Common use of Product Types Clause in Contracts

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Product Types Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ Fixed - 10 Year 1 136,465 0.02 5.500 116 80.00 Fixed - 15 Year 106 11,687,668 1.72 6.151 176 66.91 Fixed - 20 Year 230 13,748,884 2.02 8.072 236 83.97 Fixed - 25 Year 5 904,384 0.13 6.134 296 70.90 Fixed - 30 Year 714 126,908,940 18.67 6.165 356 74.54 ARM - 2 Year/6 Month 2,587 408,362,704 60.07 7.415 357 81.72 ARM - 3 Year/6 Month 184 30,426,428 4.48 6.854 357 80.98 ARM - 2 Year IO/6 Month 376 78,870,268 11.60 6.588 356 81.96 ARM - 3 Year IO/6 Month 43 8,197,499 1.21 6.559 356 80.53 ARM - 10 Year IO/1 Month 2 597,500 0.09 4.716 296 75.45 ------------------------------------------------------------------------------------------------------------------------------------ Total: 4,248 679,840,741 100.00 7.037 351 80.13 ------------------------------------------------------------------------------------------------------------------------------------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted Weighted of Date Date Gross Remaining Comb Average Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ Score ----------------------------------------------- -------- ----------- --------- -------- --------- -------- -------- Fixed - 10 Year 1 136,465 0.02 5.500 116 80.00 11 698,546 0.09 6.749 117 67.07 602 Fixed - 15 Year 106 11,687,668 1.72 6.151 176 66.91 164 17,953,847 2.26 6.714 177 69.65 617 Fixed - 20 Year 230 13,748,884 2.02 8.072 236 83.97 88 10,681,986 1.35 6.697 237 68.63 630 Fixed - 25 Year 5 904,384 0.13 6.134 296 70.90 6 640,472 0.08 6.869 297 70.61 614 Fixed - 30 Year 714 126,908,940 18.67 6.165 356 74.54 1,076 168,418,705 21.22 6.738 357 74.36 622 ARM - 2 Year/6 Month 2,587 408,362,704 60.07 7.415 2,847 472,247,768 59.50 7.070 357 81.72 81.82 606 ARM - 3 Year/6 Month 184 30,426,428 4.48 6.854 114 19,135,615 2.41 6.747 357 80.98 ARM - 2 Year IO/6 Month 376 78,870,268 11.60 6.588 356 81.96 ARM - 3 Year IO/6 Month 43 8,197,499 1.21 6.559 356 80.53 81.71 629 ARM - 10 Year IO/1 Month 4 964,500 0.12 4.606 297 79.66 753 Interest Only - ARM 2 597,500 0.09 4.716 296 75.45 ------------------------------------------------------------------------------------------------------------------------------------ Year/6 Month 474 93,536,404 11.78 6.331 357 82.17 625 Interest Only - ARM 3 Year/6 Month 54 9,449,958 1.19 6.302 357 82.33 632 Total: 4,248 679,840,741 4,838 793,727,802 100.00 7.037 6.879 351 80.13 ------------------------------------------------------------------------------------------------------------------------------------79.80 613 Top

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Combined Mortgage Principal Principal Interest Term Original Product Types Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ Fixed - 10 Year 1 136,465 0.02 5.500 116 80.00 ----------------------------------------------------------------------------------------------------------- Fixed - 15 Year 106 11,687,668 1.72 6.151 176 66.91 87 8,185,653 1.91 6.949 177 79.05 Fixed - 20 Year 230 13,748,884 2.02 8.072 236 83.97 Fixed - 25 Year 5 904,384 0.13 6.134 296 70.90 11 1,862,120 0.43 6.210 237 67.22 Fixed - 30 Year 714 126,908,940 18.67 6.165 356 74.54 428 72,308,716 16.88 6.683 357 78.06 Balloon - 15/30 627 24,525,874 5.72 10.751 177 99.57 ARM - 6 Month 2 360,672 0.08 7.487 357 84.96 ARM - 2 Year/6 Month 2,587 408,362,704 60.07 7.415 1,506 268,457,603 62.66 6.721 357 81.72 ARM - 3 Year/6 Month 184 30,426,428 4.48 6.854 89 15,182,434 3.54 6.401 357 80.98 82.60 Interest Only - ARM - 2 Year IO/6 Year/6 Month 376 78,870,268 11.60 6.588 356 81.96 ARM - 3 Year IO/6 Month 43 8,197,499 1.21 6.559 356 80.53 ARM - 10 Year IO/1 Month 2 597,500 0.09 4.716 296 75.45 ------------------------------------------------------------------------------------------------------------------------------------ 164 37,520,418 8.76 5.818 357 81.85 Total: 4,248 679,840,741 2,914 428,403,491 100.00 7.037 351 80.13 ------------------------------------------------------------------------------------------------------------------------------------6.858 342 82.06 -----------------------------------------------------------------------------------------------------------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Combined Mortgage Principal Principal Interest Term Original Product Types Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ Fixed - 10 Year 1 136,465 0.02 5.500 116 80.00 ----------------------------------------------------------------------------------------------------------- Fixed - 15 Year 106 11,687,668 1.72 6.151 176 66.91 21 2,874,174 0.90 7.427 177 77.00 Fixed - 20 Year 230 13,748,884 2.02 8.072 3 1,076,302 0.34 6.098 236 83.97 81.33 Fixed - 25 Year 5 904,384 0.13 6.134 296 70.90 2 292,429 0.09 6.899 297 86.18 Fixed - 30 Year 714 126,908,940 18.67 6.165 356 74.54 190 41,784,482 13.10 6.782 357 79.21 Balloon - 15/30 319 31,227,682 9.79 10.235 177 98.53 ARM - 2 Year/6 Month 2,587 408,362,704 60.07 7.415 438 146,032,385 45.78 6.782 357 81.72 81.28 ARM - 3 Year/6 Month 184 30,426,428 4.48 6.854 27 10,631,390 3.33 6.137 357 80.98 81.07 ARM - 5 Year/6 Month 80 20,350,490 6.38 6.177 357 81.35 Interest Only - ARM 2 Year IO/6 Year/6 Month 376 78,870,268 11.60 6.588 356 81.96 100 46,802,091 14.67 5.984 357 81.87 Interest Only - ARM - 3 Year IO/6 5 Year/6 Month 43 8,197,499 1.21 6.559 356 80.53 ARM - 10 Year IO/1 Month 2 597,500 0.09 4.716 296 75.45 ------------------------------------------------------------------------------------------------------------------------------------ 56 17,913,068 5.62 5.950 357 82.69 Total: 4,248 679,840,741 1,236 318,984,491 100.00 7.037 351 80.13 ------------------------------------------------------------------------------------------------------------------------------------6.900 337 82.83 -----------------------------------------------------------------------------------------------------------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Fixed - 10 Year 1 136,465 0.02 5.500 63,484 0.01 6.99 116 80.00 77.84 631 Fixed - 15 Year 106 11,687,668 1.72 6.151 176 66.91 16 2,277,045 0.41 7.402 177 81.16 644 Fixed - 20 Year 230 13,748,884 2.02 8.072 236 83.97 Fixed - 25 Year 5 904,384 0.13 6.134 296 70.90 3 447,288 0.08 6.93 237 81.08 622 Fixed - 30 Year 714 126,908,940 18.67 6.165 356 74.54 191 43,499,985 7.93 6.837 357 77.68 655 Balloon - 15/30 860 55,925,445 10.19 10.163 177 99.25 673 ARM - 2 Year/6 Month 2,587 408,362,704 60.07 7.415 1,156 292,871,311 53.37 6.796 357 81.72 79.33 641 ARM - 3 Year/6 Month 184 30,426,428 4.48 6.854 57 14,425,411 2.63 6.589 357 80.98 78.71 645 ARM - 5 Year/6 Month 42 11,872,801 2.16 6.374 357 79.41 658 Interest Only ARM - 5 Year/6 Month 40 12,462,529 2.27 6.091 356 80.21 658 Interest Only ARM - 2 Year IO/6 Year/6 Month 376 78,870,268 11.60 6.588 356 81.96 345 114,205,700 20.81 6.172 357 81.4 681 Interest Only ARM - 3 Year IO/6 Year/6 Month 43 8,197,499 1.21 6.559 356 80.53 ARM - 10 Year IO/1 Month 2 597,500 0.09 4.716 296 75.45 ------------------------------------------------------------------------------------------------------------------------------------ 1 720,000 0.13 6.99 355 80 669 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 4,248 679,840,741 100.00 7.037 351 80.13 ------------------------------------------------------------------------------------------------------------------------------------2,712 548,770,998 100 6.985 338 81.67 655 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Product Types Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ Fixed - 10 Year 1 136,465 0.02 5.500 20 1,415,664 0.10 7.131 116 80.00 66.28 Fixed - 15 Year 106 11,687,668 1.72 6.151 233 23,783,070 1.70 6.453 176 66.91 69.65 Fixed - 20 Year 230 13,748,884 2.02 8.072 284 20,785,100 1.49 7.647 236 83.97 81.71 Fixed - 25 Year 5 904,384 0.13 6.134 19 2,012,845 0.14 7.058 296 70.90 72.71 Fixed - 30 Year 714 126,908,940 18.67 6.165 1,581 291,369,514 20.86 6.463 356 74.54 75.11 ARM - 2 Year/6 Month 2,587 408,362,704 60.07 7.415 4,813 823,544,779 58.96 7.344 357 81.72 81.19 ARM - 3 Year/6 Month 184 30,426,428 4.48 6.854 297 52,890,936 3.79 6.838 357 80.98 80.31 ARM - 5 Year/6 Month 94 16,226,493 1.16 6.872 356 78.21 ARM - 2 Year IO/6 Month 376 78,870,268 11.60 6.588 582 147,223,439 10.54 6.553 356 81.96 82.55 ARM - 3 Year IO/6 Month 43 8,197,499 1.21 6.559 57 13,790,046 0.99 6.328 356 80.53 79.92 ARM - 5 Year IO/6 Month 13 2,868,149 0.21 6.452 356 80.83 ARM - 10 Year IO/1 Month 2 597,500 0.09 4.716 3 931,400 0.07 4.674 296 75.45 73.49 ------------------------------------------------------------------------------------------------------------------------------------ Total: 4,248 679,840,741 7,996 1,396,841,434 100.00 7.037 7.028 351 80.13 79.76 ------------------------------------------------------------------------------------------------------------------------------------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Product Types Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ ---------------------------------------------------------------------------------------------------------------------------- Fixed - 10 Year 1 136,465 0.02 5.500 116 80.00 13 818,819 0.15 7.321 117 63.38 Fixed - 15 Year 106 11,687,668 1.72 6.151 109 10,417,550 1.85 6.750 176 66.91 73.19 Fixed - 20 Year 230 13,748,884 2.02 8.072 42 5,629,250 1.00 6.768 236 83.97 77.68 Fixed - 25 Year 5 904,384 0.13 6.134 296 70.90 9 678,392 0.12 7.687 297 69.82 Fixed - 30 Year 714 126,908,940 18.67 6.165 692 137,497,260 24.46 6.656 356 74.54 75.58 ARM - 2 Year/6 Month 2,587 408,362,704 60.07 7.415 1,538 301,334,642 53.61 7.350 357 81.72 81.17 ARM - 3 Year/6 Month 184 30,426,428 4.48 6.854 88 18,202,258 3.24 6.788 357 80.98 79.54 ARM - 5 Year/6 Month 94 16,226,493 2.89 6.872 356 78.21 ARM - 2 Year IO/6 Month 376 78,870,268 11.60 6.588 182 63,042,516 11.22 6.545 356 81.96 83.61 ARM - 3 Year IO/6 Month 43 8,197,499 1.21 6.559 12 5,039,298 0.90 5.965 356 80.53 80.27 ARM - 5 Year IO/6 Month 13 2,868,149 0.51 6.452 356 80.83 ARM - 10 Year IO/1 Month 2 597,500 0.09 4.716 296 75.45 ------------------------------------------------------------------------------------------------------------------------------------ 1 333,900 0.06 4.600 297 70.00 ---------------------------------------------------------------------------------------------------------------------------- Total: 4,248 679,840,741 2,793 562,088,526 100.00 7.037 7.022 351 80.13 ------------------------------------------------------------------------------------------------------------------------------------79.70

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Product Types Loans Balance ($) Balance ----------------------------------------------------- -------- ------------- --------- Fixed - 10 Year 15 962,973 0.08 Fixed - 15 Year 254 27,062,264 2.25 Fixed - 20 Year 130 16,311,501 1.36 Fixed - 25 Year 8 849,105 0.07 Fixed - 30 Year 1,569 262,935,975 21.90 ARM - 2 Year/6 Month 3,862 691,641,574 57.61 ARM - 3 Year/6 Month 161 29,639,032 2.47 ARM - 10 Year IO/1 Month 8 2,526,702 0.21 Interest Only - ARM 2 Year/6 Month 654 154,414,439 12.86 Interest Only - ARM 3 Year/6 Month 68 14,134,152 1.18 ----------------------------------------------------- -------- ------------- --------- Total: 6,729 1,200,477,717 100.00 Weighted Weighted Average Average Weighted Weighted Gross Remaining Average Average Interest Term Original FICO Product Types Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ Score ----------------------------------------------------- -------- -------- -------- -------- Fixed - 10 Year 1 136,465 0.02 5.500 116 80.00 6.572 117 66.80 607 Fixed - 15 Year 106 11,687,668 1.72 6.151 176 66.91 6.755 177 68.98 618 Fixed - 20 Year 230 13,748,884 2.02 8.072 236 83.97 6.671 237 69.08 628 Fixed - 25 Year 5 904,384 0.13 6.134 296 70.90 6.735 297 68.96 615 Fixed - 30 Year 714 126,908,940 18.67 6.165 356 74.54 6.724 357 74.38 627 ARM - 2 Year/6 Month 2,587 408,362,704 60.07 7.415 7.159 357 81.72 82.04 605 ARM - 3 Year/6 Month 184 30,426,428 4.48 6.854 6.845 357 80.98 ARM - 2 Year IO/6 Month 376 78,870,268 11.60 6.588 356 81.96 ARM - 3 Year IO/6 Month 43 8,197,499 1.21 6.559 356 80.53 80.55 625 ARM - 10 Year IO/1 Month 4.608 297 79.85 745 Interest Only - ARM 2 597,500 0.09 4.716 296 75.45 ------------------------------------------------------------------------------------------------------------------------------------ Year/6 Month 6.305 357 82.95 629 Interest Only - ARM 3 Year/6 Month 6.285 357 82.17 633 ----------------------------------------------------- -------- -------- -------- -------- Total: 4,248 679,840,741 100.00 7.037 6.914 351 80.13 ------------------------------------------------------------------------------------------------------------------------------------79.95 615

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Combined Mortgage Principal Principal Interest Term Original Product Types Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ Fixed - 10 Year 1 136,465 0.02 5.500 116 80.00 ----------------------------------------------------------------------------------------------------------- Fixed - 15 Year 106 11,687,668 1.72 6.151 176 66.91 108 11,059,827 1.48 7.073 177 78.52 Fixed - 20 Year 230 13,748,884 2.02 8.072 14 2,938,422 0.39 6.169 236 83.97 72.39 Fixed - 25 Year 5 904,384 0.13 6.134 296 70.90 2 292,429 0.04 6.899 297 86.18 Fixed - 30 Year 714 126,908,940 18.67 6.165 356 74.54 618 114,093,198 15.27 6.719 357 78.48 Balloon - 15/30 946 55,753,556 7.46 10.462 177 98.99 ARM - 6 Month 2 360,672 0.05 7.487 357 84.96 ARM - 2 Year/6 Month 2,587 408,362,704 60.07 7.415 1,944 414,489,988 55.46 6.743 357 81.72 81.57 ARM - 3 Year/6 Month 184 30,426,428 4.48 6.854 116 25,813,824 3.45 6.292 357 80.98 81.97 ARM - 5 Year/6 Month 80 20,350,490 2.72 6.177 357 81.35 Interest Only - ARM 2 Year IO/6 Year/6 Month 376 78,870,268 11.60 6.588 356 81.96 264 84,322,508 11.28 5.910 357 81.86 Interest Only - ARM - 3 Year IO/6 5 Year/6 Month 43 8,197,499 1.21 6.559 356 80.53 ARM - 10 Year IO/1 Month 2 597,500 0.09 4.716 296 75.45 ------------------------------------------------------------------------------------------------------------------------------------ 56 17,913,068 2.40 5.950 357 82.69 Total: 4,248 679,840,741 4,150 747,387,982 100.00 7.037 351 80.13 ------------------------------------------------------------------------------------------------------------------------------------6.876 340 82.39 -----------------------------------------------------------------------------------------------------------

Product Types. of Mortgage Aggregate Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Aggregate Average Weighted Average Non-Zero Number Date Cut-off Gross Average Original Weighted of Principal Date Interest Remaining Combined Average Average of Date Date Gross Remaining Comb Pct Mortgage Balance Principal Principal Interest Rate Term Original LTV FICO Full Product Types Loans Balance ($) Balance Rate (%) (monthsMonths) LTV ------------------------------------------------------------------------------------------------------------------------------------ (%) Score Doc ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------ Fixed - 10 Year 1 136,465 2 242,350 0.02 5.500 5.890 116 80.00 69.64 704.8 73.80 Fixed - 15 Year 106 11,687,668 1.72 6.151 176 66.91 50 5,403,863 0.55 7.281 177 80.47 631.1 57.86 Fixed - 20 Year 230 13,748,884 2.02 8.072 15 1,899,851 0.19 7.000 236 83.97 Fixed - 25 Year 5 904,384 0.13 6.134 296 70.90 79.05 646.9 76.46 Fixed - 30 Year 714 126,908,940 18.67 6.165 356 74.54 473 95,765,123 9.71 6.819 357 78.49 641.1 54.58 Balloon - 15/30 1,427 87,561,698 8.87 10.016 177 99.27 665.3 36.13 ARM - 6 Month 1 416,964 0.04 6.990 357 95.00 593 100.00 ARM - 2 Year/6 Month 2,587 408,362,704 60.07 7.415 2,170 494,964,393 50.17 6.819 357 81.72 80.38 625.3 40.83 ARM - 3 Year/6 Month 184 30,426,428 4.48 6.854 112 26,043,361 2.64 6.556 357 80.98 79.95 640.3 44.61 ARM - 5 Year/6 Month 81 20,378,969 2.07 6.263 357 80.20 653.6 41.74 Interest Only ARM - 5 Year/6 Month 100 30,472,858 3.09 6.019 357 81.56 662.5 59.10 Interest Only ARM - 2 Year IO/6 Year/6 Month 376 78,870,268 11.60 6.588 356 81.96 696 222,787,469 22.58 6.086 357 82.04 667.9 48.74 Interest Only ARM - 3 Year IO/6 Year/6 Month 43 8,197,499 1.21 6.559 356 80.53 ARM - 10 Year IO/1 Month 2 597,500 0.09 4.716 296 75.45 ------------------------------------------------------------------------------------------------------------------------------------ 1 720,000 0.07 6.990 355 80.00 669 0.00 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------ Total: 4,248 679,840,741 5,128 986,656,898 100.00 7.037 351 80.13 ------------------------------------------------------------------------------------------------------------------------------------6.897 339 82.27 642.2 44.38 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Fixed - 10 Year 1 136,465 63,484 0.02 5.500 6.990 116 80.00 77.84 631 Fixed - 15 Year 106 11,687,668 1.72 6.151 176 66.91 13 1,520,540 0.36 7.761 177 85.98 659 Fixed - 20 Year 230 13,748,884 2.02 8.072 236 83.97 Fixed - 25 Year 5 904,384 0.13 6.134 296 70.90 2 423,006 0.10 6.711 237 79.99 621 Fixed - 30 Year 714 126,908,940 18.67 6.165 356 74.54 136 31,885,256 7.59 6.882 357 76.58 659 Balloon - 15/30 711 45,720,629 10.89 10.253 177 99.20 679 ARM - 2 Year/6 Month 2,587 408,362,704 60.07 7.415 948 240,406,693 57.26 6.806 357 81.72 78.69 646 ARM - 3 Year/6 Month 184 30,426,428 4.48 6.854 42 11,027,806 2.63 6.731 357 80.98 77.84 649 ARM - 5 Year/6 Month 29 8,192,011 1.95 6.494 357 75.97 650 Interest Only ARM - 5 Year/6 Month 20 6,078,168 1.45 6.170 356 79.21 679 Interest Only ARM - 2 Year IO/6 Year/6 Month 376 78,870,268 11.60 6.588 356 81.96 224 73,797,777 17.58 6.317 357 80.57 693 Interest Only ARM - 3 Year IO/6 Year/6 Month 43 8,197,499 1.21 6.559 356 80.53 ARM - 10 Year IO/1 Month 2 597,500 0.09 4.716 296 75.45 ------------------------------------------------------------------------------------------------------------------------------------ 1 720,000 0.17 6.990 355 80.00 669 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 4,248 679,840,741 2,127 419,835,371 100.00 7.037 351 80.13 ------------------------------------------------------------------------------------------------------------------------------------7.087 336 81.06 660 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ Fixed - 10 Year 1 136,465 0.02 5.500 116 80.00 Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Fixed - 15 Year 106 11,687,668 1.72 6.151 176 66.91 3 315,741 0.61 7.34 177 73.15 682 Fixed - 20 Year 230 13,748,884 2.02 8.072 236 83.97 Fixed - 25 Year 5 904,384 0.13 6.134 296 70.90 1 96,654 0.19 7.25 237 90 672 Fixed - 30 Year 714 126,908,940 18.67 6.165 356 74.54 53 9,002,283 17.36 7.001 357 78.61 668 Balloon - 15/30 40 1,742,094 3.36 9.726 177 99.12 734 ARM - 2 Year/6 Month 2,587 408,362,704 60.07 7.415 160 33,046,630 63.74 7.061 357 81.72 81.1 665 ARM - 3 Year/6 Month 184 30,426,428 4.48 6.854 7 2,010,814 3.88 6.33 357 80.98 80.12 700 ARM - 5 Year/6 Month 11 1,820,622 3.51 6.596 356 80.21 676 Interest Only ARM - 5 Year/6 Month 3 496,560 0.96 6.813 357 86.53 667 Interest Only ARM - 2 Year IO/6 Year/6 Month 376 78,870,268 11.60 6.588 356 81.96 ARM - 3 Year IO/6 Month 43 8,197,499 1.21 6.559 356 80.53 ARM - 10 Year IO/1 Month 2 597,500 0.09 4.716 296 75.45 ------------------------------------------------------------------------------------------------------------------------------------ 18 3,314,747 6.39 6.404 357 84.74 707 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 4,248 679,840,741 100.00 7.037 351 80.13 ------------------------------------------------------------------------------------------------------------------------------------296 51,846,144 100 7.053 349 81.45 672 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV Score ------------------------------------------------------------------------------------------------------------------------------------ Fixed - 10 Year 1 136,465 0.02 5.500 116 80.00 Fixed - 15 Year 106 11,687,668 1.72 6.151 176 66.91 1 514,833 0.25 6.5 177 78.79 689 Fixed - 20 Year 230 13,748,884 2.02 8.072 236 83.97 Fixed - 25 Year 5 904,384 0.13 6.134 296 70.90 1 505,761 0.25 7.501 238 94 613 Fixed - 30 Year 714 126,908,940 18.67 6.165 27 15,407,891 7.59 6.749 357 79.51 666 ARM - 6 Month 1 462,048 0.23 5.75 356 74.54 76.95 621 ARM - 2 Year/6 Month 2,587 408,362,704 60.07 7.415 357 81.72 209 114,240,670 56.27 6.983 358 80.3 630 ARM - 3 Year/6 Month 184 30,426,428 4.48 6.854 9 5,192,304 2.56 6.397 357 80.98 82.73 654 ARM - 5 Year/6 Month 8 5,050,306 2.49 6.401 358 79.76 640 Interest Only ARM - 5 Year/6 Month 10 6,000,833 2.96 5.888 358 80.81 685 Interest Only ARM - 2 Year IO/6 Year/6 Month 376 78,870,268 11.60 6.588 356 81.96 ARM - 3 Year IO/6 Month 43 8,197,499 1.21 6.559 356 80.53 ARM - 10 Year IO/1 Month 2 597,500 0.09 4.716 296 75.45 101 55,662,190 27.41 6.324 358 81.28 684 ------------------------------------------------------------------------------------------------------------------------------------ Total: 4,248 679,840,741 100.00 7.037 351 80.13 367 203,036,837 100 6.72 357 80.6 650 ------------------------------------------------------------------------------------------------------------------------------------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------------------ Fixed - 10 Year 1 136,465 0.02 5.500 116 80.00 Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Fixed - 15 Year 106 11,687,668 1.72 6.151 176 66.91 7 895,809 0.16 7.453 177 81.30 660 Fixed - 20 Year 230 13,748,884 2.02 8.072 2 368,227 0.07 6.739 236 83.97 Fixed - 25 Year 5 904,384 0.13 6.134 296 70.90 59.67 614 Fixed - 30 Year 714 126,908,940 18.67 6.165 356 74.54 165 39,480,111 6.99 6.534 357 74.09 646 Balloon - 15/30 690 53,506,817 9.48 9.873 177 99.23 669 ARM - 6 Month 1 416,964 0.07 6.990 357 95.00 593 ARM - 2 Year/6 Month 2,587 408,362,704 60.07 7.415 826 246,077,505 43.58 6.659 357 81.72 79.19 627 ARM - 3 Year/6 Month 184 30,426,428 4.48 6.854 33 9,303,741 1.65 6.461 357 80.98 77.99 646 ARM - 5 Year/6 Month 37 11,135,741 1.97 6.278 357 79.37 654 Interest Only ARM - 5 Year/6 Month 64 22,311,018 3.95 5.959 357 80.90 660 Interest Only ARM - 2 Year IO/6 Year/6 Month 376 78,870,268 11.60 6.588 356 81.96 519 180,403,895 31.95 6.042 357 82.09 669 Interest Only ARM - 3 Year IO/6 Year/6 Month 43 8,197,499 1.21 6.559 356 80.53 ARM - 10 Year IO/1 Month 2 597,500 0.09 4.716 296 75.45 ------------------------------------------------------------------------------------------------------------------------------------ 1 720,000 0.13 6.990 355 80.00 669 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 4,248 679,840,741 2,345 564,619,829 100.00 7.037 351 80.13 ------------------------------------------------------------------------------------------------------------------------------------6.721 339 81.72 648 ---------------------------------- -------- ----------- --------- -------- --------- -------- --------