Common use of PROTOTYPE PLAN DOCUMENTS Clause in Contracts

PROTOTYPE PLAN DOCUMENTS. This Adoption Agreement may be used only in conjunction with the Dreyfus Prototype Defined Contribution Plan, Basic Plan Document No. 01, and the Dreyfus Custodial Agreement both as amended from time to time. In the event the Sponsor amends Basic Plan Document No. 01 or this Adoption Agreement or discontinues this type of plan, it will inform the Employer. The Sponsor, The Dreyfus Corporation is available to answer questions regarding the intended meaning of any Plan provisions adoption of the Plan and the effect of an Opinion Letter at 000 Xxxxx Xxxxxxx Boulevard, Uniondale, New York 11556-0144 [(516) 338-3418]. EMPLOYER ACCEPTANCE By signing the Application you acknowledge that you have received and read the Fund(s) current prospectus(es), the Dreyfus Easy Standardized/Paired Retirement Plan and the attached Custodial Agreement. You accept the terms of the Plan and Custodial Agreement and you appoint The Dreyfus Trust Company to be Custodian. ____________________ _____ Employer's Signature Date CUSTODIAN'S ACCEPTANCE By signing here, The Dreyfus Trust Company accepts this Adoption Agreement and its appointment as Custodian of your Dreyfus Easy Standardized/Paired Retirement Plan. The Adoption Agreement will be maintained by The Dreyfus Trust Company. _________________________ ____ The Dreyfus Trust Company Date Custodian CUSTODIAL AGREEMENT Dreyfus Easy Standardized/Paired Prototype Defined Contribution Retirement Plans Basic Plan Document No. 01 This Custodial Agreement is for use in connection with Dreyfus Easy Standardized/Paired Prototype Money Purchase Plan (No. 01005) or Dreyfus Easy Standardized/Paired Prototype Profit Sharing Plan (No. 01006). The Employer named on the Adoption Agreement, by signing the Adoption Agreement, hereby establishes a Custodial Agreement, and The Dreyfus Trust Company (herein referred to as the "Custodian"), by countersigning the Adoption Agreement, accepts the custodianship thereof upon the following conditions: 1. The Employer represents that the Employer is either a sole proprietorship or a partnership. 2. The Custodial Agreement is established solely for the purpose of holding such cash or monetary contributions made by or on behalf of participants in the Plan (the "Participants") as the Custodian may receive from time to time from the Employer, rollover contributions and transfers from other qualified retirement plans (to the extent permitted under the Plan), and investments purchased therewith pursuant to paragraph 5 hereof (the "Custodial Account"). Contributions under the Plan shall be accepted by the Custodian only when made through the Employer, and shall be accompanied by written instructions from the Employer specifying the Participant's account to which they are to be credited (including the type of contribution being made) and the investments to be acquired therewith. The Custodian shall hold and treat the contributions made by or on behalf of each Participant as a separate account under the Agreement. The Custodian shall have no obligation to verify the allowability or amount of contributions and may rely solely on the representations of the Employer with respect thereto. 3. The Custodian shall make such distributions (including transfers to a qualified retirement plan or an individual retirement account) as the Employer shall direct in writing. Such directions shall specify whether the distribution is a normal distribution (i.e., a distribution on or after age 59-1/2), a premature distribution (i.e., a distribution before age 59-1/2), on account of the death or disability of the Participant, a return of an excess contribution and such other information as the Custodian may require in order to accurately report the nature of the distribution to the appropriate governmental authorities. At no time shall it be possible for any part of the assets of the Custodial Account to be used for or diverted to purposes other than for the exclusive purpose of providing benefits to Participants and their beneficiaries and defraying the reasonable expenses of administering the Plan. In connection with the making of any distributions, the Custodian may rely solely on the accuracy of all facts supplied at any time by the Employer, including any written designation of beneficiary. If distributions are to be made in the form of a joint and survivor or pre-retirement survivor annuity, such instructions, shall specify the amount to be applied to the purchase of such an annuity contract from an insurance company. In the case of a direction to distribute in a form other than an annuity or to a beneficiary other than the Participant's spouse, the Employer shall be deemed to certify that the directed distribution complies with the distribution rules applicable thereto and that where applicable, it has received a validly executed spousal consent to the distributions in the form or to the person to whom distribution is directed. Prior to making any distribution, the Employer shall supply the Custodian with such documentation as it may reasonably require including documentation with respect to any estate or other inheritance taxes which may be due on the Participant's death. In making such distributions upon death, the Custodian may retain a reserve for taxes and expenses in accordance with the rules of paragraphs 9 and 10 hereof. 4. The Employer shall file all beneficiary designations and changes thereof with the Custodian. To be effective, any designation or change of designation must be received by the Custodian prior to the death of the Participant. In the event that there is no such beneficiary designation on file with the Custodian or if all beneficiaries have predeceased the Participant, the Custodian shall make distributions to such persons and in such amounts as may be specified in writing by the Employer. 5. The amount of each contribution credited to a Participant's account shall be applied to the following in accordance with the Employer's written instructions: (a) Fund Shares: Shares of ownership in an investment company registered under the Investment Company Act of 1940, as amended, the shares of which are sponsored, managed, advised, subadvised or administered by The Dreyfus Corporation (the "Sponsor") or any of its affiliates, or shares in any other investment company as may from time to time be offered by the Sponsor (the "Fund"), in accordance with the respective Fund's current prospectus and which the Custodian has agreed to hold in the Custodial Account. (Such shares are referred to herein as "Fund Shares").

PROTOTYPE PLAN DOCUMENTS. This Adoption Agreement may be used only in conjunction with the Dreyfus Prototype Defined Contribution Plan, Basic Plan Document No. 01, and the Dreyfus Custodial Agreement both as amended from time to time. In the event the Sponsor amends Basic Plan Document No. 01 or this Adoption Agreement or discontinues this type of plan, it will inform the Employer. The Sponsor, The Dreyfus Corporation is available to answer questions regarding the intended meaning of any Plan provisions adoption of the Plan and the effect of an Opinion Letter at 000 Xxxxx Xxxxxxx Boulevard, Uniondale, New York 11556-0144 [(516) 338-3418]. EMPLOYER ACCEPTANCE By signing the Application you acknowledge that you have received and read the Fund(s) current prospectus(es), the Dreyfus Easy Standardized/Paired Retirement Plan and the attached Custodial Agreement. You accept the terms of the Plan and Custodial Agreement and you appoint The Dreyfus Trust Company to be Custodian. ____________________ _____ Employer's Signature Date CUSTODIAN'S ACCEPTANCE By signing here, The Dreyfus Trust Company accepts this Adoption Agreement and its appointment as Custodian of your Dreyfus Easy Standardized/Paired Retirement Plan. The Adoption Agreement will be maintained by The Dreyfus Trust Company. _________________________ ____ The Dreyfus Trust Company Date Custodian CUSTODIAL AGREEMENT Dreyfus Easy Standardized/Paired Prototype Defined Contribution Retirement Plans Basic Plan Document No. 01 This Custodial Agreement is for use in connection with Dreyfus Easy Standardized/Paired Prototype Money Purchase Plan (No. 01005) or Dreyfus Easy Standardized/Paired Prototype Profit Sharing Plan (No. 01006). The Employer named on the Adoption Agreement, by signing the Adoption Agreement, hereby establishes a Custodial Agreement, and The Dreyfus Trust Company (herein referred to as the "Custodian"), by countersigning the Adoption Agreement, accepts the custodianship thereof upon the following conditions: 1. The Employer represents that the Employer is either a sole proprietorship or a partnership. 2. The Custodial Agreement is established solely for the purpose of holding such cash or monetary contributions made by or on behalf of participants in the Plan (the "Participants") as the Custodian may receive from time to time from the Employer, rollover contributions and transfers from other qualified retirement plans (to the extent permitted under the Plan), and investments purchased therewith pursuant to paragraph 5 hereof (the "Custodial Account"). Contributions under the Plan shall be accepted by the Custodian only when made through the Employer, and shall be accompanied by written instructions from the Employer specifying the Participant's account to which they are to be credited (including the type of contribution being made) and the investments to be acquired therewith. The Custodian shall hold and treat the contributions made by or on behalf of each Participant as a separate account under the Agreement. The Custodian shall have no obligation to verify the allowability or amount of contributions and may rely solely on the representations of the Employer with respect thereto. 3. The Custodian shall make such distributions (including transfers to a qualified retirement plan or an individual retirement account) as the Employer shall direct in writing. Such directions shall specify whether the distribution is a normal distribution (i.e., a distribution on or after age 59-59 1/2), a premature distribution (i.e., a distribution before age 59-59 1/2), on account of the death or disability of the Participant, a return of an excess contribution and such other information as the Custodian may require in order to accurately report the nature of the distribution to the appropriate governmental authorities. At no time shall it be possible for any part of the assets of the Custodial Account to be used for or diverted to purposes other than for the exclusive purpose of providing benefits to Participants and their beneficiaries and defraying the reasonable expenses of administering the Plan. In connection with the making of any distributions, the Custodian may rely solely on the accuracy of all facts supplied at any time by the Employer, including any written designation of beneficiary. If distributions are to be made in the form of a joint and survivor or pre-retirement survivor annuity, such instructions, shall specify the amount to be applied to the purchase of such an annuity contract from an insurance company. In the case of a direction to distribute in a form other than an annuity or to a beneficiary other than the Participant's spouse, the Employer shall be deemed to certify that the directed distribution complies with the distribution rules applicable thereto and that where applicable, it has received a validly executed spousal consent to the distributions in the form or to the person to whom distribution is directed. Prior to making any distribution, the Employer shall supply the Custodian with such documentation as it may reasonably require including documentation with respect to any estate or other inheritance taxes which may be due on the Participant's death. In making such distributions upon death, the Custodian may retain a reserve for taxes and expenses in accordance with the rules of paragraphs 9 and 10 hereof. 4. The Employer shall file all beneficiary designations and changes thereof with the Custodian. To be effective, any designation or change of designation must be received by the Custodian prior to the death of the Participant. In the event that there is no such beneficiary designation on file with the Custodian or if all beneficiaries have predeceased the Participant, the Custodian shall make distributions to such persons and in such amounts as may be specified in writing by the Employer. 5. The amount of each contribution credited to a Participant's account shall be applied to the following in accordance with the Employer's written instructions: (a) Fund Shares: Shares of ownership in an investment company registered under the Investment Company Act of 1940, as amended, the shares of which are sponsored, managed, advised, subadvised or administered by The Dreyfus Corporation (the "Sponsor") or any of its affiliates, or shares in any other investment company as may from time to time be offered by the Sponsor (the "Fund"), in accordance with the respective Fund's current prospectus and which the Custodian has agreed to hold in the Custodial Account. (Such shares are referred to herein as "Fund Shares").

PROTOTYPE PLAN DOCUMENTS. This Adoption Agreement may be used only in conjunction with the Dreyfus Prototype Defined Contribution Plan, Basic Plan Document No. 01, and the Dreyfus Custodial Agreement both as amended from time to time. In the event the Sponsor amends Basic Plan Document No. 01 or this Adoption Agreement or discontinues this type of plan, it will inform the Employer. The Sponsor, The Dreyfus Corporation is available to answer questions regarding the intended meaning of any Plan provisions adoption of the Plan and the effect of an Opinion Letter at 000 Xxxxx Xxxxxxx 144 Glenn Curtiss Boulevard, UniondaleUnioxxxxx, New York 11556Xxx Xxxx 01556-0144 [(516) 338-3418]. EMPLOYER ACCEPTANCE By signing the Application you acknowledge that you have received and read the Fund(s) current prospectus(es), the Dreyfus Easy Standardized/Paired Retirement Plan and the attached Custodial Agreement. You accept the terms of the Plan and Custodial Agreement and you appoint The Dreyfus Trust Company to be Custodian. ____________________ _____ Employer's Signature Date CUSTODIAN'S ACCEPTANCE By signing here, The Dreyfus Trust Company accepts this Adoption Agreement and its appointment as Custodian of your Dreyfus Easy Standardized/Paired Retirement Plan. The Adoption Agreement will be maintained by The Dreyfus Trust Company. _________________________ ____ The Dreyfus Trust Company Date Custodian CUSTODIAL AGREEMENT Dreyfus Easy Standardized/Paired Prototype Defined Contribution Retirement Plans Basic Plan Document No. 01 This Custodial Agreement is for use in connection with Dreyfus Easy Standardized/Paired Prototype Money Purchase Plan (No. 01005) or Dreyfus Easy Standardized/Paired Prototype Profit Sharing Plan (No. 01006). The Employer named on the Adoption Agreement, by signing the Adoption Agreement, hereby establishes a Custodial Agreement, and The Dreyfus Trust Company (herein referred to as the "Custodian"), by countersigning the Adoption Agreement, accepts the custodianship thereof upon the following conditions: 1. The Employer represents that the Employer is either a sole proprietorship or a partnership. 2. The Custodial Agreement is established solely for the purpose of holding such cash or monetary contributions made by or on behalf of participants in the Plan (the "Participants") as the Custodian may receive from time to time from the Employer, rollover contributions and transfers from other qualified retirement plans (to the extent permitted under the Plan), and investments purchased therewith pursuant to paragraph 5 hereof (the "Custodial Account"). Contributions under the Plan shall be accepted by the Custodian only when made through the Employer, and shall be accompanied by written instructions from the Employer specifying the Participant's account to which they are to be credited (including the type of contribution being made) and the investments to be acquired therewith. The Custodian shall hold and treat the contributions made by or on behalf of each Participant as a separate account under the Agreement. The Custodian shall have no obligation to verify the allowability or amount of contributions and may rely solely on the representations of the Employer with respect thereto. 3. The Custodian shall make such distributions (including transfers to a qualified retirement plan or an individual retirement account) as the Employer shall direct in writing. Such directions shall specify whether the distribution is a normal distribution (i.e., a distribution on or after age 59-1/2), a premature distribution (i.e., a distribution before age 59-1/2), on account of the death or disability of the Participant, a return of an excess contribution and such other information as the Custodian may require in order to accurately report the nature of the distribution to the appropriate governmental authorities. At no time shall it be possible for any part of the assets of the Custodial Account to be used for or diverted to purposes other than for the exclusive purpose of providing benefits to Participants and their beneficiaries and defraying the reasonable expenses of administering the Plan. In connection with the making of any distributions, the Custodian may rely solely on the accuracy of all facts supplied at any time by the Employer, including any written designation of beneficiary. If distributions are to be made in the form of a joint and survivor or pre-retirement survivor annuity, such instructions, shall specify the amount to be applied to the purchase of such an annuity contract from an insurance company. In the case of a direction to distribute in a form other than an annuity or to a beneficiary other than the Participant's spouse, the Employer shall be deemed to certify that the directed distribution complies with the distribution rules applicable thereto and that where applicable, it has received a validly executed spousal consent to the distributions in the form or to the person to whom distribution is directed. Prior to making any distribution, the Employer shall supply the Custodian with such documentation as it may reasonably require including documentation with respect to any estate or other inheritance taxes which may be due on the Participant's death. In making such distributions upon death, the Custodian may retain a reserve for taxes and expenses in accordance with the rules of paragraphs 9 and 10 hereof. 4. The Employer shall file all beneficiary designations and changes thereof with the Custodian. To be effective, any designation or change of designation must be received by the Custodian prior to the death of the Participant. In the event that there is no such beneficiary designation on file with the Custodian or if all beneficiaries have predeceased the Participant, the Custodian shall make distributions to such persons and in such amounts as may be specified in writing by the Employer. 5. The amount of each contribution credited to a Participant's account shall be applied to the following in accordance with the Employer's written instructions: (a) Fund Shares: Shares of ownership in an investment company registered under the Investment Company Act of 1940, as amended, the shares of which are sponsored, managed, advised, subadvised or administered by The Dreyfus Corporation (the "Sponsor") or any of its affiliates, or shares in any other investment company as may from time to time be offered by the Sponsor (the "Fund"), in accordance with the respective Fund's current prospectus and which the Custodian has agreed to hold in the Custodial Account. (Such shares are referred to herein as "Fund Shares").