Common use of PROVISIONS APPLICABLE TO BUSINESS DEPOSIT ACCOUNT CUSTOMERS Clause in Contracts

PROVISIONS APPLICABLE TO BUSINESS DEPOSIT ACCOUNT CUSTOMERS. (a) Notification of Unauthorized Transactions. Notify us at once if you believe someone has improperly obtained your password(s). Otherwise, you could lose all the money in your accounts accessed by the password(s). In addition, notify us at once if you believe someone has transferred or may transfer money from your account without your permission, or if you suspect any fraudulent activity on your account. To notify us, please contact us at 1-800-732- 0642 or (000) 000-0000. You agree that the following security procedures govern your use of the Services when accessing your business accounts: Upon signing up you will choose a User ID and password(s). These must be used to access your business accounts. You agree to protect your User ID and password(s) to prevent unauthorized use. You are liable for all transactions that you or any authorized users make or authorize, even if that person exceeds your authority. You will also be liable for all transactions by an authorized user until you have notified us of the revocation of the authorized user's authority, and we have had a reasonable time to act on such notice to block the affected access device. You are also liable for any and all unauthorized use that occurs before you have notified us that a User ID, password(s), or other access means in your possession or control have been lost or stolen or used without your authority and before we have had a reasonable opportunity to block the affected access device(s). Your designation of a User ID and password(s) and/or use of the Services constitutes your agreement that our security procedures are commercially reasonable. With respect to all claims of third parties, you agree to reimburse and indemnify us and hold us harmless against any and all damages, losses, liabilities and claims of any kind or nature, including attorneys' fees and court costs, arising out of or in connection with, the performance by us of our duties and obligations under the Services Agreement, as well as all costs and expenses, of defending against any claim or liability arising out of or relating to the Services Agreement; provided however, that the foregoing shall not apply when we have failed to act in accordance with our security procedures. If you think that a transfer or withdrawal shown on your monthly statement is incorrect, or if you believe that an unauthorized transfer or withdrawal has occurred, contact us at once. (b) Errors and Questions. If you have questions or you think there has been an error about funds transfers or bill payments made through the Services, you should contact us at 0-000-000-0000 or (000)000-0000. We must hear from you no later than 60 days after we have sent the first paper or online monthly statement on which the problem or error appeared. If you notify us verbally, we may require

PROVISIONS APPLICABLE TO BUSINESS DEPOSIT ACCOUNT CUSTOMERS. (a) Notification of Unauthorized Transactions. Notify us at once if you believe someone has improperly obtained your password(s)login credentials. Otherwise, you could lose all This will ensure the money in best protection of your accounts accessed by account and avoid the password(s)possibility of unauthorized withdrawals. In addition, notify us at once if you believe someone has transferred or may transfer money from your account without your permission, or if you suspect any fraudulent activity on your account. To notify us, please contact call 000-000-0000 or write to us at 1-800-732- 0642 or (000) 000-0000Xxxx Rock Savings Bank, Electronic Banking Services, 000 Xxxxxxx Xxxxxx, Xxxxxxxxx, XX 00000. You agree that the following security procedures govern your use of the Services when accessing your business accounts: Upon signing • You will set up you will choose a User ID and password(s)login credentials. These must be used to access your business accounts. • You agree to protect your User ID and password(s) these credentials to prevent unauthorized use. • You are liable for all transactions that you or any authorized users make or authorize, even if that person exceeds your authority. You will also be liable for all transactions by an authorized user until you have notified us of the revocation of the authorized user's authority, and we have had a reasonable time to act on such notice to block the affected access device. You are also liable for any and all unauthorized use that occurs before you have notified us that a User ID, password(s), or other access means in your possession or control credentials have been lost or stolen or used without your authority and before we have had a reasonable opportunity to block the affected access device(s). Your designation of a User ID and password(s) and/or use of the Services constitutes your agreement that our security procedures are commercially reasonable. YOU ASSUME THE ENTIRE RISK FOR THE FRAUDULENT, UNAUTHORIZED OR OTHERWISE IMPROPER USE OF YOUR CREDENTIALS. WE SHALL BE ENTITLED TO RELY ON THE GENUINENESS AND AUTHORITY OF ALL INSTRUCTIONS RECEIVED BY US WHEN ACCOMPANIED BY SUCH CREDENTIALS, AND TO ACT ON SUCH INSTRUCTIONS. With respect to all claims of third parties, you agree to reimburse and indemnify us and hold us harmless against any and all damages, losses, liabilities and claims of any kind or nature, including attorneys' fees and court costs, arising out of or in connection with, the performance by us of our duties and obligations under the Services Agreement, as well as all costs and expenses, of defending against any claim or liability arising out of or relating to the Services Agreement; provided however, that the foregoing shall not apply when we have failed to act in accordance with our security procedures. If you think that a transfer or withdrawal shown on your monthly statement is incorrect, or if you believe that an unauthorized transfer or withdrawal has occurred, contact us at once. (b) Errors and Questions. If you have questions or you think there has been an error about funds transfers or bill payments made through the Services, you should contact us at 0-000-000-0000 or (000)000-0000. We must hear from you no later than 60 days after we have sent the first paper or online monthly statement on which the problem or error appeared. If you notify us verbally, we may require.

PROVISIONS APPLICABLE TO BUSINESS DEPOSIT ACCOUNT CUSTOMERS. (a) Notification of Unauthorized Transactions. Notify us at once if you believe someone has improperly obtained your password(s)login credentials. Otherwise, you could lose all This will enhance the money in protection of your accounts accessed by account to avoid the password(s)possibility of unauthorized withdrawals. In addition, notify us at once if you believe someone has transferred or may transfer money from your account without your permission, or if you suspect any fraudulent activity on your account. To notify us, please contact us at 1-800-732- 0642 or (000) 000-0000call 000.000.0000. You agree that the following security procedures govern your use of the Services when accessing your business accounts: Upon signing  You will set up you will choose a User ID and password(s)login credentials. These must be used to access your business accounts.  You agree to protect your User ID and password(s) these credentials to prevent unauthorized use.  You are liable for all transactions that you or any authorized users make or authorize, even if that person exceeds your authority. You will also be liable for all transactions by an authorized user until you have notified us of the revocation of the authorized user's authority, and we have had a reasonable time to act on such notice to block the affected access device. You are also liable for any and all unauthorized use that occurs before you have notified us that a User ID, password(s), or other access means in your possession or control credentials have been lost or stolen or used without your authority and before we have had a reasonable opportunity to block the affected access device(s). Your designation of a User ID and password(s) and/or use of the Services constitutes your agreement that our security procedures are commercially reasonable. YOU ASSUME THE ENTIRE RISK FOR THE FRAUDULENT, UNAUTHORIZED OR OTHERWISE IMPROPER USE OF YOUR CREDENTIALS. WE SHALL BE ENTITLED TO RELY ON THE GENUINENESS AND AUTHORITY OF ALL INSTRUCTIONS RECEIVED BY US WHEN ACCOMPANIED BY SUCH CREDENTIALS, AND TO ACT ON SUCH INSTRUCTIONS. With respect to all claims of third parties, you agree to reimburse and indemnify us and hold us harmless against any and all damages, losses, liabilities and claims of any kind or nature, including attorneys' fees and court costs, arising out of or in connection with, the performance by us of our duties and obligations under the Services Agreement, as well as all costs and expenses, of defending against any claim or liability arising out of or relating to the Services Agreement; provided however, that the foregoing shall not apply when we have failed to act in accordance with our security procedures. If you think that a transfer or withdrawal shown on your monthly statement is incorrect, or if you believe that an unauthorized transfer or withdrawal has occurred, contact us at once. (b) Errors and Questions. If you have questions or you think there has been an error about funds transfers or bill payments made through the Services, you should contact us at 0-000-000-0000 or (000)000-0000. We must hear from you no later than 60 days after we have sent the first paper or online monthly statement on which the problem or error appeared. If you notify us verbally, we may require.