Common use of Product Types Clause in Contracts

Product Types. OF MORTGAGE AGGREGATE POOL BY WEIGHTED WEIGHTED CUT-OFF AGGREGATE AVERAGE WEIGHTED AVERAGE NUMBER DATE CUT-OFF GROSS AVERAGE ORIGINAL WEIGHTED OF PRINCIPAL DATE INTEREST REMAINING COMBINED AVERAGE MORTGAGE BALANCE PRINCIPAL RATE TERM LTV FICO PRODUCT TYPES LOANS ($) BALANCE (%) (MONTHS) (%) SCORE --------------------------------------------------------------------------------------------------------------------------------- Fixed - 5 Year 1 11,878 0.00 12.250 56 95.00 557 --------------------------------------------------------------------------------------------------------------------------------- Fixed - 10 Year 11 249,934 0.04 9.843 116 65.35 611 --------------------------------------------------------------------------------------------------------------------------------- Fixed - 15 Year 43 3,441,572 0.59 7.737 174 75.98 634 --------------------------------------------------------------------------------------------------------------------------------- Fixed - 20 Year 60 3,366,808 0.58 9.343 236 86.19 660 --------------------------------------------------------------------------------------------------------------------------------- Fixed - 25 Year 4 298,345 0.05 8.043 298 80.59 631 --------------------------------------------------------------------------------------------------------------------------------- Fixed - 30 Year 264 38,291,486 6.55 7.530 356 79.96 644 --------------------------------------------------------------------------------------------------------------------------------- Fixed Balloon - 15/30 293 16,158,515 2.76 10.368 177 96.57 666 --------------------------------------------------------------------------------------------------------------------------------- ARM - 6 Month 7 2,028,543 0.35 6.610 357 84.79 634 --------------------------------------------------------------------------------------------------------------------------------- ARM - 1 Year/6 Month 20 4,697,100 0.80 7.103 358 84.13 608 --------------------------------------------------------------------------------------------------------------------------------- ARM - 2 Year/6 Month 1,826 307,352,680 52.58 7.715 357 79.71 602 --------------------------------------------------------------------------------------------------------------------------------- ARM - 3 Year/6 Month 160 27,607,070 4.72 7.303 357 80.13 603 --------------------------------------------------------------------------------------------------------------------------------- ARM - 5 Year/6 Month 20 4,357,173 0.75 6.498 357 76.80 675 --------------------------------------------------------------------------------------------------------------------------------- Interest Only ARM - 5 Year/6 Month 4 871,495 0.15 6.783 355 91.58 690 --------------------------------------------------------------------------------------------------------------------------------- Interest Only ARM - 2 Year/6 Month 540 154,927,940 26.50 6.655 357 81.52 675 --------------------------------------------------------------------------------------------------------------------------------- Interest Only ARM - 3 Year/6 Month 80 18,864,856 3.23 6.758 356 80.30 658 --------------------------------------------------------------------------------------------------------------------------------- Interest Only ARM - 6 Month 1 195,900 0.03 7.490 352 79.96 578 --------------------------------------------------------------------------------------------------------------------------------- Interest Only Fixed - 30 Year 8 1,802,427 0.31 7.053 354 77.10 655 --------------------------------------------------------------------------------------------------------------------------------- TOTAL: 3,342 584,523,723 100.00 7.434 350 80.76 629 --------------------------------------------------------------------------------------------------------------------------------- Top

Product Types. OF MORTGAGE AGGREGATE POOL BY WEIGHTED WEIGHTED CUTof Mortgage Pool by Aggregate Aggregate Weighted Weighted Number Cut-OFF AGGREGATE AVERAGE WEIGHTED AVERAGE NUMBER DATE CUToff Cut-OFF GROSS AVERAGE ORIGINAL WEIGHTED OF PRINCIPAL DATE INTEREST REMAINING COMBINED AVERAGE MORTGAGE BALANCE PRINCIPAL RATE TERM LTV off Average Average Weighted Weighted of Date Date Gross Remaining Average Average Mortgage Principal Principal Interest Term Original FICO PRODUCT TYPES LOANS Product Types Loans Balance ($) BALANCE Balance Rate (%) (MONTHSmonths) (%) SCORE --------------------------------------------------------------------------------------------------------------------------------- Fixed - 5 Year 1 11,878 0.00 12.250 56 95.00 557 --------------------------------------------------------------------------------------------------------------------------------- LTV Score ----------------------------------------------------------------------------------------------------------------------------- Fixed - 10 Year 11 249,934 0.04 9.843 14 783,625 0.16 7.76 116 65.35 611 --------------------------------------------------------------------------------------------------------------------------------- 58.47 620 ----------------------------------------------------------------------------------------------------------------------------- Fixed - 15 Year 43 3,441,572 0.59 7.737 174 75.98 634 --------------------------------------------------------------------------------------------------------------------------------- 191 17,482,588 3.6 7.811 176 73.56 629 ----------------------------------------------------------------------------------------------------------------------------- Fixed - 20 Year 60 3,366,808 0.58 9.343 91 11,274,192 2.32 7.782 236 86.19 660 --------------------------------------------------------------------------------------------------------------------------------- 79.23 633 ----------------------------------------------------------------------------------------------------------------------------- Fixed - 25 Year 4 298,345 0.05 8.043 298 80.59 631 --------------------------------------------------------------------------------------------------------------------------------- 3 442,467 0.09 7.383 296 69.79 694 ----------------------------------------------------------------------------------------------------------------------------- Fixed - 30 Year 264 38,291,486 6.55 7.530 1,326 189,577,657 39.05 7.835 356 79.96 644 --------------------------------------------------------------------------------------------------------------------------------- Fixed 79.8 629 ----------------------------------------------------------------------------------------------------------------------------- Balloon - 15/20 1 192,982 0.04 7.499 176 80 696 ----------------------------------------------------------------------------------------------------------------------------- Balloon - 15/30 293 16,158,515 2.76 10.368 177 96.57 666 --------------------------------------------------------------------------------------------------------------------------------- 170 22,142,364 4.56 8.093 176 81.76 616 ----------------------------------------------------------------------------------------------------------------------------- ARM - 6 Month 7 2,028,543 0.35 6.610 357 84.79 634 --------------------------------------------------------------------------------------------------------------------------------- ARM - 1 Year/6 Month 20 4,697,100 0.80 7.103 358 84.13 608 --------------------------------------------------------------------------------------------------------------------------------- 43,710 0.01 10.1 356 73 514 ----------------------------------------------------------------------------------------------------------------------------- ARM - 2 Year/6 Month 1,826 307,352,680 52.58 7.715 357 79.71 602 --------------------------------------------------------------------------------------------------------------------------------- 822 152,804,176 31.48 8.121 356 81.87 605 ----------------------------------------------------------------------------------------------------------------------------- ARM - 3 Year/6 Month 160 27,607,070 4.72 7.303 513 89,347,259 18.4 7.96 357 80.13 603 --------------------------------------------------------------------------------------------------------------------------------- 81.58 612 ----------------------------------------------------------------------------------------------------------------------------- ARM - 5 Year/6 Month 20 4,357,173 0.75 6.498 357 76.80 675 --------------------------------------------------------------------------------------------------------------------------------- Interest Only ARM - 5 Year/6 Month 4 871,495 0.15 6.783 355 91.58 690 --------------------------------------------------------------------------------------------------------------------------------- Interest Only ARM - 2 Year/6 Month 540 154,927,940 26.50 6.655 357 81.52 675 --------------------------------------------------------------------------------------------------------------------------------- Interest Only ARM - 3 Year/6 Month 80 18,864,856 3.23 6.758 10 1,362,779 0.28 7.391 356 80.30 658 --------------------------------------------------------------------------------------------------------------------------------- Interest Only ARM - 6 Month 1 195,900 0.03 7.490 352 79.96 578 --------------------------------------------------------------------------------------------------------------------------------- Interest Only Fixed - 30 Year 8 1,802,427 0.31 7.053 354 77.10 655 --------------------------------------------------------------------------------------------------------------------------------- TOTAL78.18 586 ----------------------------------------------------------------------------------------------------------------------------- Total: 3,342 584,523,723 100.00 7.434 350 80.76 629 --------------------------------------------------------------------------------------------------------------------------------- 3,142 485,453,799 100 7.956 338 80.58 618 ----------------------------------------------------------------------------------------------------------------------------- Top

Product Types. OF MORTGAGE AGGREGATE POOL BY WEIGHTED WEIGHTED CUTof Mortgage Pool by Aggregate Aggregate Weighted Weighted Number Cut-OFF AGGREGATE AVERAGE WEIGHTED AVERAGE NUMBER DATE CUToff Cut-OFF GROSS AVERAGE ORIGINAL WEIGHTED OF PRINCIPAL DATE INTEREST REMAINING COMBINED AVERAGE MORTGAGE BALANCE PRINCIPAL RATE TERM LTV off Average Average Weighted Weighted of Date Date Gross Remaining Average Average Mortgage Principal Principal Interest Term Original FICO PRODUCT TYPES LOANS Product Types Loans Balance ($) BALANCE Balance Rate (%) (MONTHSmonths) (%) SCORE --------------------------------------------------------------------------------------------------------------------------------- Fixed - 5 Year 1 11,878 0.00 12.250 56 95.00 557 --------------------------------------------------------------------------------------------------------------------------------- LTV Score ---------------------------------------------------------------------------------------------------------------------------- Fixed - 10 Year 11 249,934 0.04 9.843 6 383,671 0.09 6.916 116 65.35 611 --------------------------------------------------------------------------------------------------------------------------------- 62.8 648 ---------------------------------------------------------------------------------------------------------------------------- Fixed - 15 Year 43 3,441,572 0.59 7.737 174 75.98 634 --------------------------------------------------------------------------------------------------------------------------------- 52 5,473,637 1.29 7.01 176 68.01 622 ---------------------------------------------------------------------------------------------------------------------------- Fixed - 20 Year 60 3,366,808 0.58 9.343 21 2,911,272 0.69 7.06 236 86.19 660 --------------------------------------------------------------------------------------------------------------------------------- 70.34 621 ---------------------------------------------------------------------------------------------------------------------------- Fixed - 25 Year 4 298,345 0.05 8.043 298 80.59 631 --------------------------------------------------------------------------------------------------------------------------------- 3 623,608 0.15 6.331 297 72.12 604 ---------------------------------------------------------------------------------------------------------------------------- Fixed - 30 Year 264 38,291,486 6.55 7.530 324 52,412,427 12.35 6.89 356 79.96 644 --------------------------------------------------------------------------------------------------------------------------------- Fixed 72.91 617 ---------------------------------------------------------------------------------------------------------------------------- Balloon - 15/30 293 16,158,515 2.76 10.368 177 96.57 666 --------------------------------------------------------------------------------------------------------------------------------- 11 1,633,201 0.38 7.987 175 78.73 600 ---------------------------------------------------------------------------------------------------------------------------- ARM - 6 Month 7 2,028,543 0.35 6.610 357 84.79 634 --------------------------------------------------------------------------------------------------------------------------------- ARM - 1 Year/6 Month 20 4,697,100 0.80 7.103 358 84.13 608 --------------------------------------------------------------------------------------------------------------------------------- 122,090 0.03 7.6 356 79 534 ---------------------------------------------------------------------------------------------------------------------------- ARM - 2 Year/6 Month 1,826 307,352,680 52.58 7.715 357 79.71 602 --------------------------------------------------------------------------------------------------------------------------------- 1,463 219,037,039 51.6 7.94 356 79.73 601 ---------------------------------------------------------------------------------------------------------------------------- ARM - 3 Year/6 Month 160 27,607,070 4.72 7.303 357 80.13 603 --------------------------------------------------------------------------------------------------------------------------------- 971 141,526,413 33.34 7.972 356 80.9 613 ---------------------------------------------------------------------------------------------------------------------------- ARM - 5 Year/6 Month 20 4,357,173 0.75 6.498 357 76.80 675 --------------------------------------------------------------------------------------------------------------------------------- Interest Only ARM - 5 Year/6 Month 4 871,495 0.15 6.783 2 383,525 0.09 7.11 355 91.58 690 --------------------------------------------------------------------------------------------------------------------------------- Interest Only ARM - 2 Year/6 Month 540 154,927,940 26.50 6.655 357 81.52 675 --------------------------------------------------------------------------------------------------------------------------------- Interest Only ARM - 3 Year/6 Month 80 18,864,856 3.23 6.758 356 80.30 658 --------------------------------------------------------------------------------------------------------------------------------- Interest Only ARM - 6 Month 1 195,900 0.03 7.490 84.76 637 ---------------------------------------------------------------------------------------------------------------------------- Total: 2,854 424,506,884 100 7.799 352 79.96 578 --------------------------------------------------------------------------------------------------------------------------------- Interest Only Fixed - 30 Year 8 1,802,427 0.31 7.053 354 77.10 655 --------------------------------------------------------------------------------------------------------------------------------- TOTAL: 3,342 584,523,723 100.00 7.434 350 80.76 629 --------------------------------------------------------------------------------------------------------------------------------- 79.04 608 ---------------------------------------------------------------------------------------------------------------------------- Top

Product Types. OF MORTGAGE AGGREGATE POOL BY WEIGHTED WEIGHTED CUTof Mortgage Pool by Aggregate Aggregate Weighted Weighted Number Cut-OFF AGGREGATE AVERAGE WEIGHTED AVERAGE NUMBER DATE CUToff Cut-OFF GROSS AVERAGE ORIGINAL WEIGHTED OF PRINCIPAL DATE INTEREST REMAINING COMBINED AVERAGE MORTGAGE BALANCE PRINCIPAL RATE TERM LTV off Average Average Weighted Weighted of Date Date Gross Remaining Average Average Mortgage Principal Principal Interest Term Original FICO PRODUCT TYPES LOANS Product Types Loans Balance ($) BALANCE Balance Rate (%) (MONTHSmonths) (%) SCORE --------------------------------------------------------------------------------------------------------------------------------- Fixed - 5 Year 1 11,878 0.00 12.250 56 95.00 557 --------------------------------------------------------------------------------------------------------------------------------- LTV Score ---------------------------------------------------------------------------------------------------------------------------- Fixed - 10 Year 11 249,934 0.04 9.843 20 1,167,296 0.13 7.483 116 65.35 611 --------------------------------------------------------------------------------------------------------------------------------- 59.89 629 ---------------------------------------------------------------------------------------------------------------------------- Fixed - 15 Year 43 3,441,572 0.59 7.737 174 75.98 634 --------------------------------------------------------------------------------------------------------------------------------- 243 22,956,225 2.52 7.62 176 72.24 627 ---------------------------------------------------------------------------------------------------------------------------- Fixed - 20 Year 60 3,366,808 0.58 9.343 112 14,185,464 1.56 7.634 236 86.19 660 --------------------------------------------------------------------------------------------------------------------------------- 77.4 631 ---------------------------------------------------------------------------------------------------------------------------- Fixed - 25 Year 4 298,345 0.05 8.043 298 80.59 631 --------------------------------------------------------------------------------------------------------------------------------- 6 1,066,075 0.12 6.768 297 71.16 641 ---------------------------------------------------------------------------------------------------------------------------- Fixed - 30 Year 264 38,291,486 6.55 7.530 1,650 241,990,084 26.59 7.63 356 79.96 644 --------------------------------------------------------------------------------------------------------------------------------- Fixed 78.31 626 ---------------------------------------------------------------------------------------------------------------------------- Balloon - 15/20 1 192,982 0.02 7.499 176 80 696 ---------------------------------------------------------------------------------------------------------------------------- Balloon - 15/30 293 16,158,515 2.76 10.368 177 96.57 666 --------------------------------------------------------------------------------------------------------------------------------- 181 23,775,565 2.61 8.086 176 81.55 615 ---------------------------------------------------------------------------------------------------------------------------- ARM - 6 Month 7 2,028,543 0.35 6.610 357 84.79 634 --------------------------------------------------------------------------------------------------------------------------------- ARM - 1 Year/6 Month 20 4,697,100 0.80 7.103 358 84.13 608 --------------------------------------------------------------------------------------------------------------------------------- 2 165,801 0.02 8.259 356 77.42 529 ---------------------------------------------------------------------------------------------------------------------------- ARM - 2 Year/6 Month 1,826 307,352,680 52.58 7.715 357 79.71 602 --------------------------------------------------------------------------------------------------------------------------------- 2,285 371,841,215 40.86 8.015 356 80.61 603 ---------------------------------------------------------------------------------------------------------------------------- ARM - 3 Year/6 Month 160 27,607,070 4.72 7.303 357 80.13 603 --------------------------------------------------------------------------------------------------------------------------------- 1,484 230,873,672 25.37 7.967 356 81.16 613 ---------------------------------------------------------------------------------------------------------------------------- ARM - 5 Year/6 Month 20 4,357,173 0.75 6.498 357 76.80 675 --------------------------------------------------------------------------------------------------------------------------------- Interest Only ARM - 5 Year/6 Month 4 871,495 0.15 6.783 355 91.58 690 --------------------------------------------------------------------------------------------------------------------------------- Interest Only ARM - 2 Year/6 Month 540 154,927,940 26.50 6.655 357 81.52 675 --------------------------------------------------------------------------------------------------------------------------------- Interest Only ARM - 3 Year/6 Month 80 18,864,856 3.23 6.758 12 1,746,303 0.19 7.329 356 80.30 658 --------------------------------------------------------------------------------------------------------------------------------- Interest Only ARM - 6 Month 1 195,900 0.03 7.490 352 79.96 578 --------------------------------------------------------------------------------------------------------------------------------- Interest Only Fixed - 30 Year 8 1,802,427 0.31 7.053 354 77.10 655 --------------------------------------------------------------------------------------------------------------------------------- TOTAL79.62 597 ---------------------------------------------------------------------------------------------------------------------------- Total: 3,342 584,523,723 100.00 7.434 350 80.76 629 --------------------------------------------------------------------------------------------------------------------------------- 5,996 909,960,682 100 7.883 345 79.86 613 ---------------------------------------------------------------------------------------------------------------------------- Top