Common use of SECURITY OF YOUR COMPUTER SYSTEM Clause in Contracts

SECURITY OF YOUR COMPUTER SYSTEM. ‌ In order to maintain security (including secure communications) and reduce fraud, you agree to protect the security of your Security Items to access and/or use your Accounts via a Service. Among other things, you agree to maintain and regularly update the security of your Computer System through which you access a Service, including, without limitation, by installing, maintaining and regularly updating antivirus and antispyware identification and removal software and other deterrent systems reasonably necessary to prevent unauthorized access to your Computer System. You shall take all reasonable precautions to prevent the introduction of any disabling procedures (including, but not limited to, a software lock, malicious logic, worm, Trojan horse, bug or time bomb, etc.) into your software or our software that might disrupt our equipment or software, or the equipment or software of other users of this Service. You are responsible for your failure to maintain or update the protection of your Computer System and we shall not be liable to you for any loss arising by reason of your failure to do so. Your failure to install, maintain and/or regularly update antivirus and antispyware identification and removal software shall relieve us from responsibility for any losses to you attributable to such failure, except as may otherwise be required by law. Except to the extent required by applicable law, we shall not be liable to you for any losses arising by reason of your failure to maintain the security of your computer system or Ssecurity Items. We reserve the right to block your access to a Service in order to maintain and/or restore security to the Service, xxx.xxx website (and/or CNB-related websites) and/or any other CNB systems if we believe in our sole and absolute discretion that any of your Security Items has been or may be obtained or is being used or may be used by any unauthorized person or that you are not complying with the requirements herein. Without limiting this provision in any way, you acknowledge and agree that a Service may require you to communicate with us via email, the Internet and/or other electronic means and that such communications could fall victim to interception and/or access by unauthorized third parties. We require you to utilize prudent and reasonable computer hardware and software security measures and Security Items and to follow the minimum security practices and procedures set forth in the Service Documentation or otherwise provided to you from time to time ("Minimum Security Standards") in order to reduce the risk of unauthorized access to and use of your Account(s) via a Service by unauthorized or third parties. You acknowledge and agree that your failure to utilize such computer hardware and software security measures and security items and/or to follow such minimum security standards shall relieve us of any liability to you for unauthorized access to and/or use of your Accounts or unauthorized transactions initiated on your Accounts through a Service. You agree that complying with the Minimum Security Standards shall not relieve you of your obligation and responsibility to exercise independent judgment about security and additional steps or procedures needed to prevent cyber fraud, unauthorized access to and/or use of your Accounts via a Service. Accordingly, you agree to take all additional commercially reasonable security measures in using the Service as circumstances may dictate over time. You further agree to take all commercially reasonable security measures necessary to prevent disruption to the operations of our systems and any Service. SECURITY OF PASSWORDS, USER NAMES AND PERSONAL IDENTIFICATION NUMBERS‌ You understand that all Security Items that we may require you to use and the security instructions we may require you to follow in connection with a Service are part of our security procedures (“Security Procedures”) for the Service and are confidential. You are responsible for maintaining the confidentiality and security of your Security Items that we may require you to use and the security instructions we may require you to follow in connection with the Minimum Security Standards, and you are responsible for the use of such Security Items. You agree to safeguard the Security Items and security instructions at all times and to establish and maintain procedures to assure their confidentiality. You agree not to disclose the Security Items and security instructions to any person or entity except your authorized personnel with a need to know. As part of our Security Procedures, we may establish additional requirements, such as a dollar limitation for transactions initiated by you. If we establish such a requirement, we will notify you. You will advise us immediately in the event you believe a Security Item or security instruction has been compromised by unauthorized disclosure. If required for a Service, you shall appoint an Administrator or contact person authorized to act on your behalf in assigning Security Items and functionality and in originating or confirming instructions for a Service. If permitted by a Service you may appoint more than one Administrator. You agree to notify us at once in writing of any change in your Administrator or contact person, or any of them. See “Responsibility of Client and Administrators” section for further details. You agree to train your employees and agents, as applicable, regarding the risks associated with any sharing or disclosure of Security Items and security instructions and will maintain procedures to prevent unauthorized disclosures and use of Security Items and security instructions. Your failure to provide such training and/or to maintain such procedures which contributes to a Loss or damage to you or onto your Account shall relieve us of responsibility or liability for the Losses or damage otherwise attributable to us, to the extent of your contribution. You understand that our Security Procedures are not intended to detect errors in the content or transmission of your requests, and any actions we may take to detect an erroneous transaction or unauthorized request or instruction are determined at our sole discretion. Such actions shall not be deemed a part of our standard Security Procedures and we are not liable to you if we do not take such action(s) or any of them in each circumstance. SERVICE COMMUNICATIONS‌ You understand that one or more of the Services may require you to contact us using the Internet or other electronic means. You understand that the Internet and other electronic means of communication may enable the communication to be accessed by unauthorized third parties. You understand that the equipment and software security levels we require, including the use of SFTP and the use of the Security Items and security instructions, are intended to minimize the risk of access by unauthorized third parties. Your failure to maintain our required security levels or your failure to use our required Security Items and to follow our required security instructions shall relieve us of any liability to you for unauthorized access to your Accounts or unauthorized transactions initiated on your Accounts arising by reason of your failure. RELIANCE ON SECURITY ITEMS‌ We may require that you initiate or authenticate transactions under a Service, including, but not limited to, transactions involving the deposit or the withdrawal of funds from any Account set up on a Service, using one or more Security Items as part of the applicable Security Procedures. All uses of the Services using the Security Item(s) will be deemed to be authorized by and binding on you, except as otherwise provided in the Service Documentation. With respect to payment orders, you agree that the Security Procedures [including the Security Item(s)] offered by us are commercially reasonable security procedures in view of the size, type and frequency of payment orders issued by you. You agree to be bound by any transaction, whether or not authorized, issued in your name and accepted by us in compliance with the Security Items in accordance with the applicable Security Procedures. You understand that any such transaction will be deemed an authorized transaction upon which we are entitled to act upon without further investigation or confirmation and without regard to the signing authority or multiple signature requirements on the Account. If a third party by whatever means obtains your Security Items, we are authorized to rely upon and assume without further inquiry that the party to whom you disclose such Security Items is authorized to do anything that you can do with the Security Items at any time. We are not liable for any Losses arising from the use of your Security Items by any such third party whether the use is within the scope of your intended authorization or not. Failure to protect security items may allow an unauthorized person access to your accounts and/or your information relating to them, and enable that unauthorized person to conduct transactions on your account. To the maximum extent permitted by applicable law, you agree to assume full and complete liability arising from unauthorized use of security items. SECURITY PROCEDURES (ONLINE AND MOBILE)‌ We have established Security Procedures to be followed in connection with Services provided via online, mobile or other electronic means for the purpose of verifying that an instruction, including funds transfer instructions and payment orders (an “Instruction”), is from you. You agree that the Security Procedures (including the use of Security Items, if applicable) offered by us, and selected by you, are commercially reasonable security procedures in view of the size, type and frequency of Instructions issued by you. You acknowledge that the Security Procedures are not (unless otherwise specified in writing) intended to detect any errors in the content or transmission of such Instructions. You shall promptly notify us of any suspected breach of security of the online banking or mobile banking services (whether or not involving Bank employees) or your systems (including your email) of which you have knowledge. If applicable, we will distribute Security Items, which are a part of and included in the Security Procedures, directly to you. You agree to be bound irrevocably by any Instruction received by us and accepted and authenticated by us in compliance with the Security Procedures, whether or not authorized, and we are entitled to act upon such Instruction without further investigation or confirmation and without regard to the signing authority or multiple signature requirements on the Account. We reserve the right to change the Security Procedures upon reasonable written notice to you, provided that we may change the Security Procedures immediately without prior notice to you if we determine that such action is necessary to address a security risk, in which case, we shall notify you of the change as soon as is practicable after the change. RESPONSIBILITY OF CLIENT AND ADMINISTRATORS‌ A Service may require or permit that you designate one or more administrators (e.g., Client Administrator, Service Administrator, Systems Administrator, User Administrator, etc.) (referred to herein as, “Administrator”). You understand that an Administrator may do the following:  Designate other persons to be Administrators with full or limited access and use rights  Delegate access and/or use rights to the applicable Service to other persons (e.g., a delegate, User or User Administrator)  If applicable, assign Security Items to other Administrators and/or users for access and use of applicable Service (including for the origination and confirmation of payment orders and other instructions)  Request that accounts be added/removed from the Service with requested functionality  Request that modules be added/removed from the Service You agree to notify us at once of any change in any Administrator or contact person designated by you. We may require such notification to be in writing. Please refer to the User Documentation for the applicable Service for further information.

SECURITY OF YOUR COMPUTER SYSTEM. ‌ In order to maintain security (including secure communications) and reduce fraud, you agree to protect the security of your Security Items to access and/or use your Accounts via a Service. Among other things, you agree to maintain and regularly update the security of your Computer System through which you access a Service, including, without limitation, by installing, maintaining and regularly updating antivirus and antispyware identification and removal software and other deterrent systems reasonably necessary to prevent unauthorized access to your Computer System. You shall take all reasonable precautions to prevent the introduction of any disabling procedures (including, but not limited to, a software lock, malicious logic, worm, Trojan horse, bug or time bomb, etc.) into your software or our software that might disrupt our equipment or software, or the equipment or software of other users of this Service. You are responsible for your failure to maintain or update the protection of your Computer System and we shall not be liable to you for any loss arising by reason of your failure to do so. Your failure to install, maintain and/or regularly update antivirus and antispyware identification and removal software shall relieve us from responsibility for any losses to you attributable to such failure, except as may otherwise be required by law. Except to the extent required by applicable law, we shall not be liable to you for any losses arising by reason of your failure to maintain the security of your computer system or Ssecurity Security Items. We reserve the right to block your access to a Service in order to maintain and/or restore security to the Service, xxx.xxx website (and/or CNB-related websites) and/or any other CNB systems if we believe in our sole and absolute discretion that any of your Security Items has been or may be obtained or is being used or may be used by any unauthorized person or that you are not complying with the requirements herein. Without limiting this provision in any way, you acknowledge and agree that a Service may require you to communicate with us via email, the Internet and/or other electronic means and that such communications could fall victim to interception and/or access by unauthorized third parties. We require you to utilize prudent and reasonable computer hardware and software security measures and Security Items and to follow the minimum security practices and procedures set forth in the Service Documentation or otherwise provided to you from time to time ("Minimum Security Standards") in order to reduce the risk of unauthorized access to and use of your Account(s) via a Service by unauthorized or third parties. You acknowledge and agree that your failure to utilize such computer hardware and software security measures and security items and/or to follow such minimum security standards shall relieve us of any liability to you for unauthorized access to and/or use of your Accounts or unauthorized transactions initiated on your Accounts through a Service. You agree that complying with the Minimum Security Standards shall not relieve you of your obligation and responsibility to exercise independent judgment about security and additional steps or procedures needed to prevent cyber fraud, unauthorized access to and/or use of your Accounts via a Service. Accordingly, you agree to take all additional commercially reasonable security measures in using the Service as circumstances may dictate over time. You further agree to take all commercially reasonable security measures necessary to prevent disruption to the operations of our systems and any Service. SECURITY OF PASSWORDS, USER NAMES AND PERSONAL IDENTIFICATION NUMBERS‌ You understand that all Security Items that we may require you to use and the security instructions we may require you to follow in connection with a Service are part of our security procedures (“Security Procedures”) for the Service and are confidential. You are responsible for maintaining the confidentiality and security of your Security Items that we may require you to use and the security instructions we may require you to follow in connection with the Minimum Security Standards, and you are responsible for the use of such Security Items. You agree to safeguard the Security Items and security instructions at all times and to establish and maintain procedures to assure their confidentiality. You agree not to disclose the Security Items and security instructions to any person or entity except your authorized personnel with a need to know. As part of our Security Procedures, we may establish additional requirements, such as a dollar limitation for transactions initiated by you. If we establish such a requirement, we will notify you. You will advise us immediately in the event you believe a Security Item or security instruction has been compromised by unauthorized disclosure. If required for a Service, you shall appoint an Administrator or contact person authorized to act on your behalf in assigning Security Items and functionality and in originating or confirming instructions for a Service. If permitted by a Service you may appoint more than one Administrator. You agree to notify us at once in writing of any change in your Administrator or contact person, or any of them. See “Responsibility of Client and Administrators” section for further details. You agree to train your employees and agents, as applicable, regarding the risks associated with any sharing or disclosure of Security Items and security instructions and will maintain procedures to prevent unauthorized disclosures and use of Security Items and security instructions. Your failure to provide such training and/or to maintain such procedures which contributes to a Loss or damage to you or onto your Account shall relieve us of responsibility or liability for the Losses or damage otherwise attributable to us, to the extent of your contribution. You understand that our Security Procedures are not intended to detect errors in the content or transmission of your requests, and any actions we may take to detect an erroneous transaction or unauthorized request or instruction are determined at our sole discretion. Such actions shall not be deemed a part of our standard Security Procedures and we are not liable to you if we do not take such action(s) or any of them in each circumstance. SERVICE COMMUNICATIONS‌ You understand that one or more of the Services may require you to contact us using the Internet or other electronic means. You understand that the Internet and other electronic means of communication may enable the communication to be accessed by unauthorized third parties. You understand that the equipment and software security levels we require, including the use of SFTP and the use of the Security Items and security instructions, are intended to minimize the risk of access by unauthorized third parties. Your failure to maintain our required security levels or your failure to use our required Security Items and to follow our required security instructions shall relieve us of any liability to you for unauthorized access to your Accounts or unauthorized transactions initiated on your Accounts arising by reason of your failure. RELIANCE ON SECURITY ITEMS‌ We may require that you initiate or authenticate transactions under a Service, including, but not limited to, transactions involving the deposit or the withdrawal of funds from any Account set up on a Service, using one or more Security Items as part of the applicable Security Procedures. All uses of the Services using the Security Item(s) will be deemed to be authorized by and binding on you, except as otherwise provided in the Service Documentation. With respect to payment orders, you agree that the Security Procedures [(including the Security Item(s)] ) offered by us are commercially reasonable security procedures in view of the size, type and frequency of payment orders issued by you. You agree to be bound by any transaction, whether or not authorized, issued in your name and accepted by us in compliance with the Security Items in accordance with the applicable Security Procedures. You understand that any such transaction will be deemed an authorized transaction upon which we are entitled to act upon without further investigation or confirmation and without regard to the signing authority or multiple signature requirements on the Account. If a third party by whatever means obtains your Security Items, we are authorized to rely upon and assume without further inquiry that the party to whom you disclose such Security Items is authorized to do anything that you can do with the Security Items at any time. We are not liable for any Losses arising from the use of your Security Items by any such third party whether the use is within the scope of your intended authorization or not. Failure to protect security items may allow an unauthorized person access to your accounts Accounts and/or your information relating to them, and enable that unauthorized person to conduct transactions on your accountAccount. To the maximum extent permitted by applicable law, you agree to assume full and complete liability arising from unauthorized use of security items. SECURITY PROCEDURES (ONLINE AND MOBILE)‌ We have established Security Procedures to be followed in connection with Services provided via online, mobile or other electronic means for the purpose of verifying that an instruction, including funds transfer instructions and payment orders (an “Instruction”), is from you. You agree that the Security Procedures (including the use of Security Items, if applicable) offered by us, and selected by you, are commercially reasonable security procedures in view of the size, type and frequency of Instructions issued by you. You acknowledge that the Security Procedures are not (unless otherwise specified in writing) intended to detect any errors in the content or transmission of such Instructions. You shall promptly notify us of any suspected breach of security of the online banking or mobile banking services (whether or not involving Bank employees) or your systems (including your email) of which you have knowledge. If applicable, we will distribute Security Items, which are a part of and included in the Security Procedures, directly to you. You agree to be bound irrevocably by any Instruction received by us and accepted and authenticated by us in compliance with the Security Procedures, whether or not authorized, and we are entitled to act upon such Instruction without further investigation or confirmation and without regard to the signing authority or multiple signature requirements on the Account. We reserve the right to change the Security Procedures upon reasonable written notice to you, provided that we may change the Security Procedures immediately without prior notice to you if we determine that such action is necessary to address a security risk, in which case, we shall notify you of the change as soon as is practicable after the change. RESPONSIBILITY OF CLIENT AND ADMINISTRATORS‌ A Service may require or permit that you designate one or more administrators (e.g., Client Administrator, Service Administrator, Systems Administrator, User Administrator, etc.) (referred to herein as, “Administrator”). You understand that an Administrator may do the following:  ▪ Designate other persons to be Administrators with full or limited access and use rights  ▪ Delegate access and/or use rights to the applicable Service to other persons (e.g., a delegate, User or User Administrator)  ▪ If applicable, assign Security Items to other Administrators and/or users for access and use of applicable Service (including for the origination and confirmation of payment orders and other instructions)  ▪ Request that accounts Accounts be added/removed from the Service with requested functionality  ▪ Request that modules be added/removed from the Service You agree to notify us at once of any change in any Administrator or contact person designated by you. We may require such notification to be in writing. Please refer to the User Documentation for the applicable Service for further information.

SECURITY OF YOUR COMPUTER SYSTEM. ‌ In order to maintain security (including secure communications) and reduce fraud, you agree to protect the security of your Security Items to access and/or use your Accounts via a Service. Among other things, you agree to maintain and regularly update the security of your Computer System through which you access a Service, including, without limitation, by installing, maintaining and regularly updating antivirus and antispyware identification and removal software and other deterrent systems reasonably necessary to prevent unauthorized access to your Computer System. You shall take all reasonable precautions to prevent the introduction of any disabling procedures (including, but not limited to, a software lock, malicious logic, worm, Trojan horse, bug or time bomb, etc.) into your software or our software that might disrupt our equipment or software, or the equipment or software of other users of this Service. You are responsible for your failure to maintain or update the protection of your Computer System and we shall not be liable to you for any loss arising by reason of your failure to do so. Your failure to install, maintain and/or regularly update antivirus and antispyware identification and removal software shall relieve us from responsibility for any losses to you attributable to such failure, except as may otherwise be required by law. Except to the extent required by applicable law, we shall not be liable to you for any losses arising by reason of your failure to maintain the security of your computer system or Ssecurity Items. We reserve the right to block your access to a Service in order to maintain and/or restore security to the Service, xxx.xxx website (and/or CNB-related websites) and/or any other CNB systems if we believe in our sole and absolute discretion that any of your Security Items has been or may be obtained or is being used or may be used by any unauthorized person or that you are not complying with the requirements herein. Without limiting this provision in any way, you acknowledge and agree that a Service may require you to communicate with us via email, the Internet and/or other electronic means and that such communications could fall victim to interception and/or access by unauthorized third parties. We require you to utilize prudent and reasonable computer hardware and software security measures and Security Items and to follow the minimum security practices and procedures set forth in the Service Documentation or otherwise provided to you from time to time ("Minimum Security Standards") in order to reduce the risk of unauthorized access to and use of your Account(s) via a Service by unauthorized or third parties. You acknowledge and agree that your failure to utilize such computer hardware and software security measures and security items and/or to follow such minimum security standards shall relieve us of any liability to you for unauthorized access to and/or use of your Accounts or unauthorized transactions initiated on your Accounts through a Service. You agree that complying with the Minimum Security Standards shall not relieve you of your obligation and responsibility to exercise independent judgment about security and additional steps or procedures needed to prevent cyber fraud, unauthorized access to and/or use of your Accounts via a Service. Accordingly, you agree to take all additional commercially reasonable security measures in using the Service as circumstances may dictate over time. You further agree to take all commercially reasonable security measures necessary to prevent disruption to the operations of our systems and any Service. SECURITY OF PASSWORDS, USER NAMES AND PERSONAL IDENTIFICATION NUMBERS‌ NUMBERS You understand that all Security Items that we may require you to use and the security instructions we may require you to follow in connection with a Service are part of our security procedures (“Security Procedures”) for the Service and are confidential. You are responsible for maintaining the confidentiality and security of your Security Items that we may require you to use and the security instructions we may require you to follow in connection with the Minimum Security Standards, and you are responsible for the use of such Security Items. You agree to safeguard the Security Items and security instructions at all times and to establish and maintain procedures to assure their confidentiality. You agree not to disclose the Security Items and security instructions to any person or entity except your authorized personnel with a need to know. As part of our Security Procedures, we may establish additional requirements, such as a dollar limitation for transactions initiated by you. If we establish such a requirement, we will notify you. You will advise us immediately in the event you believe a Security Item or security instruction has been compromised by unauthorized disclosure. If required for a Service, you shall appoint an Administrator or contact person authorized to act on your behalf in assigning Security Items and functionality and in originating or confirming instructions for a Service. If permitted by a Service you may appoint more than one Administrator. You agree to notify us at once in writing of any change in your Administrator or contact person, or any of them. See “Responsibility of Client and Administrators” section for further details. You agree to train your employees and agents, as applicable, regarding the risks associated with any sharing or disclosure of Security Items and security instructions and will maintain procedures to prevent unauthorized disclosures and use of Security Items and security instructions. Your failure to provide such training and/or to maintain such procedures which contributes to a Loss or damage to you or onto your Account shall relieve us of responsibility or liability for the Losses or damage otherwise attributable to us, to the extent of your contribution. You understand that our Security Procedures are not intended to detect errors in the content or transmission of your requests, and any actions we may take to detect an erroneous transaction or unauthorized request or instruction are determined at our sole discretion. Such actions shall not be deemed a part of our standard Security Procedures and we are not liable to you if we do not take such action(s) or any of them in each circumstance. SERVICE COMMUNICATIONS‌ COMMUNICATIONS You understand that one or more of the Services may require you to contact us using the Internet or other electronic means. You understand that the Internet and other electronic means of communication may enable the communication to be accessed by unauthorized third parties. You understand that the equipment and software security levels we require, including the use of SFTP and the use of the Security Items and security instructions, are intended to minimize the risk of access by unauthorized third parties. Your failure to maintain our required security levels or your failure to use our required Security Items and to follow our required security instructions shall relieve us of any liability to you for unauthorized access to your Accounts or unauthorized transactions initiated on your Accounts arising by reason of your failure. RELIANCE ON SECURITY ITEMS‌ ITEMS We may require that you initiate or authenticate transactions under a Service, including, but not limited to, transactions involving the deposit or the withdrawal of funds from any Account set up on a Service, using one or more Security Items as part of the applicable Security Procedures. All uses of the Services using the Security Item(s) will be deemed to be authorized by and binding on you, except as otherwise provided in the Service Documentation. With respect to payment orders, you agree that the Security Procedures [including the Security Item(s)] offered by us are commercially reasonable security procedures in view of the size, type and frequency of payment orders issued by you. You agree to be bound by any transaction, whether or not authorized, issued in your name and accepted by us in compliance with the Security Items in accordance with the applicable Security Procedures. You understand that any such transaction will be deemed an authorized transaction upon which we are entitled to act upon without further investigation or confirmation and without regard to the signing authority or multiple signature requirements on the Account. If a third party by whatever means obtains your Security Items, we are authorized to rely upon and assume without further inquiry that the party to whom you disclose such Security Items is authorized to do anything that you can do with the Security Items at any time. We are not liable for any Losses arising from the use of your Security Items by any such third party whether the use is within the scope of your intended authorization or not. Failure to protect security items may allow an unauthorized person access to your accounts and/or your information relating to them, and enable that unauthorized person to conduct transactions on your account. To the maximum extent permitted by applicable law, you agree to assume full and complete liability arising from unauthorized use of security items. SECURITY PROCEDURES (ONLINE AND MOBILE)‌ We have established Security Procedures to be followed in connection with Services provided via online, mobile or other electronic means for the purpose of verifying that an instruction, including funds transfer instructions and payment orders (an “Instruction”), is from you. You agree that the Security Procedures (including the use of Security Items, if applicable) offered by us, and selected by you, are commercially reasonable security procedures in view of the size, type and frequency of Instructions issued by you. You acknowledge that the Security Procedures are not (unless otherwise specified in writing) intended to detect any errors in the content or transmission of such Instructions. You shall promptly notify us of any suspected breach of security of the online banking or mobile banking services (whether or not involving Bank employees) or your systems (including your email) of which you have knowledge. If applicable, we will distribute Security Items, which are a part of and included in the Security Procedures, directly to you. You agree to be bound irrevocably by any Instruction received by us and accepted and authenticated by us in compliance with the Security Procedures, whether or not authorized, and we are entitled to act upon such Instruction without further investigation or confirmation and without regard to the signing authority or multiple signature requirements on the Account. We reserve the right to change the Security Procedures upon reasonable written notice to you, provided that we may change the Security Procedures immediately without prior notice to you if we determine that such action is necessary to address a security risk, in which case, we shall notify you of the change as soon as is practicable after the change. RESPONSIBILITY OF CLIENT AND ADMINISTRATORS‌ A Service may require or permit that you designate one or more administrators (e.g., Client Administrator, Service Administrator, Systems Administrator, User Administrator, etc.) (referred to herein as, “Administrator”). You understand that an Administrator may do the following:  Designate other persons to be Administrators with full or limited access and use rights  Delegate access and/or use rights to the applicable Service to other persons (e.g., a delegate, User or User Administrator)  If applicable, assign Security Items to other Administrators and/or users for access and use of applicable Service (including for the origination and confirmation of payment orders and other instructions)  Request that accounts be added/removed from the Service with requested functionality  Request that modules be added/removed from the Service You agree to notify us at once of any change in any Administrator or contact person designated by you. We may require such notification to be in writing. Please refer to the User Documentation for the applicable Service for further information.