Common use of Termination of Products and Services Clause in Contracts

Termination of Products and Services. Any representative (whether on the accounts, products and ser- vices individually or with multiple representatives) may terminate the accounts, products and services with us acting alone by any method we allow. When you request us, or we require you, to terminate an account, product or service, we may require you to sign or authorize a service form to manage the termination. We may note the termination by placing a “T” (for terminate) in a box on the form. Alternatively, on your request we may agree to man- age the termination of products and services with the assistance of our employees or the use of our computer system (please see Provision 1.f.1)). You agree that you (and not us) are responsible for any actions or transactions on an account, loan, product or service until the ac- count, loan, product or service is terminated. You also agree that if we pay any check or transfer on an account you have with us after the account is terminated, you will reimburse us for the amount of the check or transfer, including any service charges and costs. If you ask us to change an existing account, product or service, you agree we may require you to terminate and start a new account, product, service and number as we allow. To cover our employee’s time and costs, we may require a service charge for multiple terminations and new accounts, products or services (a.k.a. multiple actions) in a calendar year. We may terminate accounts, products, services or your number with us at any time and, without notice for any reason allowed by law, including: 1) the product or service has been discontinued, 2) a request to change a product or service, 3) we are unable to con- tact you, 4) failure to provide required documentation, information or ID, 5) failure to meet a minimum balance for thirty (30) days, 6) exceeding a limit or an amount set by us, 7) inactive or aban- doned products or services, 8) failure to use products or services to justify membership, 9) any lost or stolen check, card or access device, 10) a breach of or unauthorized access to a product or service, 11) overuse of actions on our products or services, 12) business or compliance purposes, 13) to stop or prevent a loss,

Termination of Products and Services. Any representative (whether owner on the accountsa one or multiple owner, products and ser- vices individually trustee or with multiple representatives) fiduciary account, may terminate the accountsaccount(s), products and services with us acting alone by any method we allow. When you request us, or we require you, to terminate termi- nate an account, product or service, we may require you to sign or authorize a service form to manage the termination. We may note the termination by placing a “T” (for terminate) in a box on the form. Alternatively, on your request we may agree to man- age manage the termination termina- tion of products and services with the assistance of our employees or the use of our computer system (please see Provision 1.f.1)). You understand and agree that all ID, photographs, images, film, voice and image recordings, fingerprints and other biometrics obtained when you terminate any product or service are managed by us as explained in Provision 3.b. You agree that you (and not us) are responsible for any actions or transactions on an account, loan, product or service until the ac- count, loan, product or service is terminated. You also agree that if we pay any check or transfer on an account you have with us after the account is terminated, you will reimburse us for the amount of the check or transfer, including any service charges and costs. If you ask us to change an existing account, product or service, you agree we may require you to terminate and start a new account, product, service and number as we allow. To cover our employee’s time and costs, we may require a service charge for multiple terminations termi- nations and new accounts, products or services (a.k.a. multiple actionsac- tions) in a calendar year. We may terminate accounts, products, services or your number with us at any time and, without notice for any reason allowed by law, including: including but not limited to, 1) the product or service has been discontinued, 2) a request to change a product or service, 3) we are unable to con- tact contact you, 4) failure to provide required documentation, information or ID, 5) failure to meet a minimum balance for thirty (30) days, 6) exceeding a limit or an amount set by us, 7) inactive or aban- doned abandoned products or services, 8) failure to use products or services ser- vices to justify membership, 9) any lost or stolen check, card or access ac- cess device, 10) a breach of or unauthorized access to a product or service, 11) overuse of actions on our products or services, 12) business or compliance purposes, 13) to stop or prevent a loss,, 14) potential lack of capacity or victim of undue influence, 15) failure to comply with any term of a contract, 16) funds held or offset per a security interest or lien, 17) account and/or funds held for a dispute or uncertainty, 18) unpaid check(s) or EFT(s) for insufficient funds or stop payment orders, 19) deposited item(s) charged back for nonpayment or a claim, 20) a garnishment, levy or similar legal claim or notice, 21) default on any obligation, 22) chronic dissatisfaction with us, 23) disparaging our reputation, 24) limited to a savings account and voting by mail, 25) ineligibility for member- ship, 26) membership terminated, 27) notification of death, 28) the owner for IRS reporting is removed or deceased, 29) causing us a loss, 30) not voluntarily repaying a loss, 31) anything unethical or unlawful concerning you or your or our business, 32) our belief that an action or transaction may be fraudulent, 33) any alteration, for- xxxx or fraud concerning you or your or our business, 34) any fal- sification or misrepresentation concerning you or your or our busi- ness, 35) any alleged crime concerning you or your or our business, 36) abuse of or threats to anyone associated with us, or 37) any other reason to manage the business of our Credit Union. If we terminate an account, we may deposit the funds into another account you maintain with us, or mail you a check for the balance in the account at an address in our records. If we cannot locate you and it is allowed by law, we may remit the funds to a state as unclaimed property. You understand whether the accounts, loans, products and services are terminated by you or us, once terminated all actions or transactions will be dishonored, not paid, refused, rejected or re- turned. You agree any termination does not release you or any per- son from any service charges, costs, losses, obligations or liabilities incurred on the account, loan, product or service under the MSA or other contract you have with us, as applicable. Finally, you agree if you owe us money and either you or we have terminated an account, we may re-start the account to collect or obtain money owed to us, and may then terminate the account.

Termination of Products and Services. Any representative (whether owner on the accountsa one or multiple owner, products and ser- vices individually trustee or with multiple representatives) fiduciary account, may terminate the accountsaccount(s), products and services with us acting alone by any method we allow. When you request us, or we require you, to terminate termi- nate an account, product or service, we may require you to sign or authorize a service form to manage the termination. We may note the termination by placing a “T” (for terminate) in a box on the form. Alternatively, on your request we may agree to man- age manage the termination termina- tion of products and services with the assistance of our employees or the use of our computer system (please see Provision 1.f.1)). You understand and agree that all ID, photographs, images, film, voice and image recordings, fingerprints and other biometrics obtained when you terminate any product or service are managed by us as explained in Provision 3.b. You agree that you (and not us) are responsible for any actions or transactions on an account, loan, product or service until the ac- count, loan, product or service is terminated. You also agree that if we pay any check or transfer on an account you have with us after the account is terminated, you will reimburse us for the amount of the check or transfer, including any service charges and costs. If you ask us to change an existing account, product or service, you agree we may require you to terminate and start a new account, product, service and number as we allow. To cover our employee’s time and costs, we may require a service charge for multiple terminations termi- nations and new accounts, products or services (a.k.a. multiple actionsac- tions) in a calendar year. We may terminate accounts, products, services or your number with us at any time and, without notice for any reason allowed by law, including: including but not limited to, 1) the product or service has been discontinued, 2) a request to change a product or service, 3) we are unable to con- tact contact you, 4) failure to provide required documentation, information or ID, 5) failure to meet a minimum balance for thirty (30) days, 6) exceeding a limit or an amount set by us, 7) inactive or aban- doned abandoned products or services, 8) failure to use products or services ser- vices to justify membership, 9) any lost or stolen check, card or access ac- cess device, 10) a breach of or unauthorized access to a product or service, 11) overuse of actions on our products or services, 12) business or compliance purposes, 13) to stop or prevent a loss,, 14) potential lack of capacity or victim of undue influence, 15) failure to comply with any term of a contract, 16) funds held or offset per a security interest or lien, 17) account and/or funds held for a dispute or uncertainty, 18) unpaid check(s) or EFT(s) for insufficient funds or stop payment orders, 19) deposited item(s) charged back for nonpayment or a claim, 20) a garnishment, levy or similar legal claim or notice, 21) default on any obligation, 22) chronic dissatis- faction with us, 23) disparaging our reputation, 24) limited to a sav- ings account and voting by mail, 25) ineligibility for membership, 26) membership terminated, 27) notification of death, 28) the owner for IRS reporting is removed or deceased, 29) causing us a loss, 30) not voluntarily repaying a loss, 31) anything unethical or unlawful concerning you or your or our business, 32) our belief that an action or transaction may be fraudulent, 33) any alteration, forgery or fraud concerning you or your or our business, 34) any falsification or mis- representation concerning you or your or our business, 35) any al- leged crime concerning you or your or our business, 36) abuse of or threats to anyone associated with us, or 37) any other reason to manage the business of our Credit Union. If we terminate an account, we may deposit the funds into another account you maintain with us, or mail you a check for the balance in the account at an address in our records. If we cannot locate you and it is allowed by law, we may remit the funds to a state as unclaimed property. You understand whether the accounts, loans, products and services are terminated by you or us, once terminated all actions or transactions will be dishonored, not paid, refused, rejected or re- turned. You agree any termination does not release you or any per- son from any service charges, costs, losses, obligations or liabilities incurred on the account, loan, product or service under the MSA or other contract you have with us, as applicable. Finally, you agree if you owe us money and either you or we have terminated an account, we may re-start the account to collect or obtain money owed to us, and may then terminate the account.

Termination of Products and Services. Any representative (whether owner on the accountsa one or multiple owner, products and ser- vices individually trustee or with multiple representatives) fiduciary ac- count, may terminate the accountsaccount(s), products and services with us acting alone by any method we allow. When you request us, or we require you, to terminate an account, product or service, we may require you to sign or authorize a service form to manage the termination. We may note the termination by placing a “T” (for terminate) in a box on the form. Alternatively, on your request we may agree to man- age manage the termination of products and services with the assistance assis- tance of our employees or the use of our computer system (please see Provision 1.f.11.e.1)). You agree that you (and not us) are responsible for any actions or transactions on an account, loan, product or service until the ac- count, loan, product or service is terminated. You also agree that if we pay any check or transfer on an account you have with us after the account is terminated, you will reimburse us for the amount of the check or transfer, including any service charges fees and costs. If you ask us to change an existing account, product or service, you agree we may require you to terminate and start a new account, product, service and number as we allow. To cover our employeeemploy- ee’s time and costs, we may require charge you a service charge fee for multiple terminations termi- nations and new accounts, products or services (a.k.a. multiple actions) in a calendar year. We may terminate accounts, products, services or your number with us at any time and, without notice for any reason allowed by law, including: 1) the product or service has been discontinued, 2) a request to change a product or service, 3) we are unable to con- tact contact you, 4) failure to provide required documentation, information ID or IDinformation, 5) failure to meet a minimum balance for thirty (30) days, 6) exceeding exceed- ing a limit or an amount set by us, 7) inactive or aban- doned products abandoned prod- ucts or services, 8) failure to use products or services to justify membership, 9) any lost or stolen check, card or access device, 10) a breach of or unauthorized access to a product or service, 11) overuse of actions on our products or services, 12) business or compliance purposes, 13) to stop or prevent a loss,

Termination of Products and Services. Any representative (whether on the accounts, products and ser- vices individually or with multiple representatives) may terminate the accounts, products and services with us acting alone by any method we allow. When you request us, or we require you, to terminate ter- minate an account, product or service, we may require you to sign or authorize a service form to manage the termination. We may note the termination by placing a “T” (for terminate) in a box on the form. Alternatively, on your request we may agree to man- age manage the termination of products and services with the assistance of our employees em- ployees or the use of our computer system (please see Provision 1.f.1)). You understand and agree that all ID, photographs, images, film, voice and image recordings, fingerprints and other biometrics obtained when you terminate any product or service are managed by us as explained in Provision 3.b. You agree that you (and not us) are responsible for any actions or transactions on an account, loan, product or service until the ac- count, loan, product or service is terminated. You also agree that if we pay any check or transfer on an account you have with us after the account is terminated, you will reimburse us for the amount of the check or transfer, including any service charges and costs. If you ask us to change an existing account, product or service, you agree we may require you to terminate and start a new account, product, service and number as we allow. To cover our employee’s time and costs, we may require a service charge for multiple terminations termi- nations and new accounts, products or services (a.k.a. multiple actionsac- tions) in a calendar year. We may terminate accounts, products, services or your number with us at any time and, without notice for any reason allowed by law, including: including but not limited to, 1) the product or service has been discontinued, 2) a request to change a product or service, 3) we are unable to con- tact contact you, 4) failure to provide required documentationdocumen- tation, information or ID, 5) failure to meet a minimum balance for thirty (30) days, 6) exceeding a limit or an amount set by us, 7) inactive or aban- doned abandoned products or services, 8) failure to use products prod- ucts or services to justify membership, 9) any lost or stolen check, card or access device, 10) a breach of or unauthorized access to a product or service, 11) overuse of actions on our products or servicesser- vices, 12) business or compliance purposes, 13) to stop or prevent a loss, 14) potential lack of capacity or victim of undue influence,

Termination of Products and Services. Any representative (whether owner on the accountsa one or multiple owner, products and ser- vices individually trustee or with multiple representatives) fiduciary account, may terminate the accountsaccount(s), products and services with us acting alone by any method we allow. When you request us, or we require you, to terminate an account, product or service, we may require you to sign or authorize a service form to manage the termination. We may note the termination by placing a “T” (for terminate) in a box on the form. AlternativelyAlternative- ly, on your request we may agree to man- age manage the termination of products and services ser- vices with the assistance of our employees or the use of our computer system (please see Provision 1.f.1)). You agree that you (and not us) are responsible for any actions or transactions on an account, loan, product or service until the ac- countaccount, loan, product or service is terminated. You also agree that if we pay any check or transfer on an account you have with us after the account is terminated, you will reimburse us for the amount of the check or transfer, including any service charges and costs. If you ask us to change an existing account, product or service, you agree we may require you to terminate and start a new account, product, service and number as we allow. To cover our employee’s time and costs, we may require a service charge for multiple terminations and new accounts, products or services (a.k.a. multiple actions) in a calendar year. We may terminate accounts, products, services or your number with us at any time and, without notice for any reason allowed by law, including: 1) the product or service has been discontinued, 2) a request to change a product or service, 3) we are unable to con- tact contact you, 4) failure to provide required documentation, information or ID, 5) failure to meet a minimum balance for thirty (30) days, 6) exceeding a limit or an amount set by us, 7) inactive or aban- doned abandoned products or services, 8) failure to use products or services to justify membership, 9) any lost or stolen check, card or access device, 10) a breach of or unauthorized access to a product or service, 11) overuse of actions on our products or services, 12) business or compliance purposes, 13) to stop or prevent a loss, 14) potential lack of capacity or victim of undue influence, 15) failure to comply with any term of a contract, 16) funds held or offset per a security interest or lien, 17) account and/or funds held for a dispute or uncertainty, 18) unpaid check(s) or EFT(s) for insufficient funds or stop payment orders, 19) deposited item(s) charged back for nonpayment or a claim, 20) a garnishment, levy or similar legal claim or notice, 21) default on any obligation, 22) chronic dissatisfaction with us, 23) disparaging our reputation, 24) limited to a savings account and voting by mail,

Termination of Products and Services. Any representative (whether on the accounts, products and ser- vices individually or with multiple representatives) may terminate the accounts, products and services with us acting alone by any method we allow. When you request us, or we require you, to terminate ter- minate an account, product or service, we may require you to sign or authorize a service form to manage the termination. We may note the termination by placing a “T” (for terminate) in a box on the form. Alternatively, on your request we may agree to man- age manage the termination of products and services with the assistance of our employees em- ployees or the use of our computer system (please see Provision 1.f.1)). You understand and agree that all ID, photographs, images, film, voice and image recordings, fingerprints and other biometrics obtained when you terminate any product or service are managed by us as explained in Provision 3.b. You agree that you (and not us) are responsible for any actions or transactions on an account, loan, product or service until the ac- count, loan, product or service is terminated. You also agree that if we pay any check or transfer on an account you have with us after the account is terminated, you will reimburse us for the amount of the check or transfer, including any service charges fees and costs. If you ask us to change an existing account, product or service, you agree we may require you to terminate and start a new account, product, service and number as we allow. To cover our employee’s time and costs, we may require charge you a service charge fee for multiple terminations and new accountsac- counts, products or services (a.k.a. multiple actions) in a calendar year. We may terminate accounts, products, services or your number with us at any time and, without notice for any reason allowed by law, including: including but not limited to, 1) the product or service has been discontinueddis- continued, 2) a request to change a product or service, 3) we are unable to con- tact contact you, 4) failure to provide required documentation, information or ID, 5) failure to meet a minimum balance for thirty (30) days, 6) exceeding a limit or an amount set by us, 7) inactive or aban- doned products or services, 8) failure to use products or services to justify membership, 9) any lost or stolen check, card or access devicede- vice, 10) a breach of or unauthorized access to a product or service, 11) overuse of actions on our products or services, 12) business or compliance purposes, 13) to stop or prevent a loss,

Termination of Products and Services. Any representative (whether owner on the accountsa one or multiple owner, products and ser- vices individually trustee or with multiple representatives) fiduciary account, may terminate the accountsaccount(s), products and services with us acting alone by any method we allow. When you request us, or we require you, to terminate ter- minate an account, product or service, we may require you to sign or authorize a service form to manage the termination. We may note the termination by placing a “T” (for terminate) in a box on the form. Alternatively, on your request we may agree to man- age manage the termination of products and services with the assistance of our employees em- ployees or the use of our computer system (please see Provision 1.f.1)). You understand and agree that all ID, photographs, images, film, voice and image recordings, fingerprints and other biometrics obtained when you terminate any product or service are managed by us as explained in Provision 3.b. You agree that you (and not us) are responsible for any actions or transactions on an account, loan, product or service until the ac- countaccount, loan, product or service is terminated. You also agree that if we pay any check or transfer on an account you have with us after the account is terminated, you will reimburse us for the amount of the check or transfer, including any service charges fees and costs. If you ask us to change an existing account, product or service, you agree we may require you to terminate and start a new account, product, service and number as we allow. To cover our employeeem- ployee’s time and costs, we may require charge you a service charge fee for multiple terminations and new accounts, products or services (a.k.a. multiple mul- tiple actions) in a calendar year. We may terminate accounts, products, services or your number with us at any time and, without notice for any reason allowed by law, including: including but not limited to, 1) the product or service has been discontinued, 2) a request to change a product or service, 3) we are unable to con- tact contact you, 4) failure to provide required documentation, information or ID, 5) failure to meet a minimum balance for thirty (30) days, 6) exceeding a limit or an amount set by us, 7) inactive or aban- doned abandoned products or services, 8) failure to use products or services ser- vices to justify membership, 9) any lost or stolen check, card or access ac- cess device, 10) a breach of or unauthorized access to a product or service, 11) overuse of actions on our products or services, 12) business or compliance purposes, 13) to stop or prevent a loss,, 14) potential lack of capacity or victim of undue influence, 15) failure to comply with any term of a contract, 16) funds held or offset per a security interest or lien, 17) account and/or funds held for a dispute or uncertainty, 18) unpaid check(s) or EFT(s) for insufficient funds or stop payment orders, 19) deposited item(s) charged back for nonpayment or a claim, 20) a garnishment, levy or similar legal claim or notice, 21) default on any obligation, 22) chronic dissatis- faction with us, 23) disparaging our reputation, 24) limited to a sav- ings account and voting by mail, 25) ineligibility for membership, 26) membership terminated, 27) notification of death, 28) the owner for IRS reporting is removed or deceased, 29) causing us a loss, 30) not voluntarily repaying a loss, 31) anything unethical or unlawful concerning you or your or our business, 32) our belief that an action or transaction may be fraudulent, 33) any alteration, forgery or fraud concerning you or your or our business, 34) any falsification or mis- representation concerning you or your or our business, 35) any al- leged crime concerning you or your or our business, 36) abuse of or threats to anyone associated with us, or 37) any other reason to manage the business of our Credit Union. If we terminate an account, we may deposit the funds into another account you maintain with us, or mail you a check for the balance in the account at an address in our records. If we cannot locate you and it is allowed by law, we may remit the funds to a state as unclaimed property. You understand whether the accounts, loans, products and services are terminated by you or us, once terminated all actions or transactions will be dishonored, not paid, refused, rejected or re- turned. You agree any termination does not release you or any per- son from any fees, costs, losses, obligations or liabilities incurred on the account, loan, product or service under the MSA or other contract you have with us, as applicable. Finally, you agree if you owe us money and either you or we have terminated an account, we may re-start the account to collect or obtain money owed to us, and may then terminate the account.

Termination of Products and Services. ‌ Any representative (whether owner on the accountsa one or multiple owner, products and ser- vices individually trustee or with multiple representatives) fiduciary ac- count, may terminate the accountsaccount(s), products and services with us acting alone by any method we allow. When you request us, or we require you, to terminate an account, product or service, we may require you to sign or authorize a service form to manage the termination. We may note the termination by placing a “T” (for terminate) in a box on the form. Alternatively, on your request we may agree to man- age manage the termination of products and services with the assistance assis- tance of our employees or the use of our computer system (please see Provision 1.f.11.e.1)). You agree that you (and not us) are responsible for any actions or transactions on an account, loan, product or service until the ac- count, loan, product or service is terminated. You also agree that if we pay any check or transfer on an account you have with us after the account is terminated, you will reimburse us for the amount of the check or transfer, including any service charges and costs. If you ask us to change an existing account, product or service, you agree we may require you to terminate and start a new account, product, service and number as we allow. To cover our employee’s time and costs, we may require a service charge for multiple terminations and new accounts, products or services (a.k.a. multiple actions) in a calendar year. We may terminate accounts, products, services or your number with us at any time and, without notice for any reason allowed by law, including: 1) the product or service has been discontinued, 2) a request re- quest to change a product or service, 3) we are unable to con- tact contact you, 4) failure to provide required documentation, information ID or IDinformation, 5) failure to meet a minimum balance for thirty (30) days, 6) exceeding a limit or an amount set by us, 7) inactive or aban- doned abandoned products or services, 8) failure to use products or services to justify membership, 9) any lost or stolen check, card or access device, 10) a breach of or unauthorized unauthor- ized access to a product or service, 11) overuse of actions on our products prod- ucts or services, 12) business or compliance purposes, 13) to stop or prevent a loss, 14) the appearance of lack of capacity or victim of undue influence, 15) failure to comply with any term of a contract,

Termination of Products and Services. ‌ Any representative (whether owner on the accountsa one or multiple owner, products and ser- vices individually trustee or with multiple representatives) fiduciary account, may terminate the accountsaccount(s), products and services with us acting alone by any method we allow. When you request us, or we require you, to terminate ter- minate an account, product or service, we may require you to sign or authorize a service form to manage the termination. We may note the termination by placing a “T” (for terminate) in a box on the form. Alternatively, on your request we may agree to man- age manage the termination of products and services with the assistance of our employees em- ployees or the use of our computer system (please see Provision 1.f.1)). You agree that you (and not us) are responsible for any actions or transactions on an account, loan, product or service until the ac- count, loan, product or service is terminated. You also agree that if we pay any check or transfer on an account you have with us after the account is terminated, you will reimburse us for the amount of the check or transfer, including any service charges and costs. If you ask us to change an existing account, product or service, you agree we may require you to terminate and start a new account, product, service and number as we allow. To cover our employee’s time and costs, we may require a service charge for multiple terminations termi- nations and new accounts, products or services (a.k.a. multiple actionsac- tions) in a calendar year. ~ We may terminate accounts, products, services or your number with us at any time and, without notice for any reason allowed by law, including: 1) the product or service has been discontinued, 2) a request to change a product or service, 3) we are unable to con- tact contact you, 4) failure to provide required documentation, information or ID, 5) failure to meet a minimum balance for thirty (30) days, 6) exceeding ex- ceeding a limit or an amount set by us, 7) inactive or aban- doned abandoned products or services, 8) failure to use products or services to justify membership, 9) any lost or stolen check, card or access device, 10) a breach of or unauthorized access to a product or service, 11) overuse of actions on our products or services, 12) business or compliance purposes, 13) to stop or prevent a loss,, 14) potential lack of capacity or victim of undue influence, 15) failure to comply with any term of a contract, 16) funds held or offset per a security interest or lien, 17) account and/or funds held for a dispute or un- certainty, 18) unpaid check(s) or EFT(s) for insufficient funds or stop payment orders, 19) deposited item(s) charged back for non- payment or a claim, 20) a garnishment, levy or similar legal claim or notice, 21) default on any obligation, 22) chronic dissatisfaction with us, 23) disparaging our reputation, 24) limited to a savings ac- count and voting by mail, 25) ineligibility for membership, 26) mem- bership terminated, 27) notification of death, 28) the owner for IRS reporting is removed or deceased, 29) causing us a loss, 30) not voluntarily repaying a loss, 31) anything unethical or unlawful con- cerning you or your or our business, 32) our belief that an action or transaction may be fraudulent, 33) any alteration, forgery or fraud concerning you or your or our business, 34) any falsification or mis- representation concerning you or your or our business, 35) any al- leged crime concerning you or your or our business, 36) abuse of or threats to anyone associated with us, or 37) any other reason to manage the business of our Credit Union. If we terminate an account, we may deposit the funds into another account you maintain with us, or mail you a check for the balance in the account at an address in our records. If we cannot locate you and it is allowed by law, we may remit the funds to a state as unclaimed property. You understand whether the accounts, loans, products and services are terminated by you or us, once terminated all actions or transactions will be dishonored, not paid, refused, rejected or re- turned. You agree any termination does not release you or any per- son from any service charges, costs, losses, obligations or liabilities incurred on the account, loan, product or service under the MSA or other contract you have with us as applicable. Finally, you agree if you owe us money and either you or we have terminated an account, we may re-start the account to collect or obtain money owed to us, and may then terminate the account.

Termination of Products and Services. ‌ Any representative (whether owner on the accountsa one or multiple owner, products and ser- vices individually trustee or with multiple representatives) fiduciary account, may terminate the accountsaccount(s), products and services with us acting alone by any method we allow. When you request us, or we require you, to terminate termi- nate an account, product or service, we may require you to sign or authorize a service form to manage the termination. We may note the termination by placing a “T” (for terminate) in a box on the form. Alternatively, on your request we may agree to man- age manage the termination termina- tion of products and services with the assistance of our employees or the use of our computer system (please see Provision 1.f.11.e.1)). You agree that you (and not us) are responsible for any actions or transactions on an account, loan, product or service until the ac- count, loan, product or service is terminated. You also agree that if we pay any check or transfer on an account you have with us after the account is terminated, you will reimburse us for the amount of the check or transfer, including any service charges and costs. If you ask us to change an existing account, product or service, you agree we may require you to terminate and start a new account, product, service and number as we allow. To cover our employee’s time and costs, we may require a service charge for multiple terminations termi- nations and new accounts, products or services (a.k.a. multiple actionsac- tions) in a calendar year. We may terminate accounts, products, services or your number with us at any time and, without notice for any reason allowed by law, including: 1) the product or service has been discontinued, 2) a request re- quest to change a product or service, 3) we are unable to con- tact contact you, 4) failure to provide required documentation, information ID or IDinformation, 5) failure to meet a minimum balance for thirty (30) days, 6) exceeding a limit or an amount set by us, 7) inactive or aban- doned abandoned products or services, 8) failure to use products or services to justify membership, 9) any lost or stolen check, card or access device, 10) a breach of or unauthorized unauthor- ized access to a product or service, 11) overuse of actions on our products prod- ucts or services, 12) business or compliance purposes, 13) to stop or prevent a loss, 14) the appearance of lack of capacity or victim of undue influence, 15) failure to comply with any term of a contract,

Termination of Products and Services. Any representative (whether owner on the accountsa one or multiple owner, products and ser- vices individually trustee or with multiple representatives) fiduciary account, may terminate the accountsaccount(s), products and services with us acting alone by any method we allow. When you request us, or we require you, to terminate termi- nate an account, product or service, we may require you to sign or authorize a service form to manage the termination. We may note the termination by placing a “T” (for terminate) in a box on the form. Alternatively, on your request we may agree to man- age manage the termination termina- tion of products and services with the assistance of our employees or the use of our computer system (please see Provision 1.f.1)). You understand and agree that all ID, photographs, images, film, voice and image recordings, fingerprints and other biometrics obtained when you terminate any product or service are managed by us as explained in Provision 3.b. You agree that you (and not us) are responsible for any actions or transactions on an account, loan, product or service until the ac- count, loan, product or service is terminated. You also agree that if we pay any check or transfer on an account you have with us after the account is terminated, you will reimburse us for the amount of the check or transfer, including any service charges and costs. If you ask us to change an existing account, product or service, you agree we may require you to terminate and start a new account, product, service and number as we allow. To cover our employee’s time and costs, we may require a service charge for multiple terminations termi- nations and new accounts, products or services (a.k.a. multiple actionsac- tions) in a calendar year. We may terminate accounts, products, services or your number with us at any time and, without notice for any reason allowed by law, including: in- cluding but not limited to, 1) the product or service has been discontinueddiscon- tinued, 2) a request to change a product or service, 3) we are unable to con- tact contact you, 4) failure to provide required documentation, information infor- mation or ID, 5) failure to meet a minimum balance for thirty (30) days, 6) exceeding a limit or an amount set by us, 7) inactive or aban- doned abandoned products or services, 8) failure to use products or services to justify membership, 9) any lost or stolen check, card or access device, 10) a breach of or unauthorized access to a product or service, 11) overuse over- use of actions on our products or services, 12) business or compliance compli- ance purposes, 13) to stop or prevent a loss, 14) potential lack of ca- pacity or victim of undue influence, 15) failure to comply with any term of a contract, 16) funds held or offset per a security interest or lien,