Common use of Range of Gross Interest Clause in Contracts

Range of Gross Interest. Rates (%) --------------------------------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Range of Gross Interest Rates (%) Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- 5.000 - 5.999 12 3,262,013 11.05 5.869 357 76.64 703 6.000 - 6.999 47 8,349,656 28.29 6.607 352 80.27 702 7.000 - 7.999 69 11,338,770 38.41 7.577 357 79.80 660 8.000 - 8.999 39 5,149,672 17.45 8.386 355 81.44 644 9.000 - 9.999 16 987,523 3.35 9.372 357 83.04 637 10.000 - 10.999 6 260,492 0.88 10.399 271 87.34 639 11.000 - 11.999 2 64,102 0.22 11.560 175 100.00 692 12.000 - 12.999 3 104,441 0.35 12.506 265 100.00 685 --------------------------------------------------------------------------------------------------------------------------------- Total: 194 29,516,669 100.00 7.366 354 80.16 673 --------------------------------------------------------------------------------------------------------------------------------- Minimum: 5.500 Maximum: 12.999 Weighted Average: 7.366

Range of Gross Interest. Rates (%) --------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Range of Gross Interest Rates (%) Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------- 5.000 - 5.999 12 3,262,013 11.05 5.869 357 76.64 703 34 8,755,377 3.84 5.896 332 73.01 6.000 - 6.999 47 8,349,656 28.29 6.607 352 80.27 702 305 69,866,306 30.64 6.608 342 76.62 7.000 - 7.999 69 11,338,770 38.41 7.577 357 79.80 660 209 35,795,546 15.70 7.506 337 80.77 8.000 - 8.999 39 5,149,672 17.45 8.386 355 81.44 644 307 24,184,927 10.61 8.614 225 92.88 9.000 - 9.999 16 987,523 3.35 9.372 357 83.04 637 535 34,715,318 15.23 9.726 191 97.52 10.000 - 10.999 6 260,492 0.88 10.399 271 87.34 639 655 38,294,139 16.79 10.681 179 98.88 11.000 - 11.999 2 64,102 0.22 11.560 175 100.00 692 208 7,958,648 3.49 11.708 181 99.21 12.000 - 12.999 3 104,441 0.35 12.506 265 207 8,405,243 3.69 12.673 179 99.44 13.000 - 13.999 2 35,169 0.02 13.492 176 100.00 685 --------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------- Total: 194 29,516,669 2,462 228,010,672 100.00 7.366 354 80.16 673 --------------------------------------------------------------------------------------------------------------------------------- 8.496 266 87.41 Minimum: 5.500 Maximum: 12.999 13.875 Weighted Average: 7.3668.496

Range of Gross Interest. Rates (%) --------------------------------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Range of Gross Interest Rates (%) Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- 4.000 - 4.999 1 372,000 0.17 4.950 356 80.00 744 5.000 - 5.999 12 3,262,013 11.05 5.869 98 26,677,368 12.06 5.764 357 76.64 703 79.15 689 6.000 - 6.999 47 8,349,656 28.29 6.607 352 80.27 702 517 112,528,208 50.87 6.555 356 79.73 669 7.000 - 7.999 69 11,338,770 38.41 7.577 327 62,679,971 28.34 7.444 357 79.80 660 80.07 653 8.000 - 8.999 39 5,149,672 17.45 8.386 355 81.44 644 84 12,999,048 5.88 8.360 356 81.04 646 9.000 - 9.999 16 987,523 3.35 9.372 38 3,746,211 1.69 9.503 357 83.04 637 84.00 616 10.000 - 10.999 6 260,492 0.88 10.399 271 87.34 639 23 1,561,766 0.71 10.339 357 84.71 575 11.000 - 11.999 2 64,102 0.22 11.560 175 100.00 692 7 574,202 0.26 11.280 357 87.09 566 12.000 - 12.999 3 104,441 0.35 12.506 265 100.00 685 1 60,669 0.03 12.130 357 84.92 561 --------------------------------------------------------------------------------------------------------------------------------- Total: 194 29,516,669 1,096 221,199,443 100.00 7.366 354 80.16 673 6.905 357 79.96 664 --------------------------------------------------------------------------------------------------------------------------------- Minimum: 5.500 4.950 Maximum: 12.999 12.130 Weighted Average: 7.3666.905

Range of Gross Interest. Rates (%) --------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Range of Gross Interest Rates (%) Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ 4.000 - 4.999 55 14,908,962 0.96 4.883 355 72.57 5.000 - 5.999 12 3,262,013 11.05 5.869 357 76.64 703 681 158,860,625 10.26 5.705 355 74.64 6.000 - 6.999 47 8,349,656 28.29 6.607 352 80.27 702 2,831 575,584,089 37.18 6.581 354 76.00 7.000 - 7.999 69 11,338,770 38.41 7.577 357 79.80 660 2,812 474,240,514 30.63 7.530 355 78.40 8.000 - 8.999 39 5,149,672 17.45 8.386 355 81.44 644 1,697 237,415,108 15.33 8.466 354 79.42 9.000 - 9.999 16 987,523 3.35 9.372 357 83.04 637 584 67,697,743 4.37 9.437 351 77.96 10.000 - 10.999 6 260,492 0.88 10.399 271 87.34 639 157 14,347,699 0.93 10.388 349 78.92 11.000 - 11.999 2 64,102 0.22 11.560 175 100.00 692 57 4,865,978 0.31 11.438 344 76.60 12.000 - 12.999 3 104,441 0.35 12.506 265 100.00 685 --------------------------------------------------------------------------------------------------------------------------------- 5 374,211 0.02 12.412 357 83.45 ------------------------------------------------------------------------------------------------------------------------------------ Total: 194 29,516,669 8,879 1,548,294,930 100.00 7.366 7.232 354 80.16 673 --------------------------------------------------------------------------------------------------------------------------------- 77.20 ------------------------------------------------------------------------------------------------------------------------------------ Minimum: 5.500 4.150 Maximum: 12.999 12.700 Weighted Average: 7.3667.232

Range of Gross Interest. Rates (%) --------------------------------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Range of Gross Interest Rates (%) Loans Balance ($) Balance Rate (%Rate(%) (months) LTV Score Ratio --------------------------------------------------------------------------------------------------------------------------------- 5.000 - 5.999 12 3,262,013 11.05 5.869 357 76.64 703 1 158,235 2.38 5.990 354 80.00 681 34.13 6.000 - 6.999 47 8,349,656 28.29 6.607 352 80.27 702 7 1,622,020 24.39 6.727 354 79.41 646 45.37 7.000 - 7.999 69 11,338,770 38.41 7.577 357 79.80 660 16 3,613,604 54.33 7.251 354 79.89 628 43.91 8.000 - 8.999 39 5,149,672 17.45 8.386 3 305,299 4.59 8.373 355 81.44 644 96.24 616 32.07 9.000 - 9.999 16 987,523 3.35 9.372 357 83.04 637 4 322,675 4.85 9.694 306 86.86 562 41.74 10.000 - 10.999 6 260,492 0.88 10.399 271 87.34 639 4 425,210 6.39 10.715 300 82.03 568 37.28 11.000 - 11.999 2 64,102 0.22 11.560 175 100.00 692 12.000 - 12.999 3 104,441 0.35 12.506 265 100.00 685 1 204,386 3.07 11.100 355 75.00 517 26.98 --------------------------------------------------------------------------------------------------------------------------------- Total: 194 29,516,669 36 6,651,429 100.00 7.366 354 80.16 673 7.603 348 80.85 623 42.44 --------------------------------------------------------------------------------------------------------------------------------- Minimum: 5.500 5.990 Maximum: 12.999 11.100 Weighted Average: 7.3667.603

Range of Gross Interest. Rates (%) --------------------------------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Comb Average Mortgage Principal Principal Interest Term Original FICO Range of Gross Interest Rates (%) Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- 4.000 - 4.999 7 2,725,750 1.34 4.990 358 80 734 5.000 - 5.999 12 3,262,013 11.05 5.869 357 76.64 703 226 74,838,305 36.71 5.705 358 80.39 694 6.000 - 6.999 47 8,349,656 28.29 6.607 352 80.27 702 340 102,807,575 50.43 6.522 358 81.54 676 7.000 - 7.999 69 11,338,770 38.41 7.577 357 79.80 660 70 22,077,981 10.83 7.429 358 82.69 666 8.000 - 8.999 39 5,149,672 17.45 8.386 355 81.44 644 9.000 - 9.999 16 987,523 3.35 9.372 357 83.04 637 10.000 - 10.999 6 260,492 0.88 10.399 271 87.34 639 11.000 - 11.999 2 64,102 0.22 11.560 175 100.00 692 12.000 - 12.999 3 104,441 0.35 12.506 265 100.00 685 5 1,421,519 0.70 8.401 358 87.76 668 --------------------------------------------------------------------------------------------------------------------------------- Total: 194 29,516,669 648 203,871,131 100.00 7.366 354 80.16 673 6.313 358 81.27 682 --------------------------------------------------------------------------------------------------------------------------------- Minimum: 5.500 4.990 Maximum: 12.999 8.500 Weighted Average: 7.3666.313

Range of Gross Interest. Rates (%) --------------------------------------------------------------------------------------------------------------------------------- % of Mortgage Aggregate Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Aggregate Average Weighted Average Non-Zero Number Date Cut-off Gross Average Average Average Original Weighted of Principal Date Date Gross Interest Remaining Combined Average Mortgage Principal Principal Interest Term Original FICO Pct Pct Pct Range of Gross Mortgage Balance Principal Rate Term LTV FICO Full Owner Fixed Interest Rates (%) Loans Balance ($) Balance Rate (%) (monthsMonths) LTV (%) Score --------------------------------------------------------------------------------------------------------------------------------- Doc Occ Rate ----------------------------------------------------------------------------------------------------------------------------------- 4.000 - 4.999 1 372,000 0.04 4.950 356 80.00 744 100.00 100.00 0.00 5.000 - 5.999 12 3,262,013 11.05 5.869 318 83,510,869 8.66 5.791 357 76.64 703 78.31 671 62.59 96.09 6.22 6.000 - 6.999 47 8,349,656 28.29 6.607 352 1,979 436,578,821 45.26 6.593 356 80.27 702 645 49.42 98.09 10.48 7.000 - 7.999 69 11,338,770 38.41 7.577 357 79.80 660 1,548 286,604,188 29.71 7.471 356 82.34 621 46.52 96.04 12.54 8.000 - 8.999 39 5,149,672 17.45 8.386 550 75,154,516 7.79 8.438 355 81.44 644 84.55 599 64.02 93.15 8.24 9.000 - 9.999 16 987,523 3.35 9.372 357 83.04 637 447 36,630,844 3.80 9.544 314 91.66 613 65.89 97.30 36.69 10.000 - 10.999 6 260,492 0.88 10.399 271 87.34 611 34,134,504 3.54 10.539 245 97.79 639 35.99 99.24 77.68 11.000 - 11.999 2 64,102 0.22 11.560 175 100.00 692 208 9,454,358 0.98 11.433 235 97.84 634 37.94 99.32 86.79 12.000 - 12.999 3 104,441 0.35 12.506 265 38 1,585,421 0.16 12.329 244 98.83 639 22.31 93.41 96.17 13.000 - 13.999 4 106,865 0.01 13.165 177 100.00 685 --------------------------------------------------------------------------------------------------------------------------------- 643 76.49 100.00 100.00 14.000 - 14.999 14 383,297 0.04 14.332 176 99.59 644 17.17 100.00 100.00 15.000 - 15.999 1 25,191 0.00 15.990 177 100.00 649 0.00 100.00 100.00 ----------------------------------------------------------------------------------------------------------------------------------- Total: 194 29,516,669 5,719 964,540,874 100.00 7.366 354 80.16 673 --------------------------------------------------------------------------------------------------------------------------------- 7.240 349 82.31 635 50.84 96.94 14.85 ----------------------------------------------------------------------------------------------------------------------------------- Weighted Range of Gross Average Interest Rates (%) DTI ---------------------------------- 4.000 - 4.999 41.24 5.000 - 5.999 42.44 6.000 - 6.999 42.48 7.000 - 7.999 42.10 8.000 - 8.999 41.09 9.000 - 9.999 40.91 10.000 - 10.999 42.41 11.000 - 11.999 42.41 12.000 - 12.999 42.80 13.000 - 13.999 44.50 14.000 - 14.999 38.73 15.000 - 15.999 42.41 ---------------------------------- Total: 42.19 ---------------------------------- Minimum: 5.500 4.950 Maximum: 12.999 15.990 Weighted Average: 7.3667.240

Range of Gross Interest. Rates (%) --------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Range of Gross Interest Rates (%) Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------- 4.000 - 4.999 2 345,051 0.22 4.916 355 77.56 5.000 - 5.999 12 3,262,013 11.05 5.869 357 76.64 703 159 30,250,344 19.53 5.742 353 75.64 6.000 - 6.999 47 8,349,656 28.29 6.607 338 59,504,440 38.41 6.548 352 80.27 702 77.39 7.000 - 7.999 69 11,338,770 38.41 7.577 357 79.80 660 267 41,096,348 26.53 7.530 351 80.10 8.000 - 8.999 39 5,149,672 17.45 8.386 355 81.44 644 123 16,986,975 10.97 8.483 352 81.94 9.000 - 9.999 16 987,523 3.35 9.372 357 83.04 637 46 4,868,563 3.14 9.429 356 81.11 10.000 - 10.999 6 260,492 0.88 10.399 271 87.34 639 12 1,154,461 0.75 10.582 356 76.87 11.000 - 11.999 2 64,102 0.22 11.560 175 100.00 692 6 374,844 0.24 11.395 356 79.13 12.000 - 12.999 3 104,441 0.35 12.506 265 100.00 685 --------------------------------------------------------------------------------------------------------------------------------- 2 331,140 0.21 12.304 356 75.00 ---------------------------------------------------------------------------------------------------------------------------- Total: 194 29,516,669 955 154,912,167 100.00 7.366 354 80.16 673 --------------------------------------------------------------------------------------------------------------------------------- 7.004 352 78.38 Minimum: 5.500 4.830 Maximum: 12.999 12.680 Weighted Average: 7.3667.004

Range of Gross Interest. Rates (%) --------------------------------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Range of Gross Interest Rates (%) Loans Balance ($) Balance Rate (%Rate(%) (months) LTV Score Ratio --------------------------------------------------------------------------------------------------------------------------------- 5.000 - 5.999 12 3,262,013 11.05 5.869 357 76.64 703 1 125,767 15.70 5.750 166 67.15 649 30.20 6.000 - 6.999 47 8,349,656 28.29 6.607 352 80.27 702 1 94,040 11.74 6.850 347 80.00 588 41.00 7.000 - 7.999 69 11,338,770 38.41 7.577 357 79.80 660 4 459,142 57.33 7.403 346 84.16 634 30.71 8.000 - 8.999 39 5,149,672 17.45 8.386 355 81.44 2 121,892 15.22 8.369 346 79.38 644 9.000 - 9.999 16 987,523 3.35 9.372 357 83.04 637 10.000 - 10.999 6 260,492 0.88 10.399 271 87.34 639 11.000 - 11.999 2 64,102 0.22 11.560 175 100.00 692 12.000 - 12.999 3 104,441 0.35 12.506 265 100.00 685 36.84 --------------------------------------------------------------------------------------------------------------------------------- Total: 194 29,516,669 8 800,841 100.00 7.366 354 80.16 673 7.226 318 80.28 633 32.77 --------------------------------------------------------------------------------------------------------------------------------- Minimum: 5.500 5.750 Maximum: 12.999 8.400 Weighted Average: 7.3667.226

Range of Gross Interest. Rates (%) --------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Range of Gross Interest Rates (%) Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ 4.000 - 4.999 16 6,539,155 1.09 4.908 355 73.91 5.000 - 5.999 12 3,262,013 11.05 5.869 357 76.64 703 204 66,970,758 11.20 5.708 356 75.21 6.000 - 6.999 47 8,349,656 28.29 6.607 352 80.27 702 883 229,194,101 38.32 6.590 353 76.71 7.000 - 7.999 69 11,338,770 38.41 7.577 357 79.80 660 861 170,412,954 28.49 7.517 354 78.30 8.000 - 8.999 39 5,149,672 17.45 8.386 355 81.44 644 497 79,554,032 13.30 8.473 353 79.13 9.000 - 9.999 16 987,523 3.35 9.372 357 83.04 637 271 33,873,047 5.66 9.493 351 79.71 10.000 - 10.999 6 260,492 0.88 10.399 271 87.34 639 86 8,257,277 1.38 10.387 352 79.57 11.000 - 11.999 2 64,102 0.22 11.560 175 100.00 692 31 2,985,787 0.50 11.374 350 74.34 12.000 - 12.999 3 104,441 0.35 12.506 265 100.00 685 --------------------------------------------------------------------------------------------------------------------------------- 4 296,275 0.05 12.337 358 84.36 ------------------------------------------------------------------------------------------------------------------------------------ Total: 194 29,516,669 2,853 598,083,387 100.00 7.366 7.231 354 80.16 673 --------------------------------------------------------------------------------------------------------------------------------- 77.49 ------------------------------------------------------------------------------------------------------------------------------------ Minimum: 5.500 4.500 Maximum: 12.999 12.690 Weighted Average: 7.3667.231

Range of Gross Interest. Rates (%) --------------------------------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Range of Gross Interest Rates (%) Loans Balance ($) Balance Rate (%Rate(%) (months) LTV Score Ratio --------------------------------------------------------------------------------------------------------------------------------- 5.000 - 5.999 12 3,262,013 11.05 5.869 30 8,819,248 4.98 5.718 357 76.64 703 78.52 675 41.84 6.000 - 6.999 47 8,349,656 28.29 6.607 352 80.27 702 255 57,976,404 32.76 6.503 356 81.27 659 42.09 7.000 - 7.999 69 11,338,770 38.41 7.577 357 79.80 660 326 57,585,183 32.54 7.485 356 83.46 649 41.79 8.000 - 8.999 39 5,149,672 17.45 8.386 184 23,515,715 13.29 8.432 355 81.44 644 85.13 633 40.48 9.000 - 9.999 16 987,523 3.35 9.372 357 83.04 637 176 17,706,487 10.00 9.508 353 88.33 592 39.56 10.000 - 10.999 6 260,492 0.88 10.399 271 87.34 639 123 7,791,985 4.40 10.382 337 93.52 592 40.00 11.000 - 11.999 2 64,102 0.22 11.560 175 100.00 692 57 2,479,276 1.40 11.445 258 94.87 609 39.81 12.000 - 12.999 3 104,441 0.35 12.506 265 16 592,194 0.33 12.435 221 98.46 652 40.43 13.000 - 13.999 4 106,865 0.06 13.165 177 100.00 685 643 44.50 14.000 - 14.999 14 383,297 0.22 14.332 176 99.59 644 38.73 15.000 - 15.999 1 25,191 0.01 15.990 177 100.00 649 42.41 --------------------------------------------------------------------------------------------------------------------------------- Total: 194 29,516,669 1,186 176,981,845 100.00 7.366 354 80.16 673 7.622 352 83.91 643 41.38 --------------------------------------------------------------------------------------------------------------------------------- Minimum: 5.500 5.305 Maximum: 12.999 15.990 Weighted Average: 7.3667.622

Range of Gross Interest. Rates (%) --------------------------------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Range of Gross Interest Rates (%) Loans Balance ($) Balance Rate (%Rate(%) (months) LTV Score Ratio --------------------------------------------------------------------------------------------------------------------------------- 5.000 - 5.999 12 3,262,013 11.05 5.869 357 76.64 703 108 31,327,422 7.13 5.763 359 79.74 672 43.10 6.000 - 6.999 47 8,349,656 28.29 6.607 352 80.27 702 837 202,101,230 45.98 6.579 357 80.73 647 43.48 7.000 - 7.999 69 11,338,770 38.41 7.577 674 134,874,949 30.68 7.480 357 79.80 660 81.27 621 43.38 8.000 - 8.999 39 5,149,672 17.45 8.386 355 81.44 644 259 39,921,909 9.08 8.449 357 82.50 578 41.96 9.000 - 9.999 16 987,523 3.35 9.372 357 83.04 637 158 12,927,791 2.94 9.469 314 92.96 615 42.21 10.000 - 10.999 6 260,492 0.88 10.399 271 87.34 639 192 13,278,827 3.02 10.549 254 99.10 652 44.07 11.000 - 11.999 2 64,102 0.22 11.560 175 100.00 692 83 4,310,501 0.98 11.439 248 99.57 651 44.61 12.000 - 12.999 3 104,441 0.35 12.506 265 100.00 685 18 841,968 0.19 12.266 272 99.71 629 44.50 --------------------------------------------------------------------------------------------------------------------------------- Total: 194 29,516,669 2,329 439,584,596 100.00 7.366 354 80.16 673 7.231 352 82.12 634 43.28 --------------------------------------------------------------------------------------------------------------------------------- Minimum: 5.500 5.250 Maximum: 12.999 12.690 Weighted Average: 7.3667.231

Range of Gross Interest. Rates (%) --------------------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------------------------------- % of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Comb Mortgage Principal Principal Interest Term Original FICO Range of Gross Interest Rates (%) Loans Balance ($) Balance Rate (%) (months) LTV Score --------------------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------------------------------- 4.000 - 4.999 57 17,325,029 1.45 4.669 320 79.24 5.000 - 5.999 12 3,262,013 11.05 5.869 357 76.64 703 867 220,252,520 18.38 5.710 350 73.65 6.000 - 6.999 47 8,349,656 28.29 6.607 352 80.27 702 1,997 431,133,383 35.97 6.538 351 77.71 7.000 - 7.999 69 11,338,770 38.41 7.577 357 79.80 660 1,862 327,116,451 27.29 7.501 352 80.99 8.000 - 8.999 39 5,149,672 17.45 8.386 355 81.44 644 1,006 141,068,767 11.77 8.435 352 81.31 9.000 - 9.999 16 987,523 3.35 9.372 357 83.04 637 346 38,884,365 3.24 9.445 348 81.05 10.000 - 10.999 6 260,492 0.88 10.399 271 87.34 639 276 18,653,962 1.56 10.391 322 90.54 11.000 - 11.999 2 64,102 0.22 11.560 175 100.00 692 65 3,471,468 0.29 11.302 305 94.71 12.000 - 12.999 3 104,441 0.35 12.506 265 100.00 685 --------------------------------------------------------------------------------------------------------------------------------- 12 584,429 0.05 12.170 313 86.76 -------------------------------------------------------------------------------------------------------------------------------- Total: 194 29,516,669 6,488 1,198,490,375 100.00 7.366 354 80.16 673 --------------------------------------------------------------------------------------------------------------------------------- 7.016 350 78.67 -------------------------------------------------------------------------------------------------------------------------------- Minimum: 5.500 4.100 Maximum: 12.999 12.550 Weighted Average: 7.3667.016