Common use of Tax Credit for Contributions Clause in Contracts

Tax Credit for Contributions. You may be eligible to receive a tax credit for your Xxxx XXX contributions. This credit may not exceed $1,000 in a given year. You may be eligible for this tax credit if you are: • age 18 or older as of the close of the taxable year, • not a dependent of another taxpayer, and • not a full-time student. The credit is based upon your income (see chart below), and will range from 0 to 50 percent of eligible contributions. In order to determine the amount of your contributions, add all of the contributions made to your Xxxx XXX and reduce these contributions by any distributions that you have taken during the testing period. The testing period begins two years prior to the year for which the credit is sought and ends on the tax return due date (including extensions) for the year for which the credit is sought. In order to determine your tax credit, multiply the applicable percentage from the chart below by the amount of your contributions that do not exceed $2,000. 2017 Adjusted Gross Income* Applicable Percentage Joint Return Head of Household All Other Cases $1 – $37,000 $1 – $27,750 $1 – $18,500 50% $37,001 – $40,000 $27,751 – $30,000 $18,501 – $20,000 20% $40,001 – $62,000 $30,001 – $46,500 $20,001 – $31,000 10% Over $62,000 Over $46,500 Over $31,000 0% 2018 Adjusted Gross Income* Applicable Percentage Joint Return Head of Household All Other Cases $1 – $38,000 $1 – $28,500 $1 – $19,000 50% $38,001 – $41,000 $28,501 – $30,750 $19,001 – $20,500 20% $41,001 – $63,000 $30,751 – $47,250 $20,501 – $31,500 10% Over $63,000 Over $47,250 Over $31,500 0% *Adjusted gross income (AGI) includes foreign earned income and income from Guam, America Samoa, North Mariana Islands, and Puerto Rico. AGI limits are subject to cost-of-living adjustments each year.

Tax Credit for Contributions. You may be eligible to receive a tax credit for your Xxxx XXX contributions. This credit may not exceed $1,000 in a given year. You may be eligible for this tax credit if you are: are • age 18 or older as of the close of the taxable year, • not a dependent of another taxpayer, and • not a full-time student. The credit is based upon your income (see chart below), and will range from 0 to 50 percent of eligible contributions. In order to determine the amount of your contributions, add all of the contributions made to your Xxxx XXX and reduce these contributions by any distributions that you have taken during the testing period. The testing period begins two years prior to the year for which the credit is sought and ends on the tax return due date (including extensions) for the year for which the credit is sought. In order to determine your tax credit, multiply the applicable percentage from the chart below by the amount of your contributions that do not exceed $2,000. 2017 2019 Adjusted Gross Income* Applicable Percentage Joint Return Head of a Household All Other Cases $1 – 1–38,500 $37,000 1–28,875 $1 – 1–19,250 50 $27,750 38,501–41,500 $1 – 28,876–31,125 $18,500 50% 19,251–20,750 20 $37,001 – 41,501–64,000 $40,000 31,126–48,000 $27,751 – $30,000 $18,501 – $20,000 20% $40,001 – $62,000 $30,001 – $46,500 $20,001 – $31,000 10% 20,751–32,000 10 Over $62,000 64,000 Over $46,500 48,000 Over $31,000 0% 2018 32,000 0 2020 Adjusted Gross Income* Applicable Percentage Joint Return Head of a Household All Other Cases $1 – 1–39,000 $38,000 1–29,250 $1 – 1–19,500 50 $28,500 39,001–42,500 $1 – 29,251–31,875 $19,000 50% 19,501–21,250 20 $38,001 – 42,501–65,000 $41,000 31,876–48,750 $28,501 – $30,750 $19,001 – $20,500 20% $41,001 – $63,000 $30,751 – $47,250 $20,501 – $31,500 10% 21,251–32,500 10 Over $63,000 65,000 Over $47,250 48,750 Over $31,500 0% 32,500 0 *Adjusted gross income (AGI) includes foreign earned income and income from Guam, America Samoa, North Mariana Islands, and Puerto Rico. AGI limits are subject to cost-of-living adjustments each year.

Tax Credit for Contributions. You may be eligible to receive a tax credit for your Xxxx XXX contributionsSIMPLE IRA deferrals. This credit may not exceed $1,000 in a given year. You may be eligible for this tax credit if you are: are • age 18 or older as of the close of the taxable year, • not a dependent of another taxpayer, and • not a full-time full‐time student. The credit is based upon your income (see chart below), and will range from 0 to 50 percent of eligible contributions. In order to determine the amount of your contributions, add all of the contributions deferrals made to your Xxxx XXX SIMPLE IRA and reduce these contributions by any distributions that you may have taken during the testing period. The testing period begins two years prior to the year for which the credit is sought and ends on the tax return due date (including extensions) for the year for which the credit is sought. In order to determine your tax credit, multiply the applicable percentage from the chart below by the amount of your contributions that do not exceed $2,000. 2017 2019 Adjusted Gross Income* Applicable Percentage Joint Return Head of a Household All Other Cases $1 – 1–38,500 $37,000 1–28,875 $1 – 1–19,250 50 $27,750 38,501–41,500 $1 – 28,876–31,125 $18,500 50% 19,251–20,750 20 $37,001 – 41,501–64,000 $40,000 31,126–48,000 $27,751 – $30,000 $18,501 – $20,000 20% $40,001 – $62,000 $30,001 – $46,500 $20,001 – $31,000 10% 20,751–32,000 10 Over $62,000 64,000 Over $46,500 48,000 Over $31,000 0% 2018 32,000 0 2020 Adjusted Gross Income* Applicable Percentage Joint Return Head of a Household All Other Cases $1 – 1–39,000 $38,000 1–29,250 $1 – 1–19,500 50 $28,500 39,001–42,500 $1 – 29,251–31,875 $19,000 50% 19,501–21,250 20 $38,001 – 42,501–65,000 $41,000 31,876–48,750 $28,501 – $30,750 $19,001 – $20,500 20% $41,001 – $63,000 $30,751 – $47,250 $20,501 – $31,500 10% 21,251–32,500 10 Over $63,000 65,000 Over $47,250 48,750 Over $31,500 0% 32,500 0 *Adjusted gross income (AGI) includes foreign earned income and income from Guam, America Samoa, North Mariana Islands, and Puerto Rico. AGI limits are subject to cost-of-living cost‐of‐living adjustments each year.

Tax Credit for Contributions. You may be eligible to receive a tax credit for your Xxxx XXX contributions. This credit may not exceed $1,000 in a given year. You may be eligible for this tax credit if you are: are • age 18 or older as of the close of the taxable year, • not a dependent of another taxpayer, and • not a full-time full‐time student. The credit is based upon your income (see chart below), and will range from 0 to 50 percent of eligible contributions. In order to determine the amount of your contributions, add all of the contributions made to your Xxxx XXX and reduce these contributions by any distributions that you have taken during the testing period. The testing period begins two years prior to the year for which the credit is sought and ends on the tax return due date (including extensions) for the year for which the credit is sought. In order to determine your tax credit, multiply the applicable percentage from the chart below by the amount of your contributions that do not exceed $2,000. 2017 2019 Adjusted Gross Income* Applicable Percentage Joint Return Head of a Household All Other Cases $1 – 1–38,500 $37,000 1–28,875 $1 – 1–19,250 50 $27,750 38,501–41,500 $1 – 28,876–31,125 $18,500 50% 19,251–20,750 20 $37,001 – 41,501–64,000 $40,000 31,126–48,000 $27,751 – $30,000 $18,501 – $20,000 20% $40,001 – $62,000 $30,001 – $46,500 $20,001 – $31,000 10% 20,751–32,000 10 Over $62,000 64,000 Over $46,500 48,000 Over $31,000 0% 2018 32,000 0 2020 Adjusted Gross Income* Applicable Percentage Joint Return Head of a Household All Other Cases $1 – 1–39,000 $38,000 1–29,250 $1 – 1–19,500 50 $28,500 39,001–42,500 $1 – 29,251–31,875 $19,000 50% 19,501–21,250 20 $38,001 – 42,501–65,000 $41,000 31,876–48,750 $28,501 – $30,750 $19,001 – $20,500 20% $41,001 – $63,000 $30,751 – $47,250 $20,501 – $31,500 10% 21,251–32,500 10 Over $63,000 65,000 Over $47,250 48,750 Over $31,500 0% 32,500 0 *Adjusted gross income (AGI) includes foreign earned income and income from Guam, America Samoa, North Mariana Islands, and Puerto Rico. AGI limits are subject to cost-of-living cost‐of‐living adjustments each year.

Tax Credit for Contributions. You may be eligible to receive a tax credit for your Xxxx XXX contributions. This credit may not exceed $1,000 in a given year. You may be eligible for this tax credit if you are: are • age 18 or older as of the close of the taxable year, • not a dependent of another taxpayer, and • not a full-time student. The credit is based upon your income (see chart below), and will range from 0 to 50 percent of eligible contributions. In order to determine the amount of your contributions, add all of the contributions made to your Xxxx XXX and reduce these contributions by any distributions that you have taken during the testing period. The testing period begins two years prior to the year for which the credit is sought and ends on the tax return due date (including extensions) for the year for which the credit is sought. In order to determine your tax credit, multiply the applicable percentage from the chart below by the amount of your contributions that do not exceed $2,000. 2017 2016 Adjusted Gross Income* Applicable Percentage Joint Return Head of a Household All Other Cases $1 – $37,000 $1 – $27,750 $1 – $18,500 50% 50 $37,001 – $40,000 $27,751 – $30,000 $18,501 – $20,000 20% 20 $40,001 – $62,000 61,500 $30,001 – $46,500 46,125 $20,001 – $31,000 10% 30,750 10 Over $62,000 61,500 Over $46,500 46,125 Over $31,000 0% 2018 Adjusted Gross Income* Applicable Percentage Joint Return Head of Household All Other Cases $1 – $38,000 $1 – $28,500 $1 – $19,000 50% $38,001 – $41,000 $28,501 – $30,750 $19,001 – $20,500 20% $41,001 – $63,000 $30,751 – $47,250 $20,501 – $31,500 10% Over $63,000 Over $47,250 Over $31,500 0% 0 *Adjusted gross income (AGI) includes foreign earned income and income from Guam, America Samoa, North Mariana Islands, and Puerto Rico. AGI limits are subject to cost-of-living adjustments each year.

Tax Credit for Contributions. You may be eligible to receive a tax credit for your Xxxx XXX contributions. This credit may not exceed $1,000 in a given year. You may be eligible for this tax credit if you are: are • age 18 or older as of the close of the taxable year, • not a dependent of another taxpayer, and • not a full-time student. The credit is based upon your income (see chart below), and will range from 0 to 50 percent of eligible contributions. In order to determine the amount of your contributions, add all of the contributions made to your Xxxx XXX and reduce these contributions by any distributions that you have taken during the testing period. The testing period begins two years prior to the year for which the credit is sought and ends on the tax return due date (including extensions) for the year for which the credit is sought. In order to determine your tax credit, multiply the applicable percentage from the chart below by the amount of your contributions that do not exceed $2,000. 2017 Adjusted Gross Income* Applicable Percentage Joint Return Head of a Household All Other Cases $1 – 1–37,000 $37,000 1–27,750 $1 – 1–18,500 50 $27,750 37,001–40,000 $1 – 27,751–30,000 $18,500 50% 18,501–20,000 20 $37,001 – 40,001–62,000 $40,000 30,001–46,500 $27,751 – $30,000 $18,501 – $20,000 20% $40,001 – $62,000 $30,001 – $46,500 $20,001 – $31,000 10% 20,001–31,000 10 Over $62,000 Over $46,500 Over $31,000 0% 0 2018 Adjusted Gross Income* Applicable Percentage Joint Return Head of a Household All Other Cases $1 – 1–38,000 $38,000 1–28,500 $1 – 1–19,000 50 $28,500 38,001–41,000 $1 – 28,501–30,750 $19,000 50% 19,001–20,500 20 $38,001 – 41,001–63,000 $41,000 30,751–47,250 $28,501 – $30,750 $19,001 – $20,500 20% $41,001 – $63,000 $30,751 – $47,250 $20,501 – $31,500 10% 20,501–31,500 10 Over $63,000 Over $47,250 Over $31,500 0% 0 *Adjusted gross income (AGI) includes foreign earned income and income from Guam, America Samoa, North Mariana Islands, and Puerto Rico. AGI limits are subject to cost-of-living adjustments each year.

Tax Credit for Contributions. You may be eligible to receive a tax credit for your Xxxx XXX contributions. This credit may not exceed $1,000 in a given year. You may be eligible for this tax credit if you are: are • age 18 or older as of the close of the taxable year, • not a dependent of another taxpayer, and • not a full-time student. The credit is based upon your income (see chart below), and will range from 0 to 50 percent of eligible contributions. In order to determine the amount of your contributions, add all of the contributions made to your Xxxx XXX and reduce these contributions by any distributions that you have taken during the testing period. The testing period begins two years prior to the year for which the credit is sought and ends on the tax return due date (including extensions) for the year for which the credit is sought. In order to determine your tax credit, multiply the applicable percentage from the chart below by the amount of your contributions that do not exceed $2,000. 2017 Adjusted Gross Income* Applicable Percentage Joint Return Head of a Household All Other Cases $1 – $37,000 30,000 $1 – $27,750 22,500 $1 – $18,500 50% $37,001 – $40,000 $27,751 – $30,000 $18,501 – $20,000 20% $40,001 – $62,000 $15,000 50 30,001 – $46,500 $20,001 32,500 22,501 – $31,000 10% 24,375 15,001 – 16,250 20 32,501 – 50,000 24,376 – 37,500 16,251 – 25,000 10 Over $62,000 50,000 Over $46,500 37,500 Over $31,000 0% 2018 Adjusted Gross Income* Applicable Percentage Joint Return Head of Household All Other Cases $1 – $38,000 $1 – $28,500 $1 – $19,000 50% $38,001 – $41,000 $28,501 – $30,750 $19,001 – $20,500 20% $41,001 – $63,000 $30,751 – $47,250 $20,501 – $31,500 10% Over $63,000 Over $47,250 Over $31,500 0% 25,000 0 *Adjusted gross income (AGI) includes foreign earned income and income from Guam, America Samoa, North Mariana Islands, Islands and Puerto Rico. AGI limits are subject to cost-of-living adjustments each yearfor tax years beginning after 2006.

Tax Credit for Contributions. You may be eligible to receive a tax credit for your Xxxx XXX contributionsSIMPLE IRA deferrals. This credit may not exceed $1,000 in a given year. You may be eligible for this tax credit if you are: are • age 18 or older as of the close of the taxable year, • not a dependent of another taxpayer, and • not a full-time student. The credit is based upon your income (see chart below), and will range from 0 to 50 percent of eligible contributions. In order to determine the amount of your contributions, add all of the contributions deferrals made to your Xxxx XXX SIMPLE IRA and reduce these contributions by any distributions that you may have taken during the testing period. The testing period begins two years prior to the year for which the credit is sought and ends on the tax return due date (including extensions) for the year for which the credit is sought. In order to determine your tax credit, multiply the applicable percentage from the chart below by the amount of your contributions that do not exceed $2,000. 2017 2019 Adjusted Gross Income* Applicable Percentage Joint Return Head of a Household All Other Cases $1 – 1–38,500 $37,000 1–28,875 $1 – 1–19,250 50 $27,750 38,501–41,500 $1 – 28,876–31,125 $18,500 50% 19,251–20,750 20 $37,001 – 41,501–64,000 $40,000 31,126–48,000 $27,751 – $30,000 $18,501 – $20,000 20% $40,001 – $62,000 $30,001 – $46,500 $20,001 – $31,000 10% 20,751–32,000 10 Over $62,000 64,000 Over $46,500 48,000 Over $31,000 0% 2018 32,000 0 2020 Adjusted Gross Income* Applicable Percentage Joint Return Head of a Household All Other Cases $1 – 1–39,000 $38,000 1–29,250 $1 – 1–19,500 50 $28,500 39,001–42,500 $1 – 29,251–31,875 $19,000 50% 19,501–21,250 20 $38,001 – 42,501–65,000 $41,000 31,876–48,750 $28,501 – $30,750 $19,001 – $20,500 20% $41,001 – $63,000 $30,751 – $47,250 $20,501 – $31,500 10% 21,251–32,500 10 Over $63,000 65,000 Over $47,250 48,750 Over $31,500 0% 32,500 0 *Adjusted gross income (AGI) includes foreign earned income and income from Guam, America Samoa, North Mariana Islands, and Puerto Rico. AGI limits are subject to cost-of-living adjustments each year.

Tax Credit for Contributions. You may be eligible to receive a tax credit for your Xxxx XXX contributions. This credit may not exceed $1,000 in a given year. You may be eligible for this tax credit if you are: • are  age 18 or older as of the close of the taxable year, •  not a dependent of another taxpayer, and •  not a full-time full‐time student. The credit is based upon your income (see chart below), and will range from 0 to 50 percent of eligible contributions. In order to determine the amount of your contributions, add all of the contributions made to your Xxxx XXX and reduce these contributions by any distributions that you have taken during the testing period. The testing period begins two years prior to the year for which the credit is sought and ends on the tax return due date (including extensions) for the year for which the credit is sought. In order to determine your tax credit, multiply the applicable percentage from the chart below by the amount of your contributions that do not exceed $2,000. 2017 2019 Adjusted Gross Income* Applicable Percentage Joint Return Head of a Household All Other Cases $1 – 1–38,500 $37,000 1–28,875 $1 – 1–19,250 50 $27,750 38,501–41,500 $1 – 28,876–31,125 $18,500 50% 19,251–20,750 20 $37,001 – 41,501–64,000 $40,000 31,126–48,000 $27,751 – $30,000 $18,501 – $20,000 20% $40,001 – $62,000 $30,001 – $46,500 $20,001 – $31,000 10% 20,751–32,000 10 Over $62,000 64,000 Over $46,500 48,000 Over $31,000 0% 2018 32,000 0 2020 Adjusted Gross Income* Applicable Percentage Joint Return Head of a Household All Other Cases $1 – 1–39,000 $38,000 1–29,250 $1 – 1–19,500 50 $28,500 39,001–42,500 $1 – 29,251–31,875 $19,000 50% 19,501–21,250 20 $38,001 – 42,501–65,000 $41,000 31,876–48,750 $28,501 – $30,750 $19,001 – $20,500 20% $41,001 – $63,000 $30,751 – $47,250 $20,501 – $31,500 10% 21,251–32,500 10 Over $63,000 65,000 Over $47,250 48,750 Over $31,500 0% 32,500 0 *Adjusted gross income (AGI) includes foreign earned income and income from Guam, America Samoa, North Mariana Islands, and Puerto Rico. AGI limits are subject to cost-of-living cost‐of‐living adjustments each year.

Tax Credit for Contributions. You may be eligible to receive a tax credit for your Xxxx XXX contributions. This credit may not exceed $1,000 in a given year. You may be eligible for this tax credit if you are: • are  age 18 or older as of the close of the taxable year, •  not a dependent of another taxpayer, and •  not a full-time student. The credit is based upon your income (see chart below), and will range from 0 to 50 percent of eligible contributions. In order to determine the amount of your contributions, add all of the contributions made to your Xxxx XXX and reduce these contributions by any distributions that you have taken during the testing period. The testing period begins two years prior to the year for which the credit is sought and ends on the tax return due date (including extensions) for the year for which the credit is sought. In order to determine your tax credit, multiply the applicable percentage from the chart below by the amount of your contributions that do not exceed $2,000. 2017 2019 Adjusted Gross Income* Applicable Percentage Joint Return Head of a Household All Other Cases $1 – 1–38,500 $37,000 1–28,875 $1 – 1–19,250 50 $27,750 38,501–41,500 $1 – 28,876–31,125 $18,500 50% 19,251–20,750 20 $37,001 – 41,501–64,000 $40,000 31,126–48,000 $27,751 – $30,000 $18,501 – $20,000 20% $40,001 – $62,000 $30,001 – $46,500 $20,001 – $31,000 10% 20,751–32,000 10 Over $62,000 64,000 Over $46,500 48,000 Over $31,000 0% 2018 32,000 0 2020 Adjusted Gross Income* Applicable Percentage Joint Return Head of a Household All Other Cases $1 – 1–39,000 $38,000 1–29,250 $1 – 1–19,500 50 $28,500 39,001–42,500 $1 – 29,251–31,875 $19,000 50% 19,501–21,250 20 $38,001 – 42,501–65,000 $41,000 31,876–48,750 $28,501 – $30,750 $19,001 – $20,500 20% $41,001 – $63,000 $30,751 – $47,250 $20,501 – $31,500 10% 21,251–32,500 10 Over $63,000 65,000 Over $47,250 48,750 Over $31,500 0% 32,500 0 *Adjusted gross income (AGI) includes foreign earned income and income from Guam, America Samoa, North Mariana Islands, and Puerto Rico. AGI limits are subject to cost-of-living adjustments each year.

Tax Credit for Contributions. You may be eligible to receive a tax credit for your Xxxx XXX contributionsSIMPLE IRA deferrals. This credit may not exceed $1,000 in a given year. You may be eligible for this tax credit if you are: are • age 18 or older as of the close of the taxable year, • not a dependent of another taxpayer, and • not a full-time student. The credit is based upon your income (see chart below), and will range from 0 to 50 percent of eligible contributions. In order to determine the amount of your contributions, add all of the contributions deferrals made to your Xxxx XXX SIMPLE IRA and reduce these contributions by any distributions that you may have taken during the testing period. The testing period begins two years prior to the year for which the credit is sought and ends on the tax return due date (including extensions) for the year for which the credit is sought. In order to determine your tax credit, multiply the applicable percentage from the chart below by the amount of your contributions that do not exceed $2,000. 2017 Adjusted Gross Income* Applicable Percentage Joint Return Head of a Household All Other Cases $1 – 1–37,000 $37,000 1–27,750 $1 – 1–18,500 50 $27,750 37,001–40,000 $1 – 27,751–30,000 $18,500 50% 18,501–20,000 20 $37,001 – 40,001–62,000 $40,000 30,001–46,500 $27,751 – $30,000 $18,501 – $20,000 20% $40,001 – $62,000 $30,001 – $46,500 $20,001 – $31,000 10% 20,001–31,000 10 Over $62,000 Over $46,500 Over $31,000 0% 0 2018 Adjusted Gross Income* Applicable Percentage Joint Return Head of a Household All Other Cases $1 – 1–38,000 $38,000 1–28,500 $1 – 1–19,000 50 $28,500 38,001–41,000 $1 – 28,501–30,750 $19,000 50% 19,001–20,500 20 $38,001 – 41,001–63,000 $41,000 30,751–47,250 $28,501 – $30,750 $19,001 – $20,500 20% $41,001 – $63,000 $30,751 – $47,250 $20,501 – $31,500 10% 20,501–31,500 10 Over $63,000 Over $47,250 Over $31,500 0% 0 *Adjusted gross income (AGI) includes foreign earned income and income from Guam, America Samoa, North Mariana Islands, and Puerto Rico. AGI limits are subject to cost-of-living adjustments each year.

Tax Credit for Contributions. You may be eligible to receive a tax credit for your Xxxx XXX contributions. This credit may not exceed $1,000 in a given year. You may be eligible for this tax credit if you are: are • age 18 or older as of the close of the taxable year, • not a dependent of another taxpayer, and • not a full-time student. The credit is based upon your income (see chart below), and will range from 0 to 50 percent of eligible contributions. In order to determine the amount of your contributions, add all of the contributions made to your Xxxx XXX and reduce these contributions by any distributions that you have taken during the testing period. The testing period begins two years prior to the year for which the credit is sought and ends on the tax return due date (including extensions) for the year for which the credit is sought. In order to determine your tax credit, multiply the applicable percentage from the chart below by the amount of your contributions that do not exceed $2,000. 2017 Adjusted Gross Income* Applicable Percentage Joint Return Head of a Household All Other Cases $1 – $1-37,000 $1 – $1-27,750 $1 – 1-18,500 50 $18,500 50% $37,001 – $37,001-40,000 $27,751 – $27,751-30,000 $18,501 – 18,501-20,000 20 $20,000 20% $40,001 – $40,001-62,000 $30,001 – $30,001-46,500 $20,001 – $20,001-31,000 10% 10 Over $62,000 Over $46,500 Over $31,000 0% 0 2018 Adjusted Gross Income* Applicable Percentage Joint Return Head of a Household All Other Cases $1 – $1-38,000 $1 – $1-28,500 $1 – 1-19,000 50 $19,000 50% $38,001 – $38,001-41,000 $28,501 – $28,501-30,750 $19,001 – 19,501-20,500 20 $20,500 20% $41,001 – $41,000-63,000 $30,751 – $30,751-47,250 $20,501 – $20,501-31,500 10% 10 Over $63,000 Over $47,250 Over $31,500 0% 0 *Adjusted gross income (AGI) includes foreign earned income and income from Guam, America Samoa, North Mariana Islands, and Puerto Rico. AGI limits are subject to cost-cost- of-living adjustments each year.

Tax Credit for Contributions. You may be eligible to receive a tax credit for your Xxxx XXX contributionsSIMPLE IRA deferrals. This credit may not exceed $1,000 in a given year. You may be eligible for this tax credit if you are: • are  age 18 or older as of the close of the taxable year, •  not a dependent of another taxpayer, and •  not a full-time student. The credit is based upon your income (see chart below), and will range from 0 to 50 percent of eligible contributions. In order to determine the amount of your contributions, add all of the contributions deferrals made to your Xxxx XXX SIMPLE IRA and reduce these contributions by any distributions that you may have taken during the testing period. The testing period begins two years prior to the year for which the credit is sought and ends on the tax return due date (including extensions) for the year for which the credit is sought. In order to determine your tax credit, multiply the applicable percentage from the chart below by the amount of your contributions that do not exceed $2,000. 2017 Adjusted Gross Income* Applicable Percentage Joint Return Head of a Household All Other Cases $1 – 1–37,000 $37,000 1–27,750 $1 – 1–18,500 50 $27,750 37,001–40,000 $1 – 27,751–30,000 $18,500 50% 18,501–20,000 20 $37,001 – 40,001–62,000 $40,000 30,001–46,500 $27,751 – $30,000 $18,501 – $20,000 20% $40,001 – $62,000 $30,001 – $46,500 $20,001 – $31,000 10% 20,001–31,000 10 Over $62,000 Over $46,500 Over $31,000 0% 0 2018 Adjusted Gross Income* Applicable Percentage Joint Return Head of a Household All Other Cases $1 – 1–38,000 $38,000 1–28,500 $1 – 1–19,000 50 $28,500 38,001–41,000 $1 – 28,501–30,750 $19,000 50% 19,001–20,500 20 $38,001 – 41,001–63,000 $41,000 30,751–47,250 $28,501 – $30,750 $19,001 – $20,500 20% $41,001 – $63,000 $30,751 – $47,250 $20,501 – $31,500 10% 20,501–31,500 10 Over $63,000 Over $47,250 Over $31,500 0% 0 *Adjusted gross income (AGI) includes foreign earned income and income from Guam, America Samoa, North Mariana Islands, and Puerto Rico. AGI limits are subject to cost-of-living adjustments each year.

Tax Credit for Contributions. You may be eligible to receive a tax credit for your Xxxx XXX contributions. This credit may not exceed $1,000 in a given year. You may be eligible for this tax credit if you are: • age 18 or older as of the close of the taxable year, • not a dependent of another taxpayer, and • not a full-time student. The credit is based upon your income (see chart below), and will range from 0 to 50 percent of eligible contributions. In order to determine the amount of your contributions, add all of the contributions made to your Xxxx XXX and reduce these contributions by any distributions that you have taken during the testing period. The testing period begins two years prior to the year for which the credit is sought and ends on the tax return due date (including extensions) for the year for which the credit is sought. In order to determine your tax credit, multiply the applicable percentage from the chart below by the amount of your contributions that do not exceed $2,000. 2017 2019 Adjusted Gross Income* Applicable Percentage Joint Return Head of Household All Other Cases Applicable Percentage $1 – $37,000 - 38,500 $1 – $27,750 - 28,875 $1 – - 19,250 50 $18,500 50% 38,501 - 41,500 $37,001 – 28,876 - 31,125 $40,000 19,251 - 20,750 20 $27,751 – 41,501 - 64,000 $30,000 31,126 - 48,000 $18,501 – $20,000 20% $40,001 – $62,000 $30,001 – $46,500 $20,001 – $31,000 10% 20,751 - 32,000 10 Over $62,000 64,000 Over $46,500 48,000 Over $31,000 0% 2018 32,000 0 2020 Adjusted Gross Income* Applicable Percentage Joint Return Head of Household All Other Cases Applicable Percentage $1 – $38,000 - 39,000 $1 – $28,500 - 29,500 $1 – - 19,500 50 $19,000 50% 39,001 - 42,500 $38,001 – 29,250 - 31,875 $41,000 19,501 - 21,250 20 $28,501 – 42,501 - 65,000 $30,750 31,876 - 48,750 $19,001 – $20,500 20% $41,001 – $63,000 $30,751 – $47,250 $20,501 – $31,500 10% 21,251 - 32,500 10 Over $63,000 65,000 Over $47,250 48,750 Over $31,500 0% 32,500 0 *Adjusted gross income (AGI) includes foreign earned income and income from Guam, America Samoa, North Mariana Islands, and Puerto Rico. AGI limits are subject to cost-of-living adjustments each year.

Tax Credit for Contributions. You may be eligible to receive a tax credit for your Xxxx XXX contributions. This credit may not exceed $1,000 in a given year. You may be eligible for this tax credit if you are: are • age 18 or older as of the close of the taxable year, • not a dependent of another taxpayer, and • not a full-time student. The credit is based upon your income (see chart below), and will range from 0 to 50 percent of eligible contributions. In order to determine the amount of your contributions, add all of the contributions made to your Xxxx XXX and reduce these contributions by any distributions that you have taken during the testing period. The testing period begins two years prior to the year for which the credit is sought and ends on the tax return due date (including extensions) for the year for which the credit is sought. In order to determine your tax credit, multiply the applicable percentage from the chart below by the amount of your contributions that do not exceed $2,000. 2017 2019 Adjusted Gross Income* Applicable Percentage Joint Return Head of a Household All Other Cases $1 – 1–38,500 $37,000 38,501–41,500 $1 – $27,750 $1 – $18,500 50% $37,001 – $40,000 $27,751 – $30,000 $18,501 – $20,000 20% $40,001 – $62,000 $30,001 – $46,500 $20,001 – $31,000 10% 41,501–64,000 Over $62,000 64,000 $1–28,875 $28,876–31,125 $31,126–48,000 Over $46,500 48,000 $1–19,250 $19,251–20,750 $20,751–32,000 Over $31,000 0% 2018 32,000 50 20 10 0 2020 Adjusted Gross Income* Applicable Percentage Joint Return Head of a Household All Other Cases $1 – 1–39,000 $38,000 39,001–42,500 $1 – $28,500 $1 – $19,000 50% $38,001 – $41,000 $28,501 – $30,750 $19,001 – $20,500 20% $41,001 – $63,000 $30,751 – $47,250 $20,501 – $31,500 10% 42,501–65,000 Over $63,000 65,000 $1–29,250 $29,251–31,875 $31,876–48,750 Over $47,250 48,750 $1–19,500 $19,501–21,250 $21,251–32,500 Over $31,500 0% 32,500 50 20 10 0 *Adjusted gross income (AGI) includes foreign earned income and income from Guam, America Samoa, North Mariana Islands, and Puerto Rico. AGI limits are subject to cost-of-living adjustments each year.

Tax Credit for Contributions. You may be eligible to receive a tax credit for your Xxxx XXX contributionsSIMPLE IRA deferrals. This credit may not exceed $1,000 in a given year. You may be eligible for this tax credit if you are: • are  age 18 or older as of the close of the taxable year, •  not a dependent of another taxpayer, and •  not a full-time full‐time student. The credit is based upon your income (see chart below), and will range from 0 to 50 percent of eligible contributions. In order to determine the amount of your contributions, add all of the contributions deferrals made to your Xxxx XXX SIMPLE IRA and reduce these contributions by any distributions that you may have taken during the testing period. The testing period begins two years prior to the year for which the credit is sought and ends on the tax return due date (including extensions) for the year for which the credit is sought. In order to determine your tax credit, multiply the applicable percentage from the chart below by the amount of your contributions that do not exceed $2,000. 2017 2019 Adjusted Gross Income* Applicable Percentage Joint Return Head of a Household All Other Cases $1 – 1–38,500 $37,000 1–28,875 $1 – 1–19,250 50 $27,750 38,501–41,500 $1 – 28,876–31,125 $18,500 50% 19,251–20,750 20 $37,001 – 41,501–64,000 $40,000 31,126–48,000 $27,751 – $30,000 $18,501 – $20,000 20% $40,001 – $62,000 $30,001 – $46,500 $20,001 – $31,000 10% 20,751–32,000 10 Over $62,000 64,000 Over $46,500 48,000 Over $31,000 0% 2018 32,000 0 2020 Adjusted Gross Income* Applicable Percentage Joint Return Head of a Household All Other Cases $1 – 1–39,000 $38,000 1–29,250 $1 – 1–19,500 50 $28,500 39,001–42,500 $1 – 29,251–31,875 $19,000 50% 19,501–21,250 20 $38,001 – 42,501–65,000 $41,000 31,876–48,750 $28,501 – $30,750 $19,001 – $20,500 20% $41,001 – $63,000 $30,751 – $47,250 $20,501 – $31,500 10% 21,251–32,500 10 Over $63,000 65,000 Over $47,250 48,750 Over $31,500 0% 32,500 0 *Adjusted gross income (AGI) includes foreign earned income and income from Guam, America Samoa, North Mariana Islands, and Puerto Rico. AGI limits are subject to cost-of-living cost‐of‐living adjustments each year.

Tax Credit for Contributions. You may be eligible to receive a tax credit for your Xxxx XXX contributionsSIMPLE IRA deferrals. This credit may not exceed $1,000 in a given year. You may be eligible for this tax credit if you are: are • age 18 or older as of the close of the taxable year, • not a dependent of another taxpayer, and • not a full-time student. The credit is based upon your income (see chart below), and will range from 0 to 50 percent of eligible contributions. In order to determine the amount of your contributions, add all of the contributions deferrals made to your Xxxx XXX SIMPLE IRA and reduce these contributions by any distributions that you may have taken during the testing period. The testing period begins two years prior to the year for which the credit is sought and ends on the tax return due date (including extensions) for the year for which the credit is sought. In order to determine your tax credit, multiply the applicable percentage from the chart below by the amount of your contributions that do not exceed $2,000. 2017 Adjusted Gross Income* Applicable Percentage Joint Return Head of a Household All Other Cases $1 – 1–37,000 $37,000 1–27,750 $1 – 1–18,500 50 $27,750 37,001–40,000 $1 – 27,751–30,000 $18,500 50% 18,501–20,000 20 $37,001 – 40,001–62,000 $40,000 30,001–46,500 $27,751 – $30,000 $18,501 – $20,000 20% $40,001 – $62,000 $30,001 – $46,500 $20,001 – $31,000 10% 20,001–31,000 10 Over $62,000 Over $46,500 Over $31,000 0% 0 2018 Adjusted Gross Income* Applicable Percentage Joint Return Head of a Household All Other Cases $1 – 1–38,000 $38,000 1–28,500 $1 – 1–19,000 50 $28,500 38,001–41,000 $1 – 28,501–30,750 $19,000 50% 19,001–20,500 20 $38,001 – 41,001–63,000 $41,000 30,751–47,250 $28,501 – $30,750 $19,001 – $20,500 20% $41,001 – $63,000 $30,751 – $47,250 $20,501 – $31,500 10% 20,501–31,500 10 Over $63,000 Over $47,250 Over $31,500 0% 0 *Adjusted gross income (AGI) includes foreign earned income and income from Guam, America Samoa, North Mariana Islands, and Puerto Rico. AGI limits are subject to cost-of-living cost‑of‑living adjustments each year.

Tax Credit for Contributions. You may be eligible to receive a tax credit for your Xxxx XXX contributions. This credit may not exceed $1,000 in a given year. You may be eligible for this tax credit if you are: are • age 18 or older as of the close of the taxable year, • not a dependent of another taxpayer, and • not a full-time student. The credit is based upon your income (see chart below), and will range from 0 to 50 percent of eligible contributions. In order to determine the amount of your contributions, add all of the contributions made to your Xxxx XXX and reduce these contributions by any distributions that you have taken during the testing period. The testing period begins two years prior to the year for which the credit is sought and ends on the tax return due date (including extensions) for the year for which the credit is sought. In order to determine your tax credit, multiply the applicable percentage from the chart below by the amount of your contributions that do not exceed $2,000. 2017 2019 Adjusted Gross Income* Applicable Percentage Joint Return Head of a Household All Other Cases $1 – 1–38,500 $37,000 1–28,875 $1 – 1–19,250 50 $27,750 38,501–41,500 $1 – 28,876–31,125 $18,500 50% 19,251–20,750 20 $37,001 – 41,501–64,000 $40,000 31,126–48,000 $27,751 – $30,000 $18,501 – $20,000 20% $40,001 – $62,000 $30,001 – $46,500 $20,001 – $31,000 10% 20,751–32,000 10 Over $62,000 64,000 Over $46,500 48,000 Over $31,000 0% 2018 32,000 0 2020 Adjusted Gross Income* Applicable Percentage Joint Return Head of a Household All Other Cases $1 – 1–39,000 $38,000 1–29,250 $1 – 1–19,500 50 $28,500 39,001–42,500 $1 – 29,251–31,875 $19,000 50% 19,501–21,250 20 $38,001 – 42,501–65,000 $41,000 31,876–48,750 $28,501 – $30,750 $19,001 – $20,500 20% $41,001 – $63,000 $30,751 – $47,250 $20,501 – $31,500 10% 21,251–32,500 10 Over $63,000 65,000 Over $47,250 48,750 Over $31,500 0% 32,500 0 *Adjusted gross income (AGI) includes foreign earned income and income from incomefrom Guam, America Samoa, North Mariana Islands, and Puerto Rico. AGI limits are subject to cost-of-living adjustments each year.

Tax Credit for Contributions. You may be eligible to receive a tax credit for your Xxxx XXX contributions. This credit may not exceed $1,000 in a given year. You may be eligible for this tax credit if you are: are • age 18 or older as of the close of the taxable year, • not a dependent of another taxpayer, and • not a full-time student. The credit is based upon your income (see chart below), and will range from 0 to 50 percent of eligible contributions. In order to determine the amount of your contributions, add all of the contributions made to your Xxxx XXX and reduce these contributions by any distributions that you have taken during the testing period. The testing period begins two years prior to the year for which the credit is sought and ends on the tax return due date (including extensions) for the year for which the credit is sought. In order to determine your tax credit, multiply the applicable percentage from the chart below by the amount of your contributions that do not exceed $2,000. 2017 2019 Adjusted Gross Income*‌‌‌‌ Applicable Percentage Joint Return Head of a Household All Other Cases $1–38,500 $1–28,875 $1–19,250 50 $38,501–41,500 $28,876–31,125 $19,251–20,750 20 $41,501–64,000 $31,126–48,000 $20,751–32,000 10 Over $64,000 Over $48,000 Over $32,000 0 2020 Adjusted Gross Income* Applicable Percentage Joint Return Head of a Household All Other Cases $1 – 1–39,000 $37,000 1–29,250 $1 – 1–19,500 50 $27,750 39,001–42,500 $1 – 29,251–31,875 $18,500 50% 19,501–21,250 20 $37,001 – 42,501–65,000 $40,000 31,876–48,750 $27,751 – $30,000 $18,501 – $20,000 20% $40,001 – $62,000 $30,001 – $46,500 $20,001 – $31,000 10% 21,251–32,500 10 Over $62,000 65,000 Over $46,500 48,750 Over $31,000 0% 2018 Adjusted Gross Income* Applicable Percentage Joint Return Head of Household All Other Cases $1 – $38,000 $1 – $28,500 $1 – $19,000 50% $38,001 – $41,000 $28,501 – $30,750 $19,001 – $20,500 20% $41,001 – $63,000 $30,751 – $47,250 $20,501 – $31,500 10% Over $63,000 Over $47,250 Over $31,500 0% 32,500 0 *Adjusted gross income (AGI) includes foreign earned income and income from Guam, America Samoa, North Mariana Islands, and Puerto Rico. AGI limits are subject to cost-of-living adjustments each year.

Tax Credit for Contributions. You may be eligible to receive a tax credit for your Xxxx XXX contributions. This credit may not exceed $1,000 in a given year. You may be eligible for this tax credit if you are: • age Age 18 or older as of the close of the taxable year, • not Not a dependent of another taxpayer, and • not Not a full-time student. The credit is based upon your income (see chart below), and will range from 0 to 50 percent of eligible contributions. In order to determine the amount of your contributions, add all of the contributions contribu- tions made to your Xxxx XXX and reduce these contributions by any distributions that you have taken during the testing period. The testing period begins two years prior to the year for which the credit is sought and ends on the tax return due date (including extensions) for the year for which the credit is sought. In order to determine your tax credit, multiply the applicable percentage from the chart below be- low by the amount of your contributions that do not exceed $2,000. 2017 2019 Adjusted Gross Income* Applicable Percentage Joint Return Head of a Household All Other Cases $1 – 1–38,500 $37,000 1–28,875 $1 – 1–19,250 50 $27,750 38,501–41,500 $1 – 28,876–31,125 $18,500 50% 19,251–20,750 20 $37,001 – 41,501–64,000 $40,000 31,126–48,000 $27,751 – $30,000 $18,501 – $20,000 20% $40,001 – $62,000 $30,001 – $46,500 $20,001 – $31,000 10% 20,751–32,000 10 Over $62,000 64,000 Over $46,500 48,000 Over $31,000 0% 2018 32,000 0 2020 Adjusted Gross Income* Applicable Percentage Joint Return Head of a Household All Other Cases $1 – 1–39,000 $38,000 1–29,250 $1 – 1–19,500 50 $28,500 39,001–42,500 $1 – 29,251–31,875 $19,000 50% 19,501–21,250 20 $38,001 – 42,501–65,000 $41,000 31,876–48,750 $28,501 – $30,750 $19,001 – $20,500 20% $41,001 – $63,000 $30,751 – $47,250 $20,501 – $31,500 10% 21,251–32,500 10 Over $63,000 65,000 Over $47,250 48,750 Over $31,500 0% *32,500 0 * Adjusted gross income (AGI) includes foreign earned income and income from Guam, America Samoa, North Mariana IslandsIs- lands, and Puerto Rico. AGI limits are subject to cost-of-living adjustments each year.

Tax Credit for Contributions. You may be eligible to receive a tax credit for your Xxxx XXX contributionsSIMPLE IRA deferrals. This credit may not exceed $1,000 in a given year. You may be eligible for this tax credit if you are: are • age 18 or older as of the close of the taxable year, • not a dependent of another taxpayer, and • not a full-full time student. The credit is based upon your income (see chart below), and will range from 0 to 50 percent of eligible contributions. In order to determine the amount of your contributions, add all of the contributions deferrals made to your Xxxx XXX SIMPLE IRA and reduce these contributions by any distributions that you may have taken during the testing period. The testing period begins two years prior to the year for which the credit is sought and ends on the tax return due date (including extensions) for the year for which the credit is sought. In order to determine your tax credit, multiply the applicable percentage from the chart below by the amount of your contributions that do not exceed $2,000. 2017 2019 Adjusted Gross Income* Applicable Percentage Joint Return Head of a Household All Other Cases $1 – 1–38,500 $37,000 1–28,875 $1 – 1–19,250 50 $27,750 38,501–41,500 $1 – 28,876–31,125 $18,500 50% 19,251–20,750 20 $37,001 – 41,501–64,000 $40,000 31,126–48,000 $27,751 – $30,000 $18,501 – $20,000 20% $40,001 – $62,000 $30,001 – $46,500 $20,001 – $31,000 10% 20,751–32,000 10 Over $62,000 64,000 Over $46,500 48,000 Over $31,000 0% 2018 32,000 0 2020 Adjusted Gross Income* Applicable Percentage Joint Return Head of a Household All Other Cases $1 – 1–39,000 $38,000 1–29,250 $1 – 1–19,500 50 $28,500 39,001–42,500 $1 – 29,251–31,875 $19,000 50% 19,501–21,250 20 $38,001 – 42,501–65,000 $41,000 31,876–48,750 $28,501 – $30,750 $19,001 – $20,500 20% $41,001 – $63,000 $30,751 – $47,250 $20,501 – $31,500 10% 21,251–32,500 10 Over $63,000 65,000 Over $47,250 48,750 Over $31,500 0% 32,500 0 *Adjusted gross income (AGI) includes foreign earned income and income from Guam, America Samoa, North Mariana Islands, and Puerto Rico. AGI limits are subject to cost-of-living adjustments each year.