Common use of RIGHT TO EXAMINE CONTRACT Clause in Contracts

RIGHT TO EXAMINE CONTRACT. Within 10 days of the date of receipt of a Certificate under this Contract by a Certificate Owner, it may be returned by delivering or mailing it to the Company at its Administrative Office. When the Certificate is received by the Company, it will be voided as if it had never been in force. The Company will refund the Certificate Value computed at the end of the Valuation Period during which the Certificate is received by the Company at its Administrative Office. THIS IS A LEGAL CONTRACT BETWEEN THE OWNER AND THE COMPANY READ YOUR CONTRACT CAREFULLY SIGNED FOR THE COMPANY AT CARMEL, INDIANA, ON THE CONTRACT DATE. ABCDEFGH ABCDEFGH SECRETARY PRESIDENT ALLOCATED FIXED AND VARIABLE GROUP ANNUITY CONTRACT NON-PARTICIPATING WITHDRAWAL VALUES AND THE DEATH BENEFITS PROVIDED BY THIS CONTRACT, WHEN BASED ON THE INVESTMENT EXPERIENCE OF THE VARIABLE ACCOUNT, ARE VARIABLE AND ARE NOT GUARANTEED AS TO DOLLAR AMOUNT. NON FORFEITURE VALUES MAY INCREASE OR DECREASE BASED ON THE MARKET VALUE ADJUSTMENT SPECIFIED IN THIS CONTRACT. TABLE OF CONTENTS CONTRACT SCHEDULE............................................................4 DEFINITIONS..................................................................7

RIGHT TO EXAMINE CONTRACT. Within 10 days of the date of receipt of a Certificate under this Contract by a Certificate the Owner, it may be returned by delivering or mailing it to the Company at its Administrative Office. When the Certificate Contract is received by the Company, it will be voided as if it had never been in force. The Company will refund the Certificate Contract Value computed at the end of the Valuation Period during which the Certificate Contract is received by the Company at its Administrative Office. THIS IS A LEGAL CONTRACT BETWEEN THE OWNER AND THE COMPANY READ YOUR CONTRACT CAREFULLY SIGNED FOR THE COMPANY AT CARMEL, INDIANA, ON THE CONTRACT DATE. ABCDEFGH ABCDEFGH SECRETARY PRESIDENT ALLOCATED INDIVIDUAL FIXED AND VARIABLE GROUP ANNUITY CONTRACT NON-PARTICIPATING WITHDRAWAL VALUES AND THE DEATH BENEFITS PROVIDED BY THIS CONTRACT, WHEN BASED ON THE INVESTMENT EXPERIENCE OF THE VARIABLE ACCOUNT, ARE VARIABLE AND ARE NOT GUARANTEED AS TO DOLLAR AMOUNT. NON FORFEITURE VALUES MAY INCREASE OR DECREASE BASED ON THE MARKET VALUE ADJUSTMENT SPECIFIED IN THIS CONTRACT. TABLE OF CONTENTS CONTRACT SCHEDULE.........................................................................................................................4 DEFINITIONS.....................................................................................................................................7

RIGHT TO EXAMINE CONTRACT. Within 10 days of the date of receipt of a Certificate under this Contract by a Certificate the Owner, it may be returned by delivering or mailing it to the Company at its Administrative OfficeOffice or to the Agent through whom it was purchased. When the Certificate Contract is received by the Company, it will be voided as if it had never been in force. The Company will refund the Certificate Contract Value computed at the end as of the Valuation Period during which the Certificate is received by Business Day the Company receives the returned contract at its Administrative Office. THIS IS A LEGAL CONTRACT BETWEEN THE OWNER AND THE COMPANY READ YOUR CONTRACT CAREFULLY SIGNED FOR THE COMPANY AT CARMEL, INDIANA, ON THE CONTRACT DATE. ABCDEFGH ABCDEFGH SECRETARY PRESIDENT ALLOCATED FIXED AND /s/ Xxxx X. Xxxxx /s/ Xxxxxx X. Xxxxxxxxxxx -------------------------------------- ------------------------------------- [Secretary] [President] [PHOENIX PORTFOLIO ADVISOR] INDIVIDUAL FLEXIBLE PREMIUM DEFERRED VARIABLE GROUP ANNUITY CONTRACT NONNon-PARTICIPATING participating INCOME PAYMENTS, WITHDRAWAL VALUES AND THE DEATH BENEFITS PROVIDED BY THIS CONTRACT, WHEN BASED ON THE INVESTMENT EXPERIENCE OF THE VARIABLE ACCOUNT, ARE VARIABLE AND ARE NOT GUARANTEED AS TO DOLLAR AMOUNT. NON FORFEITURE VALUES MAY INCREASE OR DECREASE BASED ON THE MARKET VALUE ADJUSTMENT SPECIFIED IN THIS CONTRACT. TABLE OF CONTENTS CONTRACT SCHEDULE...................................................................................................................... [4 DEFINITIONS..................................................................7................................................................ 6

RIGHT TO EXAMINE CONTRACT. Within 10 This Contract may be returned to the Company for any reason within ten (10) calendar days of after its receipt by the date of receipt of a Certificate under this Contract by a Certificate Owner, it . It may be returned by delivering or mailing it to the Company at its Administrative OfficeAnnuity Service Center. When the Certificate this Contract is received by the Company, Company it will be voided as if it had never been in force. The Upon its return, the Company will refund refund, within seven days, the Certificate Contract Value next computed at the end after receipt of the Valuation Period during which the Certificate is received this Contract by the Company at its Administrative OfficeAnnuity Service Center. This may be more or less than the Purchase Payments. THIS IS A LEGAL CONTRACT BETWEEN THE CONTRACT OWNER AND THE COMPANY READ YOUR CONTRACT CAREFULLY SIGNED FOR THE COMPANY AT CARMEL, INDIANA, ON THE CONTRACT DATE. ABCDEFGH ABCDEFGH SECRETARY PRESIDENT ALLOCATED FIXED AND CHIEF EXECUTIVE OFFICER INDIVIDUAL VARIABLE GROUP DEFERRED ANNUITY CONTRACT NON-PARTICIPATING WITH FLEXIBLE PURCHASE PAYMENTS NONPARTICIPATING ANNUITY PAYMENTS, WITHDRAWAL VALUES AND THE DEATH BENEFITS PROVIDED BY THIS CONTRACT, WHEN BASED ON THE INVESTMENT EXPERIENCE OF THE VARIABLE SEPARATE ACCOUNT, ARE VARIABLE AND ARE NOT GUARANTEED AS TO DOLLAR AMOUNT. NON FORFEITURE VALUES MAY INCREASE OR DECREASE BASED ON THE MARKET VALUE ADJUSTMENT SPECIFIED IN THIS CONTRACT. TABLE OF CONTENTS CONTRACT SCHEDULE.................................................................................................................... 4 DEFINITIONS..................................................................7.............................................................. 5

RIGHT TO EXAMINE CONTRACT. Within 10 This Contract may be returned to the Company for any reason within ten (10) calendar days of after its receipt by the date of receipt of a Certificate under this Contract by a Certificate Owner, it . It may be returned by delivering or mailing it to the Company at its Administrative OfficeAnnuity Service Center. When the Certificate this Contract is received by the Company, Company it will be voided as if it had never been in force. The Upon its return, the Company will refund refund, within seven days, the Certificate Contract Value next computed at the end after receipt of the Valuation Period during which the Certificate is received this Contract by the Company at its Administrative OfficeAnnuity Service Center. This may be more or less than the Purchase Payments. THIS IS A LEGAL CONTRACT BETWEEN THE CONTRACT OWNER AND THE COMPANY READ YOUR CONTRACT CAREFULLY SIGNED FOR THE COMPANY AT CARMEL, INDIANA, ON THE CONTRACT DATE. ABCDEFGH ABCDEFGH SECRETARY PRESIDENT ALLOCATED FIXED AND INDIVIDUAL VARIABLE GROUP DEFERRED ANNUITY CONTRACT NON-PARTICIPATING WITH FLEXIBLE PURCHASE PAYMENTS Nonparticipating ANNUITY PAYMENTS, WITHDRAWAL VALUES AND THE DEATH BENEFITS PROVIDED BY THIS CONTRACT, WHEN BASED ON THE INVESTMENT EXPERIENCE OF THE VARIABLE SEPARATE ACCOUNT, ARE VARIABLE AND ARE NOT GUARANTEED AS TO DOLLAR AMOUNT. NON FORFEITURE VALUES MAY INCREASE OR DECREASE BASED ON THE MARKET VALUE ADJUSTMENT SPECIFIED IN THIS CONTRACT. TABLE OF CONTENTS CONTRACT SCHEDULE............................................................SCHEDULE ....................................................... 4 DEFINITIONS..................................................................7DEFINITIONS ............................................................. 5