Common use of TEN ENT Clause in Contracts

TEN ENT. as tenants by the entireties (Cust) (Minor) JT TEN - as joint tenants with right of under Uniform Gifts to Minors survivorship and not as tenants Act ............................. in common (State) Additional abbreviations may also be used though not in the above list. ________________________________________________________________________________ For Value Received, ____________________ hereby sell, assign and transfer unto PLEASE INSERT SOCIAL SECURITY OR OTHER IDENTIFYING NUMBER OF ASSIGNEE ###-##-#### -------------------------------------- ________________________________________________________________________________ (PLEASE PRINT OR TYPEWRITE NAME AND ADDRESS, INCLUDING ZIP CODE, OF ASSIGNEE) ________________________________________________________________________________ ________________________________________________________________________________ _________________________________________________________________________ Shares of the Common Stock represented by the within Certificate, and do hereby irrevocably constitute and appoint _____________________ attorney-in-fact to transfer the said stock on the books of the within-named Corporation, with full power of substitution in the premises. Dated _____________________________ /s/ PAUL X. XXXX ---------------------------------------------------------------------- ---------------------------------------------------------------------- NOTICE: THE SIGNATURE(S) TO THIS ASSIGNMENT MUST CORRESPOND WITH THE NAME(S) AS WRITTEN UPON THE FACE OF THE CERTIFICATE IN EVERY PARTICULAR, WITHOUT ALTERATION OR ENLARGEMENT OR ANY CHANGE WHATSOEVER. Signature(s) Guaranteed: ________________________________________

TEN ENT. as tenants by the entireties (Cust) (Minor) JT TEN - -- as joint tenants with right of under Uniform Gifts to Minors of survivorship and not as Act............................................ tenants Act ............................. in common (State) Additional abbreviations may also be used though not in the above list. For value received, ________________________________________________________________________________ For Value Received, ____________________ hereby sell, assign and transfer unto PLEASE INSERT SOCIAL SECURITY OR OTHER IDENTIFYING NUMBER OF ASSIGNEE ###-##-#### -------------------------------------- ________________________________________________________________________________ ---------------------------------- ---------------------------------- ----------------------------------------------------------------------- (PLEASE PRINT OR TYPEWRITE NAME AND ADDRESS, INCLUDING ZIP CODE, CODE OF ASSIGNEE) ________________________________________________________________________________ ________________________________________________________________________________ _________________________________________________________________________ Shares ----------------------------------------------------------------------- ----------------------------------------------------------------------- ---------------------------------------------------------------- shares of the Common Stock common stock represented by the within Certificate, and do hereby irrevocably constitute and appoint _____________________ attorney-in-fact --------------------------------------------------------------- Attorney to transfer the said stock on the books of the within-within named Corporation, Corporation with full power of substitution in the premises. Dated _____________________________ /s/ PAUL X. XXXX ---------------------------------------------------------------------- ---------------------------------------------------------------------- --------------------------- --------------------------------------------- NOTICE: THE SIGNATURE(S) SIGNATURE TO THIS THE ASSIGNMENT MUST CORRESPOND WITH THE NAME(S) NAME AS WRITTEN UPON THE FACE OF THE CERTIFICATE IN EVERY PARTICULAR, WITHOUT ALTERATION OR ENLARGEMENT OR ANY CHANGE WHATSOEVER. Signature(s) Guaranteed: ________________________________________WHATEVER.

TEN ENT. as tenants by the entireties (Cust) (Minor) JT TEN - as joint tenants with right of under Uniform Gifts to Minors survivorship and not as Act................................. tenants Act ............................. in common (State) Additional abbreviations may also be used though not in the above list. ________________________________________________________________________________ For Value Receivedvalue received, ____________________ hereby sell, assign and transfer unto PLEASE INSERT SOCIAL SECURITY OR OTHER IDENTIFYING NUMBER OF ASSIGNEE ###-##-#### -------------------------------------- ________________________________________________________________________________ ------------------------------------------ ------------------------------------------ -------------------------------------------------------------------------------- (PLEASE PRINT OR TYPEWRITE NAME AND ADDRESS, INCLUDING ZIP CODE, OF ASSIGNEE) ________________________________________________________________________________ ________________________________________________________________________________ _________________________________________________________________________ -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- ---------------------------------------------------------------------- Shares of the Common Stock common stock represented by the within Certificate, and do hereby irrevocably constitute and appoint _____________________ attorney-in-fact ---------------------------------------------------------------------- Attorney to transfer the said stock on the books of the within-within named Corporation, Company with full power of substitution in the premises. Dated _____________________________ /s/ PAUL X. XXXX ---------------------------------------------------------------------- ---------------------------------------------------------------------- ------------------------ -------------------------------------------- NOTICE: THE SIGNATURE(S) SIGNATURE TO THIS ASSIGNMENT MUST CORRESPOND WITH THE NAME(S) NAME AS WRITTEN UPON THE FACE OF THE CERTIFICATE IN EVERY PARTICULAR, WITHOUT ALTERATION OR ENLARGEMENT OR ANY CHANGE WHATSOEVER. Signature(s) Guaranteed: ________________________________________WHATEVER.

TEN ENT. as tenants by the entireties (Cust) (Minor) JT TEN - -- as joint tenants with right of under Uniform Gifts to Minors survivorship and not as tenants Act ............................. Act..................................... in common (State) Additional abbreviations may also be used though not in the above list. Fro value received, ________________________________________________________________________________ For Value Received, ____________________ hereby sell, assign and transfer unto PLEASE INSERT SOCIAL SECURITY OR OTHER IDENTIFYING NUMBER OF ASSIGNEE ###-##-#### -------------------------------------- ________________________________________________________________________________ --------------------------------------- --------------------------------------- -------------------------------------------------------------------------------- (PLEASE PRINT OR TYPEWRITE NAME AND ADDRESS, INCLUDING ZIP CODE, CODE OF ASSIGNEE) ________________________________________________________________________________ ________________________________________________________________________________ _________________________________________________________________________ Shares -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- -------------------------------------------------------------------------shares of the Common Stock capital stock represented by the within Certificate, and do hereby irrevocably constitute and appoint _____________________ attorney-in-fact -----------------------------------------------------------------------Attorney to transfer the said stock on the books of the within-within named Corporation, Corporation with full power of substitution in the premises. Dated _____________________________ /s/ PAUL X. XXXX ---------------------------------------------------------------------- ---------------------------------------------------------------------- ------------------------------- ----------------------------------------------------------------------- NOTICE: THE SIGNATURE(S) SIGNATURE TO THIS ASSIGNMENT MUST CORRESPOND WITH THE NAME(S) NAME AS WRITTEN UPON THE FACE OF THE CERTIFICATE IN EVERY PARTICULAR, WITHOUT ALTERATION OR ENLARGEMENT OR ANY CHANGE WHATSOEVER. Signature(s) Guaranteed: ________________________________________WHATEVER.

TEN ENT. as tenants by the entireties entireries (Cust) (Minor) JT TEN - as joint tenants with right of under Uniform Gifts to Minors survivorship and not as tenants Act ............................. Act......................... in common (State) Additional abbreviations may also be used though not in the above list. ________________________________________________________________________________ For Value Received, ____________________ value received hereby sell, assign and transfer unto ---------------- PLEASE INSERT SOCIAL SECURITY OR OTHER IDENTIFYING NUMBER OF ASSIGNEE ###-##-#### -------------------------------------- ________________________________________________________________________________ (----------------------------------------------------------------------------- ----------------------------------------------------------------------------- PLEASE PRINT OR TYPEWRITE NAME AND ADDRESS, INCLUDING ZIP CODE, ADDRESS OF ASSIGNEE) ________________________________________________________________________________ ________________________________________________________________________________ _________________________________________________________________________ ASSIGNEE ----------------------------------------------------------------------------- ----------------------------------------------------------------------------- Shares of the Common Stock --------------------------------------------------------------------- represented by the within Certificate, and do hereby irrevocably constitute and appoint _____________________ attorney-in-fact ----------------------------------------------------------------- ----------------------------------------------------------------------------- Attorney to transfer the said stock shares on the books of the within-named Corporation, Corporation with full power of substitution in the premises. Dated _____________________________ /s/ PAUL X. XXXX ---------------------------------------------------------------------- ---------------------------------------------------------------------- Dated, --------------------- In presence of ----------------------------- -------------------------- NOTICE: THE SIGNATURE(S) SIGNATURE TO THIS ASSIGNMENT MUST CORRESPOND WITH THE NAME(S) NAME AS WRITTEN UPON THE FACE OF THE CERTIFICATE IN EVERY PARTICULAR, PARTICULAR WITHOUT ALTERATION OR ENLARGEMENT OR ANY CHANGE WHATSOEVERWHATEVER. Signature(s) Guaranteed: ________________________________________INNES STREET FINANCIAL CORPORATION SALISBURY, NORTH CAROLINA COMMON STOCK CUSIP 45768F 10 3 INCORPORATED UNDER THE LAWS OF THE STATE OF NORTH CAROLINA SEE REVERSE FOR CERTAIN DEFINITIONS This certifies that is the registered owner of

TEN ENT. as tenants by the entireties (Cust) (Minor) JT TEN - as joint tenants with right of under Uniform Gifts to Minors survivorship and not as tenants Act ............................. in common (State) Additional abbreviations may also be used though not in the above list. ________________________________________________________________________________ For Value Received, ____________________ hereby sell, assign and transfer unto PLEASE INSERT SOCIAL SECURITY OR OTHER IDENTIFYING NUMBER OF ASSIGNEE ###-##-#### -------------------------------------- ________________________________________________________________________________ (PLEASE PRINT OR TYPEWRITE NAME AND ADDRESS, INCLUDING ZIP CODE, OF ASSIGNEE) ________________________________________________________________________________ ________________________________________________________________________________ _________________________________________________________________________ Shares of the Common Stock represented by the within Certificate, and do hereby irrevocably constitute and appoint _____________________ attorney-in-fact to transfer the said stock on the books of the within-named Corporation, with full power of substitution in the premises. Dated _____________________________ /s/ PAUL X. XXXX Jamex Xxxx ---------------------------------------------------------------------- ---------------------------------------------------------------------- NOTICE: THE SIGNATURE(S) TO THIS ASSIGNMENT MUST CORRESPOND WITH THE NAME(S) AS WRITTEN UPON THE FACE OF THE CERTIFICATE IN EVERY PARTICULAR, WITHOUT ALTERATION OR ENLARGEMENT OR ANY CHANGE WHATSOEVER. Signature(s) Guaranteed: ________________________________________

TEN ENT. as tenants by the entireties (Cust) (Minor) JT TEN - as joint tenants with right of under Uniform Gifts to Minors survivorship and not as tenants Act ............................. in common (State) Additional abbreviations may also be used though not in the above list. ________________________________________________________________________________ For Value Received, ____________________ hereby sell, assign and transfer unto PLEASE INSERT SOCIAL SECURITY OR OTHER IDENTIFYING NUMBER OF ASSIGNEE ###-##-#### -------------------------------------- ______________________________________ ________________________________________________________________________________ (PLEASE PRINT OR TYPEWRITE NAME AND ADDRESS, INCLUDING ZIP CODE, OF ASSIGNEE) ________________________________________________________________________________ ________________________________________________________________________________ _________________________________________________________________________ Shares of the Common Stock represented by the within Certificate, and do hereby irrevocably constitute and appoint _____________________ attorney-in-fact to transfer the said stock on the books of the within-named Corporation, with full power of substitution in the premises. Dated _____________________________ /s/ PAUL X. XXXX ---------------------------------------------------------------------- ---------------------------------------------------------------------- NOTICE: THE SIGNATURE(S) TO THIS ASSIGNMENT MUST CORRESPOND WITH THE NAME(S) AS WRITTEN UPON THE FACE OF THE CERTIFICATE IN EVERY PARTICULAR, WITHOUT ALTERATION OR ENLARGEMENT OR ANY CHANGE WHATSOEVER. Signature(s) Guaranteed: ________________________________________