Common use of Setting Up Payments Clause in Contracts

Setting Up Payments. ‌ To schedule Payments you must choose a Payee from your Payee List. You may schedule One-Time Payments and Recurring Payments to any of your Payees. It is your responsibility to cancel, skip, reschedule or revise a Scheduled Payment in accordance with the Payee’s instructions to you, or as needed to ensure sufficient available funds in the corresponding Funding Account, or under circumstances where the Payee may return the Payment to the Service provider due to any reason outside the Service provider’s or the Mocse’s control. The Service provider and/or Mocse reserve the right to refuse or cancel a Payment for any reason.‌ The earliest possible Payment Date / Withdraw On Date and Due Date / Deliver By Date for each Payee will be determined and presented by the Service when you schedule a Payment. The Service will not permit a Payment Date or Due Date earlier than the earliest possible dates presented. The Service determines this earliest possible Payment Date or Due Date based on the number of Business Days required to deliver a Payment to the Payee, which is primarily affected by whether or not the Payee has agreed to accept remittance of Payments electronically (typically one or two (1 or 2) Business Days) or requires Payments be delivered by check (typically four or five (4 or 5) Business Days). A Payee’s location or policies for posting and crediting payments may require additional Business Days. Payments scheduled after the Service’s Cut-Off Time shall be processed no earlier than the following Business Day. Currently, the Cut-Off Times are; 1:00 pm Pacific Standard Time for check payments, 5 pm Pacific Standard Time for electronic (ACH) payments. Next day payments that are not expedited payments depend on the payee. The Services will always communicate the fastest delivery times available. The Service provider and/or Mocse may change the Cut-Off Time without prior notice.‌ You should carefully consider factors such as the Payee’s date payment due, grace period, whether the Payee’s date payment due falls on a non-Business Day, etc., when scheduling a Payment to avoid late payments and late fees. You must allow the necessary number of Business Days prior to the Payee’s date payment due for each Payment, including each Payment of a Recurring Payment series. Some businesses take longer to post payments than others. You should consider allowing additional time for the initial Payment to a Payee through the Service in order to gauge the appropriate Payment Date / Withdraw On Date or Due Date / Deliver By Date in each case, and determine whether to allow an‌ additional one (1) or two (2) business days to avoid incurring any late fee charged by the Merchant. It is your responsibility to schedule Payments appropriately and in accordance with the Payee’s requirements. Neither the Service provider nor Mocse shall be responsible for late payments, nor reimburse you for late fees, for any Payment delivered in accordance with your instructions, nor as a result of a Payee’s payment processing policies, or any other circumstance outside the Service provider’s control. Payments to Payees, businesses or individuals, outside the United States of America or its territories or commonwealths, are prohibited.‌ Payments limits are $9,999.99 for an individual payment and $20,000.00 daily cumulative for each member.‌

Setting Up Payments. ‌ To schedule Payments payments you must choose a Payee payee from your Payee Listpayee list. You may schedule Oneone-Time Payments time payments, single payments and Recurring Payments recurring payments to any of your Payeespayees. It is your responsibility to cancel, skip, reschedule or revise a Scheduled Payment scheduled payment in accordance with the Payeepayee’s instructions to you, or as needed to ensure sufficient available funds in the corresponding Funding Accountfunding account, or under circumstances where the Payee payee may return the Payment payment to the Service service provider due to any reason outside the Service service provider’s or the Mocsefinancial institution’s control. The Service service provider and/or Mocse the financial institution reserve the right to refuse or cancel a Payment payment for any reason.‌ reason. The earliest possible Payment Date due date / Withdraw On Date and Due Date / Deliver By Date deliver by date for each Payee payee will be determined and presented by the Service service when you schedule a Paymentpayment. The Service service will not permit a Payment Date or Due Date due date / deliver by date earlier than the earliest possible dates presented. The Service service determines this earliest possible Payment Date or Due Date due date / deliver by date based on the number of Business Days business days required to deliver a Payment payment to the Payeepayee, which is primarily affected by whether or not the Payee payee has agreed to accept remittance of Payments payments electronically (typically one or two (1 or 2) Business Daysbusiness days) or requires Payments payments be delivered by check (typically four or five (4 or 5) Business Daysbusiness days). A Payeepayee’s location or policies for posting and crediting payments may require additional Business Daysbusiness days. Payments scheduled after the Serviceservice’s Cutcut-Off Time off time shall be processed no earlier than the following Business Daybusiness day. Currently, the Cutcut-Off Times are; 1:00 pm Pacific off time is 4:00 p.m. Eastern Standard Time for check paymentsTime, 5 pm Pacific Standard Time for electronic (ACH) payments. Next day payments that are not expedited payments depend on but the payee. The Services will always communicate the fastest delivery times available. The Service service provider and/or Mocse the financial institution may change the Cutcut-Off Time off time without prior notice.‌ notice. If you designate a non-business date (generally weekends and certain holidays) as the payment’s processing date, the payment will be processed either the day immediately preceding or the business day following as indicated in the scheduled payment instructions. You should carefully consider factors such as the Payeepayee’s date payment due, grace period, whether the Payeepayee’s date payment due falls on a non-Business Daybusiness day, etc., when scheduling a Payment payment to avoid late payments and late fees. You must allow the necessary number of Business Days business days prior to the Payeepayee’s date payment due for each Paymentpayment, including each Payment payment of a Recurring Payment recurring payment series. Some businesses take longer to post payments than others. You should consider allowing additional time for the initial Payment payment to a Payee payee through the Service service in order to gauge the appropriate Payment Date pay due date / Withdraw On Date or Due Date / Deliver By Date deliver by date in each case, and determine whether to allow an‌ an additional one (1) or two (2) business days to avoid incurring any late fee charged by the Merchantmerchant. It is your responsibility to schedule Payments payments appropriately and in accordance with the Payeepayee’s requirements. Neither the Service service provider nor Mocse the financial institution shall be responsible for late payments, nor reimburse you for late fees, for any Payment payment delivered in accordance with your instructions, nor or as a result of a Payeepayee’s payment processing policies, or any other circumstance outside the Service service provider’s control. When a recurring payment is processed, it is automatically rescheduled by the system. Based upon your selected frequency settings for the payment, a processing date is calculated for the next occurrence of the payment. If the calculated processing date is a non-business date (generally weekends and certain holidays), it is adjusted based upon the following rules: • If the recurring payment’s “Pay Before” option is selected, the processing date for the new occurrence of the payment is adjusted to the first business date prior to the calculated processing date. • If the recurring payment’s “Pay After” option is selected, the processing date for the new occurrence of the payment is adjusted to the first business date after the calculated processing date. If your frequency settings for the recurring payment specify the 29th, 30th, or 31st as a particular day of the month for processing and that day does not exist in the month of the calculated processing date, then the last calendar day of that month is used as the calculated processing date. Payments to Payeespayees, businesses or individuals, outside the United States of America or its territories or commonwealths, are prohibited.‌ Payments limits prohibited. The service will allow you to make expedited payments using the funds in your funding account for a fee. An expedited payment may be delivered to the payee via electronic fund transfer (ach debit) or paper check mailed through an overnight service depending on the payee’s capabilities. Scheduled payments are $9,999.99 processed as batch transactions at the end of the business day. Expedited payments, depending on the time the transaction was scheduled, may be processed with the scheduled payments, or immediately. Next day delivery of overnight checks may depend on the time of day that the transaction is scheduled, and is not guaranteed. There is a fee for processing expedited payment. These fees are disclosed in the expedited payment terms and conditions presented at the time of setting up an individual expedited payment. Any payment can be modified or canceled, provided you access the service prior to the cut-off time on the business day that the payment is going to be processed. Once a check payment is in-process, it cannot be canceled through the service. Instead, you must contact customer service at 000-000-0000 to request a stop payment. An electronic payment cannot be canceled or stopped once it is no longer in a scheduled status. A recurring payment may be edited or canceled after processing for the current payment instance is complete. Expedited payments by check that are processed immediately due to timing may not be able to be stopped or cancelled. You may request to stop payment after a payment has been processed by contacting First Bank Customer Service. The service’s ability to successfully stop payment depends on how the funds were remitted to the payee and $20,000.00 daily cumulative the elapsed time since the payment was processed. The service provider and the financial institution will make commercially reasonable efforts to stop payment per your request, but shall have no liability if unsuccessful. You may be charged a stop payment fee for each member.‌request. Tax payments and court ordered payments should not be scheduled through the service. In no event shall the financial institution or service provider be liable for any claims or damages resulting from you scheduling these types of payments. The service provider shall have no obligation to research or resolve any claim resulting from any such payment. All research and resolution for any misapplied, mis-posted or misdirected payments will be your sole responsibility. The service will process payments in accordance with the payment instructions you provide. The service will not process payments on weekends or bank holidays. The service will debit your funding account or issue a draft against your funding account, and deliver those funds to the designated payee on your behalf such that the funds arrive as close to the scheduled due date / deliver by date as is reasonably practicable. Numerous business and technical requirements determine if a payee can accept payments electronically, but in all cases payments can be remitted by check. The service provider shall have sole discretion to determine the appropriate remittance method. In order to process payments efficiently and effectively, or otherwise comply with merchants’ remittance requirements, the service reserves the right to change or update payee data, or alter the method of payment remittance. Neither the service provider nor the financial institution shall be responsible for late payments, nor reimburse you for late fees, due to: a) U.S. postal delivery issues; b) electronic remittance network issues; c) your payee’s payment processing procedures;

Setting Up Payments. ‌ To schedule Payments Payments, you must choose a Payee from your Payee List. You may schedule One-Time Payments and Recurring Payments to any of your Payees. It is your responsibility to cancel, skip, reschedule or revise a Scheduled Payment in accordance with the Payee’s instructions to you, or as needed to ensure sufficient available funds Available Funds in the corresponding Funding Account, or under circumstances where the Payee may return the Payment to the Service provider Provider due to any reason outside the Service providerProvider’s or the Mocse’s our control. The Service provider Provider and/or Mocse we reserve the right to refuse or cancel a Payment for any reason.‌ reason. The earliest possible Payment Date / Date/Withdraw On Date and Due Date / Date/Deliver By Date for each Payee will be determined and presented by the Bill Payment Service when you schedule a Payment. The Bill Payment Service will not permit a Payment Date/Withdraw On Date or Due Date/Deliver By Date earlier than the earliest possible dates presented. The Bill Payment Service determines this earliest possible Payment Date/Withdraw On Date or and Due Date/Deliver By Date based on the number of Business Days required to deliver a Payment to the Payee, which is primarily affected by whether or not the Payee has agreed to accept remittance of Payments electronically (typically one (1) or two (1 or 2) Business Days) or requires Payments be delivered by check (typically four (4) or five (4 or 5) Business Days). A Payee’s location or policies for posting and crediting payments may require additional Business Days. Payments scheduled after the Bill Payment Service’s “Cut-Off Time Time,” as set forth in the Bill Payment Service site and/ or in this Agreement, shall be processed no earlier than the following Business Day. Currently, the Cut-Off Times are; 1:00 pm Pacific Standard Time for check payments, 5 pm Pacific Standard Time for electronic (ACH) payments. Next day payments that are not expedited payments depend on the payee. The Services will always communicate the fastest delivery times available. The Service provider Provider and/or Mocse we may change the Cut-Off Time without prior notice.‌ notice. You should carefully consider factors such as the Payee’s date payment duedue date, grace period, whether the Payee’s date payment due date falls on a non-Business Day, etc., when scheduling a Payment to avoid late payments and late fees. You must allow the necessary number of Business Days prior to the Payee’s date payment due date for each Payment, including each Payment of a Recurring Payment series. Some businesses take longer to post payments than others. You should consider allowing additional time for the initial Payment to a Payee through the Bill Payment Service in order to gauge the appropriate Payment Date / Date/Withdraw On Date or Due Date / Date/Deliver By Date in each case, and determine whether to allow an‌ an additional one (1) or two (2) business days Business Days to avoid incurring any late fee charged by the Merchant. It is your responsibility to schedule Payments appropriately and in accordance with the Payee’s requirements. Neither the Service provider Provider nor Mocse we shall be responsible for late payments, nor to reimburse you for late fees, for any Payment delivered in accordance with your instructions, nor or as a result of a Payee’s payment processing policies, or any other circumstance outside the Service providerProvider’s control. If a Payee accepts payments only by check, the Service Provider will send a check to the Payee. The check will be sent prior to the Payment Date/Withdraw On Date in order to ensure receipt by the Payee on or before the Due Date. The payment will be debited from your Funding Account when the Payee processes the check. The Payee may process the check sooner than the Payment Date/Withdraw On Date you select in the Service. You should ensure you have Available Funds in your Funding Account in the event the check is processed sooner than the Payment Date/Withdraw On Date. Payments to Payees, businesses or individuals, individuals outside the United States of America or its territories or commonwealths, commonwealths using the Bill Payment Service are prohibited.‌ Payments limits are $9,999.99 for an individual payment and $20,000.00 daily cumulative for each member.‌prohibited.

Setting Up Payments. ‌ To schedule Payments you must choose a Payee from your Payee List. You may schedule One-Time Payments, Single Payments and Recurring Payments to any of your Payees. It is your responsibility to cancel, skip, reschedule or revise a Scheduled Payment in accordance with the Payee’s instructions to you, or as needed to ensure sufficient available funds in the corresponding Funding Account, or under circumstances where the Payee may return the Payment to the Service provider due to any reason outside the Service provider’s or the MocseFinancial Institution’s control. The Service provider and/or Mocse the Financial Institution reserve the right to refuse or cancel a Payment for any reason.‌ reason. The earliest possible Payment Date / Withdraw On Date and Due Date / Date/Deliver By Date for each Payee will be determined and presented by the Service when you schedule a Payment. The Service will not permit a Payment Date or Due Date/Deliver By Date earlier than the earliest possible dates presented. The Service determines this earliest possible Payment Date or Due Date/Deliver By Date based on the number of Business Days required to deliver a Payment to the Payee, which is primarily affected by whether or not the Payee has agreed to accept remittance of Payments electronically (typically one or two (1 or 2) Business Days) or requires Payments be delivered by check (typically four or five (4 or 5) Business Days). A Payee’s location or policies for posting and crediting payments may require additional Business Days. Payments scheduled after the Service’s Cut-Off Time shall be processed no earlier than the following Business Day. Currently, the Cut-Off Times are; 1:00 pm Pacific Time is 4:00 p.m. Eastern Standard Time for check paymentsTime, 5 pm Pacific Standard Time for electronic (ACH) payments. Next day payments that are not expedited payments depend on but the payee. The Services will always communicate the fastest delivery times available. The Service provider and/or Mocse the Financial Institution may change the Cut-Off Time without prior notice.‌ notice. If you designate a non-business date (generally weekends and certain holidays) as the payment’s processing date, the payment will be processed the day immediately preceding or the business day following as indicated in the scheduled payment instructions. You should carefully consider factors such as the Payee’s date payment due, grace period, whether the Payee’s date payment due falls on a non-Business Day, etc., when scheduling a Payment to avoid late payments and late fees. You must allow the necessary number of Business Days prior to the Payee’s date payment due for each Payment, including each Payment of a Recurring Payment series. Some businesses take longer to post payments than others. You should consider allowing additional time for the initial Payment to a Payee through the Service in order to gauge the appropriate Payment Date / Withdraw On Date or Pay Due Date / Date/Deliver By Date in each case, and determine whether to allow an‌ an additional one (1) or two (2) business days to avoid incurring any late fee charged by the Merchant. It is your responsibility to schedule Payments appropriately and in accordance with the Payee’s requirements. Neither the Service provider nor Mocse the Financial Institution shall be responsible for late payments, nor reimburse you for late fees, for any Payment delivered in accordance with your instructions, nor or as a result of a Payee’s payment processing policies, or any other circumstance outside the Service provider’s control. When a recurring payment is processed, it is automatically rescheduled by the system. Based upon your selected frequency settings for the payment, a processing date is calculated for the next occurrence of the payment. If the calculated processing date is a non-business date (generally weekends and certain holidays), it is adjusted based upon the following rules: • If the recurring payment’s “Pay Before” option is selected, the processing date for the new occurrence of the payment is adjusted to the first business date prior to the calculated processing date. • If the recurring payment’s “Pay After” option is selected, the processing date for the new occurrence of the payment is adjusted to the first business date after the calculated processing date. If your frequency settings for the recurring payment specify the 29th, 30th, or 31st as a particular day of the month for processing and that day does not exist in the month of the calculated processing date, then the last calendar day of that month is used as the calculated processing date. Payments to Payees, businesses or individuals, outside the United States of America or its territories or commonwealths, are prohibited.‌ Payments limits are $9,999.99 for an individual payment and $20,000.00 daily cumulative for each member.‌prohibited.

Setting Up Payments. ‌ To schedule Payments payments you must choose a Payee payee from your Payee Listpayee list. You may schedule Oneone-Time Payments time payments, single payments and Recurring Payments recurring payments to any of your Payeespayees. It is your responsibility to cancel, skip, reschedule or revise a Scheduled Payment scheduled payment in accordance with the Payeepayee’s instructions to you, or as needed to ensure sufficient available funds in the corresponding Funding Accountfunding account, or under circumstances where the Payee payee may return the Payment payment to the Service service provider due to any reason outside the Service service provider’s or the Mocsefinancial institution’s control. The Service service provider and/or Mocse the financial institution reserve the right to refuse or cancel a Payment payment for any reason.‌ reason. The earliest possible Payment Date due date / Withdraw On Date and Due Date / Deliver By Date deliver by date for each Payee payee will be determined and presented by the Service service when you schedule a Paymentpayment. The Service service will not permit a Payment Date or Due Date due date / deliver by date earlier than the earliest possible dates presented. The Service service determines this earliest possible Payment Date or Due Date due date / deliver by date based on the number of Business Days business days required to deliver a Payment payment to the Payeepayee, which is primarily affected by whether or not the Payee payee has agreed to accept remittance of Payments payments electronically (typically one or two (1 or 2) Business Daysbusiness days) or requires Payments payments be delivered by check (typically four or five (4 or 5) Business Daysbusiness days). A Payeepayee’s location or policies for posting and crediting payments may require additional Business Daysbusiness days. Payments scheduled after the Serviceservice’s Cutcut-Off Time off time shall be processed no earlier than the following Business Daybusiness day. Currently, the Cutcut-Off Times are; 1:00 pm Pacific off time is 4:00 p.m. Eastern Standard Time for check paymentsTime, 5 pm Pacific Standard Time for electronic (ACH) payments. Next day payments that are not expedited payments depend on but the payee. The Services will always communicate the fastest delivery times available. The Service service provider and/or Mocse the financial institution may change the Cutcut-Off Time off time without prior notice.‌ notice. If you designate a non-business date (generally weekends and certain holidays) as the payment’s processing date, the payment will be processed either the day immediately preceding or the business day following as indicated in the scheduled payment instructions. You should carefully consider factors such as the Payeepayee’s date payment due, grace period, whether the Payeepayee’s date payment due falls on a non-Business Daybusiness day, etc., when scheduling a Payment payment to avoid late payments and late fees. You must allow the necessary number of Business Days business days prior to the Payeepayee’s date payment due for each Paymentpayment, including each Payment payment of a Recurring Payment recurring payment series. Some businesses take longer to post payments than others. You should consider allowing additional time for the initial Payment payment to a Payee payee through the Service service in order to gauge the appropriate Payment Date pay due date / Withdraw On Date or Due Date / Deliver By Date deliver by date in each case, and determine whether to allow an‌ an additional one (1) or two (2) business days to avoid incurring any late fee charged by the Merchantmerchant. It is your responsibility to schedule Payments payments appropriately and in accordance with the Payeepayee’s requirements. Neither the Service service provider nor Mocse the financial institution shall be responsible for late payments, nor reimburse you for late fees, for any Payment payment delivered in accordance with your instructions, nor or as a result of a Payeepayee’s payment processing policies, or any other circumstance outside the Service service provider’s control. When a recurring payment is processed, it is automatically rescheduled by the system. Based upon your selected frequency settings for the payment, a processing date is calculated for the next occurrence of the payment. If the calculated processing date is a non-business date (generally weekends and certain holidays), it is adjusted based upon the following rules: • If the recurring payment’s “Pay Before” option is selected, the processing date for the new occurrence of the payment is adjusted to the first business date prior to the calculated processing date. • If the recurring payment’s “Pay After” option is selected, the processing date for the new occurrence of the payment is adjusted to the first business date after the calculated processing date. If your frequency settings for the recurring payment specify the 29th, 30th, or 31st as a particular day of the month for processing and that day does not exist in the month of the calculated processing date, then the last calendar day of that month is used as the calculated processing date. Payments to Payeespayees, businesses or individuals, outside the United States of America or its territories or commonwealths, are prohibited.‌ Payments limits prohibited. The service will allow you to make expedited payments using the funds in your funding account for a fee. An expedited payment may be delivered to the payee via electronic fund transfer (ach debit) or paper check mailed through an overnight service depending on the payee’s capabilities. Scheduled payments are $9,999.99 processed as batch transactions at the end of the business day. Expedited payments, depending on the time the transaction was scheduled, may be processed with the scheduled payments, or immediately. Next day delivery of overnight checks may depend on the time of day that the transaction is scheduled, and is not guaranteed. There is a fee for processing expedited payment. These fees are disclosed in the expedited payment terms and conditions presented at the time of setting up an individual expedited payment. Any payment can be modified or canceled, provided you access the service prior to the cut-off time on the business day that the payment is going to be processed. Once a check payment is in-process, it cannot be canceled through the service. Instead, you must contact customer service at 000-000-0000 to request a stop payment. An electronic payment cannot be canceled or stopped once it is no longer in a scheduled status. A recurring payment may be edited or canceled after processing for the current payment instance is complete. Expedited payments by check that are processed immediately due to timing may not be able to be stopped or cancelled. You may request to stop payment after a payment has been processed by contacting Flagship Bank Customer Service at 000-000-0000. The service’s ability to successfully stop payment depends on how the funds were remitted to the payee and $20,000.00 daily cumulative the elapsed time since the payment was processed. The service provider and the financial institution will make commercially reasonable efforts to stop payment per your request, but shall have no liability if unsuccessful. You may be charged a stop payment fee for each member.‌request. Tax payments and court ordered payments should not be scheduled through the service. In no event shall the financial institution or service provider be liable for any claims or damages resulting from you scheduling these types of payments. The service provider shall have no obligation to research or resolve any claim resulting from any such payment. All research and resolution for any misapplied, mis-posted or misdirected payments will be your sole responsibility. The service will process payments in accordance with the payment instructions you provide. The service will not process payments on weekends or bank holidays. The service will debit your funding account or issue a draft against your funding account, and deliver those funds to the designated payee on your behalf such that the funds arrive as close to the scheduled due date / deliver by date as is reasonably practicable. Numerous business and technical requirements determine if a payee can accept payments electronically, but in all cases payments can be remitted by check. The service provider shall have sole discretion to determine the appropriate remittance method. In order to process payments efficiently and effectively, or otherwise comply with merchants’ remittance requirements, the service reserves the right to change or update payee data, or alter the method of payment remittance. Neither the service provider nor the financial institution shall be responsible for late payments, nor reimburse you for late fees, due to: a) U.S. postal delivery issues; b) electronic remittance network issues; c) your payee’s payment processing procedures;

Setting Up Payments. ‌ To schedule Payments Payments, you must choose a Payee from your Payee List. You may schedule One-Time Payments and Recurring Payments to any of your Payees. It is your responsibility to cancel, skip, reschedule or revise a Scheduled Payment in accordance with the Payee’s instructions to you, or as needed to ensure sufficient available funds Available Funds in the corresponding Funding Account, or under circumstances where the Payee may return the Payment to the Service provider Provider due to any reason outside the Service providerProvider’s or the Mocse’s our control. The Service provider Provider and/or Mocse we reserve the right to refuse or cancel a Payment for any reason.‌ reason. The earliest possible Payment Date / Withdraw On Date and Due Date / Deliver By Date for each Payee will be determined and presented by the Xxxx Payment Service when you schedule a Payment. The Xxxx Payment Service will not permit a Payment Date / Withdraw On Date or Due Date / Deliver By Date earlier than the earliest possible dates presented. The Xxxx Payment Service determines this earliest possible Payment Date or / Withdraw On Date and Due Date / Deliver By Date based on the number of Business Days required to deliver a Payment to the Payee, which is primarily affected by whether or not the Payee has agreed to accept remittance of Payments electronically (typically one or two (1 or 2) Business Days) or requires Payments be delivered by check (typically four or five (4 or 5) Business Days). A Payee’s location or policies for posting and crediting payments may require additional Business Days. Payments scheduled after the Xxxx Payment Service’s “Cut-Off Time Time,” as set forth in the Xxxx Payment Service site and/or in this Agreement, shall be processed no earlier than the following Business Day. Currently, the Cut-Off Times are; 1:00 pm Pacific Standard Time for check payments, 5 pm Pacific Standard Time for electronic (ACH) payments. Next day payments that are not expedited payments depend on the payee. The Services will always communicate the fastest delivery times available. The Service provider Provider and/or Mocse we may change the Cut-Off Time without prior notice.‌ notice. You should carefully consider factors such as the Payee’s date payment duedue date, grace period, whether the Payee’s date payment due date falls on a non-Business Day, etc., when scheduling a Payment to avoid late payments and late fees. You must allow the necessary number of Business Days prior to the Payee’s date payment due date for each Payment, including each Payment of a Recurring Payment series. Some businesses take longer to post payments than others. You should consider allowing additional time for the initial Payment to a Payee through the Xxxx Payment Service in order to gauge the appropriate Payment Date / Withdraw On Date or Due Date / Deliver By Date in each case, and determine whether to allow an‌ an additional one (1) or two (2) business days additional Business Days to avoid incurring any late fee charged by the Merchant. It is your responsibility to schedule Payments appropriately and in accordance with the Payee’s requirements. Neither the Service provider Provider nor Mocse we shall be responsible for late payments, nor to reimburse you for late fees, for any Payment delivered in accordance with your instructions, nor or as a result of a Payee’s payment processing policies, or any other circumstance outside the Service providerProvider’s control. Payments to Payees, businesses or individuals, individuals outside the United States of America or its territories or commonwealths, commonwealths using the Xxxx Payment Service are prohibited.‌ Payments limits are $9,999.99 for an individual payment and $20,000.00 daily cumulative for each member.‌prohibited.

Setting Up Payments. ‌ To schedule Payments Payments, you must choose a Payee from your Payee List. You may schedule One-Time Payments and Recurring Payments to any of your Payees. It is your responsibility to cancel, skip, reschedule or revise a Scheduled Payment in accordance with the Payee’s instructions to you, or as needed to ensure sufficient available funds Available Funds in the corresponding Funding Account, or under circumstances where the Payee may return the Payment to the Service provider Provider due to any reason outside the Service providerProvider’s or the Mocse’s our control. The Service provider Provider and/or Mocse we reserve the right to refuse or cancel a Payment for any reason.‌ reason. The earliest possible Payment Date / Withdraw On Date and Due Date / Deliver By Date for each Payee will be determined and presented by the Bill Payment Service when you schedule a Payment. The Bill Payment Service will not permit a Payment Date / Withdraw On Date or Due Date / Deliver By Date earlier than the earliest possible dates presented. The Bill Payment Service determines this earliest possible Payment Date or / Withdraw On Date and Due Date / Deliver By Date based on the number of Business Days required to deliver a Payment to the Payee, which is primarily affected by whether or not the Payee has agreed to accept remittance of Payments electronically (typically one (1) or two (1 or 2) Business Days) or requires Payments be delivered by check (typically four (4) or five (4 or 5) Business Days). A Payee’s location or policies for posting and crediting payments may require additional Business Days. Payments scheduled after the Bill Payment Service’s “Cut-Off Time Time,” as set forth in the Bill Payment Service site and/or in this Agreement, shall be processed no earlier than the following Business Day. Currently, the Cut-Off Times are; 1:00 pm Pacific Standard Time for check payments, 5 pm Pacific Standard Time for electronic (ACH) payments. Next day payments that are not expedited payments depend on the payee. The Services will always communicate the fastest delivery times available. The Service provider Provider and/or Mocse we may change the Cut-Off Time without prior notice.‌ notice. You should carefully consider factors such as the Payee’s date payment due, grace perioddue date, whether the Payee’s date payment due date falls on a non-Business Day, etc., when scheduling a Payment to avoid late payments and late fees. You must allow the necessary number of Business Days prior to the Payee’s date payment due date for each Payment, including each Payment of a Recurring Payment series. Some businesses take longer to post payments than others. You should consider allowing additional time for the initial Payment to a Payee through the Bill Payment Service in order to gauge the appropriate Payment Date / Withdraw On Date or Due Date / Deliver By Date in each case, and determine whether to allow an‌ an additional one (1) or two (2) business days additional Business Days to avoid incurring any late fee charged by the Merchant. It is your responsibility to schedule Payments appropriately and in accordance with the Payee’s requirements. Neither the Service provider Provider nor Mocse we shall be responsible for late payments, nor to reimburse you for late fees, for any Payment delivered in accordance with your instructions, nor or as a result of a Payee’s payment processing policies, or any other circumstance outside the Service providerProvider’s control. Payments to Payees, businesses or individuals, individuals outside the United States of America or its territories or commonwealths, commonwealths using the Bill Payment Service are prohibited.‌ Payments limits are $9,999.99 for an individual payment and $20,000.00 daily cumulative for each member.‌prohibited. You must have a United States address in order to utilize the Bill Payment Service

Setting Up Payments. ‌ To schedule Payments payments you must choose a Payee payee from your Payee Listpayee list. You may schedule Oneone-Time Payments time payments, single payments and Recurring Payments recurring payments to any of your Payeespayees. It is your responsibility to cancel, skip, reschedule or revise a Scheduled Payment scheduled payment in accordance with the Payeepayee’s instructions to you, or as needed to ensure sufficient available funds in the corresponding Funding Accountfunding account, or under circumstances where the Payee payee may return the Payment payment to the Service service provider due to any reason outside the Service service provider’s or the Mocsefinancial institution’s control. The Service service provider and/or Mocse the financial institution reserve the right to refuse or cancel a Payment payment for any reason.‌ reason. The earliest possible Payment Date due date / Withdraw On Date and Due Date / Deliver By Date deliver by date for each Payee payee will be determined and presented by the Service service when you schedule a Paymentpayment. The Service service will not permit a Payment Date or Due Date due date / deliver by date earlier than the earliest possible dates presented. The Service service determines this earliest possible Payment Date or Due Date due date / deliver by date based on the number of Business Days business days required to deliver a Payment payment to the Payeepayee, which is primarily affected by whether or not the Payee payee has agreed to accept remittance of Payments payments electronically (typically one or two (1 or 2) Business Daysbusiness days) or requires Payments payments be delivered by check (typically four or five (4 or 5) Business Daysbusiness days). A Payeepayee’s location or policies for posting and crediting payments may require additional Business Daysbusiness days. Payments scheduled after the Serviceservice’s Cutcut-Off Time off time shall be processed no earlier than the following Business Daybusiness day. Currently, the Cutcut-Off Times are; 1:00 pm Pacific off time is 4:00 p.m. Eastern Standard Time for check paymentsTime, 5 pm Pacific Standard Time for electronic (ACH) payments. Next day payments that are not expedited payments depend on but the payee. The Services will always communicate the fastest delivery times available. The Service service provider and/or Mocse the financial institution may change the Cutcut-Off Time off time without prior notice.‌ notice. If you designate a non-business date (generally weekends and certain holidays) as the payment’s processing date, the payment will be processed either the day immediately preceding or the business day following as indicated in the scheduled payment instructions. You should carefully consider factors such as the Payeepayee’s date payment due, grace period, whether the Payeepayee’s date payment due falls on a non-Business Daybusiness day, etc., when scheduling a Payment payment to avoid late payments and late fees. You must allow the necessary number of Business Days business days prior to the Payeepayee’s date payment due for each Paymentpayment, including each Payment payment of a Recurring Payment recurring payment series. Some businesses take longer to post payments than others. You should consider allowing additional time for the initial Payment payment to a Payee payee through the Service service in order to gauge the appropriate Payment Date pay due date / Withdraw On Date or Due Date / Deliver By Date deliver by date in each case, and determine whether to allow an‌ an additional one (1) or two (2) business days to avoid incurring any late fee charged by the Merchantmerchant. It is your responsibility to schedule Payments payments appropriately and in accordance with the Payeepayee’s requirements. Neither the Service service provider nor Mocse the financial institution shall be responsible for late payments, nor reimburse you for late fees, for any Payment payment delivered in accordance with your instructions, nor or as a result of a Payeepayee’s payment processing policies, or any other circumstance outside the Service service provider’s control. When a recurring payment is processed, it is automatically rescheduled by the system. Based upon your selected frequency settings for the payment, a processing date is calculated for the next occurrence of the payment. If the calculated processing date is a non-business date (generally weekends and certain holidays), it is adjusted based upon the following rules: • If the recurring payment’s “Pay Before” option is selected, the processing date for the new occurrence of the payment is adjusted to the first business date prior to the calculated processing date. • If the recurring payment’s “Pay After” option is selected, the processing date for the new occurrence of the payment is adjusted to the first business date after the calculated processing date. If your frequency settings for the recurring payment specify the 29th, 30th, or 31st as a particular day of the month for processing and that day does not exist in the month of the calculated processing date, then the last calendar day of that month is used as the calculated processing date. Payments to Payeespayees, businesses or individuals, outside the United States of America or its territories or commonwealths, are prohibited.‌ prohibited. The service will allow you to make Expedited Payments limits using the funds in your Funding Account for a fee. An Expedited Payment may be delivered to the Payee via electronic fund transfer (ACH Debit) or paper check mailed through an overnight service depending on the Payee’s capabilities. Scheduled Payments are $9,999.99 processed as batch transactions at the end of the Business Day. Expedited Payments, depending on the time the transaction was scheduled, may be processed with the Scheduled Payments, or immediately. Next day delivery of overnight checks may depend on the time of day that the transaction is scheduled, and is not guaranteed. There is a fee for processing Expedited Payment. These fees are disclosed in the Expedited Payment Terms and Conditions presented at the time of setting up an individual payment and $20,000.00 daily cumulative for each member.‌Expedited Payment.

Setting Up Payments. ‌ To schedule Payments payments you must choose a Payee payee from your Payee Listpayee list. You may schedule Oneone-Time Payments time payments, single payments and Recurring Payments recurring payments to any of your Payeespayees. It is your responsibility to cancel, skip, reschedule or revise a Scheduled Payment scheduled payment in accordance with the Payeepayee’s instructions to you, or as needed to ensure sufficient available funds in the corresponding Funding Accountfunding account, or under circumstances where the Payee payee may return the Payment payment to the Service service provider due to any reason outside the Service service provider’s or the Mocsefinancial institution’s control. The Service service provider and/or Mocse the financial institution reserve the right to refuse or cancel a Payment payment for any reason.‌ reason. The earliest possible Payment Date due date / Withdraw On Date and Due Date / Deliver By Date deliver by date for each Payee payee will be determined and presented by the Service service when you schedule a Paymentpayment. The Service service will not permit a Payment Date or Due Date due date / deliver by date earlier than the earliest possible dates presented. The Service service determines this earliest possible Payment Date or Due Date due date / deliver by date based on the number of Business Days business days required to deliver a Payment payment to the Payeepayee, which is primarily affected by whether or not the Payee payee has agreed to accept remittance of Payments payments electronically (typically one or two (1 or 2) Business Daysbusiness days) or requires Payments payments be delivered by check (typically four or five (4 or 5) Business Daysbusiness days). A Payeepayee’s location or policies for posting and crediting payments may require additional Business Daysbusiness days. Payments scheduled after the Serviceservice’s Cutcut-Off Time off time shall be processed no earlier than the following Business Daybusiness day. Currently, the Cutcut-Off Times are; 1:00 pm Pacific off time is 4:00 p.m. Eastern Standard Time for check paymentsTime, 5 pm Pacific Standard Time for electronic (ACH) payments. Next day payments that are not expedited payments depend on but the payee. The Services will always communicate the fastest delivery times available. The Service service provider and/or Mocse the financial institution may change the Cutcut-Off Time off time without prior notice.‌ notice. If you designate a non-business date (generally weekends and certain holidays) as the payment’s processing date, the payment will be processed either the day immediately preceding or the business day following as indicated in the scheduled payment instructions. You should carefully consider factors such as the Payeepayee’s date payment due, grace period, whether the Payeepayee’s date payment due falls on a non-Business Daybusiness day, etc., when scheduling a Payment payment to avoid late payments and late fees. You must allow the necessary number of Business Days business days prior to the Payeepayee’s date payment due for each Paymentpayment, including each Payment payment of a Recurring Payment recurring payment series. Some businesses take longer to post payments than others. You should consider allowing additional time for the initial Payment payment to a Payee payee through the Service service in order to gauge the appropriate Payment Date pay due date / Withdraw On Date or Due Date / Deliver By Date deliver by date in each case, and determine whether to allow an‌ an additional one (1) or two (2) business days to avoid incurring any late fee charged by the Merchantmerchant. It is your responsibility to schedule Payments payments appropriately and in accordance with the Payeepayee’s requirements. Neither the Service service provider nor Mocse the financial institution shall be responsible for late payments, nor reimburse you for late fees, for any Payment payment delivered in accordance with your instructions, nor or as a result of a Payeepayee’s payment processing policies, or any other circumstance outside the Service service provider’s control. When a recurring payment is processed, it is automatically rescheduled by the system. Based upon your selected frequency settings for the payment, a processing date is calculated for the next occurrence of the payment. If the calculated processing date is a non-business date (generally weekends and certain holidays), it is adjusted based upon the following rules: • If the recurring payment’s “Pay Before” option is selected, the processing date for the new occurrence of the payment is adjusted to the first business date prior to the calculated processing date. • If the recurring payment’s “Pay After” option is selected, the processing date for the new occurrence of the payment is adjusted to the first business date after the calculated processing date. If your frequency settings for the recurring payment specify the 29th, 30th, or 31st as a particular day of the month for processing and that day does not exist in the month of the calculated processing date, then the last calendar day of that month is used as the calculated processing date. Payments to Payeespayees, businesses or individuals, outside the United States of America or its territories or commonwealths, are prohibited.‌ Payments limits prohibited. The service will allow you to make expedited payments using the funds in your funding account for a fee. An expedited payment may be delivered to the payee via electronic fund transfer (ach debit) or paper check mailed through an overnight service depending on the payee’s capabilities. Scheduled payments are $9,999.99 processed as batch transactions at the end of the business day. Expedited payments, depending on the time the transaction was scheduled, may be processed with the scheduled payments, or immediately. Next day delivery of overnight checks may depend on the time of day that the transaction is scheduled, and is not guaranteed. There is a fee for processing expedited payment. These fees are disclosed in the expedited payment terms and conditions presented at the time of setting up an individual expedited payment. Any payment can be modified or canceled, provided you access the service prior to the cut-off time on the business day that the payment is going to be processed. Once a check payment is in-process, it cannot be canceled through the service. Instead, you must contact customer service at 000-000-0000 to request a stop payment. An electronic payment cannot be canceled or stopped once it is no longer in a scheduled status. A recurring payment may be edited or canceled after processing for the current payment instance is complete. Expedited payments by check that are processed immediately due to timing may not be able to be stopped or cancelled. You may request to stop payment after a payment has been processed by contacting First Bank Customer Service at 000-000-0000. The service’s ability to successfully stop payment depends on how the funds were remitted to the payee and $20,000.00 daily cumulative the elapsed time since the payment was processed. The service provider and the financial institution will make commercially reasonable efforts to stop payment per your request, but shall have no liability if unsuccessful. You may be charged a stop payment fee for each member.‌request. Tax payments and court ordered payments should not be scheduled through the service. In no event shall the financial institution or service provider be liable for any claims or damages resulting from you scheduling these types of payments. The service provider shall have no obligation to research or resolve any claim resulting from any such payment. All research and resolution for any misapplied, mis-posted or misdirected payments will be your sole responsibility. The service will process payments in accordance with the payment instructions you provide. The service will not process payments on weekends or bank holidays. The service will debit your funding account or issue a draft against your funding account, and deliver those funds to the designated payee on your behalf such that the funds arrive as close to the scheduled due date / deliver by date as is reasonably practicable. Numerous business and technical requirements determine if a payee can accept payments electronically, but in all cases payments can be remitted by check. The service provider shall have sole discretion to determine the appropriate remittance method. In order to process payments efficiently and effectively, or otherwise comply with merchants’ remittance requirements, the service reserves the right to change or update payee data, or alter the method of payment remittance. Neither the service provider nor the financial institution shall be responsible for late payments, nor reimburse you for late fees, due to: a) U.S. postal delivery issues; b) electronic remittance network issues; c) your payee’s payment processing procedures;