Common use of SUBSTANDARD PREMIUMS Clause in Contracts

SUBSTANDARD PREMIUMS. Substandard multiple ratings will be applied to increase the underlying reinsurance premium rates by [percentage]per table of assessed rating, and the normal base allowance will be paid on the entire amount. When flat extras are applied, the following allowances will be paid on the extra premium portion: Temporary (five years or less): [percentage] for first year and all renewal years Permanent (over five years): [percentage] for first year and [percentage] for all renewal years D.5 RIDERS AND BENEFITS AIBR (Automatic Increase Benefit Rider) - Elected increases will be proportionately reinsured using the premiums for the base coverage, at point-in-scale. BIR (Base Insured Rider) and OIR (Other Insured Rider) - These riders will be proportionately reinsured using the same premium rates scale as used for the base coverage. ACCELERATED DEATH BENEFIT - If IDS Life pays an accelerated death benefit under the terms of the policy contract, the reinsurance coverage will continue unaffected until the death of the insured. EXCHANGE OF INSURED RIDER - Exercise of rider to replace insured life subject to full underwriting; reinsurance coverage, whether automatic or facultative, to be provided for same amount of coverage as new business. The following benefits are not reinsured under this Agreement: Waiver of Monthly Deduction Rider (WMD) Children's Insurance Rider (CIR) Accidental Death Benefit Rider (ADB) SCHEDULE D-1 Basis for Reinsurance Premiums 2001 Valuation Basic Mortality Table ALB -- Select and Ultimate Rate Per $1000 Before Allowances ISSUE DURATION ------------------------------------------------------------------------------------------------------- Age 1 2 3 4 5 6 7 8 9 10 11 12 13 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 0 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 1 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 2 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 3 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 4 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 5 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 6 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 7 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 8 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 9 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 10 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 11 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 12 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 13 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 14 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 15 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 16 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 17 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 18 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 19 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 20 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 21 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 22 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 23 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 24 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 25 ------------------------------------------------------------------------------------------------------- ISSUE DURATION ATT ------------------------------------------------------------------------------------------------------------- Ulti- Age 14 15 16 17 18 19 20 21 22 23 24 25 mate Age ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 0 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 1 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 2 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 3 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 4 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 5 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 6 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 7 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 8 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 9 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 10 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 11 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 12 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 13 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 14 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 15 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 16 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 17 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 18 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 19 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 20 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 21 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 22 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 23 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 24 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 25 -------------------------------------------------------------------------------------------------------------

Appears in 1 contract

Samples: Automatic Yrt (Ids Life Variable Life Separate Account)

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SUBSTANDARD PREMIUMS. Substandard multiple ratings will be applied to increase the underlying reinsurance premium rates by [percentage]per table of assessed rating, and the normal base allowance will be paid on the entire amount. When flat extras are applied, the following allowances will be paid on the extra premium portion: Temporary (five years or less): [percentage] for first year and all renewal years Permanent (over five years): [percentage] for first year and [percentage] for all renewal years D.5 RIDERS AND BENEFITS AIBR (Automatic Increase Benefit Rider) - Elected increases will be proportionately reinsured using the premiums for the base coverage, at point-in-scale. BIR (Base Insured Rider) and OIR (Other Insured Rider) - These riders will be proportionately reinsured using the same premium rates scale as used for the base coverage. ACCELERATED DEATH BENEFIT - If IDS Life pays an accelerated death benefit under the terms of the policy contract, the reinsurance coverage will continue unaffected until the death of the insured. EXCHANGE OF INSURED RIDER - Exercise of rider to replace insured life subject to full underwriting; reinsurance coverage, whether automatic or facultative, to be provided for same amount of coverage as new business. The following benefits are not reinsured under this Agreement: Waiver of Monthly Deduction Rider (WMD) Children's Insurance Rider (CIR) Accidental Death Benefit Rider (ADB) SCHEDULE D-1 Basis for Reinsurance Premiums 2001 Valuation Basic Mortality Table ALB -- Select and Ultimate Rate Per $1000 Before Allowances ISSUE DURATION ------------------------------------------------------------------------------------------------------- Age 1 2 3 4 5 6 7 8 9 10 11 12 13 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 0 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 1 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 2 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 3 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 4 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 5 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 6 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 7 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 8 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 9 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 10 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 11 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 12 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 13 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 14 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 15 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 16 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 17 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 18 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 19 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 20 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 21 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 22 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 23 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 24 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 25 ------------------------------------------------------------------------------------------------------- ISSUE DURATION ATT ------------------------------------------------------------------------------------------------------------- Ulti- Age 14 15 16 17 18 19 20 21 22 23 24 25 mate Age ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 0 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 1 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 2 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 3 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 4 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 5 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 6 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 7 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 8 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 9 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 10 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 11 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 12 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 13 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 14 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 15 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 16 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 17 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 18 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 19 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 20 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 21 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 22 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 23 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 24 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 25 -------------------------------------------------------------------------------------------------------------

Appears in 1 contract

Samples: Automatic Yrt (Ids Life Variable Life Separate Account)

SUBSTANDARD PREMIUMS. Substandard multiple ratings will be applied to increase the underlying reinsurance premium rates by [percentage]per percentage] per table of assessed rating, and the normal base allowance will be paid on the entire amount. When flat extras are applied, the following allowances will be paid on the extra premium portion: Temporary (five years or less): [percentage] for first year and all renewal years Permanent (over five years): [percentage] for first year and [percentage] for all renewal years D.5 RIDERS AND BENEFITS AIBR (Automatic Increase Benefit Rider) - Elected increases will be proportionately reinsured using the premiums for the base coverage, at point-in-scale. BIR (Base Insured Rider) and OIR (Other Insured Rider) - These riders will be proportionately reinsured using the same premium rates scale as used for the base coverage. ACCELERATED DEATH BENEFIT - If IDS Life pays an accelerated death benefit under the terms of the policy contract, the reinsurance coverage will continue unaffected until the death of the insured. EXCHANGE OF INSURED RIDER - Exercise of rider to replace insured life subject to full underwriting; reinsurance coverage, whether automatic or facultative, to be provided for same amount of coverage as new business. The following benefits are not reinsured under this Agreement: Waiver of Monthly Deduction Rider (WMD) Children's Insurance Rider (CIR) Accidental Death Benefit Rider (ADB) SCHEDULE D-1 Basis for Reinsurance Premiums 2001 Valuation Basic Mortality Table ALB -- Select and Ultimate Rate Per $1000 Before Allowances ISSUE DURATION ------------------------------------------------------------------------------------------------------- Age 1 2 3 4 5 6 7 8 9 10 11 12 13 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 0 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 1 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 2 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 3 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 4 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 5 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 6 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 7 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 8 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 9 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 10 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 11 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 12 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 13 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 14 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 15 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 16 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 17 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 18 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 19 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 20 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 21 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 22 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 23 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 24 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 25 ------------------------------------------------------------------------------------------------------- ISSUE DURATION ATT ------------------------------------------------------------------------------------------------------------- Ulti- Age 14 15 16 17 18 19 20 21 22 23 24 25 mate Age ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 0 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 1 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 2 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 3 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 4 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 5 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 6 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 7 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 8 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 9 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 10 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 11 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 12 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 13 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 14 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 15 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 16 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 17 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 18 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 19 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 20 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 21 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 22 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 23 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 24 ------------------------------------------------------------------------------------------------------------- Male Non-tobacco 25 -------------------------------------------------------------------------------------------------------------

Appears in 1 contract

Samples: Automatic Yrt (Ids Life Variable Life Separate Account)

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SUBSTANDARD PREMIUMS. Substandard multiple ratings will be applied to increase the underlying reinsurance premium rates by [percentage]per percentage] per table of assessed rating, and the normal base allowance will be paid on the entire amount. When flat extras are applied, the following allowances will be paid on the extra premium portion: Temporary (five years or less): [percentage] for first year and all renewal years Permanent (over five years): [percentage] for first year and [percentage] for all renewal years D.5 RIDERS AND BENEFITS AIBR (Automatic Increase Benefit Rider) - Elected increases will be proportionately reinsured using the premiums for the base coverage, at point-in-scale. BIR (Base Insured Rider) and OIR (Other Insured Rider) - These riders will be proportionately reinsured using the same premium rates scale as used for the base coverage. ACCELERATED DEATH BENEFIT - If IDS Life pays an accelerated death benefit under the terms of the policy contract, the reinsurance coverage will continue unaffected until the death of the insured. EXCHANGE OF INSURED RIDER - Exercise of rider to replace insured life subject to full underwriting; reinsurance coverage, whether automatic or facultative, to be provided for same amount of coverage as new business. The following benefits are not reinsured under this Agreement: Waiver of Monthly Deduction Rider (WMD) Children's Insurance Rider (CIR) Accidental Death Benefit Rider (ADB) SCHEDULE D-1 Basis for Reinsurance Premiums 2001 Valuation Basic Mortality Table ALB -- Select and Ultimate Rate Per $1000 Before Allowances ISSUE DURATION ------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------- Age 1 2 3 4 5 6 7 8 9 10 11 ---------------------------------------------------------------------------------- MALE NON-TOBACCO 0 ---------------------------------------------------------------------------------- MALE NON-TOBACCO 1 ---------------------------------------------------------------------------------- MALE NON-TOBACCO 2 ---------------------------------------------------------------------------------- MALE NON-TOBACCO 3 ---------------------------------------------------------------------------------- MALE NON-TOBACCO 4 ---------------------------------------------------------------------------------- MALE NON-TOBACCO 5 ---------------------------------------------------------------------------------- MALE NON-TOBACCO 6 ---------------------------------------------------------------------------------- MALE NON-TOBACCO 7 ---------------------------------------------------------------------------------- MALE NON-TOBACCO 8 ---------------------------------------------------------------------------------- MALE NON-TOBACCO 9 ---------------------------------------------------------------------------------- MALE NON-TOBACCO 10 ---------------------------------------------------------------------------------- MALE NON-TOBACCO 11 ---------------------------------------------------------------------------------- MALE NON-TOBACCO 12 ---------------------------------------------------------------------------------- MALE NON-TOBACCO 13 ------------------------------------------------------------------------------------------------------- Male Non---------------------------------------------------------------------------------- MALE NON-tobacco 0 ------------------------------------------------------------------------------------------------------- Male NonTOBACCO 14 ---------------------------------------------------------------------------------- MALE NON-tobacco 1 ------------------------------------------------------------------------------------------------------- Male NonTOBACCO 15 ---------------------------------------------------------------------------------- MALE NON-tobacco 2 ------------------------------------------------------------------------------------------------------- Male NonTOBACCO 16 ---------------------------------------------------------------------------------- MALE NON-tobacco 3 ------------------------------------------------------------------------------------------------------- Male NonTOBACCO 17 ---------------------------------------------------------------------------------- MALE NON-tobacco 4 ------------------------------------------------------------------------------------------------------- Male NonTOBACCO 18 ---------------------------------------------------------------------------------- MALE NON-tobacco 5 ------------------------------------------------------------------------------------------------------- Male NonTOBACCO 19 ---------------------------------------------------------------------------------- MALE NON-tobacco 6 ------------------------------------------------------------------------------------------------------- Male NonTOBACCO 20 ---------------------------------------------------------------------------------- MALE NON-tobacco 7 ------------------------------------------------------------------------------------------------------- Male NonTOBACCO 21 ---------------------------------------------------------------------------------- MALE NON-tobacco 8 ------------------------------------------------------------------------------------------------------- Male NonTOBACCO 22 ---------------------------------------------------------------------------------- MALE NON-tobacco 9 ------------------------------------------------------------------------------------------------------- Male NonTOBACCO 23 ---------------------------------------------------------------------------------- MALE NON-tobacco 10 ------------------------------------------------------------------------------------------------------- Male NonTOBACCO 24 ---------------------------------------------------------------------------------- MALE NON-tobacco 11 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 12 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 13 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 14 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 15 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 16 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 17 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 18 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 19 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 20 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 21 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 22 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 23 ------------------------------------------------------------------------------------------------------- Male Non-tobacco 24 ------------------------------------------------------------------------------------------------------- Male Non-tobacco TOBACCO 25 ------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------- ISSUE DURATION ATT ------------------------------------------------------------------------------------------------------------- --------------------------------------------------------------------------------------------------------- Ulti- Age 12 13 14 15 16 17 18 19 20 21 22 23 24 25 mate Age ------------------------------------------------------------------------------------------------------------- Male Non--------------------------------------------------------------------------------------------------------- MALE NON-tobacco TOBACCO 0 ------------------------------------------------------------------------------------------------------------- Male Non--------------------------------------------------------------------------------------------------------- MALE NON-tobacco TOBACCO 1 ------------------------------------------------------------------------------------------------------------- Male Non--------------------------------------------------------------------------------------------------------- MALE NON-tobacco TOBACCO 2 ------------------------------------------------------------------------------------------------------------- Male Non--------------------------------------------------------------------------------------------------------- MALE NON-tobacco TOBACCO 3 ------------------------------------------------------------------------------------------------------------- Male Non--------------------------------------------------------------------------------------------------------- MALE NON-tobacco TOBACCO 4 ------------------------------------------------------------------------------------------------------------- Male Non--------------------------------------------------------------------------------------------------------- MALE NON-tobacco TOBACCO 5 ------------------------------------------------------------------------------------------------------------- Male Non--------------------------------------------------------------------------------------------------------- MALE NON-tobacco TOBACCO 6 ------------------------------------------------------------------------------------------------------------- Male Non--------------------------------------------------------------------------------------------------------- MALE NON-tobacco TOBACCO 7 ------------------------------------------------------------------------------------------------------------- Male Non--------------------------------------------------------------------------------------------------------- MALE NON-tobacco TOBACCO 8 ------------------------------------------------------------------------------------------------------------- Male Non--------------------------------------------------------------------------------------------------------- MALE NON-tobacco TOBACCO 9 ------------------------------------------------------------------------------------------------------------- Male Non--------------------------------------------------------------------------------------------------------- MALE NON-tobacco TOBACCO 10 ------------------------------------------------------------------------------------------------------------- Male Non--------------------------------------------------------------------------------------------------------- MALE NON-tobacco TOBACCO 11 ------------------------------------------------------------------------------------------------------------- Male Non--------------------------------------------------------------------------------------------------------- MALE NON-tobacco TOBACCO 12 ------------------------------------------------------------------------------------------------------------- Male Non--------------------------------------------------------------------------------------------------------- MALE NON-tobacco TOBACCO 13 ------------------------------------------------------------------------------------------------------------- Male Non--------------------------------------------------------------------------------------------------------- MALE NON-tobacco TOBACCO 14 ------------------------------------------------------------------------------------------------------------- Male Non--------------------------------------------------------------------------------------------------------- MALE NON-tobacco TOBACCO 15 ------------------------------------------------------------------------------------------------------------- Male Non--------------------------------------------------------------------------------------------------------- MALE NON-tobacco TOBACCO 16 ------------------------------------------------------------------------------------------------------------- Male Non--------------------------------------------------------------------------------------------------------- MALE NON-tobacco TOBACCO 17 ------------------------------------------------------------------------------------------------------------- Male Non--------------------------------------------------------------------------------------------------------- MALE NON-tobacco TOBACCO 18 ------------------------------------------------------------------------------------------------------------- Male Non--------------------------------------------------------------------------------------------------------- MALE NON-tobacco TOBACCO 19 ------------------------------------------------------------------------------------------------------------- Male Non--------------------------------------------------------------------------------------------------------- MALE NON-tobacco TOBACCO 20 ------------------------------------------------------------------------------------------------------------- Male Non--------------------------------------------------------------------------------------------------------- MALE NON-tobacco TOBACCO 21 ------------------------------------------------------------------------------------------------------------- Male Non--------------------------------------------------------------------------------------------------------- MALE NON-tobacco TOBACCO 22 ------------------------------------------------------------------------------------------------------------- Male Non--------------------------------------------------------------------------------------------------------- MALE NON-tobacco TOBACCO 23 ------------------------------------------------------------------------------------------------------------- Male Non--------------------------------------------------------------------------------------------------------- MALE NON-tobacco TOBACCO 24 ------------------------------------------------------------------------------------------------------------- Male Non--------------------------------------------------------------------------------------------------------- MALE NON-tobacco TOBACCO 25 ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

Appears in 1 contract

Samples: Automatic Yrt (Ids Life Variable Life Separate Account)

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