Common use of SURRENDER OF CERTIFICATES AND EXCHANGE OF SHARES Clause in Contracts

SURRENDER OF CERTIFICATES AND EXCHANGE OF SHARES. If you hold shares in registered form and elect to exchange any of your shares of Community Bank common stock for cash, stock certificates representing all shares with respect to which you are making an election must be returned with the completed and executed Election Form and Letter of Transmittal. Your certificate(s) may be surrendered by a firm acting as your agent if such firm is a member of a registered national securities exchange or of The National Association of Securities Dealers, Inc. (NASD) or is a commercial bank or trust company in the United States. If you elect to exchange a portion but less than all of your shares of Community Bank common stock for cash, any stock certificate(s) you deliver with this Election Form and Letter of Transmittal will be retained by the exchange agent as provided herein and will be exchanged for the appropriate merger consideration upon the consummation of the merger as provided in the merger agreement. Accordingly, if you deliver stock certificate(s) that represent non-election shares as well as cash election shares, such non-election shares will, without any further action on your part, be exchanged for the merger consideration allocated to non-election shares as provided in the Merger Agreement. In the event you hold additional stock certificate(s) relating to non-election shares that are not delivered as provided in this Election Form and Letter of Transmittal, after the consummation of the merger the exchange agent will send to you a separate letter of transmittal that you can use to deliver your shares and receive the merger consideration. If you deliver separate letters of transmittal, any cash in lieu of fractional shares of Bankshares common stock that would otherwise be issuable to you as part of the merger consideration will be calculated separately for each letter of transmittal. Please contact the exchange agent if you have any questions about the receipt of cash in lieu of fractional shares. If you are mailing your stock certificates, we recommend that you make copies of your stock certificates and completed Election Form and Letter of Transmittal. We also recommend sending the items by registered mail, return receipt requested, and insured for at least 2.0% of the market value ($20 minimum). This is the amount that it commonly costs to replace a lost certificate. Please do not return any documents to Community Bank or Bankshares. Soon after the completion of the merger, the exchange agent will send a Letter of Transmittal to each person who was a Community Bank shareholder of record at the effective time of the merger and who has not previously submitted his or her Community Bank stock certificate(s). These additional materials will instruct shareholders who did not make a cash election on how to exchange their shares for consideration to be provided in the merger. IF YOU ARE MAKING AN ELECTION, BEFORE YOU MAIL OR DELIVER YOUR ELECTION FORM AND LETTER OF TRANSMITTAL, PLEASE BE SURE TO:

SURRENDER OF CERTIFICATES AND EXCHANGE OF SHARES. If you hold shares in registered form are a record holder of Switch and elect to exchange any of your shares of Community Bank Data common stock for cashand make an election, stock certificates representing all shares of Switch and Data common stock with respect to which you are making an election must be returned with the completed and executed Election Form and Letter of Transmittal. Your certificate(s) may be surrendered by a firm acting as your agent if such firm is a member of a registered national securities exchange or of The National Association of Securities DealersFinancial Industry Regulatory Authority, Inc. (NASDFINRA) or is a commercial bank or trust company in the United States. If you elect to exchange a portion but less than all of your shares of Community Bank Switch and Data common stock for cashstock, any stock certificate(s) you deliver with this Election Form and Letter of Transmittal will be retained by the exchange agent Exchange Agent as provided herein and will be exchanged for the appropriate merger consideration upon the consummation of the merger as provided in the merger agreementMerger Agreement. Accordingly, if you deliver stock certificate(s) that represent non-election shares as well as cash election shares, such non-election shares will, without any further action on your part, be exchanged for the merger consideration allocated to non-election shares as provided in the Merger Agreement. In the event you hold additional stock certificate(s) relating to non-election shares that are not delivered as provided in this Election Form and Letter of Transmittal, after the consummation of the merger the exchange agent Exchange Agent will send to you a separate letter of transmittal that you can use to deliver your shares of Switch and Data common stock and receive the merger consideration. If you deliver separate letters of transmittal, any cash in lieu of fractional shares of Bankshares Equinix common stock that would otherwise be issuable to you as part of the merger consideration will be calculated separately for each letter of transmittal. Please contact the exchange agent Exchange Agent if you have any questions about the receipt of cash in lieu of fractional shares. If you are mailing your stock certificatescertificates representing shares of Switch and Data common stock, we recommend that you make copies of your stock certificates and completed Election Form and Letter of Transmittal. We also recommend sending the items by registered mail, return receipt requested, and insured for at least 2.0% of the market value ($20 minimum). This is the amount that it commonly costs to replace a lost certificate. Please do not return any documents to Community Bank Equinix or BanksharesSwitch and Data. Soon after the completion of the merger, the exchange agent Exchange Agent will send a Letter of Transmittal to each person who was a Community Bank shareholder Switch and Data stockholder of record at the effective time of the merger and who has not previously submitted his or her Community Bank Switch and Data stock certificate(s). These additional materials will instruct shareholders stockholders who did not make a cash an election on how to exchange their shares of Switch and Data common stock for consideration to be provided in the merger. IF YOU ARE MAKING AN ELECTION, BEFORE YOU MAIL OR DELIVER YOUR ELECTION FORM AND LETTER OF TRANSMITTAL, PLEASE BE SURE TO:.

SURRENDER OF CERTIFICATES AND EXCHANGE OF SHARES. If you hold shares in registered form and want to elect to the form of merger consideration that you will receive in exchange for any of your shares of Community Bank Potomac common stock for cashstock, stock certificates representing all shares with respect to which you are making an election must be returned with the completed and executed Election Form and Letter of Transmittal. Your certificate(s) may be surrendered by a firm acting as your agent if such firm is a member of a registered national securities exchange or of The National Association of Securities Dealers, Inc. (NASD) or is a commercial bank or trust company in the United States. If you elect to exchange make an election for a portion but less than all of your shares of Community Bank Potomac common stock for cashstock, any stock certificate(s) you deliver with this Election Form and Letter of Transmittal will be retained by the exchange agent as provided herein and will be exchanged for the appropriate merger consideration upon the consummation of the merger as provided in the merger agreement. Accordingly, if you deliver stock certificate(s) that represent represent, non-election shares as well as cash election shares and stock election shares, such non-election shares will, without any further action on your part, be exchanged for the merger consideration allocated to non-election shares as provided in the Merger Agreement. In the event you hold additional stock certificate(s) relating to non-election shares that are not delivered as provided in this Election Form and Letter of Transmittal, after the consummation of the merger the exchange agent will send to you a separate letter of transmittal that you can use to deliver your shares and receive the merger consideration. If you deliver separate letters of transmittal, any cash in lieu of fractional shares of Bankshares Bancorp common stock that would otherwise be issuable to you as part of the merger consideration will be Back to Contents calculated separately for each letter of transmittal. Please contact the exchange agent at (000) 000-0000 if you have any questions about the receipt of cash in lieu of fractional shares. If you are mailing your stock certificates, we recommend that you make copies of your stock certificates and completed Election Form and Letter of Transmittal. We also recommend sending the items by registered mail, return receipt requested, and insured for at least 2.0% of the market value ($20 minimum). This is the amount that it commonly costs to replace a lost certificate. Please do not return any documents to Community Bank Potomac or BanksharesBancorp. Soon after the completion of the merger, the exchange agent will send a Letter of Transmittal to each person who was a Community Bank Potomac shareholder of record at the effective time of the merger and who has not previously submitted his or her Community Bank Potomac stock certificate(s). These additional materials will instruct shareholders who did not make a cash an election on how to exchange their shares for consideration to be provided in the merger. IF YOU ARE MAKING AN ELECTION, BEFORE YOU MAIL OR DELIVER YOUR ELECTION FORM AND LETTER OF TRANSMITTAL, PLEASE BE SURE TO:

SURRENDER OF CERTIFICATES AND EXCHANGE OF SHARES. If you hold shares in registered form and elect to exchange any of your shares of Community Bank Xxxxx Xxxxxx common stock for cash, stock certificates representing all shares with respect to which you are making an election must be returned with the completed and executed Election Form and Letter of Transmittal. Your certificate(s) may be surrendered by a firm acting as your agent if such firm is a member of a registered national securities exchange or of The National Association of Securities Dealers, Inc. (NASD) or is a commercial bank or trust company in the United States. If you elect to exchange a portion but less than all of your shares of Community Bank Xxxxx Xxxxxx common stock for cash, any stock certificate(s) you deliver with this Election Form and Letter of Transmittal will be retained by the exchange agent as provided herein and will be exchanged for the appropriate merger consideration mergerconsideration upon the consummation of the merger as provided in the merger agreement. Accordingly, if you deliver stock certificate(s) that represent non-election shares as well as cash election shares, such non-election shares will, without any further action on your part, be exchanged for the merger consideration allocated to non-election shares as provided in the Merger Agreement. In the event you hold additional stock certificate(s) relating to non-election shares that are not delivered as provided in this Election Form and Letter of Transmittal, after the consummation of the merger the exchange agent will send to you a separate letter of transmittal that you can use to deliver your shares and receive the merger consideration. If you deliver separate letters of transmittal, any cash in lieu of fractional shares of Bankshares common stock that would otherwise be issuable to you as part of the merger consideration will be calculated separately for each letter of transmittal. Please contact the exchange agent if you have any questions about the receipt of cash in lieu of fractional shares. If you are mailing your stock certificates, we recommend that you make copies of your stock certificates and completed Election Form and Letter of Transmittal. We also recommend sending the items by registered mail, return receipt requested, and insured for at least 2.0% of the market value ($20 minimum). This is the amount that it commonly costs to replace a lost certificate. Please do not return any documents to Community Bank Xxxxx Xxxxxx or Bankshares. Soon after the completion of the merger, the exchange agent will send a Letter of Transmittal to each person who was a Community Bank Xxxxx Xxxxxx shareholder of record at the effective time of the merger and who has not previously submitted his or her Community Bank Xxxxx Xxxxxx stock certificate(s). These additional materials will instruct shareholders who did not make a cash election on how to exchange their shares for consideration to be provided in the merger. IF YOU ARE MAKING AN ELECTION, BEFORE YOU MAIL OR DELIVER YOUR ELECTION FORM AND LETTER OF TRANSMITTAL, PLEASE BE SURE TO:

SURRENDER OF CERTIFICATES AND EXCHANGE OF SHARES. If you hold are the record holder of your shares in registered form and elect to exchange any of your shares of Community Bank CNB common stock for cash, stock certificates (or the enclosed Notice of Guaranteed Delivery) representing all shares with respect to which you are making an election must be returned with the completed and executed Election Form and Letter of Transmittal. Your certificate(s) may be surrendered by a firm acting as your agent if such firm is a member of a registered national securities exchange or of The National Association of Securities Dealers, Inc. (“NASD”) or is a commercial bank or trust company in the United States. If you elect to exchange a portion but less than all of your shares of Community Bank CNB common stock for cash, any stock certificate(s) you deliver with this Election Form and Letter of Transmittal will be retained by the exchange agent as provided herein and will be exchanged for the appropriate merger consideration upon the consummation of the merger as provided in the merger agreementMerger Agreement. Accordingly, if you deliver stock certificate(s) that represent non-election shares as well as cash election shares, such non-election shares will, without any further action on your part, be exchanged for the merger consideration allocated to non-election shares as provided in the Merger Agreement. In the event you hold additional stock certificate(s) relating to non-election shares that are not delivered as provided in this Election Form and Letter of Transmittal, after the consummation of the merger the exchange agent will send to you a separate letter of transmittal that you can use to deliver your shares and receive the merger consideration. If you deliver separate letters of transmittal, any cash in lieu of fractional shares of Bankshares Bancorp common stock that would otherwise be issuable to you as part of the merger consideration will be calculated separately for each letter of transmittal. Please contact the exchange agent if you have any questions about the receipt of cash in lieu of fractional shares. If you are mailing your stock certificates, we recommend that you make copies of your stock certificates and completed Election Form and Letter of Transmittal. We also recommend sending the items by registered mail, return receipt requested, and insured for at least 2.0% of the market value ($20 minimum). This is the 7 amount that it commonly costs to replace a lost certificate. Please do not return any documents to Community Bank CNB or BanksharesBancorp. Soon after the completion of the merger, the exchange agent will send a Letter of Transmittal to each person who was a Community Bank shareholder CNB stockholder of record at the effective time of the merger and who has not previously submitted his or her Community Bank CNB stock certificate(s). These additional materials will instruct shareholders stockholders who did not make a cash election on how to exchange their shares for consideration to be provided in the merger. IF YOU ARE MAKING AN ELECTION, BEFORE YOU MAIL OR DELIVER YOUR ELECTION FORM AND LETTER OF TRANSMITTAL, PLEASE BE SURE TO: