Common use of Stop Payment Orders Clause in Contracts

Stop Payment Orders. If you do not want us to pay a check you have issued, you can request us to stop payment of that check. Any Authorized Representative may order us to stop payment on a check and we will charge a fee. See the fee schedule applicable to your Account for details. Your stop payment order must include your Account number, the number and date of your check, the amount, and the name of the payee. We are not responsible for stop payment orders with incorrect or incomplete information. If you make your stop payment order orally and do not confirm it in writing within fourteen (14) calendar days, we may not continue to honor it. Our acceptance of a stop payment order will not constitute a representation that the Item has not already been paid or that the Bank has had a reasonable opportunity to act upon the order. Your stop payment order will take effect only after we receive all required documents from you, we verify that the check is unpaid, we record it on your Account, and we have had sufficient time to notify the impacted areas of the Bank (which may take several days), and we will not be liable if we pay the check or for any related Losses you incur before the stop payment order has taken effect. We cannot stop payment on a check we have already cashed or a deposited check where the funds have already been withdrawn. You may not stop payment on money orders issued by the Bank or on official, certified, cashier’s, or teller’s checks issued by the Bank. In addition, you may not stop payment on checks governed by separate agreement, such as a check guaranty agreement. Your stop payment order will be effective for six (6) months, and can be renewed for six (6) more months for an additional fee. We have no obligation to notify you when your stop payment order expires. If you want to release a stop payment order, you must tell us in writing. If the check is presented for payment after a stop payment order expires, we may pay the check. In some cases, we may pay a check even if a stop payment order is in effect. For example, if we or another person or entity becomes a “holder in due course” of a check that you ask us to stop, we may still pay the check. When you place a stop payment order, you agree to indemnify us for all Losses we incur due to our refusal to pay the Item. You assign to us all rights against the payee or any other holder of the check. You agree to cooperate with us in any legal actions that we may take against these parties. Applicable Law may permit other limitations on our obligation to stop payments. Refer to Section 8 of this Agreement, “Electronic Funds Transfers,” for how to place a stop payment on electronic payments.

Stop Payment Orders. If you do not want us to pay a check drawn on your account, you have issued, you can a right to request us to that we do not pay the check. We will accept a stop payment request from any account owner, regardless of that which account owner signed the check. Any Authorized Representative account owner may order cancel a stop payment order. You can exercise this right by notifying us to in person or by writing or calling us. You may generally stop payment on a check drawn on your account, provided that we have not accepted, certified, paid in cash, made final payment on or otherwise become accountable for such check, except to the extent otherwise required by Applicable Law. Stop payment requests must be timely and we will charge a fee. See describe the fee schedule applicable to your Account for details. Your stop payment order must include your Account check by the exact account number, the check number and date amount of your the check. You must also provide any other information we reasonably request that would assist us in identifying the check (for example, the amount, and the name of the payeeperson the check is made out to and the date of the check). We are not responsible for stop payment orders with incorrect or incomplete information. If you make your stop payment order orally and do not confirm it in writing within fourteen (14) calendar days, we may not continue to honor it. Our acceptance of a stop payment order will not constitute a representation that the Item has not already been paid or that the Bank has had must be given a reasonable opportunity to act upon the orderon any stop payment request before it can be considered effective. Your stop payment order request will take effect only after we receive all required documents from yougenerally be effective when it is processed in your account. If the information you give us is not correct, does not reasonably describe the check or is not provided timely so as to give us a reasonable opportunity to act on your request, we verify are not responsible if we are not able to stop payment on the check. Oral stop payment requests received by our Customer Care Center and stop payment requests submitted through On-Line Banking are treated as written requests due to the authentication process that occurs and the record created from the request and are valid for 6 months. Oral stop payment requests not received by our Customer Care Center are only valid for 14 days, although we may, in our sole discretion, extend the time that your oral stop payment request is valid. If you would like your oral stop payment request to remain effective for longer than 14 days, you must provide us with a written stop payment request. If you do not confirm your oral stop payment request in writing during this time period and the check is unpaidpresented to us for payment following the expiration of this time period, we record may pay it without notice and without any liability to you. A written stop payment request is valid for 6 months, unless you renew your request before the expiration of this time period. We will not inform you when a stop payment order is about to expire. Otherwise, if you do not timely renew your request in writing and the check is presented to us for payment, we may pay it without any liability to you. You may send a written stop payment request to any of our branch offices. Stop payment requests may not be issued on Treasurer’s checks. We may, however, replace a lost, stolen or destroyed bank check, provided you comply with our established procedures. If the original bank check is presented to us for payment before your Accountclaim becomes effective, and we have had sufficient time to notify may pay the impacted areas of the Bank (which may take several days)check, and we will not be liable if we pay the check or to you for any related Losses you incur before that check. The amount of the stop payment order has taken effect. We cannot stop payment request fee is disclosed on a check we have already cashed or a deposited check where the funds have already been withdrawn. You may not stop payment on money orders issued by the Bank or on official, certified, cashier’s, or teller’s checks issued by the Bank. In addition, you may not stop payment on checks governed by separate agreement, such as a check guaranty agreement. Your stop payment order will be effective for six (6) months, and can be renewed for six (6) more months for an additional fee. We have no obligation to notify you when your stop payment order expires. If you want to release a stop payment order, you must tell us in writing. If the check is presented for payment after a stop payment order expires, we may pay the check. In some cases, we may pay a check even if a stop payment order is in effect. For example, if we or another person or entity becomes a “holder in due course” of a check that you ask us to stop, we may still pay the check. When you place a stop payment order, you agree to indemnify us for all Losses we incur due to our refusal to pay the Item. You assign to us all rights against the payee or any other holder of the checkSchedule. You agree to cooperate with pay us in any legal actions that we may take against these parties. Applicable Law may permit other limitations on our obligation to stop payments. Refer to Section 8 of this Agreement, “Electronic Funds Transfers,” a fee for how to place a every stop payment on electronic paymentsrequest we receive from you.

Stop Payment Orders. If you do not want us to pay a check you have issued, you can request us to stop payment of that check. Any Authorized Representative may order us to stop payment on a check and we will charge a fee. See the fee schedule applicable to your Account for details. Your stop payment order must include your Account number, the number and date of your check, the amount, and the name of the payee. We are not responsible for stop payment orders with incorrect or incomplete information. If you make your stop payment order orally and do not confirm it in writing within fourteen (14) calendar days, we may not continue to honor it. Our acceptance of a stop payment order will not constitute a representation that the Item has not already been paid or that the Bank has had a reasonable opportunity to act upon the order. Your stop payment order will take effect only after we receive all required documents from you, we verify that the check is unpaid, we record it on your Account, and we have had sufficient time to notify the impacted areas of the Bank (which may take several days), and we will not be liable if we pay the check or for any related Losses you incur before the stop payment order has taken effect. We cannot stop payment on a check we have already cashed or a deposited check where the funds have already been withdrawn. You may not stop payment on money orders issued by the Bank or on official, certified, cashier’s, or teller’s checks issued by the Bank. In addition, you may not stop payment on checks governed by separate agreement, such as a check guaranty agreement. Your stop payment order will be effective for six (6) months, and can be renewed for six (6) more months for an additional fee. We have no obligation to notify you when your stop payment order expires. If you want to release a stop payment order, you must tell us in writing. If the check is presented for payment after a stop payment order expires, we may pay the check. In some cases, we may pay a check even if a stop payment order is in effect. For example, if we or another person or entity becomes a “holder in due course” of a check that you ask us to stop, we may still pay the check. When you place a stop payment order, you agree to indemnify us for all Losses we incur due to our refusal to pay the Item. You assign to us all rights against the payee or any other holder of the check. You agree to cooperate with us in any legal actions that we may take against these parties. Applicable Law may permit other limitations on our obligation to stop payments. Refer to Section 8 of this Agreement, “7 (Electronic Funds Transfers,” ) for how to place a stop payment on electronic payments.

Stop Payment Orders. If you do not want us to pay a check you have issued, you can Any owner or authorized signer on your account may request us to stop payment of that check. Any Authorized Representative may order us to stop payment on a check and we will charge a feeor transaction. See If the fee schedule applicable signature of more than one person is required to draw on your Account for detailsaccount, any such person individually may make the stop payment request. Your stop payment order must include your Account the account number, the number check number, exact amount (dollars and cents), check or transaction date of your check, the amount, and the name of the payee. We are will not responsible be liable for paying a check or transaction over a stop payment order if the order is incomplete or incorrect, and to be effective we must receive stop payment orders with incorrect at a time and in a manner which affords us a reasonable opportunity to act upon them. There is a per check/transaction charge for each stop payment order. Stop payment orders in a dated, authenticated writing are valid for six months from the date of your stop payment request, after which time the stop payment order expires automatically without further notice. After that time, the item may be paid and charged to your account unless you renew the stop payment order for an additional fee. To renew the stop payment order you must place a new stop payment order in a dated, authenticated writing within the period during which the original stop payment order is effective. To the fullest extent permitted at law, we are not required to accept oral stop payment orders, and reserve the right to require a dated, authenticated writing describing the check or incomplete informationitem by number, date, payee name and exact dollar amount. After an oral stop payment order is requested and accepted, we will mail our confirmation notice of the stop payment order to your address on file, which notice will serve as confirmation of your request and which we will assume to be an accurate record of your request unless you notify us immediately in writing following receipt of the notice that it is inaccurate. If you make your stop payment order orally and do not confirm it in writing receive such written confirmation within fourteen (14) calendar daysdays of an oral stop payment order, we may or if you do not continue to honor it. Our acceptance of provide us with a dated, authenticated writing providing all information specified above within that fourteen (14) day period, the oral stop payment order will not constitute a representation lapse following the expiration of that fourteen (14) day period. Our records will be conclusive evidence of the Item has not already been paid or that the Bank has had a reasonable opportunity to act upon the order. Your existence, details of, and our decision regarding any oral stop payment order will take effect only after we receive all required documents from you, we verify that the check is unpaid, we record it on your Account, and we have had sufficient time to notify the impacted areas of the Bank (which may take several days), and we will not be liable if we pay the check or for any related Losses you incur before the stop payment order has taken effect. We cannot stop payment on a check we have already cashed or a deposited check where the funds have already been withdrawnits revocation. You may not stop payment on money orders issued by the Bank or on official, certifiedpoint-of-sale Debit Card transactions, cashier’s’s checks, or teller’s checks issued or payments guaranteed by the Bankus. In additionUnder certain circumstances, however, you may not be able to claim a refund on lost, stolen or destroyed cashier’s checks ninety (90) days following the date of their issuance. Please note that electronic stop payment on checks governed by separate agreement, such as a check guaranty agreement. Your stop payment order will requests (through our online banking service) may not be effective for six (6) monthsin stopping the payment of checks that have been posted to, and can be renewed for six (6) more months for an additional feebut not finally paid from, your account on the preceding day. We have no obligation In order to notify you when your stop payment order expires. If you want to release a stop payment orderprevent those checks from being paid, you must tell us contact one of our customer representatives in writingperson, by telephone or in writing within one hour after we open on the day following the day we post the items to your account. If You also should contact a representative if you wish to stop the check is presented for payment after a stop payment order expires, we may pay the check. In some cases, we may pay a check even if a stop payment order is in effect. For example, if we or another person or entity becomes a “holder in due course” of a check that you ask us has been converted to stop, we may still pay an electronic transaction by a merchant. Electronic transactions are often processed on the check. When you place same day and cannot be stopped with a regular check stop payment order, you agree to indemnify us for all Losses we incur due to our refusal to pay the Item. You assign to us all rights against the payee or any other holder of the check. You agree to cooperate with us in any legal actions that we may take against these parties. Applicable Law may permit other limitations on our obligation to stop payments. Refer to Section 8 of this Agreement, “Electronic Funds Transfers,” for how to place a stop payment on electronic payments.

Stop Payment Orders. If you do not want us to pay a check you have issued, you can Any owner or authorized persons on your Account may request us to stop payment of that check. Any Authorized Representative may order us to stop payment on a check and check. In order to identify your check, we will charge a fee. See typically need the fee schedule applicable to your Account for details. Your stop payment order must include your Account number, the number check number, exact amount (dollars and cents), check or transaction date of your check, the amount, and the name of the payee. We If we are not responsible for stop payment orders able to identify the item in question with incorrect or incomplete information. If reasonable certainty based on the information you make your stop payment order orally and do not confirm it in writing within fourteen (14) calendar daysprovide, we may not continue to honor it. Our acceptance of a stop payment order will not constitute a representation that the Item has not already been paid or that the Bank has had a reasonable opportunity to act upon the order. Your stop payment order will take effect only after we receive all required documents from you, we verify that the check is unpaid, we record it on your Account, and we have had sufficient time to notify the impacted areas of the Bank (which may take several days), and we will not be liable if we pay for paying a Check or transaction. We must receive stop payment orders in a manner that affords us reasonable time to act upon them. There is a per-check charge for each stop payment order, as shown in the check or for any related Losses you incur before the Fee Schedule. Each stop payment order has taken effect. We cannot stop payment on a check we have already cashed or a deposited check where the funds have already been withdrawn. You may not stop payment on money orders issued by the Bank or on official, certified, cashier’s, or teller’s checks issued by the Bank. In addition, you may not stop payment on checks governed by separate agreement, such as a check guaranty agreement. Your stop payment order will be effective confirmed in writing is valid for six (6) months. After that time, and can if the Check is presented, it may be renewed for six (6) more months charged to your Account unless you renew the stop payment order for an additional fee. We have no obligation may elect to notify you when your accept oral stop payment order expiresorders for every type of transaction, but are not required to do so. If you want to release a we accept an oral stop payment order, we may require you must tell us to submit or confirm it in writing. If the check is presented for payment after Without a stop payment order expiresin writing, we may pay our electronic records will be considered proof of the checkstop payment order details or of its revocation. In some casesMoreover, we may pay under Hawaii law, an oral stop payment request lapses after fourteen (14) days unless confirmed in writing. You cannot rely on a check even stop payment request delivered to us through our automated telephone or online banking to be effective in stopping the payment of a Check that was Posted to your Account on the preceding Business Day. You need to call us or visit a branch to confirm if a stop payment order is in effectcan be placed on such checks. For examplemore information on stop payments on preauthorized Electronic Fund Transfers see the subsection titled “Stop Payments for Preauthorized Electronic Fund Transfers” in the section titled “ACH Payments, if we or another person or entity becomes a Credits and Transfers” in the agreement titled “holder in due courseBank of Hawaii Consumer Electronic Banking Services Agreement.” of a check that you ask us to stop, we may still pay the check. When you place a stop payment order, you agree to indemnify us for all Losses we incur due to our refusal to pay the Item. You assign to us all rights against the payee or any other holder of the check. You agree to cooperate with repay, defend and hold us in any legal actions that we may take against these parties. Applicable Law may permit other limitations on harmless from all actions, claims and damages arising from our obligation obeying your order to stop payments. Refer to Section 8 of this Agreement, “Electronic Funds Transfers,” for how to place a stop payment on electronic paymentsany Check or transaction.

Stop Payment Orders. If you do not want us to pay a check you have issued, you can request us to stop payment of that check. Any Authorized Representative may order us to stop payment on a check and we will charge a fee. See the fee schedule applicable to your Account for details. Your stop payment order must include your Account number, the number and date of your check, the amount, and the name of the payee. We are not responsible for stop payment orders with incorrect or incomplete information. If you make your stop payment order orally and do not confirm it in writing within fourteen (14) calendar days, we may not continue to honor it. Our acceptance of a stop payment order will not constitute a representation that the Item has not already been paid or that the Bank has had a reasonable opportunity to act upon the order. Your stop payment order will take effect only after we receive all required documents information from you, we verify that the check is unpaid, we record it on your Account, and we have had sufficient time to notify the impacted areas of the Bank (which may take several days), and we will not be liable if we pay the check or for any related Losses you incur before the stop payment order has taken effect. We cannot stop payment on a check we have already cashed or a deposited check where the funds have already been withdrawn. You may not stop payment on money orders issued by the Bank or on official, certified, cashier’s, or teller’s checks issued by the Bank. In addition, you may not stop payment on checks governed by separate agreement, such as a check guaranty agreement. Your stop payment order will be effective for six (6) months, and can be renewed for six (6) more months for an additional fee. We have no obligation to notify you when your stop payment order expires. If you want to release a stop payment order, you must tell us in writing. If the check is presented for payment after a stop payment order expires, we may pay the check. In some cases, we may pay a check even if a stop payment order is in effect. For example, if we or another person or entity becomes a “holder in due course” of a check that you ask us to stop, we may still pay the check. When you place a stop payment order, you agree to indemnify us for all Losses we incur due to our refusal to pay the Item. You assign to us all rights against the payee or any other holder of the check. You agree to cooperate with us in any legal actions that we may take against these parties. Applicable Law may permit other limitations on our obligation to stop payments. Refer to Section 8 of this Agreement, “7 (Electronic Funds Transfers,” ) for how to place a stop payment on electronic payments.

Stop Payment Orders. If you do not want us to pay a check you have issued, you can Any owner or authorized signer on your Account may request us to stop payment of that check. Any Authorized Representative may order us to stop payment on a check and we will charge a fee. See the fee schedule applicable to your Account for detailsCheck or transaction. Your stop payment order must include your the Account number, the number Check number, exact amount (dollars and cents), Check or transaction date of your check, the amount, and the name of the payee. We are will not responsible be liable for stop payment orders with incorrect paying a Check or incomplete information. If you make your stop payment order orally and do not confirm it in writing within fourteen (14) calendar days, we may not continue to honor it. Our acceptance of transaction if a stop payment order will not constitute is incomplete or incorrect. We must receive stop payment orders in a representation manner that the Item has not already been paid or that the Bank has had a affords us reasonable opportunity time to act upon them. There is a per-Check charge for each stop payment order, as shown in the orderFee Schedule. Your Each stop payment order will take effect only after we receive all required documents from youis valid for 6 months. After that time, we verify that if the check Check is unpaidpresented, we record it on may be charged to your Account, and we have had sufficient time to notify the impacted areas of the Bank (which may take several days), and we will not be liable if we pay the check or for any related Losses Account unless you incur before renew the stop payment order has taken effectfor an additional fee. We may elect to accept oral stop payment orders for every type of transaction, but are not required to do so. If we accept an oral stop payment order, we may require you to submit or confirm it in writing. Without a stop payment order in writing, our electronic records will be considered proof of the stop payment order details or of its revocation. You cannot rely on a stop payment request delivered to us through our automated telephone or online banking to be effective in stopping the payment of a Check that was Posted to your Account on the preceding Business Day. You need to call us or visit a check we have already cashed or branch to confirm if a deposited check where the funds have already been withdrawnstop payment can be placed on such Checks. You may not stop payment on money orders issued by the Bank or on official, certifiedelectronic point-of-sale Debit Card transactions, cashier’s’s Checks or Checks or payments guaranteed by us. Under certain circumstances, or teller’s checks issued by the Bank. In additionhowever, you may not be able to claim a refund on lost, stolen or destroyed xxxxxxx’s Checks 90 days or later following the date of their issuance. You should contact a representative if you wish to stop the payment of a Check that has been converted to an electronic transaction by a merchant. For more information on stop payments on preauthorized Electronic Fund Transfers see the subsection titled “Stop Payments for Preauthorized Electronic Fund Transfers” in the section titled “ACH Payments, Credits and Transfers” in the agreement titled “Bank of Hawaii Business Electronic Banking Services Agreement.” You agree to indemnify, defend and hold us harmless from all actions, claims and damages related to or arising from our action in stopping payment on checks governed by separate agreement, such as a check guaranty agreement. Your stop payment order will be effective for six (6) months, and can be renewed for six (6) more months for an additional fee. We have no obligation any Check or transaction pursuant to notify you when your stop payment order expires. If you want to release a stop payment order, you must tell us in writing. If the check is presented for payment after a stop payment order expires, we may pay the check. In some cases, we may pay a check even if a stop payment order is in effect. For example, if we or another person or entity becomes a “holder in due course” of a check that you ask us to stop, we may still pay the check. When you place a stop payment order, you agree to indemnify us for all Losses we incur due to our refusal to pay the Item. You assign to us all rights against the payee or any other holder of the check. You agree to cooperate with us in any legal actions that we may take against these parties. Applicable Law may permit other limitations on our obligation to stop payments. Refer to Section 8 of this Agreement, “Electronic Funds Transfers,” for how to place a stop payment on electronic payments.

Stop Payment Orders. If you do not want us to pay a check you have issued, you can Any owner or authorized signer on your account may request us to stop payment of that check. Any Authorized Representative may order us to stop payment on a check and we will charge a feeor transaction. See If the fee schedule applicable signature of more than one person is required to draw on your Account for detailsaccount, any such person individually may make the stop payment request. Your stop payment order must include your Account the account number, the number check number, exact amount (dollars and cents), check or transaction date of your check, the amount, and the name of the payee. We are will not responsible be liable for paying a check or transaction over a stop payment order if the order is incomplete or incorrect, and to be effective we must receive stop payment orders with incorrect at a time and in a manner which affords us a reasonable opportunity to act upon them. There is a per check/transaction charge for each stop payment order. Stop payment orders in a dated, authenticated writing are valid for six months from the date of your stop payment request, after which time the stop payment order expires automatically without further notice. After that time, the item may be paid and charged to your account unless you renew the stop payment order for an additional fee. To renew the stop payment order you must place a new stop payment order in a dated, authenticated writing within the period during which the original stop payment order is effective. To the fullest extent permitted at law, we are not required to accept oral stop payment orders, and reserve the right to require a dated, authenticated writing describing the check or incomplete informationitem by number, date, payee name and exact dollar amount. After an oral stop pay- ment order is requested and accepted, we will mail our confirmation notice of the stop payment order to your address on file, which notice will serve as confirmation of your request and which we will assume to be an accurate record of your request unless you notify us immediately in writing following receipt of the notice that it is inaccurate. If you make your stop payment order orally and do not confirm it in writing receive such written confirmation within fourteen (14) calendar daysdays of an oral stop payment order, we may or if you do not continue to honor it. Our acceptance of provide us with a dated, authenticated writing providing all information specified above within that fourteen (14) day period, the oral stop payment order will not constitute a representation lapse following the expiration of that fourteen (14) day period. Our records will be conclusive evidence of the Item has not already been paid or that the Bank has had a reasonable opportunity to act upon the order. Your existence, details of, and our decision regarding any oral stop payment order will take effect only after we receive all required documents from you, we verify that the check is unpaid, we record it on your Account, and we have had sufficient time to notify the impacted areas of the Bank (which may take several days), and we will not be liable if we pay the check or for any related Losses you incur before the stop payment order has taken effect. We cannot stop payment on a check we have already cashed or a deposited check where the funds have already been withdrawnits revocation. You may not stop payment on money orders issued by the Bank or on official, certifiedpoint-of-sale Debit Card transactions, cashier’s’s checks, or teller’s checks issued or payments guaranteed by the Bankus. In additionUnder certain circumstances, however, you may not be able to claim a refund on lost, stolen or destroyed cashier’s checks ninety (90) days following the date of their issuance. Please note that electronic stop payment on checks governed by separate agreement, such as a check guaranty agreement. Your stop payment order will requests (through our online banking service) may not be effective for six (6) monthsin stopping the payment of checks that have been posted to, and can be renewed for six (6) more months for an additional feebut not finally paid from, your account on the preceding day. We have no obligation In order to notify you when your stop payment order expires. If you want to release a stop payment orderprevent those checks from being paid, you must tell us contact one of our customer representatives in writingperson, by telephone or in writing within one hour after we open on the day following the day we post the items to your account. If You also should contact a representative if you wish to stop the check is presented for payment after a stop payment order expires, we may pay the check. In some cases, we may pay a check even if a stop payment order is in effect. For example, if we or another person or entity becomes a “holder in due course” of a check that you ask us has been converted to stop, we may still pay an electronic transaction by a merchant. Electronic transactions are often processed on the check. When you place same day and cannot be stopped with a regular check stop payment order, you agree to indemnify us for all Losses we incur due to our refusal to pay the Item. You assign to us all rights against the payee or any other holder of the check. You agree to cooperate with us in any legal actions that we may take against these parties. Applicable Law may permit other limitations on our obligation to stop payments. Refer to Section 8 of this Agreement, “Electronic Funds Transfers,” for how to place a stop payment on electronic payments.

Stop Payment Orders. If you do not want us to pay a check you have issued, you can Any owner or authorized persons on your Account may request us to stop payment of that check. Any Authorized Representative may order us to stop payment on a check and we will charge a fee. See the fee schedule applicable to your Account for detailscheck. Your stop payment order must include your the Account number, the number check number, exact amount (dollars and cents), check or transaction date of your check, the amount, and the name of the payee. We are will not responsible be liable for stop payment orders with incorrect paying a check or incomplete information. If you make your stop payment order orally and do not confirm it in writing within fourteen (14) calendar days, we may not continue to honor it. Our acceptance of transaction if a stop payment order will not constitute is incomplete or incorrect. We must receive stop payment orders in a representation manner that the Item has not already been paid or that the Bank has had a affords us reasonable opportunity time to act upon them. There is a per-check charge for each stop payment order, as shown in the orderFee Schedule. Your Each stop payment order will take effect only after we receive all required documents from youis valid for 185 calendar days. After that time, we verify that if the check is unpaidpresented, we record it on may be charged to your Account, and we have had sufficient time to notify the impacted areas of the Bank (which may take several days), and we will not be liable if we pay the check or for any related Losses Account unless you incur before renew the stop payment order has taken effect. We cannot stop payment on a check we have already cashed or a deposited check where the funds have already been withdrawn. You may not stop payment on money orders issued by the Bank or on official, certified, cashier’s, or teller’s checks issued by the Bank. In addition, you may not stop payment on checks governed by separate agreement, such as a check guaranty agreement. Your stop payment order will be effective for six (6) months, and can be renewed for six (6) more months for an additional fee. We have no obligation may elect to notify you when your accept oral stop payment order expiresorders for every type of transaction, but are not required to do so. If you want to release a we accept an oral stop payment order, we may require you must tell us to submit or confirm it in writing. If the check is presented for payment after Without a stop payment order expiresin writing, we may pay our electronic records will be considered proof of the checkstop payment order details or of its revocation. In some cases, we may pay You cannot rely on a stop payment request delivered to us through our automated telephone or online banking to be effective in stopping the payment of a check even that was Posted to your Account on the preceding Business Day. You need to call us or visit a branch to confirm if a stop payment order is in effectcan be placed on such checks. For examplemore information on stop payments on preauthorized Electronic Fund Transfers see the subsection titled “Stop Payments on Preauthorized Electronic Fund Transfers” in the section titled “Payments, if we or another person or entity becomes a Credits and Transfers” in the agreement titled “holder in due courseBank of Hawaii Consumer Electronic Banking Services Agreement.” of a check that you ask us to stop, we may still pay the check. When you place a stop payment order, you agree to indemnify us for all Losses we incur due to our refusal to pay the Item. You assign to us all rights against the payee or any other holder of the check. You agree to cooperate with repay, defend and hold us in any legal actions that we may take against these parties. Applicable Law may permit other limitations on harmless from all actions, claims and damages arising from our obligation obeying your order to stop payments. Refer to Section 8 of this Agreement, “Electronic Funds Transfers,” for how to place a stop payment on electronic paymentsany check or transaction.