Common use of Right to Receive Documentation of Transactions Clause in Contracts

Right to Receive Documentation of Transactions. Periodic Statement. I will receive a monthly statement (unless there are no transfers in a particular month), for the account(s) which I have accessed using the Online Banking, Mobile Banking or any other electronic service which will show the calendar date that I initiated the electronic transfer, the type of transfer and the type of account(s) accessed by the transfer, and the amount of transfers occurring in that statement period. I will get a statement at least quarterly. My Liability for Unauthorized Transactions and Advisability of Prompt Reporting I must tell you AT ONCE if I believe my Online Banking access code has been lost or stolen. Telephoning is the best way of keeping my possible losses down. A written notification to you should follow my telephone call. I could lose all the money in my account (plus my maximum overdraft Line of Credit). However, if I believe my access code has been lost or stolen, and I tell you within two (2) business days after I learn of the loss or theft, I can lose no more than $50.00 if someone used my access code without my permission. If I do NOT tell you within two (2) business days after I learn of the loss or theft of my access code and you can prove you could have stopped someone from using my PIN without my permission if I had told you, I could lose as much as $500.00. Also, if my statement shows transfers that I did not make, including those made by card, code or other means, I must tell you at once. If I do NOT tell you within sixty (60) days after the statement was made available to me, I may not get back any money I lost after the sixty (60) days if you can prove that you could have stopped someone from taking the money if I had told you in time. I should also call the number or write to the address listed on this disclosure if I believe a transfer has been made using the information from my check without my permission. If I can document a good reason (such as a long trip or hospital stay) kept me from telling you, you will extend the time period. Telephone Number and Address to be Notified in Event of an Unauthorized Transaction. If I believe my access code has been lost or stolen or that someone will or may use it to transfer money from my account without my permission, I must telephone you at: (000)000-0000, or write you at: FOOTHILL CREDIT UNION, P.O. Box 660130, Arcadia, CA 91066-0130. Regulation "D" Restrictions on Electronic Funds Transfers Regulation D has been suspended by the government for the foreseeable future. The Preauthorized, automatic or telephone withdrawals or transfers from Savings Accounts are limited to no more than six (6) transfers in each calendar month. No more than three of the six withdrawals or transfers may be made by check, share draft or other order. However, I may make an unlimited number of withdrawals from or transfers among my own Share Accounts by mail, messenger or in person at the Credit Union or at an ATM. I may also make an unlimited number of withdrawals from my Savings Accounts through FastTeller, Online Banking or by telephone if I request that you send me a check. Transfers or withdrawals in excess of the above limitations will not be honored.

Right to Receive Documentation of Transactions. Periodic Statement. I You will receive a monthly account statement (unless for each month in which there are no transfers in transactions or activity on your account. In any case, you will receive a particular month), for the account(s) which I have accessed using the Online Banking, Mobile Banking or any other electronic service which will show the calendar date that I initiated the electronic transfer, the type of transfer and the type of account(s) accessed by the transfer, and the amount of transfers occurring in that statement periodquarterly statement. I will get a statement at least quarterly. My Your Liability for Lost, Stolen, or Unauthorized Transactions and Advisability of Prompt Reporting I must tell you Tell us AT ONCE if I you believe my Online Banking access code your PIN has been lost or stolen. Telephoning is the best way of keeping my your possible losses down. A written notification to you should follow my telephone call. I You could lose all the money in my your account (plus my your maximum overdraft Line line of Credit). Howevercredit, if I believe my access code has been lost or stolen, and I tell applicable. Progressions must hear from you within two (2) business days after I learn of the loss or theft, I can lose no more later than $50.00 if someone used my access code without my permission. If I do NOT tell you within two (2) business days after I learn of the loss or theft of my access code and you can prove you could have stopped someone from using my PIN without my permission if I had told you, I could lose as much as $500.00. Also, if my statement shows transfers that I did not make, including those made by card, code or other means, I must tell you at once. If I do NOT tell you within sixty (60) days after Progressions sent the first statement on which the problem or error appeared. Also, if your statement shows transactions that you did not make, tell us at once. If you do not tell us within 60 days after the statement was made available mailed to meyou, I you may not get back any money I you lost after the sixty (60) 60 days if you we can prove that you we could have stopped someone from taking the money if I you had told you us in time. I should also call If you have authorized someone else to use the number or write to the address listed on this disclosure if I believe a transfer has been made using the information from my check without my permission. If I can document a good reason (such as a long trip or hospital stay) kept me from telling youPIN, you will extend are responsible for all transactions that person(s) initiates at any time, even if the time periodamount or transactions exceed what you may have authorized. Telephone Number and Address How to be Notified Notify the Credit Union in the Event of an Unauthorized Transaction. Transaction If I you believe my access code your PIN has been lost or stolen or that someone will has transferred or may use it to transfer money from my your account without my your permission, I must telephone you at: call us at (000)000-00000000 or contact us at 0000 Xxxx Xxxxxxx Xxx. Spokane, WA 99202-3691. Business Days For purposes of these disclosures, our lobby hours are Monday - Friday 9 am to 5 pm. Drive up hours: • Monday – Thursday: 9 am – 5:30 pm • Friday: 8 am to 6 pm Personal Identification Number (PIN) and Personal Security Code Your accounts can only be accessed through Online Banking by the use of an access device with the PIN. Initially, your PIN must be given to you by Progressions Credit Union personal. If you forget your PIN, contact the Credit Union and we will issued you a new one. You are responsible for maintaining the confidentiality of your PIN. The PIN should be memorized and not written, in order to prevent unauthorized use and so you may report its loss or theft accordingly. You agree that you will not use or allow anyone else to use your PIN for any transaction that is illegal under applicable federal, state, or write you at: FOOTHILL CREDIT UNIONlocal law. Our Liability for Failure to Make Transfers If we do not complete a transaction to or from your accounts on time or in the correct amount according to our agreement with you, P.O. Box 660130, Arcadia, CA 91066-0130. Regulation "D" Restrictions on Electronic Funds Transfers Regulation D has been suspended by the government we will be liable for the foreseeable future. The Preauthorized, automatic your losses or telephone withdrawals or transfers from Savings Accounts are limited to no more than six (6) transfers in each calendar month. No more than three of the six withdrawals or transfers may be made by check, share draft or other orderdamages. However, I there are some exceptions. We will NOT be liable, for instance, if: • Your PIN has been entered incorrectly; • Through no fault of ours, you do not have enough money in your account to make the transaction; • The transaction would go over the credit limit on your credit line; • The network system was not working properly and you were aware of the malfunction when you started the transaction; • Circumstances beyond our control (such as fire, flood, power failure, or computer down-time) prevented the transactions despite reasonable precautions that we have taken; • The money in your account is subject to an uncollected funds hold, legal process, or any other encumbrance or agreement restricting a transaction; • The failure to complete the transaction is done to protect the integrity of the system or to protect the security of your account. • There may make an unlimited number be other exceptions not specifically mentioned above. Disclosure of withdrawals from Account Information to Third Parties We will disclose information to third parties about your account or the transfers among my own Share Accounts by mailyou make: • When it is necessary to complete the transaction; • In order to verify the existence and condition of your account for a third party, messenger such as a credit bureau or in person at merchant; • In order to comply with government agency or court orders or other legal process; • To any subsidiary or affiliate; or • If you give us your prior oral or written permission. Address Change You are required to keep the Credit Union informed of your current address to ensure correct mailing of monthly statements. Change in Terms If the credit union changes a term or at an ATM. I may also make an unlimited number condition originally disclosed to the member in a way that restricts the EFT services available, increases fees or charges, increases the member’s liability, or places stricter limits on the dollar amount or frequency of withdrawals from my Savings Accounts through FastTellertransfers permitted, Online Banking then the credit union must mail or by telephone if I request that you send me deliver to the member a check. Transfers or withdrawals in excess written notice of the above change at least 21 days before the change becomes effective. The credit union need not give prior notice if an immediate change in terms or conditions is necessary to maintain or restore the security of an account or an EFT system. For example, if a credit union determines that a security risk exists and must therefore restrict a member’s ATM access to his or her accounts. If, however, the change is made permanent, subsequent notice must be given, unless continued secrecy is essential to maintain the security of the system. For example, the credit union need not notify the member that certain limitations will not be honoredin effect during periods when the system is offline. For errors involving new accounts, point-of-sale, or foreign-initiated transactions, we may take up to 90 days to investigate your complaint or question. For new accounts, we may take up to 20 business days to credit your account for the amount you think is in error.

Right to Receive Documentation of Transactions. Periodic Statement. I You will receive a monthly account statement (unless for each month in which there are no transfers in transactions or activity on your account. In any case, you will receive a particular month), for the account(s) which I have accessed using the Online Banking, Mobile Banking or any other electronic service which will show the calendar date that I initiated the electronic transfer, the type of transfer and the type of account(s) accessed by the transfer, and the amount of transfers occurring in that statement periodquarterly statement. I will get a statement at least quarterly. My Your Liability for Lost, Stolen, or Unauthorized Transactions and Advisability of Prompt Reporting I must tell you Tell us AT ONCE if I you believe my Online Banking access code your PIN has been lost or stolen. Telephoning is the best way of keeping my your possible losses down. A written notification to you should follow my telephone call. I You could lose all the money in my your account (plus my your maximum overdraft Line line of Credit). Howevercredit, if I believe my access code has been lost or stolenapplicable. If you tell us within sixty (60) days of our sending you the statement on which the unauthorized use appears, and I tell you within two (2) business days after I learn of the loss or theft, I can lose no more than $50.00 if someone used my access code without my permission. If I do NOT tell you within two (2) business days after I learn of the loss or theft of my access code and you can prove you could have stopped someone from using my your PIN without my permission if I had told you, I could lose as much as $500.00your permission. Also, if my your statement shows transfers transactions that I you did not make, including those made by card, code or other means, I must tell you us at once. If I you do NOT not tell you us within sixty (60) 60 days after the statement was made available mailed to meyou, I you may not get back any money I you lost after the sixty (60) 60 days if you we can prove that you we could have stopped someone from taking the money if I you had told you us in time. I should also call If you have authorized someone else to use the number or write to the address listed on this disclosure if I believe a transfer has been made using the information from my check without my permission. If I can document a good reason (such as a long trip or hospital stay) kept me from telling youPIN, you will extend are responsible for all transactions that person(s) initiates at any time, even if the time periodamount or transactions exceed what you may have authorized. Telephone Number and Address How to be Notified Notify the Credit Union in the Event of an Unauthorized Transaction. Transaction If I you believe my access code your PIN has been lost or stolen or that someone will has transferred or may use it to transfer money from my your account without my your permission, I must telephone you at: call us at (000)000000) 000-00000000 or contact us at 000 Xxxxx Xxxxxx Xxxxx, or write you at: FOOTHILL CREDIT UNIONXxxx – 00000 Business Days For purposes of these disclosures, P.O. Box 660130our business days are Monday – Thursday 9am to 5pm, Arcadia, CA 91066-0130Friday 9am to 6pm and Saturday 9am to 1pm. Regulation "D" Restrictions on Electronic Funds Transfers Regulation D has been suspended Personal Identification Number (PIN) and Personal Security Code Your accounts can only be accessed through Online Banking by the government for use of an access device with the foreseeable futurePIN. The PreauthorizedInitially, automatic or telephone withdrawals or transfers from Savings Accounts are limited your PIN must be given to no more than six (6) transfers in each calendar monthyou by GGEFCU. No more than three of the six withdrawals or transfers may be made by checkIf you forget your PIN, share draft or other order. However, I may make an unlimited number of withdrawals from or transfers among my own Share Accounts by mail, messenger or in person at contact the Credit Union and we will issue you a new one. You are responsible for maintaining the confidentiality of your PIN. The PIN should be memorized and not written, in order to prevent unauthorized use and so you may report its loss or at an ATMtheft accordingly. I may also make an unlimited number of withdrawals from my Savings Accounts through FastTeller, Online Banking or by telephone if I request You agree that you send me a check. Transfers or withdrawals in excess of the above limitations will not be honoreduse or allow anyone else to use your PIN for any transaction that is illegal under applicable federal, state, or local law.

Right to Receive Documentation of Transactions. Periodic Statement. I You will receive get a monthly account statement (reflecting all of your transactions unless there are is no transfers activity in a particular month). In any case, for the account(s) which I have accessed using the Online Banking, Mobile Banking or any other electronic service which will show the calendar date that I initiated the electronic transfer, the type of transfer and the type of account(s) accessed by the transfer, and the amount of transfers occurring in that statement period. I you will get a the statement at least quarterly. My Liability for Unauthorized Transactions and Advisability of Prompt Reporting I must tell Depending on the terminal, you may receive a receipt at the time you make a transaction at a terminal. If you do receive a receipt, retain the receipt to compare with your monthly statement from the Credit Union. YOUR LIABILITY FOR LOST, STOLEN, OR UNAUTHORIZED TRANSACTIONS INVOLVING AUTOMATED TELLER MACHINE (ATM) CARDS Tell us AT ONCE if I you believe my Online Banking access code your VISA® Debit Card and/or Personal Identification Number (PIN) has been lost or stolen, or if you believe that an electronic transfer has been made without your permission using information from your check. Telephoning is the best way of keeping my your possible losses down. A written notification to you should follow my telephone call. I You could lose all the money in my your account (plus my your maximum overdraft Line line of Creditcredit if you have one with us). HoweverIf you tell us within two (2) business days, you can lose no more than $50 if I believe my access code has been lost someone used your VISA® Debit Card or stolen, and I PIN without your permission. If you DO NOT tell you us within two (2) business days after I learn of the loss or theft, I can lose no more than $50.00 if someone used my access code without my permission. If I do NOT tell you within two (2) business days after I learn of the loss or theft of my access code your VISA® Debit Card or PIN, and you we can prove you that we could have stopped someone from using my your VISA® Debit Card or PIN without my your permission if I you had told youus, I you could lose as much as $500.00500. Also, if my your statement shows transfers that I you did not make, including those made by card, code or other means, I must tell you us at once. If I you do NOT not tell us within 60 days after the statement was mailed to you, you may not get back any money you lost after the sixty (60) days if we can prove that we could have stopped someone from taking the money if you had told us in time. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we will extend the time periods. If you have authorized someone else to use the VISA® Debit Card and/or PIN, you are responsible for all transactions that person or persons initiates at any time, even if the amount or transactions exceed what you may have authorized. YOUR LIABILITY FOR LOST, STOLEN OR UNAUTHORIZED TRANSACTIONS INVOLVING VISA® DEBIT CARD Tell us AT ONCE if you believe your VISA® Debit Card and/or Personal Identification Number (PIN) has been lost or stolen or if your statement shows an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of credit if you have one with us). If you tell us within sixty, (60) days of our sending your statement, you can lose no more than $50 if someone used your VISA® Debit Card without your permission. If you do not tell us within sixty (60) days after the statement was made available mailed to meyou, I you may not get back any money I you lost after the close of the sixty (60) days if you can prove that you could have stopped someone from taking the money if I had told you in time. I should also call the number or write and before notice to the address listed on this disclosure if I believe a transfer has been made using the information from my check without my permissionus. If I can document your delay in notifying us was due to extenuating circumstances beyond your reasonable control, including extended travel, your or a good reason member of your family’s death or serious illness, hospitalization, permanent mental impairment or serious physical impairment, unless the circumstance did not reasonably contribute to your delay in notifying us within the sixty (such as a long trip or hospital stay60) kept me from telling youday period, you we will extend the time sixty (60) day period by a reasonable period. Telephone Number and Address to be Notified in Event of an Unauthorized Transaction. If I believe my access code has been lost or stolen or that someone will or may use it to transfer money from my account without my permission, I must telephone you at: (000)000-0000, or write you at: FOOTHILL CREDIT UNION, P.O. Box 660130, Arcadia, CA 91066-0130. Regulation "D" Restrictions on Electronic Funds Transfers Regulation D has been suspended by the government for the foreseeable future. The Preauthorized, automatic or telephone withdrawals or transfers from Savings Accounts are limited to no more than six (6) transfers in each calendar month. No more than three of the six withdrawals or transfers may be made by check, share draft or other order. However, I may make an unlimited number of withdrawals from or transfers among my own Share Accounts by mail, messenger or in person at the Credit Union or at an ATM. I may also make an unlimited number of withdrawals from my Savings Accounts through FastTeller, Online Banking or by telephone if I request that you send me a check. Transfers or withdrawals in excess of the above limitations will not be honored.