Common use of Product Types Clause in Contracts

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV Score -------------------------------------------------------------------------------------------------------------------------------- ARM - 10 Year IO/1 Month 8 2,526,702 1.48 4.608 297 79.85 745 Interest Only - ARM 2 Year/6 Month 654 154,414,439 90.26 6.305 357 82.95 629 Interest Only - ARM 3 Year/6 Month 68 14,134,152 8.26 6.285 357 82.17 633 -------------------------------------------------------------------------------------------------------------------------------- Total: 730 171,075,293 100 6.278 356 82.84 631 --------------------------------------------------------------------------------------------------------------------------------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV Score -------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ ARM - 6 Month 10 Year IO/1 Month 8 2,526,702 1.48 4.608 297 79.85 745 Interest Only 2,441,788 0.27 6.743 357 80.03 619 ARM - ARM 2 Year/6 Month 654 154,414,439 90.26 6.305 357 82.95 629 Interest Only 2,878 645,992,995 71.39 7.092 358 80.70 620 ARM - ARM 3 Year/6 Month 68 14,134,152 8.26 6.285 357 82.17 633 -------------------------------------------------------------------------------------------------------------------------------- 145 31,201,188 3.45 6.868 358 81.45 632 ARM - 5 Year/6 Month 85 21,391,734 2.36 6.554 358 79.46 650 Interest Only ARM - 5 Year/6 Month 40 12,769,395 1.41 6.150 358 80.52 671 Interest Only ARM - 2 Year/6 Month 608 191,101,736 21.12 6.324 358 81.32 683 ------------------------------------------------------------------------------------------------------------------------------------ Total: 730 171,075,293 100 6.278 356 82.84 631 --------------------------------------------------------------------------------------------------------------------------------3,766 904,898,836 100.00 6.895 358 80.82 635 ------------------------------------------------------------------------------------------------------------------------------------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV Score -------------------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------- Fixed - 15 Year 87 8,185,653 1.91 6.949 177 79.05 Fixed - 20 Year 11 1,862,120 0.43 6.210 237 67.22 Fixed - 30 Year 428 72,308,716 16.88 6.683 357 78.06 Balloon - 15/30 627 24,525,874 5.72 10.751 177 99.57 ARM - 10 Year IO/1 6 Month 8 2,526,702 1.48 4.608 297 79.85 745 2 360,672 0.08 7.487 357 84.96 ARM - 2 Year/6 Month 1,506 268,457,603 62.66 6.721 357 81.72 ARM - 3 Year/6 Month 89 15,182,434 3.54 6.401 357 82.60 Interest Only - ARM 2 Year/6 Month 654 154,414,439 90.26 6.305 164 37,520,418 8.76 5.818 357 82.95 629 Interest Only - ARM 3 Year/6 Month 68 14,134,152 8.26 6.285 357 82.17 633 -------------------------------------------------------------------------------------------------------------------------------- 81.85 Total: 730 171,075,293 100 6.278 356 82.84 631 --------------------------------------------------------------------------------------------------------------------------------2,914 428,403,491 100.00 6.858 342 82.06 -----------------------------------------------------------------------------------------------------------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV Score -------------------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------- Fixed - 15 Year 21 2,874,174 0.90 7.427 177 77.00 Fixed - 20 Year 3 1,076,302 0.34 6.098 236 81.33 Fixed - 25 Year 2 292,429 0.09 6.899 297 86.18 Fixed - 30 Year 190 41,784,482 13.10 6.782 357 79.21 Balloon - 15/30 319 31,227,682 9.79 10.235 177 98.53 ARM - 10 Year IO/1 2 Year/6 Month 8 2,526,702 1.48 4.608 297 79.85 745 438 146,032,385 45.78 6.782 357 81.28 ARM - 3 Year/6 Month 27 10,631,390 3.33 6.137 357 81.07 ARM - 5 Year/6 Month 80 20,350,490 6.38 6.177 357 81.35 Interest Only - ARM 2 Year/6 Month 654 154,414,439 90.26 6.305 100 46,802,091 14.67 5.984 357 82.95 629 81.87 Interest Only - ARM 3 5 Year/6 Month 68 14,134,152 8.26 6.285 56 17,913,068 5.62 5.950 357 82.17 633 -------------------------------------------------------------------------------------------------------------------------------- 82.69 Total: 730 171,075,293 100 6.278 356 82.84 631 --------------------------------------------------------------------------------------------------------------------------------1,236 318,984,491 100.00 6.900 337 82.83 -----------------------------------------------------------------------------------------------------------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Comb Average Mortgage Principal Principal Interest Term Original FICO Product Types Loans Balance ($) Balance Rate (%) (months) LTV Score -------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ ARM - 2 Year IO/6 Month 582 147,223,439 89.33 6.553 356 82.55 621 ARM - 3 Year IO/6 Month 57 13,790,046 8.37 6.328 356 79.92 615 ARM - 5 Year IO/6 Month 13 2,868,149 1.74 6.452 356 80.83 656 ARM - 10 Year IO/1 Month 8 2,526,702 1.48 4.608 297 79.85 745 Interest Only - ARM 2 Year/6 Month 654 154,414,439 90.26 6.305 357 82.95 629 Interest Only - ARM 3 Year/6 Month 68 14,134,152 8.26 6.285 357 82.17 633 -------------------------------------------------------------------------------------------------------------------------------- 931,400 0.57 4.674 296 73.49 682 ------------------------------------------------------------------------------------------------------------------------------------ Total: 730 171,075,293 100 6.278 655 164,813,034 100.00 6.522 356 82.84 631 --------------------------------------------------------------------------------------------------------------------------------82.25 621 ------------------------------------------------------------------------------------------------------------------------------------