Common use of Tenant Insurance Clause in Contracts

Tenant Insurance. Tenant agrees to maintain in full force from the date upon which Tenant first enters the Premises for any reason, throughout the Term of this Lease, and thereafter so long as Tenant is in occupancy of any part of the Premises, (a) a policy of commercial general liability and property damage insurance (including broad form contractual liability, independent contractor’s hazard and completed operations coverage) in at least the amounts of $1,000,000 per occurrence/$3,000,000 aggregate (combined single limit) for property damage, bodily injury or death, or such greater amounts as Landlord in its reasonable discretion shall from time to time request, under which Tenant is named as an insured and Landlord, and, at Landlord’s request, Landlord’s property manager, any Holder, and such other persons as Landlord reasonably may request are named as additional insureds, and under which the insurer agrees to indemnify and hold Landlord and such other additional named insureds harmless from and against all cost, expense and/or liability arising out of or based upon any and all claims, accidents, injuries and damages set forth in Section 10.1 and (b) “all-risk” property insurance on a “replacement cost” basis, insuring Tenant’s Removable Property and any Alterations made by Tenant pursuant to Section 5.2, to the extent that the same have not become the property of Landlord. Tenant may satisfy such insurance requirements by including the Premises in a so-called “blanket” and/or “umbrella” insurance policy, provided that the amount of coverage allocated to the Premises pursuant to a “per location” endorsement shall fulfill the requirements set forth herein. Tenant’s insurance shall be primary to, and not contributory with any insurance carried by Landlord, whose insurance shall be considered excess only. Each policy required hereunder shall be non-cancelable and non-amendable with respect to Landlord and Landlord’s said designees without thirty (30) days’ prior notice, shall be written on an “occurrence” basis. and a duplicate original or certificates thereof satisfactory to Landlord, together with a photocopy of the entire policy, shall be delivered to Landlord. The policies of insurance required to be maintained by Tenant hereunder shall be issued by companies domiciled in the United States and qualified and licensed to conduct business in the state in which the Property is located, and shall be rated A:X or better in the most current issue of Best’s Insurance Reports. Tenant’s insurance policies shall not include deductibles in excess of Twenty-Five Thousand Dollars ($25,000.00).

Tenant Insurance. Tenant agrees to maintain in full force from the date upon which Tenant first enters the Premises for any reason, throughout the Term of this Lease, and thereafter so long as Tenant is in occupancy of any part of the Premises, (a) a policy of commercial general liability and property damage insurance (including broad form contractual liability, independent contractor’s hazard and completed operations coverage) in at least the amounts of $1,000,000 per occurrence/$3,000,000 aggregate (combined single limit) for property damage), bodily injury or death, or such greater amounts as Landlord in its reasonable discretion shall from time to time request, under which fire and extended coverage with Tenant is named as an insured and Landlord, and, at Landlord’s request, Landlord’s property manager, any Holder, and such other persons as Landlord reasonably may request are named as additional insureds, and under which the insurer agrees to indemnify and hold Landlord and such other additional named insureds harmless from and against all cost, expense and/or liability arising out of or based upon any and all claims, accidents, injuries and damages set forth in Section 10.1 and (b) “all-risk” property insurance on a “replacement cost” basis, insuring Tenant’s Removable Property and any Alterations made by Tenant pursuant to Section 5.2, to the extent that the same have not become the property of Landlord. Tenant may satisfy such insurance requirements by including the Premises in a so-called “blanket” and/or “umbrella” insurance policy, provided that the amount of coverage allocated to the Premises pursuant to a “per location” endorsement shall fulfill the requirements set forth herein. Tenant’s insurance shall be primary to, and not contributory with any insurance carried by Landlord, whose insurance shall be considered excess only. Each policy required hereunder shall be non-cancelable and non-amendable with respect to Landlord and Landlord’s said designees without thirty (30) days’ prior notice, shall be written on an “occurrence” basis. , and shall be in at least the amounts of the Initial General Liability Insurance specified in Section 1.1, and a duplicate original or certificates thereof satisfactory to Landlord, together with a photocopy of the entire policy, shall be delivered to Landlord. The All such policies of insurance required to be maintained by Tenant hereunder shall contain a clause that such policy and the coverage evidenced thereby shall be issued primary with respect to any insurance policies carried by companies domiciled in the United States and qualified and licensed to conduct business in the state in which the Property is located, Landlord and shall be obtained from responsible companies qualified to do business and in good standing in the Commonwealth of Massachusetts and rated A:X A- or better in the most current issue of Best’s Insurance Reports. Tenant’s Tenant shall procure and pay for any and all renewals of such insurance from time to time during the term of the Lease and shall provide such renewal policies shall not include deductibles in excess of Twenty-Five Thousand Dollars ($25,000.00)or certificates.

Tenant Insurance. Tenant agrees to maintain in full force from the date upon which Tenant first enters the Premises for any reason, throughout the Term of this Lease, and thereafter so long as Tenant is in occupancy of any part of the Premises, (a) a policy of commercial general liability and property damage insurance (including broad form contractual liability, independent contractor’s hazard and completed operations coverage) in at least the amounts of $1,000,000 per occurrence/$3,000,000 aggregate (combined single limit) for property damage, bodily injury or death, or such greater amounts as Landlord in its reasonable discretion shall from time to time request, under which Tenant is named as an insured and Landlord, and, at Landlord’s request, Landlord’s property manager, any Holder, and such other persons as Landlord reasonably may request are named as additional insureds, and under which the insurer agrees to indemnify and hold Landlord and such other additional named insureds harmless from and against all cost, expense and/or liability arising out of or based upon any and all claims, accidents, injuries and damages set forth in Section 10.1 and (b) “all-risk” property insurance on a “replacement cost” basis, insuring Tenant’s Removable Property and any Alterations made by Tenant pursuant to Section 5.2, to the extent that the same have not become the property of Landlord10.1. Tenant may satisfy such insurance requirements by including the Premises in a so-called “blanket” and/or “umbrella” insurance policy, provided that the amount of coverage allocated to the Premises pursuant to a “per location” endorsement shall fulfill the requirements set forth herein. Tenant’s insurance shall be primary to, and not contributory with any insurance carried by Landlord, whose insurance shall be considered excess only. Each policy required hereunder shall be non-cancelable and non-amendable with respect to Landlord and Landlord’s said designees without thirty (30) days’ prior notice, shall be written on an “occurrence” basis. , and shall be in at least the amounts of the Initial General Liability Insurance specified in Section 1.1 or such greater amounts as Landlord in its reasonable discretion shall from time to time request, and a duplicate original or certificates thereof reasonably satisfactory to Landlord, together with a photocopy of the entire policy, shall be delivered to Landlord. The policies of insurance required to be maintained by Tenant hereunder shall be issued by companies domiciled in the United States and qualified and licensed to conduct business in the state in which the Property is located, and shall be rated A:X or better in the most current issue of Best’s Insurance Reports. Tenant’s insurance policies shall not include deductibles in excess of Twenty-Five Thousand Dollars ($25,000.00).

Tenant Insurance. Tenant agrees to maintain in full force from the date upon which Tenant first enters the Premises for any reason, throughout the Term of this Lease, and thereafter so long as Tenant is in occupancy of any part of the Premises, (a) a policy of commercial general liability and property damage insurance (including broad form contractual liability, independent contractor’s 's hazard and completed operations coverage) in at least the amounts of $1,000,000 per occurrence/$3,000,000 aggregate (combined single limit) for property damage, bodily injury or death, or such greater amounts as Landlord in its reasonable discretion shall from time to time request, under which Tenant is named as an insured and Landlord, and, at Landlord’s request, Landlord’s property manager, any Holder, Agent (and such other persons as are in privity of estate with Landlord reasonably as may request be set out in a notice from time to time) are named as additional insureds, and under which the insurer agrees to indemnify and hold Landlord Landlord, Agent and such other additional named insureds those in privity of estate with Landlord, harmless from and against all cost, expense and/or liability arising out of or based upon any and all claims, accidents, injuries and damages set forth in Section 10.1 and (b) “all-risk” property insurance on a “replacement cost” basis, insuring Tenant’s Removable Property and any Alterations made by Tenant pursuant to Section 5.2, to the extent that the same have not become the property of Landlord10.1. Tenant may satisfy such insurance requirements by including the Premises in a so-called “"blanket” " and/or “"umbrella” " insurance policy, provided that the amount of coverage allocated to the Premises pursuant to a “per location” endorsement shall fulfill the requirements set forth herein. Tenant’s insurance shall be primary to, and not contributory with any insurance carried by Landlord, whose insurance shall be considered excess only. Each policy required hereunder shall be non-cancelable and non-amendable with respect to Landlord Landlord, Agent and Landlord’s 's said designees without thirty (30) days’ ' prior notice, shall be written on an “"occurrence” " basis. , and shall be in at least the amounts of the Initial General Liability Insurance specified in Section 1.1 or such greater amounts as Landlord in its reasonable discretion shall from time to time request, and a duplicate original or certificates thereof satisfactory to Landlord, together with a photocopy of the entire policy, shall be delivered to Landlord. The policies of insurance required to be maintained by Tenant hereunder shall be issued by companies domiciled in the United States and qualified and licensed to conduct business in the state in which the Property is located, and shall be rated A:X or better in the most current issue of Best’s Insurance Reports. Tenant’s insurance policies shall not include deductibles in excess of Twenty-Five Thousand Dollars ($25,000.00).

Tenant Insurance. Tenant agrees to maintain in full force from the date upon which Tenant first enters the Premises for any reason, throughout the Term of this Lease, and thereafter so long as Tenant is in occupancy of any part of the Premises, (a) a policy of commercial general liability and property damage insurance (including broad form contractual liability, independent contractor’s 's hazard and completed operations coverage) in at least the amounts of $1,000,000 per occurrence/$3,000,000 aggregate (combined single limit) for property damage, bodily injury or death, or such greater amounts as Landlord in its reasonable discretion shall from time to time request, under which Tenant is named as an insured and Landlord, and, at Landlord’s request, Landlord’s property manager, any Holder, Agent (and such other persons as are in privity of estate with Landlord reasonably as may request be set out in a notice from time to time) are named as additional insureds, and under which the insurer agrees to indemnify and hold Landlord Landlord, Agent and such other additional named insureds those in privity of estate with Landlord, harmless from and against all cost, expense and/or liability arising out of or based upon any and all claims, accidents, injuries and damages set forth in Section 10.1 and (b) “all-risk” property insurance on a “replacement cost” basis, insuring Tenant’s Removable Property and any Alterations made by Tenant pursuant to Section 5.2, to the extent that the same have not become the property of LandlordSECTION 10.1. Tenant may satisfy such insurance requirements by including the Premises in a so-called “"blanket” " and/or “"umbrella” " insurance policy, provided that the amount of coverage allocated to the Premises pursuant to a “per location” endorsement shall fulfill the requirements set forth herein. Tenant’s insurance shall be primary to, and not contributory with any insurance carried by Landlord, whose insurance shall be considered excess only. Each policy required hereunder shall be non-cancelable and non-amendable with respect to Landlord Landlord, Agent and Landlord’s 's said designees without thirty (30) days’ ' prior notice, shall be written on an “"occurrence” " basis. , and shall be in at least the amounts of the Initial General Liability Insurance specified in SECTION 1.1 or such greater amounts as Landlord in its reasonable discretion shall from time to time request, and a duplicate original or certificates thereof satisfactory to Landlord, together with a photocopy of the entire policy, shall be delivered to Landlord. The policies of insurance required to be maintained by Tenant hereunder shall be issued by companies domiciled in the United States and qualified and licensed to conduct business in the state in which the Property is located, and shall be rated A:X or better in the most current issue of Best’s Insurance Reports. Tenant’s insurance policies shall not include deductibles in excess of Twenty-Five Thousand Dollars ($25,000.00).

Tenant Insurance. Tenant agrees to maintain shall purchase at its own expense and keep in full force during this Lease a policy or policies of (i) "All-risk" property insurance covering its contents (and otherwise resulting from any acts or operations of Tenant); (ii) commercial general liability insurance, including personal injury and property damage, in the date upon which amount of not less than Two Million Dollars ($2,000,000.00) per occurrence and Five Million Dollars ($5,000,000.00) annual general aggregate per location, and comprehensive automobile liability insurance covering Tenant first enters against any losses arising out of liability for personal injuries or deaths of persons and property damage occurring in or about the Premises for any reason, throughout the Term of this Lease, and thereafter so long as Tenant is in occupancy of any part of the Premises, Property; and (iii) Business Interruption Coverage. Said policies shall (a) a policy of commercial general liability name Landlord and property damage insurance (including broad form contractual liability, independent contractor’s hazard and completed operations coverage) in at least the amounts of $1,000,000 per occurrence/$3,000,000 aggregate (combined single limit) for property damage, bodily injury or death, or such greater amounts as Landlord in its reasonable discretion shall from time any party holding an interest to time request, under which Tenant is named as an insured and Landlord, and, at Landlord’s request, Landlord’s property manager, any Holder, and such other persons as Landlord reasonably this Lease may request are named be subordinated as additional insureds, and under which the insurer agrees to indemnify and hold Landlord and such other additional named insureds harmless from and against all cost, expense and/or liability arising out of or based upon any and all claims, accidents, injuries and damages set forth in Section 10.1 and ; (b) “allbe issued by an insurance company with a Best rating of A-risk” property insurance on a “replacement cost” basis, insuring Tenant’s Removable Property X or better and any Alterations made by Tenant pursuant to Section 5.2, to the extent that the same have not become the property of Landlord. Tenant may satisfy such insurance requirements by including the Premises in a so-called “blanket” and/or “umbrella” insurance policy, provided that the amount of coverage allocated to the Premises pursuant to a “per location” endorsement shall fulfill the requirements set forth herein. Tenant’s insurance shall be primary to, and not contributory with any insurance carried by Landlord, whose insurance shall be considered excess only. Each policy required hereunder shall be non-cancelable and non-amendable with respect otherwise reasonably acceptable to Landlord and Landlord’s said designees without thirty (30) days’ prior notice, shall be written on an “occurrence” basis. and a duplicate original or certificates thereof satisfactory to Landlord, together with a photocopy of the entire policy, shall be delivered to Landlord. The policies of insurance required to be maintained by Tenant hereunder shall be issued by companies domiciled in the United States and qualified and licensed to conduct do business in the state in which the Property is located; (c) provide that said insurance shall not be canceled or materially modified unless thirty (30) days' prior written notice shall have been given to Landlord, (d) provide coverage on an occurrence basis; (e) contain a severability of insured parties provision and a cross liability endorsement; (f) be primary, not contributing with, and shall be rated A:X or better in the most current issue of Best’s Insurance Reports. Tenant’s insurance policies shall not include deductibles in excess of Twentycoverage which Landlord may carry; (g) include a fire endorsement. Said policy or policies or, at Landlord's option, Certificate of Insurance on the so-Five Thousand Dollars called "XXXXX" form 27 evidencing said policies, shall be delivered to Landlord by Tenant upon commencement of the Lease and renewals thereof shall be delivered at least thirty ($25,000.00)30) days prior to the expiration of said insurance.

Tenant Insurance. Tenant agrees to shall insure the Project and shall maintain liability and other insurance in full force from the date upon which Tenant first enters the Premises for any reason, throughout the Term of this Leasesuch amounts as may be required by Landlord, and thereafter so long in such amounts as Landlord, in its sole discretion, may deem appropriate. Such insurance shall be for the sole benefit of Landlord and, if required, Landlord's mortgagee. Tenant is shall, at Tenant's expense, obtain and keep in occupancy of any part of the Premises, (a) a policy of force comprehensive or commercial general liability and property damage insurance (including broad form contractual liability, independent contractor’s hazard and completed operations coverage) in at least the amounts of $1,000,000 per occurrence/$3,000,000 aggregate (combined single limit) for property damage, bodily injury or death, or such greater amounts as Landlord in its reasonable discretion shall from time to time request, under which Tenant is named as an insured and Landlord, and, at Landlord’s request, Landlord’s property manager, any Holder, and such other persons as Landlord reasonably may request are named as additional insureds, and under which the insurer agrees to indemnify and hold insuring Landlord and such other additional named insureds harmless from and Tenant against all cost, expense and/or any liability arising out of the ownership, use, occupancy or based upon any maintenance of the Premises and all claimsareas appurtenant thereto, accidentsincluding contractual liability insurance (with respect to Section 7.3 hereof), injuries with insurance companies approved by Landlord and damages set forth having a combined single limit of not less than $1,000,000 per occurrence; together with workers' compensation insurance having limits not less than those required by statute and covering all persons employed by Tenant in Section 10.1 the conduct of its operations at the Premises and employers' liability insurance coverage in the amount of at least $1,000,000; together with "all risk" property insurance covering damage to or loss of personal property, fixtures and equipment of Tenant in such amounts as a prudent tenant of comparable size and in a comparable business would deem necessary and appropriate. Tenant shall cause Landlord to be named as an additional insured under such policies and shall, not less than twenty (20) days prior to (a) the Commencement Date, and (b) “all-risk” property the expiration of old policies, furnish Landlord with certificates of insurance on a “replacement cost” basis, insuring Tenant’s Removable Property and any Alterations made with loss payable clauses satisfactory to Landlord. All insurance to be maintained by Tenant pursuant to Section 5.2shall, to the extent that the same have not become the property of Landlord. Tenant may satisfy such insurance requirements by including the Premises in a so-called “blanket” and/or “umbrella” insurance policyexcept for workers' compensation and employers' liability insurance, provided that the amount of coverage allocated to the Premises pursuant to a “per location” endorsement shall fulfill the requirements set forth herein. Tenant’s insurance shall be primary to, and not contributory with over any insurance carried by Landlord, whose . The limit of such insurance shall not, however, limit the liability of Tenant hereunder. Tenant may carry such insurance under a blanket policy, provided such insurance has a Landlord's protective liability endorsement attached thereto. If Tenant fails to procure and maintain said insurance, Landlord may, but shall not be considered excess onlyrequired to, procure and maintain same, but at the expense of Tenant. Each No policy required hereunder shall be non-cancelable and non-amendable with respect or subject to Landlord and Landlord’s said designees without reduction of coverage except after thirty (30) days’ days prior notice, shall be written on an “occurrence” basis. and a duplicate original or certificates thereof satisfactory notice to Landlord, together with a photocopy of the entire policy, shall be delivered to Landlord. The policies of insurance required to be maintained by Tenant hereunder shall be issued by companies domiciled in the United States and qualified and licensed to conduct business in the state in which the Property is located, and shall be rated A:X or better in the most current issue of Best’s Insurance Reports. Tenant’s insurance policies shall not include deductibles in excess of Twenty-Five Thousand Dollars ($25,000.00).

Tenant Insurance. Tenant agrees to maintain in full force from the date upon which Tenant first enters the Premises for any reason, throughout the Term of this Lease, and thereafter so long as Tenant is in occupancy of any part of the Premises, (a) a policy of commercial general liability and property damage insurance (including broad form contractual liability, independent contractor’s hazard and completed operations coverage) in at least the amounts of $1,000,000 per occurrence/$3,000,000 aggregate (combined single limit) for property damage, bodily injury or death, the Initial General Liability Insurance specified in Section 1.1 or such greater amounts as Landlord in its reasonable discretion shall from time to time request, under which Tenant is named as an insured and Landlord, and, at Landlord’s request, Landlord’s property manager, any Holder, and such other persons as Landlord reasonably may request are named as additional insureds, and under which the insurer agrees to indemnify and hold Landlord and such other additional named insureds harmless from and against all cost, expense and/or liability arising out of or based upon any and all claims, accidents, injuries and damages set forth in Section 10.1 and (b) a policy of “all-risk” property insurance on a “replacement cost” basis, insuring Tenant’s Removable Property and any Alterations made by Tenant pursuant to Section 5.2, to the extent that the same have not become the property of Landlord. Tenant may satisfy such insurance requirements by including the Premises in a so-called “blanket” and/or “umbrella” insurance policy, provided that the amount of coverage allocated to the Premises pursuant to a “per location” endorsement shall fulfill the requirements set forth herein. Tenant’s insurance shall be primary to, and not contributory with any insurance carried by Landlord, whose insurance shall be considered excess only. Each policy required hereunder shall be non-cancelable and non-amendable with respect to Landlord and Landlord’s said designees without thirty (30) days’ prior notice, shall be written on an “occurrence” basis. and a duplicate original or certificates thereof satisfactory to Landlord, together with a photocopy of the entire policy, shall be delivered to Landlord. The policies of insurance required to be maintained by Tenant hereunder shall be issued by companies domiciled in the United States and qualified and licensed to conduct business in the state in which the Property is located, and shall be rated A:X or better in the most current issue of Best’s Insurance Reports. Tenant’s insurance policies shall not include deductibles in excess of Twenty-Five Thousand Dollars ($25,000.005,000.00).

Tenant Insurance. Tenant agrees to maintain shall, at Tenant’s expense, fully insure its property located in full force from the date upon which Tenant first enters the Premises for any reason, throughout the Term of this Lease, against fire and thereafter so long as Tenant is in occupancy of any part of the Premises, (a) a policy of commercial other casualty and shall maintain comprehensive general liability and property damage insurance (including broad form contractual liability, independent contractor’s hazard and completed operations coverage) in at least the amounts of $1,000,000 per occurrence/$3,000,000 aggregate (combined single limit) for property damage, bodily injury or death, or such greater amounts as Landlord in its reasonable discretion shall from time to time request, under which Tenant is named as an insured and Landlord, and, at Landlord’s request, Landlord’s property manager, any Holder, and such other persons as Landlord reasonably may request are named as additional insureds, and under which the insurer agrees to indemnify and hold insuring Landlord and such other additional named insureds harmless from and Tenant against all cost, expense and/or any liability arising out of ownership, use, occupancy or based upon any maintenance of the Premises and all claimsareas appurtenant thereto, accidentsincluding contractual liability insurance (with respect to Section 7.04 hereof), with insurance companies approved by Landlord and with limits of liability of at least $2,000,000 with respect to death of or injuries to one or more persons in any one occurrence, and damages set forth at least $2,000,000 with respect to loss of or damage to property in Section 10.1 any one occurrence. Tenant shall cause Landlord to be named as an additional insured under such policies and shall, not less than twenty (20) days prior to (a) the Commencement Date, and (b) “all-risk” property the expiration of old policies, furnish Landlord with certificates of insurance on a “replacement cost” basiswith loss payable clauses satisfactory to Landlord, insuring Tenant’s Removable Property and any Alterations made by provided, however, that Tenant pursuant shall only be required to Section 5.2, name Landlord as an additional insured to the extent that liability is assumed by Tenant under this Lease or to the same have not become the property extent of Tenant’s indemnity obligations in favor of Landlord. The limit of such insurance shall not, however, limit the liability of Tenant hereunder. Tenant may satisfy carry such insurance requirements by including the Premises in under a so-called “blanket” and/or “umbrella” insurance blanket policy, provided that such insurance has a Landlord’s protective liability endorsement attached thereto. If Tenant fails to procure and maintain said insurance, Landlord may, but shall not be required to, procure and maintain same, but at the amount expense of Tenant. No policy shall be cancelable or subject to reduction of coverage allocated to the Premises pursuant to a “per location” endorsement shall fulfill the requirements set forth herein. Tenant’s insurance shall be primary to, and not contributory with any insurance carried by Landlord, whose insurance shall be considered excess only. Each policy required hereunder shall be non-cancelable and non-amendable with respect to Landlord and Landlord’s said designees without except after thirty (30) days’ days prior notice, shall be written on an “occurrence” basis. and a duplicate original or certificates thereof satisfactory notice to Landlord, together with a photocopy of the entire policy, shall be delivered to Landlord. The policies of insurance required to be maintained by Tenant hereunder shall be issued by companies domiciled in the United States and qualified and licensed to conduct business in the state in which the Property is located, and shall be rated A:X or better in the most current issue of Best’s Insurance Reports. Tenant’s insurance policies shall not include deductibles in excess of Twenty-Five Thousand Dollars ($25,000.00).

Tenant Insurance. (a) The Tenant agrees at its own cost and expense to maintain take out and keep in full force from and effect during the date upon which Tenant first enters the Premises for Term, including any reason, throughout the Term of this Leaserenewal or extension thereof, and thereafter so long in the names of the Tenant, the Landlord and any mortgagee, chargee, or debenture holder that the Landlord may advise and as their respective interests may appear, the following insurance: (i) Insurance on property of every description and kind owned by the Tenant, or for which the Tenant is in occupancy of any part legally liable, or installed by or on behalf of the PremisesTenant and located on the Leased Space, in an amount not less than one hundred percent (a100%) of the full replacement cost thereof, with coverage against, at a policy minimum, fire, earthquake, flood and collapse, as well as standard extended coverage including sprinkler leakages (where applicable). In the event of commercial a dispute as to the amount which comprises full replacement cost, the decision of the Landlord or any mortgagee shall be conclusive; (ii) The landlord and other interested parties are added as an Additional Insured to the Tenant’s general liability policy; (iii) Tenant legal liability insurance for the full replacement cost of the Solar Power System, including loss of use thereof; (iv) Property damage and property damage public liability insurance (including broad form contractual personal liability, independent contractor’s hazard contractual liability to include Severability of Interest, non-owned automobile liability and completed owner's and contractors' protective insurance coverage with respect to the Building and Solar Power System. This coverage shall include the operations coverage) conducted by the Tenant and any other person in at least the amounts Leased Space. Such insurance shall have limits of not less than Two Million Dollars ($1,000,000 per occurrence/$3,000,000 aggregate (combined single limit2,000,000) for bodily injury to any one or more persons, or property damage, bodily injury or death, or and such greater amounts higher limits as the Landlord in its reasonable discretion shall reasonably requires from time to time request, under which time. All such policies shall contain a cross-liability clause; (v) Business interruption insurance in such amount as will reimburse the Tenant is named for direct or indirect loss of earnings attributable to all perils commonly insured or attributable to prevention of access to the Leased Space or the Solar Power System; and (vi) Any other form or forms of insurance as an insured and Landlord, and, at Landlord’s request, Landlord’s property manager, any Holder, and such other persons as the Tenant or the Landlord reasonably may request are named as additional insuredsrequires from time to time, in form, amounts and under for insurance risks against which the insurer agrees to indemnify and hold Landlord and such other additional named insureds harmless from and against all cost, expense and/or liability arising out of or based upon any and all claims, accidents, injuries and damages set forth a prudent party in Section 10.1 and (b) “all-risk” property insurance on a “replacement cost” basis, insuring Tenant’s Removable Property and any Alterations made by Tenant pursuant to Section 5.2, to the extent that the same have not become the property of Landlord. Tenant may satisfy such insurance requirements by including the Premises in a so-called “blanket” and/or “umbrella” insurance policy, provided that the amount of coverage allocated to the Premises pursuant to a “per location” endorsement shall fulfill the requirements set forth herein. Tenant’s insurance shall be primary to, and not contributory with any insurance carried by Landlord, whose insurance shall be considered excess only. Each policy required hereunder shall be non-cancelable and non-amendable with respect to Landlord and Landlord’s said designees without thirty (30) days’ prior notice, shall be written on an “occurrence” basis. and a duplicate original or certificates thereof satisfactory to Landlord, together with a photocopy of the entire policy, shall be delivered to Landlord. The policies of insurance required to be maintained by Tenant hereunder shall be issued by companies domiciled in the United States and qualified and licensed to conduct business in the state in which the Property is located, and shall be rated A:X or better in the most current issue of Best’s Insurance Reports. Tenant’s insurance policies shall not include deductibles in excess of Twenty-Five Thousand Dollars ($25,000.00)comparable circumstances would protect itself.

Tenant Insurance. Tenant agrees to maintain shall purchase at its own expense and keep in full force from the date upon which Tenant first enters the Premises for any reason, throughout the Term during this Lease a policy or policies of this Lease, and thereafter so long as Tenant is in occupancy of any part of the Premises, (a) a policy Special Form Insurance (which insurance shall not exclude flood and earthquake) in the amount of commercial general liability the full replacement cost of Tenant's trade fixtures, merchandise, inventory, personal property, and property damage Tenant's improvements (other than those improvements, if any, made pursuant to SECTION 4 above) and betterments, which insurance shall include an agreed amount endorsement waiving coinsurance; (including broad form b) Commercial General Liability Insurance (which insurance shall not exclude blanket, contractual liability, independent contractor’s hazard and completed operations coverage) in at least the amounts of $1,000,000 per occurrence/$3,000,000 aggregate (combined single limit) for broad form property damage, personal injury, and fire damage) covering the Premises and Tenant's use thereof against claims for bodily injury or deathdeath and property damage, which insurance shall provide coverage on an occurrence basis with a combined single limit of not less than $3,000,000 per occurrence, which limit may be satisfied by any combination of primary and excess or umbrella per occurrence policies; provided, however, aggregate amounts may not be used to satisfy such greater limit; (c) Worker's Compensation insurance in amounts as Landlord in its reasonable discretion required by applicable law; and (d) Business Income Insurance covering rental income of two (2) years. Said policies shall from time to time request, under which Tenant is named as an insured and (i) name Landlord, and, at Landlord’s request, Landlord’s property manager, any HolderAgent, and such other persons as Landlord reasonably any party holding an interest to which this Lease may request are named be subordinated as additional insureds, and under which the insurer agrees to indemnify and hold Landlord and insureds (except that such other additional named insureds harmless from and against all cost, expense and/or liability arising out of or based upon any and all claims, accidents, injuries and damages set forth in Section 10.1 and (b) “all-risk” property insurance on a “replacement cost” basis, insuring Tenant’s Removable Property and any Alterations made by Tenant pursuant to Section 5.2, requirement shall not be applicable to the extent that the same have not become the property of Landlord. Tenant may satisfy such insurance requirements by including the Premises in a so-called “blanket” and/or “umbrella” insurance policy, provided that the amount of coverage allocated to the Premises pursuant to a “per location” endorsement shall fulfill the requirements set forth herein. Tenant’s insurance shall be primary to, and not contributory with any insurance carried by Landlord, whose insurance shall be considered excess only. Each policy required hereunder shall be non-cancelable and non-amendable with respect to Landlord and Landlord’s said designees without thirty (30) days’ prior notice, shall be written on an “occurrence” basis. and a duplicate original or certificates thereof satisfactory to Landlord, together with a photocopy of the entire policy, shall be delivered to Landlord. The policies of worker's compensation insurance required to be maintained by Tenant hereunder shall Tenant), (ii) be issued by companies domiciled in the United States an insurance company with a Best rating of A X or better and qualified otherwise reasonably acceptable to Landlord and licensed to conduct do business in the state in which the Property is located, and shall be rated A:X or better in the most current issue of Best’s Insurance Reports. Tenant’s (iii) provide that said insurance policies shall not include deductibles be materially changed or canceled unless thirty (30) days' prior written notice shall have been given to Landlord, (iv) provide coverage on an occurrence basis; (v) provide coverage for the indemnity obligations of Tenant under this lease; (vi) contain a severability of insured parties provision and across liability endorsement; (vii) be primary, not contributing with, and not in excess of Twentycoverage which Landlord may carry; (viii) include a hostile fire endorsement; and (ix) otherwise be in such form and include such coverages as Landlord may reasonably require. Said policy or policies or, at Landlord's option, Certificate of Insurance on the so-Five Thousand Dollars called "XXXXX" form 27 evidencing said policies, shall be delivered to Landlord by Tenant upon commencement of, the Lease and renewals thereof shall be delivered at least thirty ($25,000.00)30) days prior to the expiration of said insurance. If Tenant fails to carry such insurance and furnish Landlord with such certificates of insurance, Landlord may obtain such insurance on Tenant's behalf and Tenant shall promptly reimburse Landlord therefor.

Tenant Insurance. Tenant agrees to maintain in full force from the date upon which Tenant first enters the Premises for any reason, throughout the Term of this Lease, and thereafter so long as Tenant is in occupancy of any part of the Premises, (a) a policy of commercial general liability and property damage insurance (including broad form contractual liability, independent contractor’s 's hazard and completed operations coverage) in at least the amounts of $1,000,000 3,000,000 per occurrence/$3,000,000 occurrence/$4,000,000 aggregate (combined single limit) for property damage, bodily injury or death, or such commercially reasonably greater amounts as Landlord in its reasonable discretion shall from time to time request, under which Tenant is named as an insured and Landlord, and, at Landlord’s 's request, Landlord’s 's property manager, any Holder, and such other persons as Landlord reasonably may request are named as additional insureds, and under which the insurer agrees to indemnify and hold Landlord and such other additional named insureds harmless from and against all cost, expense and/or liability arising out of or based upon any and all claims, accidents, injuries and damages set forth in Section SECTION 10.1 and (b) “"all-risk” " property insurance on a “"replacement cost” " basis, insuring Tenant’s 's Removable Property and any Alterations made by Tenant pursuant to Section SECTION 5.2, to the extent that the same have not become the property of Landlord. Tenant may satisfy such insurance requirements by including the Premises in a so-called “"blanket” " and/or “"umbrella” " insurance policy, provided that the amount of coverage allocated to the Premises pursuant to a “"per location” " endorsement shall fulfill the requirements set forth herein. Tenant’s 's insurance shall be primary to, and not contributory with any insurance carried by Landlord, whose insurance shall be considered excess only. Each policy required hereunder shall be non-cancelable and non-amendable with respect to Landlord and Landlord’s 's said designees without thirty (30) days’ ' prior notice, shall be written on an “"occurrence” " basis. , and a duplicate original or certificates thereof satisfactory to Landlord, together with a photocopy of the entire policy, shall be delivered to Landlord. The policies of insurance required to be maintained by Tenant hereunder shall be issued by companies domiciled in the United States and qualified and licensed to conduct business in the state in which the Property is located, and shall be rated A:X or better in the most current issue of Best’s 's Insurance Reports. Tenant’s 's insurance policies shall not include deductibles in excess of Twenty-Five Thousand Dollars ($25,000.005,000.00).

Tenant Insurance. Tenant agrees to maintain in full force from the date upon which Tenant first enters the Premises for any reason, throughout the Term of this Lease, and thereafter so long as Tenant is in occupancy of any part of the Premises, (a) a policy of commercial general liability and property damage insurance (including broad form contractual liability, independent contractor’s hazard and completed operations coverage) in at least the amounts of $1,000,000 per occurrence/$3,000,000 aggregate (combined single limit) for property damage, bodily injury or death, or such greater amounts as Landlord in its reasonable discretion shall from time to time request, under which Tenant is named as an insured and Landlord, and, at Landlord’s request, Landlord’s property manager, any Holder, Agent (and such other persons as are in privity of estate with Landlord reasonably as may request be set out in a notice from time to time) are named as additional insureds, and under which the insurer agrees to indemnify and hold Landlord Landlord, Agent and such other additional named insureds those in privity of estate with Landlord, harmless from and against all cost, expense and/or liability arising out of or based upon any and all claims, accidents, injuries and damages set forth in Section 10.1 and (b) “all-risk” property insurance on a “replacement cost” basis, insuring Tenant’s Removable Property and any Alterations made by Tenant pursuant to Section 5.2, to the extent that the same have not become the property of Landlord10.1. Tenant may satisfy such insurance requirements by including the Premises in a so-called “blanket” and/or “umbrella” insurance policy, provided that the amount of coverage allocated to the Premises pursuant to a “per location” endorsement shall fulfill the requirements set forth herein. Tenant’s insurance shall be primary to, and not contributory with any insurance carried by Landlord, whose insurance shall be considered excess only. Each policy required hereunder shall be non-cancelable and non-amendable with respect to Landlord Landlord, Agent and Landlord’s said designees without thirty (30) days’ prior notice, shall be written on an “occurrence” basis. , and shall be in at least the amounts of the Initial General Liability Insurance specified in Section 1.1 or such greater amounts as Landlord in its reasonable discretion shall from time to time request, and a duplicate original or certificates thereof satisfactory to Landlord, together with with, if requested by Landlord, a photocopy of the entire policy, shall be delivered to Landlord. The policies of insurance required to be maintained by Tenant hereunder shall be issued by companies domiciled in the United States and qualified and licensed to conduct business in the state in which the Property is located, and shall be rated A:X or better in the most current issue of Best’s Insurance Reports. Tenant’s insurance policies shall not include deductibles in excess of Twenty-Five Thousand Dollars ($25,000.00).

Tenant Insurance. Tenant agrees to maintain in full force from the ---------------- date upon which Tenant first enters the Premises for any reason, throughout the Term of this Lease, and thereafter so long as Tenant is in occupancy of any part of the Premises, (a) a policy of commercial general liability and property damage insurance (including broad form contractual liability, independent contractor’s 's hazard and completed operations coverage) in at least the amounts of $1,000,000 per occurrence/$3,000,000 aggregate (combined single limit) for property damage, bodily injury or death, or such greater amounts as Landlord in its reasonable discretion shall from time to time request, under which Tenant is named as an insured and Landlord, and, at Landlord’s request, Landlord’s property manager, any Holder, Agent (and such other persons as are in privity of estate with Landlord reasonably as may request be set out in a notice from time to time) are named as additional insureds, and under which the insurer agrees to indemnify and hold Landlord Landlord, Agent and such other additional named insureds those in privity of estate with Landlord, harmless from and against all cost, expense and/or liability arising out of or based upon any and all claims, accidents, injuries and damages set forth in Section 10.1 and (b) “all-risk” property insurance on a “replacement cost” basis, insuring Tenant’s Removable Property and any Alterations made by Tenant pursuant to Section 5.2, to the extent that the same have not become the property of Landlord10.1. Tenant may satisfy such insurance requirements by including the Premises in a so-called “"blanket” " and/or “"umbrella” " insurance policy, provided that the amount of coverage allocated to the Premises pursuant to a “per location” endorsement shall fulfill the requirements set forth herein. Tenant’s insurance shall be primary to, and not contributory with any insurance carried by Landlord, whose insurance shall be considered excess only. Each policy required hereunder shall be non-cancelable and non-amendable with respect to Landlord Landlord, Agent and Landlord’s 's said designees without thirty (30) days’ ' prior notice, shall be written on an “"occurrence” " basis. , and shall be in at least the amounts of the Initial General Liability Insurance specified in Section 1.1 or such greater amounts as Landlord in its reasonable discretion shall from time to time request, and a duplicate original or certificates thereof satisfactory to Landlord, together with a photocopy of the entire policy, shall be delivered to Landlord. The policies of insurance required to be maintained by Tenant hereunder shall be issued by companies domiciled in the United States and qualified and licensed to conduct business in the state in which the Property is located, and shall be rated A:X or better in the most current issue of Best’s Insurance Reports. Tenant’s insurance policies shall not include deductibles in excess of Twenty-Five Thousand Dollars ($25,000.00).

Tenant Insurance. The Tenant agrees to maintain in full force from shall, during the date upon which Tenant first enters the Premises for any reason, throughout the Term entire term of this Lease, at the Tenant's sole cost and thereafter so long as Tenant is in occupancy of any part expense, but for the mutual benefit of the PremisesLandlord and Tenant, (a) a policy of commercial maintain general public liability and insurance against claims for personal injury, death or property damage occurring upon, in or about the entire property described on Exhibit "B" attached hereto and on, in or about the adjoining streets and passageways, such insurance (including broad form contractual liabilityto afford protection to the limit of not less than $500,000 in respect to injury or death to a single person, independent contractor’s hazard and completed operations coverage) in at least to the amounts limit of not less than $1,000,000 per occurrence/$3,000,000 aggregate (in respect to one accident, and the the limit of not less than $100,000 in respect to property damage or a combined single limit) for limit policy not less than $1,000 per occurrence. All policies shall name Landlord and the mortgagee of the property damage, bodily injury or death, or such greater amounts as Landlord in its reasonable discretion shall from time to time request, under which Tenant is named as an insured and Landlord, and, at Landlord’s request, Landlord’s property manager, any Holder, and such other persons as Landlord reasonably may request are named as additional insureds, and under which the insurer agrees to indemnify and hold Landlord and such other additional named insureds harmless from and against all costinsured, expense and/or liability arising out of or based upon any and all claims, accidents, injuries and damages set forth in Section 10.1 and (b) “all-risk” property as their interest may appear. Tenant shall also provide insurance on a “replacement cost” basis, insuring Tenant’s Removable Property and any Alterations made by Tenant pursuant to Section 5.2, coverage to the extent of the full replacement value covering all of Tenant's property, fixtures, equipment, tools, improvements, stock, goods, wares or merchandise, that it may have in or on or about the Demised Premises. Other forms of insurance may be reasonably required to cover future risks against which a prudent Tenant would protect itself. All policies of insurance provided for herein shall be issued by insurance companies with a general nolicy holder's rating of not less than A and a financial rating of AAA, as rated in the most current available "Best's Guide" Insurance Reports, and qualified to do business in the state of Utah. To the extent that Tenant fails to provide the foregoing insurance, either hazard or liability, Tenant shall be responsible to Landlord, as his interest appears, for such damage that would have been insured by said policies but for Tenant's failure to obtain such insurance. The policies for the foregoing insurance shall provide that the same have not become the property of Landlord. Tenant may satisfy such insurance requirements by including the Premises in a so-called “blanket” and/or “umbrella” insurance policy, provided that the amount of coverage allocated proceeds thereof shall be payable to the Premises pursuant Tenant and to a “per location” endorsement shall fulfill the requirements set forth hereinLandlord, as their respective interests may appear. Tenant’s Said required Tenant insurance coverage shall be primary to, and not contributory with any verified to the Landlord by an insurance carried by Landlord, whose carrier in the form of either a certified copy of the policy or other written verification of insurance shall be considered excess only. Each policy required hereunder shall be non-cancelable and non-amendable with respect coverage acceptable to Landlord and Landlord’s said designees without the lending institution for the Demised Premises. Such insurance policies shall provide that Landlord be given thirty (30) days’ days written notice prior notice, shall be written on an “occurrence” basis. and a duplicate original to any cancellation or certificates thereof satisfactory to Landlord, together with a photocopy alteration of the entire any policy, shall be delivered to Landlord. The policies of insurance required to be maintained by Tenant hereunder shall be issued by companies domiciled in the United States and qualified and licensed to conduct business in the state in which the Property is located, and shall be rated A:X or better in the most current issue of Best’s Insurance Reports. Tenant’s insurance policies shall not include deductibles in excess of Twenty-Five Thousand Dollars ($25,000.00).

Tenant Insurance. Tenant agrees to maintain in full force from the ---------------- date upon which Tenant first enters the Premises for any reason, throughout the Term of this Lease, and thereafter so long as Tenant is in occupancy of any part of the Premises, (a) a policy of commercial general liability and property damage insurance (including broad form contractual liability, independent contractor’s 's hazard and completed operations coverage) in at least the amounts of $1,000,000 per occurrence/$3,000,000 aggregate (combined single limit) for property damage, bodily injury or death, or such greater amounts as Landlord in its reasonable discretion shall from time to time request, under which Tenant is named as an insured and Landlord, and, at Landlord’s request, Landlord’s property manager, any Holder, Agent (and such other persons as are in privity of estate with Landlord reasonably as may request be set out in a notice from time to time) are named as additional insureds, and under which the insurer agrees to indemnify and hold Landlord Landlord, Agent and such other additional named insureds those in privity of estate with Landlord, harmless from and against all cost, expense and/or liability arising out of or based upon any and all claims, accidents, injuries and damages set forth in Section 10.1 and (b) “all-risk” property insurance on a “replacement cost” basis, insuring Tenant’s Removable Property and any Alterations made by Tenant pursuant to Section 5.2, to the extent that the same have not become the property of Landlord10.1. Tenant may satisfy such insurance requirements by including the Premises in a so-called “"blanket” " and/or “"umbrella” " insurance policy, provided that the amount of coverage allocated to the Premises pursuant to a “per location” endorsement shall fulfill the requirements set forth herein. Tenant’s insurance shall be primary to, and not contributory with any insurance carried by Landlord, whose insurance shall be considered excess only. Each policy required hereunder shall be non-cancelable and non-non- amendable with respect to Landlord Landlord, Agent and Landlord’s 's said designees without thirty (30) days’ ' prior notice, shall be written on an “"occurrence” " basis. , and shall be in at least the amounts of the Initial General Liability Insurance specified in Section 1.1 or such greater amounts as Landlord in its reasonable discretion shall from time to time request, and a duplicate original or certificates thereof satisfactory to Landlord, together with a photocopy of the entire policy, shall be delivered to Landlord. The policies of insurance required to be maintained by Tenant hereunder shall be issued by companies domiciled in the United States and qualified and licensed to conduct business in the state in which the Property is located, and shall be rated A:X or better in the most current issue of Best’s Insurance Reports. Tenant’s insurance policies shall not include deductibles in excess of Twenty-Five Thousand Dollars ($25,000.00).

Tenant Insurance. The Tenant agrees to maintain shall take out and keep in full force from the date upon which Tenant first enters the Premises for any reason, throughout the Term of this Lease, and thereafter so long as Tenant is in occupancy of any part of the Premises, (a) a policy of commercial comprehensive general liability and property damage insurance, fire insurance (including broad form contractual liability, independent contractor’s hazard and completed operations coverage) in at least the amounts of $1,000,000 per occurrence/$3,000,000 aggregate (combined single limit) for property damage, bodily injury or death, or such greater amounts as Landlord in its reasonable discretion shall from time to time request, under which Tenant is named as an insured and Landlord, and, at Landlord’s request, Landlord’s property manager, any Holder, and such other persons perils as may be reasonably required by the Landlord reasonably may request are named as additional insuredson an occurrence basis with respect to the business carried on, in and under which from the insurer agrees to indemnify Leased Premises and hold Landlord and such other additional named insureds harmless from and against all cost, expense and/or liability arising out of or based upon any and all claims, accidents, injuries and damages set forth in Section 10.1 and (b) “all-risk” property insurance on a “replacement cost” basis, insuring the Tenant’s Removable Property use and any Alterations made by Tenant pursuant to Section 5.2, to the extent that the same have occupancy thereof of not become the property of Landlord. Tenant may satisfy such insurance requirements by including the Premises in a so-called “blanket” and/or “umbrella” insurance policy, provided that the amount of coverage allocated to the Premises pursuant to a “less than $3,000,000 per location” endorsement shall fulfill the requirements set forth herein. Tenant’s occurrence which insurance shall include the Landlord as an additional insured and shall protect the Landlord in respect of claims by the Tenant as if the Landlord were separately insured. All insurance required to be primary to, and not contributory with any insurance carried maintained by Landlord, whose insurance shall be considered excess only. Each policy required the Tenant hereunder shall be non-cancelable on terms and non-amendable with respect insurers that the Landlord has no reasonable objection and shall provide that such insurers shall provide to the Landlord and Landlord’s said designees without thirty (30) days’ prior notice, written notice of cancellation or material alteration of terms. The Tenant shall be written on an “occurrence” basis. and a duplicate original or certificates thereof satisfactory furnish to the Landlord, together with upon request, certificates or other evidence acceptable to the Landlord as to the insurance from time to time required to be effected by the Tenant and its renewal or continuation in force, either by means of a photocopy certified copy of the entire policy, shall be delivered to Landlord. The policy or policies of insurance required to be maintained by Tenant hereunder shall be issued by companies domiciled with all amendments and endorsements or a certificate from the Tenant’s insurer which, in the United States case of comprehensive general liability insurance, shall provide such information as the Landlord reasonably requires. If the Tenant shall fail to take out, renew and qualified keep in force such insurance the Landlord may do so as the agent of the Tenant upon ten (10) days’ written notice and licensed the Tenant shall repay to conduct business in the state in which Landlord any amounts paid by the Property is located, and shall be rated A:X or better in the most current issue of Best’s Insurance Reports. Tenant’s insurance policies shall not include deductibles in excess of Twenty-Five Thousand Dollars ($25,000.00)Landlord as premiums forthwith upon demand.

Tenant Insurance. Tenant agrees to maintain in full force from the date upon which Tenant first enters the Premises for any reason, throughout the Term of this Lease, and thereafter so long as Tenant is in occupancy of any part of the Premises, (a) a policy of commercial general liability and property damage insurance (including broad form contractual liability, independent contractor’s 's hazard and completed operations coverage) in at least the amounts of $1,000,000 per occurrence/$3,000,000 aggregate (combined single limit) for property damage, bodily injury or death, or such greater amounts as Landlord in its reasonable discretion shall from time to time request, under which Tenant is named as an insured and Landlord, and, at Landlord’s 's request, Landlord’s 's property manager, any Holder, and such other persons as Landlord reasonably may request are named as additional insureds, and under which the insurer agrees to indemnify and hold Landlord and such other additional named insureds harmless from and against all cost, expense and/or liability arising out of or based upon any and all claims, accidents, injuries and damages set forth in Section 10.1 and (b) “all-risk” property insurance on a “replacement cost” basis, insuring Tenant’s Removable Property and any Alterations made by Tenant pursuant to Section 5.2, to the extent that the same have not become the property of Landlord10.1. Tenant may satisfy such insurance requirements by including the Premises in a so-called “"blanket” " and/or “"umbrella” " insurance policy, provided that the amount of coverage allocated to the Premises pursuant to a “per location” endorsement shall fulfill the requirements set forth herein. Tenant’s insurance shall be primary to, and not contributory with any insurance carried by Landlord, whose insurance shall be considered excess only. Each policy required hereunder shall be non-cancelable and non-amendable with respect to Landlord and Landlord’s 's said designees without thirty (30) days’ ' prior notice, shall be written on an “"occurrence” " basis. , and shall be in at least the amounts of the Initial General Liability Insurance specified in Section 1.1 or such greater amounts as Landlord in its reasonable discretion shall from time to time request, and a duplicate original or certificates thereof reasonably satisfactory to Landlord, together with a photocopy of the entire policy, shall be delivered to Landlord. The policies of insurance required to be maintained by Tenant hereunder shall be issued by companies domiciled in the United States and qualified and licensed to conduct business in the state in which the Property is located, and shall be rated A:X or better in the most current issue of Best’s Insurance Reports. Tenant’s insurance policies shall not include deductibles in excess of Twenty-Five Thousand Dollars ($25,000.00).