Common use of Title and Mortgage Loan Schedule Clause in Contracts

Title and Mortgage Loan Schedule. RRAC represents and warrants to, and agrees with, Sequoia that (i) on the Closing Date, RRAC will have good, valid and marketable title to the mortgage loans identified on Schedule A hereto (the “Mortgage Loans”), in each case free and clear of all liens, mortgages, deeds of trust, pledges, security interests, charges, encumbrances or other claims; (ii) upon transfer to Sequoia, Sequoia will receive good, valid and marketable title to all of the Mortgage Loans, in each case free and clear of any liens, mortgages, deeds of trust, pledges, security interests, charges, encumbrances or other claims; and (iii) as of the date on which RRAC purchased such Mortgage Loan from Academy Mortgage Corporation (“Academy”), Alaska USA Federal Credit Union (“Alaska USA”), American Pacific Mortgage Corporation (“American Pacific”), Banner Bank (“Banner”), Bay Equity, LLC (“Bay Equity”), Benchmark Bank (“Benchmark”), Boston Private Bank & Trust Company (“Boston Private”), Castle & Cxxxx Mortgage, LLC, (“Castle & Cxxxx”), Cherry Creek Mortgage Co., Inc. (“Cherry Creek”), Cobalt Mortgage, Inc. (“Cobalt”), Cxxx Xxxxxx Bank (“Cxxx Xxxxxx”), Colonial Savings, F.A. (“Colonial”), Cornerstone Mortgage Company (“Cornerstone”), DHI Mortgage Company, Ltd. (“DHI”), Embrace Home Loans, Inc. (“Embrace”), Evergreen Moneysource Mortgage Company dba Evergreen Home Loans (“Evergreen”), Fairway Independent Mortgage Corporation (“Fairway”), Fidelity Bank dba Fidelity Bank Mortgage (“Fidelity”), FirstBank, First Choice Loan Services, Inc. (“First Choice”), First Republic Bank (“First Republic”), Flagstar Capital Markets Corporation (“Flagstar”), Franklin American Mortgage Company (“Franklin”), Fremont Bank (“Fremont”), Fxxxxx Bank, National Association (“Fxxxxx”), Gxxxxx Mxxxx Mortgage, LLC (“Gxxxxx Mxxxx”), GFI Mortgage Bankers, Incorporated (“GFI”), GuardHill Financial Corporation (“GuardHill”), Guild Mortgage Company (“Guild”), The Huntington National Bank (“Huntington”), Leader Bank, N.A. (“Leader”), Megastar Financial Corporation (“Megastar”), Monarch Bank (“Monarch”), Mortgage Master, Inc. (“Mortgage Master”), Paramount Equity Mortgage (“Paramount”), Perl Mortgage, Incorporated (“Perl”), Plaza Home Mortgage, Incorporated (“Plaza”), Primary Residential Mortgage, Inc. (“Primary”), PrimeLending, a PlainsCapital Company (“PrimeLending”), Prospect Mortgage, LLC (“Prospect”), Provident Savings Bank (“Provident”), Sxxxx Spring Bank (“Sxxxx Spring”), SCBT, Silicon Valley Bank, a California bank subsidiary of SVB Financial Group (“Silicon Valley”), Sxxxxxxx Corporation, dba BOC Mortgage (“Sxxxxxxx”), Sterling Savings Bank (“Sterling”), Stifel Bank and Trust (“Stifel”), Umpqua Bank (“Umpqua”), United Shore Financial Services, LLC (“United Shore”), Universal American Mortgage Company, LLC (“Universal”), Wintrust Mortgage, a division of Barrington Bank and Trust Company, N.A. (“Wintrust”) or WX Xxxxxxx Mortgage Capital LLC (“WX Xxxxxxx”), as applicable (each, an “Originator”), the information set forth in the Mortgage Loan Schedule in the fields identified as “Document Type,” “Monthly Income” and “Assets Verified” is complete, true and correct in all material respects.

Title and Mortgage Loan Schedule. RRAC represents and warrants to, and agrees with, Sequoia that (i) on the Closing Date, RRAC will have good, valid and marketable title to the mortgage loans identified on Schedule A hereto (the “Mortgage Loans”), in each case free and clear of all liens, mortgages, deeds of trust, pledges, security interests, charges, encumbrances or other claims; (ii) upon transfer to Sequoia, Sequoia will receive good, valid and marketable title to all of the Mortgage Loans, in each case free and clear of any liens, mortgages, deeds of trust, pledges, security interests, charges, encumbrances or other claims; and (iii) as of the date on which RRAC purchased such Mortgage Loan from 1st Security Bank of Washington (“1st Security”), Academy Mortgage Corporation (“Academy”), Alaska USA Federal Credit Union Amegy Mortgage Company, L.L.C. (“Alaska USAAmegy”), American Pacific Mortgage Corporation (“American Pacific”), Banner Bank (“Banner”), Bay Equity, LLC (“Bay Equity”), Benchmark Bank (“Benchmark”), Boston Private Bank & Trust Company (“Boston Private”), Castle & Cxxxx Mortgage, LLC, LLC (“Castle & Cxxxx”), Cherry Creek Mortgage Co., Inc. (“Cherry Creek”), Cobalt Mortgage, Inc. (“Cobalt”), Cxxx Xxxxxx Bank (“Cxxx Xxxxxx”), Colonial Savings, F.A. (“Colonial”), Cornerstone Home Lending, Inc., f/k/a Cornerstone Mortgage Company (“Cornerstone”), DHI Mortgage Company, Ltd. (“DHI”), Embrace Home Loans, Inc. (“Embrace”), Evergreen Moneysource Mortgage Company dba Evergreen Home Loans (“Evergreen”), Fairway Independent Mortgage Corporation (“Fairway”), Fidelity Bank dba Fidelity Bank Mortgage (“Fidelity”), FirstBank, First Choice Loan Services, Inc. (“First Choice”), First Republic Bank (“First Republic”), FirstBank (“FirstBank”), Flagstar Capital Markets Corporation (“Flagstar”), Franklin American Mortgage Company (“Franklin”), Fremont Bank (“Fremont”), Fxxxxx Bank, National Association (“Fxxxxx”), Gxxxxx Mxxxx Mortgage, LLC (“Gxxxxx Mxxxx”), GFI Mortgage Bankers, Incorporated (“GFI”), GuardHill Financial Corporation (“GuardHill”), Guild Mortgage Company (“Guild”), The Huntington National Bank (“Huntington”), Leader Bank, N.A. (“Leader”), Megastar Financial Corporation (“Megastar”), Monarch Bank Michigan Mutual, Incorporated (“MonarchMichigan Mutual”), Mortgage Master, Inc. (“Mortgage Master”), Paramount Equity Mortgage (“Paramount”), Perl Mortgage, Incorporated (“Perl”), PHH Mortgage Corporation (“PHH”), Plaza Home Mortgage, Incorporated (“Plaza”), Potomac Mortgage Group, Inc. (“Potomac”), Primary Residential Mortgage, Inc. (“Primary”), PrimeLending, a PlainsCapital Company (“PrimeLending”), Prospect Mortgage, LLC (“Prospect”), Provident Savings Bank (“Provident”), Renasant Bank (“Renasant Bank”), Residential Finance Corporation (“RFC”), RMR Financial, LLC (“RMR Financial”), Sxxxx Spring Bank (“Sxxxx Spring”), SCBT, Silicon Valley Bank, a California bank subsidiary of SVB Financial Group SCBT (“Silicon ValleySCBT”), Sxxx Mortgage Inc. (“Sxxx”), Sxxxxxxx Corporation, dba BOC Mortgage (“Sxxxxxxx”), Sterling Savings Bank (“Sterling”), Stifel Bank and Trust (“Stifel”), Exxxxxx Financial, Inc. DBA Supreme Lending (“Supreme Lending”), Susquehanna Bank (“Susquehanna”), The Lending Partners, LLC (“Lending Partners”), Total Mortgage Services, LLC (“Total Mortgage”), Umpqua Bank (“Umpqua”), United Shore Financial Services, LLC (“United Shore”), Universal American Mortgage CompanyW.X. Xxxxxxx Mortgage, LLC LLP (“UniversalW.X. Xxxxxxx”), Mortgage Access Corp. DBA Weichert Financial Services (“Weichert”), Wintrust Mortgage, a division of Barrington Bank and Trust Company, N.A. (“Wintrust”) or WX Xxxxxxx Mortgage Capital LLC (“WX Xxxxxxx”), as applicable (each, an “Originator”), the information set forth in the Mortgage Loan Schedule in the fields identified as “Document Type,” “Monthly Income” and “Assets Verified” is complete, true and correct in all material respects.

Title and Mortgage Loan Schedule. RRAC represents and warrants to, and agrees with, Sequoia that (i) on the Closing Date, RRAC will have good, valid and marketable title to the mortgage loans identified on Schedule A hereto (the “Mortgage Loans”), in each case free and clear of all liens, mortgages, deeds of trust, pledges, security interests, charges, encumbrances or other claims; (ii) upon transfer to Sequoia, Sequoia will receive good, valid and marketable title to all of the Mortgage Loans, in each case free and clear of any liens, mortgages, deeds of trust, pledges, security interests, charges, encumbrances or other claims; and (iii) (1) as to each Mortgage Loan that is not a Mortgage Loan originated by First Republic Bank (“First Republic”) and purchased by RRAC from Barclays Bank PLC (an “FRB Barclays Loan”), as of the date on which RRAC purchased such Mortgage Loan from Academy Mortgage Corporation (“Academy”), Alaska USA Federal Credit Union (“Alaska USA”), American Pacific Mortgage Corporation (“American Pacific”), Banner Bank (“Banner”), Bay Equity, LLC (“Bay Equity”), Benchmark Bank (“Benchmark”), Boston Private Bank & Trust Company (“Boston Private”), Castle & Cxxxx Mortgage, LLC, (“Castle & Cxxxx”), Cherry Creek Mortgage Co., Inc. (“Cherry Creek”), Cobalt Mortgage, Inc. (“Cobalt”), Cxxx Xxxxxx Bank (“Cxxx Xxxxxx”), Colonial Savings, F.A. (“Colonial”), Cornerstone Mortgage Company (“Cornerstone”), DHI Mortgage Company, Ltd. (“DHI”), Embrace Home Loans, Inc. (“Embrace”), Evergreen Moneysource Mortgage Company dba Evergreen Home Loans (“Evergreen”), Fairway Independent Mortgage Corporation (“Fairway”), Fidelity Bank dba Fidelity Bank Mortgage (“Fidelity”), FirstBank, First Choice Loan Services, Inc. (“First Choice”), First Republic Bank (“First Republic”), Flagstar Capital Markets Corporation (“Flagstar”), Franklin American Mortgage Company (“Franklin”), Fremont Bank (“Fremont”), Fxxxxx Bank, National Association (“Fxxxxx”), Gxxxxx Mxxxx Mortgage, LLC (“Gxxxxx Mxxxx”), GFI Mortgage Bankers, Incorporated (“GFI”), GuardHill Financial Corporation (“GuardHill”), Guild Mortgage Company (“Guild”), The Huntington National Bank (“Huntington”), Leader Bank, N.A. (“Leader”), Megastar Financial Corporation (“Megastar”), Monarch Bank (“Monarch”), Mortgage Master, Inc. (“Mortgage Master”), Paramount Equity Mortgage (“Paramount”), Perl Mortgage, Incorporated (“Perl”), Plaza Home Mortgage, Incorporated (“Plaza”), Primary Residential Mortgage, Inc. PHH Mortgage Corporation (“PrimaryPHH”), PrimeLending, a PlainsCapital Company (“PrimeLending”), Prospect Mortgage, LLC (“Prospect”), Provident Savings Bank (“Provident”), Sxxxx Spring Bank (“Sxxxx Spring”), SCBT, Silicon Valley Bank, a California bank subsidiary of SVB Financial Group (“Silicon Valley”), Sxxxxxxx Corporation, dba BOC Bank of Commerce Mortgage (“Sxxxxxxx”), Sterling Savings Bank (“Sterling”), Stifel Bank and Trust (“Stifel”), Umpqua Bank (“Umpqua”), United Shore Financial Services, LLC (“United Shore”), Universal American Mortgage Company, LLC (“Universal”), ) or Wintrust Mortgage, a division of Barrington Bank and Trust Company, N.A. (“Wintrust”) or WX Xxxxxxx Mortgage Capital LLC (“WX Xxxxxxx”), as applicable (each, an “Originator”), and (2) as to each FRB Barclays Loan, as of the date on which Barclays Bank PLC purchased such Mortgage Loan from First Republic, the information set forth in the Mortgage Loan Schedule in the fields identified as “Document Type,” “Monthly Income” and “Assets Verified” is complete, true and correct in all material respects.

Title and Mortgage Loan Schedule. RRAC represents and warrants to, and agrees with, Sequoia that (i) on the Closing Date, RRAC will have good, valid and marketable title to the mortgage loans identified on Schedule A hereto (the “Mortgage Loans”), in each case free and clear of all liens, mortgages, deeds of trust, pledges, security interests, charges, encumbrances or other claims; (ii) upon transfer to Sequoia, Sequoia will receive good, valid and marketable title to all of the Mortgage Loans, in each case free and clear of any liens, mortgages, deeds of trust, pledges, security interests, charges, encumbrances or other claims; and (iii) as of the date on which RRAC purchased such Mortgage Loan from 1st Security Bank of Washington (“1st Security”), Academy Mortgage Corporation (“Academy”), Alaska USA Federal Credit Union Amegy Mortgage Company, L.L.C. (“Alaska USAAmegy”), American Pacific Mortgage Corporation (“American Pacific”), Banner Bank (“Banner”), Bay Equity, LLC (“Bay Equity”), Benchmark Bank (“Benchmark”), Boston Private Bank & Trust Company (“Boston Private”), Castle & Cxxxx Mortgage, LLC, LLC (“Castle & Cxxxx”), Cherry Creek Mortgage Co., Inc. (“Cherry Creek”), Cobalt Mortgage, Inc. (“Cobalt”), Cxxx Xxxxxx Bank (“Cxxx Xxxxxx”), Colonial Savings, F.A. (“Colonial”), Cornerstone Mortgage Company (“Cornerstone”), DHI Mortgage Company, Ltd. (“DHI”), Embrace Home Loans, Inc. (“Embrace”), Evergreen Moneysource Mortgage Company dba Evergreen Home Loans (“Evergreen”), Fairway Independent Mortgage Corporation (“Fairway”), Fidelity Bank dba Fidelity Bank Mortgage (“Fidelity”), FirstBank, First Choice Loan Services, Inc. (“First Choice”), First Republic Bank Heritage Mortgage, LLC (“First RepublicHeritage”), FirstBank (“FirstBank”), Flagstar Capital Markets Corporation (“Flagstar”), Franklin American Mortgage Company (“Franklin”), Fremont Bank (“Fremont”), Fxxxxx Bank, National Association (“Fxxxxx”), Gxxxxx Mxxxx Mortgage, LLC (“Gxxxxx Mxxxx”), GFI Mortgage Bankers, Incorporated (“GFI”), GuardHill Financial Corporation (“GuardHill”), Guild Mortgage Company (“Guild”), The Huntington National Bank (“Huntington”), Leader Bank, N.A. (“Leader”), Megastar Financial Corporation (“Megastar”), Michigan Mutual, Incorporated (“Michigan Mutual”), Monarch Bank (“Monarch”), Mortgage Master, Inc. (“Mortgage Master”), Paramount Equity Mortgage (“Paramount”), Perl Mortgage, Incorporated (“Perl”), Plaza Home Mortgage, Incorporated (“Plaza”), Primary Residential Mortgage, Inc. (“Primary”), PrimeLending, a PlainsCapital Company (“PrimeLending”), Prospect Mortgage, LLC (“Prospect”), Provident Savings Bank (“Provident”), Renasant Bank (“Renasant Bank”), Residential Finance Corporation (“RFC”), RMR Fniancial, LLC (“RMR Financial”), Sxxxx Spring Bank (“Sxxxx Spring”), SCBT, Silicon Valley Bank, a California bank subsidiary of SVB Financial Group SCBT (“Silicon ValleySCBT”), Sxxxxxxx Corporation, dba BOC Mortgage (“Sxxxxxxx”), Sterling Savings Bank (“Sterling”), Stifel Bank and Trust (“Stifel”), Exxxxxx Financial, Inc. DBA Supreme Lending (“Supreme Lending”), The Lending Partners, LLC (“Lending Partners”), Total Mortgage Services, LLC (“Total Mortgage”), Umpqua Bank (“Umpqua”), United Shore Financial Services, LLC (“United Shore”), Universal American Mortgage Company, LLC (“Universal”), W.X. Xxxxxxx Mortgage, LLP (“W.X. Xxxxxxx”), Mortgage Access Corp. DBA Weichert Financial Services (“Weichert”), Wintrust Mortgage, a division of Barrington Bank and Trust Company, N.A. (“Wintrust”) or WX Xxxxxxx Mortgage Capital LLC (“WX Xxxxxxx”), as applicable (each, an “Originator”), the information set forth in the Mortgage Loan Schedule in the fields identified as “Document Type,” “Monthly Income” and “Assets Verified” is complete, true and correct in all material respects.

Title and Mortgage Loan Schedule. RRAC represents and warrants to, and agrees with, Sequoia that (i) on the Closing Date, RRAC will have good, valid and marketable title to the mortgage loans identified on Schedule A hereto (the “Mortgage Loans”), in each case free and clear of all liens, mortgages, deeds of trust, pledges, security interests, charges, encumbrances or other claims; (ii) upon transfer to Sequoia, Sequoia will receive good, valid and marketable title to all of the Mortgage Loans, in each case free and clear of any liens, mortgages, deeds of trust, pledges, security interests, charges, encumbrances or other claims; and (iii) (1) as to each Mortgage Loan that is not a Mortgage Loan originated by First Republic Bank (“First Republic”) and purchased by RRAC from Barclays Bank PLC (an “FRB Barclays Loan”), as of the date on which RRAC purchased such Mortgage Loan from Academy Mortgage Corporation (“Academy”), Alaska USA Federal Credit Union (“Alaska USA”), American Pacific Mortgage Corporation (“American Pacific”), Banner Bank (“Banner”), Bay Equity, LLC (“Bay Equity”), Benchmark Bank (“Benchmark”), Boston Private Bank & Trust Company (“Boston Private”), Castle & Cxxxx Mortgage, LLC, (“Castle & Cxxxx”), Cherry Creek Mortgage Co., Inc. Inc., (“Cherry Creek”), Cobalt Mortgage, Inc. (“Cobalt”), Cxxx Xxxxxx Bank (“Cxxx Xxxxxx”), Colonial Savings, F.A. (“Colonial”), Cornerstone Mortgage Company (“Cornerstone”), DHI Mortgage Company, Ltd. (“DHI”), Embrace Home Loans, Inc. (“Embrace”), Evergreen Moneysource Mortgage Company dba Evergreen Home Loans (“Evergreen”), Fairway Independent Mortgage Corporation (“Fairway”), Fidelity Bank dba Fidelity Bank Mortgage (“Fidelity”), FirstBank, First Choice Loan Services, Inc. (“First Choice”), First Republic Bank (“First Republic”), Flagstar Capital Markets Corporation (“Flagstar”), Franklin American Mortgage Company (“Franklin”), Fremont Bank (“Fremont”), Fxxxxx Bank, National Association (“Fxxxxx”), Gxxxxx Mxxxx Mortgage, LLC (“Gxxxxx Mxxxx”), GFI Mortgage Bankers, Incorporated (“GFI”), GuardHill Financial Corporation (“GuardHill”), Guild PHH Mortgage Company (“Guild”), The Huntington National Bank (“Huntington”), Leader Bank, N.A. (“Leader”), Megastar Financial Corporation (“Megastar”), Monarch Bank (“Monarch”), Mortgage Master, Inc. (“Mortgage Master”), Paramount Equity Mortgage (“Paramount”), Perl Mortgage, Incorporated (“Perl”), Plaza Home Mortgage, Incorporated (“Plaza”), Primary Residential Mortgage, Inc. (“PrimaryPHH”), PrimeLending, a PlainsCapital Company (“PrimeLending”), Prospect Mortgage, LLC (“Prospect”), Provident Savings Bank (“Provident”), Sxxxx Spring Bank (“Sxxxx Spring”), SCBT, Silicon Valley Bank, a California bank subsidiary of SVB Financial Group (“Silicon Valley”), Sxxxxxxx Corporation, dba BOC Bank of Commerce Mortgage (“Sxxxxxxx”), Sterling Savings Bank (“Sterling”), Stifel Bank and Trust (“Stifel”), Umpqua Bank (“Umpqua”), United Shore Financial Services, LLC (“United Shore”), Universal American Mortgage Company, LLC (“Universal”), ) or Wintrust Mortgage, a division of Barrington Bank and Trust Company, N.A. (“Wintrust”) or WX Xxxxxxx Mortgage Capital LLC (“WX Xxxxxxx”), as applicable (each, an “Originator”), and (2) as to each FRB Barclays Loan, as of the date on which Barclays Bank PLC purchased such Mortgage Loan from First Republic, the information set forth in the Mortgage Loan Schedule in the fields identified as “Document Type,” “Monthly Income” and “Assets Verified” is complete, true and correct in all material respects.

Title and Mortgage Loan Schedule. RRAC represents and warrants to, and agrees with, Sequoia that (i) on the Closing Date, RRAC will have good, valid and marketable title to the mortgage loans identified on Schedule A hereto (the “Mortgage Loans”), in each case free and clear of all liens, mortgages, deeds of trust, pledges, security interests, charges, encumbrances or other claims; (ii) upon transfer to Sequoia, Sequoia will receive good, valid and marketable title to all of the Mortgage Loans, in each case free and clear of any liens, mortgages, deeds of trust, pledges, security interests, charges, encumbrances or other claims; and (iii) as of the date on which RRAC purchased such Mortgage Loan from Academy Mortgage Corporation (“Academy”), Alaska USA Federal Credit Union (“Alaska USA”), American Pacific Mortgage Corporation (“American Pacific”), Banner Bank (“Banner”), Bay Equity, LLC (“Bay Equity”), Benchmark Bank (“Benchmark”), Boston Private Bank & Trust Company (“Boston Private”), Castle & Cxxxx Mortgage, LLC, (“Castle & Cxxxx”), Cherry Creek Mortgage Co., Inc. (“Cherry Creek”), Cobalt Mortgage, Inc. (“Cobalt”), Cxxx Xxxxxx Bank (“Cxxx Xxxxxx”), Colonial Savings, F.A. (“Colonial”), Cornerstone Mortgage Company (“Cornerstone”), DHI Mortgage Company, Ltd. (“DHI”), Embrace Home Loans, Inc. (“Embrace”), Evergreen Moneysource Mortgage Company dba Evergreen Home Loans (“Evergreen”), Fairway Independent Mortgage Corporation (“Fairway”), Fidelity Bank dba Fidelity Bank Mortgage (“Fidelity”), FirstBank, First Choice Loan Services, Inc. (“First Choice”), First Republic Bank (“First Republic”), Flagstar Capital Markets Corporation (“Flagstar”), Franklin American Mortgage Company (“Franklin”), Fremont Bank (“Fremont”), Fxxxxx Bank, National Association (“Fxxxxx”), Gxxxxx Mxxxx Mortgage, LLC (“Gxxxxx Mxxxx”), GFI Mortgage Bankers, Incorporated (“GFI”), GuardHill Financial Corporation (“GuardHill”), Guild Mortgage Company (“Guild”), The Huntington National Bank (“Huntington”), Leader Bank, N.A. (“Leader”), Megastar Financial Corporation (“Megastar”), Monarch Bank (“Monarch”), Mortgage Master, Inc. (“Mortgage Master”), Paramount Equity PHH Mortgage Corporation (“Paramount”), Perl Mortgage, Incorporated (“PerlPHH”), Plaza Home Mortgage, Incorporated (“Plaza”), Primary Residential Mortgage, Inc. (“Primary”), PrimeLending, a PlainsCapital Company (“PrimeLending”), Prospect Mortgage, LLC (“Prospect”), Provident Savings Bank (“Provident”), Sxxxx Spring Bank SCBT, N.A. (“Sxxxx Spring”), SCBT, Silicon Valley Bank, a California bank subsidiary of SVB Financial Group (“Silicon Valley”), Sxxxxxxx Corporation, dba BOC Bank of Commerce Mortgage (“Sxxxxxxx”), Sterling Savings Bank (“Sterling”), Stifel Bank and Trust (“Stifel”), Umpqua Bank (“Umpqua”), United Shore Financial Services, LLC (“United Shore”), Universal American Mortgage Company, LLC (“Universal”), Wintrust Mortgage, a division of Barrington Bank and Trust Company, N.A. (“Wintrust”) or WX Xxxxxxx Mortgage Capital LLC (“WX Xxxxxxx”), as applicable (each, an “Originator”), the information set forth in the Mortgage Loan Schedule in the fields identified as “Document Type,” “Monthly Income” and “Assets Verified” is complete, true and correct in all material respects.

Title and Mortgage Loan Schedule. RRAC represents and warrants to, and agrees with, Sequoia that (i) on the Closing Date, RRAC will have good, valid and marketable title to the mortgage loans identified on Schedule A hereto (the “Mortgage Loans”), in each case free and clear of all liens, mortgages, deeds of trust, pledges, security interests, charges, encumbrances or other claims; (ii) upon transfer to Sequoia, Sequoia will receive good, valid and marketable title to all of the Mortgage Loans, in each case free and clear of any liens, mortgages, deeds of trust, pledges, security interests, charges, encumbrances or other claims; and (iii) (1) as to each Mortgage Loan that is not a Mortgage Loan originated by First Republic Bank (“First Republic”) and purchased by RRAC from Barclays Bank PLC (an “FRB Barclays Loan”), as of the date on which RRAC purchased such Mortgage Loan from Academy Mortgage Corporation (“Academy”), Alaska USA Federal Credit Union (“Alaska USA”), American Pacific Mortgage Corporation (“American Pacific”), Banner Bank (“Banner”), Bay Equity, LLC (“Bay Equity”), Benchmark Bank (“Benchmark”), Boston Private Bank & Trust Company (“Boston Private”), Castle & Cxxxx Mortgage, LLC, (“Castle & Cxxxx”), Cherry Creek Mortgage Co., Inc. (“Cherry Creek”), Cobalt Mortgage, Inc. (“Cobalt”), Cxxx Xxxxxx Bank (“Cxxx Xxxxxx”), Colonial Savings, F.A. (“Colonial”), Cornerstone Mortgage Company (“Cornerstone”), DHI Mortgage Company, Ltd. (“DHI”), Embrace Home Loans, Inc. (“Embrace”), Evergreen Moneysource Mortgage Company dba Evergreen Home Loans (“Evergreen”), Fairway Independent Mortgage Corporation (“Fairway”), Fidelity Bank dba Fidelity Bank Mortgage (“Fidelity”), FirstBank, First Choice Loan Services, Inc. (“First Choice”), First Republic Bank (“First Republic”), Flagstar Capital Markets Corporation (“Flagstar”), Franklin American Mortgage Company (“Franklin”), Fremont Bank (“Fremont”), Fxxxxx Bank, National Association (“Fxxxxx”), Gxxxxx Mxxxx Mortgage, LLC (“Gxxxxx Mxxxx”), GFI Mortgage Bankers, Incorporated (“GFI”), GuardHill Financial Corporation (“GuardHill”), Guild Mortgage Company (“Guild”), The Huntington National Bank (“Huntington”), Leader Bank, N.A. (“Leader”), Megastar Financial Corporation (“Megastar”), Monarch Bank (“Monarch”), Mortgage Master, Inc. (“Mortgage Master”), Paramount Equity Mortgage (“Paramount”), Perl Mortgage, Incorporated (“Perl”), Plaza Home Mortgage, Incorporated (“Plaza”), Primary Residential Mortgage, Inc. PHH Mortgage Corporation (“PrimaryPHH”), PrimeLending, a PlainsCapital Company (“PrimeLending”), Prospect Mortgage, LLC (“Prospect”), Provident Savings Bank (“Provident”), Sxxxx Spring Bank (“Sxxxx Spring”), SCBT, Silicon Valley Bank, a California bank subsidiary of SVB Financial Group (“Silicon Valley”), Sxxxxxxx Corporation, dba BOC Bank of Commerce Mortgage (“Sxxxxxxx”), Sterling Savings Bank (“Sterling”), Stifel Bank and Trust (“Stifel”), Umpqua Bank (“Umpqua”), United Shore Financial Services, LLC (“United Shore”), Universal American Mortgage Company, LLC (“Universal”), ) or Wintrust Mortgage, a division of Barrington Bank and Trust Company, N.A. (“Wintrust”) or WX Xxxxxxx Mortgage Capital LLC (“WX Xxxxxxx”), as applicable (each, an “Originator”), and (2) as to each FRB Barclays Loan, as of the date on which Barclays Bank PLC purchased such Mortgage Loan from First Republic, the information set forth in the Mortgage Loan Schedule in the fields identified as “Document Type,” “Monthly Income” and “Assets Verified” is complete, true and correct in all material respects.

Title and Mortgage Loan Schedule. RRAC represents and warrants to, and agrees with, Sequoia that (i) on the Closing Date, RRAC will have good, valid and marketable title to the mortgage loans identified on Schedule A hereto (the “Mortgage Loans”), in each case free and clear of all liens, mortgages, deeds of trust, pledges, security interests, charges, encumbrances or other claims; (ii) upon transfer to Sequoia, Sequoia will receive good, valid and marketable title to all of the Mortgage Loans, in each case free and clear of any liens, mortgages, deeds of trust, pledges, security interests, charges, encumbrances or other claims; and (iii) as of the date on which RRAC purchased such Mortgage Loan from Academy Mortgage Corporation (“Academy”), Alaska USA Federal Credit Union Amegy Mortgage Company, L.L.C. (“Alaska USAAmegy”), American Pacific Mortgage Corporation (“American Pacific”), Banner Bank (“Banner”), Bay Equity, LLC (“Bay Equity”), Benchmark Bank (“Benchmark”), Boston Private Bank & Trust Company (“Boston Private”), Castle & Cxxxx Mortgage, LLC, (“Castle & Cxxxx”), Cherry Creek Mortgage Co., Inc. (“Cherry Creek”), Cobalt Mortgage, Inc. (“Cobalt”), Cxxx Xxxxxx Bank (“Cxxx Xxxxxx”), Colonial Savings, F.A. (“Colonial”), Cornerstone Mortgage Company (“Cornerstone”), DHI Mortgage Company, Ltd. (“DHI”), Embrace Home Loans, Inc. (“Embrace”), Evergreen Moneysource Mortgage Company dba Evergreen Home Loans (“Evergreen”), Fairway Independent Mortgage Corporation (“Fairway”), Fidelity Bank dba Fidelity Bank Mortgage (“Fidelity”), FirstBank, First Choice Loan Services, Inc. (“First Choice”), First National Bank of Omaha (“FNB Omaha”), First Republic Bank (“First Republic”), Flagstar Capital Markets Corporation (“Flagstar”), Franklin American Mortgage Company (“Franklin”), Fremont Bank (“Fremont”), Fxxxxx Bank, National Association (“Fxxxxx”), Gxxxxx Mxxxx Mortgage, LLC (“Gxxxxx Mxxxx”), GFI Mortgage Bankers, Incorporated (“GFI”), GuardHill Financial Corporation (“GuardHill”), Guild Mortgage Company (“Guild”), The Huntington National Bank (“Huntington”), Leader Bank, N.A. (“Leader”), The Lending Partners, LLC (“Lending Partners”), Megastar Financial Corporation (“Megastar”), Monarch Bank (“Monarch”), Mortgage Master, Inc. (“Mortgage Master”), Paramount Equity Mortgage (“Paramount”), Perl Mortgage, Incorporated (“Perl”), Plaza Home Mortgage, Incorporated (“Plaza”), Primary Residential Mortgage, Inc. (“Primary”), PrimeLending, a PlainsCapital Company (“PrimeLending”), Prospect Mortgage, LLC (“Prospect”), Provident Savings Bank (“Provident”), Renasant Bank (“Renasant”), Sxxxx Spring Bank (“Sxxxx Spring”), SCBT, Silicon Valley Bank, a California bank subsidiary of SVB Financial Group (“Silicon Valley”), Sxxxxxxx Corporation, dba BOC Mortgage (“Sxxxxxxx”), Sterling Savings Bank (“Sterling”), Stifel Bank and Trust (“Stifel”), Umpqua Bank (“Umpqua”), United Shore Financial Services, LLC (“United Shore”), Universal American Mortgage Company, LLC (“Universal”), Wintrust Mortgage, a division of Barrington Bank and Trust Company, N.A. (“Wintrust”) or WX Xxxxxxx Mortgage Capital LLC (“WX Xxxxxxx”), as applicable (each, an “Originator”), the information set forth in the Mortgage Loan Schedule in the fields identified as “Document Type,” “Monthly Income” and “Assets Verified” is complete, true and correct in all material respects.

Title and Mortgage Loan Schedule. RRAC represents and warrants to, and agrees with, Sequoia that (i) on the Closing Date, RRAC will have good, valid and marketable title to the mortgage loans identified on Schedule A hereto (the “Mortgage Loans”), in each case free and clear of all liens, mortgages, deeds of trust, pledges, security interests, charges, encumbrances or other claims; (ii) upon transfer to Sequoia, Sequoia will receive good, valid and marketable title to all of the Mortgage Loans, in each case free and clear of any liens, mortgages, deeds of trust, pledges, security interests, charges, encumbrances or other claims; and (iii) (1) as to each Mortgage Loan that is not a Mortgage Loan originated by First Republic Bank (“First Republic”) and purchased by RRAC from Barclays Bank PLC (an “FRB Barclays Loan”), as of the date on which RRAC purchased such Mortgage Loan from Academy Mortgage Corporation (“Academy”), Alaska USA Federal Credit Union (“Alaska USA”), American Pacific Mortgage Corporation (“American Pacific”), Banner Bank (“Banner”), Bay Equity, LLC (“Bay Equity”), Benchmark Bank (“Benchmark”), Boston Private Bank & Trust Company (“Boston Private”), Castle & Cxxxx Mortgage, LLC, (“Castle & Cxxxx”), Cherry Creek Mortgage Co., Inc. (“Cherry Creek”), Cobalt Mortgage, Inc. (“Cobalt”), Cxxx Xxxxxx Bank (“Cxxx Xxxxxx”), Colonial Savings, F.A. (“Colonial”), Cornerstone Mortgage Company (“Cornerstone”), DHI Mortgage Company, Ltd. (“DHI”), Embrace Home Loans, Inc. (“Embrace”), Evergreen Moneysource Mortgage Company dba Evergreen Home Loans (“Evergreen”), Fairway Independent Mortgage Corporation (“Fairway”), Fidelity Bank dba Fidelity Bank Mortgage (“Fidelity”), FirstBank, First Choice Loan Services, Inc. (“First Choice”), First Republic Bank (“First Republic”), Flagstar Capital Markets Corporation (“Flagstar”), Franklin American Mortgage Company (“Franklin”), Fremont Bank (“Fremont”), Fxxxxx Bank, National Association (“Fxxxxx”), Gxxxxx Mxxxx Mortgage, LLC (“Gxxxxx Mxxxx”), GFI Mortgage Bankers, Incorporated (“GFI”), GuardHill Financial Corporation (“GuardHill”), Guild PHH Mortgage Company (“Guild”), The Huntington National Bank (“Huntington”), Leader Bank, N.A. (“Leader”), Megastar Financial Corporation (“Megastar”), Monarch Bank (“Monarch”), Mortgage Master, Inc. (“Mortgage Master”), Paramount Equity Mortgage (“Paramount”), Perl Mortgage, Incorporated (“Perl”), Plaza Home Mortgage, Incorporated (“Plaza”), Primary Residential Mortgage, Inc. (“PrimaryPHH”), PrimeLending, a PlainsCapital Company (“PrimeLending”), Prospect MortgageShore Financial Services, LLC Inc. (“Prospect”), Provident Savings Bank (“Provident”), Sxxxx Spring Bank (“Sxxxx Spring”), SCBT, Silicon Valley Bank, a California bank subsidiary of SVB Financial Group (“Silicon ValleyShore”), Sxxxxxxx Corporation, dba BOC Bank of Commerce Mortgage (“Sxxxxxxx”), Sterling Savings Bank (“Sterling”), Stifel Bank and Trust (“Stifel”), Umpqua Bank (“Umpqua”), United Shore Financial Services, LLC (“United Shore”), Universal American Mortgage Company, LLC (“Universal”), ) or Wintrust Mortgage, a division of Barrington Bank and Trust Company, N.A. (“Wintrust”) or WX Xxxxxxx Mortgage Capital LLC (“WX Xxxxxxx”), as applicable (each, an “Originator”), and (2) as to each FRB Barclays Loan, as of the date on which Barclays Bank PLC purchased such Mortgage Loan from First Republic, the information set forth in the Mortgage Loan Schedule in the fields identified as “Document Type,” “Monthly Income” and “Assets Verified” is complete, true and correct in all material respects.

Title and Mortgage Loan Schedule. RRAC represents and warrants to, and agrees with, Sequoia that (i) on the Closing Date, RRAC will have good, valid and marketable title to the mortgage loans identified on Schedule A hereto (the “Mortgage Loans”), in each case free and clear of all liens, mortgages, deeds of trust, pledges, security interests, charges, encumbrances or other claims; (ii) upon transfer to Sequoia, Sequoia will receive good, valid and marketable title to all of the Mortgage Loans, in each case free and clear of any liens, mortgages, deeds of trust, pledges, security interests, charges, encumbrances or other claims; and (iii) (1) as to each Mortgage Loan that is not originated by First Republic Bank (“FRB”) and purchased by RRAC from RBS Financial Products Inc. (an “RBS Mortgage Loan”), as of the date on which RRAC purchased such Mortgage Loan from Academy Mortgage Corporation (“Academy”), Alaska USA Federal Credit Union (“Alaska USA”), American Pacific Mortgage Corporation (“American Pacific”), Banner Bank (“Banner”), Bay Equity, LLC (“Bay Equity”), Benchmark Bank (“Benchmark”), Bethpage Federal Credit Union (“Bethpage”), Boston Private Bank & Trust Company (“Boston Private”), Castle & Cxxxx Mortgage, LLC, (“Castle & Cxxxx”), Cherry Creek Mortgage Co., Inc. (“Cherry Creek”), Cobalt Mortgage, Inc. (“Cobalt”), Cxxx Xxxxxx Bank (“Cxxx Xxxxxx”), Colonial Savings, F.A. (“Colonial”), Cornerstone Mortgage Company (“Cornerstone”), DHI Mortgage Company, Ltd. (“DHI”), Embrace Home Loans, Inc. (“Embrace”), Evergreen Moneysource Mortgage Company dba Evergreen Home Loans (“Evergreen”), Fairway Independent Mortgage Corporation (“Fairway”), Fidelity Bank dba Fidelity Bank Mortgage (“Fidelity”), FirstBank, First Choice Loan Services, Inc. National Bank of Omaha (“First ChoiceFNB Omaha”), First Republic Bank (“First Republic”), Flagstar Capital Markets Corporation (“Flagstar”), Franklin American Mortgage Company (“Franklin”), Fremont Bank (“Fremont”), Fxxxxx Bank, National Association (“Fxxxxx”), Gxxxxx Mxxxx Mortgage, LLC (“Gxxxxx Mxxxx”), GFI Mortgage Bankers, Incorporated (“GFI”), GuardHill Financial Corporation (“GuardHill”), Guild Mortgage Company (“Guild”), The Huntington National Bank (“Huntington”), Leader Bank, N.A. (“Leader”), The Lending Partners, LLC (“Lending Partners”), Megastar Financial Corporation (“Megastar”), Monarch Bank (“Monarch”), Mortgage Master, Inc. (“Mortgage Master”), Paramount Equity Mortgage (“Paramount”), Perl Mortgage, Incorporated PHH Mortgage Corporation (“PerlPHH”), Plaza Home Mortgage, Incorporated (“Plaza”), Primary Residential Mortgage, Inc. (“Primary”), PrimeLending, a PlainsCapital Company (“PrimeLending”), Prospect Mortgage, LLC (“Prospect”), Provident Savings Bank (“Provident”), Sxxxx Spring Rockland Trust Company (“Rockland”), Salem Five Cents Savings Bank (“Sxxxx SpringSalem”), SCBT, Silicon Valley BankN.A., a California bank subsidiary of SVB Financial Group (“Silicon ValleySCBT”), Sxxxxxxx Corporation, dba BOC Mortgage (“Sxxxxxxx”), Sterling Savings Bank (“Sterling”), Stifel Bank and Trust (“Stifel”), Umpqua Bank (“Umpqua”), United Shore Financial Services, LLC (“United Shore”), Universal American Mortgage Company, LLC (“Universal”), Wintrust Mortgage, a division of Barrington Bank and Trust Company, N.A. (“Wintrust”) or WX Xxxxxxx Mortgage Capital LLC (“WX Xxxxxxx”), as applicable (each, an “Originator”), and (2) as to each RBS Mortgage Loan, as of the date on which RBS Financial Products Inc. purchased such Mortgage Loan from FRB, the information set forth in the Mortgage Loan Schedule in the fields identified as “Document Type,” “Monthly Income” and “Assets Verified” is complete, true and correct in all material respects.

Title and Mortgage Loan Schedule. RRAC represents and warrants to, and agrees with, Sequoia that (i) on the Closing Date, RRAC will have good, valid and marketable title to the mortgage loans identified on Schedule A hereto (the “Mortgage Loans”), in each case free and clear of all liens, mortgages, deeds of trust, pledges, security interests, charges, encumbrances or other claims; (ii) upon transfer to Sequoia, Sequoia will receive good, valid and marketable title to all of the Mortgage Loans, in each case free and clear of any liens, mortgages, deeds of trust, pledges, security interests, charges, encumbrances or other claims; and (iii) as of the date on which RRAC purchased such Mortgage Loan from 1st Security Bank of Washington (“1st Security”), Academy Mortgage Corporation (“Academy”), Alaska USA Federal Credit Union Amegy Mortgage Company, L.L.C. (“Alaska USAAmegy”), American Pacific Mortgage Corporation (“American Pacific”), Banner Bank (“Banner”), Bay Equity, LLC (“Bay Equity”), Benchmark Bank (“Benchmark”), Boston Private Bank & Trust Company (“Boston Private”), Capital Bank, N.A. (“Capital”), Castle & Cxxxx Xxxxx Mortgage, LLC, LLC (“Castle & CxxxxXxxxx”), Cherry Creek Mortgage Co., Inc. (“Cherry Creek”), Cobalt Mortgage, Inc. (“Cobalt”), Cxxx Xxxx Xxxxxx Bank (“Cxxx Xxxx Xxxxxx”), Colonial Savings, F.A. (“Colonial”), Cornerstone Home Lending, Inc., f/k/a Cornerstone Mortgage Company (“Cornerstone”), DHI Mortgage Company, Ltd. (“DHI”), Embrace Home Loans, Inc. (“Embrace”), Evergreen Moneysource Mortgage Company dba Evergreen Home Loans (“Evergreen”), Fairway Independent Mortgage Corporation (“Fairway”), Fidelity Bank dba Fidelity Bank Mortgage (“Fidelity”), FirstBank, First Choice Loan Services, Inc. (“First Choice”), First Heritage Mortgage, LLC (“First Heritage”), First National Bank of Omaha(“FNB Omaha”), First Republic Bank (“First Republic”), FirstBank (“FirstBank”), Flagstar Capital Markets Corporation (“Flagstar”), Franklin American Mortgage Company (“Franklin”), Fremont Bank (“Fremont”), Fxxxxx Xxxxxx Bank, National Association (“FxxxxxXxxxxx”), Gxxxxx Mxxxx Xxxxxx Xxxxx Mortgage, LLC (“Gxxxxx Mxxxx”), GFI Mortgage Bankers, Incorporated (“GFIXxxxxx Xxxxx”), GuardHill Financial Corporation (“GuardHill”), Guild Mortgage Company (“Guild”), The Huntington National Heritage Bank of the South (“HuntingtonHeritage Bank”), Leader Bank, N.A. (“Leader”), Megastar Financial Corporation (“Megastar”), Michigan Mutual, Incorporated (“Michigan Mutual”), Monarch Bank (“Monarch”), Mortgage Master, Inc. (“Mortgage Master”), Mutual of Omaha Bank (“Mutual of Omaha”) Paramount Equity Mortgage (“Paramount”), Perl Mortgage, Incorporated (“Perl”), Plaza Home Mortgage, Incorporated (“Plaza”), Potomac Mortgage Group, Inc. (“Potomac”), Primary Residential Mortgage, Inc. (“Primary”), PrimeLending, a PlainsCapital Company (“PrimeLending”), Prospect Mortgage, LLC (“Prospect”), Provident Savings Bank (“Provident”), Sxxxx Renasant Bank (“Renasant Bank”), Residential Finance Corporation (“RFC”), RMR Financial, LLC (“RMR Financial”), Xxxxx Spring Bank (“Sxxxx Xxxxx Spring”), SCBT, Silicon Valley Bank, a California bank subsidiary of SVB Financial Group SCBT (“Silicon ValleySCBT”), Sxxxxxxx Xxxx Mortgage Inc. (“Xxxx”), Shelter Mortgage Company, LLC (“Shelter Mortgage”), Xxxxxxxx Corporation, dba BOC Mortgage (“SxxxxxxxXxxxxxxx”), Sterling Savings Bank (“Sterling”), Stifel Bank and Trust (“Stifel”), Xxxxxxx Financial, Inc. DBA Supreme Lending (“Supreme Lending”), Susquehanna Bank (“Susquehanna”), The Lending Partners, LLC (“Lending Partners”), Total Mortgage Services, LLC (“Total Mortgage”), Umpqua Bank (“Umpqua”), United Shore Financial Services, LLC (“United Shore”), Universal American Mortgage Company, LLC (“Universal”), X.X. Xxxxxxx Mortgage, LLP (“X.X. Xxxxxxx”), Mortgage Access Corp. DBA Weichert Financial Services (“Weichert”), Wintrust Mortgage, a division of Barrington Bank and Trust Company, N.A. (“Wintrust”) or WX XX Xxxxxxx Mortgage Capital LLC (“WX XX Xxxxxxx”), as applicable (each, an “Originator”), the information set forth in the Mortgage Loan Schedule in the fields identified as “Document Type,” “Monthly Income” and “Assets Verified” is complete, true and correct in all material respects.

Title and Mortgage Loan Schedule. RRAC represents and warrants to, and agrees with, Sequoia that (i) on the Closing Date, RRAC will have good, valid and marketable title to the mortgage loans identified on Schedule A hereto (the “Mortgage Loans”), in each case free and clear of all liens, mortgages, deeds of trust, pledges, security interests, charges, encumbrances or other claims; (ii) upon transfer to Sequoia, Sequoia will receive good, valid and marketable title to all of the Mortgage Loans, in each case free and clear of any liens, mortgages, deeds of trust, pledges, security interests, charges, encumbrances or other claims; and (iii) (1) as to each Mortgage Loan that is not a Mortgage Loan originated by First Republic Bank (“First Republic”) and purchased by RRAC from DLJ Mortgage Capital, Inc. (a “FRB DLJ Loan”), as of the date on which RRAC purchased such Mortgage Loan from Academy Mortgage Corporation (“Academy”), Alaska USA Federal Credit Union (“Alaska USA”), American Pacific Mortgage Corporation (“American Pacific”), Banner Bank (“Banner”), Bay Equity, LLC (“Bay Equity”), Benchmark Bank (“Benchmark”), Boston Private Bank & Trust Company (“Boston Private”), Castle & Cxxxx Mortgage, LLC, (“Castle & Cxxxx”), Cherry Creek Mortgage Co., Inc. (“Cherry Creek”), Cobalt Mortgage, Inc. (“Cobalt”), Cxxx Xxxx Xxxxxx Bank (“Cxxx Xxxx Xxxxxx”), Colonial Savings, F.A. (“Colonial”), Cornerstone Mortgage Company (“Cornerstone”), DHI Mortgage Company, Ltd. (“DHI”), Embrace Home Loans, Inc. (“Embrace”), Evergreen Moneysource Mortgage Company dba Evergreen Home Loans (“Evergreen”), Fairway Independent Mortgage Corporation (“Fairway”), Fidelity Bank dba Fidelity Bank Mortgage (“Fidelity”), FirstBank, First Choice Loan Services, Inc. (“First Choice”), First Republic Bank (“First Republic”), Flagstar Capital Markets Corporation (“Flagstar”), Franklin American Mortgage Company (“Franklin”), Fremont Bank (“Fremont”), Fxxxxx Bank, National Association (“Fxxxxx”), Gxxxxx Mxxxx Mortgage, LLC (“Gxxxxx Mxxxx”), GFI Mortgage Bankers, Incorporated (“GFI”), GuardHill Financial Corporation (“GuardHill”), Guild PHH Mortgage Company (“Guild”), The Huntington National Bank (“Huntington”), Leader Bank, N.A. (“Leader”), Megastar Financial Corporation (“Megastar”), Monarch Bank (“Monarch”), Mortgage Master, Inc. (“Mortgage Master”), Paramount Equity Mortgage (“Paramount”), Perl Mortgage, Incorporated (“Perl”), Plaza Home Mortgage, Incorporated (“Plaza”), Primary Residential Mortgage, Inc. (“PrimaryPHH”), PrimeLending, a PlainsCapital Company (“PrimeLending”), Prospect Mortgage, LLC (“Prospect”), Provident Savings Bank (“Provident”), Sxxxx Spring Bank (“Sxxxx Spring”), SCBT, Silicon Valley Bank, a California bank subsidiary of SVB Financial Group (“Silicon Valley”), Sxxxxxxx Corporation, dba BOC Mortgage (“Sxxxxxxx”), Sterling Savings Bank (“Sterling”), Stifel Bank and Trust (“Stifel”), Umpqua Bank (“Umpqua”), United Shore Financial Services, LLC (“United Shore”), Universal American ) or Wintrust Mortgage Company, LLC (“Universal”), Wintrust Mortgage, a division of Barrington Bank and Trust Company, N.A. Corporation (“Wintrust”) or WX Xxxxxxx Mortgage Capital LLC (“WX Xxxxxxx”), as applicable (each, an “Originator”), and (2) as to each FRB DLJ Loan, as of the date on which DLJ Mortgage Capital, Inc. purchased such Mortgage Loan from First Republic, the information set forth in the Mortgage Loan Schedule in the fields identified as “Document Type,” “Monthly Income” and “Assets Verified” is complete, true and correct in all material respects.

Title and Mortgage Loan Schedule. RRAC represents and warrants to, and agrees with, Sequoia Sxxxxxx that (i) on the Closing Date, RRAC will have good, valid and marketable title to the mortgage loans identified on Schedule A hereto (the “Mortgage Loans”), in each case free and clear of all liens, mortgages, deeds of trust, pledges, security interests, charges, encumbrances or other claims; (ii) upon transfer to Sequoia, Sequoia will receive good, valid and marketable title to all of the Mortgage Loans, in each case free and clear of any liens, mortgages, deeds of trust, pledges, security interests, charges, encumbrances or other claims; and (iii) (1) as to each Mortgage Loan that is not either (A) a Schedule 1B Mortgage Loan (as defined in the PHH AAR) or (B) a Mortgage Loan originated by First Republic Bank and purchased by RRAC from DLJ Mortgage Capital, Inc. (a “FRB DLJ Loan”), as of the date on which RRAC purchased such Mortgage Loan from Academy Mortgage Corporation (“Academy”), Alaska USA Federal Credit Union (“Alaska USA”), American Pacific Mortgage Corporation (“American Pacific”), Banner Bank (“Banner”), Bay Equity, LLC (“Bay Equity”), Benchmark Bank (“Benchmark”), Boston Private Bank & Trust Company (“Boston Private”), Castle & Cxxxx Mortgage, LLC, (“Castle & Cxxxx”), Cherry Creek Mortgage Co., Inc. (“Cherry Creek”), Cobalt Mortgage, Inc. (“Cobalt”), Cxxx Xxxxxx Bank (“Cxxx Xxxxxx”), Colonial Savings, F.A. (“Colonial”), Cornerstone Mortgage Company (“Cornerstone”), DHI Mortgage Company, Ltd. (“DHI”), Embrace Home Loans, Inc. (“Embrace”), Evergreen Moneysource Mortgage Company dba Evergreen Home Loans (“Evergreen”), Fairway Independent Mortgage Corporation (“Fairway”), Fidelity Bank dba Fidelity Bank Mortgage (“Fidelity”), FirstBank, First Choice Loan Services, Inc. (“First Choice”), First Republic Bank (“First Republic”), Flagstar Capital Markets Corporation (“Flagstar”), Franklin American Mortgage Company (“Franklin”), Fremont Bank (“Fremont”), Fxxxxx Bank, National Association (“Fxxxxx”), Gxxxxx Mxxxx Mortgage, LLC (“Gxxxxx Mxxxx”), GFI PHH Mortgage Bankers, Incorporated (“GFI”), GuardHill Financial Corporation (“GuardHill”), Guild Mortgage Company (“Guild”), The Huntington National Bank (“Huntington”), Leader Bank, N.A. (“Leader”), Megastar Financial Corporation (“Megastar”), Monarch Bank (“Monarch”), Mortgage Master, Inc. (“Mortgage Master”), Paramount Equity Mortgage (“Paramount”), Perl Mortgage, Incorporated (“Perl”), Plaza Home Mortgage, Incorporated (“Plaza”), Primary Residential Mortgage, Inc. (“Primary”)Corporation, PrimeLending, a PlainsCapital Company (“PrimeLending”), Prospect Mortgage, LLC (“Prospect”), Provident Savings Bank (“Provident”), Sxxxx Spring Bank (“Sxxxx Spring”), SCBT, Silicon Valley Bank, a California bank subsidiary of SVB Financial Group (“Silicon Valley”), Sxxxxxxx Corporation, dba BOC Mortgage (“Sxxxxxxx”), Sterling Savings Bank (“Sterling”), Stifel Bank and Trust (“Stifel”), Umpqua Bank (“Umpqua”), United Shore Financial Services, LLC (“United Shore”), Universal American Mortgage Company, LLC (“Universal”), Wintrust SunTrust Mortgage, a division of Barrington Bank and Trust CompanyInc. or Wxxxx Fargo Bank, N.A. (“Wintrust”) or WX Xxxxxxx Mortgage Capital LLC (“WX Xxxxxxx”)N.A., as applicable (each, an “Originator”), (2) as to each Schedule 1B Mortgage Loan, as of the date on which DLJ Mortgage Capital, Inc. purchased such Mortgage Loan from PHH Mortgage Corporation, and (3) as to each FRB DLJ Loan, as of the date on which DLJ Mortgage Capital, Inc. purchased such Mortgage Loan from First Republic Bank, the information set forth in the Mortgage Loan Schedule in the fields identified as “Document Type,” “Monthly Income” and “Assets Verified” is complete, true and correct in all material respects.

Title and Mortgage Loan Schedule. RRAC represents and warrants to, and agrees with, Sequoia that (i) on the Closing Date, RRAC will have good, valid and marketable title to the mortgage loans identified on Schedule A hereto (the “Mortgage Loans”), in each case free and clear of all liens, mortgages, deeds of trust, pledges, security interests, charges, encumbrances or other claims; (ii) upon transfer to Sequoia, Sequoia will receive good, valid and marketable title to all of the Mortgage Loans, in each case free and clear of any liens, mortgages, deeds of trust, pledges, security interests, charges, encumbrances or other claims; and (iii) (1) as to each Mortgage Loan that is not either (A) a Schedule 1B Mortgage Loan (as defined in the PHH AAR) or (B) a Mortgage Loan originated by First Republic Bank and purchased by RRAC from DLJ Mortgage Capital, Inc. (a “FRB DLJ Loan”), as of the date on which RRAC purchased such Mortgage Loan from Academy Mortgage Corporation (“Academy”), Alaska USA Federal Credit Union (“Alaska USA”), American Pacific Mortgage Corporation (“American Pacific”), Banner Bank (“Banner”), Bay Equity, LLC (“Bay Equity”), Benchmark Bank (“Benchmark”), Boston Private Bank & Trust Company (“Boston Private”), Castle & Cxxxx Mortgage, LLC, (“Castle & Cxxxx”), Cherry Creek Mortgage Co., Inc. (“Cherry Creek”), Cobalt Mortgage, Inc. (“Cobalt”), Cxxx Xxxxxx Bank (“Cxxx Xxxxxx”), Colonial Savings, F.A. (“Colonial”), Cornerstone Mortgage Company (“Cornerstone”), DHI Mortgage Company, Ltd. (“DHI”), Embrace Home Loans, Inc. (“Embrace”), Evergreen Moneysource Mortgage Company dba Evergreen Home Loans (“Evergreen”), Fairway Independent Mortgage Corporation (“Fairway”), Fidelity Bank dba Fidelity Bank Mortgage (“Fidelity”), FirstBank, First Choice Loan Services, Inc. (“First Choice”), First Republic Bank (“First Republic”), Flagstar Capital Markets Corporation (“Flagstar”), Franklin American Mortgage Company (“Franklin”), Fremont Bank (“Fremont”), Fxxxxx Bank, National Association (“Fxxxxx”), Gxxxxx Mxxxx Mortgage, LLC (“Gxxxxx Mxxxx”), GFI PHH Mortgage Bankers, Incorporated (“GFI”), GuardHill Financial Corporation (“GuardHill”), Guild Mortgage Company (“Guild”), The Huntington National Bank (“Huntington”), Leader Bank, N.A. (“Leader”), Megastar Financial Corporation (“Megastar”), Monarch Bank (“Monarch”), Mortgage Master, Inc. (“Mortgage Master”), Paramount Equity Mortgage (“Paramount”), Perl Mortgage, Incorporated (“Perl”), Plaza Home Mortgage, Incorporated (“Plaza”), Primary Residential Mortgage, Inc. (“Primary”)Corporation, PrimeLending, a PlainsCapital Company (“PrimeLending”), Prospect Mortgage, LLC (“Prospect”), Provident Savings Bank (“Provident”), Sxxxx Spring Bank (“Sxxxx Spring”), SCBT, Silicon Valley Bank, a California bank subsidiary of SVB Financial Group (“Silicon Valley”), Sxxxxxxx Corporation, dba BOC Mortgage (“Sxxxxxxx”), Sterling Savings Bank (“Sterling”), Stifel Bank and Trust (“Stifel”), Umpqua Bank (“Umpqua”), United Shore Financial Services, LLC (“United Shore”), Universal American Mortgage Company, LLC (“Universal”), Wintrust SunTrust Mortgage, a division of Barrington Bank and Trust CompanyInc. or Wxxxx Fargo Bank, N.A. (“Wintrust”) or WX Xxxxxxx Mortgage Capital LLC (“WX Xxxxxxx”)N.A., as applicable (each, an “Originator”), (2) as to each Schedule 1B Mortgage Loan, as of the date on which DLJ Mortgage Capital, Inc. purchased such Mortgage Loan from PHH Mortgage Corporation, and (3) as to each FRB DLJ Loan, as of the date on which DLJ Mortgage Capital, Inc. purchased such Mortgage Loan from First Republic Bank, the information set forth in the Mortgage Loan Schedule in the fields identified as “Document Type,” “Monthly Income” and “Assets Verified” is complete, true and correct in all material respects.

Title and Mortgage Loan Schedule. RRAC represents and warrants to, and agrees with, Sequoia that (i) on the Closing Date, RRAC will have good, valid and marketable title to the mortgage loans identified on Schedule A hereto (the “Mortgage Loans”), in each case free and clear of all liens, mortgages, deeds of trust, pledges, security interests, charges, encumbrances or other claims; (ii) upon transfer to Sequoia, Sequoia will receive good, valid and marketable title to all of the Mortgage Loans, in each case free and clear of any liens, mortgages, deeds of trust, pledges, security interests, charges, encumbrances or other claims; and (iii) (1) as to each Mortgage Loan that is not originated by any of EverBank (“EverBank”), PrimeLending, a PlainsCapital Company (“PrimeLending”) or Provident Savings Bank (“Provident”) and, in each case, purchased by RRAC from Barclays Bank PLC (a “Barclays Mortgage Loan”), as of the date on which RRAC purchased such Mortgage Loan from Academy Mortgage Corporation (“Academy”), Alaska USA Federal Credit Union (“Alaska USA”), American Pacific Mortgage Corporation (“American Pacific”), Banner Bank (“Banner”), Bay Equity, LLC (“Bay Equity”), Benchmark Bank (“Benchmark”), Boston Private Bank & Trust Company (“Boston Private”), Castle & Cxxxx Mortgage, LLC, (“Castle & Cxxxx”), Cherry Creek Mortgage Co., Inc. (“Cherry Creek”), Cobalt Mortgage, Inc. (“Cobalt”), Cxxx Xxxxxx Bank (“Cxxx Xxxxxx”), Colonial Savings, F.A. (“Colonial”), Cornerstone Mortgage Company (“Cornerstone”), DHI Mortgage Company, Ltd. (“DHI”), Embrace Home Loans, Inc. (“Embrace”)EverBank, Evergreen Moneysource Mortgage Company dba Evergreen Home Loans (“Evergreen”), Fairway Independent Mortgage Corporation (“Fairway”), Fidelity Bank dba Fidelity Bank Mortgage (“Fidelity”), FirstBank, First Choice Loan Services, Inc. (“First Choice”), First Republic Bank (“First Republic”), Flagstar Capital Markets Corporation (“Flagstar”), Franklin American Mortgage Company (“Franklin”), Fremont Bank (“Fremont”), Fxxxxx Bank, National Association (“Fxxxxx”), Gxxxxx Mxxxx Mortgage, LLC (“Gxxxxx Mxxxx”), GFI Mortgage Bankers, Incorporated (“GFI”), GuardHill Financial Corporation (“GuardHill”), Guild Mortgage Company (“Guild”), The Huntington National Bank (“Huntington”), Leader Bank, N.A. (“Leader”), Megastar Financial Corporation (“Megastar”), Monarch Bank (“Monarch”), Mortgage Master, Inc. (“Mortgage Master”), Paramount Equity Mortgage (“Paramount”), Perl Mortgage, Incorporated PHH Mortgage Corporation (“PerlPHH”), Plaza Home Mortgage, Incorporated (“Plaza”), Primary Residential Mortgage, Inc. (“Primary”), PrimeLending, a PlainsCapital Company (“PrimeLending”), Prospect Mortgage, LLC (“Prospect”), Provident Savings Bank Provident, Rockland Trust Company (“Provident”), Sxxxx Spring Bank (“Sxxxx Spring”), SCBT, Silicon Valley Bank, a California bank subsidiary of SVB Financial Group (“Silicon ValleyRockland”), Sxxxxxxx Corporation, dba BOC Mortgage (“Sxxxxxxx”), Sterling Savings Bank (“Sterling”), Stifel Bank and Trust (“Stifel”), Umpqua Bank (“Umpqua”), United Shore Financial Services, LLC (“United Shore”), Universal American Mortgage Company, LLC (“Universal”), Wintrust Mortgage, a division of Barrington Bank and Trust Company, N.A. (“Wintrust”) or WX Xxxxxxx Mortgage Capital LLC (“WX Xxxxxxx”), as applicable (each, an “Originator”), and (2) as to each Barclays Mortgage Loan, as of the date on which Barclays Bank PLC purchased such Mortgage Loan from any of EverBank, PrimeLending or Provident, as applicable, the information set forth in the Mortgage Loan Schedule in the fields identified as “Document Type,” “Monthly Income” and “Assets Verified” is complete, true and correct in all material respects.

Title and Mortgage Loan Schedule. RRAC represents and warrants to, and agrees with, Sequoia that (i) on the Closing Date, RRAC will have good, valid and marketable title to the mortgage loans identified on Schedule A hereto (the “Mortgage Loans”), in each case free and clear of all liens, mortgages, deeds of trust, pledges, security interests, charges, encumbrances or other claims; (ii) upon transfer to Sequoia, Sequoia will receive good, valid and marketable title to all of the Mortgage Loans, in each case free and clear of any liens, mortgages, deeds of trust, pledges, security interests, charges, encumbrances or other claims; and (iii) (1) as to each Mortgage Loan that is not a Mortgage Loan originated by First Republic Bank (“First Republic”) and purchased by RRAC from DLJ Mortgage Capital, Inc. (a “FRB DLJ Loan”), as of the date on which RRAC purchased such Mortgage Loan from Academy Mortgage Corporation (“Academy”), Alaska USA Federal Credit Union (“Alaska USA”), American Pacific Mortgage Corporation (“American Pacific”), Banner Bank (“Banner”), Bay Equity, LLC (“Bay Equity”), Benchmark Bank (“Benchmark”), Boston Private Bank & Trust Company (“Boston Private”), Castle & Cxxxx Mortgage, LLC, (“Castle & Cxxxx”), Cherry Creek Mortgage Co., Inc. (“Cherry Creek”), Cobalt Mortgage, Inc. (“Cobalt”), Cxxx Xxxx Xxxxxx Bank (“Cxxx Xxxx Xxxxxx”), Colonial Savings, F.A. (“Colonial”), Cornerstone Mortgage Company (“Cornerstone”), DHI Mortgage Company, Ltd. (“DHI”), Embrace Home Loans, Inc. (“Embrace”), Evergreen Moneysource Mortgage Company dba Evergreen Home Loans (“Evergreen”), Fairway Independent Mortgage Corporation (“Fairway”), Fidelity Bank dba Fidelity Bank Mortgage (“Fidelity”), FirstBank, First Choice Loan Services, Inc. (“First Choice”), First Republic Bank (“First Republic”), Flagstar Capital Markets Corporation (“Flagstar”), Franklin American Mortgage Company (“Franklin”), Fremont Bank (“Fremont”), Fxxxxx Bank, National Association (“Fxxxxx”), Gxxxxx Mxxxx Mortgage, LLC (“Gxxxxx Mxxxx”), GFI Mortgage Bankers, Incorporated (“GFI”), GuardHill Financial Corporation (“GuardHill”), Guild PHH Mortgage Company (“Guild”), The Huntington National Bank (“Huntington”), Leader Bank, N.A. (“Leader”), Megastar Financial Corporation (“Megastar”), Monarch Bank (“Monarch”), Mortgage Master, Inc. (“Mortgage Master”), Paramount Equity Mortgage (“Paramount”), Perl Mortgage, Incorporated (“Perl”), Plaza Home Mortgage, Incorporated (“Plaza”), Primary Residential Mortgage, Inc. (“PrimaryPHH”), PrimeLending, a PlainsCapital Company (“PrimeLending”), Prospect Mortgage, LLC (“Prospect”), Provident Savings Bank (“Provident”), Sxxxx Spring Bank (“Sxxxx Spring”), SCBT, Silicon Valley Bank, a California bank subsidiary of SVB Financial Group (“Silicon Valley”), Sxxxxxxx Corporation, dba BOC Mortgage (“Sxxxxxxx”), Sterling Savings Bank (“Sterling”), Stifel Bank and Trust (“Stifel”), Umpqua Bank (“Umpqua”), United Shore Financial Services, LLC (“United Shore”), Universal American Mortgage Company, LLC (“Universal”), ) or Wintrust Mortgage, a division of Barrington Bank and Trust Company, N.A. (“Wintrust”) or WX Xxxxxxx Mortgage Capital LLC (“WX Xxxxxxx”), as applicable (each, an “Originator”), and (2) as to each FRB DLJ Loan, as of the date on which DLJ Mortgage Capital, Inc. purchased such Mortgage Loan from First Republic, the information set forth in the Mortgage Loan Schedule in the fields identified as “Document Type,” “Monthly Income” and “Assets Verified” is complete, true and correct in all material respects.