Common use of Supplement to the Cardmember Agreement Clause in Contracts

Supplement to the Cardmember Agreement. How the Reward Program Works Platinum Card® from American Express exclusively for Xxxxxx Xxxxxxx Things you should know about this program The Platinum Card from American Express exclusively for Xxxxxx Xxxxxxx is only available to you if you have an eligible brokerage account. Eligible brokerage account means a Xxxxxx Xxxxxxx Xxxxx Xxxxxx brokerage account held in your name or in the name of a revocable trust where you are the grantor and trustee, except for the following accounts: Charitable Remainder Annuity Trusts, Charitable Remainder Unitrusts, irrevocable trusts and employer-sponsored accounts. Eligibility is subject to change. We may cancel your card account and participation in this program, if you do not maintain an eligible brokerage account. CMAEUPSP0000229 Page 3 of 3 FDR 1122669 Cardmember Agreement: Part 2 of 2 Doc 27303 How Your American Express Account Works Introduction About your Cardmember Agreement This document together with Part 1 make up the Cardmember Agreement (Agreement) for the Account identified on page 1 of Part 1. Any supplements or amendments are also part of the Agreement. When you use the Account (or you sign or keep the card), you agree to the terms of the Agreement. Changing the Agreement We may change this Agreement, subject to applicable law. We may do this in response to the business, legal or competitive environment. This written Agreement is a final expression of the agreement governing the Account. The written Agreement may not be contradicted by any alleged oral agreement. We cannot increase the interest rate on existing balances except in limited circumstances. Changes to some terms may require 45 days advance notice, and we will tell you in the notice if you have the right to reject a change. We cannot change certain terms during the first year of your Cardmembership. Words we use in the Agreement About using your card We, us, and our mean the issuer shown on page 1 of Part 1. You and your mean the person who applied for this Account and for whom we opened the Account. You and your also mean anyone who agrees to pay for this Account. You are the Basic Cardmember. You may request a card for an Additional Cardmember (see About Additional Cardmembers in Part 2).

Supplement to the Cardmember Agreement. How the Reward Program Works Platinum Card® from American Express exclusively for Xxxxxx Xxxxxxx Things you should know about this program The Platinum Card from American Express exclusively for Xxxxxx Xxxxxxx is only available to you if you have an eligible brokerage account. Eligible brokerage account means a Xxxxxx Xxxxxxx Xxxxx Xxxxxx brokerage account held in your name or in the name of a revocable trust where you are the grantor and trustee, except for the following accounts: Charitable Remainder Annuity Trusts, Charitable Remainder Unitrusts, irrevocable trusts and employer-sponsored accounts. Eligibility is subject to change. We may cancel your card account and participation in this program, if you do not maintain an eligible brokerage account. CMAEUPSP0000229 Page 3 of 3 FDR 1122669 1122704 Cardmember Agreement: Part 2 of 2 Doc 27303 How Your American Express Account Works Introduction About your Cardmember Agreement This document together with Part 1 make up the Cardmember Agreement (Agreement) for the Account identified on page 1 of Part 1. Any supplements or amendments are also part of the Agreement. When you use the Account (or you sign or keep the card), you agree to the terms of the Agreement. Changing the Agreement We may change this Agreement, subject to applicable law. We may do this in response to the business, legal or competitive environment. This written Agreement is a final expression of the agreement governing the Account. The written Agreement may not be contradicted by any alleged oral agreement. We cannot increase the interest rate on existing balances except in limited circumstances. Changes to some terms may require 45 days advance notice, and we will tell you in the notice if you have the right to reject a change. We cannot change certain terms during the first year of your Cardmembership. Words we use in the Agreement About using your card We, us, and our mean the issuer shown on page 1 of Part 1. You and your mean the person who applied for this Account and for whom we opened the Account. You and your also mean anyone who agrees to pay for this Account. You are the Basic Cardmember. You may request a card for an Additional Cardmember (see About Additional Cardmembers in Part 2).

Supplement to the Cardmember Agreement. How the Reward Program Works Platinum Card® from American Express exclusively for Xxxxxx Xxxxxxx Things you should know about this program The Platinum Card from American Express exclusively for Xxxxxx Xxxxxxx is only available to you if you have an eligible brokerage account. Eligible brokerage account means a Xxxxxx Xxxxxxx Xxxxx Xxxxxx brokerage account held in your name or in the name of a revocable trust where you are the grantor and trustee, except for the following accounts: Charitable Remainder Annuity Trusts, Charitable Remainder Unitrusts, irrevocable trusts and employer-sponsored accounts. Eligibility is subject to change. We may cancel your card account and participation in this program, if you do not maintain an eligible brokerage account. CMAEUPSP0000229 Page 3 of 3 FDR 1122669 1122690 Cardmember Agreement: Part 2 of 2 Doc 27303 How Your American Express Account Works Introduction About your Cardmember Agreement This document together with Part 1 make up the Cardmember Agreement (Agreement) for the Account identified on page 1 of Part 1. Any supplements or amendments are also part of the Agreement. When you use the Account (or you sign or keep the card), you agree to the terms of the Agreement. Changing the Agreement We may change this Agreement, subject to applicable law. We may do this in response to the business, legal or competitive environment. This written Agreement is a final expression of the agreement governing the Account. The written Agreement may not be contradicted by any alleged oral agreement. We cannot increase the interest rate on existing balances except in limited circumstances. Changes to some terms may require 45 days advance notice, and we will tell you in the notice if you have the right to reject a change. We cannot change certain terms during the first year of your Cardmembership. Words we use in the Agreement About using your card We, us, and our mean the issuer shown on page 1 of Part 1. You and your mean the person who applied for this Account and for whom we opened the Account. You and your also mean anyone who agrees to pay for this Account. You are the Basic Cardmember. You may request a card for an Additional Cardmember (see About Additional Cardmembers in Part 2).

Supplement to the Cardmember Agreement. How the Reward Program Works Platinum Card® from American Express exclusively for Xxxxxx Xxxxxxx Things you should know about this program The Platinum Card from American Express exclusively for Xxxxxx Xxxxxxx is only available to you if you have an eligible brokerage account. Eligible brokerage account means a Xxxxxx Xxxxxxx Xxxxx Xxxxxx brokerage account held in your name or in the name of a revocable trust where you are the grantor and trustee, except for the following accounts: Charitable Remainder Annuity Trusts, Charitable Remainder Unitrusts, irrevocable trusts and employer-sponsored accounts. Eligibility is subject to change. We may cancel your card account and participation in this program, if you do not maintain an eligible brokerage account. CMAEUPSP0000229 Page 3 of 3 FDR 1122669 1122706 Cardmember Agreement: Part 2 of 2 Doc 27303 How Your American Express Account Works Introduction About your Cardmember Agreement This document together with Part 1 make up the Cardmember Agreement (Agreement) for the Account identified on page 1 of Part 1. Any supplements or amendments are also part of the Agreement. When you use the Account (or you sign or keep the card), you agree to the terms of the Agreement. Changing the Agreement We may change this Agreement, subject to applicable law. We may do this in response to the business, legal or competitive environment. This written Agreement is a final expression of the agreement governing the Account. The written Agreement may not be contradicted by any alleged oral agreement. We cannot increase the interest rate on existing balances except in limited circumstances. Changes to some terms may require 45 days advance notice, and we will tell you in the notice if you have the right to reject a change. We cannot change certain terms during the first year of your Cardmembership. Words we use in the Agreement About using your card We, us, and our mean the issuer shown on page 1 of Part 1. You and your mean the person who applied for this Account and for whom we opened the Account. You and your also mean anyone who agrees to pay for this Account. You are the Basic Cardmember. You may request a card for an Additional Cardmember (see About Additional Cardmembers in Part 2).