Common use of Third Party Accounts Clause in Contracts

Third Party Accounts. With respect to any third-party sites we may enable you to access through the account aggregation service or with respect to any non-Financial Institution accounts you include in the account aggregation service, you agree to the following: • You are solely responsible for maintaining the confidentiality of any username, password or other access credential necessary to access the account aggregation service. Further, you are responsible for all activities that occur in connection with such access credentials, including use of the account aggregation service, all instructions electronically transmitted, or any data or information obtained using your access credentials. Neither we nor our Vendor shall be under any duty to inquire as to the authority or propriety of any instructions given to us or our Vendor by you or via your access credentials and shall be entitled to act upon any such instructions, and neither we nor our Vendor shall be liable for any loss, cost, expense or other liability arising out of any such instructions. Accordingly, you should take steps to protect the confidentiality of your access credentials. As an authorized user of the account aggregation service, you accept full responsibility for the monitoring of your accounts. YOU AGREE TO NOTIFY US IMMEDIATELY IF YOU BECOME AWARE OF ANY UNAUTHORIZED ACTIVITY, DISCLOSURE, LOSS, THEFT OR OTHER UNAUTHORIZED USE OF YOUR ACCESS CREDENTIALS. YOU AGREE TO COOPERATE WITH US IN ANY INVESTIGATION AND AGREE TO TAKE CORRECTIVE MEASURES TO PROTECT YOUR ACCOUNTS FROM FURTHER FRAUDULENT ACTIVITY. • You are solely responsible for all fees charged by the third party in connection with any non- Financial Institution accounts and transactions. You agree to comply with the terms and conditions of those accounts and agree that these Terms do not amend any of those terms and conditions. If you have a dispute or question about any transaction on a non-Financial Institution account, you agree to direct these to the account provider. • Any links to third-party sites that we may provide are for your convenience only, and we nor our Vendors sponsor or endorse those sites. Any third-party services, which you may be able to access through the account aggregation service, are services of the listed institutions and they are solely responsible for their services to you. Neither we nor our Vendors have responsibility for any transactions and inquiries you initiate at third-party sites and are not liable for any damages or costs of any type arising out of or in any way connected with your use of the services of those third parties.

Third Party Accounts. With respect to any third-party sites we may enable you By using Total Look to access through the account aggregation service or with respect to any non-Financial Institution accounts a third party website you include in the account aggregation service, have designated you agree to the following: • You are solely responsible for maintaining the confidentiality of any username, password or other access credential necessary authorize us and our providers to access the account aggregation servicethird party websites and Accounts you designate to retrieve Account Information on your behalf, and you appoint us as your agent for this limited purpose. FurtherYou hereby grant us and our providers as your true and lawful attorney-in-fact, with full power of substitution and re-substitution, for you are responsible and in your name, place and xxxxx, in any and all capacities, to access third party websites, retrieve Account Information, and use your information, for all activities that occur the purpose of accessing your Accounts and operating Total Look, with full power and authority to do and perform each and every act and thing requisite and necessary to be done in connection with such access credentialsactivities, including use as fully to all intents and purposes as you might or could do in person. You represent that you are a legal owner of the account aggregation service, all instructions electronically transmitted, or any data or information obtained using your access credentials. Neither we nor our Vendor shall be under any duty to inquire as to Accounts at third party websites which you include in Total Look and that you have the authority or propriety of any instructions given to (i) designate us or our Vendor by you or via as your access credentials agent, (ii) use Total Look and shall be entitled to act upon any such instructions(iii) give us your passwords, usernames, and neither we nor our Vendor shall be liable for any loss, cost, expense or all other liability arising out of any such instructions. Accordingly, information you should take steps to protect the confidentiality of your access credentials. As an authorized user of the account aggregation service, you accept full responsibility for the monitoring of your accountsprovide. YOU AGREE TO NOTIFY US IMMEDIATELY IF YOU BECOME AWARE AND ACKNOWLEDGE THAT WHEN WE ACCESS AND RETRIEVE INFORMATION FROM A THIRD PARTY WEBSITE, WE ACT AS YOUR AGENTS, AND NOT THE AGENTS OR ON BEHALF OF ANY UNAUTHORIZED ACTIVITYTHE THIRD PARTY. Transactions and inquiries you initiate at such a site are not made through, DISCLOSURE, LOSS, THEFT OR OTHER UNAUTHORIZED USE OF YOUR ACCESS CREDENTIALS. YOU AGREE TO COOPERATE WITH US IN ANY INVESTIGATION AND AGREE TO TAKE CORRECTIVE MEASURES TO PROTECT YOUR ACCOUNTS FROM FURTHER FRAUDULENT ACTIVITY. • You are solely responsible and we have no responsibility for all fees charged by the third party in connection with any non- Financial Institution accounts and such transactions. You agree to comply with the terms and conditions of those accounts and agree that these Terms do not amend any of those terms and conditionsaccounts. If you have a dispute or question about any transaction on a non-Financial Institution accountsuch site, you agree to direct these to the account provider. • Any links Third party websites are entitled to third-party sites that we may provide are for your convenience onlyrely on the above authorizations, agency and we nor our Vendors sponsor or endorse those sites. Any third-party services, which you may be able to access through the account aggregation service, are services power of the listed institutions and they are solely responsible for their services to attorney granted by you. Neither we nor our Vendors have responsibility for any transactions Balances shown on Total Look reflect the most recent refresh and inquiries you initiate at third-may not be accurate if a refresh was not successfully completed or the information obtained during the refresh from the third party sites and are is otherwise not liable for any damages accurate or costs of any type arising out of or in any way connected with your use of the services of those third partiescurrent.

Third Party Accounts. With respect to any third-party sites we may enable When you use Total Look to access through a third party website you have designated, you grant us and our Vendors, as your true and lawful attorney-in-fact, with full power of substitution and re-substitution, for you and in your name, place and xxxxx, in any and all capacities, to access third party websites, retrieve Account Information, and use your information, for the account aggregation service limited purpose of accessing your accounts and operating Total Look, with full power and authority to do what is required in connection with those activities, to the full extent that you could do in person. You represent that you are a legal owner of or with respect to any non-Financial Institution otherwise are legally authorized on the accounts at third party websites which you include in the account aggregation service, Total Look and that you agree to the following: • You are solely responsible for maintaining the confidentiality of any username, password or other access credential necessary to access the account aggregation service. Further, you are responsible for all activities that occur in connection with such access credentials, including use of the account aggregation service, all instructions electronically transmitted, or any data or information obtained using your access credentials. Neither we nor our Vendor shall be under any duty to inquire as to have the authority or propriety of any instructions given to (i) designate the Bank as your agent, (ii) use Total Look and (iii) give us or our Vendor by you or via your access credentials and shall be entitled to act upon any such instructionspasswords, usernames, and neither we nor our Vendor shall be liable for any loss, cost, expense or all other liability arising out of any such instructions. Accordingly, information you should take steps to protect the confidentiality of your access credentials. As an authorized user of the account aggregation service, you accept full responsibility for the monitoring of your accountsprovide. YOU AGREE TO NOTIFY US IMMEDIATELY IF YOU BECOME AWARE AND ACKNOWLEDGE THAT WHEN WE ACCESS AND RETRIEVE INFORMATION FROM A THIRD PARTY WEBSITE, WE ACT AS YOUR AGENT, AND NOT THE AGENT OR ON BEHALF OF ANY UNAUTHORIZED ACTIVITY, DISCLOSURE, LOSS, THEFT OR OTHER UNAUTHORIZED USE OF YOUR ACCESS CREDENTIALSTHE THIRD PARTY. YOU AGREE TO COOPERATE WITH US IN ANY INVESTIGATION AND AGREE TO TAKE CORRECTIVE MEASURES TO PROTECT YOUR ACCOUNTS FROM FURTHER FRAUDULENT ACTIVITY. • You are solely responsible We have no responsibility for all fees charged by the transactions and inquiries that you initiate at any third party in connection with any non- Financial Institution accounts and transactionswebsite. You agree to comply with the terms and conditions of those non-BMO Xxxxxx accounts and that you include in Total Look. You agree that these Terms do not amend to direct any of those terms and conditions. If you have a dispute disputes or question questions about any transaction on a non-Financial Institution account, you agree to direct these any third party website to the account provider. • Any links The owners and operators of third party websites are entitled to third-rely on the authorizations, agency and power of attorney that you have provided above. The balances that we display on Total Look reflect the most recent refresh and may not be accurate if a refresh was not successfully completed or the information obtained during the refresh from the third party sites is otherwise not accurate or current. Alert Notifications include both Security Alerts that we may provide are send automatically and Account Notifications that you can sign up to receive for your convenience only, and we nor our Vendors sponsor or endorse those siteseligible Accounts. Any third-party services, which you may be able to access through the account aggregation service, are services of the listed institutions and they are solely responsible for their services to you. Neither we nor our Vendors have responsibility for any transactions and inquiries you initiate at third-party sites and are You cannot liable for any damages or costs of any type arising opt out of or in any way connected with your use receiving Security Alerts. Examples of the services of those third parties.Security Alerts include notice of: (i) a password change for Digital Banking, (ii) Paperless Statement availability, (iii) Internal Transfer failures,

Third Party Accounts. With respect to any third-party sites we may enable you to access through the account aggregation service or with respect to any non-Financial Institution accounts you include in the account aggregation service, you agree to the following: • You are solely responsible for maintaining the confidentiality of any username, password or other access credential necessary to access the account aggregation service. Further, you are responsible for all activities that occur in connection with such access credentials, including use of the account aggregation service, all instructions electronically transmitted, or any data or information obtained using your access credentials. Neither we nor our Vendor shall be under any duty to inquire as to the authority or propriety of any instructions given to us or our Vendor by you or via your access credentials and shall be entitled to act upon any such instructions, and neither we nor our Vendor shall be liable for any loss, cost, expense or other liability arising out of any such instructions. Accordingly, you should take steps to protect the confidentiality of your access credentials. As an authorized user of the account aggregation service, you accept full responsibility for the monitoring of your accounts. YOU AGREE TO NOTIFY US IMMEDIATELY IF YOU BECOME AWARE OF ANY UNAUTHORIZED ACTIVITY, DISCLOSURE, LOSS, THEFT OR OTHER UNAUTHORIZED USE OF YOUR ACCESS CREDENTIALS. YOU AGREE TO COOPERATE WITH US IN ANY INVESTIGATION AND AGREE TO TAKE CORRECTIVE MEASURES TO PROTECT YOUR ACCOUNTS FROM FURTHER FRAUDULENT ACTIVITY. • You are solely responsible for all fees charged by the third party in connection with any non- non-Financial Institution accounts and transactions. You agree to comply with the terms and conditions of those accounts and agree that these Terms do not amend any of those terms and conditions. If you have a dispute or question about any transaction on a non-non - Financial Institution account, you agree to direct these to the account provider. • Any links to third-party sites that we may provide are for your convenience only, and we nor our Vendors sponsor or endorse those sites. Any third-party services, which you may be able to access through the account aggregation service, are services of the listed institutions and they are solely responsible for their services to you. Neither we nor our Vendors have responsibility for any transactions and inquiries you initiate at third-party third -party sites and are not liable for any damages or costs of any type arising out of or in any way connected with your use of the services of those third parties.

Third Party Accounts. With respect to any third-party sites we may enable you to access through the account aggregation service or with respect to any non-Financial Institution accounts you include in the account aggregation service, you agree to the following: • You are solely responsible for maintaining the confidentiality of any username, password or other access credential necessary to access the account aggregation service. Further, you are responsible for all activities that occur in connection with such access credentials, including use of the account aggregation service, all instructions electronically transmitted, or any data or information obtained using your access credentials. Neither we nor our Vendor shall be under any duty to inquire as to the authority or propriety of any instructions given to us or our Vendor by you or via your access credentials and shall be entitled to act upon any such instructions, and neither we nor our Vendor shall be liable for any loss, cost, expense or other liability arising out of any such instructions. Accordingly, you should take steps to protect the confidentiality of your access credentials. As an authorized user of the account aggregation service, you accept full responsibility for the monitoring of your accounts. YOU AGREE TO NOTIFY US IMMEDIATELY IF YOU BECOME AWARE OF ANY UNAUTHORIZED ACTIVITY, DISCLOSURE, LOSS, THEFT OR OTHER UNAUTHORIZED USE OF YOUR ACCESS CREDENTIALS. YOU AGREE TO COOPERATE WITH US IN ANY INVESTIGATION AND AGREE TO TAKE CORRECTIVE MEASURES TO PROTECT YOUR ACCOUNTS FROM FURTHER FRAUDULENT ACTIVITY. • You are solely responsible for all fees charged by the third party in connection with any non- non-Financial Institution accounts and transactions. You agree to comply with the terms and conditions of those accounts and agree that these Terms do not amend any of those terms and conditions. If you have a dispute or question about any transaction on a non-non- Financial Institution account, you agree to direct these to the account provider. • Any links to third-party sites that we may provide are for your convenience only, and we nor our Vendors sponsor or endorse those sites. Any third-party services, which you may be able to access through the account aggregation service, are services of the listed institutions and they are solely responsible for their services to you. Neither we nor our Vendors have responsibility for any transactions and inquiries you initiate at third-party sites and are not liable for any damages or costs of any type arising out of or in any way connected with your use of the services of those third parties.

Third Party Accounts. With respect In order to any take advantage of certain features and functions of the Services, you may be asked to connect your Account to bank accounts, personal financial mobile applications, and/or financial aggregators (“Third-Party Accounts”). You may link your account for the Services with your Third-Party Accounts for personal financial services platforms, only to the extent permitted under the applicable terms and conditions that govern your use of each Third-Party Account. You represent that if you allow us to access your Third-Party Account (i.e., by linking it with your account for the Services), you are entitled to disclose your third-party sites we may enable account login information to us and/or grant us access to your third-party account without breach by you to access through the account aggregation service or with respect to any non-Financial Institution accounts you include in the account aggregation service, you agree to the following: • You are solely responsible for maintaining the confidentiality of any username, password or other access credential necessary to access the account aggregation service. Further, you are responsible for all activities that occur in connection with such access credentials, including use of the account aggregation service, all instructions electronically transmitted, or any data or information obtained using your access credentials. Neither we nor our Vendor shall be under any duty to inquire as to the authority or propriety of any instructions given to us or our Vendor by you or via your access credentials and shall be entitled to act upon any such instructions, and neither we nor our Vendor shall be liable for any loss, cost, expense or other liability arising out of any such instructions. Accordingly, you should take steps to protect the confidentiality of your access credentials. As an authorized user of the account aggregation service, you accept full responsibility for the monitoring of your accounts. YOU AGREE TO NOTIFY US IMMEDIATELY IF YOU BECOME AWARE OF ANY UNAUTHORIZED ACTIVITY, DISCLOSURE, LOSS, THEFT OR OTHER UNAUTHORIZED USE OF YOUR ACCESS CREDENTIALS. YOU AGREE TO COOPERATE WITH US IN ANY INVESTIGATION AND AGREE TO TAKE CORRECTIVE MEASURES TO PROTECT YOUR ACCOUNTS FROM FURTHER FRAUDULENT ACTIVITY. • You are solely responsible for all fees charged by the third party in connection with any non- Financial Institution accounts and transactions. You agree to comply with the terms and conditions of those accounts and agree that these Terms do not amend any of those terms and conditions. If you have a dispute or question about any transaction on a non-Financial Institution account, you agree to direct these to the account provider. • Any links to third-party sites that we may provide are for your convenience only, and we nor our Vendors sponsor or endorse those sites. Any third-party services, which you may be able to access through the account aggregation service, are services of the listed institutions and they are solely responsible for their services to you. Neither we nor our Vendors have responsibility for any transactions and inquiries you initiate at third-party sites and are not liable for any damages or costs of any type arising out of or in any way connected with govern your use of the services applicable Third-Party Account and without obligating us to pay any fees or making us subject to any usage limitations imposed by such third-party service providers. You acknowledge and agree that, by granting us access to any of those third partiesyour Third-Party Accounts, we may access, make available and store any information, data, text, sound, photographs, graphics, video, messages, tags and/or other materials that you have provided to and/or stored in your third-party accounts relating to your use of our Services (collectively, “Third-Party Account Data”). Please note that if a Third-Party Account or associated service becomes unavailable or our access to such Third-Party account is terminated by the third-party service provider, then the Third-Party Account Data for that third-party service may no longer be available on and through the Services. You have the ability to disable the connection between your Account and your Third-Party Accounts at any time by accessing the “Settings” section of your Account. PLEASE NOTE THAT YOUR RELATIONSHIPS WITH THE THIRD-PARTY SERVICE PROVIDERS ASSOCIATED WITH YOUR THIRD-PARTY ACCOUNTS ARE GOVERNED SOLELY BY YOUR AGREEMENT(S) WITH SUCH THIRD-PARTY SERVICE PROVIDERS, AND WE DISCLAIM ANY AND ALL LIABILITY FOR INFORMATION THAT MAY BE PROVIDED BY SUCH THIRD-PARTY SERVICE PROVIDERS. Unless otherwise specified in the Terms, all Third-Party Account Data shall be considered to be Content (as defined in Section 3.1) for all purposes of the Terms. Depending on the Third-Party Accounts you choose and subject to the privacy settings that you have set in such Third-Party Accounts, personally identifiable information that you post to your Third-Party Accounts may be available on and through your Account on OLarry Properties. OLarry makes no effort to review any Third-Party Account Data for any purpose, including but not limited to accuracy, legality, or non-infringement, and OLarry is not responsible for any Third-Party Account Data.