Common use of Reporting Delays Clause in Contracts

Reporting Delays. The Ceding Company shall inform the Reinsurer of any material delays. Allocated Retention Pool -- Effective 10/1/2008 Between HLIC and Swiss Re Amendment #2 -- Effective 10/1/2008 SCHEDULE A PLANS OF INSURANCE COVERED UNDER THIS AGREEMENT EFFECTIVE OCTOBER 1, 2008 SINGLE LIFE PLANS OF INSURANCE NAR BASE POLICY VALUATION MORTALITY TABLE(S) TYPE* ------------------------------------------------------------------------------------------------------- Stag UL 1980 CSO M/F SINS Ultimate ALB A Hartford Bicentennial UL Founders 2001 CSO M/F S/NS Ultimate ANB A Hartford UL CV 1980 CSO M/F S/NS Ultimate ALB A Stag Wall Street VUL 1980 CSO M/F S/NS Ultimate ALB A Stag Protector II VUL 1980 CSO M/F S/NS Ultimate ALB A Hartford Leaders VUL Legacy 2001 CSO M/F Composite Ultimate ANB A Stag Accumulator II VUL 1980 CSO M/F Unismoke Ultimate ALB A Hartford Leaders VUL Liberty (a) 1980 CSO M/F Unismoke Ultimate ANB A Hartford Leaders VUL Liberty (b) 2001 CSO M/F Composite Ultimate ANB A Life Solutions II UL (a) 1980 CSO M/F S/NS Ultimate ALB A Life Solutions II UL (b) 2001 CSO M/F S/NS Ultimate ALB A Hartford Advanced Universal Life 2001 CSO M/F S/NS Ultimate ALB B Hartford Bicentennial UL Freedom 2001 CSO M/F SINS Ultimate ANB B Hartford Quantum II VUL (a) 2001 CSO M/F S/NS Ultimate ALB A Hartford Quantum II VUL (b) 2001 CSO M/F S/NS Ultimate ANB A Hartford ExtraOrdinary Whole Life (a) 2001 CSO M/F S/NS Ultimate ALB A Hartford ExtraOrdinary Whole Life (b) 2001 CSO M/F S/NS Ultimate ANB A Annual Renewable Term 2001 CSO M/F S/NS Ultimate ANB C RIDERS PROVIDING DEATH BENEFITS THAT ARE RIDERS THAT PROVIDE ADDITIONAL ELIGIBLE FOR REINSURANCE: BENEFITS BUT THAT ARE NOT ELIGIBLE FOR REINSURANCE: Primary Insured Term Rider Accidental Death Benefit (ADB) Rider Other Covered Insured Term Life Rider Accelerated Benefit Rider (ABR) Cost of Living Adjustment (COLA) Rider LifeAccess Accelerated Ben. Rider (LAABR) Policy Continuation Rider NOTE: NAR Type for term riders above is C. Policy Protection Rider (PPR) For COLA Rider, NAR Type follows Enhanced No Lapse Guarantee Rider Base Policy to which it is attached. Lifetime No Lapse Guarantee Rider Guar. Min. Accum. Benefit (GMAB) Rider Paid-Up Life Insurance Rider Conversion Option Rider Overloan Protection Rider Waiver of Specified Amount (WSA) Rider Waiver of Monthly Deductions (WMD) Rider Children's Life Insurance Rider Foreign Travel Exclusion Rider Estate Tax Repeal Benefit Rider Modified Surrender Value Rider ------------ * NAR Type is described in Schedule B. Allocated Retention Pool -- Effective 10/1/2008 Between HLIC and Swiss Re Amendment #2 -- Effective 10/1/2008 SCHEDULE A PLANS OF INSURANCE COVERED UNDER THIS AGREEMENT EFFECTIVE OCTOBER 1, 2008 RIDERS THAT PROVIDE ADDITIONAL BENEFITS BUT THAT ARE NOT ELIGIBLE FOR REINSURANCE (CONTINUED): Cash Surrender Value Endorsement Automatic Premium Payment Rider Additional Premium Rider Qualified Plan Rider RIDER DESCRIPTIONS (Rider descriptions are added for convenience. To the extent the description conflicts with the terms of the rider, the rider will govern.) RIDERS PROVIDING DEATH BENEFITS THAT ARE ELIGIBLE FOR REINSURANCE: Primary Insured Term Rider: Provides additional level term life coverage on the base policy insured. Other Covered Insured Term Life Rider: Provides level term life coverage on an insured other than the base policy insured. Cost of Living Adjustment (COLA) Rider: Provides for biennial face amount increases, without underwriting, based on increases in the Consumer Price Index. The maximum amount of any single increase is $50,000. Any increase can be declined by the policyholder, which stops future increases. Available only at issue and only for non-substandard issue ages 0 through 60. RIDERS THAT PROVIDE ADDITIONAL BENEFITS BUT THAT ARE NOT ELIGIBLE FOR REINSURANCE: Accidental Death Benefit Rider: Pays an additional death benefit if the death on the insured is caused by a qualifying accident.

Reporting Delays. The Ceding Company shall inform the Reinsurer of any material delays. Allocated Retention Pool -- Effective 10/1/2008 Between HLIC HLAIC and Swiss Re Amendment #2 3 -- Effective 10/1/2008 SCHEDULE A PLANS OF INSURANCE COVERED UNDER THIS AGREEMENT EFFECTIVE OCTOBER 1, 2008 SINGLE LIFE PLANS OF INSURANCE NAR BASE POLICY VALUATION MORTALITY TABLE(S) TYPE* ------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------- Stag UL 1980 CSO M/F SINS S/NS Ultimate ALB A Hartford Bicentennial UL Founders 2001 CSO M/F S/NS Ultimate ANB A Hartford UL CV 1980 CSO M/F S/NS Ultimate ALB A Stag Wall Street VUL 1980 CSO M/F S/NS Ultimate ALB A Stag Protector II VUL 1980 CSO M/F S/NS Ultimate ALB A Hartford Leaders VUL Legacy 2001 CSO M/F Composite Ultimate A ANB A Stag Accumulator II VUL 1980 CSO M/F Unismoke Ultimate ALB A Hartford Leaders VUL Liberty (a) 1980 CSO M/F Unismoke Ultimate ANB A Hartford Leaders VUL Liberty (b) 2001 CSO M/F Composite Ultimate A ANB A Life Solutions II UL (a) 1980 CSO M/F S/NS Ultimate ALB A Life Solutions II UL (b) 2001 CSO M/F S/NS Ultimate ALB A Hartford Advanced Universal Life 2001 CSO M/F S/NS Ultimate ALB B Hartford Bicentennial UL Freedom 2001 CSO M/F SINS S/NS Ultimate ANB B Hartford Quantum II VUL (a) 2001 CSO M/F S/NS Ultimate ALB A Hartford Quantum II VUL (b) 2001 CSO M/F S/NS Ultimate ANB A Hartford ExtraOrdinary Whole Life (a) 2001 CSO M/F S/NS Ultimate ALB A (a) Hartford ExtraOrdinary Whole Life (b) 2001 CSO M/F S/NS Ultimate ANB A (b) Annual Renewable Term 2001 CSO M/F S/NS Ultimate ANB C RIDERS PROVIDING DEATH BENEFITS THAT ARE RIDERS THAT PROVIDE ADDITIONAL THAT ARE ELIGIBLE FOR REINSURANCE: BENEFITS BUT THAT ARE NOT ELIGIBLE FOR REINSURANCE: Primary Insured Term Rider Accidental Death Benefit (ADB) Rider Other Covered Primary Insured Term Life Rider Accelerated Benefit Rider (ABR) Other Covered Insured Term Life LifeAccess Accelerated Ben. Rider Rider (LAABR) Cost of Living Adjustment (COLA) Policy Continuation Rider LifeAccess Accelerated Ben. Rider Policy Protection Rider (LAABRPPR) Policy Continuation Enhanced No Lapse Guarantee Rider NOTE: NAR Type for term riders Lifetime No Lapse Guarantee Rider above is C. Policy Protection Rider (PPR) For COLA Rider, NAR Type follows Enhanced No Lapse Guarantee Rider Base Policy to which it is attached. Lifetime No Lapse Guarantee Rider Guar. Min. Accum. Benefit (GMAB) Rider Base Policy to which it is Paid-Up Life Insurance Rider attached. Conversion Option Rider Overloan Protection Rider * NAR Type is described in Schedule Waiver of Specified Amount (WSA) Rider B. Xxxxx Waiver of Monthly Deductions (WMD) Rider Children's Life Insurance Rider Foreign Travel Exclusion Rider Estate Tax Repeal Benefit Rider Modified Surrender Value Rider ------------ * NAR Type is described in Schedule B. Allocated Retention Pool -- Effective 10/1/2008 Between HLIC HLAIC and Swiss Re Amendment #2 3 -- Effective 10/1/2008 SCHEDULE A PLANS OF INSURANCE COVERED UNDER THIS AGREEMENT EFFECTIVE OCTOBER 1, 2008 RIDERS THAT PROVIDE ADDITIONAL BENEFITS BUT THAT ARE NOT ELIGIBLE FOR REINSURANCE (CONTINUED): Cash Surrender Value Endorsement Automatic Premium Payment Rider Additional Premium Rider Qualified Plan Rider RIDER DESCRIPTIONS (Rider descriptions are added for convenience. To the extent the description conflicts with the terms of the rider, the rider will govern.) RIDERS PROVIDING DEATH BENEFITS THAT ARE ELIGIBLE FOR REINSURANCE: Primary Insured Term Rider: Provides additional level term life coverage on the base policy insured. Other Covered Insured Term Life Rider: Provides level term life coverage on an insured other than the base policy insured. Cost of Living Adjustment (COLA) Rider: Provides for biennial face amount increases, without underwriting, based on increases in the Consumer Price Index. The maximum amount of any single increase is $50,000. Any increase can be declined by the policyholder, which stops future increases. Available only at issue and only for non-substandard issue ages 0 through 60. RIDERS THAT PROVIDE ADDITIONAL BENEFITS BUT THAT ARE NOT ELIGIBLE FOR REINSURANCE: Accidental Death Benefit Rider: Pays an additional death benefit if the death on the insured is caused by a qualifying accident.