Common use of Terms of the Certificates Clause in Contracts

Terms of the Certificates. ====================== =================== ================ ==================== ================ ================== Initial Proposed Series 1996-2 Principal Pass-Through Ratings by Sale of the Designation Amount Rate S&P and Moody's CUSIP Number Certificates ---------------------- ------------------- ---------------- -------------------- ---------------- ------------------ Class A-1 $ 55,500,000 6.375% AAA/Aaa 80559 AD3 (2) ---------------------- ------------------- ---------------- -------------------- ---------------- ------------------ Class A-2 $ 47,500,000 6.475% AAA/Aaa 80559 AE1 (2) ---------------------- ------------------- ---------------- -------------------- ---------------- ------------------ Class A-3 $ 17,000,000 6.750% AAA/Aaa 80559 AF8 (2) ---------------------- ------------------- ---------------- -------------------- ---------------- ------------------ Class A-4 $ 20,500,000 7.025% AAA/Aaa 80559 AG6 (2) ---------------------- ------------------- ---------------- -------------------- ---------------- ------------------ Class A-5 $ 19,329,000 7.185% AAA/Aaa 80559 AH4 (2) ---------------------- ------------------- ---------------- -------------------- ---------------- ------------------ Class A-6 $278,409,000 5.615% XXX/Xxx 00000 XX0 (2) ---------------------- ------------------- ---------------- -------------------- ---------------- ------------------ Class R N/A N/A (4) N/A (5) ====================== =================== ================ ==================== ================ ==================

Terms of the Certificates. ====================== =================== ================ ==================== ================ ================== Series 1999-1 Initial Proposed Series 1996-2 Principal Pass-Through Ratings by Proposed CUSIP Number Sale of the Designation Principal Rate Ratings by Certificates Amount Rate S&P and Moody's CUSIP Number Certificates and Fitch ---------------------- ------------------- ---------------------- ----------------- ---------------- -------------------- ---------------- ------------------ ---------------------- ---------------------- ----------------- ---------------- ---------------- ------------------ Class A-1 $ 55,500,000 6.375% AAA/Aaa 80559 AD3 AF-1 $80,000,000 %(2) Aaa/AAA 805584 CU 3 (1) ---------------------- ------------------- ---------------------- ----------------- ---------------- -------------------- ---------------- ------------------ ---------------------- ---------------------- ----------------- ---------------- ---------------- ------------------ Class A-2 $ 47,500,000 6.475AF-2 $38,000,000 5.980% AAAAaa/Aaa 80559 AE1 AAA 805584 CV 1 (21) ---------------------- ------------------- ---------------------- ----------------- ---------------- -------------------- ---------------- ------------------ ---------------------- ---------------------- ----------------- ---------------- ---------------- ------------------ Class A-3 $ 17,000,000 6.750AF-3 $35,000,000 6.170% AAAAaa/Aaa 80559 AF8 AAA 805584 CW 9 (21) ---------------------- ------------------- ---------------------- ----------------- ---------------- -------------------- ---------------- ------------------ ---------------------- ---------------------- ----------------- ---------------- ---------------- ------------------ Class A-4 $ 20,500,000 7.025AF-4 $28,000,000 6.350% AAAAaa/Aaa 80559 AG6 AAA 805584 CX 7 (21) ---------------------- ------------------- ---------------------- ----------------- ---------------- -------------------- ---------------- ------------------ ---------------------- ---------------------- ----------------- ---------------- ---------------- ------------------ Class A-5 $ 19,329,000 7.185% AAAAF-5 $17,389,000 6.775%(3) Aaa/Aaa 80559 AH4 AAA 805584 CY 5 (21) ---------------------- ------------------- ---------------------- ----------------- ---------------- -------------------- ---------------- ------------------ ---------------------- ---------------------- ----------------- ---------------- ---------------- ------------------ Class A-6 AF-6 $278,409,000 5.61522,043,000 6.350% XXXXxx/Xxx 00000 XX0 XXX 000000 XX 0 (20) ---------------------- ------------------- ---------------------- ----------------- ---------------- -------------------- ---------------- ------------------ Class R N/A N/A (4) N/A (5) ====================== =================== ================ ==================== ================ ==================---------------------- ---------------------- ----------------- ---------------- ---------------- ------------------

Terms of the Certificates. ====================== =================== ================ ==================== ================ ================== Proposed Initial Proposed Ratings by Series 19962001-2 3 Principal Pass-Through Ratings by Moody's and Sale of the Designation Amount Xxount Rate S&P and Moody's CUSIP Number Certificates ---------------------- ------------------- ---------------- -------------------- ---------------- ------------------ ---------------------------------------------------------------------------------------------------------------- Class A-1 AF-1 $ 55,500,000 6.37563,820,000 (3) Aaa/AAA 805564JV4 (8) ---------------------------------------------------------------------------------------------------------------- Class AF-2 $ 26,600,000 4.00%(4) Aaa/AAA 805564JW2 (8) ---------------------------------------------------------------------------------------------------------------- Class AF-3 $ 29,390,000 4.49%(4) Aaa/AAA 805564JX0 (8) ---------------------------------------------------------------------------------------------------------------- Class AF-4 $ 21,930,000 5.30%(4) Aaa/AAA 805564JY8 (8) ---------------------------------------------------------------------------------------------------------------- Class AF-5 $ 23,150,000 5.91%(4) Aaa/AAA 805564JZ5 (8) ---------------------------------------------------------------------------------------------------------------- Class AF-6 $ 18,320,000 5.49%(4) Aaa/AAA 805564KJ9 (8) ---------------------------------------------------------------------------------------------------------------- Class AV-1 $272,010,000 (3) Aaa/AAA 805564KA8 (8) ---------------------------------------------------------------------------------------------------------------- Class AV-2 $146,780,000 (3) Aaa/AAA 805564KB6 (8) ---------------------------------------------------------------------------------------------------------------- Class A-IO (1) 6.25% AAAAaa/Aaa 80559 AD3 AAA 805564KC4 (2) ---------------------- ------------------- ---------------- -------------------- ---------------- ------------------ 8) ---------------------------------------------------------------------------------------------------------------- Class A-2 $ 47,500,000 6.475% AAA/Aaa 80559 AE1 S-1 (2) ---------------------- ------------------- ---------------- -------------------- ---------------- ------------------ Class A-3 $ 17,000,000 6.750% AAA/Aaa 80559 AF8 (2) ---------------------- ------------------- ---------------- -------------------- ---------------- ------------------ Class A-4 $ 20,500,000 7.025% AAA/Aaa 80559 AG6 (2) ---------------------- ------------------- ---------------- -------------------- ---------------- ------------------ Class A-5 $ 19,329,000 7.185% AAA/Aaa 80559 AH4 (2) ---------------------- ------------------- ---------------- -------------------- ---------------- ------------------ Class A-6 $278,409,000 5.615% XXX/Xxx 00000 XX0 (2) ---------------------- ------------------- ---------------- -------------------- ---------------- ------------------ Class R N/A N/A (4) N/A (5) ====================== =================== ================ ==================== ================ ==================1)

Terms of the Certificates. ====================== =================== ================ ==================== ================ ================== Proposed Initial Proposed Ratings by Series 1996____-2 __ Principal Pass-Through Ratings by Moody's and Sale of the Designation Amount Rate S&P and Moody's Fitch CUSIP Number Certificates ---------------------- ------------------- ---------------- -------------------- ---------------- ------------------ -------------------------------------------------------------------------------------------------------------------- Class A-1 $ 55,500,000 6.375% AAA/Aaa 80559 AD3 (2) ---------------------- ------------------- ---------------- -------------------- ---------------- ------------------ ___ -------------------------------------------------------------------------------------------------------------------- Class A-2 $ 47,500,000 6.475% AAA/Aaa 80559 AE1 (2) ---------------------- ------------------- ---------------- -------------------- ---------------- ------------------ ___ -------------------------------------------------------------------------------------------------------------------- Class A-3 $ 17,000,000 6.750% AAA/Aaa 80559 AF8 (2) ---------------------- ------------------- ---------------- -------------------- ---------------- ------------------ ___ -------------------------------------------------------------------------------------------------------------------- Class A-4 $ 20,500,000 7.025% AAA/Aaa 80559 AG6 (2) ---------------------- ------------------- ---------------- -------------------- ---------------- ------------------ ___ -------------------------------------------------------------------------------------------------------------------- Class A-5 $ 19,329,000 7.185% AAA/Aaa 80559 AH4 (2) ---------------------- ------------------- ---------------- -------------------- ---------------- ------------------ ___ -------------------------------------------------------------------------------------------------------------------- Class A-6 $278,409,000 5.615% XXX/Xxx 00000 XX0 (2) ---------------------- ------------------- ---------------- -------------------- ---------------- ------------------ ___ -------------------------------------------------------------------------------------------------------------------- Class R N/A N/A (4) N/A (5) ====================== =================== ================ ==================== ================ ==================___ -------------------------------------------------------------------------------------------------------------------- Class ___ -------------------------------------------------------------------------------------------------------------------- Class ___ -------------------------------------------------------------------------------------------------------------------- Class ___ -------------------------------------------------------------------------------------------------------------------- Class ___ -------------------------------------------------------------------------------------------------------------------- Class ___ -------------------------------------------------------------------------------------------------------------------- Class ___ -------------------------------------------------------------------------------------------------------------------- Class ___ -------------------------------------------------------------------------------------------------------------------- Class ___ -------------------------------------------------------------------------------------------------------------------- Class ___ --------------------------------------------------------------------------------------------------------------------

Terms of the Certificates. ====================== =================== ================ ==================== ================ ================== Initial Proposed Series 19962000-2 Principal Pass-Through Ratings by CUSIP Number Sale of the Designation Amount Rate S&P and Moody's CUSIP Number Fitch Certificates ---------------------- ------------------- ---------------- -------------------- ---------------- ------------------ -------------------------------------------------------------------------------------------------------------- Class A-1 $ 55,500,000 6.375AF-1 124,170,000 %(2) AAA/AAA 805564 FT 3 (1) -------------------------------------------------------------------------------------------------------------- Class AF-2 63,243,000 7.965% AAA/Aaa 80559 AD3 AAA 805564 FU 0 (1) -------------------------------------------------------------------------------------------------------------- Class AF-3 74,120,000 8.051% AAA/AAA 805564 FV 8 (1) -------------------------------------------------------------------------------------------------------------- Class AF-4 64,425,000 8.234% AAA/AAA 805564 FW 6 (1) -------------------------------------------------------------------------------------------------------------- Class AF-5 52,732,000 8.483% AAA/AAA 805564 FX 4 (1) -------------------------------------------------------------------------------------------------------------- Class AF-6 48,998,000 7.971% AAA/AAA 805564 FY2 (1) -------------------------------------------------------------------------------------------------------------- Class MF-1 26,949,000 8.370% AA/AA 805564 FZ 9 (1) -------------------------------------------------------------------------------------------------------------- Class MF-2 13,964,000 8.664% A/A 805564 GA 3 (1) -------------------------------------------------------------------------------------------------------------- Class BF-1 12,005,000 8.700% BBB/BBB 805564 GB 1 (1) -------------------------------------------------------------------------------------------------------------- Class BF-2 9,554,202 8.700% BB/BB 805564 GC 9 (1) -------------------------------------------------------------------------------------------------------------- Class AV-1 209,767,000 %(2) ---------------------- ------------------- ---------------- -------------------- ---------------- ------------------ Class A-2 $ 47,500,000 6.475% AAA/Aaa 80559 AE1 AAA 805564 GD 7 (1) -------------------------------------------------------------------------------------------------------------- Class MV-1 16,251,000 %(2) ---------------------- ------------------- ---------------- -------------------- ---------------- ------------------ AA/AA 805564 GE 5 (1) -------------------------------------------------------------------------------------------------------------- Class A-3 $ 17,000,000 6.750% AAA/Aaa 80559 AF8 MV-2 12,000,000 %(2) ---------------------- ------------------- ---------------- -------------------- ---------------- ------------------ A/A 805564 GF 2 (1) -------------------------------------------------------------------------------------------------------------- Class A-4 $ 20,500,000 7.025% AAA/Aaa 80559 AG6 BV-1 6,126,000 %(2) ---------------------- ------------------- ---------------- -------------------- ---------------- ------------------ BBB/BBB 805564 GG 0 (1) -------------------------------------------------------------------------------------------------------------- Class A-5 $ 19,329,000 7.185% AAA/Aaa 80559 AH4 BV-2 5,875,798 %(2) ---------------------- ------------------- ---------------- -------------------- ---------------- ------------------ BB/BB 805564 GH 8 (1) -------------------------------------------------------------------------------------------------------------- Class A-6 $278,409,000 5.615A-IO (7) 6.000% XXXAAAr/Xxx 00000 XX0 AAA 805564 GJ 4 (21) ---------------------- ------------------- ---------------- -------------------- ---------------- ------------------ -------------------------------------------------------------------------------------------------------------- Class PF-1 N/A N/A (5) N/A (6) -------------------------------------------------------------------------------------------------------------- Class PV-1 N/A N/A (5) N/A (6) -------------------------------------------------------------------------------------------------------------- Class C N/A N/A (5) N/A (6) -------------------------------------------------------------------------------------------------------------- Class R N/A N/A (45) N/A (56) ====================== =================== ================ ==================== ================ ==================--------------------------------------------------------------------------------------------------------------