Servicer to provide information to Auditors. The Servicer shall, subject to any applicable laws, regulations, judgments and other directions or orders to which it may be subject, permit audit and inspection by the Issuer and the Security Trustee and (subject to the making of a request to the Servicer for its consent on reasonable grounds by the Issuer on its behalf, (consent to such request not to be unreasonably withheld or delayed)) the Rating Agencies or any firm of reputable auditors agreed with the Servicer, provide all information and access to books and records of the Issuer as the Issuer's auditors may reasonably require for the purpose of auditing the annual accounts of the Issuer. Such audit and inspection shall be (a) under the guidance of the Servicer; (b) during normal working hours; (c) on an annual basis or with reasonable frequency upon reasonable notice in writing; and (d) at the sole expense of the Issuer.