Common use of Right To Return Contract Clause in Contracts

Right To Return Contract. Please read this Contract carefully. The Owner may return the Contract for any reason within ten days after receiving it. Return of the Contract is effective on the date written notice of the return is delivered, mailed or sent by telegram to either The Northwestern Mutual Life Insurance Company, 000 Xxxx Xxxxxxxxx Xxxxxx, Xxxxxxxxx, Xxxxxxxxx 00000 or the agent who sold the Contract. If returned, the Contract will be cancelled and the Company will refund the sum of (a) the difference between the Purchase Payments paid and the amounts, if any, allocated to the Separate Account plus (b) the value of the Accumulation Units of the Separate Account on the effective date of return. CONTRACT NUMBER 00 000 000 PRIMARY ANNUITANT Xxxx X. Xxx ISSUE DATE November 30, 2006 XX.X.X.XX.(1106) TABLE OF CONTENTS SCHEDULE 3 • CONTRACT INFORMATION • SEPARATE ACCOUNT 4 • CHARGES AND FEES • MINIMUM PURCHASE PAYMENTS, ACCUMULATION VALUE, PAYMENT PLANS 4 SECTION 1. GENERAL TERMS AND DEFINITIONS 5 SECTION 2. SEPARATE ACCOUNT 6 • Section 2.1 Separate Account 6 • Section 2.2 Account Divisions 6 • Section 2.3 Funds and Portfolios 7 • Section 2.4 Accumulation Units 7 • Section 2.5 Net Investment Factor 7 SECTION 3. RESERVED 7

Right To Return Contract. Please read this Contract carefully. The Owner may return the Contract for any reason within ten days after receiving it. Return of the Contract is effective on the date written notice of the return is delivered, mailed or sent by telegram to either The Northwestern Mutual Life Insurance Company, 000 Xxxx Xxxxxxxxx Xxxxxx, Xxxxxxxxx, Xxxxxxxxx 00000 or the agent who sold the Contract. If returned, the Contract will be cancelled and the Company will refund the sum of (a) the difference between the Purchase Payments paid and the amounts, if any, allocated to the Separate Account plus (b) the value of the Accumulation Units of the Separate Account on the effective date of return. CONTRACT NUMBER 00 000 000 PRIMARY ANNUITANT Xxxx X. Xxx ISSUE DATE November 30, 2006 XX.X.X.XX.(1106XX.X.X.XX. (1106) TABLE OF CONTENTS SCHEDULE 3 • CONTRACT INFORMATION 3 • SEPARATE ACCOUNT 4 • CHARGES AND FEES 4 • MINIMUM PURCHASE PAYMENTS, ACCUMULATION VALUE, PAYMENT PLANS 4 SECTION 1. GENERAL TERMS AND DEFINITIONS 5 SECTION 2. SEPARATE ACCOUNT 6 • Section 2.1 Separate Account 6 • Section 2.2 Account Divisions 6 • Section 2.3 Funds and Portfolios 7 6 • Section 2.4 Accumulation Units 7 • Section 2.5 Net Investment Factor 7 SECTION 3. RESERVED 7

Right To Return Contract. Please read this Contract carefully. The Owner may return the Contract for any reason within ten days after receiving it. Return of the Contract is effective on the date written notice of the return is delivered, mailed or sent by telegram to either The Northwestern Mutual Life Insurance Company, 000 720 Xxxx Xxxxxxxxx Xxxxxx, Xxxxxxxxx, Xxxxxxxxx 00000 or 00000, (014) 000-0000 xx the agent who sold the Contract. If returned, the Contract will be cancelled and the Company will refund the sum of (a) the difference between the Purchase Payments paid and the amounts, if any, allocated to the Separate Account plus (b) the value of the Accumulation Units of the Separate Account on the effective date of returnreturn plus (b) any amount deducted from the portion of the Purchase Payment applied to the Separate Account. ICC12.RR.VA.CNE.(0313) CONTRACT NUMBER 00 000 000 PRIMARY ANNUITANT Xxxx John X. Xxx ISSUE DATE November 30August 31, 2006 XX.X.X.XX.(11062005 ICC12.RR.VA.CNE.(0313) TABLE OF CONTENTS SCHEDULE 3 • CONTRACT INFORMATION 3 • SEPARATE ACCOUNT 4 3 • CHARGES AND FEES 4 • MINIMUM PURCHASE PAYMENTS, ACCUMULATION VALUE, PAYMENT INCOME PLANS 4 SECTION 1. GENERAL TERMS AND DEFINITIONS 5 SECTION 2. SEPARATE ACCOUNT 6 • Section 2.1 Separate Account 6 • Section 2.2 Account Divisions 6 7 • Section 2.3 Funds and Portfolios 7 • Section 2.4 Accumulation Units 7 • Section 2.5 Net Investment Factor 7 SECTION 3. RESERVED 7