Common use of TO CONTACT US Clause in Contracts

TO CONTACT US. By Telephone In Writing Internet Toll-free (877) BTS-9820 BTS FUNDS xxx.xxxxxxxx.xxx c/o Gemini Fund Services, LLC PO Box 541150 Omaha, NE 68154 Or Via Overnight Delivery 0000 X. 000xx Xxxxxx, Xxxxx 000 Elkhorn, NE 68022 Distributed by Northern Lights Distributors, LLC PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST Rev. February 2014 FACTS WHAT DOES NORTHERN LIGHTS FUND TRUST DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depends on the product or service that you have with us. This information can include:  Social Security number and wire transfer instructions  account transactions and transaction history  investment experience and purchase history When you are no longer our customer, we continue to share your information as described in this notice. How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Northern Lights Fund Trust chooses to share; and whether you can limit this sharing. Reasons we can share your personal information: Does Northern Lights Fund Trust share information? Can you limit this sharing? For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. YES NO For our marketing purposes - to offer our products and services to you. NO We don’t share For joint marketing with other financial companies. NO We don’t share For our affiliates’ everyday business purposes - information about your transactions and records. NO We don’t share For our affiliates’ everyday business purposes - information about your credit worthiness. NO We don’t share For nonaffiliates to market to you NO We don’t share QUESTIONS? Call 0-000-000-0000 PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST Page 2 What we do: How does Northern Lights Fund Trust protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Our service providers are held accountable for adhering to strict policies and procedures to prevent any misuse of your nonpublic personal information. How does Northern Lights Fund Trust collect my personal information? We collect your personal information, for example, when you  open an account or deposit money  direct us to buy securities or direct us to sell your securities  seek advice about your investments We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Why can’t I limit all sharing? Federal law gives you the right to limit only:  sharing for affiliates’ everyday business purposes – information about your creditworthiness.  affiliates from using your information to market to you.  sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.  Northern Lights Fund Trust does not share with our affiliates. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.  Northern Lights Fund Trust does not share with nonaffiliates so they can market to you.

TO CONTACT US. By Telephone In Writing Internet Toll-free (877000) BTS-9820 BTS FUNDS xxx.xxxxxxxx.xxx 000-0000 Sierra Mutual Funds www. sierramutualfunds. com c/o Gemini Fund Services, LLC PO Box 541150 Omaha, NE 68154 Or Via Overnight Delivery 0000 X. 000xx Xxxxxx, Xxxxx 000 Elkhorn, NE 68022 Distributed by Northern Lights Distributors, LLC PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST Rev. February 2014 FACTS WHAT DOES NORTHERN LIGHTS FUND TRUST DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depends on the product or service that you have with us. This information can include:  Social Security number and wire transfer instructions  account transactions and transaction history  investment experience and purchase history When you are no longer our customer, we continue to share your information as described in this notice. How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Northern Lights Fund Trust chooses to share; and whether you can limit this sharing. Reasons we can share your personal information: Does Northern Lights Fund Trust share information? Can you limit this sharing? For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. YES NO For our marketing purposes - to offer our products and services to you. NO We don’t share For joint marketing with other financial companies. NO We don’t share For our affiliates’ everyday business purposes - information about your transactions and records. NO We don’t share For our affiliates’ everyday business purposes - information about your credit worthiness. NO We don’t share For nonaffiliates to market to you NO We don’t share QUESTIONS? Call 0-000-000-0000 PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST Page 2 What we do: How does Northern Lights Fund Trust protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Our service providers are held accountable for adhering to strict policies and procedures to prevent any misuse of your nonpublic personal information. How does Northern Lights Fund Trust collect my personal information? We collect your personal information, for example, when you  open an account or deposit money  direct us to buy securities or direct us to sell your securities  seek advice about your investments We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Why can’t I limit all sharing? Federal law gives you the right to limit only:  sharing for affiliates’ everyday business purposes – information about your creditworthiness.  affiliates from using your information to market to you.  sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.  Northern Lights Fund Trust does not share with our affiliates. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.  Northern Lights Fund Trust does not share with nonaffiliates so they can market to you.

TO CONTACT US. By Telephone In Writing Internet Toll-free (877000) BTS-9820 BTS FUNDS xxx.xxxxxxxx.xxx 000-0000 Pinnacle Funds xxx.xxxxxxxxxxxxxxxxxxxxx.xxx c/o Gemini Fund Services, LLC PO Box 541150 Omaha, NE 68154 Or Via Overnight Delivery 0000 X. 000xx 00000 Xxxxxx Xxxxxx, Xxxxx 000 ElkhornSuite 2 Omaha, NE 68022 68130 Distributed by Northern Lights Distributors, LLC PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST Rev. February 2014 PRIVACY NOTICE FACTS WHAT DOES NORTHERN LIGHTS FUND TRUST III DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depends depend on the product or service that you have with us. This information can include:   Social Security number and wire transfer instructions  account transactions and transaction history  investment experience and purchase history  Purchase History  Assets  Account Balances  Retirement Assets  Account Transactions  Transaction History  Wire Transfer Instructions  Checking Account Information When you are no longer our customer, we continue to share your information as described in this notice. How? All financial companies need to share customers’ ' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ ' personal information; the reasons Northern Lights Fund Trust III chooses to share; and whether you can limit this sharing. Reasons we can share your personal information: information Does Northern Lights Fund Trust share informationIII share? Can you limit this sharing? For our everyday business purposes - – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. YES NO bureaus Yes No For our marketing purposes - – to offer our products and services to you. NO you No We don’t n't share For joint marketing with other financial companies. NO companies No We don’t n't share For our affiliates’ ' everyday business purposes - – information about your transactions and records. NO experiences No We don’t n't share For our affiliates’ ' everyday business purposes - – information about your credit worthiness. NO creditworthiness No We don’t n't share For nonaffiliates to market to you NO No We don’t n't share QUESTIONSQuestions? Call 0-(000-) 000-0000 PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST Page 2 Who we are Who is providing this notice? Northern Lights Fund Trust III What we do: do How does Northern Lights Fund Trust III protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Our service providers are held accountable for adhering to strict policies and procedures to prevent any misuse of your nonpublic personal information. How does Northern Lights Fund Trust III collect my personal information? We collect your personal information, for example, when you  open  Open an account  Provide account information  Give us your contact information  Make deposits or deposit withdrawals from your account  Make a wire transfer  Tell us where to send the money  direct  Tells us to buy securities or direct us to sell who receives the money  Show your securities  seek advice about government-issued ID  Show your investments driver's license We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Why can’t n't I limit all sharing? Federal law gives you the right to limit only:  sharing only ▪ Sharing for affiliates’ ' everyday business purposes – information about your creditworthiness.  affiliates creditworthiness ▪ Affiliates from using your information to market to you.  sharing you ▪ Sharing for nonaffiliates to market to you. you State laws and individual companies may give you additional rights to limit sharing. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.   Northern Lights Fund Trust III does not share with our affiliates. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.  companies  Northern Lights Fund Trust III does not share with nonaffiliates so they can market to you.

TO CONTACT US. By Telephone In Writing Internet Toll-free (877000) BTS-9820 BTS FUNDS xxx.xxxxxxxx.xxx 000-0000 PRINCETON PREMIUM FUND xxx.XxxxxxxxxXxxxxxxXxxx.xxx c/o Gemini Fund Services, LLC PO Box 541150 Omaha, NE 68154 Or Via Overnight Delivery 0000 X. 000xx 00000 Xxxxxx Xxxxxx, Xxxxx 000 ElkhornSuite 2 Omaha, NE 68022 68130 Distributed by Northern Lights Distributors, LLC PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST Rev. February 2014 FACTS WHAT DOES NORTHERN LIGHTS FUND TRUST DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depends on the product or service that you have with us. This information can include:  Social Security number and wire transfer instructions  account transactions and transaction history  investment experience and purchase history When you are no longer our customer, we continue to share your information as described in this notice. How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Northern Lights Fund Trust chooses to share; and whether you can limit this sharing. Reasons we can share your personal information: Does Northern Lights Fund Trust share information? Can you limit this sharing? For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. YES NO For our marketing purposes - to offer our products and services to you. NO We don’t share For joint marketing with other financial companies. NO We don’t share For our affiliates’ everyday business purposes - information about your transactions and records. NO We don’t share For our affiliates’ everyday business purposes - information about your credit worthiness. NO We don’t share For nonaffiliates to market to you NO We don’t share QUESTIONS? Call 0-000-000-0000 PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST Page 2 What we do: How does Northern Lights Fund Trust protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Our service providers are held accountable for adhering to strict policies and procedures to prevent any misuse of your nonpublic personal information. How does Northern Lights Fund Trust collect my personal information? We collect your personal information, for example, when you  open an account or deposit money  direct us to buy securities or direct us to sell your securities  seek advice about your investments We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Why can’t I limit all sharing? Federal law gives you the right to limit only:  sharing for affiliates’ everyday business purposes – information about your creditworthiness.  affiliates from using your information to market to you.  sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.  Northern Lights Fund Trust does not share with our affiliates. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.  Northern Lights Fund Trust does not share with nonaffiliates so they can market to you.

TO CONTACT US. By Telephone In Writing Internet Toll-free (877000) BTS-9820 BTS FUNDS xxx.xxxxxxxx.xxx 000-0000 USA Mutuals xxx.xxxxxxxxxx.xxx c/o Gemini Fund Services, LLC PO Box 541150 Omaha, NE 68154 Or Via Overnight Delivery 0000 X. 000xx Xxxxxx, Xxxxx 000 Elkhorn, NE 68022 Distributed by Northern Lights Distributors, LLC PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST Northern Lights Fund Trust IV Rev. February 2014 August 2015 FACTS WHAT DOES NORTHERN LIGHTS FUND TRUST IV DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depends on the product or service that you have with us. This information can include:  • Social Security number and wire transfer instructions  • account transactions and transaction history  • investment experience and purchase history When you are no longer our customer, we continue to share your information as described in this notice. How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Northern Lights Fund Trust IV chooses to share; and whether you can limit this sharing. Reasons we can share your personal information: Does Northern Lights Fund your personal Trust IV share information? Can you limit this sharing? information: For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. YES NO For our marketing purposes - to offer our products and services to you. NO We don’t share For joint marketing with other financial companies. NO We don’t share For our affiliates’ everyday business purposes - information about your transactions and records. NO We don’t share For our affiliates’ everyday business purposes - information about your credit worthiness. NO We don’t share For nonaffiliates to market to you NO We don’t share QUESTIONS? Call 0-000-000-0000 PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST Page 2 Northern Lights Fund Trust IV What we do: How does Northern Lights Fund Trust IV protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Our service providers are held accountable for adhering to strict policies and procedures to prevent any misuse of your nonpublic personal information. How does Northern Lights Fund Trust IV collect my personal information? We collect your personal information, for example, when you  • open an account or deposit money  • direct us to buy securities or direct us to sell your securities  • seek advice about your investments We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Why can’t I limit all sharing? Federal law gives you the right to limit only:  • sharing for affiliates’ everyday business purposes – information about your creditworthiness.  • affiliates from using your information to market to you.  • sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.  • Northern Lights Fund Trust does not share with our IV has no affiliates. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.  • Northern Lights Fund Trust IV does not share with nonaffiliates so they can market to you.

TO CONTACT US. By Telephone In Writing Internet Toll-free (877) BTS-9820 BTS FUNDS xxx.xxxxxxxx.xxx 0-000-000-0000 Absolute Capital Funds xxx.xxxxxxxxxxx.xxx c/o Gemini Fund Services, LLC PO Box 541150 Omaha, NE 68154 Or Via Overnight Delivery 0000 X. 000xx 00000 Xxxxxx Xxxxxx, Xxxxx 000 ElkhornSuite 2 Omaha, NE 68022 68130 Distributed by Northern Lights Distributors, LLC PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST Rev. February 2014 PRIVACY NOTICE FACTS WHAT DOES NORTHERN LIGHTS FUND TRUST III DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depends depend on the product or service that you have with us. This information can include:  ▪ Social Security number and wire transfer instructions  account transactions and transaction history  investment experience and purchase history ▪ Purchase History ▪ Assets ▪ Account Balances ▪ Retirement Assets ▪ Account Transactions ▪ Transaction History ▪ Wire Transfer Instructions ▪ Checking Account Information When you are no longer our customer, we continue to share your information as described in this notice. How? All financial companies need to share customers’ ' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ ' personal information; the reasons Northern Lights Fund Trust III chooses to share; and whether you can limit this sharing. Reasons we can share your personal information: information Does Northern Lights Fund Trust share informationIII share? Can you limit this sharing? For our everyday business purposes - – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. YES NO bureaus Yes No For our marketing purposes - – to offer our products and services to you. NO you No We don’t n't share For joint marketing with other financial companies. NO companies No We don’t n't share For our affiliates’ ' everyday business purposes - – information about your transactions and records. NO experiences No We don’t n't share For our affiliates’ ' everyday business purposes - – information about your credit worthiness. NO creditworthiness No We don’t n't share For nonaffiliates to market to you NO No We don’t n't share QUESTIONSQuestions? Call 0-(000-) 000-0000 PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST Page 2 Who we are Who is providing this notice? Northern Lights Fund Trust III What we do: do How does Northern Lights Fund Trust III protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Our service providers are held accountable for adhering to strict policies and procedures to prevent any misuse of your nonpublic personal information. How does Northern Lights Fund Trust III collect my personal information? We collect your personal information, for example, when you  open ▪ Open an account ▪ Provide account information ▪ Give us your contact information ▪ Make deposits or deposit withdrawals from your account ▪ Make a wire transfer ▪ Tell us where to send the money  direct ▪ Tells us to buy securities or direct us to sell who receives the money ▪ Show your securities  seek advice about government-issued ID ▪ Show your investments driver's license We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Why can’t n't I limit all sharing? Federal law gives you the right to limit only:  sharing only ▪ Sharing for affiliates’ ' everyday business purposes – information about your creditworthiness.  affiliates creditworthiness ▪ Affiliates from using your information to market to you.  sharing you ▪ Sharing for nonaffiliates to market to you. you State laws and individual companies may give you additional rights to limit sharing. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.  ▪ Northern Lights Fund Trust III does not share with our affiliates. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.  companies ▪ Northern Lights Fund Trust III does not share with nonaffiliates so they can market to you.

TO CONTACT US. By Telephone In Writing Internet Toll-free (877000) BTS-9820 BTS FUNDS xxx.xxxxxxxx.xxx 000-0000 AlphaCentric Funds xxx.XxxxxXxxxxxxXxxxx.xxx c/o Gemini Fund Services, LLC PO Box 541150 Omaha, NE 68154 Or Via Overnight Delivery 0000 X. 000xx Xxxxxx, Xxxxx 000 Elkhorn, NE 68022 Distributed by Northern Lights Distributors, LLC PRIVACY NOTICE NORTHERN LIGHTS MUTUAL FUND SERIES TRUST Rev. February 2014 FACTS June 2011 WHAT DOES NORTHERN LIGHTS MUTUAL FUND SERIES TRUST DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depends on the product or service that you have with us. This information can include:  • Social Security number and wire transfer instructions  • account transactions and transaction history  • investment experience and purchase history When you are no longer our customer, we continue to share your information as described in this notice. How? All financial companies need to share customers’ ' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ ' personal information; the reasons Northern Lights Mutual Fund Series Trust chooses to share; and whether you can limit this sharing. Reasons we can share your personal information: Does Northern Lights Mutual Fund Series Trust share information? Can you limit this sharing? For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. YES NO For our marketing purposes - to offer our products and services to you. NO We don’t n't share For joint marketing with other financial companies. NO We don’t n't share For our affiliates’ ' everyday business purposes - information about your transactions and records. NO We don’t n't share For our affiliates’ ' everyday business purposes - information about your credit worthiness. NO We don’t n't share For nonaffiliates our affiliates to market to you NO We don’t n't share For non-affiliates to market to you NO We don't share QUESTIONS? Call 0-000-000-0000 PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST Page 2 What we do: How does Northern Lights Mutual Fund Series Trust protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Our service providers are held accountable for adhering to strict policies and procedures to prevent any misuse of your nonpublic personal information. How does Northern Lights Mutual Fund Series Trust collect my personal information? We collect your personal information, for example, when you  • open an account or deposit money  • direct us to buy securities or direct us to sell your securities  • seek advice about your investments We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Why can’t n't I limit all sharing? Federal law gives you the right to limit only:  • sharing for affiliates’ ' everyday business purposes – information about your creditworthiness.  • affiliates from using your information to market to you.  • sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing. MUTUAL FUND SERIES TRUST Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial non-financial companies.  Northern Lights • Mutual Fund Series Trust does not share with our has no affiliates. Nonaffiliates Non-affiliates Companies not related by common ownership or control. They can be financial and nonfinancial non-financial companies.  Northern Lights • Mutual Fund Series Trust does not doesn't share with nonaffiliates non-affiliates so they can market to you.

TO CONTACT US. By Telephone In Writing Internet Toll-free (877000) BTS-9820 BTS FUNDS xxx.xxxxxxxx.xxx 000-0000 USA Mutuals xxx.xxxxxxxxxx.xxx c/o Gemini Fund Services, LLC LLC. PO Box 541150 Omaha, NE 68154 Or Via Overnight Delivery 0000 X. 000xx Xxxxxx, Xxxxx 000 Elkhorn, NE 68022 Distributed by Northern Lights Distributors, LLC PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST IV Rev. February 2014 August 2015 FACTS WHAT DOES NORTHERN LIGHTS FUND TRUST IV DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depends on the product or service that you have with us. This information can include:  Social Security number and wire transfer instructions  account transactions and transaction history  investment experience and purchase history When you are no longer our customer, we continue to share your information as described in this notice. How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Northern Lights Fund Trust IV chooses to share; and whether you can limit this sharing. Reasons we can share your personal information: Does Northern Lights Fund Trust IV share information? Can you limit this sharing? For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. YES NO For our marketing purposes - to offer our products and services to you. NO We don’t share For joint marketing with other financial companies. NO We don’t share For our affiliates’ everyday business purposes - information about your transactions and records. NO We don’t share For our affiliates’ everyday business purposes - information about your credit worthiness. NO We don’t share For nonaffiliates to market to you NO We don’t share QUESTIONS? Call 0-000-000-0000 PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST Page 2 IV What we do: How does Northern Lights Fund Trust IV protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Our service providers are held accountable for adhering to strict policies and procedures to prevent any misuse of your nonpublic personal information. How does Northern Lights Fund Trust IV collect my personal information? We collect your personal information, for example, when you  open an account or deposit money  direct us to buy securities or direct us to sell your securities  seek advice about your investments We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Why can’t I limit all sharing? Federal law gives you the right to limit only:  sharing for affiliates’ everyday business purposes – information about your creditworthiness.  affiliates from using your information to market to you.  sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.  Northern Lights Fund Trust does not share with our IV has no affiliates. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.  Northern Lights Fund Trust IV does not share with nonaffiliates so they can market to you.

TO CONTACT US. By Telephone In Writing Internet Toll-free (877000) BTS-9820 BTS FUNDS xxx.xxxxxxxx.xxx 000-0000 Red Cedar Funds xxx.xxxxxxxxxxxxx.xxx c/o Gemini Ultimus Fund ServicesSolutions, LLC PO Box 541150 Omaha, NE 68154 Or Via Overnight Delivery 0000 X. 000xx 00000 Xxxxxx Xxxxxx, Xxxxx 000 ElkhornSuite 2 Omaha, NE 68022 68130 Distributed by Northern Lights Ultimus Fund Distributors, LLC CUSTOMER PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST Rev. February 2014 FACTS WHAT DOES NORTHERN LIGHTS FUND TRUST DO THE RED CEDAR FUNDS (the “Funds”) DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depends depend on the product or service that you have with us. This information can include:  ▪ Social Security number and wire transfer instructions  account transactions and transaction history  investment experience and purchase history ▪ Assets ▪ Retirement Assets ▪ Transaction History ▪ Checking Account Information ▪ Purchase History ▪ Account Balances ▪ Account Transactions ▪ Wire Transfer Instructions When you are no longer our customer, we continue to share your information as described in this notice. How? All financial companies need to share customers’ your personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Northern Lights Fund Trust chooses the Funds choose to share; and whether you can limit this sharing. Reasons we can share your personal information: Does Northern Lights Fund Trust share informationinformation Do the Funds share? Can you limit this sharing? For our everyday business purposes - such – Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. YES NO bureaus Yes No For our marketing purposes - – to offer our products and services to you. NO you No We don’t share For joint marketing with other financial companies. NO companies No We don’t share For our affiliates’ everyday business purposes - – information about your transactions and records. NO experiences No We don’t share For our affiliates’ everyday business purposes - – information about your credit worthiness. NO creditworthiness No We don’t share For nonaffiliates non-affiliates to market to you NO No We don’t share QUESTIONSQuestions? Call 0-000-000-0000 PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST Page 2 Who we are Who is providing this notice? Red Cedar Funds Ultimus Fund Distributors, LLC (Distributor) Ultimus Fund Solutions, LLC (Administrator) What we do: do How does Northern Lights Fund Trust do the Funds protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Our service providers are held accountable for adhering to strict policies and procedures to prevent any misuse of your nonpublic non-public personal information. How does Northern Lights Fund Trust do the Funds collect my personal information? We collect your personal information, for example, when you  open ▪ Open an account ▪ Provide account information ▪ Give us your contact information ▪ Make deposits or deposit withdrawals from your account ▪ Make a wire transfer ▪ Tell us where to send the money  direct ▪ Tell us to buy securities or direct us to sell who receives the money ▪ Show your securities  seek advice about government-issued ID ▪ Show your investments driver’s license We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Why can’t I limit all sharing? Federal law gives you the right to limit only:  sharing only ▪ Sharing for affiliates’ everyday business purposes – information about your creditworthiness.  affiliates creditworthiness ▪ Affiliates from using your information to market to you.  sharing you ▪ Sharing for nonaffiliates non-affiliates to market to you. you State laws and individual companies may give you additional rights to limit sharing. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.  Northern Lights Fund Trust does not share with our affiliates. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.  Northern Lights Fund Trust does not share with nonaffiliates so they can market to you.

TO CONTACT US. By Telephone In Writing Internet Toll-free (877000) BTS-9820 BTS FUNDS xxx.xxxxxxxx.xxx 000-0000 USA Mutuals xxx.xxxxxxxxxx.xxx c/o Gemini Fund Services, LLC PO Box 541150 Omaha, NE 68154 Or Via Overnight Delivery 0000 X. 000xx 00000 Xxxxxx Xxxxxx, Xxxxx 000 ElkhornSuite 2 Omaha, NE 68022 68130 Distributed by Northern Lights Distributors, LLC PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST IV Rev. February 2014 August 2015 FACTS WHAT DOES NORTHERN LIGHTS FUND TRUST IV DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depends on the product or service that you have with us. This information can include:  Social Security number and wire transfer instructions  account transactions and transaction history  investment experience and purchase history When you are no longer our customer, we continue to share your information as described in this notice. How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Northern Lights Fund Trust IV chooses to share; and whether you can limit this sharing. Reasons we can share your personal information: Does Northern Lights Fund Trust IV share information? Can you limit this sharing? For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. YES NO For our marketing purposes - to offer our products and services to you. NO We don’t share For joint marketing with other financial companies. NO We don’t share For our affiliates’ everyday business purposes - information about your transactions and records. NO We don’t share For our affiliates’ everyday business purposes - information about your credit worthiness. NO We don’t share For nonaffiliates to market to you NO We don’t share QUESTIONS? Call 0-000-000-0000 PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST Page 2 IV What we do: How does Northern Lights Fund Trust IV protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Our service providers are held accountable for adhering to strict policies and procedures to prevent any misuse of your nonpublic personal information. How does Northern Lights Fund Trust IV collect my personal information? We collect your personal information, for example, when you  open an account or deposit money  direct us to buy securities or direct us to sell your securities  seek advice about your investments We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Why can’t I limit all sharing? Federal law gives you the right to limit only:  sharing for affiliates’ everyday business purposes – information about your creditworthiness.  affiliates from using your information to market to you.  sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.  Northern Lights Fund Trust does not share with our IV has no affiliates. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.  Northern Lights Fund Trust IV does not share with nonaffiliates so they can market to you.

TO CONTACT US. By Telephone In Writing Internet Toll-free (877000) BTS-9820 BTS FUNDS xxx.xxxxxxxx.xxx 000-0000 Pinnacle Funds xxx.xxxxxxxxxxxxxxxxxxxx.xxx c/o Gemini Fund Services, LLC PO Box 541150 Omaha, NE 68154 Or Via Overnight Delivery 0000 X. 000xx Xxxxxx, Xxxxx 000 Elkhorn, NE 68022 Distributed by Northern Lights Distributors, LLC PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST Rev. February 2014 PRIVACY NOTICE FACTS WHAT DOES NORTHERN LIGHTS FUND TRUST III DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depends depend on the product or service that you have with us. This information can include:   Social Security number and wire transfer instructions  account transactions and transaction history  investment experience and purchase history  Purchase History  Assets  Account Balances  Retirement Assets  Account Transactions  Transaction History  Wire Transfer Instructions  Checking Account Information When you are no longer our customer, we continue to share your information as described in this notice. How? All financial companies need to share customers’ ' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ ' personal information; the reasons Northern Lights Fund Trust III chooses to share; and whether you can limit this sharing. Reasons we can share your personal information: information Does Northern Lights Fund Trust share informationIII share? Can you limit this sharing? For our everyday business purposes - – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. YES NO bureaus Yes No For our marketing purposes - – to offer our products and services to you. NO you No We don’t n't share For joint marketing with other financial companies. NO companies No We don’t n't share For our affiliates’ ' everyday business purposes - – information about your transactions and records. NO experiences No We don’t n't share For our affiliates’ ' everyday business purposes - – information about your credit worthiness. NO creditworthiness No We don’t n't share For nonaffiliates to market to you NO No We don’t n't share QUESTIONSQuestions? Call 0-(000-) 000-0000 PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST Page 2 Who we are Who is providing this notice? Northern Lights Fund Trust III What we do: do How does Northern Lights Fund Trust III protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Our service providers are held accountable for adhering to strict policies and procedures to prevent any misuse of your nonpublic personal information. How does Northern Lights Fund Trust III collect my personal information? We collect your personal information, for example, when you  open  Open an account  Provide account information  Give us your contact information  Make deposits or deposit withdrawals from your account  Make a wire transfer  Tell us where to send the money  direct  Tells us to buy securities or direct us to sell who receives the money  Show your securities  seek advice about government-issued ID  Show your investments driver's license We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Why can’t n't I limit all sharing? Federal law gives you the right to limit only:  sharing only ▪ Sharing for affiliates’ ' everyday business purposes – information about your creditworthiness.  affiliates creditworthiness ▪ Affiliates from using your information to market to you.  sharing you ▪ Sharing for nonaffiliates to market to you. you State laws and individual companies may give you additional rights to limit sharing. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.   Northern Lights Fund Trust III does not share with our affiliates. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.  companies  Northern Lights Fund Trust III does not share with nonaffiliates so they can market to you.

TO CONTACT US. By Telephone In Writing Internet Toll-free (877000) BTS-9820 BTS 000-0000 CMG FUNDS xxx.xxxxxxxx.xxx xxx.xxxxxxxxxxxxxx.xxx c/o Gemini Fund Services, LLC PO Box 541150 Omaha, NE 68154 Or Via Overnight Delivery 0000 X. 000xx 00000 Xxxxxx Xxxxxx, Xxxxx 000 ElkhornSuite 2 Omaha, NE 68022 68130 Distributed by Northern Lights Distributors, LLC PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST Rev. February 2014 FACTS WHAT DOES NORTHERN LIGHTS FUND TRUST DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depends on the product or service that you have with us. This information can include:  Social Security number and wire transfer instructions  account transactions and transaction history  investment experience and purchase history When you are no longer our customer, we continue to share your information as described in this notice. How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Northern Lights Fund Trust chooses to share; and whether you can limit this sharing. Reasons we can share your personal information: Does Northern Lights Fund Trust share information? Can you limit this sharing? For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. YES NO For our marketing purposes - to offer our products and services to you. NO We don’t share For joint marketing with other financial companies. NO We don’t share For our affiliates’ everyday business purposes - information about your transactions and records. NO We don’t share For our affiliates’ everyday business purposes - information about your credit worthiness. NO We don’t share For nonaffiliates to market to you NO We don’t share QUESTIONS? Call 0-000-000-0000 PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST Page 2 What we do: How does Northern Lights Fund Trust protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Our service providers are held accountable for adhering to strict policies and procedures to prevent any misuse of your nonpublic personal information. How does Northern Lights Fund Trust collect my personal information? We collect your personal information, for example, when you  open an account or deposit money  direct us to buy securities or direct us to sell your securities  seek advice about your investments We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Why can’t I limit all sharing? Federal law gives you the right to limit only:  sharing for affiliates’ everyday business purposes – information about your creditworthiness.  affiliates from using your information to market to you.  sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.  Northern Lights Fund Trust does not share with our affiliates. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.  Northern Lights Fund Trust does not share with nonaffiliates so they can market to you.

TO CONTACT US. By Telephone In Writing Internet Toll-free (877000) BTS-9820 BTS FUNDS xxx.xxxxxxxx.xxx 000-0000 Sierra Mutual Funds www. sierramutualfunds. com c/o Gemini Fund Services, LLC PO Box 541150 Omaha, NE 68154 Or Via Overnight Delivery 0000 X. 000xx 00000 Xxxxxx Xxxxxx, Xxxxx 000 ElkhornSuite 2 Omaha, NE 68022 68130 Distributed by Northern Lights Distributors, LLC PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST Rev. February 2014 FACTS WHAT DOES NORTHERN LIGHTS FUND TRUST DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depends on the product or service that you have with us. This information can include:  Social Security number and wire transfer instructions  account transactions and transaction history  investment experience and purchase history When you are no longer our customer, we continue to share your information as described in this notice. How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Northern Lights Fund Trust chooses to share; and whether you can limit this sharing. Reasons we can share your personal information: Does Northern Lights Fund Trust share information? Can you limit this sharing? For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. YES NO For our marketing purposes - to offer our products and services to you. NO We don’t share For joint marketing with other financial companies. NO We don’t share For our affiliates’ everyday business purposes - information about your transactions and records. NO We don’t share For our affiliates’ everyday business purposes - information about your credit worthiness. NO We don’t share For nonaffiliates to market to you NO We don’t share QUESTIONS? Call 0-000-000-0000 PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST Page 2 What we do: How does Northern Lights Fund Trust protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Our service providers are held accountable for adhering to strict policies and procedures to prevent any misuse of your nonpublic personal information. How does Northern Lights Fund Trust collect my personal information? We collect your personal information, for example, when you  open an account or deposit money  direct us to buy securities or direct us to sell your securities  seek advice about your investments We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Why can’t I limit all sharing? Federal law gives you the right to limit only:  sharing for affiliates’ everyday business purposes – information about your creditworthiness.  affiliates from using your information to market to you.  sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.  Northern Lights Fund Trust does not share with our affiliates. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.  Northern Lights Fund Trust does not share with nonaffiliates so they can market to you.

TO CONTACT US. By Telephone In Writing Internet Toll-free (877) BTS-9820 BTS FUNDS xxx.xxxxxxxx.xxx 0-000-000-0000 Centerstone Funds xxx.xxxxxxxxxxxxxx.xxx c/o Gemini Fund Services, LLC PO Box 541150 Omaha, NE 68154 Or Via Overnight Delivery 0000 X. 000xx 00000 Xxxxxx Xxxxxx, Xxxxx 000 ElkhornSuite 2 Omaha, NE 68022 68130 Distributed by Northern Lights Distributors, LLC PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST CENTERSTONEINVESTORSTRUST Rev. February 2014 2016 FACTS WHAT DOES NORTHERN LIGHTS FUND CENTERSTONE INVESTORS TRUST DO WITH YOUR PERSONAL INFORMATION? WhyINFORM XXXXX? Financial companies choose how they share your personal information. Federal law gives Why? consumers the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? How? The types of personal information we collect and share depends on the product or service that you have with us. This information can include:  • Social Security number and wire transfer instructions  • account transactions and transaction history  • investment experience and purchase history When you are no longer our customer, we continue to share your information as described in this notice. How? All financial companies need to share customers’ ' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ customers ' personal information; the reasons Northern Lights Fund Trust CENTERSTONE INVESTORS TRUST chooses to share; and whether you can limit this sharing. Reasons we can share your personal information: Does Northern Lights Fund Trust CENTERSTONE INVESTORS TRUST share information? Can you limit this sharing? For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. YES NO For our marketing purposes - purposes- to offer our products and services to you. NO We don’t n't share For joint marketing with other financial companies. NO We don’t n't share For our affiliates’ ' everyday business purposes - information businesspurposes -information about your transactions and records. NO We don’t n't share For our affiliates’ ' everyday business purposes - information about your credit worthiness. NO We don’t n't share For nonaffiliates to market to you NO We don’t n't share QUESTIONS? Call 0Calll-402-000493-000-0000 PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST Page 2 4603 CENTERSTONEINVESTORSTRUST What we do: How does Northern Lights Fund Trust CENTERSTONE INVESTORS TRUST protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Our service providers are held accountable for adhering to strict policies and procedures to prevent any misuse of your nonpublic personal information. How does Northern Lights Fund Trust CENTERSTONE INVESTORS TRUST collect my personal information? We collect your personal informationinformation , for example, when you  • open an account or deposit money  • direct us to buy securities or direct us to sell your securities  • seek advice about your investments We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Why can’t n't I limit all sharing? Federal law gives you the right to limit only:  • sharing for affiliates’ ' everyday business purposes – - information about your creditworthiness.  • affiliates from using your information to market to you.  • sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.  Northern Lights Fund Trust does not share with our • CENTERSTONEINVESTORS TRUST has no affiliates. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.  Northern Lights Fund Trust does • CENTERSTONE INVESTORS TRUSTdoes not share with nonaffiliates so they can market to you.

TO CONTACT US. By Telephone In Writing Internet Toll-free (877) BTS-9820 BTS FUNDS xxx.xxxxxxxx.xxx 1-844-MOERUS1 MOERUS WORLDWIDE VALUE FUND xxx.xxxxxxxxxxx.xxx c/o Gemini Fund Services, LLC PO Box 541150 Omaha, NE 68154 Or Via Overnight Delivery 0000 X. 000xx Xxxxxx, Xxxxx 000 ElkhornElkorn, NE 68022 Distributed by Northern Lights DistributorsForeside Fund Services, LLC PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST IV Rev. February 2014 August 2015 FACTS WHAT DOES NORTHERN LIGHTS FUND TRUST IV DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depends on the product or service that you have with us. This information can include:  Social Security number and wire transfer instructions  account transactions and transaction history  investment experience and purchase history When you are no longer our customer, we continue to share your information as described in this notice. How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Northern Lights Fund Trust IV chooses to share; and whether you can limit this sharing. Reasons we can share your personal information: Does Northern Lights Fund Trust IV share information? Can you limit this sharing? For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. YES NO For our marketing purposes - to offer our products and services to you. NO We don’t share For joint marketing with other financial companies. NO We don’t share For our affiliates’ everyday business purposes - information about your transactions and records. NO We don’t share For our affiliates’ everyday business purposes - information about your credit worthiness. NO We don’t share For nonaffiliates to market to you NO We don’t share QUESTIONS? Call 0-000-000-0000 PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST Page 2 IV What we do: How does Northern Lights Fund Trust IV protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Our service providers are held accountable for adhering to strict policies and procedures to prevent any misuse of your nonpublic personal information. How does Northern Lights Fund Trust IV collect my personal information? We collect your personal information, for example, when you  open an account or deposit money  direct us to buy securities or direct us to sell your securities  seek advice about your investments We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Why can’t I limit all sharing? Federal law gives you the right to limit only:  sharing for affiliates’ everyday business purposes – information about your creditworthiness.  affiliates from using your information to market to you.  sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.  Northern Lights Fund Trust does not share with our IV has no affiliates. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.  Northern Lights Fund Trust IV does not share with nonaffiliates so they can market to you.

TO CONTACT US. By Telephone In Writing Internet Toll-free (877000) BTS-9820 BTS FUNDS xxx.xxxxxxxx.xxx 000-0000 Pinnacle Funds xxx.xxxxxxxxxxxxxxxxxxxx.xxx c/o Gemini Fund Services, LLC PO Box 541150 Omaha, NE 68154 Or Via Overnight Delivery 0000 X. 000xx Xxxxxx, Xxxxx 000 Elkhorn, NE 68022 Distributed by Northern Lights Distributors, LLC PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST Rev. February 2014 PRIVACY NOTICE FACTS WHAT DOES NORTHERN LIGHTS FUND TRUST III DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depends depend on the product or service that you have with us. This information can include:  ▪ Social Security number and wire transfer instructions  account transactions and transaction history  investment experience and purchase history ▪ Purchase History ▪ Assets ▪ Account Balances ▪ Retirement Assets ▪ Account Transactions ▪ Transaction History ▪ Wire Transfer Instructions ▪ Checking Account Information When you are no longer our customer, we continue to share your information as described in this notice. How? All financial companies need to share customers’ ' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ ' personal information; the reasons Northern Lights Fund Trust III chooses to share; and whether you can limit this sharing. Reasons we can share your personal information: information Does Northern Lights Fund Trust share informationIII share? Can you limit this sharing? For our everyday business purposes - – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. YES NO bureaus Yes No For our marketing purposes - – to offer our products and services to you. NO you No We don’t n't share For joint marketing with other financial companies. NO companies No We don’t n't share For our affiliates’ ' everyday business purposes - – information about your transactions and records. NO experiences No We don’t n't share For our affiliates’ ' everyday business purposes - – information about your credit worthiness. NO creditworthiness No We don’t n't share For nonaffiliates to market to you NO No We don’t n't share QUESTIONSQuestions? Call 0-(000-) 000-0000 PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST Page 2 Who we are Who is providing this notice? Northern Lights Fund Trust III What we do: do How does Northern Lights Fund Trust III protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Our service providers are held accountable for adhering to strict policies and procedures to prevent any misuse of your nonpublic personal information. How does Northern Lights Fund Trust III collect my personal information? We collect your personal information, for example, when you  open ▪ Open an account ▪ Provide account information ▪ Give us your contact information ▪ Make deposits or deposit withdrawals from your account ▪ Make a wire transfer ▪ Tell us where to send the money  direct ▪ Tells us to buy securities or direct us to sell who receives the money ▪ Show your securities  seek advice about government-issued ID ▪ Show your investments driver's license We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Why can’t n't I limit all sharing? Federal law gives you the right to limit only:  sharing only ▪ Sharing for affiliates’ ' everyday business purposes – information about your creditworthiness.  affiliates creditworthiness ▪ Affiliates from using your information to market to you.  sharing you ▪ Sharing for nonaffiliates to market to you. you State laws and individual companies may give you additional rights to limit sharing. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.  ▪ Northern Lights Fund Trust III does not share with our affiliates. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.  companies ▪ Northern Lights Fund Trust III does not share with nonaffiliates so they can market to you.

TO CONTACT US. By Telephone In Writing Internet Toll-free (877) BTS-9820 BTS FUNDS xxx.xxxxxxxx.xxx c/o Gemini Fund Services, LLC PO Box 541150 Omaha, NE 68154 Or Via Overnight Delivery 0000 X. 000xx Xxxxxx, Xxxxx 000 Elkhorn, NE 68022 Distributed by Northern Lights Distributors, LLC PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST Northern Lights Fund Trust Rev. February 2014 FACTS WHAT DOES NORTHERN LIGHTS FUND TRUST DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depends on the product or service that you have with us. This information can include:  • Social Security number and wire transfer instructions  • account transactions and transaction history  • investment experience and purchase history When you are no longer our customer, we continue to share your information as described in this notice. How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Northern Lights Fund Trust chooses to share; and whether you can limit this sharing. Reasons we can share your personal information: Does Northern Lights Fund Trust share information? Can you limit this sharing? For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. YES NO For our marketing purposes - to offer our products and services to you. NO We don’t share For joint marketing with other financial companies. NO We don’t share For our affiliates’ everyday business purposes - information about your transactions and records. NO We don’t share For our affiliates’ everyday business purposes - information about your credit worthiness. NO We don’t share For nonaffiliates to market to you NO We don’t share QUESTIONS? Call 0-000-000-0000 PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST Page 2 Northern Lights Fund Trust What we do: How does Northern Lights Fund Trust protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Our service providers are held accountable for adhering to strict policies and procedures to prevent any misuse of your nonpublic personal information. How does Northern Lights Fund Trust collect my personal information? We collect your personal information, for example, when you  • open an account or deposit money  • direct us to buy securities or direct us to sell your securities  • seek advice about your investments We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Why can’t I limit all sharing? Federal law gives you the right to limit only:  • sharing for affiliates’ everyday business purposes – information about your creditworthiness.  • affiliates from using your information to market to you.  • sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.  • Northern Lights Fund Trust does not share with our affiliates. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.  • Northern Lights Fund Trust does not share with nonaffiliates so they can market to you.

TO CONTACT US. By Telephone In Writing Internet Toll-free (877) BTS-9820 BTS FUNDS xxx.xxxxxxxx.xxx 0-000-000-0000 Absolute Capital Funds xxx.xxxxxxxxxxx.xxx c/o Gemini Fund Services, LLC PO Box 541150 Omaha, NE 68154 Or Via Overnight Delivery 0000 X. 000xx Xxxxxx, Xxxxx 000 Elkhorn, NE 68022 Distributed by Northern Lights Distributors, LLC PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST Rev. February 2014 PRIVACY NOTICE FACTS WHAT DOES NORTHERN LIGHTS FUND TRUST III DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depends depend on the product or service that you have with us. This information can include:   Social Security number and wire transfer instructions  account transactions and transaction history  investment experience and purchase history  Purchase History  Assets  Account Balances  Retirement Assets  Account Transactions  Transaction History  Wire Transfer Instructions  Checking Account Information When you are no longer our customer, we continue to share your information as described in this notice. How? All financial companies need to share customers’ ' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ ' personal information; the reasons Northern Lights Fund Trust III chooses to share; and whether you can limit this sharing. Reasons we can share your personal information: information Does Northern Lights Fund Trust share informationIII share? Can you limit this sharing? For our everyday business purposes - – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. YES NO bureaus Yes No For our marketing purposes - – to offer our products and services to you. NO you No We don’t n't share For joint marketing with other financial companies. NO companies No We don’t n't share For our affiliates’ ' everyday business purposes - – information about your transactions and records. NO experiences No We don’t n't share For our affiliates’ ' everyday business purposes - – information about your credit worthiness. NO creditworthiness No We don’t n't share For nonaffiliates to market to you NO No We don’t n't share QUESTIONSQuestions? Call 0-(000-) 000-0000 PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST Page 2 Who we are Who is providing this notice? Northern Lights Fund Trust III What we do: do How does Northern Lights Fund Trust III protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Our service providers are held accountable for adhering to strict policies and procedures to prevent any misuse of your nonpublic personal information. How does Northern Lights Fund Trust III collect my personal information? We collect your personal information, for example, when you  open  Open an account  Provide account information  Give us your contact information  Make deposits or deposit withdrawals from your account  Make a wire transfer  Tell us where to send the money  direct  Tells us to buy securities or direct us to sell who receives the money  Show your securities  seek advice about government-issued ID  Show your investments driver's license We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Why can’t n't I limit all sharing? Federal law gives you the right to limit only:  sharing only ▪ Sharing for affiliates’ ' everyday business purposes – information about your creditworthiness.  affiliates creditworthiness ▪ Affiliates from using your information to market to you.  sharing you ▪ Sharing for nonaffiliates to market to you. you State laws and individual companies may give you additional rights to limit sharing. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.   Northern Lights Fund Trust III does not share with our affiliates. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.  companies  Northern Lights Fund Trust III does not share with nonaffiliates so they can market to you.

TO CONTACT US. By Telephone In Writing Internet Toll-free (877) BTS-9820 BTS FUNDS xxx.xxxxxxxx.xxx 0-000-000-0000 Absolute Capital Funds xxx.xxxxxxxxxxx.xxx c/o Gemini Fund Services, LLC PO Box 541150 Omaha, NE 68154 Or Via Overnight Delivery 0000 X. 000xx Xxxxxx, Xxxxx 000 Elkhorn, NE 68022 Distributed by Northern Lights Distributors, LLC PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST Rev. February 2014 PRIVACY NOTICE FACTS WHAT DOES NORTHERN LIGHTS FUND TRUST III DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depends depend on the product or service that you have with us. This information can include:  ▪ Social Security number and wire transfer instructions  account transactions and transaction history  investment experience and purchase history ▪ Purchase History ▪ Assets ▪ Account Balances ▪ Retirement Assets ▪ Account Transactions ▪ Transaction History ▪ Wire Transfer Instructions ▪ Checking Account Information When you are no longer our customer, we continue to share your information as described in this notice. How? All financial companies need to share customers’ ' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ ' personal information; the reasons Northern Lights Fund Trust III chooses to share; and whether you can limit this sharing. Reasons we can share your personal information: information Does Northern Lights Fund Trust share informationIII share? Can you limit this sharing? For our everyday business purposes - – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. YES NO bureaus Yes No For our marketing purposes - – to offer our products and services to you. NO you No We don’t n't share For joint marketing with other financial companies. NO companies No We don’t n't share For our affiliates’ ' everyday business purposes - – information about your transactions and records. NO experiences No We don’t n't share For our affiliates’ ' everyday business purposes - – information about your credit worthiness. NO creditworthiness No We don’t n't share For nonaffiliates to market to you NO No We don’t n't share QUESTIONSQuestions? Call 0-(000-) 000-0000 PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST Page 2 Who we are Who is providing this notice? Northern Lights Fund Trust III What we do: do How does Northern Lights Fund Trust III protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Our service providers are held accountable for adhering to strict policies and procedures to prevent any misuse of your nonpublic personal information. How does Northern Lights Fund Trust III collect my personal information? We collect your personal information, for example, when you  open ▪ Open an account ▪ Provide account information ▪ Give us your contact information ▪ Make deposits or deposit withdrawals from your account ▪ Make a wire transfer ▪ Tell us where to send the money  direct ▪ Tells us to buy securities or direct us to sell who receives the money ▪ Show your securities  seek advice about government-issued ID ▪ Show your investments driver's license We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Why can’t n't I limit all sharing? Federal law gives you the right to limit only:  sharing only ▪ Sharing for affiliates’ ' everyday business purposes – information about your creditworthiness.  affiliates creditworthiness ▪ Affiliates from using your information to market to you.  sharing you ▪ Sharing for nonaffiliates to market to you. you State laws and individual companies may give you additional rights to limit sharing. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.  ▪ Northern Lights Fund Trust III does not share with our affiliates. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.  companies ▪ Northern Lights Fund Trust III does not share with nonaffiliates so they can market to you.

TO CONTACT US. By Telephone In Writing Internet Toll-free (877000) BTS-9820 BTS FUNDS xxx.xxxxxxxx.xxx 000-0000 Sierra Mutual Funds xxx.xxxxxxxxxxxxxxxxx.xxx c/o Gemini Fund Services, LLC LLC. PO Box 541150 Omaha, NE 68154 Or Via Overnight Delivery 0000 X. 000xx Xxxxxx, Xxxxx 000 Elkhorn, NE 68022 Distributed by Northern Lights Distributors, LLC PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST Rev. February 2014 FACTS WHAT DOES NORTHERN LIGHTS FUND TRUST DO WITH YOUR PERSONAL INFORMATION? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. What? The types of personal information we collect and share depends on the product or service that you have with us. This information can include:  Social Security number and wire transfer instructions  account transactions and transaction history  investment experience and purchase history When you are no longer our customer, we continue to share your information as described in this notice. How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Northern Lights Fund Trust chooses to share; and whether you can limit this sharing. Reasons we can share your personal information: Does Northern Lights Fund Trust share information? Can you limit this sharing? For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. YES NO For our marketing purposes - to offer our products and services to you. NO We don’t share For joint marketing with other financial companies. NO We don’t share For our affiliates’ everyday business purposes - information about your transactions and records. NO We don’t share For our affiliates’ everyday business purposes - information about your credit worthiness. NO We don’t share For nonaffiliates to market to you NO We don’t share QUESTIONS? Call 0-000-000-0000 PRIVACY NOTICE NORTHERN LIGHTS FUND TRUST Page 2 What we do: How does Northern Lights Fund Trust protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Our service providers are held accountable for adhering to strict policies and procedures to prevent any misuse of your nonpublic personal information. How does Northern Lights Fund Trust collect my personal information? We collect your personal information, for example, when you  open an account or deposit money  direct us to buy securities or direct us to sell your securities  seek advice about your investments We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Why can’t I limit all sharing? Federal law gives you the right to limit only:  sharing for affiliates’ everyday business purposes – information about your creditworthiness.  affiliates from using your information to market to you.  sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing. Definitions Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.  Northern Lights Fund Trust does not share with our affiliates. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.  Northern Lights Fund Trust does not share with nonaffiliates so they can market to you.