Common use of Selling Shareholder Questionnaire Clause in Contracts

Selling Shareholder Questionnaire. The undersigned beneficial owner of Common Shares (the “Common Shares”) of FNB United Corp. (the “Company”) understands that the Company has filed or intends to file with the Securities and Exchange Commission (the “Commission”) a Registration Statement for the registration and resale of Common Shares that qualifies as Registrable Securities, in accordance with the terms of a Subscription Agreement (the “Subscription Agreement”) between the Company and the Investor(s) named therein. All capitalized terms used and not otherwise defined herein shall have the meanings ascribed thereto in the Subscription Agreement. The undersigned hereby provides the following information to the Company and represents and warrants that such information is accurate:

Selling Shareholder Questionnaire. The undersigned beneficial owner of Common Shares (the “Common Shares”) of FNB United Corp. (the “Company”) understands that the Company has filed or intends to file with the Securities and Exchange Commission (the “Commission”) a Registration Statement for the registration and resale of Common Shares that qualifies as Registrable Securities, in accordance with the terms of a Subscription Agreement (the “Subscription Agreement”) between the Company and the Investor(s) named therein. All capitalized terms used and not otherwise defined herein shall have the meanings ascribed thereto in the Subscription Agreement. The undersigned hereby provides the following information to the Company and represents and warrants that such information is accurate:: QUESTIONNAIRE

Selling Shareholder Questionnaire. The undersigned beneficial owner of Common Shares (the “Common Shares”) of FNB United Central Pacific Financial Corp. (the “Company”) understands that the Company has filed or intends to file with the Securities and Exchange Commission (the “Commission”) a Registration Statement for the registration and resale of Common Shares that qualifies as Registrable Securities, in accordance with the terms of a Subscription Agreement (the “Subscription Agreement”) between the Company and the Investor(s) named therein. All capitalized terms used and not otherwise defined herein shall have the meanings ascribed thereto in the Subscription Agreement. The undersigned hereby provides the following information to the Company and represents and warrants that such information is accurate: