Common use of Testing Elections Clause in Contracts

Testing Elections. o 1. The Plan is not subject to ADP or ACP testing. The Plan does not offer Voluntary After-tax or Required After-tax Contributions and it either meets the Safe Harbor provisions of Section VI(I) of this Adoption Agreement, or it does not benefit any Highly Compensated Employees. o 2. This Plan is using the Current Year testing method for purposes of the ADP Test. o 3. This Plan is using the Current Year testing method for purposes of the ACP Test. þ 4. This Plan is using the Prior Year testing method for purposes of the ADP Test. þ 5. This Plan is using the Prior Year testing method for purposes of the ACP Test.

Testing Elections. o 1. The Plan is not subject to ADP or ACP testing. The Plan does not offer Voluntary After-tax or Required After-tax Contributions and it either meets the Safe Harbor provisions of Section VI(I) of this Adoption Agreement, or it does not benefit any Highly Compensated Employees. o 2. This Plan is using the Current Year testing method for purposes of the ADP Test. o 3. This Plan is using the Current Year testing method for purposes of the ACP Test. þ . [x] 4. This Plan is using the Prior Year testing method for purposes of the ADP Test. þ . [x] 5. This Plan is using the Prior Year testing method for purposes of the ACP Test.

Testing Elections. o [x] 1. The Plan is not subject to ADP or ACP testing. The Plan does not offer Voluntary After-tax or Required After-tax Contributions and it either meets the Safe Harbor provisions of Section VI(I) of this Adoption Agreement, or it does not benefit any Highly Compensated Employees. o . [ ] 2. This Plan is using the Current Year testing method for purposes of the ADP Test. o . [ ] 3. This Plan is using the Current Year testing method for purposes of the ACP Test. þ . [ ] 4. This Plan is using the Prior Year testing method for purposes of the ADP Test. þ . [ ] 5. This Plan is using the Prior Year testing method for purposes of the ACP Test.

Testing Elections. o 1. The Plan is not subject to ADP or ACP testing. The Plan does not offer Voluntary After-tax or Required After-tax Contributions and it either meets the Safe Harbor provisions of Section VI(I) VII of this Adoption Agreement, or it does not benefit any Highly Compensated Employees. o x 2. This Plan is using the Current Year testing method for purposes of the ADP Test. o x 3. This Plan is using the Current Year testing method for purposes of the ACP Test. þ o 4. This Plan is using the Prior Year testing method for purposes of the ADP Test. þ o 5. This Plan is using the Prior Year testing method for purposes of the ACP Test.

Testing Elections. o 1. The Plan is not subject to ADP or ACP testing. The Plan does not offer Voluntary After-tax or Required After-tax Contributions and it either meets the Safe Harbor provisions of Section VI(I) of this Adoption Agreement, or it does not benefit any Highly Compensated Employees. o 2. This Plan is using the Current Year testing method for purposes of the ADP Test. o 3. This Plan is using the Current Year testing method for purposes of the ACP Test. þ x 4. This Plan is using the Prior Year testing method for purposes of the ADP Test. þ x 5. This Plan is using the Prior Year testing method for purposes of the ACP Test.