Common use of Sublessee’s Insurance Clause in Contracts

Sublessee’s Insurance. Sublessee shall maintain policies of commercial general liability and property damage insurance with respect to the use, operation or condition of the Premises, and the operations of Sublessee in, on or about the Premises, providing bodily injury and broad form property damage coverage with a limit of not less than Two Million and 00/100 Dollars ($2,000,000.00) each occurrence or in such higher amounts as Sublessor shall reasonably require from time to time provided that any such increased amounts are similar to amounts then being reasonably charged to similar whole building tenants occupying similar buildings in the Portsmouth/Dover, New Hampshire market areas. Such insurance shall include Sublessor as an additional insured and Sublessor’s mortgagee as an additional insured against death, injury to persons or damage to property as herein provided. Sublessee shall maintain, at its sole cost and expense, policies of commercial property insurance covering any trade fixtures and other personal property from time to time in, on or about the Premises, in such amounts as are reasonably determined by Sublessee, and containing appropriate endorsements waiving the insurer’s right of subrogation against Sublessor. Sublessee shall maintain workers’ compensation insurance which meets the requirements of New Hampshire law. Sublessee shall also maintain during the course of any construction of any Alteration requiring Sublessor consent “builder’s risk” insurance or its equivalent covering the total value of the work performed and equipment, supplies and materials related thereto and in an amount equal to the actual replacement cost thereof. All of Sublessee’s insurance shall be with companies qualified to do business in the State of New Hampshire, shall be issued by insurance companies with a general policy holder’s rating of not less than A or better as rated in the most current A.M. Best report and shall comply with the requirements of Exhibit E attached hereto (which requirements in the event of any conflict with the provisions hereof shall control). Insurance may be maintained by Sublessee under a so-called blanket policy or policies, provided the coverage afforded will not be reduced or diminished by reason of the use of such blanket insurance policy, and provided further that the requirements set forth herein are otherwise satisfied. Sublessee shall upon request by Sublessor, deposit with Sublessor certificates of insurance required to be maintained under this Lease, at or prior to the Rent Commencement Date, and thereafter, within twenty (20) days prior to the expiration of each such policy. Such policies shall, to the extent obtainable without additional charge from Sublessee’s insurance carrier, provide that the policies may not be changed or canceled, without at least twenty (20) day’s prior written notice to Sublessor. Sublessee hereby covenants and agrees that in the event Sublessee violates Article 32 hereof or in the event that Sublessee makes any use of the Premises or the Building which increases the rate of insurance on the Building, Sublessee shall promptly pay to Sublessor upon submission of an invoice therefor any such increase in insurance premiums resulting therefrom, which shall be due and payable as Additional Rent hereunder.

Sublessee’s Insurance. Sublessee shall maintain throughout the Term of this Sublease such insurance in respect of the Premises and the conduct and operation of Sublessee’s business in the Premises, with Sublessor and Prime Lessor listed as additional insureds as is required of “Tenant” under the terms of the Prime Lease (including, without limitation, Section (A)(8) of Article VI of the Prime Lease as incorporated in this Sublease by reference) with no penalty to Sublessor or Prime Lessor resulting from deductibles or self-insured retentions effected in Sublessee’s insurance coverage, and with such other endorsements and provisions as Sublessor or Prime Lessor may reasonably request. If Sublessee fails to procure or maintain such insurance, pay all premiums and charges therefor and provide Sublessor with certificate(s) of such insurance, then Sublessor may (but shall not be obligated to) do so, whereupon Sublessee shall reimburse Sublessor upon demand for Sublessor’s costs incurred in so doing. All such insurance policies shall, to the extent obtainable, contain endorsements providing that (i) such policies may not be canceled except upon at least thirty (30) days’ prior notice to Sublessor and Prime Lessor (or if such endorsement is not available, Sublessee shall agree to provide such notice), (ii) no act or omission of commercial general liability and property damage insurance Sublessee shall affect or limit the obligations of the insurer with respect to any other named or additional insured and (iii) Sublessee shall be solely responsible for the usepayment of all premiums under such policies and Sublessor, operation notwithstanding that it is or condition may be named as an additional insured, shall have no obligation for the payment of any insurance premiums. Such insurance shall otherwise be reasonably acceptable to Sublessor in both form and substance. No less than ten (10) days before the Commencement Date, Sublessee shall deliver to Sublessor and Prime Lessor a certificate evidencing the coverages required by Section (A)(8) of Article VI of the Premises, Prime Lease. Any endorsements to such certificates shall also be delivered to Sublessor and the operations Prime Lessor immediately upon issuance of such certificates. Sublessee in, on or about the Premises, providing bodily injury shall procure and broad form property damage coverage with a limit pay for renewals of not less than Two Million and 00/100 Dollars ($2,000,000.00) each occurrence or in such higher amounts as Sublessor shall reasonably require insurance from time to time provided that before the expiration of such insurance, and Sublessee shall deliver to Sublessor and Prime Lessor such renewal certificates at least thirty (30) days before the expiration of any existing policy. If Sublessee fails so to deliver any such increased amounts are similar renewal certificate at least thirty (30) days before the expiration of any existing policy, then, in addition to amounts then being reasonably charged its other rights and remedies in respect of such breach of this Sublease by Sublessee, Sublessor shall have the right, but not the obligation, to similar whole building tenants occupying similar buildings in the Portsmouth/Doverobtain such insurance on Sublessee’s behalf, New Hampshire market areas. Such insurance whereupon Sublessee shall include reimburse Sublessor as an additional insured and upon demand for Sublessor’s mortgagee as an additional insured against death, injury to persons or damage to property as herein providedcosts incurred in so doing. Sublessee shall maintain, at its sole cost and expense, include in all insurance policies of commercial property insurance covering any trade fixtures and other personal property from time to time in, on or about the Premises, in such amounts as are reasonably determined by Sublessee, and containing appropriate endorsements waiving the insurer’s right of subrogation against Sublessor. Sublessee shall maintain workers’ compensation insurance which meets the requirements of New Hampshire law. Sublessee shall also maintain during the course of any construction of any Alteration requiring Sublessor consent “builder’s risk” insurance or its equivalent covering the total value of the work performed and equipment, supplies and materials related thereto and in an amount equal to the actual replacement cost thereof. All of Sublessee’s insurance shall be with companies qualified to do business in the State of New Hampshire, shall be issued by insurance companies with a general policy holder’s rating of not less than A or better as rated in the most current A.M. Best report and shall comply with the requirements of Exhibit E attached hereto (which requirements in the event of any conflict with the provisions hereof shall control). Insurance may be maintained by Sublessee under a so-called blanket policy or policies, provided the coverage afforded will not be reduced or diminished by reason of the use of such blanket insurance policy, and provided further that the requirements set forth herein are otherwise satisfied. Sublessee shall upon request by Sublessor, deposit with Sublessor certificates of insurance required to be maintained under this Sublease any clauses or endorsements in favor of Prime Lessor including, but not limited to, waivers of the right of subrogation, which Sublessor is required to provide as “Tenant” under the provisions of the Prime Lease, at . Sublessee releases and waives all claims against Sublessor for loss or prior damage to Sublessee’s personal property and its alterations in the Rent Commencement Date, and thereafter, within twenty (20) days prior to the expiration of each such policy. Such policies shall, Premises to the extent obtainable without additional charge from Sublessee’s that any loss or damage is insurable under policies of casualty insurance carrier, provide that the policies may not be changed Sublessee carries or canceled, without at least twenty (20) day’s prior written notice is required to Sublessor. Sublessee hereby covenants and agrees that in the event Sublessee violates Article 32 hereof or in the event that Sublessee makes any use of the Premises or the Building which increases the rate of insurance on the Building, Sublessee shall promptly pay to Sublessor upon submission of an invoice therefor any such increase in insurance premiums resulting therefrom, which shall be due and payable as Additional Rent hereundercarry under this Sublease.

Sublessee’s Insurance. Sublessee shall maintain policies of commercial general liability procure and property damage insurance with respect to the use, operation or condition of the Premises, and the operations of Sublessee in, on or about the Premises, providing bodily injury and broad form property damage coverage with a limit of not less than Two Million and 00/100 Dollars ($2,000,000.00) each occurrence or in such higher amounts as Sublessor shall reasonably require from time to time provided that any such increased amounts are similar to amounts then being reasonably charged to similar whole building tenants occupying similar buildings in the Portsmouth/Dover, New Hampshire market areas. Such insurance shall include Sublessor as an additional insured and Sublessor’s mortgagee as an additional insured against death, injury to persons or damage to property as herein provided. Sublessee shall maintain, at its sole own cost and expense, policies of commercial such liability insurance as is required to be carried by Sublessor under the Prime Lease, naming Sublessor, as well as the Lessor, in the manner required therein, and such property insurance covering any trade fixtures and other personal as is required to be carried by Sublessor under the Prime Lease to the extent such property from time insurance pertains to time inthe Premises. If the Prime Lease requires Sublessor to insure leasehold improvements or alterations, on or about then Sublessee shall insure such leasehold improvements which are located in the Premises, as well as alterations in such amounts as are reasonably determined the Premises made by Sublessee, and containing appropriate endorsements waiving the insurer’s right of subrogation against Sublessor. Sublessee shall maintain workers’ compensation insurance which meets the requirements of New Hampshire law. Sublessee shall also maintain during the course of any construction of any Alteration requiring furnish to Sublessor consent “builder’s risk” insurance or its equivalent covering the total value of the work performed and equipment, supplies and materials related thereto and in an amount equal to the actual replacement cost thereof. All a certificate of Sublessee’s insurance shall be with companies qualified to do business in the State of New Hampshire, shall be issued by insurance companies with a general policy holder’s rating of required hereunder not less later than A or better as rated in the most current A.M. Best report and shall comply with the requirements of Exhibit E attached hereto ten (which requirements in the event of any conflict with the provisions hereof shall control). Insurance may be maintained by Sublessee under a so-called blanket policy or policies, provided the coverage afforded will not be reduced or diminished by reason of the use of such blanket insurance policy, and provided further that the requirements set forth herein are otherwise satisfied. Sublessee shall upon request by Sublessor, deposit with Sublessor certificates of insurance required to be maintained under this Lease, at or prior to the Rent Commencement Date, and thereafter, within twenty (2010) days prior to Sublessee’s taking possession of the expiration Premises. Each party hereby waives claims against the other for property damage provided such waiver shall not invalidate the waiving party’s property insurance; each party shall attempt to obtain from its insurance carrier a waiver of each such policyits right of subrogation. Such policies shall, Sublessee hereby waives claims against Lessor and Sublessor for property damage to the Premises or its contents if and to the extent obtainable without additional charge from Sublessee’s insurance carrier, provide that Sublessor waives such claims against the policies may not be changed or canceled, without at least twenty (20) day’s prior written notice to SublessorLessor under the Prime Lease. Sublessee hereby covenants agrees to obtain, for the benefit of Lessor and Sublessor, such waivers of subrogation rights from its insurer as are required of Sublessor under the Prime Lease. Sublessor agrees that to use reasonable efforts in good faith to obtain from the Lessor a waiver of claims for insurable property damage losses and an agreement from the Lessor to obtain a waiver of subrogation rights in the event Sublessee violates Article 32 hereof Lessor’s property insurance, if and to the extent that Lessor waives such claims against Sublessor under the Prime Lease or in is required under the event that Sublessee makes any use Prime Lease to obtain such waiver of the Premises or the Building which increases the rate of insurance on the Building, Sublessee shall promptly pay to Sublessor upon submission of an invoice therefor any such increase in insurance premiums resulting therefrom, which shall be due and payable as Additional Rent hereundersubrogation rights.

Sublessee’s Insurance. Sublessee shall maintain policies throughout the Term of commercial general liability this Sublease such insurance in respect of the Premises and property damage insurance with respect to the use, conduct and operation or condition of Sublessee’s business in the Premises, with Sublessor and Prime Lessor listed as additional insureds as is required of “Tenant” under the operations terms of the Prime Lease (including, without limitation, Section 7.9 as incorporated in this Sublease by reference). If Sublessee infails to procure or maintain such insurance, on or about the Premisespay all premiums and charges therefor and provide Sublessor with certificate(s) of such insurance within five (5) business days of written notice, providing bodily injury and broad form property damage coverage with a limit of then Sublessor may (but shall not less than Two Million and 00/100 Dollars ($2,000,000.00be obligated to) each occurrence or in such higher amounts as do so, whereupon Sublessee shall reimburse Sublessor shall reasonably require from time to time provided that any such increased amounts are similar to amounts then being reasonably charged to similar whole building tenants occupying similar buildings in the Portsmouth/Dover, New Hampshire market areas. Such insurance shall include Sublessor as an additional insured and upon demand for Sublessor’s mortgagee as an additional insured against death, injury to persons or damage to property as herein provided. Sublessee shall maintain, at its sole cost and expense, policies of commercial property insurance covering any trade fixtures and other personal property from time to time in, on or about the Premises, costs incurred in such amounts as are reasonably determined by Sublessee, and containing appropriate endorsements waiving the insurer’s right of subrogation against Sublessor. Sublessee shall maintain workers’ compensation insurance which meets the requirements of New Hampshire law. Sublessee shall also maintain during the course of any construction of any Alteration requiring Sublessor consent “builder’s risk” insurance or its equivalent covering the total value of the work performed and equipment, supplies and materials related thereto and in an amount equal to the actual replacement cost thereofso doing. All of Sublessee’s such insurance shall be with companies qualified to do business in the State of New Hampshire, shall be issued by insurance companies with a general policy holder’s rating of not less than A or better as rated in the most current A.M. Best report and shall comply with the requirements of Exhibit E attached hereto (which requirements in the event of any conflict with the provisions hereof shall control). Insurance may be maintained by Sublessee under a so-called blanket policy or policies, provided the coverage afforded will not be reduced or diminished by reason of the use of such blanket insurance policy, and provided further that the requirements set forth herein are otherwise satisfied. Sublessee shall upon request by Sublessor, deposit with Sublessor certificates of insurance required to be maintained under this Lease, at or prior to the Rent Commencement Date, and thereafter, within twenty (20) days prior to the expiration of each such policy. Such policies shall, to the extent obtainable without additional charge from Sublessee’s insurance carrierat commercially reasonable rates, provide contain endorsements providing that the (i) such policies may not be changed or canceled, without canceled except upon at least twenty thirty (2030) day’s days’ prior written notice to Sublessor. Sublessor and Prime Lessor, (ii) no act or omission of Sublessee hereby covenants and agrees that in shall affect or limit the event Sublessee violates Article 32 hereof or in the event that Sublessee makes any use obligations of the Premises insurer with respect to any other named or additional insured and (iii) Sublessee shall be solely responsible for the Building which increases payment of all premiums under such policies and Sublessor, notwithstanding that it is or may be named as an additional insured, shall have no obligation for the rate payment of any insurance on premiums. No less than ten (10) days before the BuildingCommencement Date, Sublessee shall promptly pay deliver to Sublessor and Prime Lessor a certificate evidencing the coverages required by Section 7.9 of the Prime Lease. Any endorsements to such certificates shall also be delivered to Sublessor and Prime Lessor promptly upon submission issuance of an invoice therefor such certificates. Sublessee shall procure and pay for renewals of such insurance from time to time before the expiration of such insurance, and Sublessee shall deliver to Sublessor and Prime Lessor such renewal certificates at least thirty (30) days before the expiration of any existing policy. If Sublessee fails so to deliver any such increase renewal certificate at least thirty (30) days before the expiration of any existing policy, then, in addition to its other rights and remedies in respect of such breach of this Sublease by Sublessee, Sublessor shall have the right, but not the obligation, to obtain such insurance premiums resulting therefromon Sublessee’s behalf, whereupon Sublessee shall reimburse Sublessor upon demand for Sublessor’s costs incurred in so doing. Sublessee shall include in all insurance policies required to be maintained under this Sublease any clauses or endorsements in favor of Prime Lessor including, but not limited to, waivers of the right of subrogation, which shall be due Sublessor is required to provide as “Tenant” under the provisions of the Prime Lease. Sublessor and payable as Additional Rent hereunderSublessee mutually release and waive all claims against one another for loss or damage to the waiving party's personal property and its alterations in the Premises to the extent that any loss or damage is insurable under policies of casualty insurance the waiving party carries or is required to carry under the Prime Lease or this Sublease. As part of Prime Lessor's consent to this Sublease, Prime Lessor will agree to waive subrogation claims against Sublessee to the extent it waives such claims against Sublessor under Section 13.5 of the Prime Lease.

Sublessee’s Insurance. Sublessee shall maintain throughout the Term of this Sublease such insurance in respect of the Premises and the conduct and operation of Sublessee’s business in the Premises, with Sublessor and Prime Lessor listed as additional insureds as is required of “Tenant” under the terms of the Prime Lease (including, without limitation, Section 13.02 as incorporated in this Sublease by reference) with no penalty to Sublessor or Prime Lessor resulting from deductibles or self-insured retentions effected in Sublessee’s insurance coverage, and with such other endorsements and provisions as Sublessor or Prime Lessor may reasonably request. If Sublessee fails to procure or maintain such insurance, pay all premiums and charges therefor and provide Sublessor with certificate(s) of such insurance, then Sublessor may (but shall not be obligated to) do so, whereupon Sublessee shall reimburse Sublessor upon demand for Sublessor’s costs incurred in so doing. All such insurance policies shall, to the extent obtainable, contain endorsements providing that (i) such policies may not be canceled except upon at least thirty (30) days’ prior notice to Sublessor and Prime Lessor, (ii) no act or omission of commercial general liability and property damage insurance Sublessee shall affect or limit the obligations of the insurer with respect to any other named or additional insured and (iii) Sublessee shall be solely responsible for the usepayment of all premiums under such policies and Sublessor, operation notwithstanding that it is or condition may be named as an additional insured, shall have no obligation for the payment of any insurance premiums. Such insurance shall otherwise be reasonably acceptable to Sublessor in both form and substance. No less than ten (10) days before the Commencement Date, Sublessee shall deliver to Sublessor and Prime Lessor a certificate evidencing the coverages required by Section 13.02 of the Premises, Prime Lease. Any endorsements to such certificates shall also be delivered to Sublessor and the operations Prime Lessor immediately upon issuance of such certificates. Sublessee in, on or about the Premises, providing bodily injury shall procure and broad form property damage coverage with a limit pay for renewals of not less than Two Million and 00/100 Dollars ($2,000,000.00) each occurrence or in such higher amounts as Sublessor shall reasonably require insurance from time to time provided that before the expiration of such insurance, and Sublessee shall deliver to Sublessor and Prime Lessor such renewal certificates at least thirty (30) days before the expiration of any existing policy. If Sublessee fails so to deliver any such increased amounts are similar renewal certificate at least thirty (30) days before the expiration of any existing policy, then, in addition to amounts then being reasonably charged its other rights and remedies in respect of such breach of this Sublease by Sublessee, Sublessor shall have the right, but not the obligation, to similar whole building tenants occupying similar buildings in the Portsmouth/Doverobtain such insurance on Sublessee’s behalf, New Hampshire market areas. Such insurance whereupon Sublessee shall include reimburse Sublessor as an additional insured and upon demand for Sublessor’s mortgagee as an additional insured against death, injury to persons or damage to property as herein providedcosts incurred in so doing. Sublessee shall maintain, at its sole cost and expense, include in all insurance policies of commercial property insurance covering any trade fixtures and other personal property from time to time in, on or about the Premises, in such amounts as are reasonably determined by Sublessee, and containing appropriate endorsements waiving the insurer’s right of subrogation against Sublessor. Sublessee shall maintain workers’ compensation insurance which meets the requirements of New Hampshire law. Sublessee shall also maintain during the course of any construction of any Alteration requiring Sublessor consent “builder’s risk” insurance or its equivalent covering the total value of the work performed and equipment, supplies and materials related thereto and in an amount equal to the actual replacement cost thereof. All of Sublessee’s insurance shall be with companies qualified to do business in the State of New Hampshire, shall be issued by insurance companies with a general policy holder’s rating of not less than A or better as rated in the most current A.M. Best report and shall comply with the requirements of Exhibit E attached hereto (which requirements in the event of any conflict with the provisions hereof shall control). Insurance may be maintained by Sublessee under a so-called blanket policy or policies, provided the coverage afforded will not be reduced or diminished by reason of the use of such blanket insurance policy, and provided further that the requirements set forth herein are otherwise satisfied. Sublessee shall upon request by Sublessor, deposit with Sublessor certificates of insurance required to be maintained under this Sublease any clauses or endorsements in favor of Prime Lessor including, but not limited to, waivers of the right of subrogation, which Sublessor is required to provide as “Tenant” under the provisions of the Prime Lease, at . Sublessee releases and waives all claims against Sublessor for loss or prior damage to Sublessee’s personal property and its alterations in the Rent Commencement Date, and thereafter, within twenty (20) days prior to the expiration of each such policy. Such policies shall, Premises to the extent obtainable without additional charge from Sublessee’s that any loss or damage is insurable under policies of casualty insurance carrier, provide that the policies may not be changed Sublessee carries or canceled, without at least twenty (20) day’s prior written notice is required to Sublessor. Sublessee hereby covenants and agrees that in the event Sublessee violates Article 32 hereof or in the event that Sublessee makes any use of the Premises or the Building which increases the rate of insurance on the Building, Sublessee shall promptly pay to Sublessor upon submission of an invoice therefor any such increase in insurance premiums resulting therefrom, which shall be due and payable as Additional Rent hereundercarry under this Sublease.

Sublessee’s Insurance. (1) Sublessee shall maintain policies obtain and keep in full force and effect during the term of this Sublease: (1) a policy of commercial general public liability insurance, on a primary and non-contributory basis, including bodily injury and property damage, with a broad form contractual liability endorsement or the then equivalent of such coverage, protecting Sublessee, Sublessor, Sublessor's employees and agents and any other parties designated by Sublessor having an interest in the Subleased Premises, as additional insureds, on an occurrence basis against claims for personal injury, death and/or property damage insurance occurring in or about the Subleased Premises, and under which the insurer agrees to indemnify, defend and hold Sublessee harmless from and against, among other things, all cost, expense and/or liability arising our of or based upon any and all claims, accidents, injuries and damages for which Sublessee shall be liable in accordance with this Sublease and the Lease, with any umbrella and primary commercial general liability policy on a coterminous basis. The minimum limits for liability shall be a combined single limit with respect to the use, operation or condition of the Premises, and the operations of Sublessee in, on or about the Premises, providing bodily injury and broad form property damage coverage with a limit each occurrence in an amount of not less than Two Million $5,000,000 for injury (or death) and 00/100 Dollars ($2,000,000.00) each occurrence or in such higher amounts as Sublessor shall reasonably require from time to time provided that any such increased amounts are similar to amounts then being reasonably charged to similar whole building tenants occupying similar buildings in the Portsmouth/Dover, New Hampshire market areas. Such insurance shall include Sublessor as an additional insured and Sublessor’s mortgagee as an additional insured against death, injury to persons or damage to property as herein provided. Sublessee shall maintain(or in any increased amount reasonably required by Sublessor); and (2) insurance against loss or damage by fire, at its sole cost and expensesuch other risks and hazards (including burglary, policies theft, vandalism, sprinkler leakage damage, breakage of commercial property insurance covering any trade fixtures and other personal property from time to time in, on or about glass within the Premises, in such amounts Subleased Premises as are reasonably insurable under then available standard forms of "all risk" insurance policies, to Sublessee's property and Sublessee's alterations for the full replacement cost value thereof (including an "agreed amount" endorsement having a deductible amount, if any, as shall be determined by Sublessee in the exercise of Sublessee's commercially reasonable discretion); (3) during the performance of any alteration, until completion hereof, builder's risk insurance, with no restrictions on coverage on an "all risk" basis and on a completed value form for full replacement value covering the interests of Sublessor and Sublessee, and containing appropriate endorsements waiving the insurer’s right with Sublessor as a named insured; and (4) worker's compensation insurance as required by law, with express waiver of subrogation against for the benefit of Sublessor. Sublessee shall maintain workers’ compensation insurance which meets the requirements of New Hampshire law. Sublessee shall also maintain during the course of any construction of any Alteration requiring Sublessor consent “builder’s risk” insurance or its equivalent covering the total value of the work performed and equipment, supplies and materials related thereto and in an amount equal . (2) Prior to the actual replacement cost thereof. All of Sublessee’s time such insurance shall be with companies qualified to do business in the State of New Hampshire, shall be issued by insurance companies with a general policy holder’s rating of not less than A or better as rated in the most current A.M. Best report and shall comply with the requirements of Exhibit E attached hereto (which requirements in the event of any conflict with the provisions hereof shall control). Insurance may be maintained by Sublessee under a so-called blanket policy or policies, provided the coverage afforded will not be reduced or diminished by reason of the use of such blanket insurance policy, and provided further that the requirements set forth herein are otherwise satisfied. Sublessee shall upon request by Sublessor, deposit with Sublessor certificates of insurance is first required to be maintained under this Lease, at or prior to the Rent Commencement Date, carried by Sublessee and thereafter, within twenty at least thirty (2030) days prior to the expiration of each any such policy. Such policies shallpolicies, Sublessee agrees to the extent obtainable without additional charge from Sublessee’s insurance carrier, provide that deliver to Sublessor evidence of payment for the policies together with certificates evidencing such insurance. All such certificates shall contain endorsements that (a) such insurance may not be changed modified or canceled, without at least twenty canceled or allowed to lapse except upon thirty (2030) day’s prior days' written notice to SublessorSublessor by certified mail, return receipt requested, containing the policy number and the names of the insured and the certificate holder, and (b) Sublessee shall be solely responsible for payment of all premiums under such policies and Sublessor shall have no obligation for the payment thereof notwithstanding that Sublessor is or may be named as an insured. Sublessee hereby covenants Sublessee's failure to provide and agrees that keep in force the aforementioned insurance shall be regarded as a material default hereunder, entitling Sublessor to exercise any or all of the remedies as provided in this Sublease in the event of Sublessee's default. All insurance required to be carried by Sublessee violates Article 32 hereof pursuant to the terms of this Sublease shall be effected under valid and enforceable policies issued by reputable and independent insurers permitted to do business in The Commonwealth of Massachusetts and rated in Best's Insurance Guide, or any successor thereto (of if there be none, an organization having a national reputation) as having a general policy-holder rating of "A" and a financial rating of at least "XIII". Sublessee shall not carry separate or additional insurance, concurrent in form or contributing, in the event of any loss or damage, with any insurance required to be obtained by Sublessee under this Sublease. (3) Sublessee shall procure an appropriate clause in, or endorsement on, any such "all risk" or fire or extended coverage insurance covering the Subleased Premises, the personal property, fixtures or equipment located thereon or therein, pursuant to which the insurance company waives subrogation or consents to a waiver of right of recovery by the insured prior to any loss. It is expressly understood and agreed that Sublessee makes any use of the Premises or the Building which increases the rate of Sublessor will not be obligated to carry insurance on Sublessee's property or Sublessee's work or insurance against interruption of Sublessee's business. (4) Sublessee hereby releases Sublessor (its servants, agents, employees and invitees) with respect to any claim (including a claim for negligence) which Sublessee might otherwise have against Sublessor for loss, damage or destruction with respect to its property by fire or casualty (including rental value or business interruption, as the Building, Sublessee shall promptly pay to Sublessor upon submission case may be) occurring during the term of an invoice therefor any such increase in insurance premiums resulting therefrom, which shall be due and payable as Additional Rent hereunderthis Sublease.

Sublessee’s Insurance. Sublessee shall shall, at is sole cost and expense, maintain policies during the Term hereof, such insurance as is required of Sublessor under the Xxxxxxxxx or such coverages, if greater, as are described below: (a) Sublessee shall, at its sole cost and expense, maintain during the Term worker's compensation insurance in an amount required by law and commercial general liability insurance (including fire legal liability insurance) adequate to protect Sublessor, Overlandlord and property damage insurance their respective agents against liability for injury to or death of any person in connection with respect to the use, operation or condition of the Premises, Sublet Premise and Sublessor's property. Such liability insurance at all times shall be in the operations of Sublessee in, on or about the Premises, providing bodily injury and broad form property damage coverage with a limit amount of not less than Two Million and 00/100 Dollars ($2,000,000.002,000,000) each occurrence or in such higher amounts as Sublessor shall reasonably require from time to time provided that any such increased amounts are similar to amounts then being reasonably charged to similar whole building tenants occupying similar buildings combined single limit and Five Million Dollars ($5,000,000) general aggregate limit. If, in the Portsmouth/Doveropinion of an insurance professional employed or retained by the Sublessor, New Hampshire market areas. Such the amount of insurance shall include Sublessor as an additional insured and Sublessor’s mortgagee as an additional insured against deathor the coverage afforded thereby at any time is not adequate, injury to persons or damage to property as herein provided. Sublessee shall maintain, increase and alter the insurance coverage as required by Sublessor. (b) Sublessee shall at its sole cost and expense, all times during the Lease Term maintain in effect policies of commercial insurance providing "Special Form", property insurance covering coverage for its leasehold improvements (including any Alterations as may be made by the Sublessee), trade fixtures fixtures, merchandise and other personal property from time to time in, in or on or about the Sublet Premises, in such amounts as are reasonably determined by Sublesseean amount not less than One Hundred Percent (100%) of their actual replacement cost. In addition, and containing appropriate endorsements waiving the insurer’s right of subrogation against Sublessor. Sublessee shall maintain workers’ compensation carry business risk insurance which meets the requirements covering a period of New Hampshire law. Sublessee shall also maintain during the course of any construction of any Alteration requiring Sublessor consent “builder’s risk” insurance or its equivalent covering the total value of the work performed and equipment, supplies and materials related thereto at least one year and in an amount equal sufficient to the actual replacement cost thereof. cover all insurable business risks during such period. (c) All of Sublessee’s insurance required to be carried by Sublessee shall be with companies issued by responsible insurance companies, qualified to do business in the State locality where the Sublet Premises are located and reasonably acceptable to Sublessor and shall provide (i) that no change or cancellation of New Hampshire, said policies shall be issued made without thirty (30) days prior written notice to Sublessor and Sublessee; (ii) that any coverage of Sublessor or sum payable to Sublessor shall be unaffected by any act or omission of Sublessee or any other insured which might otherwise result in forfeiture of said insurance; and (iii) that the insurance companies with a general company issuing the same shall not have any right of subrogation against Sublessor or Sublessor's insurer. Each policy holder’s rating and renewal shall name the Sublessor and Overlandlord as an additional insured. Copies of not less than A all policies or better as rated in certificates evidencing the most current A.M. Best report existence and amounts of said insurance shall comply with the requirements of Exhibit E attached hereto (which requirements in the event of any conflict with the provisions hereof shall control). Insurance may be maintained delivered to Sublessor by Sublessee under a so-called blanket upon request. Each policy shall also contain provisions required by any mortgagee of Sublessor's property or policies, provided the coverage afforded will not any portion thereof. Copies of all policies or certificates evidencing said insurance shall be reduced or diminished by reason of the use of such blanket insurance policy, and provided further that the requirements set forth herein are otherwise satisfied. Sublessee shall upon request by Sublessor, deposit with delivered to Sublessor certificates of insurance required to be maintained under this Lease, at or least five (5) days prior to the Rent Commencement Date, Date and thereafter, within twenty renewals thereof shall be delivered to Sublessor at least ten (2010) days prior to the expiration of each any such policy. Such policies shall, If Sublessee fails to adhere to the extent obtainable without additional requirements of this Section, Sublessor, in addition to any other remedies it may have, may order such insurance and charge the cost thereof to Sublessee, which amount shall be payable by Sublessee upon demand as Additional Rent. (d) Sublessee and Sublessor hereby waive any and all rights of subrogation or other rights of recovery against the other and their respective officers, employees, agents, and representatives for loss of or damage to the other party or its property or the property of others under its control, arising from Sublessee’s insurance carrierany cause insured or required to be insured against by the waiving party, provide that the policies may not be changed irrespective of whether such loss or canceled, without at least twenty (20) day’s prior written notice to Sublessor. Sublessee hereby covenants and agrees that in the event Sublessee violates Article 32 hereof or in the event that Sublessee makes any use damages is caused by negligence of the Premises other party or any of its employees, invitees, contractors, subcontractors, licensees, subtenants or agents. Each party shall obtain and furnish evidence to the Building which increases other party of the rate waiver by such party's insurance carriers of insurance on any right of subrogation against the Building, Sublessee shall promptly pay to Sublessor upon submission of an invoice therefor any such increase in insurance premiums resulting therefrom, which shall be due and payable as Additional Rent hereunderother party.

Sublessee’s Insurance. (1) Sublessee shall maintain policies obtain and keep in full force and effect during the term of this Sublease: (1) a policy of commercial general public liability insurance, on a primary and non-contributory basis, including bodily injury and property damage, with a broad form contractual liability endorsement or the then equivalent of such coverage, protecting Sublessee, Sublessor, Sublessor's employees and agents and any other parties designated by Sublessor having an interest in the Subleased Premises, as additional insureds, on an occurrence basis against claims for personal injury, death and/or property damage insurance occurring in or about the Subleased Premises, and under which the insurer agrees to indemnify, defend and hold Sublessee harmless from and against, among other things, all cost, expense and/or liability arising our of or based upon any and all claims, accidents, injuries and damages for which Sublessee shall be liable in accordance with this Sublease and the Lease, with any umbrella and primary commercial general liability policy on a coterminous basis. The minimum limits for liability shall be a combined single limit with respect to the use, operation or condition of the Premises, and the operations of Sublessee in, on or about the Premises, providing bodily injury and broad form property damage coverage with a limit each occurrence in an amount of not less than Two Million than (2) insurance against loss or damage by fire, and 00/100 Dollars such other risks and hazards ($2,000,000.00) each occurrence or in such higher amounts including burglary, theft, vandalism, sprinkler leakage damage, breakage of glass within the Subleased Premises as Sublessor are insurable under then available standard forms of "all risk" insurance policies, to Sublessee's personal property and Sublessee's alterations for the full replacement cost value thereof (including an "agreed amount" endorsement having a deductible amount, if any, as shall reasonably require from time to time provided that any such increased amounts are similar to amounts then being reasonably charged to similar whole building tenants occupying similar buildings be determined by Sublessee in the Portsmouth/Doverexercise of Sublessee's commercially reasonable discretion); (3) during the performance of any alteration, New Hampshire market areas. Such insurance shall include until completion hereof, builder's risk insurance, with no restrictions on coverage on an "all risk" basis and on a completed value form for full replacement value covering the interests of Sublessor and Sublessee, with Sublessor as an additional insured and Sublessor’s mortgagee a named insured; and (4) worker's compensation insurance as an additional insured against deathrequired by law, injury to persons or damage to property as herein provided. Sublessee shall maintain, at its sole cost and expense, policies of commercial property insurance covering any trade fixtures and other personal property from time to time in, on or about the Premises, in such amounts as are reasonably determined by Sublessee, and containing appropriate endorsements waiving the insurer’s right with express wavier of subrogation against for the benefit of Sublessor. Sublessee shall maintain workers’ compensation insurance which meets the requirements of New Hampshire law. Sublessee shall also maintain during the course of any construction of any Alteration requiring Sublessor consent “builder’s risk” insurance or its equivalent covering the total value of the work performed and equipment, supplies and materials related thereto and in an amount equal . (2) Prior to the actual replacement cost thereof. All of Sublessee’s time such insurance shall be with companies qualified to do business in the State of New Hampshire, shall be issued by insurance companies with a general policy holder’s rating of not less than A or better as rated in the most current A.M. Best report and shall comply with the requirements of Exhibit E attached hereto (which requirements in the event of any conflict with the provisions hereof shall control). Insurance may be maintained by Sublessee under a so-called blanket policy or policies, provided the coverage afforded will not be reduced or diminished by reason of the use of such blanket insurance policy, and provided further that the requirements set forth herein are otherwise satisfied. Sublessee shall upon request by Sublessor, deposit with Sublessor certificates of insurance is first required to be maintained under this Lease, at or prior to the Rent Commencement Date, carried by Sublessee and thereafter, within twenty at least thirty (2030) days prior to the expiration of each any such policy. Such policies shallpolicies, Sublessee agrees to the extent obtainable without additional charge from Sublessee’s insurance carrier, provide that deliver to Sublessor evidence of payment for the policies together with certificates evidencing such insurance. All such certificates shall contain endorsements that (a) such insurance may not be changed modified or canceled, without at least twenty canceled or allowed to lapse except upon thirty (2030) day’s prior days' written notice to SublessorSublessor by certified mail, return receipt requested, containing the policy number and the names of the insured and the certificate holder, and (b) Sublessee shall be solely responsible for payment of all premiums under such policies and Sublessor shall have no obligation for the payment thereof notwithstanding that Sublessor is or may be named as an insured. Sublessee hereby covenants Sublessee's failure to provide and agrees that keep in force the aforementioned insurance shall be regarded as a material default hereunder, entitling Sublessor to exercise any or all of the remedies as provided in this Sublease in the event of Sublessee's default. All insurance required to be carried by Sublessee violates Article 32 hereof pursuant to the terms of this Sublease shall be effected under valid and enforceable policies issued by reputable and independent insurers permitted to do business in The Commonwealth of Massachusetts and rated in Best's Insurance Guide, or any successor thereto (of if there be none, an organization having a national reputation) as having a general policy-holder rating of "A" and a financial rating of at least "XIII". Sublessee shall not carry separate or additional insurance, concurrent in form or contributing, in the event that of any loss or damage, with any insurance required to be obtained by Sublessee makes any use of the Premises or the Building which increases the rate of insurance on the Building, Sublessee shall promptly pay to Sublessor upon submission of an invoice therefor any such increase in insurance premiums resulting therefrom, which shall be due and payable as Additional Rent hereunderunder this Sublease.

Sublessee’s Insurance. Sublessee shall maintain policies of commercial general liability and property damage insurance with respect to the use, operation or condition of the Premises, and the operations of Sublessee in, on or about the Premises, providing bodily injury and broad form property damage coverage with a limit of not less than Two Million and 00/100 Dollars ($2,000,000.00a) each occurrence or in such higher amounts as Sublessor shall reasonably require from time to time provided that any such increased amounts are similar to amounts then being reasonably charged to similar whole building tenants occupying similar buildings in the Portsmouth/Dover, New Hampshire market areas. Such insurance shall include Sublessor as an additional insured and Sublessor’s mortgagee as an additional insured against death, injury to persons or damage to property as herein provided. Sublessee shall maintainSublessee, at its sole cost and expense, shall obtain and maintain in effect, as long as this Sublease remains in effect, and during such time as Sublessee occupies the Sublet Premises or any part thereof, insurance policies providing at least the following coverage: (1) comprehensive general liability insurance, including insurance against assumed or contractual liability under this Sublease, against any liability arising out of commercial the ownership, use, occupancy or maintenance of the Sublet Premises and all areas appurtenant thereto, to afford protection with limits of not less than $1,000,000 each occurrence for bodily injury and property insurance damage liability, $1,000,000 each incident for personal injury liability, $2,000,000 products and completed operations aggregate, $50,000 fire legal liability, $5,000 per person medical expense and $2,000,000 general aggregate. The general aggregate limit should apply separately to each location owned or rented to the Sublessee; (2) all-risk property insurance, including theft coverage and business interruption coverage, written at replacement cost value and with replacement cost endorsement, covering any all of Sublessee’s Personal Property in the Sublet Premises (including, without limitation, inventory, trade fixtures fixtures, floor coverings, furniture and other personal property from time to time in, on or about removable by Sublessee under the Premises, provisions of this Sublease) and all leasehold improvements and alterations installed in such amounts as are reasonably determined the Sublet by Sublessee, including all Alterations (if any); (3) worker’s compensation or similar insurance in such form and containing appropriate endorsements waiving amounts required by law; and (4) in the insurer’s right event that any Alterations are permitted, such additional insurance as may be required by Landlord or Sublessor. (b) Such policy shall include Sublessor, and Landlord, if Landlord so requires of subrogation against SublessorSublessor under the Lease, as an additional insured. Sublessee will furnish a Certificate of Insurance to Sublessor evidencing such coverage. (c) The insurance carrier shall maintain workers’ compensation be satisfactory to Sublessor and licensed in the Commonwealth of Virginia. The insurance which meets the requirements of New Hampshire law. Sublessee carrier shall also maintain at all times during the course term of any construction of any Alteration requiring Sublessor consent “builder’s risk” insurance or its equivalent covering the total value of the work performed and equipment, supplies and materials related thereto and in an amount equal to the actual replacement cost thereof. All of Sublessee’s insurance shall be with companies qualified to do business in the State of New Hampshire, shall be issued by insurance companies with this lease have a general policy holderpolicyholder’s rating of not less than “A or better as rated +/10” in the most current A.M. Best report edition of Best’s Insurance Reports. Said insurance shall not be subject to cancellation except after ten (10) days prior written notice to Sublessor and shall comply with Landlord. Each policy evidencing the requirements of Exhibit E attached hereto (which requirements in the event of any conflict with the provisions hereof shall control). Insurance may insurance to be maintained carried by Sublessee under this Sublease shall contain a so-called blanket clause that such policy and the coverage evidenced thereby shall be primary with respect to any policies carried by Sublessor and Landlord, and that any coverage carried by Sublessor or Landlord shall be excess insurance. All of the foregoing insurance shall contain a waiver of subrogation in favor of Sublessor and Landlord. The policy or policies, provided or duly executed certificate or certificates for the coverage afforded will not be reduced or diminished by reason same, together with satisfactory evidence of the use payment of the premium thereon, shall be deposited with Sublessor prior to taking possession, and renewals of such blanket insurance policy, and provided further that the requirements set forth herein are otherwise satisfied. Sublessee shall upon request by Sublessor, deposit with Sublessor certificates of insurance required to be maintained under this Lease, at or prior to the Rent Commencement Date, and thereafter, within twenty not less than thirty (2030) days prior to the expiration of each the term of such policycoverage. Such policies shallIf Sublessee fails to comply with such requirement, Sublessor may, in addition to other available remedies, obtain such insurance and keep the extent obtainable without additional charge from Sublessee’s same in effect and Sublessee shall pay Sublessor the premium cost thereof upon demand, as Additional Rent. (d) Sublessee waives and releases any claims, damages, or liabilities against Landlord and Sublessor which are covered by any insurance carriercarried, provide that the policies may not or required to be changed or canceledcarried, without at least twenty (20) day’s prior written notice to Sublessor. by Sublessee hereby covenants hereunder, and agrees that in the event Sublessee violates Article 32 hereof or in the event that Sublessee makes any use of the Premises or the Building which increases the rate of to look solely to its insurance on the Building, Sublessee shall promptly pay to Sublessor upon submission of an invoice therefor coverage for any such increase in insurance premiums resulting therefromclaims, damages, or liabilities. This provision shall not apply to claims which shall be due and payable are caused as Additional Rent hereundera result of Sublessor’s gross negligence or misconduct.

Sublessee’s Insurance. (1) Sublessee shall maintain policies obtain and keep in full force and effect during the term of this Sublease: (1) a policy of commercial general public liability insurance, on a primary and non-contributory basis, including bodily injury and property damage, with a broad form contractual liability endorsement or the then equivalent of such coverage, protecting Sublessee, Sublessor, Sublessor's employees and agents and any other parties designated by Sublessor having an interest in the Subleased Premises, as additional insurers, on an occurrence basis against claims for personal injury, death and/or property damage insurance occurring in or about the Subleased Premises, and under which the insurer agrees to indemnify, defend and hold Sublessee harmless from and against, among other things, all cost, expense and/or liability arising our of or based upon any and all claims, accidents, injuries and damages for which Sublessee shall be liable in accordance with this Sublease and the Lease, with any umbrella and primary commercial general liability policy on a coterminous basis. The minimum limits for liability shall be a combined single limit with respect to the use, operation or condition of the Premises, and the operations of Sublessee in, on or about the Premises, providing bodily injury and broad form property damage coverage with a limit each occurrence in an amount of not less than Two Million $5,000,000 for injury (or death) and 00/100 Dollars ($2,000,000.00) each occurrence or in such higher amounts as Sublessor shall reasonably require from time to time provided that any such increased amounts are similar to amounts then being reasonably charged to similar whole building tenants occupying similar buildings in the Portsmouth/Dover, New Hampshire market areas. Such insurance shall include Sublessor as an additional insured and Sublessor’s mortgagee as an additional insured against death, injury to persons or damage to property as herein provided. Sublessee shall maintain(or in any increased amount reasonably required by Sublessor); and (2) insurance against loss or damage by fire, at its sole cost and expensesuch other risks and hazards (including burglary, policies theft, vandalism, sprinkler leakage damage, breakage of commercial property insurance covering any trade fixtures and other personal property from time to time in, on or about glass within the Premises, in such amounts Subleased Premises as are reasonably insurable under then available standard forms of "all risk" insurance policies, to Sublessee's property and Sublessee's alterations for the full replacement cost value thereof (including an "agreed amount" endorsement having a deductible amount, if any, as shall be determined by Sublessee in the exercise of Sublessee's commercially reasonable discretion); (3) during the performance of any alteration, until completion hereof, builder's risk insurance, with no restrictions on coverage on an "all risk" basis and on a completed value form for full replacement value covering the interests of Sublessor and Sublessee, and containing appropriate endorsements waiving the insurer’s right with Sublessor as a named insured; and (4) worker's compensation insurance as required by law, with express wavier of subrogation against for the benefit of Sublessor. Sublessee shall maintain workers’ compensation insurance which meets the requirements of New Hampshire law. Sublessee shall also maintain during the course of any construction of any Alteration requiring Sublessor consent “builder’s risk” insurance or its equivalent covering the total value of the work performed and equipment, supplies and materials related thereto and in an amount equal . (2) Prior to the actual replacement cost thereof. All of Sublessee’s time such insurance shall be with companies qualified to do business in the State of New Hampshire, shall be issued by insurance companies with a general policy holder’s rating of not less than A or better as rated in the most current A.M. Best report and shall comply with the requirements of Exhibit E attached hereto (which requirements in the event of any conflict with the provisions hereof shall control). Insurance may be maintained by Sublessee under a so-called blanket policy or policies, provided the coverage afforded will not be reduced or diminished by reason of the use of such blanket insurance policy, and provided further that the requirements set forth herein are otherwise satisfied. Sublessee shall upon request by Sublessor, deposit with Sublessor certificates of insurance is first required to be maintained under this Lease, at or prior to the Rent Commencement Date, carried by Sublessee and thereafter, within twenty at least thirty (2030) days prior to the expiration of each any such policy. Such policies shallpolicies, Sublessee agrees to the extent obtainable without additional charge from Sublessee’s insurance carrier, provide that deliver to Sublessor evidence of payment for the policies together with certificates evidencing such insurance. All such certificates shall contain endorsements that (a) such insurance may not be changed modified or canceled, without at least twenty canceled or allowed to lapse except upon thirty (2030) day’s prior days' written notice to SublessorSublessor by certified mail, return receipt requested, containing the policy number and the names of the insured and the certificate holder, and (b) Sublessee shall be solely responsible for payment of all premiums under such policies and Sublessor shall have no obligation for the payment thereof notwithstanding that Sublessor is or may be named as an insured. Sublessee hereby covenants Sublessee's failure to provide and agrees that keep in force the aforementioned insurance shall be regarded as a material default hereunder, entitling Sublessor to exercise any or all of the remedies as provided in this Sublease in the event of Sublessee's default. All insurance required to be carried by Sublessee violates Article 32 hereof pursuant to the terms of this Sublease shall be effected under valid and enforceable policies issued by reputable and independent insurers permitted to do business in The Commonwealth of Massachusetts and rated in Best's Insurance Guide, or any successor thereto (of if there be none, an organization having a national reputation) as having a general policy-holder rating of "A" and a financial rating of at least "XIII". Sublessee shall not carry separate or additional insurance, concurrent in form or contributing, in the event of any loss or damage, with any insurance required to be obtained by Sublessee under this Sublease. (3) Sublessee shall procure an appropriate clause in, or endorsement on, any such "all risk" or fire or extended coverage insurance covering the Subleased Premises, the personal property, fixtures or equipment located thereon or therein, pursuant to which the insurance company waives subrogation or consents to a wavier of right of recovery by the insured prior to any loss. It is expressly understood and agreed that Sublessee makes any use of the Premises or the Building which increases the rate of Sublessor will not be obligated to carry insurance on Sublessee's property or Sublessee's work or insurance against interruption of Sublessee's business. (4) Sublessee hereby releases Sublessor (its servants, agents, employees and invitees) with respect to any claim (including a claim for negligence) which Sublessee might otherwise have against Sublessor for loss, damage or destruction with respect to its property by fire or casualty (including rental value or business interruption, as the Building, Sublessee shall promptly pay to Sublessor upon submission case may be) occurring during the term of an invoice therefor any such increase in insurance premiums resulting therefrom, which shall be due and payable as Additional Rent hereunderthis Sublease.