Common use of Reports to Owner Clause in Contracts

Reports to Owner. At least once each Policy year and at no charge, the Company will send the Owner a report. The report will keep the Owner advised as to the status of this Policy. The report will also provide any other information required under state or federal law. The report will contain at least the following information: • the beginning and end dates of the current report period; • the Policy Value, if any, at the beginning of the current report period and at the end of the current report period; • the amounts that have been credited to or deducted from the Contract Fund Value during the current report period; • the Death Benefit at the end of the current report period; • the Cash Surrender Value, if any, at the end of the current report period; • the amount of Policy Debt, if any, at the end of the current report period; and • when applicable, a notice that further premium payments must be made to maintain insurance in force until the end of the next reporting period. Once a Policy year and at no charge, an illustration of current and future benefits and values will be sent to the Owner on request. Additional illustrations will be provided on request at a charge not to exceed the charge shown on the Policy Schedule Pages (page 4).

Reports to Owner. At least once each Policy year and at no charge, the Company will send the Owner a report. The report will keep the Owner advised as to the status of this Policy. The report will also provide any other information required under state or federal law. The report will contain at least the following information: • the beginning and end dates of the current report period; • the Policy Value, if any, at the beginning of the current report period and at the end of the current report period; • the amounts that have been credited to or deducted from the Contract Fund Value during the current report period; • the Death Benefit at the end of the current report period; • the Cash Surrender Value, if any, at the end of the current report period; • the amount of Policy Debt, if any, at the end of the current report period; and • when applicable, a notice that further premium payments must be made to maintain insurance in force until the end of the next reporting period. . Once a Policy year and at no charge, an illustration of current and future benefits and values will be sent to the Owner on request. Additional illustrations will be provided on request at a charge not to exceed the charge shown on the Policy Schedule Pages (page 4).

Reports to Owner. At least once each Policy year and at no charge, the Company will send the Owner a report. The report will keep the Owner advised as to the status of this Policy. The report will also provide any other information required under state or federal law. The report will contain at least the following information: • · the beginning and end dates of the current report period; • · the Policy Value, if any, at the beginning of the current report period and at the end of the current report period; • · the amounts that have been credited to or deducted from the Contract Fund Value during the current report period; • · the Death Benefit at the end of the current report period; • · the Cash Surrender Value, if any, at the end of the current report period; • · the Loan Value, if any, at the end of the current report period; · the amount of Policy Debt, if any, at the end of the current report period; and • · when applicable, a notice that further premium payments must be made to maintain insurance in force until the end of the next reporting period. Once a Policy year and at no charge, an illustration of current and future benefits and values will be sent to the Owner on request. Additional illustrations will be provided on request at a charge not to exceed the charge shown on the Policy Schedule Pages (page 4).

Reports to Owner. At least once each Policy year and at no charge, the Company will send the Owner a report. The report will keep the Owner advised as to the status of this Policy. The report will also provide any other information required under state or federal law. The report will contain at least the following information: • the beginning and end dates of the current report period; • the Policy Value, if any, at the beginning of the current report period and at the end of the current report period; • the amounts that have been credited to or deducted from the Contract Fund Value during the current report period; • the Death Benefit at the end of the current report period; • the Cash Surrender Value, if any, at the end of the current report period; • the Loan Value, if any, at the end of the current report period; • the amount of Policy Debt, if any, at the end of the current report period; and • when applicable, a notice that further premium payments must be made to maintain insurance in force until the end of the next reporting period. Once a Policy year and at no charge, an illustration of current and future benefits and values will be sent to the Owner on request. Additional illustrations will be provided on request at a charge not to exceed the charge shown on the Policy Schedule Pages (page 4).