Common use of Risk of Investment Clause in Contracts

Risk of Investment. By signing this Award Agreement, you recognize that your participation in the 1999 MEP is a speculative investment in that the success or failure of your investment depends on the market value of the Company's Common Stock over a several year period. You further recognize that all or a portion of your investment (i.e., your Waiver Amount) may be lost. You also acknowledge that you were given the opportunity to consult with your personal advisor(s) regarding the 1999 MEP.

Risk of Investment. By signing this Award Agreement, you recognize that your participation in the 1999 1994 MEP is a speculative investment in that the success or failure of your investment depends on the market value of the Company's Common Stock over a several year period. You further recognize that all or a portion of your investment (i.e., your Waiver Amountsalary and bonus waiver) may be lost. You also acknowledge that you were given the opportunity to consult with your personal advisor(s) regarding the 1999 1994 MEP.

Risk of Investment. By signing this Award Agreement, you recognize that your participation in the 1999 1997 MEP is a speculative investment in that the success or failure of your investment depends on the market value of the Company's Common Stock over a several year period. You further recognize that all or a portion of your investment (i.e., your Waiver Amountsalary and bonus waiver) may be lost. You also acknowledge that you were given the opportunity to consult with your personal advisor(s) regarding the 1999 MEP.4

Risk of Investment. By signing this Award Agreement, you recognize that your participation in the 1999 1997 MEP is a speculative investment in that the success or failure of your investment depends on the market value of the Company's Common Stock over a several year period. You further recognize that all or a portion of your investment (i.e., your Waiver Amountsalary and bonus waiver) may be lost. You also acknowledge that you were given the opportunity to consult with your personal advisor(s) regarding the 1999 1997 MEP.