Common use of Rights and Obligations of the Lender Clause in Contracts

Rights and Obligations of the Lender. 2.1 The Lender has the right to recover or withdraw in advance the loan principal, interest, compound interest, penalty interest and other claims in accordance with this Agreement and the relevant loan ownership agreement. 2.2 The Lender shall have the right to know the borrower’s production and operation, financial activities, material inventory and loan use, check the use and management of collateral at any time, require the borrower to provide true and complete financial statements and other documents, materials and information on a monthly basis, and shall have the right to use the Bank’s credit investigation system or other institutions and systems in accordance with relevant regulations. Query, print, save, and use the borrower’s basic information and credit report. 2.3 During the term of this Agreement, if any of the following occurs to the Borrower or its affiliates or actual controller, the Lender shall have the right to hold that all the credit granted by the Borrower to the Lender, including but not limited to loan, discount, acceptance of bank acceptance, international trade financing, bank guarantee, etc., are due in advance. And has the right to (1) terminate the relevant agreements and agreements signed with the Borrower in advance, including but not limited to this Agreement； (2) stop the issuance of new loans, declare the loans under this Agreement to expire in advance, and recover all loan principal, interest and fees in advance； (3) Directly deduct the corresponding amount from any account of the Borrower to repay the principal, interest and fees of the loan and notify the borrower； (4) Other security measures that require additional approval by the lender； (5) bring a suit to the people’s court, and take such measures as sealing up, freezing and withholding of assets； (6) Other asset preservation ▇▇▇▇▇▇▇▇.▇▇ the same time, all branches of Bank of Ningbo also enjoy the above rights to the borrower. (1) The borrower has ceased production, closed down its business, been dissolved, been taken over, cancelled its registration, may be sued for bankruptcy, has been shut down for whole collection, has had its business license revoked or has been revoked； (2) The Borrower conceals material facts related to the conclusion of this Agreement or provides false information, circumstances, statements or information containing false information: or provides false statements, vouchers, documents and other materials to the Lender during the term of this Agreement； (3) The borrower fails to repay the principal and interest of the loan in accordance with this Agreement and the corresponding promissory note (including the situation where the loan is due early or has been repaid after the loan is overdue； (4) The borrower fails to use the loan in accordance with the purposes agreed in this Agreement and the corresponding loan promissory notes； (5) The Borrower fails to perform the obligations agreed with the lender or a third party or the obligations prescribed by laws and regulations； (6) Disposal (including but not limited to gift, transfer, assignment or sale at a low price) of any asset by the Borrower prior to the repayment of the Lender’s debt which may or has affected its ability to repay the Lender； (7) The Borrower’s credit status declines, its business activities become difficult, its financial status deteriorates, or it breaks the constraints of the financial indicators set by the Lender or agreed by the parties； (8) The borrower fails to pay the loan funds in the agreed manner； (9) The borrower is involved in economic disputes or lawsuits, or any of its assets are sealed up, frozen or deducted by other preservation measures； (10) The borrower is prosecuted, fined or fined for suspected illegal crimes, or the legal representative or main responsible person of the borrower is detained, arrested, taken coercive measures, prosecuted, sentenced or fined or fined for suspected crimes； (11) The Borrower fails to perform any of its obligations under this Agreement and the corresponding loan note or breaches any terms and commitments under this Agreement and the corresponding loan note； (12) The security agreement under this Agreement is invalid, the guarantor’s guarantee ability is reduced, the value of the secured property is decreased, and the secured property is sealed, frozen or deducted by security measures which affect the security of the creditor’s rights under this Agreement； (13) The guarantor violates the guarantee agreement； (14) Events listed in Item (1), (5), (7), (9) and (10) of this paragraph occur to the related party or the actual controller of the Borrower or other changes that are not conducive to the realization of the creditor’s right of the Lender, and the Borrower fails to provide another guarantee approved by the lender as required by the Lender, (For the definition of related party, see Accounting Standard for Business Enterprises No. 36 -- Related Party Disclosure and its revised version.) For the definition of actual controller, see Company Law of the People’s Republic of China and its revised version. (15) Other than the above events, any other events which, in the judgment of the Lender, adversely affect the Borrower’s performance of the repayment obligations hereunder.The Lender has complete and independent discretion as to whether such circumstances occur. 2.4 In the process of loan payment, if the Lender, in its independent judgment, considers that the Borrower has one or more of the following circumstances, the Lender has the right to (1) change the loan payment method from autonomous payment to entrusted payment (including partial entrusted payment)；(2) to stop the issuance and payment of loan funds；(3) Negotiate with the borrower the terms of issuance and payment of supplementary loans. (1) Declining credit status of the borrower； (2) The borrower’s main business profitability is not strong； (3) Abnormal use of loan funds by the borrower； 2.5 Where the Borrower fails to repay the loan principal, interest, compound interest, penalty interest and other debts due (including those due in advance) as agreed, the Lender shall have the right to deduct the corresponding amount from all the accounts opened by the Borrower in Bank of Ningbo Co., Ltd. and any of its branches for cancellation and notify the Borrower.If the lender withdraws all the time deposits due at the end of the term of the borrower in advance, the interest shall be calculated according to the interest rate of the live deposit announced on the date of withdrawal. If the part of the time deposit needs to be withdrawn in advance, the interest shall be calculated according to the interest rate of the current deposit announced on the date of withdrawal, and the interest shall be calculated according to the interest rate of the time deposit on the date of opening of the account when the remaining part matures.The borrower shall bear the interest loss arising from the deduction.The Borrower hereby authorizes the Lender not to expunge such amount at any time.

Rights and Obligations of the Lender. 2.1 3.1 The Lender lender has the right to recover or withdraw in advance prematurely recall the loan principal, interest, compound interest, penalty interest interest, and other claims debts as stipulated in accordance with this Agreement contract and the relevant loan ownership agreementreceipts. 2.2 3.2 The Lender shall have the right to know lender can understand the borrower’s production and operationoperational, financial activities, material inventory and loan use, check the use and management of collateral at any time, require the borrower to provide true and complete financial statements and other documents, materials and information on a monthly basisloans, and shall have inspect the right to use collateral’s management. The borrower must provide truthful monthly financial reports and the Bank’s credit investigation system or other institutions and systems in accordance with relevant regulations. Query, print, save, and use lender may check the borrower’s basic information and credit reportthrough relevant systems. 2.3 3.3 During the term validity period of this Agreementcontract, if any of the following occurs to the Borrower borrower or its affiliates or actual controllercontrollers encounter any of the following situations, the Lender shall have lender has the right to hold recognize that all the credit granted by the Borrower borrower to the Lenderlender, including but not limited to loanloans, discountdiscounting, bank acceptance of bank acceptancebills, international trade financing, bank guaranteeguarantees, etc., are due have expired in advance. And , and has the right to to take (1) terminate reducing or canceling the maximum loan limit stipulated in this contract; (2) Early termination of relevant agreements contracts and agreements signed with the Borrower in advanceborrower, including but not limited to this Agreement； contract; (23) stop Cease the issuance of new loans, declare the loans and ensure that all loans under this Agreement to expire in advancecontract mature early, and recover all loan principal, interest interest, and fees in advance； ; (34) Directly deduct the corresponding amount from any account of the Borrower borrower to repay the loan principal, interest interest, and fees of the loan expenses, and notify the borrower； ; (45) Other security Request additional collateral measures that require additional approval recognized by the lender； ; (56) bring File a suit to lawsuit with the people’s courtcourt and take asset preservation measures such as sealing, freezing, and take such measures as sealing up, freezing and withholding of assets； deducting; (67) Other asset preservation ▇▇▇▇▇▇▇▇.▇▇ measures. At the same time, all branches of Ningbo Bank of Ningbo also enjoy the above above-mentioned rights to over the borrower. (1) The borrower has ceased productionexperiences production suspension, closed down its businessclosure, been dissolveddissolution, been taken overtakeover, cancelled its cancellation of registration, may be sued bankruptcy filing, suspension for bankruptcyrectification, has been shut down for whole collection, has had its revocation of business license revoked or has been revoked；revocation; (2) The Borrower borrower conceals material important facts related to the conclusion of this Agreement contract or provides false information, circumstancessituations, statements or statements, or the information containing provided contains false information: or provides ; Or providing false statements, vouchers, documents documents, and other materials to the Lender lender during the term validity period of this Agreement；contract; (3) The If the borrower fails to repay the loan principal and interest of the loan in accordance with this Agreement contract and the corresponding promissory note loan receipt (including the situation early maturity by ▇▇▇▇, including situations where the loan is due early or has already been repaid after the loan is overdue；); (4) The If the borrower fails to use the loan in accordance with for the purposes agreed purpose specified in this Agreement contract and the corresponding loan promissory notes；receipt, the loan funds shall be used for fixed asset, equity and other investments, the loan funds shall be used for areas and purposes prohibited by the state for production and operation, and the credit funds shall be transferred or used to purchase other financial products for arbitrage; (5) The Borrower borrower fails to perform fulfill the obligations agreed upon with the lender or a third party or the obligations prescribed stipulated by laws and regulations；; (6) Disposal (including but not limited to giftgifting, transfertransferring, assignment transferring, or sale selling at a low price) of any asset assets by the Borrower prior to borrower before repaying the repayment of the Lenderlender’s debt debt, which may or has already affected its ability to repay the Lender；lender’s debt; (7) The Borrowerborrower’s credit status declineshas declined, its their business activities become difficulthave encountered difficulties, its their financial status deterioratescondition has deteriorated, or it breaks the constraints of they have exceeded the financial indicators set by the Lender lender or agreed upon by the both parties；; (8) The borrower fails to pay make the loan funds payment in accordance with the agreed manner；method; (9) The borrower is involved in economic disputes or lawsuitslitigation, or any of its assets are sealed upsubject to preservation measures such as sealing, frozen freezing, or deducted by other preservation measures；deduction; (10) The If the borrower is prosecuted, fined or fined for suspected illegal crimesactivities, or if the borrower’s legal representative or main responsible person of the borrower in charge is detained, arrested, taken coercive subject to compulsory measures, prosecuted, sentenced or fined or fined for suspected crimes；illegal activities; (11) The Borrower borrower fails to perform fulfill any of its obligations under obligation stipulated in this Agreement contract and the corresponding loan note receipt, or breaches violates any terms and commitments under stipulated in this Agreement contract and the corresponding loan note；receipt; (12) The security agreement If the guarantee contract under this Agreement is contract becomes invalid, the guarantor’s guarantee ability is reduceddecreases, the value of the secured property collateral decreases, or the collateral is decreasedsubject to preservation measures such as sealing, and the secured property is sealedfreezing, frozen or deducted by security measures deduction, which affect the security of the creditor’s rights under this Agreement；contract; (13) The guarantor violates the provisions of the guarantee agreement；contract; (14) Events The borrower’s affiliated parties or actual controllers have experienced the events listed in Item items (1), (5), (7), (9) ), and (10) of this paragraph occur to the related party or the actual controller of the Borrower or clause, as well as other changes that are not conducive unfavorable to the realization of the lender’s creditor’s right of the Lenderrights, and the Borrower fails borrower has failed to provide another the lender’s approved guarantee approved by the lender as required by the Lender, lender; (For the The definition of related party, see parties can be found in “Enterprise Accounting Standard for Business Enterprises No. 36 -- 36- Disclosure of Related Party Disclosure Parties” and its revised version.) For ; the definition of actual controller, see controller can be found in “Company Law of the People’s Republic of China China” and its revised version.) (15) Other than Any other event that, in addition to the aforementioned events, has an adverse impact on the borrower’s repayment obligations under this contract, as determined by the lender. The lender has complete independent discretion to determine whether the above events, any other events which, in the judgment of the Lender, adversely affect the Borrower’s performance of the repayment obligations hereunder.The Lender situation has complete and independent discretion as to whether such circumstances occuroccurred. 2.4 In 3.4 During the process of loan paymentpayment process, if the Lenderlender, in its based on their independent judgment, considers believes that the Borrower borrower has one or more of the following circumstancessituations, the Lender lender has the right to adopt (1) change changing the loan payment method from autonomous self payment to entrusted payment (including partial entrusted payment)；(2payment); (2) to stop Stop the issuance disbursement and payment of loan funds；(3funds; (3) Negotiate with the borrower to supplement the terms of issuance loan disbursement and payment of supplementary loansconditions. (1) Declining The borrower’s credit status of the borrower；condition has declined; (2) The borrower’s main business profitability is not strong；has weak profitability; (3) Abnormal The borrower’s use of loan funds by is abnormal. 3.5 If the borrower； 2.5 Where the Borrower borrower fails to repay the loan principal, interest, compound interest, penalty interest and other debts due (including those due in advanceearly maturity) as agreed, the Lender shall have lender has the right to deduct the corresponding amount from all the accounts opened by the Borrower in borrower at Ningbo Bank of Ningbo Co., Ltd. and any of its branches for cancellation repayment and notify the Borrower.If borrower. When the lender withdraws deducts the borrower’s unexpired fixed deposits and needs to withdraw them all the time deposits due at the end of the term of the borrower in advance, the interest shall be calculated and paid according to the current deposit interest rate of the live deposit announced on the date of withdrawal. withdrawal date; If the part of the time deposit needs to be withdrawn in advancepartial advance withdrawal is required, the interest shall be calculated according to the interest rate of based on the current deposit interest rate announced on the date of withdrawalwithdrawal date, and the interest shall be calculated according to based on the fixed deposit interest rate on the opening date of the time fixed deposit on the date of opening of the account when the remaining part portion matures.. The interest losses incurred due to deduction shall be borne by the borrower themselves. The borrower shall bear the interest loss arising from the deduction.The Borrower hereby irrevocably authorizes the Lender not lender to expunge such deduct the above-mentioned amount at any time. 3.6 If the borrower breaches this contract, evades the supervision of the lender, conceals important facts related to this contract, or provides false information or situations, or engages in other illegal activities, the lender has the right to publicly disclose the breach information in accordance with the law, or provide relevant information to the collection agency for the purpose of collection, or announce the collection through media such as China Execution Information Disclosure Network, or notify relevant departments or units. At the same time, the borrower authorizes the lender to provide the borrower’s name, contact information, and other relevant information to the debt collection agency for the purpose of debt collection, or to announce debt collection through media such as China Execution Information Disclosure Network. The debt collection agency and media such as China Execution Information Disclosure Network have the obligation to keep the borrower’s information confidential and shall not use the borrower’s information beyond the purpose of debt collection. At the same time, the lender has the right to hold the borrower liable for breach of contract in accordance with laws, regulations, and the provisions of this contract. 3.7 The lender has the right to participate in the borrower’s large-scale financing, asset sales, mergers, divisions, shareholding reform, bankruptcy liquidation and other activities. 3.8 The borrower and the ▇▇▇▇▇▇▇ shall complete legal procedures such as mortgage registration and property insurance in accordance with the lender’s requirements, and the guarantee and insurance shall remain valid. The lender has the right to request to become the first priority claimant for insurance benefits and obtain copies of relevant insurance contracts or insurance documents. Otherwise, the lender has the right to refuse to provide the loan under this contract. 3.9 The lender has the right to require the borrower to promptly reconcile the loan. 3.10 On the premise that the borrower and guarantor fulfill the obligations stipulated in this contract and the guarantee contract, the lender shall issue the loan to the borrower in accordance with the provisions of this contract and the corresponding loan receipt. The lender has the right to entrust the head office and other branches of Ningbo Bank, any payment agent or agent bank of Ningbo Bank to issue loans to the borrower in accordance with the provisions of this contract. The borrower has no objection to this and promises that the performance of the head office and other branches, payment agent or agent bank of Ningbo Bank shall be deemed as the performance of the lender. All payment obligations under this contract shall be fulfilled by the borrower to the lender, and all rights shall be enjoyed by the lender. If the borrower defaults, the lender has the right to directly claim the creditor’s rights from the borrower. 3.11 If the guarantor of the loan under this contract experiences any event that poses a threat to its normal operation or has a significant adverse impact on its ability to guarantee its debts under this contract, including but not limited to production suspension, business closure, cancellation of registration, revocation of business license, bankruptcy, difficulties in business activities, deterioration of financial condition, legal representative or main person in charge suspected of engaging in illegal activities, involving litigation activities or major economic disputes, property being sealed, frozen or deducted, or if the value of the collateral, pledged property, pledged rights as collateral for the loan under this contract is reduced and asset preservation measures such as sealing, freezing or deduction are taken, and the borrower fails to provide the required guarantee as required by the lender, The lender also has the right to take all measures stipulated in Article 3.3 of this contract. 3.12 If there is any mortgage guarantee for the creditor’s rights under this contract, if the relevant mortgage certificate fails to complete the relevant certificate and mortgage registration procedures as required by the lender before the expiration of the relevant mortgage certificate, the loan has the right to require the borrower to take remedial measures such as early deposit of full security deposit and additional guarantee.

Rights and Obligations of the Lender. 2.1 The Lender lender has the right to recover or withdraw recover in advance the loan principal, interest, compound interest, penalty interest interest, and other claims debts in accordance with this Agreement agreement and the relevant loan ownership agreementcorresponding promissory notes. 2.2 The Lender shall have lender has the right to know understand the borrower’s production and operation, financial activities, material inventory inventory, and loan useusage, check and to inspect the use and management of the collateral at any time, require . The lender requires the borrower to provide true truthful and complete financial statements and other statements, documents, materials and information on a monthly basis, and shall have has the right to use the Bank’s credit investigation system or other institutions and systems in accordance with relevant regulations. Queryquery, print, save, and use the borrower’s basic information and credit reportreports through the People’s Bank of China credit reporting system or other institutions and systems in accordance with relevant regulations. 2.3 During the term validity period of this Agreementagreement, if any of the following occurs to the Borrower borrower or its affiliates or actual controllercontrollers encounter any of the following situations, the Lender shall have lender has the right to hold that recognize all the credit granted by the Borrower credits it extends to the Lenderborrower to become due prematurely, including but not limited to loanloans, discountdiscounting, bank acceptance of bank acceptancedrafts, international trade financing, bank guaranteeguarantees, PURSUANT TO ITEM 601(b)(10)(iv) OF REGULATION S-K, THIS EXHIBIT OMITS CERTAIN INFORMATION, IDENTIFIED BY [***], THAT IS NOT MATERIAL AND THAT THE REGISTRANT TREATS AS PRIVATE OR CONFIDENTIAL. etc., are due in advance. And and has the right to : (1) terminate Rescind the relevant agreements and agreements signed with the Borrower borrower in advance, including but not limited to this Agreement； agreement; (2) stop the issuance of Stop issuing new loans, declare the loans and announce that all loans under this Agreement to agreement will expire in advanceearly, and recover all loan principal, interest interest, and fees expenses will be recovered in advance； ; (3) Directly deduct the corresponding amount from any account of the Borrower borrower to repay the loan principal, interest interest, and fees of the loan expenses, and notify the borrower； ; (4) Other security Request additional collateral measures that require additional approval recognized by the lender； ; (5) bring File a suit lawsuit to the people’s courtcourt and take asset preservation measures such as seizure, freezing, and take such measures as sealing up, freezing and withholding of assets； withholding; (6) Other asset preservation ▇▇▇▇▇▇▇▇.▇▇ measures. At the same time, all branches of Bank of Ningbo also enjoy have the above aforementioned rights to over the borrower. (1) The borrower has ceased productionbeen suspended, closed down its businessdown, been dissolved, been taken over, cancelled its registrationderegistered, may be sued declared bankrupt, suspended for bankruptcyrectification, has been shut down for whole collection, has had its business license revoked or has been revoked；revoked of business license; (2) The Borrower borrower conceals material important facts related to the conclusion of this Agreement agreement or provides false information, circumstancessituations or statements, statements or the provided information containing false information: ; or provides provide false statements, vouchers, documents and other materials to the Lender lender during the term validity period of this Agreement；agreement; (3) The If the borrower fails to repay the loan principal and interest of the loan in accordance with this Agreement agreement and the corresponding promissory note (including the situation announcement of early maturity; including situations where the loan is due early or has been repaid after the loan is going overdue；); (4) The borrower fails to use the loan in accordance with the purposes agreed in this Agreement agreement and the corresponding loan promissory notes；note; (5) The Borrower borrower fails to perform fulfill the obligations agreed upon with the lender or a third party or the obligations prescribed stipulated by laws and regulations；; (6) Disposal (including but not limited to gift, transfer, assignment assign, or sale sell at a low price) of any asset assets by the Borrower prior to borrower before repaying the repayment of the Lenderlender’s debt debt, which may or has already affected its ability to repay its debts to the Lender；lender; (7) The Borrowerborrower’s credit status declinescondition has declined, its their business activities become difficulthave encountered difficulties, its their financial status deterioratescondition has deteriorated, or it breaks the constraints of they have exceeded the financial indicators set by the Lender lender or agreed upon by the both parties；; (8) The borrower fails to pay the loan funds in the agreed manner；; (9) The borrower is involved in economic disputes or lawsuits, or any of its assets are sealed upsubject to preservation measures such as seizure, frozen freezing, or deducted by other preservation measures；withholding; PURSUANT TO ITEM 601(b)(10)(iv) OF REGULATION S-K, THIS EXHIBIT OMITS CERTAIN INFORMATION, IDENTIFIED BY [***], THAT IS NOT MATERIAL AND THAT THE REGISTRANT TREATS AS PRIVATE OR CONFIDENTIAL. (10) The If the borrower is prosecuted, fined prosecuted or fined for suspected illegal crimesactivities, or if the legal representative or main responsible person in charge of the borrower is detained, arrested, taken coercive subjected to compulsory measures, prosecuted, sentenced or fined or fined for suspected crimes；illegal activities; (11) The Borrower borrower fails to perform any of its the obligations under stipulated in this Agreement agreement and the corresponding loan note promissory note, or breaches violates any of the terms and commitments under stipulated in this Agreement agreement and the corresponding loan promissory note；; (12) The security guarantee agreement under this Agreement is agreement becomes invalid, ; the guarantor’s guarantee ability is reduced, decreases; the value of the secured property is decreasedcollateral decreases; preservation measures such as seizure, and freezing, or deduction of the secured property is sealedcollateral are adopted, frozen or deducted by security measures which affect affecting the security of the creditor’s rights under this Agreement；agreement; (13) The guarantor violates the provisions of the guarantee agreement；; (14) Events The borrower’s affiliated parties or actual controllers have experienced the events listed in Item items (1), (5), (7), (9) ), and (10) of this paragraph occur to the related party or the actual controller of the Borrower or clause, as well as other changes that are not conducive to the realization of the creditorlender’s right of the Lendercreditor rights, and the Borrower fails borrower has failed to provide another the lender’s recognized guarantee approved by the lender as required by the Lender, lender; (For the definition of related party, see parties can be found in Accounting Standard for Business Enterprises No. 36 -- - Disclosure of Related Party Disclosure Parties and its revised version.) For modified versions; the definition of actual controller, see controller can be found in the Company Law of the People’s Republic of China and its revised versionmodified versions.) (15) Other than the above events, any Any other events whichthat, in the judgment of the Lenderlender, adversely affect have an adverse impact on the Borrowerborrower’s performance of the repayment obligations hereunder.under this agreement, in addition to the aforementioned events. The Lender lender has complete and independent discretion as independence to judge whether such circumstances occurthe above situation occurs. 2.4 In During the process of loan paymentpayment process, if the Lenderlender, in based on its independent judgment, considers believes that the Borrower borrower has one or more of the following circumstancessituations, the Lender lender has the right to to: (1) change Change the loan payment method from autonomous independent payment to entrusted payment (including partial entrusted payment)；(2payment); (2) to stop Stop the issuance disbursement and payment of loan funds；(3funds; (3) Negotiate with the borrower to supplement the terms of issuance loan disbursement and payment of supplementary loansterms. (1) Declining The borrower’s credit status of the borrower；has declined; (2) The borrower’s main business profitability is not strong；; (3) Abnormal use of The borrower’s loan funds by the borrower；fund usage is abnormal. 2.5 Where If the Borrower borrower fails to repay the loan principal, interest, compound interest, penalty interest and other debts due (including those due in advanceearly maturity) as agreed, the Lender shall have lender has the right to deduct the corresponding amount from all the accounts opened by the Borrower in borrower with Bank of PURSUANT TO ITEM 601(b)(10)(iv) OF REGULATION S-K, THIS EXHIBIT OMITS CERTAIN INFORMATION, IDENTIFIED BY [***], THAT IS NOT MATERIAL AND THAT THE REGISTRANT TREATS AS PRIVATE OR CONFIDENTIAL. Ningbo Co., Ltd. and any of its branches for cancellation repayment and notify the Borrower.If borrower. When the lender withdraws all deducts the time deposits due at the end of the term of the borrower borrower’s outstanding fixed deposit and needs to withdraw it in advance, the interest shall be calculated and paid according to the demand deposit interest rate of the live deposit announced on the date of withdrawalwithdrawal date. If the part of the time deposit needs to be withdrawn in advancepartial advance withdrawal is required, the interest shall be calculated according to the interest rate of and paid based on the current deposit interest rate announced on the date of withdrawalwithdrawal date, and the while interest shall be calculated according to and paid based on the fixed deposit interest rate on the account opening date of the time deposit on remaining portion upon maturity. The interest loss incurred due to deduction shall be borne by the date of opening of the account when the remaining part matures.borrower. The borrower shall bear the interest loss arising from the deduction.The Borrower hereby irrevocably authorizes the Lender not lender to expunge such deduct the above-mentioned amount at any time. 2.6 If the borrower breaches this agreement, evades the lender’s supervision, conceals important facts related to this agreement, or provides false information and circumstances or is involved in other illegal activities, the lender has the right to provide the relevant information to the collection agency for collection purposes in accordance with the law, or notify relevant departments or authorities. The borrower irrevocably authorizes the lender to provide the relevant information such as the borrower’s name and contact information to the collection agency for the purpose of collection. The collection agency has the obligation to keep the borrower’s information confidential and shall not use the borrower’s information beyond the collection purpose. Meanwhile, the lender has the right to hold the borrower liable for breach of contract in accordance with laws, regulations, and the provisions of this agreement. 2.7 The lender has the right to participate in activities such as large-scale financing, asset sales, and bankruptcy liquidation of the borrower. 2.8 The borrower and the mortgager (▇▇▇▇▇▇▇) shall complete legal procedures such as mortgage (pledge) registration and property insurance in accordance with the lender’s requirements, and the guarantee and insurance shall remain valid. The lender has the right to request to become the first priority insurance claim holder and obtain copies of relevant insurance agreements or insurance documents. Otherwise, the lender has the right to refuse to provide the loan under this agreement. 2.9 The lender has the right to request the borrower to promptly complete the loan reconciliation work. 2.10 On the premise that the borrower and guarantor fulfill the obligations stipulated in this agreement and the guarantee agreement, the lender shall issue a loan to the borrower in accordance with the provisions of this agreement and the corresponding promissory note. The lender has the 11 / 25 2.11 Any event that poses a threat to the normal operation of the guarantor of the loan under this agreement or has a significant adverse impact on its corresponding guarantee ability for its debts under this agreement, including but not limited to production suspension, business closure, cancellation of registration, revocation of business license, bankruptcy, difficulties in business activities, deterioration of financial condition, legal representative or main person in charge suspected of engaging in illegal activities If it involves litigation activities, major economic disputes, asset preservation measures such as seizure, freezing, or deduction of assets, or if the value of collateral, pledge, or pledge rights used as collateral for loans under this agreement decreases and asset preservation measures such as seizure, freezing, or deduction are taken, and the borrower fails to provide the required collateral as requested by the lender, the lender also has the right to take all the measures stipulated in Article 2.3 of this agreement.