Common use of TOTAL BALANCE Clause in Contracts

TOTAL BALANCE. 26,381,126.99 RUN ON : 02/21/01 RFC DISCLOSURE SYSTEM RFFSDFIX-01 AT : 20.29.12 INITIAL SECURITY FEES AMORTIZED BALANCE SERIES : RAMP 2001-RZ1 GRO FIXED SUMMARY REPORT CUTOFF : 02/01/01 POOL : 0004484 : : POOL STATUS: F WEIGHTED AVERAGES FROM TO --------------------------------------------------------------------------- CURR NOTE RATE 9.8412 8.8750 11.3750 RFC NET RATE 9.5383 8.5000 11.1250 NET MTG RATE(INVSTR RATE) 9.4583 8.4200 11.0450 POST STRIP RATE .0000 .0000 .0000 SUB SERV FEE .3029 .2500 .5000 MSTR SERV FEE .0800 .0800 .0800 ALL EXP .0000 .0000 .0000 MISC EXP .0000 .0000 .0000 SPREAD .0000 .0000 .0000 STRIP 9.4583 8.4200 11.0450

TOTAL BALANCE. 26,381,126.99 4,916,166.57 RUN ON : 02/21/01 03/29/04 RFC DISCLOSURE SYSTEM RFFSDFIX-01 AT : 20.29.12 08.16.58 INITIAL SECURITY FEES AMORTIZED BALANCE SERIES : RAMP 20012004-RZ1 GRO SL1 FIXED FIXED SUMMARY REPORT CUTOFF : 02/01/01 03/01/04 POOL : 0004484 0004819 : : POOL STATUS: F WEIGHTED AVERAGES FROM TO --------------------------------------------------------------------------- CURR NOTE RATE 9.8412 10.1275 8.8750 11.3750 14.7000 RFC NET RATE 9.5383 8.5000 11.1250 9.6752 8.6250 14.2000 NET MTG RATE(INVSTR RATE) 9.4583 8.4200 11.0450 9.6252 8.5750 14.1500 POST STRIP RATE .0000 .0000 .0000 8.5000 8.5000 8.5000 SUB SERV FEE .3029 .2500 .5000 .4522 .1250 .6250 MSTR SERV FEE .0800 .0800 .0800 .0500 .0500 .0500 ALL EXP .0000 .0000 .0000 MISC EXP .0000 .0000 .0000 SPREAD .0000 .0000 .0000 STRIP 9.4583 8.4200 11.04501.1252 .0750 5.6500

TOTAL BALANCE. 26,381,126.99 422,408,254.70 RUN ON : 02/21/01 02/21/03 RFC DISCLOSURE SYSTEM RFFSDFIX-01 AT : 20.29.12 09.19.00 INITIAL SECURITY FEES AMORTIZED BALANCE SERIES : RAMP 2001RALI 2003-RZ1 GRO QS2 FIXED SUMMARY REPORT CUTOFF : 02/01/01 02/01/03 POOL : 0004484 0004661 : : POOL STATUS: F WEIGHTED AVERAGES FROM TO --------------------------------------------------------------------------- CURR NOTE RATE 9.8412 6.5524 5.7500 8.8750 11.3750 RFC NET RATE 9.5383 8.5000 11.1250 6.3021 5.5000 8.6250 NET MTG RATE(INVSTR RATE) 9.4583 8.4200 11.0450 6.2355 5.4700 8.5450 POST STRIP RATE .0000 .0000 .0000 5.9699 5.4700 6.0000 SUB SERV FEE .3029 .2503 .2500 .5000 MSTR SERV FEE .0800 .0800 .0666 .0300 .0800 ALL EXP .0000 .0000 .0000 MISC EXP .0000 .0000 .0000 SPREAD .0000 .0000 .0000 STRIP 9.4583 8.4200 11.0450.2656 .0000 2.5450

TOTAL BALANCE. 26,381,126.99 27,712,406.01 RUN ON : 02/21/01 05/24/01 RFC DISCLOSURE SYSTEM RFFSDFIX-01 AT : 20.29.12 14.31.12 INITIAL SECURITY FEES AMORTIZED BALANCE SERIES : RAMP 2001-RZ1 GRO RZ2 NON FIXED SUMMARY REPORT CUTOFF : 02/01/01 05/01/01 POOL : 0004484 0004508 : : POOL STATUS: F WEIGHTED AVERAGES FROM TO --------------------------------------------------------------------------- -------------------------------------------------------------------------- CURR NOTE RATE 9.8412 8.8750 11.3750 9.5200 8.5000 11.0000 RFC NET RATE 9.5383 8.5000 11.1250 9.2448 8.2500 10.7500 NET MTG RATE(INVSTR RATE) 9.4583 8.4200 11.0450 9.1948 8.2000 10.7000 POST STRIP RATE .0000 .0000 .0000 9.1948 8.2000 10.7000 SUB SERV FEE .3029 .2752 .2500 .5000 MSTR SERV FEE .0800 .0800 .0800 .0500 .0500 .0500 ALL EXP .0000 .0000 .0000 MISC EXP .0000 .0000 .0000 SPREAD .0000 .0000 .0000 STRIP 9.4583 8.4200 11.0450.0000 .0000 .0000