Common use of SUMMARY OF MANDATORY PCP PAYMENT TERMS AND CONDITIONS Clause in Contracts

SUMMARY OF MANDATORY PCP PAYMENT TERMS AND CONDITIONS. 1. SATA CommHealth has been appointed by the Ministry of Manpower (“MOM”) as an Anchor Operator (“AO”) to offer the Primary Care Plan (“PCP”). 2. By purchasing the PCP, the employer acknowledges that – a. The AO is not a licensed insurer under the Insurance Act 1966 and is not regulated by the Monetary Authority of Singapore as a licensed insurer; b. The AO’s provision of the PCP under appointment by MOM is not protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation; and c. Employers will not have access to the dispute resolution scheme managed by the Financial Industry Dispute Resolution Centre. 3. The PCP is only applicable for Work Permit and S Pass holders, excluding migrant domestic workers. 4. The PCP is mandatory for Work Permit and S Pass holders who are living in dormitories or working in the Construction, Marine Shipyard and Process sectors (“Mandated Group”). 5. The PCP is valid for a duration of 12 months and upon expiry, shall be automatically renewed for the next 12 months, unless terminated by the employer. 6. The PCP shall cover the following scope of services in Appendix 1. 7. For all newly arrived workers requiring medical examination as part of work pass application, the medical examination fees shall be paid upfront, either to the AO or to MOM under the MOM Onboard Centre Price Package. The medical examination fees shall be deducted from the PCP price for the first year of contract. 8. The employer shall pay the AO the monthly PCP payment (inclusive of GST) on the first day of each calendar month by Interbank GIRO or such other mode or frequency of payment as the AO and the employer may mutually agree upon. A prorated rate of the monthly PCP payment may apply for the 1st and the 12th month ofpayment. 9. For the Mandated Group, the purchase and maintenance of the PCP is a Regulatory Condition of Work Permit and S Pass holders under the Employment of Foreign Manpower (Work Passes) Regulations 2012 (“EFMR”). Failure to purchase and maintain the PCP is a prescribed infringement, which attracts an administrative financial penalty under Section 25(2) of the Employment of Foreign Manpower Act (“EFMA”). Enforcement actions will also be taken to recover outstanding payments. 10. The AO shall be entitled to impose a late payment administrative fee of 5% on payments that remain outstanding after the payment due date, subject to a minimum of $0.50 per worker per month. 11. For the Mandated Group, the employer is entitled to a grace period of 2 months to pay the outstanding payments, inclusive of late payment administrative fees, before the employer is reported to MOM for enforcement actions under the EFMR and EFMA. During this grace period, the PCP shall be maintained in full force at no additional charge to the employer for services utilised by the worker. After the grace period, the AO shall be entitled to bill the employer for any services utilised by the worker according to MOM’s stipulated fees schedule in Appendix 2. The PCP shall be maintained in full force at all times, unless terminated by the employer. 12. For workers outside of the Mandated Group, the employer is entitled to a grace period of 30 days to pay the outstanding payments, inclusive of late payment administrative fees. During this grace period, the PCP shall be maintained in full force at no additional charge to the employer for services utilised by the worker. After the grace period, the PCP would be deemed as lapsed if payment is not received at the end of the grace period. The AO shall be entitled to bill the employer for any prior services utilised by the worker according to MOM’s stipulated fees schedule in Appendix 2. 13. The employer shall be entitled to terminate the PCP with the AO with immediate effect by giving the AO written notice. The monthly PCP payment due on the month of termination must be paid and shall not be refunded to the employer. The worker shall be entitled to continue accessing any healthcare services covered under the PCP with the outgoing AO till the end of the calendar month. 14. The co-payment for medical treatment at the MOM Medical Centre and telemedicine under the AO’s management is fixed at $5 and $2 per visit, respectively. The AO shall collect this co-payment from the worker. 15. The worker may be made to bear medical costs for outpatient visits or additional services not covered under the PCP. In such instances, co-payment by the worker at the MOM Medical Centre is fixed at $5 for medical treatment per outpatient visit or $2 per telemedicine session, with the remaining amount to be billed to the employer1. 16. All prices are in Singapore Dollars and exclusive of GST. GST will be levied based on prevailing rates. 17. The migrant worker is required to bring along his or her Passport / FIN card when they visit our medical centres. 18. SATA CommHealth acknowledges and agrees that certain information provided by the Client Company and/or its employees constitutes “Personal Data” as defined under the Personal Data Protection Act 2012 (the “Personal Data”). In this regard, SATA CommHealth undertakes with and warrants to the Client Company the following: a. SATA CommHealth shall comply with all applicable personal data protection laws including the Personal Data Protection Act 2012 as amended from time to time; b. SATA CommHealth shall keep all such Personal Data confidential and shall implement and maintain sufficient measures to ensure it has in place an appropriate level of security to prevent unauthorised or accidental access, collection, use, disclosure and copying of Personal Data; c. SATA CommHealth shall not process or use the Personal Data other than solely necessary for the provision of the services contemplated by this Agreement; and d. SATA CommHealth shall notify the Client Company immediately upon becoming aware of any actual or suspect breach of Personal Data, and shall provide sufficient information to allow the Client Company to take remedial steps in relation to the breach.

SUMMARY OF MANDATORY PCP PAYMENT TERMS AND CONDITIONS. 1. SATA CommHealth has been appointed by the Ministry of Manpower (“MOM”) as an Anchor Operator (“AO”) to offer the Primary Care Plan (“PCP”). 2. By purchasing the PCP, the employer acknowledges that – a. The AO is not a licensed insurer under the Insurance Act 1966 and is not regulated by the Monetary Authority of Singapore as a licensed insurer; b. The AO’s provision of the PCP under appointment by MOM is not protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation; and c. Employers will not have access to the dispute resolution scheme managed by the Financial Industry Dispute Resolution Centre. 3. The PCP is only applicable for Work Permit and S Pass holders, excluding migrant domestic workers. 4. The PCP is mandatory for Work Permit and S Pass holders who are living in dormitories or working in the Construction, Marine Shipyard and Process sectors (“Mandated Group”). 5. The PCP is valid for a duration of 12 months and upon expiry, shall be automatically renewed for the next 12 months, unless terminated by the employer. 6. The PCP shall cover the following scope of services in Appendix 1. 7. For all newly arrived workers requiring medical examination as part of work pass application, the medical examination fees shall be paid upfront, either to the AO or to MOM under the MOM Onboard Centre Price Package. The medical examination fees shall be deducted from the PCP price for the first year of contract. 8. The employer shall pay the AO the monthly PCP payment (inclusive of GST) on the first day of each calendar month by Interbank GIRO or such other mode or frequency of payment as the AO and the employer may mutually agree upon. A prorated rate of the monthly PCP payment may apply for the 1st and the 12th month ofpaymentof payment. 9. For the Mandated Group, the purchase and maintenance of the PCP is a Regulatory Condition of Work Permit and S Pass holders under the Employment of Foreign Manpower (Work Passes) Regulations 2012 (“EFMR”). Failure to purchase and maintain the PCP is a prescribed infringement, which attracts an administrative financial penalty under Section 25(2) of the Employment of Foreign Manpower Act (“EFMA”). Enforcement actions will also be taken to recover outstanding payments. 10. The AO shall be entitled to impose a late payment administrative fee of 5% on payments that remain outstanding after the payment due date, subject to a minimum of $0.50 per worker per monthpermonth. 11. For the Mandated Group, the employer is entitled to a grace period of 2 months to pay the outstanding payments, inclusive of late payment administrative fees, before the employer is reported to MOM for enforcement actions under the EFMR and EFMA. During this grace period, the PCP shall be maintained in full force at no additional charge to the employer for services utilised by the worker. After the grace period, the AO shall be entitled to bill the employer for any services utilised by the worker according to MOM’s stipulated fees schedule in Appendix 2(refer to MOM’s website). The PCP shall be maintained in full force at all times, unless terminated by the employer. 12. For workers outside of the Mandated Group, the employer is entitled to a grace period of 30 days to pay the outstanding payments, inclusive of late payment administrative fees. During this grace period, the PCP shall be maintained in full force at no additional charge to the employer for services utilised by the worker. After the grace period, the PCP would be deemed as lapsed if payment is not received at the end of the grace period. The AO shall be entitled to bill the employer for any prior services utilised by the worker according to MOM’s stipulated fees schedule in Appendix 2(refer to MOM’s website). 13. The employer shall be entitled to terminate the PCP with the AO with immediate effect by giving the AO written notice. The monthly PCP payment due on the month of termination must be paid and shall not be refunded to the employer. The worker shall be entitled to continue accessing any healthcare services covered under the PCP with the outgoing AO till the end of the calendar month. 14. The co-payment for medical treatment at the MOM Medical Centre and telemedicine under the AO’s management is fixed at $5 and $2 per visit, respectively. The AO shall collect this co-payment from the worker. 15. The worker may be made to bear medical costs for outpatient visits or additional services not covered under the PCP. In such instances, co-payment by the worker at the MOM Medical Centre is fixed at $5 for medical treatment per outpatient visit or $2 per telemedicine session, with the remaining amount to be billed to the employer1. 16. All prices are in Singapore Dollars and exclusive of GST. GST will be levied based on prevailing rates. 17. The migrant worker is required to bring along his or her Passport / FIN card when they visit our medical centres. 18. SATA CommHealth acknowledges and agrees that certain information provided by the Client Company and/or its employees constitutes “Personal Data” as defined under the Personal Data Protection Act 2012 (the “Personal Data”). In this regard, SATA CommHealth undertakes with and warrants to the Client Company the following: a. SATA CommHealth shall comply with all applicable personal data protection laws including the Personal Data Protection Act 2012 as amended from time to time; b. SATA CommHealth shall keep all such Personal Data confidential and shall implement and maintain sufficient measures to ensure it has in place an appropriate level of security to prevent unauthorised or accidental access, collection, use, disclosure and copying of Personal Data; c. SATA CommHealth shall not process or use the Personal Data other than solely necessary for the provision of the services contemplated by this Agreement; and d. SATA CommHealth shall notify the Client Company immediately upon becoming aware of any actual or suspect breach of Personal Data, and shall provide sufficient information to allow the Client Company to take remedial steps in relation to the breach.

SUMMARY OF MANDATORY PCP PAYMENT TERMS AND CONDITIONS. 1. SATA CommHealth has been appointed by the Ministry of Manpower (“MOM”) as an Anchor Operator (“AO”) to offer the Primary Care Plan (“PCP”). 2. By purchasing the PCP, the employer acknowledges that – a. The AO is not a licensed insurer under the Insurance Act 1966 Xxx 0000 and is not regulated by the Monetary Authority of Singapore as a licensed insurer; b. The AO’s provision of the PCP under appointment by MOM is not protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation; and c. Employers will not have access to the dispute resolution scheme managed by the Financial Industry Dispute Resolution Centre. 3. The PCP is only applicable for Work Permit and S Pass holders, excluding migrant domestic workers. 4. The PCP is mandatory for Work Permit and S Pass holders who are living in dormitories or working in the Construction, Marine Shipyard and Process sectors (“Mandated Group”). 5. The PCP is valid for a duration of 12 months and upon expiry, shall be automatically renewed for the next 12 months, unless terminated by the employer. 6. The PCP shall cover the following scope of services in Appendix 1. 7. For all newly arrived workers requiring medical examination as part of work pass application, the medical examination fees shall be paid upfront, either to the AO or to MOM under the MOM Onboard Centre Price Package. The medical examination fees shall be deducted from the PCP price for the first year of contract. 8. The employer shall pay the AO the monthly PCP payment (inclusive of GST) on the first day of each calendar month by Interbank GIRO or such other mode or frequency of payment as the AO and the employer may mutually agree upon. A prorated rate of the monthly PCP payment may apply for the 1st and the 12th month ofpaymentof payment. 9. For the Mandated Group, the purchase and maintenance of the PCP is a Regulatory Condition of Work Permit and S Pass holders under the Employment of Foreign Manpower (Work Passes) Regulations 2012 (“EFMR”). Failure to purchase and maintain the PCP is a prescribed infringement, which attracts an administrative financial penalty under Section 25(2) of the Employment of Foreign Manpower Act (“EFMA”). Enforcement actions will also be taken to recover outstanding payments. 10. The AO shall be entitled to impose a late payment administrative fee of 5% on payments that remain outstanding after the payment due date, subject to a minimum of $0.50 per worker per month. 11. For the Mandated Group, the employer is entitled to a grace period of 2 months to pay the outstanding payments, inclusive of late payment administrative fees, before the employer is reported to MOM for enforcement actions under the EFMR and EFMA. During this grace period, the PCP shall be maintained in full force at no additional charge to the employer for services utilised by the worker. After the grace period, the AO shall be entitled to bill the employer for any services utilised by the worker according to MOM’s stipulated fees schedule in Appendix 2. The PCP shall be maintained in full force at all times, unless terminated by the employer. 12. For workers outside of the Mandated Group, the employer is entitled to a grace period of 30 days to pay the outstanding payments, inclusive of late payment administrative fees. During this grace period, the PCP shall be maintained in full force at no additional charge to the employer for services utilised by the worker. After the grace period, the PCP would be deemed as lapsed if payment is not received at the end of the grace period. The AO shall be entitled to bill the employer for any prior services utilised by the worker according to MOM’s stipulated fees schedule in Appendix 2. 13. The employer shall be entitled to terminate the PCP with the AO with immediate effect by giving the AO written notice. The monthly PCP payment due on the month of termination must be paid and shall not be refunded to the employer. The worker shall be entitled to continue accessing any healthcare services covered under the PCP with the outgoing AO till the end of the calendar month. 14. The co-payment for medical treatment at the MOM Medical Centre and telemedicine under the AO’s management is fixed at $5 and $2 per visit, respectively. The AO shall collect this co-payment from the worker. 15. The worker may be made to bear medical costs for outpatient visits or additional services not covered under the PCP. In such instances, co-payment by the worker at the MOM Medical Centre is fixed at $5 for medical treatment per outpatient visit or $2 per telemedicine session, with the remaining amount to be billed to the employer1. 16. All prices are in Singapore Dollars and exclusive of GST. GST will be levied based on prevailing rates. 17. The migrant worker is required to bring along his or her Passport / FIN card when they visit our medical centres. 18. SATA CommHealth acknowledges and agrees that certain information provided by the Client Company and/or its employees constitutes “Personal Data” as defined under the Personal Data Protection Act 2012 (the “Personal Data”). In this regard, SATA CommHealth undertakes with and warrants to the Client Company the following: a. SATA CommHealth shall comply with all applicable personal data protection laws including the Personal Data Protection Act 2012 as amended from time to time; b. SATA CommHealth shall keep all such Personal Data confidential and shall implement and maintain sufficient measures to ensure it has in place an appropriate level of security to prevent unauthorised or accidental access, collection, use, disclosure and copying of Personal Data; c. SATA CommHealth shall not process or use the Personal Data other than solely necessary for the provision of the services contemplated by this Agreement; and d. SATA CommHealth shall notify the Client Company immediately upon becoming aware of any actual or suspect breach of Personal Data, and shall provide sufficient information to allow the Client Company to take remedial steps in relation to the breach.

SUMMARY OF MANDATORY PCP PAYMENT TERMS AND CONDITIONS. 1. SATA CommHealth has been appointed by the Ministry of Manpower (“MOM”) as an Anchor Operator (“AO”) to offer the Primary Care Plan (“PCP”). 2. By purchasing the PCP, the employer acknowledges that – a. The AO is not a licensed insurer under the Insurance Act 1966 Xxx 0000 and is not regulated by the Monetary Authority of Singapore as a licensed insurer; b. The AO’s provision of the PCP under appointment by MOM is not protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation; and c. Employers will not have access to the dispute resolution scheme managed by the Financial Industry Dispute Resolution Centre. 3. The PCP is only applicable for Work Permit and S Pass holders, excluding migrant domestic workers. 4. The PCP is mandatory for Work Permit and S Pass holders who are living in dormitories or working in the Construction, Marine Shipyard and Process sectors (“Mandated Group”). 5. The PCP is valid for a duration of 12 months and upon expiry, shall be automatically renewed for the next 12 months, unless terminated by the employer. 6. The PCP shall cover the following scope of services in Appendix 1. 7. For all newly arrived workers requiring medical examination as part of work pass application, the medical examination fees shall be paid upfront, either to the AO or to MOM under the MOM Onboard Centre Price Package. The medical examination fees shall be deducted from the PCP price for the first year of contract. 8. The employer shall pay the AO the monthly PCP payment (inclusive of GST) on the first day of each calendar month by Interbank GIRO or such other mode or frequency of payment as the AO and the employer may mutually agree upon. A prorated rate of the monthly PCP payment may apply for the 1st and the 12th month ofpaymentof payment. 9. For the Mandated Group, the purchase and maintenance of the PCP is a Regulatory Condition of Work Permit and S Pass holders under the Employment of Foreign Manpower (Work Passes) Regulations 2012 (“EFMR”). Failure to purchase and maintain the PCP is a prescribed infringement, which attracts an administrative financial penalty under Section 25(2) of the Employment of Foreign Manpower Act (“EFMA”). Enforcement actions will also be taken to recover outstanding payments. 10. The AO shall be entitled to impose a late payment administrative fee of 5% on payments that remain outstanding after the payment due date, subject to a minimum of $0.50 per worker per month. 11. For the Mandated Group, the employer is entitled to a grace period of 2 months to pay the outstanding payments, inclusive of late payment administrative fees, before the employer is reported to MOM for enforcement actions under the EFMR and EFMA. During this grace period, the PCP shall be maintained in full force at no additional charge to the employer for services utilised by the worker. After the grace period, the AO shall be entitled to bill xxxx the employer for any services utilised by the worker according to MOM’s stipulated fees schedule in Appendix 2. The PCP shall be maintained in full force at all times, unless terminated by the employer. 12. For workers outside of the Mandated Group, the employer is entitled to a grace period of 30 days to pay the outstanding payments, inclusive of late payment administrative fees. During this grace period, the PCP shall be maintained in full force at no additional charge to the employer for services utilised by the worker. After the grace period, the PCP would be deemed as lapsed if payment is not received at the end of the grace period. The AO shall be entitled to bill xxxx the employer for any prior services utilised by the worker according to MOM’s stipulated fees schedule in Appendix 2. 13. The employer shall be entitled to terminate the PCP with the AO with immediate effect by giving the AO written notice. The monthly PCP payment due on the month of termination must be paid and shall not be refunded to the employer. The worker shall be entitled to continue accessing any healthcare services covered under the PCP with the outgoing AO till the end of the calendar month. 14. The co-payment for medical treatment at the MOM Medical Centre and telemedicine under the AO’s management is fixed at $5 and $2 per visit, respectively. The AO shall collect this co-payment from the worker. 15. The worker may be made to bear medical costs for outpatient visits or additional services not covered under the PCP. In such instances, co-payment by the worker at the MOM Medical Centre is fixed at $5 for medical treatment per outpatient visit or $2 per telemedicine session, with the remaining amount to be billed to the employer1. 16. All prices are in Singapore Dollars and exclusive of GST. GST will be levied based on prevailing rates. 17. The migrant worker is required to bring along his or her Passport / FIN card when they visit our medical centres. 18. SATA CommHealth acknowledges and agrees that certain information provided by the Client Company and/or its employees constitutes “Personal Data” as defined under the Personal Data Protection Act 2012 (the “Personal Data”). In this regard, SATA CommHealth undertakes with and warrants to the Client Company the following: a. SATA CommHealth shall comply with all applicable personal data protection laws including the Personal Data Protection Act 2012 as amended from time to time; b. SATA CommHealth shall keep all such Personal Data confidential and shall implement and maintain sufficient measures to ensure it has in place an appropriate level of security to prevent unauthorised or accidental access, collection, use, disclosure and copying of Personal Data; c. SATA CommHealth shall not process or use the Personal Data other than solely necessary for the provision of the services contemplated by this Agreement; and d. SATA CommHealth shall notify the Client Company immediately upon becoming aware of any actual or suspect breach of Personal Data, and shall provide sufficient information to allow the Client Company to take remedial steps in relation to the breach.