Common use of Rights of Certificateholders Clause in Contracts

Rights of Certificateholders. 29 Section 4.05 Collections and Allocation.................................................................30 Section 4.06 Determination of Monthly Interest for the Series 1998-4 Certificates.............................................................35 Section 4.07 Determination of Monthly Principal.........................................................37 Section 4.08 Coverage of Required Amount for the Investor Certificates......................................................................39 Section 4.09 Monthly Payments...........................................................................40 Section 4.10 Payment of Class A Certificate and Class B Certificate Interest...............................................................45 Section 4.11 [Reserved].................................................................................46 Section 4.12 Investor Charge-Offs.......................................................................46 Section 4.13 Excess Finance Charge Collections for the Series 1998-4 Certificates.............................................................48 Section 4.14 Reallocated Principal Collections for the Series 1998-4 Certificates.............................................................50

Rights of Certificateholders. 29 Section 4.05 Collections and Allocation................................................................................................30 Section 4.06 Determination of Monthly Interest for the Series 1998-4 6 Certificates........................................................................................35 Section 4.07 Determination of Monthly Principal................................................................................37 Section 4.08 Coverage of Required Amount for the Investor Certificates..........................................................................................................39 Section 4.09 Monthly Payments....................................................................................................................40 Section 4.10 Payment of Class A Certificate and Class B Certificate Interest............................................................................................45 Section 4.11 [Reserved]................................................................................................................................46 Section 4.12 Investor Charge-Offs............................................................................................................46 Section 4.13 Excess Finance Charge Collections for the Series 1998-4 6 Certificates........................................................................................48 Section 4.14 Reallocated Principal Collections for the Series 1998-4 6 Certificates........................................................................................50

Rights of Certificateholders. 29 Section 4.05 Collections and Allocation.................................................................30 ...................... 29 Section 4.06 Determination of Monthly Interest for the Series 19981997-4 7 Certificates........................................................................... 35 Section 4.07 Determination of Monthly Principal.........................................................37 .............. 38 Section 4.08 Coverage of Required Amount for the Investor Certificates................................................................................................. 39 Section 4.09 Monthly Payments...........................................................................40 ................................ 41 Section 4.10 Payment of Class A Certificate and Class B Certificate Interest...............................................................45 ................. 46 Section 4.11 [Reserved].................................................................................Reserved]...................................... 46 Section 4.12 Investor Charge-Offs................................................................................................... 46 Section 4.13 Excess Finance Charge Collections for the Series 19981997-4 7 Certificates............................................................................... 48 Section 4.14 Reallocated Principal Collections for the Series 19981997-4 7 Certificates.............................................................50.................. 51

Rights of Certificateholders. 29 30 Section 4.05 Collections and Allocation..................................................................................... 30 Section 4.06 Determination of Monthly Interest for the Series 19981997-4 10 Certificates.............................................................35 .. 36 Section 4.07 Determination of Monthly Principal.........................................................37 ............ 38 Section 4.08 Coverage of Required Amount for the Investor Certificates......................................................................39 ................. 40 Section 4.09 Monthly Payments...........................................................................40 .............................. 41 Section 4.10 Payment of Class A Certificate and Class B Certificate Interest...............................................................45 ............... 46 Section 4.11 [Reserved].................................................................................46 Reserved].................................... 47 Section 4.12 Investor Charge-Offs.......................................................................46 .......................... 47 Section 4.13 Excess Finance Charge Collections for the Series 19981997-4 10 Certificates.............................................................48 ................... 49 Section 4.14 Reallocated Principal Collections for the Series 19981997-4 10 Certificates.............................................................50................... 52 Section 4.15

Rights of Certificateholders. 29 Section 4.05 Collections and Allocation.................................................................30 ......................... 29 Section 4.06 Determination of Monthly Interest for the Series 19981997-4 9 Certificates.............................................................................. 35 Section 4.07 Determination of Monthly Principal.........................................................37 ................. 38 Section 4.08 Coverage of Required Amount for the Investor Certificates............................................................................................................. 39 Section 4.09 Monthly Payments.............................................................................................................. 40 Section 4.10 Payment of Class A Certificate and Class B Certificate Interest...............................................................45 .................... 46 Section 4.11 [Reserved].................................................................................Reserved]......................................... 46 Section 4.12 Investor Charge-Offs...................................................................................................... 46 Section 4.13 Excess Finance Charge Collections for the Series 19981997-4 9 Certificates...................................................................................... 48 Section 4.14 Reallocated Principal Collections for the Series 19981997-4 9 Certificates.............................................................50......................... 51 Section 4.15

Rights of Certificateholders. 29 Section 4.05 Collections and Allocation.................................................................30 ........................ 29 Section 4.06 Determination of Monthly Interest for the Series 19981997-4 8 Certificates............................................................................. 35 Section 4.07 Determination of Monthly Principal......................................................................... 37 Section 4.08 Coverage of Required Amount for the Investor Certificates................................................................................................... 39 Section 4.09 Monthly Payments...........................................................................40 .................................. 41 Section 4.10 Payment of Class A Certificate and Class B Certificate Interest...............................................................45 ................... 46 Section 4.11 [Reserved].................................................................................Reserved]........................................ 46 Section 4.12 Investor Charge-Offs..................................................................................................... 46 Section 4.13 Excess Finance Charge Collections for the Series 19981997-4 8 Certificates................................................................................. 48 Section 4.14 Reallocated Principal Collections for the Series 19981997-4 8 Certificates.............................................................50.................... 51

Rights of Certificateholders. 29 Section 4.05 30 SECTION 4.5 Collections and Allocation.................................................................30 Section 4.06 ; Pay- ments on Exchangeable Transferor Certificate ......................................... 31 SECTION 4.6 Determination of Monthly Interest for the Series 19981997-4 Certificates.............................................................35 Section 4.07 1 Certificates .......................... 32 SECTION 4.7 Determination of Monthly Principal.........................................................37 Section 4.08 Principal Amounts .................... 35 SECTION 4.8 Shared Principal Collections .......................... 36 SECTION 4.9 Application of Funds on Deposit in the Collection Account for the Certificates ........................................ 36 SECTION 4.10 Coverage of Required Amount for the Investor Certificates......................................................................39 Section 4.09 Monthly Payments...........................................................................40 Section 4.10 Series 1997-1 Certificates .......................... 46 SECTION 4.11 Payment of Class A Certificate and Class B Interest ....................... 47 SECTION 4.12 Payment of Certificate Interest...............................................................45 Section 4.11 [Reserved].................................................................................46 Section 4.12 Principal ...................... 47 SECTION 4.13 Investor Charge-Offs.......................................................................46 Section 4.13 Excess Finance Charge Collections for the Series 1998Offs .................................. 50 PAGE SECTION 4.14 Pre-4 Certificates.............................................................48 Section 4.14 Reallocated Principal Collections for the Series 1998-4 Certificates.............................................................50Funding Account ................................... 51

Rights of Certificateholders. 29 Section 4.05 Collections and Allocation.................................................................30 ................... 29 Section 4.06 Determination of Monthly Interest for the Series 19981997-4 3 Certificates........................................................................ 35 Section 4.07 Determination of Monthly Principal.........................................................37 ........... 38 Section 4.08 Coverage of Required Amount for the Investor Certificates.............................................................................................. 39 Section 4.09 Monthly Payments...........................................................................40 ............................. 41 Section 4.10 Payment of Class A Certificate and Class B Certificate Interest...............................................................45 .............. 46 Section 4.11 [Reserved].................................................................................Reserved]................................... 46 Section 4.12 Investor Charge-Offs................................................................................................ 46 Section 4.13 Excess Finance Charge Collections for the Series 19981997-4 3 Certificates............................................................................ 48 Section 4.14 Reallocated Principal Collections for the Series 19981997-4 3 Certificates.............................................................50............... 51

Rights of Certificateholders. 29 Section 4.05 Collections and Allocation............................................................................................... 30 Section 4.06 Determination of Monthly Interest for the Series 19981997-4 5 Certificates................................................................................... 35 Section 4.07 Determination of Monthly Principal.........................................................37 ...................... 38 Section 4.08 Coverage of Required Amount for the Investor Certificates......................................................................................................... 39 Section 4.09 Monthly Payments................................................................................................................... 40 Section 4.10 Payment of Class A Certificate and Class B Certificate Interest...............................................................45 ......................... 46 Section 4.11 [Reserved].................................................................................Reserved].............................................. 46 Section 4.12 Investor Charge-Offs........................................................................................................... 46 Section 4.13 Excess Finance Charge Collections for the Series 19981997-4 5 Certificates....................................................................................... 48 Section 4.14 Reallocated Principal Collections for the Series 19981997-4 5 Certificates.............................................................50.......................... 51

Rights of Certificateholders. 29 Section 4.05 Collections and Allocation........................................................................................ 30 Section 4.06 Determination of Monthly Interest for the Series 19981996-4 6 Certificates............................................................................ 35 Section 4.07 Determination of Monthly Principal.........................................................37 ............... 38 Section 4.08 Coverage of Required Amount for the Investor Certificates.................................................................................................. 39 Section 4.09 Monthly Payments............................................................................................................ 40 Section 4.10 Payment of Class A Certificate and Class B Certificate Interest...............................................................45 .................. 46 Section 4.11 [Reserved].................................................................................Reserved]....................................... 46 Section 4.12 Investor Charge-Offs.................................................................................................... 46 Section 4.13 Excess Finance Charge Collections for the Series 19981996-4 6 Certificates................................................................................ 48 Section 4.14 Reallocated Principal Collections for the Series 19981996-4 6 Certificates.............................................................50................... 51 Section 4.15

Rights of Certificateholders. 29 19 Section 4.05 4.5 Collections and Allocation.................................................................30 ; Payments on Exchangeable Transferor Certificate............................................................................. 20 Section 4.06 4.6 Determination of Monthly Interest for the Series 19982001-4 1 Certificates.............................................................35 .................... 21 Section 4.07 4.7 Determination of Monthly Principal.........................................................37 Principal Amounts...................................................... 23 Section 4.08 4.8 Shared Principal Collections............................................................ 26 Section 4.9 Application of Funds on Deposit in the Collection Account for the Certificates.................................................................... 26 Section 4.10 Coverage of Required Amount for the Investor Series 2001-1 Certificates......................................................................39 .......................... 34 Section 4.09 Monthly Payments...........................................................................40 Section 4.10 4.11 Payment of Class A Certificate and Class B Certificate Interest...............................................................45 Section 4.11 [Reserved].................................................................................46 ......................................................... 34 Section 4.12 Payment of Certificate Principal........................................................ 34 Section 4.13 Investor Charge-Offs.......................................................................46 Section 4.13 Excess Finance Charge Collections for the Series 1998-4 Certificates.............................................................48 Off..................................................................... 35 Section 4.14 Reallocated Principal Collections for the Series 19982001-4 1 Certificates.............................................................50.................... 36 Section 4.15

Rights of Certificateholders. 29 Section 4.05 Collections and Allocation.................................................................30 ............................. 29 Section 4.06 Determination of Monthly Interest for the Series 19981996-4 8 Certificates................................................................................................. 35 Section 4.07 Determination of Monthly Principal.............................................................................. 37 Section 4.08 Coverage of Required Amount for the Investor Certificates................................................................................................................. 39 Section 4.09 Monthly Payments.................................................................................................................. 40 Section 4.10 Payment of Class A Certificate and Class B Certificate Interest...............................................................45 ........................ 46 Section 4.11 [Reserved].................................................................................Reserved]............................................. 46 Section 4.12 Investor Charge-Offs.......................................................................................................... 46 Section 4.13 Excess Finance Charge Collections for the Series 19981996-4 8 Certificates................................................................................................. 48 Section 4.14 Reallocated Principal Collections for the Series 19981996-4 8 Certificates.............................................................50.................................... 51

Rights of Certificateholders. 29 Section 4.05 Collections and Allocation.................................................................30 ................................ 29 Section 4.06 Determination of Monthly Interest for the Series 19981997-4 2 Certificates..................................................................................... 35 Section 4.07 Determination of Monthly Principal.........................................................37 ........................ 38 Section 4.08 Coverage of Required Amount for the Investor Certificates........................................................................................................... 39 Section 4.09 Monthly Payments..................................................................................................................... 40 Section 4.10 Payment of Class A Certificate and Class B Certificate Interest...............................................................45 ........................... 46 Section 4.11 [Reserved].................................................................................Reserved]................................................ 46 Section 4.12 Investor Charge-Offs............................................................................................................. 46 Section 4.13 Excess Finance Charge Collections for the Series 19981997-4 2 Certificates......................................................................................... 48 Section 4.14 Reallocated Principal Collections for the Series 19981997-4 2 Certificates.............................................................50............................ 51