Common use of SURRENDER OF CERTIFICATES AND EXCHANGE OF SHARES Clause in Contracts

SURRENDER OF CERTIFICATES AND EXCHANGE OF SHARES. If you are the record holder of your shares and elect to exchange any of your shares of CNB common stock for cash, stock certificates (or the enclosed Notice of Guaranteed Delivery) representing all shares with respect to which you are making an election must be returned with the completed and executed Election Form and Letter of Transmittal. Your certificate(s) may be surrendered by a firm acting as your agent if such firm is a member of a registered national securities exchange or of The National Association of Securities Dealers, Inc. (“NASD”) or is a commercial bank or trust company in the United States. If you elect to exchange a portion but less than all of your shares of CNB common stock for cash, any stock certificate(s) you deliver with this Election Form and Letter of Transmittal will be retained by the exchange agent as provided herein and will be exchanged for the appropriate merger consideration upon the consummation of the merger as provided in the Merger Agreement. Accordingly, if you deliver stock certificate(s) that represent non-election shares as well as cash election shares, such non-election shares will, without any further action on your part, be exchanged for the merger consideration allocated to non-election shares as provided in the Merger Agreement. In the event you hold additional stock certificate(s) relating to non-election shares that are not delivered as provided in this Election Form and Letter of Transmittal, after the consummation of the merger the exchange agent will send to you a separate letter of transmittal that you can use to deliver your shares and receive the merger consideration. If you deliver separate letters of transmittal, any cash in lieu of fractional shares of Bancorp common stock that would otherwise be issuable to you as part of the merger consideration will be calculated separately for each letter of transmittal. Please contact the exchange agent if you have any questions about the receipt of cash in lieu of fractional shares. If you are mailing your stock certificates, we recommend that you make copies of your stock certificates and completed Election Form and Letter of Transmittal. We also recommend sending the items by registered mail, return receipt requested, and insured for at least 2.0% of the market value ($20 minimum). This is the 7 amount that it commonly costs to replace a lost certificate. Please do not return any documents to CNB or Bancorp. Soon after the completion of the merger, the exchange agent will send a Letter of Transmittal to each person who was a CNB stockholder of record at the effective time of the merger and who has not previously submitted his or her CNB stock certificate(s). These additional materials will instruct stockholders who did not make a cash election on how to exchange their shares for consideration to be provided in the merger. 1. Complete the entire Election Form and Letter of Transmittal. 2. Verify the election you have chosen. 3. Sign and date the Election Form and Letter of Transmittal. 4. Print your SSN or TIN on the Election Form and Letter of Transmittal and sign the Substitute Form W-9. 5. Include any information required by item 4 of the Election Form and Letter of Transmittal, including a Signature Guarantee, if applicable. 6. Make copies of your stock certificates and completed Election Form and Letter of Transmittal. 7. Use the return envelope provided for submitting the Election Form and Letter of Transmittal and your share certificates representing the shares of CNB common stock in exchange for which you have elected to receive cash. We recommend sending the items by registered mail, return receipt requested and insured for at least 2.0% of the market value ($20 minimum). American Stock Transfer & Trust Company at 1-000-000-0000 (toll free) or 1-000-000-0000. 8 Social Security Numbers have nine digits separated by two hyphens: i.e., 000-00-0000. Employer Identification Numbers have nine digits separated by only one hyphen: i.e., 00-0000000. The table below will help determine the number to give the payer. 1. An individual’s account The individual 2. Two or more individuals (joint account) The actual owner of the account or, if combined funds, the first individual on the account(1) 3. Husband and wife (joint account) The actual owner of the account or, if joint funds, the first individual on the account(1) 4. Custodian account of a minor (Uniform Gift to Minors Act) The minor(2) 5. Adult and minor (joint account) The adult or, if the minor is the only contributor, the minor(1) 6. Account in the name of guardian or committee for a designated ward, minor, or incompetent person The ward, minor, or incompetent person(3) 7 a. The usual revocable savings trust account (grantor is also trustee) The grantor-trustee(1)

SURRENDER OF CERTIFICATES AND EXCHANGE OF SHARES. If you are the record holder of your hold shares in registered form and elect to exchange any of your shares of CNB Community Bank common stock for cash, stock certificates (or the enclosed Notice of Guaranteed Delivery) representing all shares with respect to which you are making an election must be returned with the completed and executed Election Form and Letter of Transmittal. Your certificate(s) may be surrendered by a firm acting as your agent if such firm is a member of a registered national securities exchange or of The National Association of Securities Dealers, Inc. (“NASD”) or is a commercial bank or trust company in the United States. If you elect to exchange a portion but less than all of your shares of CNB Community Bank common stock for cash, any stock certificate(s) you deliver with this Election Form and Letter of Transmittal will be retained by the exchange agent as provided herein and will be exchanged for the appropriate merger consideration upon the consummation of the merger as provided in the Merger Agreementmerger agreement. Accordingly, if you deliver stock certificate(s) that represent non-election shares as well as cash election shares, such non-election shares will, without any further action on your part, be exchanged for the merger consideration allocated to non-election shares as provided in the Merger Agreement. In the event you hold additional stock certificate(s) relating to non-election shares that are not delivered as provided in this Election Form and Letter of Transmittal, after the consummation of the merger the exchange agent will send to you a separate letter of transmittal that you can use to deliver your shares and receive the merger consideration. If you deliver separate letters of transmittal, any cash in lieu of fractional shares of Bancorp Bankshares common stock that would otherwise be issuable to you as part of the merger consideration will be calculated separately for each letter of transmittal. Please contact the exchange agent if you have any questions about the receipt of cash in lieu of fractional shares. If you are mailing your stock certificates, we recommend that you make copies of your stock certificates and completed Election Form and Letter of Transmittal. We also recommend sending the items by registered mail, return receipt requested, and insured for at least 2.0% of the market value ($20 minimum). This is the 7 amount that it commonly costs to replace a lost certificate. Please do not return any documents to CNB Community Bank or BancorpBankshares. Soon after the completion of the merger, the exchange agent will send a Letter of Transmittal to each person who was a CNB stockholder Community Bank shareholder of record at the effective time of the merger and who has not previously submitted his or her CNB Community Bank stock certificate(s). These additional materials will instruct stockholders shareholders who did not make a cash election on how to exchange their shares for consideration to be provided in the merger. 1. ) Complete the entire Election Form and Letter of Transmittal. 2. ) Verify the election you have chosen. 3. ) Sign and date the Election Form and Letter of Transmittal. 4. ) Print your SSN or TIN on the Election Form and Letter of Transmittal and sign the Substitute Form W-9. 5. ) Include any information required by item 4 of the Election Form and Letter of Transmittal, including a Signature Guarantee, if applicable. 6. ) Make copies of your stock certificates and completed Election Form and Letter of Transmittal. 7. ) Use the return envelope provided for submitting the Election Form and Letter of Transmittal and your share certificates representing the shares of CNB Community Bank common stock in exchange for which you have elected to receive cash. We recommend sending the items by registered mail, return receipt requested and insured for at least 2.0% of the market value ($20 minimum). American Stock Transfer & Trust Company at 10-000-000-0000 (toll free) or 10-000-000-0000. 8 Social Security Numbers have nine digits separated THIS FORM MUST BE RECEIVED BY the exchange agent, American Stock Transfer & Trust Company no later than 5:00 p.m., EST, on [•], 2005 in order to be valid Return this form to the exchange agent, American Stock Transfer & Trust Company, by two hyphensmail, hand or overnight delivery as follows: i.e.American Stock Transfer & Trust Company 00 Xxxxxx Xxxx, Xxxxx Xxxxx Xxx Xxxx, Xxx Xxxx 00000 Do you need Assistance? Call the exchange agent, American Stock Transfer & Trust Company, at 0-000-00000-0000 TOLL FREE or 0-000-000-0000. Employer Identification Numbers have nine digits separated by only one hyphen: i.e., 00-0000000. The table below will help determine the number to give the payer. 1. An individual’s account The individual 2Account Information In the lines listed below, please indicate (A) your share certificate numbers and (B) the number of shares represented by each certificate. Two or more individuals (joint account) The actual owner of the account or, if combined funds, the first individual on the account(1) 3. Husband and wife (joint account) The actual owner of the account or, if joint funds, the first individual on the account(1)1. 4. Custodian account If you have lost any of a minor (Uniform Gift to Minors Act) The minor(2) 5. Adult your stock certificates, contact the exchange agent, American Stock Transfer & Trust Company, before submitting this Election Form and minor (joint account) The adult or, if the minor is the only contributor, the minor(1) 6. Account in the name Letter of guardian or committee for a designated ward, minor, or incompetent person The ward, minor, or incompetent person(3) 7 a. The usual revocable savings trust account (grantor is also trustee) The grantor-trustee(1)Transmittal.

SURRENDER OF CERTIFICATES AND EXCHANGE OF SHARES. If you are the record holder of your hold shares in registered form and elect to exchange any of your shares of CNB Community Bank common stock for cash, stock certificates (or the enclosed Notice of Guaranteed Delivery) representing all shares with respect to which you are making an election must be returned with the completed and executed Election Form and Letter of Transmittal. Your certificate(s) may be surrendered by a firm acting as your agent if such firm is a member of a registered national securities exchange or of The National Association of Securities Dealers, Inc. (“NASD”) or is a commercial bank or trust company in the United States. If you elect to exchange a portion but less than all of your shares of CNB Community Bank common stock for cash, any stock certificate(s) you deliver with this Election Form and Letter of Transmittal will be retained by the exchange agent as provided herein and will be exchanged for the appropriate merger consideration upon the consummation of the merger as provided in the Merger Agreementmerger agreement. Accordingly, if you deliver stock certificate(s) that represent non-election shares as well as cash election shares, such non-election shares will, without any further action on your part, be exchanged for the merger consideration allocated to non-election shares as provided in the Merger Agreement. In the event you hold additional stock certificate(s) relating to non-election shares that are not delivered as provided in this Election Form and Letter of Transmittal, after the consummation of the merger the exchange agent will send to you a separate letter of transmittal that you can use to deliver your shares and receive the merger consideration. If you deliver separate letters of transmittal, any cash in lieu of fractional shares of Bancorp Bankshares common stock that would otherwise be issuable to you as part of the merger consideration will be calculated separately for each letter of transmittal. Please contact the exchange agent if you have any questions about the receipt of cash in lieu of fractional shares. If you are mailing your stock certificates, we recommend that you make copies of your stock certificates and completed Election Form and Letter of Transmittal. We also recommend sending the items by registered mail, return receipt requested, and insured for at least 2.0% of the market value ($20 minimum). This is the 7 amount that it commonly costs to replace a lost certificate. Please do not return any documents to CNB Community Bank or BancorpBankshares. Soon after the completion of the merger, the exchange agent will send a Letter of Transmittal to each person who was a CNB stockholder Community Bank shareholder of record at the effective time of the merger and who has not previously submitted his or her CNB Community Bank stock certificate(s). These additional materials will instruct stockholders shareholders who did not make a cash election on how to exchange their shares for consideration to be provided in the merger. 1. ) Complete the entire Election Form and Letter of Transmittal. 2. ) Verify the election you have chosen. 3. ) Sign and date the Election Form and Letter of Transmittal. 4. ) Print your SSN or TIN on the Election Form and Letter of Transmittal and sign the Substitute Form W-9. 5. ) Include any information required by item 4 of the Election Form and Letter of Transmittal, including a Signature Guarantee, if applicable. 6. ) Make copies of your stock certificates and completed Election Form and Letter of Transmittal. 7. ) Use the return envelope provided for submitting the Election Form and Letter of Transmittal and your share certificates representing the shares of CNB Community Bank common stock in exchange for which you have elected to receive cash. We recommend sending the items by registered mail, return receipt requested and insured for at least 2.0% of the market value ($20 minimum). American Stock Transfer X.X. Xxxx & Trust Company Co., Inc., at 10-000-000-0000 (toll toll-free) THIS FORM MUST BE RECEIVED BY the exchange agent, American Stock Transfer & Trust Company no later than 5:00 p.m., EST, on May 16, 2005 in order to be valid Return this form to the exchange agent, American Stock Transfer & Trust Company, by mail, hand or 1overnight delivery as follows: American Stock Transfer & Trust Company Attention: Reorganization Department 00 Xxxxxx Xxxx, Xxxxx Xxxxx Xxx Xxxx, Xxx Xxxx 00000 Do you need Assistance? Call the information agent, X.X. Xxxx & Co., Inc., at 0-000-000-0000. 8 Social Security Numbers have nine digits separated by two hyphens: i.e., 0000000 (toll-00-0000. Employer Identification Numbers have nine digits separated by only one hyphen: i.e., 00-0000000. The table below will help determine the number to give the payer.free) 1. An individual’s account The individual 2Account Information In the lines listed below, please indicate (A) your share certificate numbers and (B) the number of shares represented by each certificate. Two or more individuals (joint account) The actual owner of the account or, if combined funds, the first individual on the account(1) 3. Husband and wife (joint account) The actual owner of the account or, if joint funds, the first individual on the account(1)1. 4. Custodian account If you have lost any of a minor (Uniform Gift to Minors Act) The minor(2) 5. Adult your stock certificates, contact the exchange agent, American Stock Transfer & Trust Company, before submitting this Election Form and minor (joint account) The adult or, if the minor is the only contributor, the minor(1) 6. Account in the name Letter of guardian or committee for a designated ward, minor, or incompetent person The ward, minor, or incompetent person(3) 7 a. The usual revocable savings trust account (grantor is also trustee) The grantor-trustee(1)Transmittal.

SURRENDER OF CERTIFICATES AND EXCHANGE OF SHARES. If you are the a record holder of your shares Switch and elect to exchange any of your shares of CNB Data common stock for cashand make an election, stock certificates (or the enclosed Notice of Guaranteed Delivery) representing all shares of Switch and Data common stock with respect to which you are making an election must be returned with the completed and executed Election Form and Letter of Transmittal. Your certificate(s) may be surrendered by a firm acting as your agent if such firm is a member of a registered national securities exchange or of The National Association of Securities DealersFinancial Industry Regulatory Authority, Inc. (“NASD”FINRA) or is a commercial bank or trust company in the United States. If you elect to exchange a portion but less than all of your shares of CNB Switch and Data common stock for cashstock, any stock certificate(s) you deliver with this Election Form and Letter of Transmittal will be retained by the exchange agent Exchange Agent as provided herein and will be exchanged for the appropriate merger consideration upon the consummation of the merger as provided in the Merger Agreement. Accordingly, if you deliver stock certificate(s) that represent non-election shares as well as cash election shares, such non-election shares will, without any further action on your part, be exchanged for the merger consideration allocated to non-election shares as provided in the Merger Agreement. In the event you hold additional stock certificate(s) relating to non-election shares that are not delivered as provided in this Election Form and Letter of Transmittal, after the consummation of the merger the exchange agent Exchange Agent will send to you a separate letter of transmittal that you can use to deliver your shares of Switch and Data common stock and receive the merger consideration. If you deliver separate letters of transmittal, any cash in lieu of fractional shares of Bancorp Equinix common stock that would otherwise be issuable to you as part of the merger consideration will be calculated separately for each letter of transmittal. Please contact the exchange agent Exchange Agent if you have any questions about the receipt of cash in lieu of fractional shares. If you are mailing your stock certificatescertificates representing shares of Switch and Data common stock, we recommend that you make copies of your stock certificates and completed Election Form and Letter of Transmittal. We also recommend sending the items by registered mail, return receipt requested, and insured for at least 2.0% of the market value ($20 minimum). This is the 7 amount that it commonly costs to replace a lost certificate. Please do not return any documents to CNB Equinix or BancorpSwitch and Data. Soon after the completion of the merger, the exchange agent Exchange Agent will send a Letter of Transmittal to each person who was a CNB Switch and Data stockholder of record at the effective time of the merger and who has not previously submitted his or her CNB Switch and Data stock certificate(s). These additional materials will instruct stockholders who did not make a cash an election on how to exchange their shares of Switch and Data common stock for consideration to be provided in the merger. 1. Complete the entire Election Form and Letter of Transmittal. 2. Verify the election you have chosen. 3. Sign and date the Election Form and Letter of Transmittal. 4. Print your SSN or TIN on the Election Form and Letter of Transmittal and sign the Substitute Form W-9. 5. Include any information required by item 4 of the Election Form and Letter of Transmittal, including a Signature Guarantee, if applicable. 6. Make copies of your stock certificates and completed Election Form and Letter of Transmittal. 7. Use the return envelope provided for submitting the Election Form and Letter of Transmittal and your share certificates representing the shares of CNB common stock in exchange for which you have elected to receive cash. We recommend sending the items by registered mail, return receipt requested and insured for at least 2.0% of the market value ($20 minimum). American Stock Transfer & Trust Company at 1-000-000-0000 (toll free) or 1-000-000-0000. 8 Social Security Numbers have nine digits separated by two hyphens: i.e., 000-00-0000. Employer Identification Numbers have nine digits separated by only one hyphen: i.e., 00-0000000. The table below will help determine the number to give the payer. 1. An individual’s account The individual 2. Two or more individuals (joint account) The actual owner of the account or, if combined funds, the first individual on the account(1) 3. Husband and wife (joint account) The actual owner of the account or, if joint funds, the first individual on the account(1) 4. Custodian account of a minor (Uniform Gift to Minors Act) The minor(2) 5. Adult and minor (joint account) The adult or, if the minor is the only contributor, the minor(1) 6. Account in the name of guardian or committee for a designated ward, minor, or incompetent person The ward, minor, or incompetent person(3) 7 a. The usual revocable savings trust account (grantor is also trustee) The grantor-trustee(1)

SURRENDER OF CERTIFICATES AND EXCHANGE OF SHARES. If you are hold shares in registered form and want to elect the record holder form of your shares and elect to merger consideration that you will receive in exchange for any of your shares of CNB Potomac common stock for cashstock, stock certificates (or the enclosed Notice of Guaranteed Delivery) representing all shares with respect to which you are making an election must be returned with the completed and executed Election Form and Letter of Transmittal. Your certificate(s) may be surrendered by a firm acting as your agent if such firm is a member of a registered national securities exchange or of The National Association of Securities Dealers, Inc. (“NASD”) or is a commercial bank or trust company in the United States. If you elect to exchange make an election for a portion but less than all of your shares of CNB Potomac common stock for cashstock, any stock certificate(s) you deliver with this Election Form and Letter of Transmittal will be retained by the exchange agent as provided herein and will be exchanged for the appropriate merger consideration upon the consummation of the merger as provided in the Merger Agreementmerger agreement. Accordingly, if you deliver stock certificate(s) that represent represent, non-election shares as well as cash election shares and stock election shares, such non-election shares will, without any further action on your part, be exchanged for the merger consideration allocated to non-election shares as provided in the Merger Agreement. In the event you hold additional stock certificate(s) relating to non-election shares that are not delivered as provided in this Election Form and Letter of Transmittal, after the consummation of the merger the exchange agent will send to you a separate letter of transmittal that you can use to deliver your shares and receive the merger consideration. If you deliver separate letters of transmittal, any cash in lieu of fractional shares of Bancorp common stock that would otherwise be issuable to you as part of the merger consideration will be Back to Contents calculated separately for each letter of transmittal. Please contact the exchange agent at (000) 000-0000 if you have any questions about the receipt of cash in lieu of fractional shares. If you are mailing your stock certificates, we recommend that you make copies of your stock certificates and completed Election Form and Letter of Transmittal. We also recommend sending the items by registered mail, return receipt requested, and insured for at least 2.0% of the market value ($20 minimum). This is the 7 amount that it commonly costs to replace a lost certificate. Please do not return any documents to CNB Potomac or Bancorp. Soon after the completion of the merger, the exchange agent will send a Letter of Transmittal to each person who was a CNB stockholder Potomac shareholder of record at the effective time of the merger and who has not previously submitted his or her CNB Potomac stock certificate(s). These additional materials will instruct stockholders shareholders who did not make a cash an election on how to exchange their shares for consideration to be provided in the merger. 1. ) Complete the entire Election Form and Letter of Transmittal. 2. ) Verify the election you have chosen. 3. ) Sign and date the Election Form and Letter of Transmittal. 4. ) Print your SSN or TIN on the Election Form and Letter of Transmittal and sign the Substitute Form W-9. 5. ) Include any information required by item 4 of the Election Form and Letter of Transmittal, including a Signature Guarantee, if applicable. 6. ) Make copies of your stock certificates and completed Election Form and Letter of Transmittal. You should not endorse the reverse of your certificates. 7. ) Use the return envelope provided for submitting the Election Form and Letter of Transmittal and your share certificates representing the shares of CNB Potomac common stock in exchange for which you have elected to receive cash. We recommend sending the items by registered mail, return receipt requested and insured for at least 2.0% of the market value ($20 minimum). American Stock Transfer X.X. Xxxx & Trust Company at 1-Co., Inc. 00 Xxxx Xxxxxx 00xx Xxxxx Xxx Xxxx, Xxx Xxxx 00000 (000-) 000-0000 (toll free) or 1-000-000-0000. 8 Back to Contents GUIDELINES FOR DETERMINING THE PROPER IDENTIFICATION NUMBER TO GIVE THE PAYER — Social Security Numbers have nine digits separated by two hyphens: i.e., 000-00-0000. Employer Identification Numbers have nine digits separated by only one hyphen: i.e., 00-0000000. The table below will help determine the number to give the payer. 1. An individual’s account The individual 2. Two or more individuals (joint account) The actual owner of the account or, if combined funds, the first individual on the account(1account (1) 3. Husband and wife (joint account) The actual owner of the account or, if joint funds, the first individual on the account(1account (1) 4. Custodian account of a minor (Uniform Gift to Minors Act) The minor(2minor (2) 5. Adult and minor (joint account) The adult or, if the minor is the only contributor, the minor(1minor (1) 6. Account in the name of guardian or committee for a designated ward, minor, or incompetent person The ward, minor, or incompetent person(3person (3) 7 7. a. The usual revocable savings trust account (grantor is also trustee) The grantor-trustee(1trustee (1)

SURRENDER OF CERTIFICATES AND EXCHANGE OF SHARES. If you are the record holder of your hold shares in registered form and elect to exchange any of your shares of CNB Xxxxx Xxxxxx common stock for cash, stock certificates (or the enclosed Notice of Guaranteed Delivery) representing all shares with respect to which you are making an election must be returned with the completed and executed Election Form and Letter of Transmittal. Your certificate(s) may be surrendered by a firm acting as your agent if such firm is a member of a registered national securities exchange or of The National Association of Securities Dealers, Inc. (“NASD”) or is a commercial bank or trust company in the United States. If you elect to exchange a portion but less than all of your shares of CNB Xxxxx Xxxxxx common stock for cash, any stock certificate(s) you deliver with this Election Form and Letter of Transmittal will be retained by the exchange agent as provided herein and will be exchanged for the appropriate merger consideration mergerconsideration upon the consummation of the merger as provided in the Merger Agreementmerger agreement. Accordingly, if you deliver stock certificate(s) that represent non-election shares as well as cash election shares, such non-election shares will, without any further action on your part, be exchanged for the merger consideration allocated to non-election shares as provided in the Merger Agreement. In the event you hold additional stock certificate(s) relating to non-election shares that are not delivered as provided in this Election Form and Letter of Transmittal, after the consummation of the merger the exchange agent will send to you a separate letter of transmittal that you can use to deliver your shares and receive the merger consideration. If you deliver separate letters of transmittal, any cash in lieu of fractional shares of Bancorp Bankshares common stock that would otherwise be issuable to you as part of the merger consideration will be calculated separately for each letter of transmittal. Please contact the exchange agent if you have any questions about the receipt of cash in lieu of fractional shares. If you are mailing your stock certificates, we recommend that you make copies of your stock certificates and completed Election Form and Letter of Transmittal. We also recommend sending the items by registered mail, return receipt requested, and insured for at least 2.0% of the market value ($20 minimum). This is the 7 amount that it commonly costs to replace a lost certificate. Please do not return any documents to CNB Xxxxx Xxxxxx or BancorpBankshares. Soon after the completion of the merger, the exchange agent will send a Letter of Transmittal to each person who was a CNB stockholder Xxxxx Xxxxxx shareholder of record at the effective time of the merger and who has not previously submitted his or her CNB Xxxxx Xxxxxx stock certificate(s). These additional materials will instruct stockholders shareholders who did not make a cash election on how to exchange their shares for consideration to be provided in the merger. 1. ) Complete the entire Election Form and Letter of Transmittal. 2. ) Verify the election you have chosen. 3. ) Sign and date the Election Form and Letter of Transmittal. 4. ) Print your SSN or TIN on the Election Form and Letter of Transmittal and sign the Substitute Form W-9. 5. ) Include any information required by item 4 of the Election Form and Letter of Transmittal, including a Signature Guarantee, if applicable. 6. ) Make copies of your stock certificates and completed Election Form and Letter of Transmittal. You should not endorse the reverse of your certificates. 7. ) Use the return envelope provided for submitting the Election Form and Letter of Transmittal and your share certificates representing the shares of CNB Xxxxx Xxxxxx common stock in exchange for which you have elected to receive cash. We recommend sending the items by registered mail, return receipt requested and insured for at least 2.0% of the market value ($20 minimum). American Stock Transfer & Trust Company Xxxxxxxxx Xxxxxxxxxxx, toll-free at 10-000-000-0000 (toll free) or 1banks and brokers call 0-000-000-0000). 8 Social Security Numbers have nine digits separated by two hyphens7 ELECTION FORM AND LETTER OF TRANSMITTAL American Stock Transfer & Trust Company Operations Center Attn: i.e.Reorganization Department 0000 00xx Xxxxxx Xxxxxxxx, XX 00000 American Stock Transfer & Trust Company Attn: Reorganization Department 00 Xxxxxx Xxxx Xxx Xxxx, XX 00000 Call the information agent, Xxxxxxxxx Xxxxxxxxxxx Toll-free: 0-000-00000-00000000 Banks and Brokers: 0-000-000-0000 THIS FORM MUST BE RECEIVED by the exchange agent, American Stock Transfer & Trust Company NO LATER THAN 5:00 P.M., EDT, ON [•], 2006 in order to be valid. Employer Identification Numbers If you have nine digits separated by only one hyphen: i.e.lost any of your stock certificates, 00-0000000. The table below will help determine contact the number to give the payerexchange agent, American Stock Transfer & Trust Company, before submitting this Election Form and Letter of Transmittal. 1. An individual’s account The individual 2. Two or more individuals (joint account) The actual owner of the account or, if combined funds, the first individual on the account(1) 3. Husband and wife (joint account) The actual owner of the account or, if joint funds, the first individual on the account(1) 4. Custodian account of a minor (Uniform Gift to Minors Act) The minor(2) 5. Adult and minor (joint account) The adult or, if the minor is the only contributor, the minor(1) 6. Account in the name of guardian or committee for a designated ward, minor, or incompetent person The ward, minor, or incompetent person(3) 7 a. The usual revocable savings trust account (grantor is also trustee) The grantor-trustee(1)