Common use of Rights and Obligations of the Borrower Clause in Contracts

Rights and Obligations of the Borrower. Borrower is entitled to obtain and use the loan pursuant to the agreement. Borrower shall return the principal and interests timely. Borrower can extend the term of the loan when getting the consent of Lender pursuant to the agreement. Consent of Lender should be obtained when any of the Borrower’s guaranties or mortgages on his (her) major assets for a third party is possible to be detrimental to Borrower’s capability of repayment under the agreement. Borrower guarantee all of its statement is true and accurate Borrower bears the relevant fees under the agreement. Prepayment of the Loan: Lender’s consent should be obtained if Borrower is willing to prepay the loan. The interest rate of prepayment shall accord with the agreement. Liabilities of Breach of Contract: Penalty interest rate for delayed repayment: 0.5% of the non-repaid loan per day. Liquidated damages for 20% of the loan shall be imposed on the Company and the guarantor and mortgagor in case of the Company ’s breach of contract etc. Guarantee of the loan: The loan is secured by Mortgage Contract by .the Company. Headlines of the articles omitted Dispute settlement Miscellaneous Effectiveness Mortgage and Guarantee Clause Attention Signature Page Party A (Lender): Mingyou Chen By: /s/ Mingyou Chen Date: February 21, 2011 Party B (Borrower): The Fifth Season General Merchandise Investment Management Co., Ltd. Representative: Lide Zhu By: /seal/ the Fifth Season General Merchandise Investment Management Co., Ltd. /s/ Lide Zhu Date: February 21, 2011

Rights and Obligations of the Borrower. Borrower is entitled to obtain and use the loan pursuant to the agreement. Borrower shall return the principal and interests timely. Borrower can extend the term of the loan when getting the consent of Lender pursuant to the agreement. Consent of Lender should be obtained when any of the Borrower’s guaranties or mortgages on his (her) major assets for a third party is possible to be detrimental to Borrower’s capability of repayment under the agreement. Borrower guarantee all of its statement is true and accurate Borrower bears the relevant fees under the agreement. Prepayment of the Loan: Lender’s consent should be obtained if Borrower is willing to prepay the loan. The interest rate of prepayment shall accord with the agreement. Liabilities of Breach of Contract: Penalty interest rate for delayed repayment: 0.5% of the non-repaid loan per day. Liquidated damages for 20% of the loan shall be imposed on the Company and the guarantor and mortgagor in case of the Company ’s breach of contract etc. Guarantee of the loan: The loan is secured by Mortgage Contract by .the Company. Headlines of the articles omitted Dispute settlement Miscellaneous Effectiveness Mortgage and Guarantee Clause Attention Signature Page Party A (Lender): Mingyou Chen Shanghai Fuxing Pawnbroker Co., Ltd. Representative: Xxxxxxx Xx By: /seal/ Shanghai Fuxing Pawnbroker Co., Ltd. /s/ Mingyou Chen Xxxxxxx Xx Date: February 2127, 2011 Party B (Borrower): The Fifth Season General Merchandise Investment Management Co., Ltd. Representative: Lide Zhu By: /seal/ the Fifth Season General Merchandise Investment Management Co., Ltd. /s/ Lide Zhu Date: February 2127, 2011

Rights and Obligations of the Borrower. Borrower is entitled to obtain and use the loan pursuant to the agreement. Borrower shall return the principal and interests timely. Borrower can extend the term of the loan when getting the consent of Lender pursuant to the agreement. Consent of Lender should be obtained when any of the Borrower’s guaranties or mortgages on his (her) major assets for a third party is possible to be detrimental to Borrower’s capability of repayment under the agreement. Borrower guarantee all of its statement is true and accurate *** Borrower bears the relevant fees under the agreement. Prepayment of the Loan: Lender’s consent should be obtained if Borrower is willing to prepay the loan. The interest rate of prepayment shall accord with the agreement. Liabilities of Breach of Contract: Penalty interest rate for delayed repayment: 0.5% of the non-repaid loan per day. Liquidated damages for 20% of the loan shall be imposed on the Company and the guarantor and mortgagor in case of the Company ’s breach of contract etc. Guarantee of the loan: The loan is secured by Mortgage Contract by .the the Company. Headlines of the articles omitted Dispute settlement Miscellaneous Effectiveness Mortgage and Guarantee Clause Attention Signature Page Party A (Lender): Mingyou Chen Shanghai Fuxing Pawnbroker Co., Ltd. Representative: Xxxxxxx Xx By: /seal/ Shanghai Fuxing Pawnbroker Co., Ltd. /s/ Mingyou Chen Xxxxxxx Xx Date: February 2127, 2011 Party B (Borrower): The Fifth Season General Merchandise Investment Management Co., Ltd. Representative: Lide Zhu By: /seal/ the Fifth Season General Merchandise Investment Management Co., Ltd. /s/ Lide Zhu Date: February 2127, 2011

Rights and Obligations of the Borrower. Borrower is entitled to obtain and use the loan pursuant to the agreement. Borrower shall return the principal and interests timely. Borrower can extend the term of the loan when getting the consent of Lender pursuant to the agreement. Consent of Lender should be obtained when any of the Borrower’s guaranties or mortgages on his (her) major assets for a third party is possible to be detrimental to Borrower’s capability of repayment under the agreement. Borrower guarantee all of its statement is true and accurate Borrower bears the relevant fees under the agreement. Prepayment of the Loan: Lender’s consent should be obtained if Borrower is willing to prepay the loan. The interest rate of prepayment shall accord with the agreement. Liabilities of Breach of Contract: Penalty interest rate for delayed repayment: 0.50.3% of the non-repaid loan per dayday and relevant fees. Liquidated damages for 20% of the loan shall be imposed on the Company and the guarantor and mortgagor in case of the Company Company’s breach of contract etc. Guarantee of the loan: The loan is secured by Mortgage Contract by .the CompanyCompany with Contract No. 310-30-L-6. Headlines of the articles omitted Dispute settlement Miscellaneous Effectiveness Mortgage and Guarantee Clause Attention Signature Page Party A (Lender): Mingyou Chen Shanghai Shencai Pawnbroker Co., Ltd. Representative: Xingjing Qi By: /seal/ Shanghai Shencai Pawnbroker Co., Ltd. /s/ Mingyou Chen Xingjing Qi Date: February 21, 2011 Party B (Borrower): The Fifth Season General Merchandise Investment Management Co., Ltd. Representative: Lide Zhu By: /seal/ the Fifth Season General Merchandise Investment Management Co., Ltd. /s/ Lide Zhu Date: February 21, 2011