Common use of Product Types Clause in Contracts

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Product Types Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------- Fixed - 10 Year 5 400,554 0.18 7.293 117 68.27 Fixed - 15 Year 139 13,043,519 5.72 7.798 177 77.64 Fixed - 20 Year 22 3,295,284 1.45 7.384 237 81.34 Fixed - 25 Year 3 499,883 0.22 6.679 296 66.26 Fixed - 30 Year 555 111,303,639 48.82 7.011 358 78.28 Balloon - 8/15 1 36,730 0.02 9.990 81 100.00 Balloon - 15/30 1,737 99,431,064 43.61 10.301 178 99.30 ------------------------------------------------------------------------------------------------------------------------- Total: 2,462 228,010,672 100.00 8.496 266 87.41

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Product Types Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ Fixed - 10 Year 5 400,554 0.18 7.293 117 68.27 1 136,465 0.02 5.500 116 80.00 Fixed - 15 Year 139 13,043,519 5.72 7.798 177 77.64 106 11,687,668 1.72 6.151 176 66.91 Fixed - 20 Year 22 3,295,284 1.45 7.384 237 81.34 230 13,748,884 2.02 8.072 236 83.97 Fixed - 25 Year 3 499,883 0.22 6.679 5 904,384 0.13 6.134 296 66.26 70.90 Fixed - 30 Year 555 111,303,639 48.82 7.011 358 78.28 Balloon 714 126,908,940 18.67 6.165 356 74.54 ARM - 8/15 1 36,730 0.02 9.990 81 100.00 Balloon 2 Year/6 Month 2,587 408,362,704 60.07 7.415 357 81.72 ARM - 15/30 1,737 99,431,064 43.61 10.301 178 99.30 ------------------------------------------------------------------------------------------------------------------------- 3 Year/6 Month 184 30,426,428 4.48 6.854 357 80.98 ARM - 2 Year IO/6 Month 376 78,870,268 11.60 6.588 356 81.96 ARM - 3 Year IO/6 Month 43 8,197,499 1.21 6.559 356 80.53 ARM - 10 Year IO/1 Month 2 597,500 0.09 4.716 296 75.45 ------------------------------------------------------------------------------------------------------------------------------------ Total: 2,462 228,010,672 4,248 679,840,741 100.00 8.496 266 87.417.037 351 80.13 ------------------------------------------------------------------------------------------------------------------------------------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Product Types Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------------------------------- Fixed - 10 Year 5 400,554 0.18 7.293 117 68.27 3 184,080 0.02 6.331 115 65.49 Fixed - 15 Year 139 13,043,519 5.72 7.798 177 77.64 205 21,085,854 1.76 7.042 176 71.60 Fixed - 20 Year 22 3,295,284 1.45 7.384 237 81.34 280 19,814,380 1.65 8.238 236 81.51 Fixed - 25 Year 3 499,883 0.22 6.679 6 639,399 0.05 7.114 296 66.26 79.53 Fixed - 30 Year 555 111,303,639 48.82 7.011 358 78.28 Balloon 1,701 295,940,966 24.69 6.901 356 75.78 ARM - 8/15 1 36,730 0.02 9.990 81 100.00 Balloon 2 Year/6 Month 3,471 641,268,486 53.51 7.259 356 79.29 ARM - 15/30 1,737 99,431,064 43.61 10.301 178 99.30 ------------------------------------------------------------------------------------------------------------------------- 3 Year/6 Month 169 31,792,373 2.65 6.995 356 77.56 ARM - 2 Year IO/6 Month 527 150,789,524 12.58 6.393 356 82.45 ARM - 3 Year IO/6 Month 88 25,421,330 2.12 6.065 356 78.16 ARM - 10 Year IO/1 Month 38 11,553,983 0.96 4.615 296 80.89 -------------------------------------------------------------------------------------------------------------------------------- Total: 2,462 228,010,672 6,488 1,198,490,375 100.00 8.496 266 87.417.016 350 78.67 --------------------------------------------------------------------------------------------------------------------------------

Product Types. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Product Types Loans Balance ($) Balance Rate (%) (months) LTV ------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------- Fixed - 10 Year 5 400,554 0.18 7.293 6 460,380 0.30 7.278 117 68.27 67.37 Fixed - 15 Year 139 13,043,519 5.72 7.798 177 77.64 18 1,677,852 1.08 6.711 176 66.69 Fixed - 20 Year 22 3,295,284 1.45 7.384 237 81.34 12 1,406,966 0.91 7.018 236 75.67 Fixed - 25 Year 3 499,883 0.22 6.679 5 430,068 0.28 8.011 296 66.26 81.08 Fixed - 30 Year 555 111,303,639 48.82 7.011 358 78.28 Balloon 175 26,963,314 17.41 6.887 356 75.38 ARM - 8/15 1 36,730 0.02 9.990 81 100.00 Balloon 2 Year/6 Month 688 113,847,432 73.49 7.078 356 79.35 ARM - 15/30 1,737 99,431,064 43.61 10.301 178 99.30 ------------------------------------------------------------------------------------------------------------------------- 3 Year/6 Month 25 4,262,249 2.75 6.946 356 78.83 ARM - 2 Year IO/6 Month 24 5,310,654 3.43 6.140 357 78.75 ARM - 3 Year IO/6 Month 2 553,250 0.36 6.216 356 67.56 ---------------------------------------------------------------------------------------------------------------------------- Total: 2,462 228,010,672 955 154,912,167 100.00 8.496 266 87.417.004 352 78.38