Common use of Statements and Reporting Errors Clause in Contracts

Statements and Reporting Errors. 1. Your Role in Preventing Account Fraud. You have a very important role in protecting your account from fraud and discovering fraud or errors involving your account. You should carefully guard the security of your checkbook and check stock, and immediately notify us if any of your checks are missing. If you are a commercial customer, you should not give the same person the responsibility to write checks and to review statements. You must safeguard your account number, any Personal Identification Number (“PIN”), password or other code or device (such as a token) that you obtain from us to access your account or to perform account functions. This includes the PIN you use with your debit card, the access codes you use with Automated Telephone Banking, Online Banking, or other electronic devices. You must notify us immediately if your account number, PIN, or password are compromised, or you believe you have been or may be the victim of identity theft. You must also notify us immediately if your card or other access device or your PIN or other code were lost or stolen or if you suspect that its 3 Zelle is a registered trademark and is not owned by or affiliated with UMB Bank, n.a. confidentiality has been compromised. A Bank representative will never ask you for your debit card PIN or Online Banking password, and you should not disclose it to a person that claims to be a Bank representative.

Statements and Reporting Errors. 1. Your Role in Preventing Account Fraud. You have a very important role in protecting your account from fraud and discovering fraud or errors involving your account. You should carefully guard the security of your checkbook and check stock, and immediately notify us if any of your checks are missing. If you are a commercial customer, you should not give the same person the responsibility to write checks and to review statements. You must safeguard your account number, any Personal Identification Number (“PIN”), password or other code or device (such as a token) that you obtain from us to access your account or to perform account functions. This includes the PIN you use with your debit card, the access codes you use with Automated Telephone Banking, Online Banking, or other electronic devices. You must notify us immediately if your account number, PIN, or password are compromised, or you believe you have been or may be the victim of identity theft. You must also notify us immediately if your card or other access device or your PIN or other code were lost or stolen or if you suspect that its 3 Zelle is a registered trademark and is not owned by or affiliated with UMB Bank, n.a. confidentiality has been compromised. A Bank representative will never ask you for your debit card PIN or Online Banking password, and you should not disclose it to a person that claims to be a Bank representative.