Common use of Security of the Card and the PIN Clause in Contracts

Security of the Card and the PIN. 4.01 Subject to Clause 5, the Card may be used by the Cardholder to effect a Transaction or obtain a cash advance from selected branches of the Bank and/or ATMs provided or designated by the Bank. The Bank may provide the Cardholder with a PIN to enable the Card to be used at ATMs. However, if the Cardholder does not wish to use ATMs and informs the Bank of the same, the Bank shall not issue any PIN. The Bank's data captured record in relation to any cash advance and/or Transaction effected through the Use of the Card at ATMs shall in all respects be conclusive and binding on the Cardholder.