Common use of Special Account Instructions Clause in Contracts

Special Account Instructions. You may request WECU to facilitate certain trust, will, or court-ordered account arrangements. However, because WECU does not give legal advice, we cannot counsel you as to which account arrangement most appropriately meets the specific requirements of your trust, will, or court order. You and any surviving owner or beneficiary agree(s) to indemnify and hold WECU harmless from any claim or liability asserted against WECU as a result of the disposition of funds in reliance on this agreement and any account designation of yours. If you ask WECU to follow instructions, we believe might expose us to claims, suits, lawsuits, expenses, liabilities, or damages, whether directly or indirectly, WECU may refuse to follow your instructions or may require you to post a bond or otherwise indemnify WECU. Any item with a full payment legend must be presented in person to a Credit Union officer; otherwise, payment is accepted with full reservation of rights. Account changes requested by you must be evidenced by a signed Account Card and be accepted by WECU. WECU will not recognize the authority of someone to whom you have given power of attorney without an acceptable, written power of attorney on record at WECU. You agree to be liable to WECU for any liability, loss, or expense as provided in this Agreement that WECU incurs as a result of any dispute involving your accounts or services. You authorize WECU to deduct any such liability, loss, or expense from your account without prior notice to you. In the event either party brings a legal action to enforce the Agreement or collect any overdrawn funds on accounts accessed under this Agreement, the prevailing party shall be entitled, subject to applicable law, to payment by the other party of its reasonable attorney’s fees and costs, including fees on any appeal, bankruptcy proceedings, and any post-judgment collection actions, if applicable.

Special Account Instructions. You may request WECU the Credit Union to facilitate certain trust, will, or court-court- ordered account arrangements. However, because WECU the Credit Union does not give legal advice, we cannot counsel you as to which account arrangement most appropriately meets the specific requirements of your trust, will, or court order. You and any surviving owner or beneficiary agree(s) to indemnify and hold WECU the Credit Union harmless from any claim or liability asserted against WECU the Credit Union as a result of the disposition of funds in reliance on this agreement and any account designation of yours. If you ask WECU the Credit Union to follow instructions, instructions we believe might expose us to claims, suits, lawsuits, expenses, liabilities, or damages, whether directly or indirectly, WECU the Credit Union may refuse to follow your instructions or may require you to post a bond or otherwise indemnify WECUthe Credit Union. Any item with a full payment legend must be presented in person to a Credit Union officer; otherwise, payment is accepted with full reservation of rights. Account changes requested by you must be evidenced by a signed Account Card Membership Application and be accepted by WECUthe Credit Union. WECU The Credit Union will not recognize the authority of someone to whom you have given power of attorney without an acceptable, written power of attorney on record at WECUthe Credit Union. You agree to be liable to WECU the Credit Union for any liability, loss, or expense as provided in this Agreement that WECU the Credit Union incurs as a result of any dispute involving your accounts or services. You authorize WECU the Credit Union to deduct any such liability, loss, or expense from your account without prior notice to you. In the event either party brings a legal action to enforce the Agreement or collect any overdrawn funds on accounts accessed under this Agreement, the prevailing party shall be entitled, subject to applicable law, to payment by the other party of its reasonable attorney’s fees and costs, including fees on any appeal, bankruptcy proceedings, and any post-judgment collection actions, if applicable.

Special Account Instructions. You may request WECU the Credit Union to facilitate certain trust, will, or court-ordered account arrangements. However, because WECU the Credit Union does not give legal advice, we cannot counsel you as to which account arrangement most appropriately meets the specific requirements of your trust, will, or court order. You and any surviving owner or beneficiary agree(s) to indemnify and hold WECU the Credit Union harmless from any claim or liability asserted against WECU the Credit Union as a result of the disposition of funds in reliance on this agreement Agreement and any account designation of yours. If you ask WECU the Credit Union to follow instructions, instructions we believe might expose us to claims, suits, lawsuits, expenses, liabilities, or damages, whether directly or indirectly, WECU the Credit Union may refuse to follow your instructions or may require you to post a bond or otherwise indemnify WECUthe Credit Union. Any item with a full payment legend must be presented in person to a Credit Union officer; otherwise, payment is accepted with full reservation of rights. Account changes requested by you must be evidenced by a signed Account Card Membership Application and be accepted by WECUthe Credit Union. WECU The Credit Union will not recognize the authority of someone to whom you have given power of attorney without an acceptable, written power of attorney on record at WECUthe Credit Union. You agree to be liable to WECU the Credit Union for any liability, loss, or expense as provided in this Agreement that WECU the Credit Union incurs as a result of any dispute involving your accounts or services. You authorize WECU the Credit Union to deduct any such liability, loss, or expense from your account without prior notice to you. In the event either party brings a legal action to enforce the Agreement or collect any overdrawn funds on accounts accessed under this Agreement, the prevailing party shall be entitled, subject to applicable law, to payment by the other party of its reasonable attorney’s fees and costs, including fees on any appeal, bankruptcy proceedings, and any post-post- judgment collection actions, if applicable.

Special Account Instructions. You may request WECU the Credit Union to facilitate certain trust, will, or court-ordered account arrangements. However, because WECU the Credit Union does not give legal advice, we cannot counsel you as to which account arrangement most appropriately meets the specific requirements of your trust, will, or court order. You and any surviving owner or beneficiary agree(s) to indemnify and hold WECU the Credit Union harmless from any claim or liability asserted against WECU the Credit Union as a result of the disposition of funds in reliance on this agreement and any account designation of yours. If you ask WECU the Credit Union to follow instructions, instructions we believe might expose us to claims, suits, lawsuits, expenses, liabilities, or damages, whether directly or indirectly, WECU the Credit Union may refuse to follow your instructions or may require you to post a bond or otherwise indemnify WECUthe Credit Union. Any item with a full payment legend must be presented in person to a Credit Union officer; otherwise, payment is accepted with full reservation of rights. Account changes requested by you must be evidenced by a signed Account Card Membership Application and be accepted by WECUthe Credit Union. WECU The Credit Union will not recognize the authority of someone to whom you have given power of attorney without an acceptable, written power of attorney on record at WECUthe Credit Union. You agree to be liable to WECU the Credit Union for any liability, loss, or expense as provided in this Agreement that WECU the Credit Union incurs as a result of any dispute involving your accounts or services. You authorize WECU the Credit Union to deduct any such liability, loss, or expense from your account without prior notice to you. In the event either party brings a legal action to enforce the Agreement or collect any overdrawn funds on accounts accessed under this Agreement, the prevailing party shall be entitled, subject to applicable law, to payment by the other party of its reasonable attorney’s fees and costs, including fees on any appeal, bankruptcy proceedings, and any post-judgment collection actions, if applicable. 27.

Special Account Instructions. You may request WECU the Credit Union to facilitate certain trust, will, or court-ordered account arrangements. However, because WECU the Credit Union does not give legal advice, we cannot counsel you as to which account arrangement most appropriately meets the specific requirements of your trust, will, or court order. You and any surviving owner or beneficiary agree(s) to indemnify indemnify, defend, and hold WECU the Credit Union harmless from any claim claim, loss, damage, liability, or liability expense (including reasonable attorneys’ fees and costs) asserted against WECU the Credit Union as a result of the disposition of funds in reliance on this agreement Agreement and any account designation of yours. If you ask WECU the Credit Union to follow instructions, instructions we believe might expose us to claims, suits, lawsuits, expenses, liabilities, or damages, whether directly or indirectly, WECU the Credit Union may refuse to follow your instructions or may require you to post a bond or otherwise indemnify WECUthe Credit Union. Any item with You must present a full payment legend must be presented in person to a Credit Union officer; otherwise, we will accept payment is accepted with full reservation of rights. Account We require you to evidence, and we must accept, account changes requested by that you must be evidenced by request with a signed Account Card and be accepted by WECUMembership Application. WECU The Credit Union will not recognize the authority of someone to whom you have given power of attorney without an acceptable, written power of attorney on record at WECUthe Credit Union. You As provided in this Agreement, you agree to be liable to WECU the Credit Union for any liability, loss, or expense as provided in this Agreement that WECU the Credit Union incurs as a result because of any dispute involving your accounts or services. You authorize WECU the Credit Union to deduct any such liability, loss, or expense from your account without prior notice to you. In the event either party brings a legal action to enforce the Agreement or to collect any overdrawn funds on accounts accessed under this Agreement, the prevailing party shall be entitledentitled to, subject to applicable law, to payment by the other party of its reasonable attorney’s fees and costs, including . This includes fees on any appeal, bankruptcy proceedings, and any post-judgment collection actions, if applicable.

Special Account Instructions. You may request WECU the Credit Union to facilitate certain trust, will, or court-court- ordered account arrangements. However, because WECU the Credit Union does not give legal advice, we cannot counsel you as to which account arrangement most appropriately meets the specific requirements of your trust, will, or court order. You and any surviving owner or beneficiary agree(s) to indemnify and hold WECU the Credit Union harmless from any claim or liability asserted against WECU the Credit Union as a result of the disposition JordanCreditUnion I.23 Continued - I.26 of funds in reliance on this agreement Agreement and any account designation of yours. If you ask WECU the Credit Union to follow instructions, instructions we believe might expose us to claims, suits, lawsuits, expenses, liabilities, or damages, whether directly or indirectly, WECU the Credit Union may refuse to follow your instructions or may require you to post a bond or otherwise indemnify WECUthe Credit Union. Any item with a full payment legend must be presented in person to a Credit Union officer; otherwise, payment is accepted with full reservation of rights. Account changes requested by you must be evidenced by a signed Account Card Membership Application and be accepted by WECUthe Credit Union. WECU The Credit Union will not recognize the authority of someone to whom you have given power of attorney without an acceptable, written power of attorney on record at WECUthe Credit Union. You agree to be liable to WECU the Credit Union for any liability, loss, or expense as provided in this Agreement that WECU the Credit Union incurs as a result of any dispute involving your accounts or services. You authorize WECU the Credit Union to deduct any such liability, loss, or expense from your account without prior notice to you. In the event either party brings a legal action to enforce the Agreement or collect any overdrawn funds on accounts accessed under this Agreement, the prevailing party shall be entitled, subject to applicable law, to payment by the other party of its reasonable attorney’s fees and costs, including fees on any appeal, bankruptcy proceedings, and any post-post- judgment collection actions, if applicable.

Special Account Instructions. An agency designation is an instruction to the Credit Union that the account owner has authorized another person to make transactions as agent for the account owner. An agent has no ownership interest in the account and does not have Credit Union member voting rights. The Credit Union has no duty to inquire as to the use or purpose of any transaction by the agent. The Credit Union has the right to review and approve any form of power of attorney and may restrict any withdrawals or transfers on your accounts. You may request WECU the Credit Union to facilitate certain trust, will, or court-ordered account arrangements. However, because WECU the Credit Union does not give legal advice, we cannot counsel you as to which account arrangement most appropriately meets the specific requirements requirement of your trust, will, or court order. You and any surviving owner or beneficiary agree(s) to indemnify and hold WECU harmless from any claim or liability asserted against WECU as a result of the disposition of funds in reliance on this agreement and any account designation of yours. If you ask WECU the Credit Union to follow instructions, we believe any instructions that the Credit Union believes might expose us it to claims, suits, lawsuits, expenses, liabilities, or damages, whether directly or indirectly, WECU the Credit Union may refuse to follow your instructions or may require you to indemnify the Credit Union or post a bond or otherwise indemnify WECUother protection. Any item with BUSINESS/ORGANIZATION/ASSOCIATION ACCOUNTS: Accounts held in the name of a full payment legend must be presented in person to a Credit Union officer; otherwisebusiness, payment is accepted with full reservation of rights. Account changes requested by you must be evidenced by a signed Account Card and be accepted by WECU. WECU will not recognize the authority of someone to whom you have given power of attorney without an acceptable, written power of attorney on record at WECU. You agree to be liable to WECU for any liability, lossorganization, or expense as provided association are subject to all of the conditions contained in this Agreement that WECU incurs as a result of any dispute involving your accounts or services. You authorize WECU to deduct any such liability, loss, or expense from your account without prior notice to you. In the event either party brings a legal action to enforce the Agreement or collect any overdrawn funds on accounts accessed under this Membership & Account Agreement, the prevailing party shall be entitled, subject to applicable law, to payment by the other party of its reasonable attorney’s fees Business Account Rate and costs, including fees on any appeal, bankruptcy proceedingsFee Schedule, and the Funds Availability Policy as they may apply. As a condition of account opening, the Credit Union reserves the right to request and receive appropriate documentary evidence satisfactory to the Credit Union to affirm the existence and status of the business entity, organization or association. No Payable on Death (POD) beneficiary designation or other designation shall apply to the account. We may require the governing body of the legal entity opening the account to give us a separate authorization telling us who is authorized to act on its behalf. We will honor the most recent written authorization until we receive written notice of a change from the governing body of the legal entity. Each account owner shall have equal access to the account; authorized signers will have equal access to the account, but will not be allowed to establish certain products on an existing account and will not have authority to establish a new account under the name of the legal entity. We have no duty or agreement to monitor or ensure that the acts of the authorized signers are for your benefit and you agree that the Credit Union may honor and charge against your account any post-judgment collection actionsitems signed (electronically or otherwise), accepted, endorsed or authorized by an authorized signer without inquiry as to the circumstances of issue or use of the proceeds and regardless of to whom such items are payable or endorsed. You understand that the terms of this agreement apply to any owner or authorized signer and you agree that you are responsible for any transactions involving your account. We may accept for deposit any item payable to you or your order, even if applicablethey are not endorsed by you. We may give cash back to any owner or authorized signer. We may supply any missing endorsement(s) for any item we accept for deposit or collection, and you warrant that all endorsements are genuine. The Credit Union may not accept accounts which require the signature of more than one signer to authorize a withdrawal, or other special instructions. Earnings in the form of dividends or credits will be paid only on collected funds, unless otherwise provided by law or our policy.

Special Account Instructions. You may request WECU I.24 Continued - I.26 JordanCreditUnion JordanCreditUnion I.24 Continued - II.2 the Credit Union to facilitate certain trust, will, or court-court- ordered account arrangements. However, because WECU the Credit Union does not give legal advice, we cannot counsel you as to which account arrangement most appropriately meets the specific requirements of your trust, will, or court order. You and any surviving owner or beneficiary agree(s) to indemnify and hold WECU the Credit Union harmless from any claim or liability asserted against WECU the Credit Union as a result of the disposition of funds in reliance on this agreement Agreement and any account designation of yours. If you ask WECU the Credit Union to follow instructions, instructions we believe might expose us to claims, suits, lawsuits, expenses, liabilities, or damages, whether directly or indirectly, WECU the Credit Union may refuse to follow your instructions or may require you to post a bond or otherwise indemnify WECUthe Credit Union. Any item with a full payment legend must be presented in person to a Credit Union officer; otherwise, payment is accepted with full reservation of rights. Account changes requested by you must be evidenced by a signed Account Card Membership Application and be accepted by WECUthe Credit Union. WECU The Credit Union will not recognize the authority of someone to whom you have given power of attorney without an acceptable, written power of attorney on record at WECUthe Credit Union. You agree to be liable to WECU the Credit Union for any liability, loss, or expense as provided in this Agreement that WECU the Credit Union incurs as a result of any dispute involving your accounts or services. You authorize WECU the Credit Union to deduct any such liability, loss, or expense from your account without prior notice to you. In the event either party brings a legal action to enforce the Agreement or collect any overdrawn funds on accounts accessed under this Agreement, the prevailing party shall be entitled, subject to applicable law, to payment by the other party of its reasonable attorney’s fees and costs, including fees on any appeal, bankruptcy proceedings, and any post-post- judgment collection actions, if applicable.