Common use of Subaccount Value Clause in Contracts

Subaccount Value. Each Subaccount Value on any Business Day is equal to the number of Subaccount Units in that Subaccount multiplied by the Unit Value of the Subaccount on that day. We credit the Subaccount with Subaccount Units as a result of any: • Purchase Payments received by us, reduced by any applicable premium taxes and/or other taxes, and allocated to that Subaccount; • transfers to that Subaccount, including transfers from the Loan Account; and • additional amounts allocated to that Subaccount. We debit the Subaccount with Subaccount Units as a result of any: • transfers from that Subaccount, including transfers to the Loan Account; • withdrawals, including any applicable withdrawal charges; • amounts applied to provide for annuity payments; • annual fees; • annual charges for expenses relating to optional benefit riders attached to the Contract; and • charges for premium taxes and/or other taxes. The number of Subaccount Units we credit to, or debit from, a Subaccount in connection with a transaction is equal to the amount of the transaction applicable to that Subaccount divided by that Subaccount’s Unit Value at the end of the valuation period that includes that day. The number of Subaccount Units in a Subaccount will change only if we credit or debit Subaccount Units for the transactions specified above. The number of Subaccount Units will not change because of subsequent changes in the Subaccount Unit Value.

Subaccount Value. Each Subaccount Value on any Business Day is equal to the number of Subaccount Units in that Subaccount multiplied by the Unit Value of the Subaccount on that day. We credit the Subaccount with Subaccount Units as a result of any: • · Purchase Payments received by us, reduced by any applicable premium taxes and/or other taxes, and allocated to that Subaccount; • · transfers to that Subaccount, including transfers from the Loan Account; and • · additional amounts allocated to that Subaccount. We debit the Subaccount with Subaccount Units as a result of any: • · transfers from that Subaccount, including transfers to the Loan Account; • · withdrawals, including any applicable withdrawal charges; • · amounts applied to provide for annuity payments; • annual fees· Annual Fees; • · annual charges for expenses relating to optional benefit riders attached to the Contract; and • · charges for premium taxes and/or other taxes. The number of Subaccount Units we credit to, or debit from, a Subaccount in connection with a transaction is equal to the amount of the transaction applicable to that Subaccount divided by that Subaccount’s Unit Value at the end of the valuation period that includes that day. The number of Subaccount Units in a Subaccount will change only if we credit or debit Subaccount Units for the transactions specified above. The number of Subaccount Units will not change because of subsequent changes in the Subaccount Unit Value.

Subaccount Value. Each Subaccount Value on any Business Day is equal to the number of Subaccount Units in that Subaccount multiplied by the Unit Value of the Subaccount on that day. We credit the Subaccount with Subaccount Units as a result of any: • Purchase Payments received by us, reduced by any applicable premium taxes and/or other taxes, us and allocated to that Subaccount; • transfers to that Subaccount, including transfers from the Loan Account; and • additional amounts allocated to that Subaccount. We debit the Subaccount with Subaccount Units as a result of any: • transfers from that Subaccounttransfers, including transfers to the Loan Account; • withdrawals, including any applicable withdrawal charges; • annual fees; • amounts applied to provide for annuity payments; • annual fees; • annual charges for expenses relating to optional benefit riders attached to the Contract; and • charges for premium taxes and/or other taxes. The number of Subaccount Units we credit to, or debit from, a Subaccount in connection with a transaction is equal to the amount of the transaction applicable to that Subaccount divided by that Subaccount’s Unit Value at the end of the valuation period that includes that day. The number of Subaccount Units in a Subaccount will change only if we credit or debit Subaccount Units for the transactions specified above. The number of Subaccount Units will not change because of subsequent changes in the Subaccount Unit Value.

Subaccount Value. Each Subaccount Value on any Business Day is equal to the number of Subaccount Units in that Subaccount multiplied by the Unit Value of the Subaccount on that day. We credit the Subaccount with Subaccount Units as a result of any: • · Purchase Payments received by us, reduced by any applicable premium taxes and/or other taxes, and allocated to that Subaccount; • · transfers to that Subaccount, including transfers from the Loan Account; and • · additional amounts allocated to that Subaccount. We debit the Subaccount with Subaccount Units as a result of any: • · transfers from that Subaccount, including transfers to the Loan Account; • · withdrawals, including any applicable withdrawal charges; • · amounts applied to provide for annuity payments; • · annual fees; • · annual charges for expenses relating to optional benefit riders attached to the Contract; and • · charges for premium taxes and/or other taxes. The number of Subaccount Units we credit to, or debit from, a Subaccount in connection with a transaction is equal to the amount of the transaction applicable to that Subaccount divided by that Subaccount’s Unit Value at the end of the valuation period that includes that day. The number of Subaccount Units in a Subaccount will change only if we credit or debit Subaccount Units for the transactions specified above. The number of Subaccount Units will not change because of subsequent changes in the Subaccount Unit Value.

Subaccount Value. Each Subaccount Value on any Business Day is equal to the number of Subaccount Units in that Subaccount multiplied by the Unit Value of the Subaccount on that day. We credit the Subaccount with Subaccount Units as a result of any: • · Purchase Payments received by us, reduced by any applicable premium taxes Premium Taxes and/or other taxes, and allocated to that Subaccount; • transfers · Transfers to that Subaccount, including transfers from the Loan Account; and • · additional amounts allocated to that Subaccount. We debit the Subaccount with Subaccount Units as a result of any: • transfers · Transfers from that Subaccount, including transfers to the Loan Account; • withdrawals· Withdrawals, including any applicable withdrawal chargesWithdrawal Charges; • · amounts applied to provide for annuity payments; • annual fees· Annual Fees; • · annual charges for expenses relating to optional benefit riders Riders attached to the Contract; and • · charges for premium taxes Premium Taxes and/or other taxes. The number of Subaccount Units we credit to, or debit from, a Subaccount in connection with a transaction is equal to the amount of the transaction applicable to that Subaccount divided by that Subaccount’s Unit Value at the end of the valuation period that includes that day. The number of Subaccount Units in a Subaccount will change only if we credit or debit Subaccount Units for the transactions specified above. The number of Subaccount Units will not change because of subsequent changes in the Subaccount Unit Value.

Subaccount Value. Each Subaccount Value on any Business Day is equal to the number of Subaccount Units in that Subaccount multiplied by the Unit Value of the Subaccount on that day. We credit the Subaccount with Subaccount Units as a result of any: • Purchase Payments received by us, reduced by any applicable Sales Charge, premium taxes and/or other taxes, and allocated to that Subaccount; • transfers to that Subaccount, including transfers from the Loan Account; and • additional amounts allocated to that Subaccount. We debit the Subaccount with Subaccount Units as a result of any: • transfers from that Subaccount, including transfers to the Loan Account; • withdrawals, including any applicable withdrawal charges; • amounts applied to provide for annuity payments; • annual fees; • annual charges for expenses relating to optional benefit riders attached to the Contract; and • charges for premium taxes and/or other taxes. The number of Subaccount Units we credit to, or debit from, a Subaccount in connection with a transaction is equal to the amount of the transaction applicable to that Subaccount divided by that Subaccount’s Unit Value at the end of the valuation period that includes that day. The number of Subaccount Units in a Subaccount will change only if we credit or debit Subaccount Units for the transactions specified above. The number of Subaccount Units will not change because of subsequent changes in the Subaccount Unit Value.

Subaccount Value. Each Subaccount Value on any Business Day is equal to the number of Subaccount Units in that Subaccount multiplied by the Unit Value of the Subaccount on that day. We credit the Subaccount with Subaccount Units as a result of any: • Purchase Payments received by us, reduced by any applicable premium taxes and/or other taxes, and allocated to that Subaccount; • transfers to that Subaccount, including transfers from the Loan Account; and • additional amounts allocated to that Subaccount. We debit the Subaccount with Subaccount Units as a result of any: • transfers from that Subaccount, including transfers to the Loan Account; • withdrawals, including any applicable withdrawal charges; • amounts applied to provide for annuity payments; • annual feesAnnual Fees; • annual charges for expenses relating to optional benefit riders attached to the Contract; and • charges for premium taxes and/or other taxes. The number of Subaccount Units we credit to, or debit from, a Subaccount in connection with a transaction is equal to the amount of the transaction applicable to that Subaccount divided by that Subaccount’s Unit Value at the end of the valuation period that includes that day. The number of Subaccount Units in a Subaccount will change only if we credit or debit Subaccount Units for the transactions specified above. The number of Subaccount Units will not change because of subsequent changes in the Subaccount Unit Value.

Subaccount Value. Each Subaccount Value on any Business Day is equal to the number of Subaccount Units in that Subaccount multiplied by the Unit Value of the Subaccount on that day. We credit the Subaccount with Subaccount Units as a result of any: • Purchase Payments received by us, reduced by any applicable premium taxes and/or other taxes, and allocated to that Subaccount; • transfers to that Subaccount, including transfers from the Loan Account; and • additional amounts allocated to that Subaccount. We debit the Subaccount with Subaccount Units as a result of any: • transfers from that Subaccount, including transfers to the Loan Account; • withdrawals, including any applicable withdrawal charges; • amounts applied to provide for annuity payments; • annual feesAnnual Fees; • annual charges for expenses relating to optional benefit riders attached to the Contract; and • charges for premium taxes and/or other taxes. The number of Subaccount Units we credit to, or debit from, a Subaccount in connection with a transaction is equal to the amount of the transaction applicable to that Subaccount divided by that Subaccount’s Unit Value at the end of the valuation period that includes that day. The number of Subaccount Units in a Subaccount will change only if we credit or debit Subaccount Units for the transactions specified above. The number of Subaccount Units will not change because of subsequent changes in the Subaccount Unit Value.

Subaccount Value. Each Subaccount Value on any Business Day is equal to the number of Subaccount Units in that Subaccount multiplied by the Unit Value of the Subaccount on that day. We credit the Subaccount with Subaccount Units as a result of any: • · Purchase Payments received by us, reduced by any applicable premium taxes Premium Taxes and/or other taxes, and allocated to that Subaccount; • transfers · Transfers to that Subaccount, including transfers from the Loan Account; and • · additional amounts allocated to that Subaccount. We debit the Subaccount with Subaccount Units as a result of any: • transfers · Transfers from that Subaccount; · Withdrawals, including transfers withdrawals to the Loan Accountpay for advisory fees; • withdrawals, including any applicable withdrawal charges; • · amounts applied to provide for annuity payments; • annual fees; • · annual charges for expenses relating to optional benefit riders Riders attached to the Contract; and • · charges for premium taxes Premium Taxes and/or other taxes. The number of Subaccount Units we credit to, or debit from, a Subaccount in connection with a transaction is equal to the amount of the transaction applicable to that Subaccount divided by that Subaccount’s Unit Value at the end of the valuation period that includes that day. The number of Subaccount Units in a Subaccount will change only if we credit or debit Subaccount Units for the transactions specified above. The number of Subaccount Units will not change because of subsequent changes in the Subaccount Unit Value.

Subaccount Value. Each Subaccount Value on any Business Day is equal to the number of Subaccount Units in that Subaccount multiplied by the Unit Value of the Subaccount on that day. We credit the Subaccount with Subaccount Units as a result of any: • Purchase Payments received by us, reduced by any applicable premium taxes and/or other taxes, us and allocated to that Subaccount; • transfers to that Subaccount, including transfers from the Loan Account; and • additional amounts allocated to that Subaccount. We debit the Subaccount with Subaccount Units as a result of any: • transfers from that Subaccounttransfers, including transfers to the Loan Account; • withdrawals, including any applicable withdrawal charges; • transfer fees; • withdrawal fees; • annual fees; • amounts applied to provide for annuity payments; • annual fees; • annual charges for expenses relating to optional benefit riders attached to the Contract; and • charges for premium taxes and/or other taxes. The number of Subaccount Units we credit to, or debit from, a Subaccount in connection with a transaction is equal to the amount of the transaction applicable to that Subaccount divided by that Subaccount’s Unit Value at the end of the valuation period that includes that day. The number of Subaccount Units in a Subaccount will change only if we credit or debit Subaccount Units for the transactions specified above. The number of Subaccount Units will not change because of subsequent changes in the Subaccount Unit Value.

Subaccount Value. Each Subaccount Value on any Business Day is equal to the number of Subaccount Units in that Subaccount multiplied by the Unit Value of the Subaccount on that day. We credit the Subaccount with Subaccount Units as a result of any: • Purchase Payments received by us, reduced by any applicable premium taxes and/or other taxes, us and allocated to that Subaccount; • transfers to that Subaccount, including transfers from the Loan Account; and • additional amounts allocated to that Subaccount. We debit the Subaccount with Subaccount Units as a result of any: • transfers from that Subaccounttransfers, including transfers to the Loan Account; • withdrawals, including any applicable withdrawal charges; • annual fees; • amounts applied to provide for annuity payments; • annual fees; • annual charges for expenses relating to optional benefit riders attached to the Contract; and • charges for premium taxes and/or other taxes. The number of Subaccount Units we credit to, or debit from, a Subaccount in connection with a transaction is equal to the amount of the transaction applicable to that Subaccount divided by that Subaccount’s Unit Value at the end of the valuation period that includes that day. The number of Subaccount Units in a Subaccount will change only if we credit or debit Subaccount Units for the transactions specified above. The number of Subaccount Units will not change because of subsequent changes in the Subaccount Unit Value.

Subaccount Value. Each Subaccount Value on any Business Day is equal to the number of Subaccount Units in that Subaccount multiplied by the Unit Value of the Subaccount on that day. We credit the Subaccount with Subaccount Units as a result of any: • Purchase Payments received by us, reduced by any applicable premium taxes and/or other taxes, us and allocated to that Subaccount; • transfers to that Subaccount, including transfers from the Loan Account; and • additional amounts allocated to that Subaccount. We debit the Subaccount with Subaccount Units as a result of any: • transfers from that Subaccounttransfers, including transfers to the Loan Account; • withdrawals, including any applicable withdrawal charges; • amounts applied to provide for annuity payments; • annual feesrecapture of any Credit Enhancements; • annual charges for expenses relating to optional benefit riders attached to the Contract; and • charges for premium taxes and/or other taxes. The number of Subaccount Units we credit to, or debit from, a Subaccount in connection with a transaction is equal to the amount of the transaction applicable to that Subaccount divided by that Subaccount’s Unit Value at the end of the valuation period that includes that day. The number of Subaccount Units in a Subaccount will change only if we credit or debit Subaccount Units for the transactions specified above. The number of Subaccount Units will not change because of subsequent changes in the Subaccount Unit Value.

Subaccount Value. Each Subaccount Value on any Business Day is equal to the number of Subaccount Units in that Subaccount multiplied by the Unit Value of the Subaccount on that day. We credit the Subaccount with Subaccount Units as a result of any: • Purchase Payments received by us, reduced by any applicable premium taxes and/or other taxes, and allocated to that Subaccount; • transfers to that Subaccount, including transfers from the Loan Account; and • additional amounts amounts, including any Credit Enhancements, allocated to that Subaccount. We debit the Subaccount with Subaccount Units as a result of any: • transfers from that Subaccount, including transfers to the Loan Account; • withdrawals, including any applicable withdrawal chargesWithdrawal Charges; • amounts applied to provide for annuity payments; • annual feesAnnual Fees; • recapture of any Credit Enhancements; • annual charges for expenses relating to optional benefit riders attached to the Contract; and • charges for premium taxes and/or other taxes. The number of Subaccount Units we credit to, or debit from, a Subaccount in connection with a transaction is equal to the amount of the transaction applicable to that Subaccount divided by that Subaccount’s Unit Value at the end of the valuation period that includes that day. The number of Subaccount Units in a Subaccount will change only if we credit or debit Subaccount Units for the transactions specified above. The number of Subaccount Units will not change because of subsequent changes in the Subaccount Unit Value.

Subaccount Value. Each Subaccount Value on any Business Day is equal to the number of Subaccount Units in that Subaccount multiplied by the Unit Value of the Subaccount on that day. We credit the Subaccount with Subaccount Units as a result of any: • Purchase Payments received by us, reduced by any applicable premium taxes and/or other taxes, and allocated to that Subaccount; • transfers to that Subaccount, including transfers from the Loan Account; and • additional amounts allocated to that Subaccount. We debit the Subaccount with Subaccount Units as a result of any: • transfers from that Subaccount, including transfers to the Loan Account; • withdrawals, including any applicable withdrawal chargesWithdrawal Charges; • amounts applied to provide for annuity payments; • annual fees; • annual charges for expenses relating to optional benefit riders attached to the Contract; and • charges for premium taxes and/or other taxes. The number of Subaccount Units we credit to, or debit from, a Subaccount in connection with a transaction is equal to the amount of the transaction applicable to that Subaccount divided by that Subaccount’s Unit Value at the end of the valuation period that includes that day. The number of Subaccount Units in a Subaccount will change only if we credit or debit Subaccount Units for the transactions specified above. The number of Subaccount Units will not change because of subsequent changes in the Subaccount Unit Value.

Subaccount Value. Each Subaccount Value on any Business Day is equal to the number of Subaccount Units in that Subaccount multiplied by the Unit Value of the Subaccount on that day. We credit the Subaccount with Subaccount Units as a result of any: • Purchase Payments received by us, reduced by any applicable premium taxes and/or other taxes, and allocated to that Subaccount; • transfers to that Subaccount, including transfers from the Loan Account; and • additional amounts allocated to that Subaccount. We debit the Subaccount with Subaccount Units as a result of any: • transfers from that Subaccount, including transfers to the Loan Account; • withdrawals, including any applicable withdrawal chargesWithdrawal Charges; • Premium Based Charges; • amounts applied to provide for annuity payments; • annual fees; • annual charges for expenses relating to optional benefit riders attached to the Contract; and • charges for premium taxes and/or other taxes. The number of Subaccount Units we credit to, or debit from, a Subaccount in connection with a transaction is equal to the amount of the transaction applicable to that Subaccount divided by that Subaccount’s Unit Value at the end of the valuation period that includes that day. The number of Subaccount Units in a Subaccount will change only if we credit or debit Subaccount Units for the transactions specified above. The number of Subaccount Units will not change because of subsequent changes in the Subaccount Unit Value.

Subaccount Value. Each Subaccount Value on any Business Day is equal to the number of Subaccount Units in that Subaccount multiplied by the Unit Value of the Subaccount on that day. We credit the Subaccount with Subaccount Units as a result of any: • Purchase Payments received by us, reduced by any applicable premium taxes and/or other taxes, us and allocated to that Subaccount; • transfers to that Subaccount, including transfers from the Loan Account; and • additional amounts amounts, including any Credit Enhancements, allocated to that Subaccount. We debit the Subaccount with Subaccount Units as a result of any: • transfers from that Subaccounttransfers, including transfers to the Loan Account; • withdrawals, including any applicable withdrawal charges; • withdrawal fees; • amounts applied to provide for annuity paymentsan annuity; • annual feesrecapture of any Credit Enhancements; • annual charges for expenses relating to optional benefit riders attached to the Contract; and • charges for premium taxes and/or other taxes. The number of Subaccount Units we credit to, or debit from, a Subaccount in connection with a transaction is equal to the amount of the transaction applicable to that Subaccount divided by that Subaccount’s Unit Value at the end of the valuation period that includes that day. The number of Subaccount Units in a Subaccount will change only if we credit or debit Subaccount Units for the transactions specified above. The number of Subaccount Units will not change because of subsequent changes in the Subaccount Unit Value.

Subaccount Value. Each Subaccount Value on any Business Day is equal to the number of Subaccount Units in that Subaccount multiplied by the Unit Value of the Subaccount on that day. We credit the Subaccount with Subaccount Units as a result of any: • · Purchase Payments received by us, reduced by any applicable premium taxes and/or other taxes, and allocated to that Subaccount; • · transfers to that Subaccount, including transfers from the Loan Account; and • · additional amounts allocated to that Subaccount. We debit the Subaccount with Subaccount Units as a result of any: • · transfers from that Subaccount, including transfers to the Loan Account; • · withdrawals, including any applicable withdrawal charges; • · amounts applied to provide for annuity payments; • annual fees· Annual Fees; • · annual charges for expenses relating to optional benefit riders attached to the Contract; and • · charges for premium taxes and/or other taxes. The number of Subaccount Units we credit to, or debit from, a Subaccount in connection with a transaction is equal to the amount of the transaction applicable to that Subaccount divided by that Subaccount’s Unit Value at the end of the valuation period that includes that day. The number of Subaccount Units in a Subaccount will change only if we credit or debit Subaccount Units for the transactions specified above. The number of Subaccount Units will not change because of subsequent changes in the Subaccount Unit Value.

Subaccount Value. Each Subaccount Value on any Business Day is equal to the number of Subaccount Units in that Subaccount multiplied by the Unit Value of the Subaccount on that day. We credit the Subaccount with Subaccount Units as a result of any: • Purchase Payments received by us, reduced by any applicable premium taxes and/or other taxes, and allocated to that Subaccount; • transfers to that Subaccount, including transfers from the Loan Account; and • additional amounts amounts, including any Credit Enhancements, allocated to that Subaccount. We debit the Subaccount with Subaccount Units as a result of any: • transfers from that Subaccount, including transfers to the Loan Account; • withdrawals, including any applicable withdrawal charges; • amounts applied to provide for annuity payments; • annual fees; • recapture of any Credit Enhancements; • annual charges for expenses relating to optional benefit riders attached to the Contract; and • charges for premium taxes and/or other taxes. The number of Subaccount Units we credit to, or debit from, a Subaccount in connection with a transaction is equal to the amount of the transaction applicable to that Subaccount divided by that Subaccount’s Unit Value at the end of the valuation period that includes that day. The number of Subaccount Units in a Subaccount will change only if we credit or debit Subaccount Units for the transactions specified above. The number of Subaccount Units will not change because of subsequent changes in the Subaccount Unit Value.

Subaccount Value. Each Subaccount Value on any Business Day is equal to the number of Subaccount Units in that Subaccount multiplied by the Unit Value of the Subaccount on that day. We credit the Subaccount with Subaccount Units as a result of any: • Purchase Payments received by us, reduced by any applicable premium taxes and/or other taxes, us and allocated to that Subaccount; • transfers to that Subaccount, including transfers from the Loan Account; and • additional amounts allocated to that Subaccount. We debit the Subaccount with Subaccount Units as a result of any: • transfers from that Subaccounttransfers, including transfers to the Loan Account; • withdrawals, including any applicable ; • transfer fees; • withdrawal chargesfees; • amounts applied to provide for annuity payments; • annual fees; • annual charges for expenses relating to optional benefit riders attached to the Contract; and • charges for premium taxes and/or other taxes. The number of Subaccount Units we credit to, or debit from, a Subaccount in connection with a transaction is equal to the amount of the transaction applicable to that Subaccount divided by that Subaccount’s Unit Value at the end of the valuation period that includes that day. The number of Subaccount Units in a Subaccount will change only if we credit or debit Subaccount Units for the transactions specified above. The number of Subaccount Units will not change because of subsequent changes in the Subaccount Unit Value.

Subaccount Value. Each Subaccount Value on any Business Day is equal to the number of Subaccount Units in that Subaccount multiplied by the Unit Value of the Subaccount on that day. We credit the Subaccount with Subaccount Units as a result of any: • · Purchase Payments received by us, reduced by any applicable premium taxes Premium Taxes and/or other taxes, and allocated to that Subaccount; • transfers · Transfers to that Subaccount, including transfers from the Loan Account; and • · additional amounts allocated to that Subaccount. We debit the Subaccount with Subaccount Units as a result of any: • transfers · Transfers from that Subaccount, including transfers to the Loan Account; • withdrawals· Withdrawals, including any applicable withdrawal chargesWithdrawal Charges; • · amounts applied to provide for annuity payments; • annual fees· Annual Fees; • · annual charges for expenses relating to optional benefit riders Riders attached to the Contract; and • · charges for premium taxes Premium Taxes and/or other taxes. The number of Subaccount Units we credit to, or debit from, a Subaccount in connection with a transaction is equal to the amount of the transaction applicable to that Subaccount divided by that Subaccount’s Unit Value at the end of the valuation period that includes that day. The number of Subaccount Units in a Subaccount will change only if we credit or debit Subaccount Units for the transactions specified above. The number of Subaccount Units will not change because of subsequent changes in the Subaccount Unit Value.

Subaccount Value. Each Subaccount Value on any Business Day is equal to the number of Subaccount Units in that Subaccount multiplied by the Unit Value of the Subaccount on that day. We credit the Subaccount with Subaccount Units as a result of any: • Purchase Payments received by us, reduced by any applicable Sales Charge, premium taxes and/or other taxes, and allocated to that Subaccount; • transfers to that Subaccount, including transfers from the Loan Account; and • additional amounts allocated to that Subaccount. We debit the Subaccount with Subaccount Units as a result of any: • • • • transfers from that Subaccount, including transfers to the Loan Account; • withdrawals, including any applicable withdrawal charges; • amounts applied to provide for annuity payments; • annual fees; • annual charges for expenses relating to optional benefit riders attached to the Contract; and • charges for premium taxes and/or other taxes. The number of Subaccount Units we credit to, or debit from, a Subaccount in connection with a transaction is equal to the amount of the transaction applicable to that Subaccount divided by that Subaccount’s Unit Value at the end of the valuation period that includes that day. The number of Subaccount Units in a Subaccount will change only if we credit or debit Subaccount Units for the transactions specified above. The number of Subaccount Units will not change because of subsequent changes in the Subaccount Unit Value.

Subaccount Value. Each Subaccount Value on any Business Day is equal to the number of Subaccount Units in that Subaccount multiplied by the Unit Value of the Subaccount on that day. We credit the Subaccount with Subaccount Units as a result of any: • · Purchase Payments received by us, reduced by any applicable premium taxes Premium Taxes and/or other taxes, and allocated to that Subaccount; • transfers · Transfers to that Subaccount, including transfers from the Loan Account; and • · additional amounts allocated to that Subaccount. ICC20:10-1020 7 We debit the Subaccount with Subaccount Units as a result of any: • transfers · Transfers from that Subaccount, including transfers to the Loan Account; • withdrawals· Withdrawals, including any applicable withdrawal chargesWithdrawal Charges; • · amounts applied to provide for annuity payments; • annual fees· Annual Fees; • · annual charges for expenses relating to optional benefit riders Riders attached to the Contract; and • · charges for premium taxes Premium Taxes and/or other taxes. The number of Subaccount Units we credit to, or debit from, a Subaccount in connection with a transaction is equal to the amount of the transaction applicable to that Subaccount divided by that Subaccount’s Unit Value at the end of the valuation period that includes that day. The number of Subaccount Units in a Subaccount will change only if we credit or debit Subaccount Units for the transactions specified above. The number of Subaccount Units will not change because of subsequent changes in the Subaccount Unit Value.

Subaccount Value. Each Subaccount Value on any Business Day is equal to the number of Subaccount Units in that Subaccount multiplied by the Unit Value of the Subaccount on that day. We credit the Subaccount with Subaccount Units as a result of any: • · Purchase Payments received by us, reduced by any applicable premium taxes and/or other taxes, and allocated to that Subaccount; • · transfers to that Subaccount, including transfers from the Loan Account; and • · additional amounts allocated to that Subaccount. We debit the Subaccount with Subaccount Units as a result of any: • · transfers from that Subaccount, including transfers to the Loan Account; • · withdrawals, including any applicable withdrawal charges; • · amounts applied to provide for annuity payments; • · annual fees; • · annual charges for expenses relating to optional benefit riders attached to the Contract; and • ·· charges for premium taxes and/or other taxes. The number of Subaccount Units we credit to, or debit from, a Subaccount in connection with a transaction is equal to the amount of the transaction applicable to that Subaccount divided by that Subaccount’s Unit Value at the end of the valuation period that includes that day. The number of Subaccount Units in a Subaccount will change only if we credit or debit Subaccount Units for the transactions specified above. The number of Subaccount Units will not change because of subsequent changes in the Subaccount Unit Value.

Subaccount Value. Each Subaccount Value on any Business Day is equal to the number of Subaccount Units in that Subaccount multiplied by the Unit Value of the Subaccount on that day. We credit the Subaccount with Subaccount Units as a result of any: • Purchase Payments received by us, reduced by any applicable premium taxes and/or other taxes, us and allocated to that Subaccount; • transfers to that Subaccount, including transfers from the Loan Account; and • additional amounts allocated to that Subaccount. We debit the Subaccount with Subaccount Units as a result of any: • transfers from that Subaccounttransfers, including transfers to the Loan Account; • withdrawals, including any applicable ; • transfer fees; • withdrawal chargesfees; • annual fees; • amounts applied to provide for annuity payments; • annual fees; • annual charges for expenses relating to optional benefit riders attached to the Contract; and • charges for premium taxes and/or other taxes. The number of Subaccount Units we credit to, or debit from, a Subaccount in connection with a transaction is equal to the amount of the transaction applicable to that Subaccount divided by that Subaccount’s Unit Value at the end of the valuation period that includes that day. The number of Subaccount Units in a Subaccount will change only if we credit or debit Subaccount Units for the transactions specified above. The number of Subaccount Units will not change because of subsequent changes in the Subaccount Unit Value.

Subaccount Value. Each Subaccount Value on any Business Day is equal to the number of Subaccount Units in that Subaccount multiplied by the Unit Value of the Subaccount on that day. We credit the Subaccount with Subaccount Units as a result of any: • Purchase Payments received by us, reduced by any applicable premium taxes and/or other taxes, us and allocated to that Subaccount; • transfers to that Subaccount, including transfers from the Loan Account; and • additional amounts amounts, including any Credit Enhancements, allocated to that Subaccount. We debit the Subaccount with Subaccount Units as a result of any: • transfers from that Subaccounttransfers, including transfers to the Loan Account; • withdrawals, including any applicable withdrawal charges; • amounts applied to provide for annuity payments; • annual feesrecapture of any Credit Enhancements; • annual charges for expenses relating to optional benefit riders attached to the Contract; and • charges for premium taxes and/or other taxes. The number of Subaccount Units we credit to, or debit from, a Subaccount in connection with a transaction is equal to the amount of the transaction applicable to that Subaccount divided by that Subaccount’s Unit Value at the end of the valuation period that includes that day. The number of Subaccount Units in a Subaccount will change only if we credit or debit Subaccount Units for the transactions specified above. The number of Subaccount Units will not change because of subsequent changes in the Subaccount Unit Value.