PROTECTION AND SHARING OF PERSONAL INFORMATION. In terms of South African law, Your insurer/underwriter may reveal or share information in order to prevent fraud and to issue Your policy fairly. It is recorded that information relating to the parties to this Long-Term Policy Agreement (“agreement”) or to persons whose interests are protected by this agreement may be processed for the conclusion or performance of this agreement,or to protect those interests, or to comply with legal obligations, or this agreement will be stated in the Policy. THE POLICYHOLDER (“YOU”) XXXXXX WARRANT AND UNDERSTAND THAT THE INSURER (“WE”) AND THE UNLIMITED, INCLUDING OUR AUTHORISED REPRESENTATIVES MAY: 9.1.1. Collect Information: a. We, including our authorised agents, advisors, partners and service provider/contractors may collect information from You directly; from Your usage of our products and services; from Your engagements and interactions with Us; from public sources, shared databases and from third parties. b. You hereby waive Your right to privacy with regard to Your insurance/ claim and credit information obtained by Us or our authorised agents, advisors, partners and service provider/contractors. c. You acknowledge that any insurance information provided by You may be stored in a shared database and used, as well as for any decision pertaining to the continuance of Your policy or the meeting of any claim You may submit. You agree that such information may be given to any insurer or its agent and Our authorised agents, advisors, partners and service provider/contractors. d. You acknowledge that the Information may be verified against legally recognised sources or databases. e. Your information will be confidential and will be processed in accordance with this warranty, it is necessary to conclude or perform in terms of the contract with You; the law requires it, or our or a third parties lawful interest is being protected or pursued. f. We, including our authorised agents, advisors, partners and service provider/contractors, may process Your information. Information includes amongst others information regarding Your criminal or credit history, insurance history, marital status, national origin, age, sex, sex life, language, birth, education, financial history, identifying number, email address, physical address, telephone number, online identifier, social media profile, physical or mental health, disability, pregnancy, biometric information (like fingerprints, Your signature or voice), race or ethnic origin, trade union membership, political persuasion, financial history, criminal history and Your name. g. The processing of information includes the collection, storage, updating, use, making available or destruction thereof. h. You must be authorised to provide any personal information of third parties to Us. In doing so You indemnify Us, including our authorised agents, advisors, partners and service provider/contractors, against any and all losses by or claims made against it as a result of You not having the required authorisation. 9.1.2. Process Your information for the following reasons (amongst others): a. To enable Us to underwrite policies and assess risks fairly. b. To comply with legislative, regulatory, risk and compliance requirements (including directives, sanctions and rules), voluntary and involuntary codes of conduct and industry agreements or to fulfil reporting requirements and information requests. c. To detect, prevent and report theft, fraud, money laundering and other crimes. d. To enforce and collect on any agreement when You are in default or breach of the agreement terms and conditions, like tracing You or to institute legal proceedings against You. e. To conduct market and behavioural research, including scoring and analysis to determine if You qualify for products and services. f. To develop, test and improve products and services for You. g. For historical, statistical and research purposes. h. To process payment instruments (like a cheque) and payment instructions (like a debit order). i. To create, manufacture and print payment instruments (like a cheque) and payment devices (like a debit card). j. To do affordability assessments, credit assessments and credit scoring. k. To manage and maintain Your insurance policy or relationship with Us. I. To disclose and obtain information about you from credit bureau regarding Your credit history.
Appears in 2 contracts
Samples: Unlimited Family Membership Agreement, Unlimited Family Membership Agreement
PROTECTION AND SHARING OF PERSONAL INFORMATION. 17.1. In terms of South African law, Your your insurer/underwriter may reveal or share information in order to prevent fraud and to issue Your your policy fairly.
17.2. It is hereby agreed and recorded that information relating to the parties to this Longshort-Term Policy Agreement term insurance policy (“agreement”) or to persons whose interests are protected by this agreement may be processed for the conclusion or performance of this agreement,, or to protect those interests, or to comply with legal obligations, or this agreement will be stated in the Policyagreement.
17.3. THE POLICYHOLDER (“YOU”) XXXXXX HEREBY WARRANT AND UNDERSTAND THAT THE INSURER (“WE”) AND THE UNLIMITED, INCLUDING OUR AUTHORISED REPRESENTATIVES MAY:
9.1.117.3.1. Collect Informationinformation:
a. We, including our authorised agents, advisors, partners and service provider/contractors may collect information a) from You directly; from Your usage of our products and services; from Your engagements and interactions with Us; from public sources, shared databases and from third parties.
b. b) You hereby waive Your right to privacy with regard to Your insurance/ insurance/claim and credit information obtained by Us us or our authorised agents, advisors, partners and service provider/provider/ contractors.
c. c) You acknowledge that any insurance information provided by You may be stored in a shared database and used, as well as used for any decision pertaining to the continuance of Your policy or the meeting of any claim You may submit. You agree that such information may be given to any insurer or its agent and Our our authorised agents, advisors, partners and service provider/provider/ contractors.
d. d) You acknowledge that the Information information may be verified against legally recognised sources or databases.
e. e) Your information will be confidential and will be processed in accordance with this warrantyclause, it which is necessary to conclude or perform perform: in terms of the contract with You; as the law requires it, ; or due to our or a third parties party’s lawful interest is being protected or pursued.
f. f) We, including our authorised agents, advisors, partners and service provider/contractors, may process Your information. Information includes amongst others information regarding Your criminal or credit history, insurance history, marital status, national origin, age, sex, sex life, language, birth, education, financial history, identifying number, email address, physical address, telephone number, online identifier, social media profile, physical or mental health, disability, pregnancy, biometric information (like fingerprints, Your signature or voice), race or ethnic origin, trade union membership, political persuasion, financial history, criminal history and Your name.
g. g) The processing of information includes the collection, storage, updating, use, making available or destruction thereof.
h. h) You must be authorised to provide any personal information of third parties to Usus. In doing so doing, You indemnify Usus, including our authorised agents, advisors, partners and service provider/contractors, against any and all losses by or claims made against it as a result of You not having the required authorisation.
9.1.217.3.2. Process Your your information for the following reasons (amongst others):
a. a) To enable Us us to underwrite policies and assess risks fairly.
b. b) To comply with legislative, regulatory, risk and compliance requirements requirement (including directives, sanctions and rules), voluntary and involuntary codes of conduct and industry agreements or to fulfil reporting requirements and information requests.
c. c) To detect, prevent and report theft, fraud, money laundering and other crimes.
d. d) To enforce and collect on any agreement when You are in default or breach of the agreement terms and conditions, like tracing You or to institute legal proceedings against You.
e. e) To conduct market and behavioural research, including scoring and analysis to determine if You qualify for products and services.
f. f) To develop, test and improve products and services for You.
g. g) For historical, statistical and research purposes.
h. h) To process payment instruments (like a cheque) and payment instructions (like a debit order).
i. i) To create, manufacture and print payment instruments (like a cheque) and payment devices (like a debit card).
j. j) To do affordability assessments, credit assessments and credit scoring.
k. k) To manage and maintain Your insurance policy or relationship with Us.
I. l) To disclose and obtain information about you from credit bureau regarding Your credit history.
m) To enable You to participate in the debt review process under the National Credit Act 34 of 2005, where applicable.
n) For security, identity verification and to check the accuracy of Your information.
o) To communicate with You and carry out Your instructions and requests.
p) For customer satisfaction surveys, promotional and other competitions.
q) To market to You or provide You with products, goods and services.
r) To carry out actions for the conclusion or performance of Your policy/claim.
s) To protect Your legitimate interests and to pursue our legitimate interests or of a third party to whom Your information is supplied.
t) We can process Your information outside of the borders of South Africa, according to the safeguards and requirements of the law.
u) We may process Your information using automated means (without human intervention in the decision making process) to make a decision about You or Your application for any product or service. You may query the decision made about You.
17.3.3. Share Your information with the following persons (amongst others) whom has an obligation to keep Your information secure and confidential:
a) Attorneys, tracing agents, debt collectors and other persons that assist with the enforcement of agreements.
b) Debt counsellors, payment distribution agents and other persons that assist with the debt review process under the National Credit Act 34 of 2005.
c) Payment processing services providers, merchants, banks and other persons that assists with the processing of Your payment instructions.
d) Insurers, brokers, other financial institutions that assist with the providing of insurance and assurance.
e) Law enforcement and fraud prevention agencies and other persons tasked with the prevention and prosecution of crime.
f) Regulatory authorities, industry ombudsman, government departments, local and international tax authorities and other persons that We under the law have to share Your information with, e.g. Credit bureau.
g) Our partners, service providers, agents, sub-contractors and other persons We use to offer and provide products and services to You.
h) Persons to whom We cede our rights or delegate our obligations to under agreements.
Appears in 2 contracts
Samples: Unlimited Family Membership Agreement, Unlimited Family Membership Agreement
PROTECTION AND SHARING OF PERSONAL INFORMATION. In terms of South African law, Your insurer/underwriter may reveal or share information in order to prevent fraud and to issue Your policy fairly. It is recorded that information relating to the parties to this Long-Term Policy Agreement (“agreement”) or to persons whose interests are protected by this agreement may be processed for the conclusion or performance of this agreement,, or to protect those interests, or to comply with legal obligations, or this agreement will be stated in the Policy. THE POLICYHOLDER (“YOU”) XXXXXX WARRANT AND UNDERSTAND THAT THE INSURER (“WE”) AND THE UNLIMITED, INCLUDING OUR AUTHORISED REPRESENTATIVES MAY:
9.1.1. Collect Information:
a. We, including our authorised agents, advisors, partners and service provider/contractors may collect information from You directly; from Your usage of our products and services; from Your engagements and interactions with Us; from public sources, shared databases and from third parties.
b. You hereby waive Your right to privacy with regard to Your insurance/ claim and credit information obtained by Us or our authorised agents, advisors, partners and service provider/contractors.
c. You acknowledge that any insurance information provided by You may be stored in a shared database and used, used as well as for any decision pertaining to the continuance of Your policy or the meeting of any claim You may submit. You agree that such information may be given to any insurer or its agent and Our authorised agents, advisors, partners and service provider/contractors.
d. You acknowledge that the Information may be verified against legally recognised sources or databases.
e. Your information will be confidential and will be processed in accordance with this warranty, it is necessary to conclude or perform in terms of the contract with You; the law requires it, or our or a third parties lawful interest is being protected or pursued.
f. We, including our authorised agents, advisors, partners and service provider/contractors, may process Your information. Information includes includes, amongst others others, information regarding Your criminal or credit history, insurance history, marital status, national origin, age, sex, sex life, language, birth, education, financial history, identifying number, email address, physical address, telephone number, online identifier, social media profile, physical or mental health, disability, pregnancy, biometric information (like fingerprints, Your signature or voice), race or ethnic origin, trade union membership, political persuasion, financial history, criminal history and Your name.
g. The processing of information includes the collection, storage, updating, use, making available or destruction thereof.
h. You must be authorised to provide any personal information of third parties to Us. In doing so You indemnify Us, including our authorised agents, advisors, partners and service provider/contractors, against any and all losses by or claims made against it as a result of You not having the required authorisation.
9.1.2. Process Your information for the following reasons (amongst others):
a. To enable Us to underwrite policies and assess risks fairly.
b. To comply with legislative, regulatory, risk and compliance requirements (including directives, sanctions and rules), voluntary and involuntary codes of conduct and industry agreements or to fulfil reporting requirements and information requests.
c. To detect, prevent and report theft, fraud, money laundering and other crimes.
d. To enforce and collect on any agreement when You are in default or breach of the agreement terms and conditions, like tracing You or to institute legal proceedings against You.
e. To conduct market and behavioural research, including scoring and analysis to determine if You qualify for products and services.
f. To develop, test and improve products and services for You.
g. For historical, statistical and research purposes.
h. To process payment instruments (like a cheque) and payment instructions (like a debit order).
i. To create, manufacture and print payment instruments (like a cheque) and payment devices (like a debit card).
j. To do affordability assessments, credit assessments and credit scoring.
k. To manage and maintain Your insurance policy or relationship with Us.
I. l. To disclose and obtain information about you from credit bureau regarding Your credit history.
m. To enable You to participate in the debt review process under the National Credit Act 34 of 2005, where applicable.
n. For security, identity verification and to check the accuracy of Your information.
o. To communicate with You and carry out Your instructions and requests.
p. For customer satisfaction surveys, promotional and other competitions.
q. To market to You or provide You with products, goods and services.
r. To carry out actions for the conclusion or performance of Your policy/ claim.
s. To protect Your legitimate interests and to pursue Our legitimate interests or of a third party to whom Your information is supplied.
t. We can process Your information outside of the borders of South Africa, according to the safeguards and requirements of the law.
u. We may process Your information using automated means (without human intervention in the decision making process) to make a decision about You or Your application for any product or service. You may query the decision made about You.
9.1.3. Share Your information with the following persons (amongst others) whom have an obligation to keep Your information secure and confidential:
a. Attorneys, tracing agents, debt collectors and other persons that assist with the enforcement of agreements.
b. Debt counsellors, payment distribution agents and other persons that assist with the debt review process under the National Credit Act 34 of 2005.
c. Payment processing services providers, merchants, banks and other persons that assist with the processing of Your payment instructions.
d. Insurers, brokers, other financial institutions that assist with the providing of insurance and assurance.
e. Law enforcement and fraud prevention agencies and other persons tasked with the prevention and prosecution of crime.
f. Regulatory authorities, industry ombudsman, governmental department, local and international tax authorities and other persons that We under the law have to share Your information with e.g. Credit bureau.
g. Our partners, service providers, agents, sub-contractors and other persons We use to offer and provide products and services to You.
h. Persons to whom We cede our rights or delegate our obligations to under agreements.
Appears in 1 contract
Samples: Health Membership Agreement
