Common use of Range of Gross Interest Clause in Contracts

Range of Gross Interest. Rates (%) ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Range of Gross Mortgage Principal Principal Interest Term Original FICO Interest Rates (%) Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 4.000 - 4.999 8 1,988,351 2.05 4.99 357 80.27 684 5.000 - 5.999 204 50,748,804 52.37 5.678 357 80.64 687 6.000 - 6.999 162 39,180,990 40.43 6.475 357 82.2 683 7.000 - 7.999 21 4,748,801 4.9 7.374 357 82.81 669 8.000 - 8.999 1 244,000 0.25 8.975 356 80 638 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Minimum: 4.990 Maximum: 8.975 Weighted Average: 6.077

Range of Gross Interest. Rates (%) ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------------------------------------------------------------------------------------------------------------------------------------ % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Range of Gross Comb Mortgage Principal Principal Interest Term Original FICO Range of Gross Interest Rates (%) Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------------------------------------------------------------------------------------------------------------------------------------ 4.000 - 4.999 8 1,988,351 2.05 4.99 357 80.27 684 55 14,908,962 0.96 4.883 355 72.57 5.000 - 5.999 204 50,748,804 52.37 5.678 357 80.64 687 681 158,860,625 10.26 5.705 355 74.64 6.000 - 6.999 162 39,180,990 40.43 6.475 357 82.2 683 2,831 575,584,089 37.18 6.581 354 76.00 7.000 - 7.999 21 4,748,801 4.9 7.374 357 82.81 669 2,812 474,240,514 30.63 7.530 355 78.40 8.000 - 8.999 1 244,000 0.25 8.975 356 80 638 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 1,697 237,415,108 15.33 8.466 354 79.42 9.000 - 9.999 584 67,697,743 4.37 9.437 351 77.96 10.000 - 10.999 157 14,347,699 0.93 10.388 349 78.92 11.000 - 11.999 57 4,865,978 0.31 11.438 344 76.60 12.000 - 12.999 5 374,211 0.02 12.412 357 83.45 ------------------------------------------------------------------------------------------------------------------------------------ Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 8,879 1,548,294,930 100.00 7.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------ Minimum: 4.990 4.150 Maximum: 8.975 12.700 Weighted Average: 6.0777.232

Range of Gross Interest. Rates (%) ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Range of Gross Mortgage Principal Principal Interest Term Original FICO Interest Rates (%) Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 4.000 - 4.999 8 1,988,351 2.05 4.99 2 283,899 0.07 4.990 357 80.27 684 80.00 731 5.000 - 5.999 204 50,748,804 52.37 5.678 357 80.64 687 239 74,700,996 17.79 5.823 356 77.96 680 6.000 - 6.999 162 39,180,990 40.43 6.475 357 82.2 683 731 200,057,527 47.65 6.570 356 79.09 664 7.000 - 7.999 21 4,748,801 4.9 7.374 357 82.81 669 360 83,823,015 19.97 7.451 356 78.83 633 8.000 - 8.999 1 244,000 0.25 8.975 356 80 638 104 16,049,841 3.82 8.495 331 83.49 618 9.000 - 9.999 325 21,999,455 5.24 9.789 187 97.19 691 10.000 - 10.999 280 18,534,924 4.41 10.646 177 99.18 662 11.000 - 11.999 81 4,194,443 1.00 11.614 177 99.58 646 12.000 - 12.999 5 191,272 0.05 12.813 176 97.94 670 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 396 96,910,946 100 6.077 357 81.37 684 2,127 419,835,371 100.00 7.087 336 81.06 660 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Minimum: 4.990 Maximum: 8.975 12.875 Weighted Average: 6.0777.087

Range of Gross Interest. Rates (%) ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Range of Gross Mortgage Principal Principal Interest Term Original FICO Interest Rates (%) Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 4.000 - 4.999 8 1,988,351 2.05 2 451,582 0.87 4.99 357 80.27 684 356 87 752 5.000 - 5.999 204 50,748,804 52.37 5.678 30 5,669,916 10.94 5.768 357 80.64 80.69 687 6.000 - 6.999 162 39,180,990 40.43 6.475 357 82.2 683 102 22,877,222 44.13 6.614 355 80.35 688 7.000 - 7.999 21 4,748,801 4.9 7.374 357 82.81 669 94 17,393,313 33.55 7.523 355 80.95 648 8.000 - 8.999 33 3,837,524 7.4 8.426 343 85.43 648 9.000 - 9.999 20 961,659 1.85 9.659 216 92.53 686 10.000 - 10.999 14 623,798 1.2 10.554 188 96.3 712 11.000 - 11.999 1 244,000 0.25 8.975 356 80 638 31,129 0.06 11.5 177 100 692 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 396 96,910,946 296 51,846,144 100 6.077 357 81.37 684 7.053 349 81.45 672 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Minimum: 4.990 Maximum: 8.975 11.500 Weighted Average: 6.0777.053

Range of Gross Interest. Rates (%) ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ---------------------------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Range of Gross Comb Mortgage Principal Principal Interest Term Original FICO Range of Gross Interest Rates (%) Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ---------------------------------------------------------------------------------------------------------------------------- 4.000 - 4.999 8 1,988,351 2.05 4.99 357 80.27 684 2 345,051 0.22 4.916 355 77.56 5.000 - 5.999 204 50,748,804 52.37 5.678 357 80.64 687 159 30,250,344 19.53 5.742 353 75.64 6.000 - 6.999 162 39,180,990 40.43 6.475 357 82.2 683 338 59,504,440 38.41 6.548 352 77.39 7.000 - 7.999 21 4,748,801 4.9 7.374 357 82.81 669 267 41,096,348 26.53 7.530 351 80.10 8.000 - 8.999 1 244,000 0.25 8.975 123 16,986,975 10.97 8.483 352 81.94 9.000 - 9.999 46 4,868,563 3.14 9.429 356 80 638 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 81.11 10.000 - 10.999 12 1,154,461 0.75 10.582 356 76.87 11.000 - 11.999 6 374,844 0.24 11.395 356 79.13 12.000 - 12.999 2 331,140 0.21 12.304 356 75.00 ---------------------------------------------------------------------------------------------------------------------------- Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 955 154,912,167 100.00 7.004 352 78.38 Minimum: 4.990 4.830 Maximum: 8.975 12.680 Weighted Average: 6.0777.004

Range of Gross Interest. Rates (%) ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------------------------------------------------------------------------------------------------------------------------------------ % of Mortgage Aggregate Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Aggregate Average Weighted Average Non-Zero Number Date Cut-off Gross Average Average Average Original Weighted of Principal Date Date Gross Interest Remaining Combined Average Pct Pct Pct Weighted Range of Gross Mortgage Balance Principal Principal Interest Rate Term Original LTV FICO Full Owner Fixed Average Interest Rates (%) Loans Balance ($) Balance Rate (%) (monthsMonths) LTV (%) Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Doc Occ Rate DTI ------------------------------------------------------------------------------------------------------------------------------------ 4.000 - 4.999 8 1,988,351 2.05 4.99 357 80.27 684 12 3,408,055 0.30 4.986 358 79.55 718 67.74 95.04 0.00 38.46 5.000 - 5.999 204 50,748,804 52.37 5.678 357 80.64 687 568 165,199,842 14.58 5.757 356 79.06 676 66.32 95.90 5.30 39.60 6.000 - 6.999 162 39,180,990 40.43 6.475 357 82.2 683 1,876 476,291,238 42.04 6.587 355 79.84 646 45.04 95.00 14.67 40.95 7.000 - 7.999 21 4,748,801 4.9 7.374 357 82.81 669 1,327 280,678,234 24.77 7.493 355 81.43 619 42.08 94.40 12.75 40.97 8.000 - 8.999 1 244,000 0.25 8.975 356 80 638 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 713 100,206,095 8.85 8.503 325 85.83 601 57.26 93.38 24.14 40.22 9.000 - 9.999 641 50,735,561 4.48 9.639 244 92.92 633 44.97 96.03 68.42 40.14 10.000 - 10.999 672 39,750,241 3.51 10.668 186 98.05 648 31.73 98.60 96.34 41.76 11.000 - 11.999 210 8,199,831 0.72 11.711 186 98.08 630 50.58 98.66 97.06 41.47 12.000 - 12.999 207 8,405,243 0.74 12.673 179 99.44 629 52.59 95.82 100.00 41.78 13.000 - 13.999 2 35,169 0.00 13.492 176 100.00 626 51.11 100.00 100.00 45.13 ------------------------------------------------------------------------------------------------------------------------------------ Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 6,228 1,132,909,507 100.00 7.217 339 82.15 639 48.18 95.04 20.13 40.69 ------------------------------------------------------------------------------------------------------------------------------------ Minimum: 4.990 4.875 Maximum: 8.975 13.875 Weighted Average: 6.0777.217

Range of Gross Interest. Rates (%) ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- --------------------------------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Comb Average Range of Gross Mortgage Principal Principal Interest Term Original FICO Range of Gross Interest Rates (%) Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- --------------------------------------------------------------------------------------------------------------------------------- 4.000 - 4.999 8 1,988,351 2.05 4.99 357 80.27 684 7 2,725,750 1.34 4.990 358 80 734 5.000 - 5.999 204 50,748,804 52.37 5.678 357 80.64 687 226 74,838,305 36.71 5.705 358 80.39 694 6.000 - 6.999 162 39,180,990 40.43 6.475 357 82.2 683 340 102,807,575 50.43 6.522 358 81.54 676 7.000 - 7.999 21 4,748,801 4.9 7.374 357 82.81 669 70 22,077,981 10.83 7.429 358 82.69 666 8.000 - 8.999 1 244,000 0.25 8.975 356 80 638 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 5 1,421,519 0.70 8.401 358 87.76 668 --------------------------------------------------------------------------------------------------------------------------------- Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 648 203,871,131 100.00 6.313 358 81.27 682 --------------------------------------------------------------------------------------------------------------------------------- Minimum: 4.990 Maximum: 8.975 8.500 Weighted Average: 6.0776.313

Range of Gross Interest. Rates (%) ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Range of Gross Mortgage Principal Principal Interest Term Original FICO Interest Rates (%) Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 4.000 - 4.999 8 1,988,351 2.05 15 5,073,124 0.92 4.99 357 80.27 684 82.15 700 5.000 - 5.999 204 50,748,804 52.37 5.678 357 80.64 687 366 117,852,491 21.48 5.771 356 78.87 670 6.000 - 6.999 162 39,180,990 40.43 6.475 357 82.2 683 920 249,154,677 45.4 6.562 355 79.95 658 7.000 - 7.999 21 4,748,801 4.9 7.374 357 82.81 669 439 100,214,797 18.26 7.452 356 79.46 628 8.000 - 8.999 1 244,000 0.25 8.975 356 80 638 163 23,498,933 4.28 8.501 317 85.98 620 9.000 - 9.999 382 26,074,857 4.75 9.779 191 97.17 681 10.000 - 10.999 336 22,141,560 4.03 10.641 177 99.25 655 11.000 - 11.999 86 4,569,287 0.83 11.592 177 99.49 642 12.000 - 12.999 5 191,272 0.03 12.813 176 97.94 670 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 396 96,910,946 2,712 548,770,998 100 6.077 357 81.37 684 6.985 338 81.67 655 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Minimum: 4.990 Maximum: 8.975 12.875 Weighted Average: 6.0776.985

Range of Gross Interest. Rates (%) ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- --------------------------------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Range of Gross Back Mortgage Principal Principal Interest Term Original FICO DTI Range of Gross Interest Rates (%) Loans Balance ($) Balance Rate (%Rate(%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 4.000 - 4.999 8 1,988,351 2.05 4.99 357 80.27 684 Ratio --------------------------------------------------------------------------------------------------------------------------------- 5.000 - 5.999 204 50,748,804 52.37 5.678 357 80.64 687 108 31,327,422 7.13 5.763 359 79.74 672 43.10 6.000 - 6.999 162 39,180,990 40.43 6.475 837 202,101,230 45.98 6.579 357 82.2 683 80.73 647 43.48 7.000 - 7.999 21 4,748,801 4.9 7.374 674 134,874,949 30.68 7.480 357 82.81 669 81.27 621 43.38 8.000 - 8.999 1 244,000 0.25 8.975 356 80 638 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 259 39,921,909 9.08 8.449 357 82.50 578 41.96 9.000 - 9.999 158 12,927,791 2.94 9.469 314 92.96 615 42.21 10.000 - 10.999 192 13,278,827 3.02 10.549 254 99.10 652 44.07 11.000 - 11.999 83 4,310,501 0.98 11.439 248 99.57 651 44.61 12.000 - 12.999 18 841,968 0.19 12.266 272 99.71 629 44.50 --------------------------------------------------------------------------------------------------------------------------------- Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 2,329 439,584,596 100.00 7.231 352 82.12 634 43.28 --------------------------------------------------------------------------------------------------------------------------------- Minimum: 4.990 5.250 Maximum: 8.975 12.690 Weighted Average: 6.0777.231

Range of Gross Interest. Rates (%) ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- -------------------------------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Range of Gross Comb Mortgage Principal Principal Interest Term Original FICO Range of Gross Interest Rates (%) Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- -------------------------------------------------------------------------------------------------------------------------------- 4.000 - 4.999 8 1,988,351 2.05 4.99 357 80.27 684 57 17,325,029 1.45 4.669 320 79.24 5.000 - 5.999 204 50,748,804 52.37 5.678 357 80.64 687 867 220,252,520 18.38 5.710 350 73.65 6.000 - 6.999 162 39,180,990 40.43 6.475 357 82.2 683 1,997 431,133,383 35.97 6.538 351 77.71 7.000 - 7.999 21 4,748,801 4.9 7.374 357 82.81 669 1,862 327,116,451 27.29 7.501 352 80.99 8.000 - 8.999 1 244,000 0.25 8.975 356 80 638 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 1,006 141,068,767 11.77 8.435 352 81.31 9.000 - 9.999 346 38,884,365 3.24 9.445 348 81.05 10.000 - 10.999 276 18,653,962 1.56 10.391 322 90.54 11.000 - 11.999 65 3,471,468 0.29 11.302 305 94.71 12.000 - 12.999 12 584,429 0.05 12.170 313 86.76 -------------------------------------------------------------------------------------------------------------------------------- Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 6,488 1,198,490,375 100.00 7.016 350 78.67 -------------------------------------------------------------------------------------------------------------------------------- Minimum: 4.990 4.100 Maximum: 8.975 12.550 Weighted Average: 6.0777.016

Range of Gross Interest. Rates (%) ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- --------------------------------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Range of Gross Back Mortgage Principal Principal Interest Term Original FICO DTI Range of Gross Interest Rates (%) Loans Balance ($) Balance Rate (%Rate(%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 4.000 - 4.999 8 1,988,351 2.05 4.99 357 80.27 684 Ratio --------------------------------------------------------------------------------------------------------------------------------- 5.000 - 5.999 204 50,748,804 52.37 5.678 30 8,819,248 4.98 5.718 357 80.64 687 78.52 675 41.84 6.000 - 6.999 162 39,180,990 40.43 6.475 357 82.2 683 255 57,976,404 32.76 6.503 356 81.27 659 42.09 7.000 - 7.999 21 4,748,801 4.9 7.374 357 82.81 669 326 57,585,183 32.54 7.485 356 83.46 649 41.79 8.000 - 8.999 184 23,515,715 13.29 8.432 355 85.13 633 40.48 9.000 - 9.999 176 17,706,487 10.00 9.508 353 88.33 592 39.56 10.000 - 10.999 123 7,791,985 4.40 10.382 337 93.52 592 40.00 11.000 - 11.999 57 2,479,276 1.40 11.445 258 94.87 609 39.81 12.000 - 12.999 16 592,194 0.33 12.435 221 98.46 652 40.43 13.000 - 13.999 4 106,865 0.06 13.165 177 100.00 643 44.50 14.000 - 14.999 14 383,297 0.22 14.332 176 99.59 644 38.73 15.000 - 15.999 1 244,000 0.25 8.975 356 80 638 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 25,191 0.01 15.990 177 100.00 649 42.41 --------------------------------------------------------------------------------------------------------------------------------- Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 1,186 176,981,845 100.00 7.622 352 83.91 643 41.38 --------------------------------------------------------------------------------------------------------------------------------- Minimum: 4.990 5.305 Maximum: 8.975 15.990 Weighted Average: 6.0777.622

Range of Gross Interest. Rates (%) ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------------------------------------------------------------------------------------------------------------------------------------ % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Range of Gross Comb Mortgage Principal Principal Interest Term Original FICO Range of Gross Interest Rates (%) Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------------------------------------------------------------------------------------------------------------------------------------ 4.000 - 4.999 8 1,988,351 2.05 4.99 357 80.27 684 16 6,539,155 1.09 4.908 355 73.91 5.000 - 5.999 204 50,748,804 52.37 5.678 357 80.64 687 66,970,758 11.20 5.708 356 75.21 6.000 - 6.999 162 39,180,990 40.43 6.475 357 82.2 683 883 229,194,101 38.32 6.590 353 76.71 7.000 - 7.999 21 4,748,801 4.9 7.374 357 82.81 669 861 170,412,954 28.49 7.517 354 78.30 8.000 - 8.999 1 244,000 0.25 8.975 356 80 638 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 497 79,554,032 13.30 8.473 353 79.13 9.000 - 9.999 271 33,873,047 5.66 9.493 351 79.71 10.000 - 10.999 86 8,257,277 1.38 10.387 352 79.57 11.000 - 11.999 31 2,985,787 0.50 11.374 350 74.34 12.000 - 12.999 4 296,275 0.05 12.337 358 84.36 ------------------------------------------------------------------------------------------------------------------------------------ Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 2,853 598,083,387 100.00 7.231 354 77.49 ------------------------------------------------------------------------------------------------------------------------------------ Minimum: 4.990 4.500 Maximum: 8.975 12.690 Weighted Average: 6.0777.231

Range of Gross Interest. Rates (%) ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------------------------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Range of Gross Comb Mortgage Principal Principal Interest Term Original FICO Range of Gross Interest Rates (%) Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 4.000 - 4.999 8 1,988,351 2.05 4.99 357 80.27 684 ------------------------------------------------------------------------------------------------------------------------- 5.000 - 5.999 204 50,748,804 52.37 5.678 357 80.64 687 34 8,755,377 3.84 5.896 332 73.01 6.000 - 6.999 162 39,180,990 40.43 6.475 357 82.2 683 305 69,866,306 30.64 6.608 342 76.62 7.000 - 7.999 21 4,748,801 4.9 7.374 357 82.81 669 209 35,795,546 15.70 7.506 337 80.77 8.000 - 8.999 1 244,000 0.25 8.975 356 80 638 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 307 24,184,927 10.61 8.614 225 92.88 9.000 - 9.999 535 34,715,318 15.23 9.726 191 97.52 10.000 - 10.999 655 38,294,139 16.79 10.681 179 98.88 11.000 - 11.999 208 7,958,648 3.49 11.708 181 99.21 12.000 - 12.999 207 8,405,243 3.69 12.673 179 99.44 13.000 - 13.999 2 35,169 0.02 13.492 176 100.00 ------------------------------------------------------------------------------------------------------------------------- Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 2,462 228,010,672 100.00 8.496 266 87.41 Minimum: 4.990 5.500 Maximum: 8.975 13.875 Weighted Average: 6.0778.496

Range of Gross Interest. Rates (%) ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- --------------------------------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Range of Gross Back Mortgage Principal Principal Interest Term Original FICO DTI Range of Gross Interest Rates (%) Loans Balance ($) Balance Rate (%Rate(%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 4.000 - 4.999 8 1,988,351 2.05 4.99 357 80.27 684 Ratio --------------------------------------------------------------------------------------------------------------------------------- 5.000 - 5.999 204 50,748,804 52.37 5.678 357 80.64 687 1 125,767 15.70 5.750 166 67.15 649 30.20 6.000 - 6.999 162 39,180,990 40.43 6.475 357 82.2 683 1 94,040 11.74 6.850 347 80.00 588 41.00 7.000 - 7.999 21 4,748,801 4.9 7.374 357 82.81 669 4 459,142 57.33 7.403 346 84.16 634 30.71 8.000 - 8.999 1 244,000 0.25 8.975 356 80 638 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 2 121,892 15.22 8.369 346 79.38 644 36.84 --------------------------------------------------------------------------------------------------------------------------------- Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 8 800,841 100.00 7.226 318 80.28 633 32.77 --------------------------------------------------------------------------------------------------------------------------------- Minimum: 4.990 5.750 Maximum: 8.975 8.400 Weighted Average: 6.0777.226

Range of Gross Interest. Rates (%) ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- --------------------------------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Range of Gross Back Mortgage Principal Principal Interest Term Original FICO DTI Range of Gross Interest Rates (%) Loans Balance ($) Balance Rate (%Rate(%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 4.000 - 4.999 8 1,988,351 2.05 4.99 357 80.27 684 Ratio --------------------------------------------------------------------------------------------------------------------------------- 5.000 - 5.999 204 50,748,804 52.37 5.678 357 80.64 687 1 158,235 2.38 5.990 354 80.00 681 34.13 6.000 - 6.999 162 39,180,990 40.43 6.475 357 82.2 683 7 1,622,020 24.39 6.727 354 79.41 646 45.37 7.000 - 7.999 21 4,748,801 4.9 7.374 357 82.81 669 16 3,613,604 54.33 7.251 354 79.89 628 43.91 8.000 - 8.999 3 305,299 4.59 8.373 355 96.24 616 32.07 9.000 - 9.999 4 322,675 4.85 9.694 306 86.86 562 41.74 10.000 - 10.999 4 425,210 6.39 10.715 300 82.03 568 37.28 11.000 - 11.999 1 244,000 0.25 8.975 356 80 638 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 204,386 3.07 11.100 355 75.00 517 26.98 --------------------------------------------------------------------------------------------------------------------------------- Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 36 6,651,429 100.00 7.603 348 80.85 623 42.44 --------------------------------------------------------------------------------------------------------------------------------- Minimum: 4.990 5.990 Maximum: 8.975 11.100 Weighted Average: 6.0777.603

Range of Gross Interest. Rates (%) ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- --------------------------------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Range of Gross Mortgage Principal Principal Interest Term Original FICO Range of Gross Interest Rates (%) Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- --------------------------------------------------------------------------------------------------------------------------------- 4.000 - 4.999 8 1,988,351 2.05 4.99 357 80.27 684 1 372,000 0.17 4.950 356 80.00 744 5.000 - 5.999 204 50,748,804 52.37 5.678 98 26,677,368 12.06 5.764 357 80.64 687 79.15 689 6.000 - 6.999 162 39,180,990 40.43 6.475 357 82.2 683 517 112,528,208 50.87 6.555 356 79.73 669 7.000 - 7.999 21 4,748,801 4.9 7.374 327 62,679,971 28.34 7.444 357 82.81 669 80.07 653 8.000 - 8.999 84 12,999,048 5.88 8.360 356 81.04 646 9.000 - 9.999 38 3,746,211 1.69 9.503 357 84.00 616 10.000 - 10.999 23 1,561,766 0.71 10.339 357 84.71 575 11.000 - 11.999 7 574,202 0.26 11.280 357 87.09 566 12.000 - 12.999 1 244,000 0.25 8.975 356 80 638 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 60,669 0.03 12.130 357 84.92 561 --------------------------------------------------------------------------------------------------------------------------------- Total: 396 96,910,946 100 6.077 1,096 221,199,443 100.00 6.905 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 79.96 664 --------------------------------------------------------------------------------------------------------------------------------- Minimum: 4.990 4.950 Maximum: 8.975 12.130 Weighted Average: 6.0776.905

Range of Gross Interest. Rates (%) ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- --------------------------------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Range of Gross Mortgage Principal Principal Interest Term Original FICO Range of Gross Interest Rates (%) Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 4.000 - 4.999 8 1,988,351 2.05 4.99 357 80.27 684 --------------------------------------------------------------------------------------------------------------------------------- 5.000 - 5.999 204 50,748,804 52.37 5.678 12 3,262,013 11.05 5.869 357 80.64 687 76.64 703 6.000 - 6.999 162 39,180,990 40.43 6.475 357 82.2 683 47 8,349,656 28.29 6.607 352 80.27 702 7.000 - 7.999 21 4,748,801 4.9 7.374 69 11,338,770 38.41 7.577 357 82.81 669 79.80 660 8.000 - 8.999 1 244,000 0.25 8.975 356 80 638 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 39 5,149,672 17.45 8.386 355 81.44 644 9.000 - 9.999 16 987,523 3.35 9.372 357 83.04 637 10.000 - 10.999 6 260,492 0.88 10.399 271 87.34 639 11.000 - 11.999 2 64,102 0.22 11.560 175 100.00 692 12.000 - 12.999 3 104,441 0.35 12.506 265 100.00 685 --------------------------------------------------------------------------------------------------------------------------------- Total: 396 96,910,946 100 6.077 357 81.37 684 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 194 29,516,669 100.00 7.366 354 80.16 673 --------------------------------------------------------------------------------------------------------------------------------- Minimum: 4.990 5.500 Maximum: 8.975 12.999 Weighted Average: 6.0777.366

Range of Gross Interest. Rates (%) ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Range of Gross Mortgage Principal Principal Interest Term Original FICO Interest Rates (%) Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 4.000 - 4.999 8 1,988,351 2.05 4.99 18 7,028,515 1.24 4.990 357 80.27 684 80.89 687 5.000 - 5.999 204 50,748,804 52.37 5.678 566 186,495,271 33.03 5.712 357 80.64 687 79.88 663 6.000 - 6.999 162 39,180,990 40.43 6.475 357 82.2 683 775 234,268,049 41.49 6.515 356 80.09 647 7.000 - 7.999 21 4,748,801 4.9 7.374 357 82.81 669 248 69,286,513 12.27 7.488 355 79.02 608 8.000 - 8.999 158 22,007,190 3.90 8.477 283 88.93 631 9.000 - 9.999 310 24,737,782 4.38 9.753 189 97.69 671 10.000 - 10.999 269 20,616,794 3.65 10.643 177 99.06 640 11.000 - 11.999 1 244,000 0.25 8.975 356 80 638 179,715 0.03 11.625 175 100.00 669 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 396 96,910,946 100 6.077 357 81.37 684 2,345 564,619,829 100.00 6.721 339 81.72 648 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Minimum: 4.990 Maximum: 8.975 11.625 Weighted Average: 6.0776.721