Common use of PURCHASE OF CLAIMS Clause in Contracts

PURCHASE OF CLAIMS. 5.1. Purchase of Claims in a manual form 5.1.1. The possibility for the User to use to purchase Claims in a manual form on the Website of ROBOCASH, instead of using ROBO INVEST (see sub-clauses of clause 5.2. “Purchase of Claims through ROBO INVEST”) for such actions, is not a guaranteed technical feature at the Website of ROBOCASH, but if made available by ROBOCASH, clauses set forth in sub- clauses of clause 5.1. of this Agreement shall be applied. 5.1.2. After User’s identification and creation of User’s Profile in accordance with conditions of the Agreement User has the right to purchase Claims offered through the Website of ROBOCASH with funds transferred to its virtual account (if there are any), by complying with the following conditions: 5.1.2.1. The User selects to purchase Claim for a particular loan or its part published on the Website of ROBOCASH together with all other key conditions such as loan issuance date, last repayment date and Interest rate under the Assignment Agreement payable to the User if it select to purchase Claim for a particular loan or its part; 5.1.2.2. User has enough funds in the User’s virtual account for paying the Price of the Claim. 5.1.3. ROBOCASH shall register and execute received Applications on the Website of ROBOCASH in chronological order. ROBOCASH shall have the right to unilaterally amend and supplement the order of execution of the Applications without prior notification of the User. 5.1.4. After the Application has been received ROBOCASH shall prepare a summary of information of all received Applications available for the User at Website of ROBOCASH. The User shall verify the indicated information and if it conforms to the will expressed by the User, the User shall confirm the conclusion of the Assignment Agreements in order specified on the Website of ROBOCASH. 5.1.5. After confirmation the Assignment Agreement is deemed to be binding for the User, and ROBOCASH shall immediately transfer the funds specified in the Assignment Agreement from the User’s virtual account to the seller of the Claim. The Claim shall be deemed as transferred to the User after the funds were transferred from the User’s (Assignee’s) virtual account to the corresponding Assignor’s account in accordance with conditions of the Assignment Agreement. 5.1.6. By submitting the Application, the User authorizes ROBOCASH to carry out the transfer of funds indicated in the Application from the User’s virtual account to the corresponding Assignor in compliance with the Agreement and the Assignment Agreement. 5.2. Purchase and sale of Claims through ROBO INVEST 5.2.1. The User has the right to use the ROBO INVEST (available at the Website of ROBOCASH in section “Invest”) application for purchasing Claims on the Website of ROBOCASH. 5.2.2. ROBO INVEST functions according to the settings selected and confirmed by the User, thus implementing the User’s chosen strategy for purchases of Claims. By offering the ROBO INVEST application ROBOCASH is not giving any recommendations or advice to the User regarding the purchase of Claims. 5.2.3. The User shall be held fully responsible for the settings selected and confirmed by it, as well as for consequences resulting from such actions while using the ROBO INVEST. 5.2.4. In order to use the ROBO INVEST, the User must ensure sufficient funds in User’s virtual account. 5.2.5. Each time a User purchases a certain Claim on the Website of ROBOCASH, ROBOCASH shall transfer funds from the User’s virtual account to the corresponding Assignor’s account in accordance with the provisions of the Assignment Agreement, considering that for each such purchase of Claim a legally binding Assignment Agreement is generated with the particular creditor and is made available at User’s profile. 5.2.6. The User may find all information on concluded Transactions in its User’s profile. ROBOCASH shall have the right, but not an obligation, to send the information mentioned above to User’s e-mail specified in the User’s profile. 5.2.7. The User shall be entitled to change settings confirmed by it at ROBO INVEST, as well as temporally or permanently suspend its activity at any time during the period of validity of the Agreement. 5.2.8. ROBOCASH shall hold no responsibility whatsoever about any losses that are or might be incurred upon the User in relation to the use of the Website of ROBOCASH and services available therein, including losses incurred from the use of the ROBO INVEST. 5.2.9. The User must independently study the information on rights and obligations arising from the Transactions concluded within the ROBO INVEST. 5.2.10. User has the right to sell certain Claims by choosing option “SELL” if such option is made available by ROBOCASH at the Website of ROBOCASH in section “My investments”, hereinafter – Option to Sell. 5.2.11. In case User executes Option to Sell feature the respective Claim is automatically made available for other ROBOCASH users for purchase, hereinafter – Repurchase of Claim. Within 14 (fourteen) days after Option to Sell is executed User will receive full refund equal to the respective Claim amount plus calculated Interest rate under the Assignment Agreement for the respective time period not depending whether Repurchase of Claim is actually made by any other user, i.e. ROBOCASH guarantees that such refund will be made.

PURCHASE OF CLAIMS. 5.1. Purchase of Claims in a manual form 5.1.1. The possibility for the User to use to purchase Claims in a manual form on the Website of ROBOCASH, instead of using ROBO INVEST (see sub-clauses of clause 5.2. “Purchase of Claims through ROBO INVEST”) for such actions, is not a guaranteed technical feature at the Website of ROBOCASH, but if made available by ROBOCASH, clauses set forth in sub- clauses of clause 5.1. of this Agreement shall be applied. 5.1.2. After User’s identification and creation of User’s Profile in accordance with conditions of the Agreement User has the right to purchase Claims offered through the Website of ROBOCASH with funds transferred to its virtual account (if there are any), by complying with the following conditions: 5.1.2.1. The User selects to purchase Claim for a particular loan or its part published on the Website of ROBOCASH together with all other key conditions such as loan issuance date, last repayment date and Interest rate under the Assignment Agreement payable to the User if it select to purchase Claim for a particular loan or its part; 5.1.2.2. User has enough funds in the User’s virtual account for paying the Price of the Claim. 5.1.3. ROBOCASH shall register and execute received Applications on the Website of ROBOCASH in chronological order. ROBOCASH shall have has the right to unilaterally amend and supplement the order of execution of the Applications without prior notification of the User. 5.1.4. After the Application has been received ROBOCASH shall prepare a summary of information of all received Applications available for the User at Website of ROBOCASH. The User shall verify the indicated information and if it conforms to the will expressed by the User, the User shall confirm the conclusion of the Assignment Agreements in order specified on the Website of ROBOCASH. 5.1.5. After confirmation the Assignment Agreement is deemed to be binding for the User, and ROBOCASH shall immediately transfer the funds specified in the Assignment Agreement from the User’s virtual account to the seller of the Claim. The Claim shall be deemed as transferred to the User after the funds were transferred from the User’s (Assignee’s) virtual account to the corresponding Assignor’s account in accordance with conditions of the Assignment Agreement. 5.1.6. By submitting the Application, the User authorizes ROBOCASH to carry out the transfer of funds indicated in the Application from the User’s virtual account to the corresponding Assignor in compliance with the Agreement and the Assignment Agreement. 5.2. Purchase and sale of Claims through ROBO INVEST 5.2.1. The User has the right to use the ROBO INVEST (available at the Website of ROBOCASH in section “Invest”) application for purchasing Claims on the Website of ROBOCASH. 5.2.2. ROBO INVEST functions according to the settings selected and confirmed by the User, thus implementing the User’s chosen strategy for purchases of Claims. By offering the ROBO INVEST application ROBOCASH is not giving any recommendations or advice to the User regarding the purchase of Claims. 5.2.3. The User shall be held fully responsible for the settings selected and confirmed by it, as well as for consequences resulting from such actions while using the ROBO INVEST. 5.2.4. In order to use the ROBO INVEST, the User must ensure sufficient funds in User’s virtual account. 5.2.5. Each time a User purchases a certain Claim on the Website of ROBOCASH, ROBOCASH shall transfer funds from the User’s virtual account to the corresponding Assignor’s account in accordance with the provisions of the Assignment Agreement, considering that for each such purchase of Claim a legally binding Assignment Agreement is generated with the particular creditor and is made available at User’s profile. 5.2.6. The User may find all information on concluded Transactions in its User’s profile. ROBOCASH shall have has the right, but not an obligation, to send the information mentioned above to User’s e-mail specified in the User’s profile. 5.2.7. The User shall be entitled to change settings confirmed by it at ROBO INVEST, as well as temporally or permanently suspend its activity at any time during the period of validity of the Agreement. 5.2.8. ROBOCASH shall hold holds no responsibility whatsoever about any losses that are or might be incurred upon the User in relation to the use of the Website of ROBOCASH and services available therein, including losses incurred from the use of the ROBO INVEST. 5.2.9. The User must independently study the information on rights and obligations arising from the Transactions concluded within the ROBO INVEST. 5.2.10. User has the right to sell certain Claims by choosing option “SELL” if such option is made available by ROBOCASH at the Website of ROBOCASH in section “My investments”, hereinafter – Option to Sell. 5.2.11. In case the User executes Option to Sell feature the respective Claim is automatically made available for other ROBOCASH users for to purchase, hereinafter – Repurchase of Claim. Within 14 (fourteen) days after Option to Sell is executed considering that on the day when any other user repurchases that particular Claim the selling User will receive full refund equal to the respective Claim amount plus calculated Interest rate under the Assignment Agreement for the respective time period not depending whether Repurchase of Claim is actually made by any other user, i.e. ROBOCASH guarantees that such refund will be made.the

PURCHASE OF CLAIMS. 5.1. Purchase of Claims in a manual form 5.1.1. The possibility for the User to use to purchase Claims in a manual form on the Website of ROBOCASH, instead of using ROBO INVEST (see sub-clauses of clause 5.2. “Purchase of Claims through ROBO INVEST”) for such actions, is not a guaranteed technical feature at the Website of ROBOCASH, but if made available by ROBOCASH, clauses set forth in sub- clauses of clause 5.1. of this Agreement shall be applied. 5.1.2. After User’s identification and creation of User’s Profile in accordance with conditions of the Agreement User has the right to purchase Claims offered through the Website of ROBOCASH with funds transferred to its virtual account (if there are any), by complying with the following conditions: 5.1.2.1. The User selects to purchase Claim for a particular loan or its part published on the Website of ROBOCASH together with all other key conditions such as loan issuance date, last repayment date and Interest rate under the Assignment Agreement payable to the User if it select to purchase Claim for a particular loan or its part; 5.1.2.2. User has enough funds in the User’s virtual account for paying the Price of the Claim. 5.1.3. ROBOCASH shall register and execute received Applications on the Website of ROBOCASH in chronological order. ROBOCASH shall have has the right to unilaterally amend and supplement the order of execution of the Applications without prior notification of the User. 5.1.4. After the Application has been received ROBOCASH shall prepare a summary of information of all received Applications available for the User at Website of ROBOCASH. The User shall verify the indicated information and if it conforms to the will expressed by the User, the User shall confirm the conclusion of the Assignment Agreements in order specified on the Website of ROBOCASH. 5.1.5. After confirmation the Assignment Agreement is deemed to be binding for the User, and ROBOCASH shall immediately transfer the funds specified in the Assignment Agreement from the User’s virtual account to the seller of the Claim. The Claim shall be deemed as transferred to the User after the funds were transferred from the User’s (Assignee’s) virtual account to the corresponding Assignor’s account in accordance with conditions of the Assignment Agreement. 5.1.6. By submitting the Application, the User authorizes ROBOCASH to carry out the transfer of funds indicated in the Application from the User’s virtual account to the corresponding Assignor in compliance with the Agreement and the Assignment Agreement. 5.2. Purchase and sale of Claims through ROBO INVEST 5.2.1. The User has the right to use the ROBO INVEST (available at the Website of ROBOCASH in section “Invest”) application for purchasing Claims on the Website of ROBOCASH. 5.2.2. ROBO INVEST functions according to the settings selected and confirmed by the User, thus implementing the User’s chosen strategy for purchases of Claims. By offering the ROBO INVEST application ROBOCASH is not giving any recommendations or advice to the User regarding the purchase of Claims. 5.2.3. The User shall be held fully responsible for the settings selected and confirmed by it, as well as for consequences resulting from such actions while using the ROBO INVEST. 5.2.4. In order to use the ROBO INVEST, the User must ensure sufficient funds in User’s virtual account. 5.2.5. Each time a User purchases a certain Claim on the Website of ROBOCASH, ROBOCASH shall transfer funds from the User’s virtual account to the corresponding Assignor’s account in accordance with the provisions of the Assignment Agreement, considering that for each such purchase of Claim a legally binding Assignment Agreement is generated with the particular creditor and is made available at User’s profile. 5.2.6. The User may find all information on concluded Transactions in its User’s profile. ROBOCASH shall have has the right, but not an obligation, to send the information mentioned above to User’s e-mail specified in the User’s profile. 5.2.7. The User shall be entitled to change settings confirmed by it at ROBO INVEST, as well as temporally or permanently suspend its activity at any time during the period of validity of the Agreement. 5.2.8. ROBOCASH shall hold holds no responsibility whatsoever about any losses that are or might be incurred upon the User in relation to the use of the Website of ROBOCASH and services available therein, including losses incurred from the use of the ROBO INVEST. 5.2.9. The User must independently study the information on rights and obligations arising from the Transactions concluded within the ROBO INVEST. 5.2.10. User has the right to sell certain Claims by choosing option “SELL” if such option is made available by ROBOCASH at the Website of ROBOCASH in section “My investments”, hereinafter – Option to Sell. 5.2.11. In case the User executes Option to Sell feature the respective Claim is automatically made available for other ROBOCASH users for to purchase, hereinafter – Repurchase of Claim. Within 14 (fourteen) days after Option to Sell is executed User will receive full refund equal to considering that on the respective Claim amount plus calculated Interest rate under the Assignment Agreement for the respective time period not depending whether Repurchase of Claim is actually made by day when any other user, i.e. ROBOCASH guarantees user repurchases that such refund will be made.particular Claim the

PURCHASE OF CLAIMS. 5.1. Purchase of Claims in a manual form 5.1.1. The possibility for the User to use to purchase Claims in a manual form on the Website of ROBOCASH, instead of using ROBO INVEST (see sub-clauses of clause 5.2. “Purchase of Claims through ROBO INVEST”) for such actions, is not a guaranteed technical feature at the Website of ROBOCASH, but if made available by ROBOCASH, clauses set forth in sub- sub-clauses of clause 5.1. of this Agreement shall be applied. 5.1.2. After User’s identification and creation of User’s Profile in accordance with conditions of the Agreement User has the right to purchase Claims offered through the Website of ROBOCASH with funds transferred to its virtual account (if there are any), by complying with the following conditions: 5.1.2.1. The User selects to purchase Claim for a particular loan or its part published on the Website of ROBOCASH together with all other key conditions such as loan issuance date, last repayment date and Interest rate under the Assignment Agreement payable to the User if it select to purchase Claim for a particular loan or its part; 5.1.2.2. User has enough funds in the User’s virtual account for paying the Price of the Claim. 5.1.3. ROBOCASH shall register and execute received Applications on the Website of ROBOCASH in chronological order. ROBOCASH shall have the right to unilaterally amend and supplement the order of execution of the Applications without prior notification of the User. 5.1.4. After the Application has been received ROBOCASH shall prepare a summary of information of all received Applications available for the User at Website of ROBOCASH. The User shall verify the indicated information and if it conforms to the will expressed by the User, the User shall confirm the conclusion of the Assignment Agreements in order specified on the Website of ROBOCASH. 5.1.5. After confirmation the Assignment Agreement is deemed to be binding for the User, and ROBOCASH shall immediately transfer the funds specified in the Assignment Agreement from the User’s virtual account to the seller of the Claim. The Claim shall be deemed as transferred to the User after the funds were transferred from the User’s (Assignee’s) virtual account to the corresponding Assignor’s account in accordance with conditions of the Assignment Agreement. 5.1.6. By submitting the Application, the User authorizes ROBOCASH to carry out the transfer of funds indicated in the Application from the User’s virtual account to the corresponding Assignor in compliance with the Agreement and the Assignment Agreement. 5.2. Purchase and sale of Claims through ROBO INVEST 5.2.1. The User has the right to use the ROBO INVEST (available at the Website of ROBOCASH in section “Invest”) application for purchasing Claims on the Website of ROBOCASH. 5.2.2. ROBO INVEST functions according to the settings selected and confirmed by the User, thus implementing the User’s chosen strategy for purchases of Claims. By offering the ROBO INVEST application ROBOCASH is not giving any recommendations or advice to the User regarding the purchase of Claims. 5.2.3. The User shall be held fully responsible for the settings selected and confirmed by it, as well as for consequences resulting from such actions while using the ROBO INVEST. 5.2.4. In order to use the ROBO INVEST, the User must ensure sufficient funds in User’s virtual account. 5.2.5. Each time a User purchases a certain Claim on the Website of ROBOCASH, ROBOCASH shall transfer funds from the User’s virtual account to the corresponding Assignor’s account in accordance with the provisions of the Assignment Agreement, considering that for each such purchase of Claim a legally binding Assignment Agreement is generated with the particular creditor and is made available at User’s profile. 5.2.6. The User may find all information on concluded Transactions in its User’s profile. ROBOCASH shall have the right, but not an obligation, to send the information mentioned above to User’s e-mail specified in the User’s profile. 5.2.7. The User shall be entitled to change settings confirmed by it at ROBO INVEST, as well as temporally or permanently suspend its activity at any time during the period of validity of the Agreement. 5.2.8. ROBOCASH shall hold no responsibility whatsoever about any losses that are or might be incurred upon the User in relation to the use of the Website of ROBOCASH and services available therein, including losses incurred from the use of the ROBO INVEST. 5.2.9. The User must independently study the information on rights and obligations arising from the Transactions concluded within the ROBO INVEST. 5.2.10. User has the right to sell certain Claims by choosing option “SELL” if such option is made available by ROBOCASH at the Website of ROBOCASH in section “My investments”, hereinafter – Option to Sell. 5.2.11. In case the User executes Option to Sell feature the respective Claim is automatically made available for other ROBOCASH users for to purchase, hereinafter – Repurchase of Claim. Within 14 (fourteen) days after Option to Sell is executed User will receive full refund equal to considering that on the respective Claim amount plus calculated Interest rate under the Assignment Agreement for the respective time period not depending whether Repurchase of Claim is actually made by day when any other user, i.e. ROBOCASH guarantees user repurchases that such refund will be made.particular Claim the

PURCHASE OF CLAIMS. 5.1. Purchase of Claims in a manual form 5.1.1. The possibility for the User to use to purchase Claims in a manual form on the Website of ROBOCASH, instead of using ROBO INVEST (see sub-clauses of clause 5.2. “Purchase of Claims through ROBO INVEST”) for such actions, is not a guaranteed technical feature at the Website of ROBOCASH, but if made available by ROBOCASH, clauses set forth in sub- clauses of clause 5.1. of this Agreement shall be applied. 5.1.2. After User’s identification and creation of User’s Profile in accordance with conditions of the Agreement User has the right to purchase Claims offered through the Website of ROBOCASH with funds transferred to its virtual account (if there are any), by complying with the following conditions: 5.1.2.1. The User selects to purchase Claim for a particular loan or its part published on the Website of ROBOCASH together with all other key conditions such as loan issuance date, last repayment date and Interest rate under the Assignment Agreement payable to the User if it select to purchase Claim for a particular loan or its part; 5.1.2.2. User has enough funds in the User’s virtual account for paying the Price of the Claim. 5.1.3. ROBOCASH shall register and execute received Applications on the Website of ROBOCASH in chronological order. ROBOCASH shall have has the right to unilaterally amend and supplement the order of execution of the Applications without prior notification of the User. 5.1.4. After the Application has been received ROBOCASH shall prepare a summary of information of all received Applications available for the User at Website of ROBOCASH. The User shall verify the indicated information and if it conforms to the will expressed by the User, the User shall confirm the conclusion of the Assignment Agreements in order specified on the Website of ROBOCASH. 5.1.5. After confirmation the Assignment Agreement is deemed to be binding for the User, and ROBOCASH shall immediately transfer the funds specified in the Assignment Agreement from the User’s virtual account to the seller of the Claim. The Claim shall be deemed as transferred to the User after the funds were transferred from the User’s (Assignee’s) virtual account to the corresponding Assignor’s account in accordance with conditions of the Assignment Agreement. 5.1.6. By submitting the Application, the User authorizes ROBOCASH to carry out the transfer of funds indicated in the Application from the User’s virtual account to the corresponding Assignor in compliance with the Agreement and the Assignment Agreement. 5.2. Purchase and sale of Claims through ROBO INVEST 5.2.1. The User has the right to use the ROBO INVEST (available at the Website of ROBOCASH in section “Invest”) application for purchasing Claims on the Website of ROBOCASH. 5.2.2. ROBO INVEST functions according to the settings selected and confirmed by the User, thus implementing the User’s chosen strategy for further purchases of ClaimsClaims by the User according to set settings. User agrees that by selecting and confirming ROBO INVEST settings it authorizes ROBOCASH to facilitate the process of Claim purchases for the User, which shall include transfer of funds from User’s virtual account to the corresponding Assignor’s account in order to pay the price of the particular Claim, and User acknowledges all such made Claim purchases facilitated by ROBOCASH as binding. By offering the ROBO INVEST application ROBOCASH is not giving any recommendations or advice to the User regarding the purchase of Claims. 5.2.3. The User shall be held fully responsible for the settings selected and confirmed by it, as well as for consequences resulting from such actions while using the ROBO INVEST. 5.2.4. In order to use the ROBO INVEST, the User must ensure sufficient funds in User’s virtual account. 5.2.5. Each time a User purchases a certain Claim on the Website of ROBOCASH, i.e., considering the conditions set out in clause 5.2.2. of this Agreement, ROBOCASH shall transfer funds from the User’s virtual account to the corresponding Assignor’s account in accordance with the provisions of the Assignment Agreement, considering that for each such purchase of Claim a legally binding Assignment Agreement is generated with the particular creditor and is made available at User’s profile. 5.2.6. The User may find all information on concluded Transactions in its User’s profile. ROBOCASH shall have has the right, but not an obligation, to send the information mentioned above to User’s e-mail specified in the User’s profile. 5.2.7. The User shall be entitled to change settings confirmed by it at ROBO INVEST, as well as temporally or permanently suspend its activity at any time during the period of validity of the Agreement. 5.2.8. ROBOCASH shall hold holds no responsibility whatsoever about any losses that are or might be incurred upon the User in relation to the use of the Website of ROBOCASH and services available therein, including losses incurred from the use of the ROBO INVEST. 5.2.9. The User must independently study the information on rights and obligations arising from the Transactions concluded within the ROBO INVEST. 5.2.10. User has the right to sell certain Claims by choosing option “SELL” if such option is made available by ROBOCASH at the Website of ROBOCASH in section “My investments”, hereinafter – Option to Sell. 5.2.11. In case the User executes Option to Sell feature the respective Claim is automatically made available for other ROBOCASH users for to purchase, hereinafter – Repurchase of Claim. Within 14 (fourteen) days after Option to Sell is executed considering that on the day when any other user repurchases that particular Claim the selling User will receive full refund equal to the respective Claim amount plus calculated Interest rate under the Assignment Agreement for the respective time period not depending whether until the day Repurchase of Claim is actually made by any other user, i.e. ROBOCASH guarantees that such refund will be was made.

PURCHASE OF CLAIMS. 5.1. Purchase of Claims in a manual form 5.1.1. The possibility for the User to use to purchase Claims in a manual form on the Website of ROBOCASH, instead of using ROBO INVEST (see sub-clauses of clause 5.2. “Purchase of Claims through ROBO INVEST”) for such actions, is not a guaranteed technical feature at the Website of ROBOCASH, but if made available by ROBOCASH, clauses set forth in sub- clauses of clause 5.1. of this Agreement shall be applied. 5.1.2. After User’s identification and creation of User’s Profile in accordance with conditions of the Agreement User has the right to purchase Claims offered through the Website of ROBOCASH with funds transferred to its virtual account (if there are any), by complying with the following conditions: 5.1.2.1. The User selects to purchase Claim for a particular loan or its part published on the Website of ROBOCASH together with all other key conditions such as loan issuance date, last repayment date and Interest rate under the Assignment Agreement payable to the User if it select to purchase Claim for a particular loan or its part; 5.1.2.2. User has enough funds in the User’s virtual account for paying the Price of the Claim. 5.1.3. ROBOCASH shall register and execute received Applications on the Website of ROBOCASH in chronological order. ROBOCASH shall have has the right to unilaterally amend and supplement the order of execution of the Applications without prior notification of the User. 5.1.4. After the Application has been received ROBOCASH shall prepare a summary of information of all received Applications available for the User at Website of ROBOCASH. The User shall verify the indicated information and if it conforms to the will expressed by the User, the User shall confirm the conclusion of the Assignment Agreements in order specified on the Website of ROBOCASH. 5.1.5. After confirmation the Assignment Agreement is deemed to be binding for the User, and ROBOCASH shall immediately transfer the funds specified in the Assignment Agreement from the User’s virtual account to the seller of the Claim. The Claim shall be deemed as transferred to the User after the funds were transferred from the User’s (Assignee’s) virtual account to the corresponding Assignor’s account in accordance with conditions of the Assignment Agreement. 5.1.6. By submitting the Application, the User authorizes ROBOCASH to carry out the transfer of funds indicated in the Application from the User’s virtual account to the corresponding Assignor in compliance with the Agreement and the Assignment Agreement. 5.2. Purchase and sale of Claims through ROBO INVEST 5.2.1. The User has the right to use the ROBO INVEST (available at the Website of ROBOCASH in section “Invest”) application for purchasing Claims on the Website of ROBOCASH. 5.2.2. ROBO INVEST functions according to the settings selected and confirmed by the User, thus implementing the User’s chosen strategy for further purchases of ClaimsClaims by the User according to set settings. User agrees that by selecting and confirming ROBO INVEST settings it authorizes ROBOCASH to facilitate the process of Claim purchases for the User, which shall include transfer of funds from User’s virtual account to the corresponding Assignor’s account in order to pay the price of the particular Claim, and User acknowledges all such made Claim purc hases facilitated by ROBOCASH as binding. By offering the ROBO INVEST application ROBOCASH is not giving any recommendations or advice to the User regarding the purchase of Claims. 5.2.3. The User shall be held fully responsible for the settings selected and confirmed by it, as well as for consequences resulting from such actions while using the ROBO INVEST. 5.2.4. In order to use the ROBO INVEST, the User must ensure sufficient funds in User’s virtual account. 5.2.5. Each time a User purchases a certain Claim on the Website of ROBOCASH, i.e., considering the conditions set out in clause 5.2.2. of this Agreement, ROBOCASH shall transfer funds from the User’s virtual account to the corresponding Assignor’s account in accordance with the provisions of the Assignment Agreement, considering that for each such purchase of Claim a legally binding Assignment Agreement is generated with the particular creditor and is made available at User’s profile. 5.2.6. The User may find all information on concluded Transactions in its User’s profile. ROBOCASH shall have has the right, but not an obligation, to send the information mentioned above to User’s e-mail specified in the User’s profile. 5.2.7. The User shall be entitled to change settings confirmed by it at ROBO INVEST, as well as temporally or permanently suspend its activity at any time during the period of validity of the Agreement. 5.2.8. ROBOCASH shall hold holds no responsibility whatsoever about any losses that are or might be incurred upon the User in relation to the use of the Website of ROBOCASH and services available therein, including losses incurred from the use of the ROBO INVEST. 5.2.9. The User must independently study the information on rights and obligations arising from the Transactions concluded within the ROBO INVEST. 5.2.10. User has the right to sell certain Claims by choosing option “SELL” if such option is made available by ROBOCASH at the Website of ROBOCASH in section “My investments”, hereinafter – Option to Sell. 5.2.11. In case the User executes Option to Sell feature the respective Claim is automatically made available for other ROBOCASH users for to purchase, hereinafter – Repurchase of Claim. Within 14 (fourteen) days after Option to Sell is executed considering that on the day when any other user repurchases that particular Claim the selling User will receive full refund equal to the respective Claim amount plus calculated Interest rate under the Assignment Agreement for the respective time period not depending whether until the day Repurchase of Claim is actually made by any other user, i.e. ROBOCASH guarantees that such refund will be was made.