REPRESENTATIONS AND WARRANTIES OF O&H AND SHAREHOLDER. As an inducement to FSI and FSC to enter into this Agreement, and in addition to any representations and warranties made elsewhere in this Agreement, O&H and Shareholder hereby jointly and severally represent and warrant to FSI and FSC that the statements contained in this Article 5 are correct and complete in all material respects as of the date of this Agreement and will be correct and complete in all material respects as of the Closing Date (as though made then and as though the Closing Date were substituted for the date of this Agreement throughout this Article 5).
