Common use of The Discretionary Investment Management Service Clause in Contracts

The Discretionary Investment Management Service. A discretionary investment management service allows you to delegate responsibility for the day-to-day management of your investments to a professional investment manager. The investment manager has complete discretion (often within agreed limits) to manage and invest your money without referring to you before it deals on your behalf. The True Potential Portfolios discretionary management service is designed to choose the right investments to help you meet your investment objectives. Under this agreement we will make buying and selling decisions on your behalf that we deem suitable for your investment objectives and attitude to risk. You agree that we are authorised to buy, sell and vary the investment funds held within your True Potential Portfolio from time to time, at our absolute discretion, provided that we remain within the objectives of the Portfolio instructed by you. True Potential Investor will keep your portfolio of investments under review and will make any necessary changes by buying and selling investments on your behalf. Please remember that decisions to buy or sell investments within your portfolio will be made by us and will not be referred to you for approval. Any changes to your discretionary portfolio will not take account of your personal tax position. When exercising discretion over the make-up of the clients Portfolio(s), we will ensure that the investments contained within the Portfolio(s) will only invest in non-complex products, therefore the scope of True Potential’s Discretionary Investment Management Service will be limited to FCA authorised unit trusts, Open Ended Investment Companies (OEICs) and Exchange Traded Funds (ETFs). We will not invest in any other types of financial instrument. We may invest your monies into a range of instruments with varying levels of risk. Higher risk and lower risk funds may be purchased for the Portfolio in a balance which meets your risk objective for the Portfolio. Our discretion to manage your portfolio of investments also includes exercising on your behalf any entitlements, rights or benefits arising in connection with the investments. Under this authority we may exercise or refrain from exercising any right conferred by a particular investment such as voting rights or a right to buy, sell, subscribe for, exchange or redeem an investment and we may exercise on your behalf any governance or ownership right conferred by a particular investment. True Potential Portfolios may be compatible with the needs of retail investors who have basic knowledge and understanding of investing who are seeking to grow their investment and are looking to invest for a minimum of three years as either their sole investment, the core of their investment portfolio, or as a component part of their investment portfolio. The service is therefore not suitable for clients who; • Are only planning to invest for three years or less; • Are not confident that they have the knowledge or experience to make an informed investment decision regarding this product; • Require preservation of capital; or • Want to achieve a specified definite return by a specific date. The True Potential Discretionary Investment Management Service invests exclusively in assets available on the TPI Wealth Platform and therefore you agree to have your investments held on the TPI Wealth Platform. Please see your Key Features & Terms and Conditions document for more information on the Wealth Platform and the charges section below for the costs associated with holding your investments on the Wealth Platform. The True Potential Discretionary Management Service is not available for the management of investments on any other Wealth Platform or with any other provider. There are risks involved with investing and it is important that you read and ensure that you understand the associated risks. More information about the risks associated with investing in funds can be found in the Key Investment Information Documents for each investment and, for ease of reference, are summarised in Appendix 1 of this document.

The Discretionary Investment Management Service. A discretionary investment management service allows you to delegate responsibility for the day-to-day management of your investments to a professional investment manager. The investment manager has complete discretion (often within agreed limits) to manage and invest your money without referring to you before it deals on your behalf. The True Potential Portfolios discretionary management service is designed to choose the right investments to help you meet your investment objectives. Under this agreement we will make buying and selling decisions on your behalf that we deem suitable for your investment objectives and attitude to risk. You agree that we are authorised to buy, sell and vary the investment funds held within your True Potential Portfolio from time to time, at our absolute discretion, provided that we remain within the objectives of the Portfolio instructed by you. True Potential Investor will keep your portfolio of investments under review and will make any necessary changes by buying and selling investments on your behalf. Please remember that decisions to buy or sell investments within your portfolio will be made by us and will not be referred to you for approval. Any changes to your discretionary portfolio will not take account of your personal tax position. When exercising discretion over the make-up of the clients Portfolio(s), we will ensure that the investments contained within the Portfolio(s) will only invest in non-complex products, therefore the scope of True Potential’s Discretionary Investment Management Service will be limited to FCA authorised unit trusts, Open Ended Investment Companies (OEICs) and Exchange Traded Funds (ETFs). We will not invest in any other types of financial instrument. We may invest your monies into a range of instruments with varying levels of risk. Higher risk and lower risk funds may be purchased for the Portfolio in a balance which meets your risk objective for the Portfolio. Our discretion to manage your portfolio of investments also includes exercising on your behalf any entitlements, rights or benefits arising in connection with the investments. Under this particular authority we may exercise or refrain from exercising any right conferred by a particular investment such as voting rights or a right to buy, sell, subscribe for, exchange or redeem an investment and we may exercise on your behalf any governance or ownership right conferred by a particular investment. True Potential Portfolios may be compatible with the needs of retail investors who have basic knowledge and understanding of investing who are seeking to grow their investment and are looking to invest for a minimum of three years as either their sole investment, the core of their investment portfolio, or as a component part of their investment portfolio. The service is therefore not suitable for clients who; • Are only planning to invest for three years or less; • Are not confident that they have the knowledge or experience to make an informed investment decision regarding this product; • Require preservation of capital; or • Want to achieve a specified definite return by a specific date. The True Potential Discretionary Investment Management Service invests exclusively in assets available on the TPI Wealth Platform and therefore you agree to have your investments held on the TPI Wealth Platform. Please see your Key Features & Terms and Conditions document for more information on the Wealth Platform and the charges section below for the costs associated with holding your investments on the Wealth Platform. The True Potential Discretionary Management Service is not available for the management of investments on any other Wealth Platform or with any other provider. There are risks involved with investing and it is important that you read and ensure that you understand the associated risks. More information about the risks associated with investing in funds can be found in the Key Investment Information Documents for each investment and, for ease of reference, are summarised in Appendix 1 of this document.

The Discretionary Investment Management Service. A discretionary investment management service allows you to delegate responsibility for the day-to-day management of your investments to a professional investment manager. The investment manager has complete discretion (often within agreed limits) to manage and invest your money without referring to you before it deals on your behalf. The True Potential Portfolios discretionary management service is designed to choose the right investments to help you meet your investment objectives. Under this agreement we will make buying and selling decisions on your behalf that we deem suitable for your investment objectives and attitude to risk. You agree that we are authorised authorized to buy, sell and vary the investment funds held within your True Potential Portfolio from time to time, at our absolute discretion, provided that we remain within the objectives of the Portfolio instructed by you. True Potential Investor Investments will keep your portfolio of investments under review and will make any necessary changes by buying and selling investments on your behalf. Please remember that decisions to buy or sell investments within your portfolio will be made by us and will not be referred to you for approval. Any changes to your discretionary portfolio will not take account of your personal tax position. When exercising discretion over the make-up of the clients Portfolio(s), we will ensure that the investments contained within the Portfolio(s) will only invest in non-complex products, therefore the scope of True Potential’s Discretionary Investment Management Service will be limited to FCA authorised unit trusts, Open Ended Investment Companies (OEICsCompanies(OEICs) and Exchange Traded Funds (ETFsFunds(ETFs). We will not invest in any other types of financial instrument. We may invest your monies into a range of instruments with varying levels of risk. Higher risk and lower risk funds may be purchased for the Portfolio in a balance which meets your risk objective for the Portfolio. Our discretion to manage your portfolio of investments also includes exercising on your behalf any entitlements, rights or benefits arising in connection with the investments. Under this particular authority we may exercise or refrain from exercising any right conferred by a particular investment such as voting rights or a right to buy, sell, subscribe for, exchange or redeem an investment and we may exercise on your behalf any governance or ownership right conferred by a particular investment. True Potential Portfolios may be compatible with the needs of retail investors who have basic knowledge and understanding of investing who are seeking to grow their investment and are looking to invest for a minimum of three years as either their sole investment, the core of their investment portfolio, or as a component part of their investment portfolio. The service is therefore not suitable for clients who; • Are only planning to invest for three years or less; • Are not confident that they have the knowledge or experience to make an informed investment decision regarding this product; • Require preservation of capital; or • Want to achieve a specified definite return by a specific date. The True Potential Discretionary Investment Management Service invests exclusively in assets available on the TPI Wealth Platform and therefore you agree to have your investments held on the TPI Wealth Platform. Please see your Key Features & Terms and Conditions document for more information on the Wealth Platform and the charges section below for the costs associated with holding your investments on the Wealth Platform. The True Potential Discretionary Management Service is not available for the management of investments on any other Wealth Platform or with any other provider. There are risks involved with investing and it is important that you read and ensure that you understand the associated risks. More information about the risks associated with investing in funds can be found in the Key Investment Information Documents for each investment and, for ease of reference, are summarised in Appendix 1 of this document.