 648 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Product Types Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ Fixed - 10 Year 13 818,819 0.15 7.321 117 63.38 20 1,415,664 0.10 7.131 116 66.28 Fixed - 15 Year 109 10,417,550 1.85 6.750 233 23,783,070 1.70 6.453 176 73.19 69.65 Fixed - 20 Year 42 5,629,250 1.00 6.768 284 20,785,100 1.49 7.647 236 77.68 81.71 Fixed - 25 Year 9 678,392 0.12 7.687 297 69.82 19 2,012,845 0.14 7.058 296 72.71 Fixed - 30 Year 692 137,497,260 24.46 6.656 1,581 291,369,514 20.86 6.463 356 75.58 75.11 ARM - 2 Year/6 Month 1,538 301,334,642 53.61 7.350 4,813 823,544,779 58.96 7.344 357 81.17 81.19 ARM - 3 Year/6 Month 88 18,202,258 3.24 6.788 297 52,890,936 3.79 6.838 357 79.54 80.31 ARM - 5 Year/6 Month 94 16,226,493 2.89 1.16 6.872 356 78.21 ARM - 2 Year IO/6 Month 182 63,042,516 11.22 6.545 582 147,223,439 10.54 6.553 356 83.61 82.55 ARM - 3 Year IO/6 Month 12 5,039,298 0.90 5.965 57 13,790,046 0.99 6.328 356 80.27 79.92 ARM - 5 Year IO/6 Month 13 2,868,149 0.51 0.21 6.452 356 80.83 ARM - 10 Year IO/1 Month 1 333,900 0.06 4.600 297 70.00 ---------------------------------------------------------------------------------------------------------------------------- 3 931,400 0.07 4.674 296 73.49 ------------------------------------------------------------------------------------------------------------------------------------ Total: 2,793 562,088,526 7,996 1,396,841,434 100.00 7.022 7.028 351 79.7079.76 ------------------------------------------------------------------------------------------------------------------------------------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Fixed - 10 Year 13 818,819 0.15 7.321 117 63.38 1 63,484 0.01 6.99 116 77.84 631 Fixed - 15 Year 109 10,417,550 1.85 6.750 176 73.19 16 2,277,045 0.41 7.402 177 81.16 644 Fixed - 20 Year 42 5,629,250 1.00 6.768 236 77.68 Fixed - 25 Year 9 678,392 0.12 7.687 297 69.82 3 447,288 0.08 6.93 237 81.08 622 Fixed - 30 Year 692 137,497,260 24.46 6.656 356 75.58 191 43,499,985 7.93 6.837 357 77.68 655 Balloon - 15/30 860 55,925,445 10.19 10.163 177 99.25 673 ARM - 2 Year/6 Month 1,538 301,334,642 53.61 7.350 1,156 292,871,311 53.37 6.796 357 81.17 79.33 641 ARM - 3 Year/6 Month 88 18,202,258 3.24 6.788 57 14,425,411 2.63 6.589 357 79.54 78.71 645 ARM - 5 Year/6 Month 94 16,226,493 2.89 6.872 42 11,872,801 2.16 6.374 357 79.41 658 Interest Only ARM - 5 Year/6 Month 40 12,462,529 2.27 6.091 356 78.21 80.21 658 Interest Only ARM - 2 Year IO/6 Year/6 Month 182 63,042,516 11.22 6.545 356 83.61 345 114,205,700 20.81 6.172 357 81.4 681 Interest Only ARM - 3 Year IO/6 Month 12 5,039,298 0.90 5.965 356 80.27 ARM - 5 Year IO/6 Month 13 2,868,149 0.51 6.452 356 80.83 ARM - 10 Year IO/1 Year/6 Month 1 333,900 0.06 4.600 297 70.00 ---------------------------------------------------------------------------------------------------------------------------- 720,000 0.13 6.99 355 80 669 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 2,793 562,088,526 100.00 7.022 351 79.702,712 548,770,998 100 6.985 338 81.67 655 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted Weighted of Date Date Gross Remaining Comb Average Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Score ----------------------------------------------- -------- ----------- --------- -------- --------- -------- -------- Fixed - 10 Year 13 818,819 0.15 7.321 11 698,546 0.09 6.749 117 63.38 67.07 602 Fixed - 15 Year 109 10,417,550 1.85 6.750 176 73.19 164 17,953,847 2.26 6.714 177 69.65 617 Fixed - 20 Year 42 5,629,250 1.00 6.768 236 77.68 88 10,681,986 1.35 6.697 237 68.63 630 Fixed - 25 Year 9 678,392 0.12 7.687 6 640,472 0.08 6.869 297 69.82 70.61 614 Fixed - 30 Year 692 137,497,260 24.46 6.656 356 75.58 1,076 168,418,705 21.22 6.738 357 74.36 622 ARM - 2 Year/6 Month 1,538 301,334,642 53.61 7.350 2,847 472,247,768 59.50 7.070 357 81.17 81.82 606 ARM - 3 Year/6 Month 88 18,202,258 3.24 6.788 114 19,135,615 2.41 6.747 357 79.54 ARM - 5 Year/6 Month 94 16,226,493 2.89 6.872 356 78.21 ARM - 2 Year IO/6 Month 182 63,042,516 11.22 6.545 356 83.61 ARM - 3 Year IO/6 Month 12 5,039,298 0.90 5.965 356 80.27 ARM - 5 Year IO/6 Month 13 2,868,149 0.51 6.452 356 80.83 81.71 629 ARM - 10 Year IO/1 Month 1 333,900 0.06 4.600 4 964,500 0.12 4.606 297 70.00 ---------------------------------------------------------------------------------------------------------------------------- 79.66 753 Interest Only - ARM 2 Year/6 Month 474 93,536,404 11.78 6.331 357 82.17 625 Interest Only - ARM 3 Year/6 Month 54 9,449,958 1.19 6.302 357 82.33 632 Total: 2,793 562,088,526 4,838 793,727,802 100.00 7.022 6.879 351 79.7079.80 613 Top