Common use of Requesting Paper Copies Clause in Contracts

Requesting Paper Copies. Generally, we will not send you a paper copy of any electronic Communication, unless requested by you. If you request a paper copy of your Account statement, we will send it to you at no charge, but any request must be for a single, specific Account statement and we will not accept a recurring request for paper copies of Account statements. To request a paper copy of an electronic Communication, call us at 0-000-000-0000 or email us at xxxxxxx@xxxxxx.xxx. Additionally, we reserve the right, but assume no obligation, to provide a paper (instead of electronic) copy of any Communication that you have authorized us to provide electronically. Communications in Writing. You accept electronic Communications provided by us as reasonable and proper notice, for the purpose of any and all laws, rules, and regulations, and agree that such electronic form fully satisfies any requirement that such communications be provided to you “in writing” or in a form that you may keep. You should print or download for your records a copy of this E-Sign Agreement and any other electronic Communication that is important to you. Federal Law. You acknowledge and agree that your consent to electronic Communications is being provided in connection with a transaction affecting interstate commerce that is subject to the E-Sign Act, and that you and we both intend that the Act apply to the fullest extent possible to validate our ability to conduct business with you by electronic means. Termination/Changes. We reserve the right, in our sole discretion, to discontinue the provision of your electronic Communications, or to terminate or change the terms and conditions on which we provide electronic Communications. We will provide you with notice of any such termination or change as required by law. Consent. By clicking the box to accept these terms, you adopt the check as your electronic signature and you acknowledge receipt of the E-Sign Agreement and further acknowledge that you have read the E-Sign Agreement; you affirmatively consent to the electronic receipt of any and all Communications in connection with your Account or related products and services and confirm that you are able to receive and review Electronic Communications in the manner we have described above. You further agree that your Access Device satisfies the hardware and software requirements specified above and that you have provided us with a current e-mail address at which we may send electronic Communications to you. MoCaFi Mobility Bank Account Agreement Effective July 23, 2020 Table of Contents 1. Bank Account Agreement and Disclosures A. Our Agreement

Requesting Paper Copies. Generally, we will not send you a paper copy of any electronic Communication, unless requested by you. If you request a paper copy of your Account statement, we will send it to you at no charge, but any request must be for a single, specific Account statement and we will not accept a recurring request for paper copies of Account statements. To request a paper copy of an electronic Communication, call us at 0-000-000-0000 or email us at xxxxxxx@xxxxxx.xxx. Additionally, we reserve the right, but assume no obligation, to provide a paper (instead of electronic) copy of any Communication that you have authorized us to provide electronically. Communications in Writing. You accept electronic Communications provided by us as reasonable and proper notice, for the purpose of any and all laws, rules, and regulations, and agree that such electronic form fully satisfies any requirement that such communications be provided to you “in writing” or in a form that you may keep. You should print or download for your records a copy of this E-Sign Agreement and any other electronic Communication that is important to you. Federal Law. You acknowledge and agree that your consent to electronic Communications is being provided in connection with a transaction affecting interstate commerce that is subject to the E-Sign Act, and that you and we both intend that the Act apply to the fullest extent possible to validate our ability to conduct business with you by electronic means. Termination/Changes. We reserve the right, in our sole discretion, to discontinue the provision of your electronic Communications, or to terminate or change the terms and conditions on which we provide electronic Communications. We will provide you with notice of any such termination or change as required by law. Consent. By clicking the box to accept these terms, you adopt the check as your electronic signature and you acknowledge receipt of the E-Sign Agreement and further acknowledge that you have read the E-Sign Agreement; you affirmatively consent to the electronic receipt of any and all Communications in connection with your Account or related products and services and confirm that you are able to receive and review Electronic Communications in the manner we have described above. You further agree that your Access Device satisfies the hardware and software requirements specified above and that you have provided us with a current e-mail address at which we may send electronic Communications to you. MoCaFi Mobility Respect Bank Account Agreement Effective July 23, 2020 August 2021‌ Table of Contents 1. Bank Account Agreement and Disclosures A. 1. Our Agreement

Requesting Paper Copies. Generally, we We will not send you a paper copy of any electronic Communicationyour disclosures, unless requested by youyou request them. If you You may request a paper copy of your Account statementany electronic disclosure by contacting our Customer Contact Center at 0.000.000.0000 or writing to ACNB Bank, we will send it P.O. Box 3129, Gettysburg, PA 17325. Paper copies may be subject to you at no charge, but any request must be for a single, specific Account statement and we will not accept a recurring request for paper copies of Account statementsfees as set forth in our Service Fee Schedule. To request a paper copy of an electronic Communication, call us at 0-000-000-0000 or email us at xxxxxxx@xxxxxx.xxx. Additionally, we reserve the right, but assume no obligation, Consent to provide a paper (instead of electronic) copy of any Communication that you have authorized us to provide electronically. Communications in Writing. Electronic Signatures You accept electronic Communications provided by us as reasonable and proper notice, for the purpose of any and all laws, rules, and regulations, and agree that such any Documents provided electronically pursuant to this Consent that require a signature may be executed electronically in accordance with, as applicable, the Electronic Signatures in Global and National Commerce Act (15 U.S.C. § 7001 et. seq.) or the Uniform Electronic Transactions Act, or similar law authorizing the use of electronic form fully satisfies any requirement that such communications be provided to you “signatures, as adopted by the state in writing” or in a form that you may keep. You should print or download for which your records a copy of this E-Sign Agreement and any other electronic Communication that account(s) is important to you. Federal Lawlocated. You acknowledge and agree that your consent by agreeing to electronic Communications is being provided in connection with a transaction affecting interstate commerce that is subject any such Documents electronically, you will be bound to the E-Sign Act, and that you and we both intend that the Act apply to the fullest extent possible to validate our ability to conduct business with you by electronic means. Termination/Changes. We reserve the right, in our sole discretion, to discontinue the provision of your electronic Communications, or to terminate or change the terms and conditions on which we provide of such Documents to the same extent as if you executed a paper copy of such Documents with an original “wet ink” signature. You further acknowledge and agree that an electronic Communications. We or printed copy of the Documents (together with any applicable screen captures, time-stamp, submission history, or other records evidencing your electronic signature) will provide you be admissible in a court of competent jurisdiction as evidence of your agreement to or acknowledgment of the terms and conditions contained therein to the same extent as if a paper copy of such Documents with notice of any such termination or change as required by law. Consentan original “wet ink” signature had been produced. By clicking on the box to accept these terms, “I Agree” or “Yes” button associated with this Consent (whether included below as a part of this document or as a separate web page acknowledgment) you adopt the check as your electronic signature and you acknowledge receipt of the E-Sign Agreement and further acknowledge agree that you have read the E-Sign Agreement; you affirmatively consent to the electronic receipt of any and all Communications in connection with your Account or related products and services and confirm that you are been able to receive and review Electronic Communications in the manner we have described above. You further agree use a computer, tablet, or mobile device that your Access Device satisfies the hardware and software requirements specified above set forth herein to view this Consent; that you have read and understood this Consent; that you accept this Consent without modification; and that you have provided us are agreeing to the electronic delivery of the Documents and agree to the use of electronic records and electronic signatures in connection with a current e-mail address at which we may send electronic Communications to you. MoCaFi Mobility Bank Account Agreement Effective July 23, 2020 Table of Contents 1. Bank Account Agreement your account application and Disclosures A. Our Agreementaccount relationship with us.

Requesting Paper Copies. Generally, we will not send you a paper copy of any electronic Communication, unless requested by you. If you request a paper copy of your Account statement, you acknowledge that we will send it to may charge you at no chargea fee for the production and mailing of the paper statement, but any request must be for a single, specific Account statement and we will not accept a recurring request for paper copies of Account statementsas noted in the applicable product disclosure. To request a paper copy of an electronic Communication, call us at 0-000-000-0000 or email us at xxxxxxx@xxxxxx.xxxxxxxxxxxxxxxxxx@xxxxxxxxxxx.xxx. Additionally, we reserve the right, but assume no obligation, to provide a paper (instead of electronic) copy of any Communication that you have authorized us to provide electronically. Communications in Writing. You accept electronic Communications provided by us as reasonable and proper notice, for the purpose of any and all laws, rules, and regulations, and agree that such electronic form fully satisfies satisfies any requirement that such communications be provided to you “in writing” or in a form that you may keep. You should print or download for your records a copy of this E-Sign Agreement and any other electronic Communication that is important to you. Federal Law. You acknowledge and agree that your consent to electronic Communications is being provided in connection with a transaction affecting interstate commerce that is subject to the E-Sign Act, and that you and we both intend that the Act apply to the fullest extent possible to validate our ability to conduct business with you by electronic means. Termination/Changes. We reserve the right, in our sole discretion, to discontinue the provision of your electronic Communications, or to terminate or change the terms and conditions on which we provide electronic Communications. We will provide you with notice of any such termination or change as required by law. Consent. By clicking the box to accept these terms, you adopt the check as your electronic signature and you acknowledge receipt of the E-Sign Agreement and further acknowledge that you have read the E-Sign Agreement; you affirmatively consent to the electronic receipt of any and all Communications in connection with your Account or related products and services and confirm that you are able to receive and review Electronic Communications in the manner we have described above. You further agree that your Access Device satisfies the hardware and software requirements specified above and that you have provided us with a current e-mail address at which we may send electronic Communications to you. MoCaFi Mobility Bank Account Agreement Effective July 23, 2020 Table of Contents 1. Bank Account Agreement and Disclosures A. Our Agreement.

Requesting Paper Copies. GenerallyEven if you enroll for our E-Documents Electronic Delivery service to receive Communications electronically, we will not send you may still obtain a paper copy of any electronic Communication, unless requested Communication upon request by you. If you request a paper copy of your Account statement, we will send it to you at no charge, but any request must be for a single, specific Account statement and we will not accept a recurring request for paper copies of Account statements. To request a paper copy of an electronic Communication, call contacting us at 0-000-000-0000 or email 0000, by mailing us at xxxxxxx@xxxxxx.xxx0000 X Xxxxxx Xxxx, Xxx Xxxxx, XX 00000, or by visiting a local branch. Additionally, we reserve the right, but assume no obligation, to provide There may be a fee associated with receiving a paper (instead of electronic) copy of any Communication that you have authorized us to provide electronicallystatement as described in our Fee Schedule. Communications in Writing. You accept electronic : We will consider all Communications provided by us as reasonable and proper notice, for the purpose of any and all laws, rules, and regulations, and agree that such electronic form fully satisfies any requirement that such communications be provided to you in either electronic or paper format as “in writing” or in a form that ”. If you may keep. You should print or download wish to keep the Communications for your records records, you should download and save those Communications or print and store them securely. Consent to Use Electronic Records and Signatures: Any of the following actions constitutes your signature, acceptance, and agreement as if actually signed by you in writing. • The use of a copy of this key pad, mouse, or other device to select an item, button, icon, or similar act/action or to otherwise provide us instructions while participating in our E-Sign Agreement and Document Electronic Delivery service. • Accessing or making any other electronic Communication that is important to you. transaction regarding any agreement, acknowledgement, consent terms, disclosures, or conditions Federal Law. : You acknowledge and agree that your by enrolling in our E-Documents Electronic Delivery service: • Your consent to electronic Communications is being provided in connection with a transaction affecting interstate commerce that commerce; • That it is subject to the federal Electronic Signatures in Global and National Commerce Act (the E-Sign SIGN Act, ); and that • That you and we the Credit Union both intend that the E-SIGN Act apply applies to the fullest extent possible to validate our ability to conduct business with you permitted by electronic meanslaw. Termination/Changes. : We reserve the right, in at our sole discretion, to discontinue the provision of your providing you with electronic Communications, or to terminate or change the terms and conditions on which we provide electronic Communications. We will provide you with notice of any such termination or change as required by law. Consent. By clicking the box to accept these termsELECTRONIC FUNDS TRANSFER (EFT) SERVICES General Service Terms: EFT services are electronically initiated money transfers involving your Credit Union deposit accounts and include, you adopt the check as your electronic signature but are not limited to, ACH, Wire Transfers, Direct Deposit, Electronic Checks, ATM Transfers, Online and you acknowledge receipt of the E-Sign Agreement Phone Banking Transfers, External Transfers, Bill Payments, and further acknowledge that you have read the E-Sign Agreement; you affirmatively consent to the electronic receipt of any and all Communications in connection with your Account or related products and services and confirm that you are able to receive and review Electronic Communications in the manner we have described above. You further agree that your Access Device satisfies the hardware and software requirements specified above and that you have provided us with a current e-mail address at which we may send electronic Communications to you. MoCaFi Mobility Bank Account Agreement Effective July 23, 2020 Table of Contents 1. Bank Account Agreement and Disclosures A. Our AgreementSend Money transactions.

Requesting Paper Copies. Generally, we will You should not send you expect to receive a paper copy of any electronic Communication, unless requested by you. If you request a paper copy of your Account statement, it or we will send otherwise deem it appropriate to you at no charge, but any request must be for a single, specific Account statement and we will not accept a recurring request for paper copies of Account statementsdo so. To request You can obtain a paper copy of an electronic CommunicationCommunication by printing it yourself or by requesting that we mail you a paper copy, call provided that such request is made within a reasonable time after we first provided the electronic Communication to you. To request a paper copy, contact us at 0-000-000-0000 by telephone, in a branch, or email us at xxxxxxx@xxxxxx.xxxlog in to Beneficial Bank’s Online Banking and send a request using “Secure Email” in the Support section. AdditionallyWe may charge you a reasonable service charge, of which we will have provided you prior notice, for the delivery of paper copies of any Communication provided to you electronically pursuant to this authorization. We reserve the right, but assume no obligation, to provide a paper (instead of electronic) copy of any Communication that you have authorized us to provide electronically. Communications in Writing. You accept electronic Communications provided by us as reasonable and proper notice, for the purpose of any and all laws, rules, and regulations, and agree that such electronic form fully satisfies any requirement that such communications be provided to you “in writing” or in a form that you may keep. You should print or download for your records a copy of this E-Sign Agreement and any other electronic Communication that is important to you. Federal Law. You acknowledge and agree that your consent to electronic Communications is being provided in connection with a transaction affecting interstate commerce that is subject to the E-Sign federal Electronic Signatures in Global and National Commerce Act, and that you and we both intend that the Act apply to the fullest extent possible to validate our ability to conduct business with you by electronic means. Termination/Changes. We reserve the right, in our sole discretion, to discontinue the provision of your electronic Communications, or to terminate or change the terms and conditions on which we provide electronic Communications. We will provide you with notice of any such termination or change as required by law. ConsentWe may amend or change this Agreement at any time after such notice or authorization, if law requires any. By clicking If the box law requires no notice or authorization, your continued acceptance of electronic disclosures or statements after the effective date of such change will constitute your acceptance of and agreement with such amendment(s). E-mail Address of Record for Accounts with Joint and/or Multiple Owners. Only one account owner's authorization is required to accept these termsenroll in eDocs. For purposes of electronic notification, you adopt the check as your electronic signature and you acknowledge receipt will need to designate one of the Eexisting e-Sign Agreement and further acknowledge that you have read the E-Sign Agreement; you affirmatively consent to the electronic receipt of any and all Communications in connection with your Account or related products and services and confirm that you are able to receive and review Electronic Communications in the manner we have described above. You further agree that your Access Device satisfies the hardware and software requirements specified above and that you have provided us mail addresses associated with a current joint or multiple owner account as the "e-mail address at which we of record." The e-mail address of record will be the only e-mail address that electronic notification will be sent to when documents are available for viewing. The e-mail address of record must be the e-mail address of an account owner who has authority to make transactions and act on behalf of the account. For example, you may send electronic Communications to you. MoCaFi Mobility Bank Account Agreement Effective July 23not designate the e-mail address of a minor, 2020 Table incompetent or deceased individual as the e-mail address of Contents 1. Bank Account Agreement and Disclosures A. Our Agreementrecord.

Requesting Paper Copies. Generally, we will not send you a paper copy of any electronic Communication, unless requested by you. If you request a paper copy of your Account statement, we will send it to you at no charge, but any request must be for a single, specific Account statement and we will not accept a recurring request for paper copies of Account statements. To request a paper copy of an electronic Communication, call us at 0-000-000-0000 or email us at xxxxxxx@xxxxxx.xxx. Additionally, we reserve the right, but assume no obligation, to provide a paper (instead of electronic) copy of any Communication that you have authorized us to provide electronically. Communications in Writing. You accept electronic Communications provided by us as reasonable and proper notice, for the purpose of any and all laws, rules, and regulations, and agree that such electronic form fully satisfies any requirement that such communications be provided to you “in writing” or in a form that you may keep. You should print or download for your records a copy of this E-Sign Agreement and any other electronic Communication that is important to you. Federal Law. You acknowledge and agree that your consent to electronic Communications is being provided in connection with a transaction affecting interstate commerce that is subject to the E-Sign Act, and that you and we both intend that the Act apply to the fullest extent possible to validate our ability to conduct business with you by electronic means. Termination/Changes. We reserve the right, in our sole discretion, to discontinue the provision of your electronic Communications, or to terminate or change the terms and conditions on which we provide electronic Communications. We will provide you with notice of any such termination or change as required by law. Consent. By clicking the box to accept these terms, you adopt the check as your electronic signature and you acknowledge receipt of the E-Sign Agreement and further acknowledge that you have read the E-Sign Agreement; you affirmatively consent to the electronic receipt of any and all Communications in connection with your Account or related products and services and confirm that you are able to receive and review Electronic Communications in the manner we have described above. You further agree that your Access Device satisfies the hardware and software requirements specified above and that you have provided us with a current e-mail address at which we may send electronic Communications to you. MoCaFi Mobility Bank Account Agreement Effective July 23, 2020 Table of Contents 1. Bank Account Agreement and Disclosures A. 1. Our Agreement

Requesting Paper Copies. Generally, we will not send you a paper copy of any electronic Communication, unless requested by you. If you request a paper copy of your Account statement, you acknowledge that we will send it to may charge you at no chargea fee for the production and mailing of the paper statement, but any request must be for a single, specific Account statement and we will not accept a recurring request for paper copies of Account statementsas noted in the applicable product disclosure. To request a paper copy of an electronic Communication, call us at 0-000-000-0000 or email us at xxxxxxx@xxxxxx.xxx. Additionally, we reserve the right, but assume no obligation, to provide a paper (instead of electronic) copy of any Communication that you have authorized us to provide electronically. Communications in Writing. You accept electronic Communications provided by us as reasonable and proper notice, for the purpose of any and all laws, rules, and regulations, and agree that such electronic form fully satisfies any requirement that such communications be provided to you “in writing” or in a form that you may keep. You should print or download for your records a copy of this E-Sign Agreement and any other electronic Communication that is important to you. Federal Law. You acknowledge and agree that your consent to electronic Communications is being provided in connection with a transaction affecting interstate commerce that is subject to the E-Sign Act, and that you and we both intend that the Act apply to the fullest extent possible to validate our ability to conduct business with you by electronic means. Termination/Changes. We reserve the right, in our sole discretion, to discontinue the provision of your electronic Communications, or to terminate or change the terms and conditions on which we provide electronic Communications. We will provide you with notice of any such termination or change as required by law. Consent. By clicking the box to accept these terms, you adopt the check as your electronic signature and you acknowledge receipt of the E-E- Sign Agreement and further acknowledge that you have read the E-Sign Agreement; you affirmatively consent to the electronic receipt of any and all Communications in connection with your Account or related products and services and confirm that you are able to receive and review Electronic Communications in the manner we have described above. You further agree that your Access Device satisfies the hardware and software requirements specified above and that you have provided us with a current e-mail address at which we may send electronic Communications to you. MoCaFi Mobility Bank Account Agreement Effective July 23, 2020 Table of Contents 1. Bank Account Agreement and Disclosures A. Our Agreementand