Common use of RATES APPLICABLE TO INCREASES Clause in Contracts

RATES APPLICABLE TO INCREASES. Non-contractual increases which are underwritten consistently with the Business Guidelines and have the same sales compensation paid as a new issue will be reinsured as a new issue. First year reinsurance premium rates and allowances will apply. I414849US-12 (11-01-2011) QT#04028US11 (COLI & BXXx) Exhibit C-1 Rates and Terms for COLI, BXXx, CSIO SI-1, and CSIO SI-2

RATES APPLICABLE TO INCREASES. Non-contractual increases which are underwritten consistently with the Business Guidelines and have the same sales compensation paid as a new issue will be reinsured as a new issue. First year reinsurance premium rates and allowances will apply. I414849US-12 I414848US-12 (11-01-2011) QT#04028US11 (COLI & BXXx) Exhibit C-1 Rates and Terms for COLI, BXXx, CSIO SI-1, and CSIO SI-2