Common use of Risk Management Clause in Contracts

Risk Management. Except as required by applicable law or regulation, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except as required by pursuant to applicable law or regulation, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; , or (iiiii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except as required by applicable law or regulation, or by formal or informal agreements entered into with Regulatory Authorities, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; , (ii) fail to materially follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; , or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except as required by pursuant to applicable law or regulation, (i) implement or adopt any material change in its interest rate risk management and other risk management policies, procedures or practices; (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except pursuant to applicable law or as required by applicable law or regulationany Governmental Authority, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk; or (iv) fail to follow its existing policies or practices with respect to managing its fiduciary risks.

Risk Management. Except as required by applicable law or regulation, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; , (ii) fail to materially follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; , or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except as required by applicable law or regulation, : (i1) implement or adopt any material change in its interest rate and other risk management and hedging policies, procedures or practices; (ii2) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii3) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except as required by applicable law or regulation, : (i1) implement or adopt any material change in its interest rate and other risk management and hedging policies, procedures or practices; or (ii2) fail to follow in any material respect its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except as required by applicable law or regulation, : (i1) implement or adopt any material change in its credit risk and interest rate and other risk management and hedging policies, procedures or practices; (ii2) fail to follow its existing policies or practices with respect to managing its exposure to credit and interest rate and other risk; or (iii3) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except as required by applicable law or regulationLaw, (i) implement or adopt any material change in its credit risk and interest rate risk management and hedging policies and other risk management policies, procedures or practices; (ii) fail to follow its existing policies or practices with respect to managing its exposure to credit and interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except as required by applicable law or regulationLaw, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; (ii) fail to follow its existing policies or practices with respect to managing its exposure to credit and interest rate hedging policies and other risk; , or (iiiii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except as required by pursuant to applicable law or regulation, (i) implement or adopt any material change in its interest rate risk management and other risk management policies, procedures or practices; (ii) fail to follow in any material respect its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except pursuant to applicable law or as required by applicable law or regulationany Governmental Authority, (i) implement or adopt any material change in its interest rate and or other risk management policies, procedures or practices; , (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or , (iii) fail to use commercially reasonable means to avoid address any material increase in its aggregate exposure to interest rate risk, or (iv) fail to follow its existing policies or practices with respect to managing its fiduciary risks.

Risk Management. Except as required by applicable law or regulationregulation or guidance or at the direction of a Governmental Entity, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except as required by applicable law or regulationLaw, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; , or (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except as required by applicable law or regulation, (i) or by formal or informal agreements entered into with banking regulators, implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; (ii) , fail to materially follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; , or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except as required by pursuant to applicable law or regulation, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk; or (iv) fail to follow its existing policies or practices with respect to managing its fiduciary risks.

Risk Management. Except as required by applicable law or regulation, regulation (ia) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; , (iib) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; , or (iiic) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except as required by applicable law or regulation, (ia) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; (iib) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iiic) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except pursuant to applicable law or as required by applicable law or regulationany Governmental Authority, (i) implement or adopt any material change in its interest rate and or other risk management policies, procedures or practices; , (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or , (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk, or (iv) fail to follow its existing policies or practices with respect to managing its fiduciary risks.

Risk Management. Except as required by applicable law or regulation, (i) implement or adopt any material change in its interest rate risk management and other risk management policies, procedures or practices; (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except as required by applicable law or regulation, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other riskrisk in any material respect; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except as required provided by applicable law or regulation, : (i1) implement or adopt any material change in its interest rate and other risk management and hedging policies, procedures or practices; (ii2) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii3) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except as required by applicable law or regulation, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially commer cially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except as required by applicable law or regulation, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate and other risk.

Risk Management. Except as required by applicable law or regulation, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; , (ii) fail to follow its existing policies or practices in any material way with respect to managing its exposure to interest rate and other risk; risk or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk or other risk.

Risk Management. Except as required by applicable law any directive issued by any Regulatory Authority or regulationformal or informal agreements entered into with Regulatory Authorities, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; , (ii) fail to materially follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; , or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except pursuant to applicable law or as required by applicable law or regulationany Governmental Authority, (i) implement or adopt any material change in its interest rate and or other risk management policies, procedures or practices; , (ii) fail to follow in any material respect its existing policies or practices with respect to managing its exposure to interest rate and other risk; or , (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk, or (iv) fail to follow in any material respect its existing policies or practices with respect to managing its fiduciary risks.

Risk Management. Except as required by applicable law or regulation, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; , (ii) fail to follow its existing policies or practices in any material way with respect to managing its exposure to interest rate and other risk; risk or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate and other risk.

Risk Management. Except as required by applicable law or regulationregulation or as contemplated by Bingxxx'x xxxr 2000 budget, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except as required by applicable law or regulation, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.. (n)

Risk Management. Except as required by pursuant to applicable law or regulationregulation or by the FDIC or other Regulatory Authority, (i) implement or adopt any material change in its interest rate risk management and other risk management policies, procedures or practices; (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk and other risk.

Risk Management. Except pursuant to applicable Law or regulation or as required by applicable law the Banking Department or regulationother Regulatory Authority under the Granite Regulatory Orders, (i) implement or adopt any material change in its interest rate risk management and other risk management policies, procedures or practices; (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk and other risk.;

Risk Management. Except as required by pursuant to applicable law or regulation, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except pursuant to applicable Law or as required by applicable law or regulationRegulatory Authority, (i) implement or adopt any material change in its interest rate risk management and other risk management policies, procedures or practices; or (ii) fail to follow in all material respects its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except pursuant to applicable Law or as required by applicable law any Governmental Authority or regulationRegulatory Authority, (i) implement or adopt any material change in its credit risk and interest rate risk management and other risk management policies, procedures or practices; (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk and other risk.

Risk Management. Except pursuant to applicable Law or as required by applicable law or regulationany Regulatory Authority, (i) implement or adopt any material change in its interest rate risk management and other risk management policies, procedures or practices; or (ii) fail to follow in all material respects its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except as required by applicable law or as contemplated by the Bank's existing strategic plan and year 2000 budget, regulation, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except as required by applicable law or regulation, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices, including, but not limited to implementation of any leverage strategies; (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except as required by applicable law Law or regulationregulation or the Regulatory Authorities, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; , (ii) fail to follow the Company’s or its applicable Subsidiary’s existing policies or practices with respect to managing its exposure to interest rate and other risk; risk or (iii) fail to use commercially reasonable means efforts to avoid any material increase in its the Company’s aggregate exposure to interest rate risk.

Risk Management. Except pursuant to applicable law or as required by applicable law or regulationany Governmental Authority, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; (ii) fail to follow in any material respect its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk; or (iv) fail to follow in any material respect its existing policies or practices with respect to managing its fiduciary risks.

Risk Management. Except as required by pursuant to applicable law or regulation, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; (iiI) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; , or (iiiii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except as required by applicable law or regulation, (i) implement Implement or adopt any material change in its interest rate and or other risk management policies, procedures or practices; (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk or other risk; or (iv) fail to follow its existing policies or practices with respect to managing its fiduciary risks.

Risk Management. Except as required by applicable law or regulation, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.. (o)

Risk Management. Except as required by applicable law formal or regulationinformal agreements entered into with Regulatory Authorities, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; , (ii) fail to materially follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; , or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except as required by applicable law or regulation, --------------- (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other riskrisk in any material respect; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except as required by applicable law or regulation, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practicespractices which would materially increase its aggregate exposure to interest rate risk; (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except as required by applicable law or regulation, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means recommended by Zions, to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except pursuant to applicable law or as required by applicable law or regulationany Governmental Authority, (i) implement or adopt any material change in its interest rate and or other risk management policies, procedures or practices; , (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or , (iii) fail to use commercially reasonable means to avoid address any material increase in its aggregate exposure to interest rate risk., or (iv) fail to follow its existing policies or practices with respect to managing its fiduciary risks. (n)

Risk Management. Except as required by applicable law or regulationregulation or the OCC, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; practices or (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except pursuant to applicable Law or as required by applicable law or regulationany Governmental Authority, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk; or (iv) fail to follow its existing policies or practices with respect to managing its fiduciary risks.

Risk Management. Except as required by applicable law or regulation, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures proce dures or practices; (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except as required by applicable law or regulationLaw, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; , (ii) fail to follow any of its existing policies or practices with respect to managing its exposure to interest rate and other risk; risks or (iii) fail to use commercially reasonable means efforts to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except pursuant to applicable law or regulation or as required by applicable law or regulationany Regulatory Authority, (i) implement or adopt any material change in its interest rate risk management and other risk management policies, procedures or practices; (ii) materially fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk and other risk.

Risk Management. Except as required by applicable law or regulation, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; (ii) fail to follow in any material respect its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except as required by applicable law or regulationLaw, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; , (ii) fail to follow any of its existing policies or practices with respect to managing its exposure to interest rate and other riskrisks; or (iii) fail to use commercially reasonable means efforts to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except as required by applicable law law, regulation or regulationwritten regulatory order, (i1) implement or adopt any material change in its interest rate risk management, risk management of financial derivatives, model risk management and hedging and other risk management policies, procedures or practices; practices or (ii2) fail to follow in any material respect its existing policies policies, procedures or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except as required by applicable law or regulation, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; , (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; , or (iii) fail to use commercially reasonable means recommended by Acquiror, to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except pursuant to applicable law or regulation or as required by applicable law the Banking Department or regulationother Regulatory Authority, (i) implement or adopt any material change in its interest rate risk management and other risk management policies, procedures or practices; (ii) materially fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk and other risk.

Risk Management. Except pursuant to applicable law or as required by applicable law or regulationany Governmental Authority, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk or other risk; or (iv) fail to follow its existing policies or practices with respect to managing its fiduciary risks.

Risk Management. Except as required by pursuant to applicable law or regulationregulation or by order of any relevant Regulatory Authority, (i) implement or adopt any material change in its interest rate risk management and other risk management policies, procedures or practices; (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk and other risk.

Risk Management. Except as required by pursuant to applicable law law, rule or regulationregulation or Governmental Authority or Regulatory Authority, (iA) implement or adopt any material change in its credit risk and interest rate risk management and other risk management policies, procedures or practices; (iiB) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iiiC) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk and other risk.

Risk Management. Except as required by applicable law or regulation, (i) implement or adopt any material change in its credit risk and interest rate and other risk management and hedging policies, procedures or practices; , (ii) fail to follow follow, in all material respects, its existing policies or practices with respect to managing its exposure to credit and interest rate and other risk; risk or (iii) fail to use commercially reasonable means in accordance with past practices to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except pursuant to applicable law or as required by applicable law or regulationany Governmental Authority, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; (ii) materially fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk; or (iv) materially fail to follow its existing policies or practices with respect to managing its fiduciary risks.

Risk Management. Except as required by applicable law or regulationLaw, (i) implement fail to follow its existing policies or adopt any material change in practices with respect to managing its exposure to credit and interest rate hedging policies and other risk management policiesrisk, procedures or practices; (ii) fail to follow its existing policies or practices with respect to managing its exposure to credit and interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk...

Risk Management. Except as required by pursuant to applicable law or regulation, (i) implement or adopt any material change in its interest rate risk management and other risk management policies, procedures or practices; (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk and other risk.

Risk Management. Except as required by applicable law or regulationregulation or guidance at the direction of a Governmental Entity in any material respect, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except as required by applicable law or regulation, (ia) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; (iib) fail to follow in any material respect its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iiic) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except as required by applicable law or regulation, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; , or (ii) fail to materially follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except as required by applicable law or regulationLaw, (i) implement or adopt any material change in its credit risk and interest rate risk management and hedging policies and other risk management policies, procedures or practices; , (ii) fail to follow its existing policies or practices with respect to managing its exposure to credit and interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except as required by applicable law or regulationregulation or in accordance with the guidance of any Governmental Entity, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; or (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except as required by applicable law or regulation, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; or (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except as required by applicable law or regulation, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; or (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means in accordance with its past practices to avoid limit any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except as required by pursuant to applicable law or regulationregulation or Governmental or Regulatory Authority or as Previously Disclosed, (i) implement or adopt any material change in its interest rate risk management and other risk management policies, procedures or practices; (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk and other risk.

Risk Management. Except as required by applicable law or regulation, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; or (ii) fail to follow in any material respect its existing policies or practices with respect to managing its exposure to interest rate and other risk; . Nothing contained herein shall prevent or impact the Company’s ability to adjust interest rates paid or received to market conditions or to minimize asset quality risk. (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.v)

Risk Management. Except as required by applicable law or regulation, : (i1) implement or adopt any material change in its credit risk and interest rate and other risk management and hedging policies, procedures or practices; (ii2) fail to follow its existing policies or practices with respect to managing its exposure to credit and interest rate and other risk; or (iii3) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to credit and interest rate risk.

Risk Management. Except as required by applicable law or regulation, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or 37 practices; (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except as required by applicable law or regulation, or by formal or informal agreements entered into with Regulatory Authorities, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; , or (ii) fail to materially follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.

Risk Management. Except pursuant to applicable law or regulation or as required by applicable law or regulationany Governmental Authority, (i) implement or adopt any material change in its interest rate and or other risk management policies, procedures or practices; , (ii) fail in any material respect to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; , or (iii) fail to use commercially reasonable means to avoid address any material increase in its aggregate exposure to interest rate risk, or (iv) fail in any material respect to follow its existing policies or practices with respect to managing its fiduciary risks.

Risk Management. Except as required by applicable law Law or regulationregulation or the Regulatory Authorities, with respect to its business generally (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practices; , (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk.to

Risk Management. Except pursuant to applicable law or as required by applicable law or regulationany Governmental Authority, (i) implement or adopt any material change in its interest rate and other risk management policies, procedures or practicespractices except as Previously Disclosed; (ii) fail to follow its existing policies or practices with respect to managing its exposure to interest rate and other risk; or (iii) fail to use commercially reasonable means to avoid any material increase in its aggregate exposure to interest rate risk; or (iv) fail to follow its existing policies or practices with respect to managing its fiduciary risks.