Common use of Security and Privacy Clause in Contracts

Security and Privacy. 1. To protect your privacy and information about your Kasih AP Gold Account and access to your account, when you open a Kasih AP Gold Account, you must create a Password. Unless you enter the correct Password upon logging in to your Kasih AP Gold Account, we are unable to take your instructions regarding your Kasih AP Gold Account. You are responsible for, and give us your authorization to carry out, all instructions given to us online where and when your correct Password is entered to access your Kasih AP Gold Account. Kasih AP Gold will not be liable to you for any loss or claim arising out of our relying on oral or electronic instructions provided to us using your Password. 2. You accept that it is your responsibility to keep your Password confidential. You alone are responsible for your Password security. When you give us instructions by cellular phone, email, or other non- secure methods, including instructions sent through the Mobile App, we cannot guarantee confidentiality because third parties can intercept those methods of communication. If you suspect that any other person has become aware of your Password, you must immediately notify us in writing by email or via the Kasih AP Gold Application customer service chat and you agree to cooperate with us in any subsequent investigation. Until you notify us, you will be liable for all transactions that are made using your Password. In addition to Passwords, you may be required to adopt other security measures that we make available to protect the security of your information. 3. You must exercise safe security practices when accessing and conducting electronic transactions. This includes signing out and closing any online electronic transaction services once all transactions have been completed regardless of your method of accessing the Kasih AP Gold Platform. You must also maintain any security measures that we recommend relating to requirements for encryption technology, virus scanning, software, firewall systems, anti-spyware software, cybersecurity measures and similar safeguards to maintain security for all electronic transaction activities. 4. Kasih AP Gold does not store Passwords on the backend, only on the user’s phone; consequently only one device can be used by a user for one account at any point in time. 5. Every network communication with Kasih AP Gold servers is secured by the Transport Layer Security (TLS) protocol. 6. Kasih AP Gold maintains the master copy of ownership records. Records relating to you and your Kasih AP Gold Account will only be modified upon the execution of your valid instructions, in accordance with the terms of this Agreement. 7. On a regular and frequent basis, but no more frequently than daily, Kasih AP Gold will publish reconciled and anonymized customer-by- customer records of ownership of all the bullion in the vaults held by customers to both internal and independent external sources.

Security and Privacy. 112.1. To protect your privacy and information about your Kasih AP Xxxx Gold Account and access to your account, when you open a Kasih AP Xxxx Gold Account, you must create a Password. Unless you enter the correct Password upon logging in to your Kasih AP Xxxx Gold Account, we are unable to take your instructions regarding your Kasih AP Xxxx Gold Account. You are responsible for, and give us your authorization to carry out, all instructions given to us online where and when your correct Password is entered to access your Kasih AP Xxxx Gold Account. Kasih AP Xxxx Gold will not be liable to you for any loss or claim arising out of our relying on oral or electronic instructions provided to us using your Password. 212.2. You accept that it is your responsibility to keep your Password confidential. You alone are responsible for your Password security. When you give us instructions by cellular phone, email, or other non- secure methods, including instructions sent through the Mobile App, we cannot guarantee confidentiality because third parties can intercept those methods of communication. If you suspect that any other person has become aware of your Password, you must immediately notify us in writing by email or via the Kasih AP Xxxx Gold Application customer service chat and you agree to cooperate with us in any subsequent investigation. Until you notify us, you will be liable for all transactions that are made using your Password. In addition to Passwords, you may be required to adopt other security measures that we make available to protect the security of your information. 312.3. You must exercise safe security practices when accessing and conducting electronic transactions. This includes signing out and closing any online electronic transaction services once all transactions have been completed regardless of your method of accessing the Kasih AP Xxxx Gold Platform. You must also maintain any security measures that we recommend relating to requirements for encryption technology, virus scanning, software, firewall systems, anti-spyware software, cybersecurity measures and similar safeguards to maintain security for all electronic transaction activities. 4. Kasih AP Gold does not store Passwords on the backend, only on the user’s phone; consequently only one device can be used by a user for one account at any point in time. 512.4. Every network communication with Kasih AP Gold Xxxx Xxxx servers is secured by the Transport Layer Security (TLS) protocol. 612.5. Kasih AP Gold Xxxx Xxxx maintains the master copy of ownership records. Records relating to you and your Kasih AP Xxxx Gold Account will only be modified upon the execution of your valid instructions, in accordance with the terms of this Agreement. 7. On a regular and frequent basis, but no more frequently than daily, Kasih AP Gold will publish reconciled and anonymized customer-by- customer records of ownership of all the bullion in the vaults held by customers to both internal and independent external sources.

Security and Privacy. 1. 5.1 To protect your privacy and information about your Kasih AP Gold GOLDX Account and access to your account, when you open a Kasih AP Gold GOLDX Account, you must create a PasswordPassword and a PIN code. Unless you enter the correct Password PIN code upon logging in to your Kasih AP Gold GOLDX Account, we are unable to take your instructions regarding your Kasih AP Gold GOLDX Account. Every new signing in from different device will require you to re set your PIN code. You are responsible for, and give us your authorization to carry out, all instructions given to us online where and when your correct Password and/or PIN code is entered to access your Kasih AP Gold GOLDX Account. Kasih AP Gold GOLDX will not be liable to you for any loss or claim arising out of our relying on oral or electronic instructions provided to us using your PasswordPassword and/or PIN code. 2. 5.2 You accept that it is your responsibility to keep your Password and PIN code confidential. You alone are responsible for your Password and PIN code security. When you give us instructions by cellular phone, email, or other non- non-secure methods, including instructions sent through the Mobile App, we cannot guarantee confidentiality because third parties can intercept those methods of communication. If you suspect that any other person has become aware of your PasswordPassword or PIN code, you must immediately notify us in writing by email or via the Kasih AP Gold GOLDX Application customer service chat and you agree to cooperate with us in any subsequent investigation. Until you notify us, you will be liable for all transactions that are made using your PasswordPassword and/or PIN code. In addition to PasswordsPasswords and PIN code, you may be required to adopt other security measures that we make available to protect the security of your information. 3. 5.3 You must exercise safe security practices when accessing and conducting electronic transactions. This includes signing out and closing any online electronic transaction services once all transactions have been completed regardless of your method of accessing the Kasih AP Gold GOLDX Platform. You must also maintain any security measures that we recommend relating to requirements for encryption technology, virus scanning, software, firewall systems, anti-spyware software, cybersecurity measures and similar safeguards to maintain security for all electronic transaction activities. 4. Kasih AP Gold does not store Passwords on the backend, only on the user’s phone; consequently only one device can be used by a user for one account at any point in time. 5. 5.4 Every network communication with Kasih AP Gold GOLDX servers is secured by the Transport Layer Security (TLS) protocol. 6. Kasih AP Gold 5.5 GOLDX maintains the master copy of ownership records. Records relating to you and your Kasih AP Gold GOLDX Account will only be modified upon the execution of your valid instructions, in accordance with the terms of this Agreement. 7. 5.6 On a regular and frequent basis, but no more frequently than daily, Kasih AP Gold GOLDX will publish reconciled and anonymized customer-by- by-customer records of ownership of all the bullion in the vaults held by customers to both internal and independent external sources. 5.7 GOLDX ensures that at least two widely separated data storage sites receive duplicates of the full GOLDX database.

Security and Privacy. 1. To protect your privacy and information about your Kasih AP Gold Kasihgold Account and access to your account, when you open a Kasih AP Gold Kasihgold Account, you must create a Password. Unless you enter the correct Password upon logging in to your Kasih AP Gold AccountKasihgoldAccount, we are unable to unableto take your instructions regarding your Kasih AP Gold AccountKasihgoldAccount. You are responsible for, and give us your authorization to carry out, all instructions given to us online where and when your correct Password is entered to access your Kasih AP Gold Kasihgold Account. Kasih AP Gold Kasihgold will not be notbe liable to you for any loss or claim arising out of our relying on oral or electronic orelectronic instructions provided to us using your Password. 2. You accept that it is your responsibility to keep your Password confidential. You alone are responsible for your Password security. When you give us instructions by cellular phone, email, or other non- secure methods, including instructions sent through the Mobile App, we cannot guarantee confidentiality because third parties can intercept those methods of communication. If you suspect that any other person has become aware of your Password, you must immediately notify us in writing by email or via the Kasih AP Gold Kasihgold Application customer service chat servicechat and you agree to cooperate with us in any subsequent investigation. Until you notify us, you will be liable for all transactions that transactionsthat are made using your Password. In addition to Passwords, you may be required to adopt other security measures that we make available to protect toprotect the security of your information. 3. You must exercise safe security practices when accessing and conducting electronic transactions. This includes signing out and closing any online electronic transaction services once all transactions have been completed regardless of your method of accessing the Kasih AP Gold Kasihgold Platform. You must also maintain any security measures that we recommend werecommend relating to requirements for encryption technology, virus scanning, software, firewall systems, anti-spyware software, cybersecurity measures and similar safeguards to maintain security for all electronic transaction activities. 4. Kasih AP Gold Kasihgold does not store Passwords on the backend, only on the user’s phone; consequently only one device can be used by a user for one account at any point in time. 5. Every network communication with Kasih AP Gold Kasihgold servers is secured by the bythe Transport Layer Security (TLS) protocol. 6. Kasih AP Gold Kasihgold maintains the master copy of ownership records. Records relating to you and your Kasih AP Gold Kasihgold Account will only be modified upon modifiedupon the execution of your valid instructions, in accordance with the terms theterms of this Agreement. 7. On a regular and frequent basis, but no more frequently than daily, Kasih AP Gold Kasihgold will publish reconciled and anonymized customer-by- customer records of ownership of all the bullion in the vaults held by customers to both internal and independent external sources.

Security and Privacy. 1. To protect your privacy and information about your Kasih AP Gold Account Wallet and access to your account, when you open a Kasih AP Gold AccountWallet, you must create a Password. Unless you enter the correct Password upon logging in to your Kasih AP Gold AccountWallet, we are unable to take your instructions regarding your Kasih AP Gold AccountWallet. You are responsible for, and give us your authorization to carry out, all instructions given to us online where and when your correct Password is entered to access your Kasih AP Gold AccountWallet. Kasih AP Gold will not be liable to you for any loss or claim arising out of our relying on oral or electronic instructions provided to us using your Password. 2. You accept that it is your responsibility to keep your Password confidential. You alone are responsible for your Password security. When you give us instructions by cellular phone, email, or other non- secure methods, including instructions sent through the Mobile App, we cannot guarantee confidentiality because third parties can intercept those methods of communication. If you suspect that any other person has become aware of your Password, you must immediately notify us in writing by email or via the Kasih AP Gold Application customer service chat and you agree to cooperate with us in any subsequent investigation. Until you notify us, you will be liable for all transactions that are made using your Password. In addition to Passwords, you may be required to adopt other security measures that we make available to protect the security of your information. 3. You must exercise safe security practices when accessing and conducting electronic transactions. This includes signing out and closing any online electronic transaction services once all transactions have been completed regardless of your method of accessing the Kasih AP Gold Platform. You must also maintain any security measures that we recommend relating to requirements for encryption technology, virus scanning, software, firewall systems, anti-spyware software, cybersecurity measures and similar safeguards to maintain security for all electronic transaction activities. 4. Kasih AP Gold does not store Passwords on the backend, only on the user’s phone; consequently only one device can be used by a user for one account at any point in time. 5. Every network communication with Kasih AP Gold servers is secured by the Transport Layer Security (TLS) protocol. 6. Kasih AP Gold maintains the master copy of ownership records. Records relating to you and your Kasih AP Gold Account Wallet will only be modified upon the execution of your valid instructions, in accordance with the terms of this Agreement. 7. On a regular and frequent basis, but no more frequently than daily, Kasih AP Gold will publish reconciled and anonymized customer-by- customer records of ownership of all the bullion in the vaults held by customers to both internal and independent external sources.

Security and Privacy. 1. 5.1 To protect your privacy and information about your Kasih AP AME Digital Gold Account and access to your account, when you open a Kasih AP AME Digital Gold Account, you must create a Password. Unless you enter the correct Password upon logging in to your Kasih AP AME Digital Gold Account, we are unable to take your instructions regarding your Kasih AP AME Digital Gold Account. You are responsible for, and give us your authorization authorisation to carry out, all instructions given to us online where and when your correct Password is entered to access your Kasih AP AME Digital Gold Account. Kasih AP Gold AME will not be liable to you for any loss or claim arising out of our relying on oral or electronic instructions provided to us using your Password. 2. 5.2 You accept that it is your responsibility to keep your Password confidential. You alone are responsible for your Password security. When you give us instructions by cellular phone, email, or other non- non-secure methods, including instructions sent through the Mobile App, we cannot guarantee confidentiality because third parties can intercept those methods of communication. If you suspect that any other person has become aware of your Password, you must immediately notify us in writing by email or via the Kasih AP Gold Application AME customer service chat and you agree to cooperate with us in any subsequent investigation. Until you notify us, you will be liable for all transactions that are made using your Password. In addition addition, to Passwords, you may be required to adopt other security measures that we make available to protect the security of your information. 3. 5.3 You must exercise safe security practices when accessing and conducting electronic transactionstransaction. This includes signing out and closing any online electronic transaction services once all transactions have been completed regardless of your method of accessing the Kasih AP Gold AME Platform. You must also maintain any security measures that we recommend relating to requirements for encryption technology, virus scanning, software, firewall systems, anti-spyware software, cybersecurity measures measures, and similar safeguards safeguard to maintain security for all electronic transaction activities. 4. Kasih AP Gold does not store Passwords on the backend, only on the user’s phone; consequently only one device can be used by a user for one account at any point in time. 5. Every network communication with Kasih AP Gold servers is secured by the Transport Layer Security (TLS) protocol. 6. Kasih AP Gold 5.4 AME maintains the master copy of ownership records. Records relating to you and your Kasih AP AME Digital Gold Account will only be modified upon the execution of your valid instructions, in accordance with the terms of this Agreement. 7. 5.5 On a regular and frequent basis, but no more frequently than daily, Kasih AP Gold AME will publish reconciled and anonymized anonymised customer-by- by-customer records of ownership of all the bullion in the vaults held by customers to both internal and independent external sources.

Security and Privacy. 1‌ 13.1. To protect your privacy and information about your Kasih AP Gold Troygold Account and access to your account, when you open a Kasih AP Gold Troygold Account, you must create a Password. Unless you enter the correct Password Password, upon logging in to your Kasih AP Gold Troygold Account, we are unable to take your instructions regarding your Kasih AP Gold Troygold Account. You are responsible for, and give us your authorization to carry out, all instructions given to us online where and when your correct Password is entered to access your Kasih AP Gold Troygold Account. Kasih AP Gold Xxxxxxxx will not be liable to you for any loss or claim arising out of our relying on oral or electronic instructions provided to us using your Password. 213.2. You accept that it is your responsibility to keep your Password confidential. You alone are responsible for your Password security. When you give us instructions by cellular phone, email, or other non- any non-secure methods, including instructions sent through the Mobile App, we cannot guarantee confidentiality around these instructions because third parties can intercept those methods of communication. If you suspect that any other person has become aware of your Password, you must immediately notify us us, in writing writing, by email or via through the Kasih AP Gold Troygold Application customer service chat and you agree to cooperate with us in any subsequent investigationinvestigation herein. Until you notify us, you will be liable for all transactions that are made using your Password. In addition to Passwords, you may be required to adopt other security measures that we make available from time to time to protect the security of your information. 313.3. You must exercise safe security practices when accessing and conducting electronic transactions. This includes signing out and closing any online electronic transaction services once all transactions have been completed completed, regardless of your method of accessing the Kasih AP Gold Troygold Platform. You must also maintain any security measures that we recommend from time to time relating to requirements for encryption technology, virus scanning, software, firewall systems, anti-spyware software, cybersecurity measures and similar safeguards to maintain security for all electronic transaction activities. 4. Kasih AP Gold does not store Passwords on the backend, only on the user’s phone; consequently only one device can be used by a user for one account at any point in time. 513.4. Every network communication with Kasih AP Gold Troygold servers is secured by the Transport Layer Security (TLS) protocol. 613.5. Kasih AP Gold Xxxxxxxx maintains the master copy of ownership records. Records relating to you and your Kasih AP Gold Troygold Account will only be modified upon the execution of your valid instructions, in accordance with the terms of this Agreement. 7. On a regular and frequent basis, but no more frequently than daily, Kasih AP Gold will publish reconciled and anonymized customer-by- customer records of ownership of all the bullion in the vaults held by customers to both internal and independent external sources.